ESL Trust Services, LLC

In its 13F for Q2 2025 (holdings as of June 30, 2025, filed August 13, 2025), ESL Trust Services, LLC reported 218 stock positions worth $489.4 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 15.1% of the portfolio, followed by SS SPDR P S&P 500 Growth ETF (SPYG, 12.5%) and Avantis International Equity (AVDE, 11.1%). Compared with Q1 2025, it opened 1 new position, sold out of 94, added to 13 and reduced 52. The biggest buy was SS SPDR P S&P 500 Growth ETF (SPYG, shares +3%) and the biggest sale iShares Fallen Angels ETF (FALN, shares −0%).

Most Recent 13F
Q2 2026
Location
ROCHESTER, NY
CIK
0001785545
Portfolio Value
$489.4M (Q2 2025)
SEC Filing
0001785545-25-000005 ↗ filed Aug 13, 2025

Holdings Value

0$200.0M$400.0M$600.0M Q1 2024: $382.0M Q1 2024 Q2 2024: $410.6M Q2 2024 Q3 2024: $441.6M Q3 2024 Q4 2024: $448.7M Q4 2024 Q1 2025: $443.1M Q1 2025 Q2 2025: $489.4M $489.4M Q2 2025 Q3 2025: $509.6M Q3 2025 Q4 2025: $521.0M Q4 2025 Q1 2026: $523.6M Q1 2026 Q2 2026: $586.5M Q2 2026

