ESL Trust Services, LLC

In its 13F for Q3 2024 (holdings as of September 30, 2024, filed November 1, 2024), ESL Trust Services, LLC reported 233 stock positions worth $441.6 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 15.1% of the portfolio, followed by SS SPDR P S&P 500 Growth ETF (SPYG, 11.7%) and Schwab US DVD Equity ETF (SCHD, 11.2%). Compared with Q2 2024, it opened 8 new positions, sold out of 33, added to 15 and reduced 43. The biggest buy was Vanguard Intermediate-Term B (BIV, shares +21%) and the biggest sale SS SPDR P S&P 500 Growth ETF (SPYG, shares −0%).

Most Recent 13F
Q2 2026
Location
ROCHESTER, NY
CIK
0001785545
Portfolio Value
$441.6M (Q3 2024)
SEC Filing
0001785545-24-000006 ↗ filed Nov 1, 2024

Holdings Value

0$200.0M$400.0M$600.0M Q1 2024: $382.0M Q1 2024 Q2 2024: $410.6M Q2 2024 Q3 2024: $441.6M $441.6M Q3 2024 Q4 2024: $448.7M Q4 2024 Q1 2025: $443.1M Q1 2025 Q2 2025: $489.4M Q2 2025 Q3 2025: $509.6M Q3 2025 Q4 2025: $521.0M Q4 2025 Q1 2026: $523.6M Q1 2026 Q2 2026: $586.5M Q2 2026

Holdings 233 stocks · $441.6M
IVV iShares Core S&P 500 ETF 15.14% 115,890 $66.8M Add +0.7%
SPYG SS SPDR P S&P 500 Growth ETF 11.66% 620,678 $51.5M Reduce -0.0%
SCHD Schwab US DVD Equity ETF 11.24% 586,966 $49.6M Add +0.1%
VIGI Vanguard Int Div App Indx FD 10.57% 528,788 $46.7M Reduce -0.0%
AVDE Avantis International Equity 10.45% 688,620 $46.2M Reduce 0.0%
IJH iShares Core S&P Midcap ETF 8.64% 612,016 $38.1M Add +0.1%
GQRE NT GLBL Qual Re ETF 8.52% 604,139 $37.6M No change
XSOE Wisdmtree Emerg MKT Ex-St Ow 7.31% 977,871 $32.3M Add +0.1%
FALN iShares Fallen Angels ETF 6.90% 1,115,111 $30.5M Add +0.4%
IJR iShares Core S&P Small-Cap E 5.33% 201,034 $23.5M Add +0.3%
BIV Vanguard Intermediate-Term B 1.04% 58,346 $4.6M Add +20.9%
QLTA iShares Aaa - A Rated Corpor 0.42% 37,815 $1.9M Reduce -0.3%
SPY SS SPDR S&P 500 ETF Trust-US 0.30% 2,302 $1.3M No change
VWO Vanguard Ftse Emerging Marke 0.25% 23,003 $1.1M Reduce -0.8%
MSFT Microsoft Corp. 0.21% 2,122 $913K Reduce -4.7%
EFA iShares MSCI Eafe ETF 0.19% 10,072 $842K No change
VTI VG Morningstar TS MKT ETF-US 0.15% 2,400 $680K Add +32.7%
IWF iShares Russell 1000 Growth 0.13% 1,578 $592K Add +12.7%
IEFA iShares Core MSCI Eafe ETF 0.07% 4,237 $331K Add +42.0%
AAPL Apple Inc. 0.07% 1,402 $327K Reduce -15.4%
VEU Vanguard Ftse All-World Ex-U 0.06% 4,331 $273K Add +13.3%
VOO Vanguard S&P 500 ETF 0.06% 486 $256K Add +10.7%
JPM JPMorgan Chase & Co. 0.06% 1,192 $251K Reduce -6.7%
JNJ Johnson & Johnson 0.05% 1,302 $211K Reduce -2.8%
IWM iShares Russell 2000 ETF 0.05% 910 $201K No change
MNA Nylim Merger Arbtrage ETF-Ui filed as NEW YORK LIFE INVESTMENTS ET 0.04% 5,808 $191K No change
SHY iShares 1-3 Year Treasury Bo 0.04% 2,014 $167K Add +40.5%
MRK Merck & Co. Inc. 0.03% 1,331 $151K No change
AGG iShares Core U.S. Aggregate 0.03% 1,400 $142K No change
VYM Vanguard High DVD Yield ETF 0.03% 1,055 $135K No change
EXR Extra Space Storage Inc. 0.03% 671 $121K Reduce -4.8%
ACN Accenture PLC Class A 0.03% 313 $111K Reduce -12.3%
TXN Texas Instruments Inc. 0.02% 515 $106K No change
BSV Vanguard Short-Term Bond ETF 0.02% 1,335 $105K New
ORCL Oracle Corp. 0.02% 600 $102K No change
GSK GSK PLC-Spon ADR 0.02% 2,500 $102K No change
O Realty Income Corp. 0.02% 1,600 $101K No change
IXUS iShares Core Intl Stock ETF 0.02% 1,370 $100K Reduce -6.8%
IWD iShares Russell 1000 Value E 0.02% 479 $91K New
GOOG Alphabet Inc. Class C 0.02% 540 $90K No change
VNQ Vanguard Real Estate ETF 0.02% 888 $87K Add +21.5%
TIP iShares Tips Bond ETF 0.02% 775 $86K Reduce -30.7%
GLD SPDR Gold Shares 0.02% 352 $86K No change
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.02% 709 $83K No change
PG The Procter & Gamble Co. 0.02% 465 $81K No change
JNK SS SPDR BB High Yield Bond 0.02% 766 $75K New
INTC Intel Corp. 0.02% 3,150 $74K Reduce -3.8%
VEA Vanguard Ftse Developed ETF 0.02% 1,284 $68K No change
ABBV Abbvie Inc. 0.02% 342 $68K Reduce -21.9%
ED Consolidated Edison Inc. 0.01% 600 $62K No change
CSCO Cisco Systems Inc. 0.01% 1,119 $60K No change
BBJP JPMorgan Betabuilders Japan 0.01% 989 $59K No change
CB Chubb Ltd. 0.01% 200 $58K Reduce -12.3%
KMB Kimberly-Clark Corp. 0.01% 400 $57K No change
MO Altria Group Inc. 0.01% 1,100 $56K Reduce -15.4%
USMV iShares MSCI USA Min Vol Fac 0.01% 614 $56K No change
VB Vanguard Most SM-Cap ETF-Usd 0.01% 231 $55K No change
ABT Abbott Laboratories 0.01% 480 $55K Reduce -4.0%
PDBC Invesco Optimum Yield Divers 0.01% 3,720 $50K No change
SYY Sysco Corp. 0.01% 600 $47K No change
IEMG iShares Core MSCI Emerging 0.01% 802 $46K Add +74.3%
WEC WEC Energy Group Inc. 0.01% 474 $46K Reduce -10.6%
GLW Corning Inc. 0.01% 1,000 $45K No change
GSLC Goldman Activebeta US LC ETF 0.01% 399 $45K No change
SPYM Ste STR SPDR PT S&P 500 ETF 0.01% 643 $43K No change
RVT Royce Small-Cap Trust Inc. 0.01% 2,629 $41K Reduce -0.0%
PFE Pfizer Inc. 0.01% 1,350 $39K Reduce -8.8%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.01% 176 $39K No change
KO The Coca-Cola Co. 0.01% 515 $37K No change
PRU Prudential Financial Inc. 0.01% 289 $35K No change
AMZN Amazon.com Inc. 0.01% 187 $35K No change
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.01% 130 $34K No change
PAYX Paychex Inc. 0.01% 250 $34K No change
HEFA Isha Curr Hedged MSCI Eafe 0.01% 935 $33K New
DTE DTE Energy Company 0.01% 249 $32K No change
BCE Bce Inc. 0.01% 915 $32K No change
DD Dupont DE Nemours Inc. 0.01% 341 $30K No change
PEP Pepsico Inc. 0.01% 166 $28K Reduce -47.0%
PHO Invesco Water Resources ETF 0.01% 400 $28K No change
CMCSA Comcast Corp. Class A 0.01% 664 $28K No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.01% 271 $26K Reduce -11.7%
BMY Bristol-Myers Squibb Co. 0.01% 500 $26K No change
WPC WP Carey Inc. 0.01% 400 $25K No change
TMO Thermo Fisher Scientific Inc. 0.01% 38 $24K No change
DRI Darden Restaurants Inc. 0.01% 141 $23K No change
MCD McDonald's Corp. 0.01% 74 $23K No change
EMR Emerson Electric Co. 0.01% 200 $22K No change
RGR Sturm Ruger & Co. Inc. 0.00% 500 $21K No change
NVDA Nvidia Corp. 0.00% 170 $21K No change
CTVA Corteva Inc. 0.00% 341 $20K No change
EXC Exelon Corp. 0.00% 474 $19K No change
DOW Dow Inc. 0.00% 341 $19K No change
MDT Medtronic PLC 0.00% 200 $18K Reduce -24.2%
D Dominion Energy Inc. 0.00% 300 $17K No change
CHTR Charter Communications Inc. Class A 0.00% 50 $16K No change
DLR Digital Realty Trust Inc. 0.00% 100 $16K No change
VBR Vngrd Mrngst SL-CP Val ETF-U 0.00% 80 $16K New
GTY Getty Realty Corp. 0.00% 500 $16K No change
DKS Dick's Sporting Goods Inc. 0.00% 75 $16K No change
DUK Duke Energy Corp. 0.00% 131 $15K No change

Show all 233 holdings

Portfolio Sells Q2 2024 → Q3 2024
SPYG SS SPDR P S&P 500 Growth ETF Reduce -0.0% 11.66% −0.45
MSFT Microsoft Corp. Reduce -4.7% 0.21% −0.04
TT Trane Technologies PLC Reduce -96.2% 0.00% −0.02
XOM Exxon Mobil Corp. Reduce -90.2% 0.00% −0.02
HYG Ishr Ibx Usd Hiyld CB ETF-Ui Sold out 0.00% −0.02
PM Philip Morris International Sold out 0.00% −0.01
QLTA iShares Aaa - A Rated Corpor Reduce -0.3% 0.42% −0.01
AAPL Apple Inc. Reduce -15.4% 0.07% −0.01
MDLZ Mondelez International Inc. Class A Reduce -92.6% 0.00% −0.01
TIP iShares Tips Bond ETF Reduce -30.7% 0.02% −0.01
T AT&T Inc. Reduce -79.4% 0.00% −0.01
IR Ingersoll-Rand Inc. Sold out 0.00% −0.01
INTC Intel Corp. Reduce -3.8% 0.02% −0.01
ROK Rockwell Automation Inc. Sold out 0.00% −0.01
NVO Novo-Nordisk A/S-Spons ADR Reduce -59.6% 0.00% −0.01
PEP Pepsico Inc. Reduce -47.0% 0.01% −0.01
JPM JPMorgan Chase & Co. Reduce -6.7% 0.06% −0.01
UNH Unitedhealth Group Inc. Reduce -66.7% 0.00% −0.01
TLTE NT Emg MKTS Ftilt ETF Sold out 0.00% −0.00
BIL SS SPDR BB 1-3M T-Bill ETF Sold out 0.00% −0.00
ALLE Allegion PLC Reduce -79.5% 0.00% −0.00
LOW Lowe's Cos Inc. Sold out 0.00% −0.00
MRSH Marsh & McLennan Cos Reduce -58.3% 0.00% −0.00
ABBV Abbvie Inc. Reduce -21.9% 0.02% −0.00
MMM 3M Co. Sold out 0.00% −0.00
LIN Linde PLC Reduce -75.7% 0.00% −0.00
NEE Nextera Energy Inc. Reduce -75.7% 0.00% −0.00
UNP Union Pacific Corp. Reduce -57.5% 0.00% −0.00
VZ Verizon Communications Inc. Reduce -47.4% 0.00% −0.00
BLK BlackRock Finance Inc. Reduce -65.0% 0.00% −0.00
TDTT NT Iboxx 3Y Dur Tips ETF Sold out 0.00% −0.00
PKG Packaging Corp. of America Reduce -86.7% 0.00% −0.00
HON Honeywell International Inc. Reduce -60.0% 0.00% −0.00
TEL Te Connectivity Ltd. Sold out 0.00% −0.00
DFS Discover Financial Services Sold out 0.00% −0.00
PSX Phillips 66 Sold out 0.00% −0.00
CVX Chevron Corp. Reduce -50.5% 0.00% −0.00
LMT Lockheed Martin Corp. Reduce -75.0% 0.00% −0.00
GM General Motors Co. Sold out 0.00% −0.00
WFC Wells Fargo & Co. Reduce -56.9% 0.00% −0.00
MO Altria Group Inc. Reduce -15.4% 0.01% −0.00
IXUS iShares Core Intl Stock ETF Reduce -6.8% 0.02% −0.00
DIS The Walt Disney Co. Reduce -11.7% 0.01% −0.00
KLAC KLA Corp. Sold out 0.00% −0.00
ACN Accenture PLC Class A Reduce -12.3% 0.03% −0.00
CL Colgate-Palmolive Co. Sold out 0.00% −0.00
PFE Pfizer Inc. Reduce -8.8% 0.01% −0.00
FIS Fidelity National Info Serv Sold out 0.00% −0.00
ISRG Intuitive Surgical Inc. Sold out 0.00% −0.00
CB Chubb Ltd. Reduce -12.3% 0.01% −0.00

Portfolio Buys Q2 2024 → Q3 2024
BIV Vanguard Intermediate-Term B Add +20.9% 1.04% +0.16
SCHD Schwab US DVD Equity ETF Add +0.1% 11.24% +0.13
IJR iShares Core S&P Small-Cap E Add +0.3% 5.33% +0.12
VTI VG Morningstar TS MKT ETF-US Add +32.7% 0.15% +0.04
XSOE Wisdmtree Emerg MKT Ex-St Ow Add +0.1% 7.31% +0.02
BSV Vanguard Short-Term Bond ETF New 0.02% +0.02
IEFA iShares Core MSCI Eafe ETF Add +42.0% 0.07% +0.02
IWD iShares Russell 1000 Value E New 0.02% +0.02
JNK SS SPDR BB High Yield Bond New 0.02% +0.02
IWF iShares Russell 1000 Growth Add +12.7% 0.13% +0.01
SHY iShares 1-3 Year Treasury Bo Add +40.5% 0.04% +0.01
HEFA Isha Curr Hedged MSCI Eafe New 0.01% +0.01
VEU Vanguard Ftse All-World Ex-U Add +13.3% 0.06% +0.01
VNQ Vanguard Real Estate ETF Add +21.5% 0.02% +0.00
VOO Vanguard S&P 500 ETF Add +10.7% 0.06% +0.00
IEMG iShares Core MSCI Emerging Add +74.3% 0.01% +0.00
VBR Vngrd Mrngst SL-CP Val ETF-U New 0.00% +0.00
VNQI Vanguard GLBL Ex-US Real Est New 0.00% +0.00
IVE iShares S&P 500 Value ETF New 0.00% +0.00
IEF iShares 7-10 Year Treasury B New 0.00% +0.00
IJH iShares Core S&P Midcap ETF Add +0.1% 8.64% −0.08
FALN iShares Fallen Angels ETF Add +0.4% 6.90% −0.18
IVV iShares Core S&P 500 ETF Add +0.7% 15.14% −0.20

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 264$586.5MIVV, AVLV, AVDE, IDEV, XSOE
Q1 2026 256$523.6MIVV, AVLV, AVDE, IDEV, XSOE
Q4 2025 255$521.0MIVV, AVLV, AVDE, VIGI, XSOE
Q3 2025 307$509.6MIVV, SPYG, AVDE, VIGI, SCHD
Q2 2025 218$489.4MIVV, SPYG, AVDE, SCHD, VIGI
Q1 2025 311$443.1MIVV, SPYG, SCHD, AVDE, VIGI
Q4 2024 331$448.7MIVV, SPYG, SCHD, VIGI, AVDE
Q3 2024 233$441.6MIVV, SPYG, SCHD, VIGI, AVDE
Q2 2024 258$410.6MIVV, SPYG, SCHD, VIGI, AVDE
Q1 2024 133$382.0MIVV, SCHD, SPYG, AVDE, VIGI