Holdings 218 stocks · $489.4M
IVV iShares Core S&P 500 ETF 15.06% 118,734 $73.7M Add +2.8%
SPYG SS SPDR P S&P 500 Growth ETF 12.48% 640,595 $61.1M Add +2.5%
AVDE Avantis International Equity 11.11% 734,503 $54.4M Add +6.5%
SCHD Schwab US DVD Equity ETF 9.79% 1,808,322 $47.9M Add +2.7%
VIGI Vanguard Int Div App Indx FD 9.72% 527,683 $47.6M Reduce -0.1%
IJH iShares Core S&P Midcap ETF 8.30% 655,386 $40.6M Add +6.8%
GQRE NT GLBL Qual Re ETF 7.36% 604,139 $36.0M No change
XSOE Wisdmtree Emerg MKT Ex-St Ow 6.91% 980,944 $33.8M Add +0.4%
FALN iShares Fallen Angels ETF 6.24% 1,126,108 $30.6M Reduce -0.2%
IJR iShares Core S&P Small-Cap E 4.90% 219,438 $24.0M Add +9.4%
BIV Vanguard Intermediate-Term B 0.96% 60,692 $4.7M Reduce -3.2%
JMTG Mortgage-Backed Securities filed as J P MORGAN EXCHANGE TRADED F 0.44% 43,356 $2.2M New
QLTA iShares Aaa - A Rated Corpor 0.34% 35,108 $1.7M Reduce -1.8%
SPY SS SPDR S&P 500 ETF Trust-US 0.28% 2,234 $1.4M No change
VWO Vanguard Ftse Emerging Marke 0.24% 23,729 $1.2M Reduce -1.3%
SONY Sony Group Corp. - SP ADR 0.23% 43,000 $1.1M No change
NKE Nike Inc. Class B 0.23% 15,500 $1.1M No change
VTI VG Morningstar TS MKT ETF-US 0.18% 2,960 $900K Reduce -1.7%
MSFT Microsoft Corp. 0.18% 1,806 $898K Reduce -3.5%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.18% 2,986 $880K Reduce -1.0%
EFA iShares MSCI Eafe ETF 0.17% 9,352 $836K No change
JPM JPMorgan Chase & Co. 0.15% 2,573 $746K Reduce -2.5%
IWF iShares Russell 1000 Growth 0.12% 1,353 $574K Reduce -2.9%
KO The Coca-Cola Co. 0.12% 8,050 $570K Reduce -0.8%
WHR Whirlpool Corp. 0.10% 4,900 $497K No change
JNJ Johnson & Johnson 0.10% 3,150 $481K Reduce -1.6%
SYK Stryker Corp. 0.10% 1,200 $475K Reduce -0.8%
HD Home Depot Inc. 0.09% 1,200 $440K Reduce -1.7%
GE General Electric filed as GE AEROSPACE 0.09% 1,680 $432K No change
AFL Aflac Inc. 0.09% 4,000 $422K No change
MAS Masco Corp. 0.08% 6,000 $386K No change
STLD Steel Dynamics Inc. 0.08% 3,000 $384K No change
SO The Southern Co. 0.07% 4,000 $367K Reduce -1.1%
INTC Intel Corp. 0.07% 15,800 $354K Reduce -0.3%
EMR Emerson Electric Co. 0.07% 2,600 $347K No change
ATI Ati Inc. 0.07% 4,000 $345K No change
IEFA iShares Core MSCI Eafe ETF 0.07% 3,828 $320K No change
LHX L3HARRIS Technologies Inc. 0.06% 1,241 $311K No change
XOM Exxon Mobil Corp. 0.06% 2,864 $309K Reduce -2.4%
BLD Topbuild Corp. 0.06% 932 $302K No change
COR Cencora Inc. 0.06% 1,000 $300K No change
AAPL Apple Inc. 0.06% 1,460 $300K Reduce -2.8%
VEU Vanguard Ftse All-World Ex-U 0.06% 4,394 $295K Add +6.0%
LIN Linde PLC 0.06% 600 $282K Reduce -1.5%
SHEL Shell PLC-ADR 0.06% 3,984 $281K No change
KEY Keycorp 0.06% 16,000 $279K No change
VOO Vanguard S&P 500 ETF 0.06% 486 $276K No change
VLO Valero Energy Corp. 0.05% 2,000 $269K Reduce -1.2%
WFC Wells Fargo & Co. 0.05% 3,162 $253K Reduce -2.7%
ITT Itt Inc. 0.05% 1,600 $251K No change
ED Consolidated Edison Inc. 0.05% 2,464 $247K No change
PAYX Paychex Inc. 0.05% 1,650 $240K No change
CVX Chevron Corp. 0.05% 1,600 $229K Reduce -2.8%
SBUX Starbucks Corp. 0.05% 2,500 $229K No change
IBB iShares Biotechnology ETF 0.05% 1,800 $228K No change
PFE Pfizer Inc. 0.05% 9,350 $227K No change
BX Blackstone Inc. 0.05% 1,500 $224K Reduce -0.8%
GEV GE Vernova Inc. 0.05% 420 $222K No change
QQQ Invesco QQQ Trust Series 1 0.05% 400 $221K No change
CL Colgate-Palmolive Co. 0.04% 2,400 $218K No change
LPX Louisiana-Pacific Corp. 0.04% 2,416 $208K No change
AME Ametek Inc. 0.04% 1,125 $204K No change
MSI Motorola Solutions Inc. 0.04% 484 $204K No change
PEG Public Service Enterprise GP 0.04% 2,332 $196K Reduce -0.8%
WY Weyerhaeuser Co. 0.04% 7,584 $195K No change
ABT Abbott Laboratories 0.04% 1,420 $193K No change
RTX RTX Corp. 0.04% 1,307 $191K Reduce -2.3%
MNA Nylim Merger Arbtrage ETF-Ui filed as NEW YORK LIFE INVESTMENTS ET 0.04% 5,183 $183K No change
BSV Vanguard Short-Term Bond ETF 0.04% 2,235 $176K Add +28.8%
IWM iShares Russell 2000 ETF 0.04% 805 $174K Reduce -1.8%
PG The Procter & Gamble Co. 0.04% 1,080 $172K Reduce -7.3%
SHY iShares 1-3 Year Treasury Bo 0.03% 2,061 $171K Add +21.7%
WEN The Wendy's Co. 0.03% 14,866 $170K No change
PM Philip Morris International 0.03% 900 $164K No change
TMP Tompkins Financial Corp. 0.03% 2,461 $154K No change
NSC Norfolk Southern Corp. 0.03% 594 $152K No change
STZ Constellation Brands Inc. Class A 0.03% 900 $146K No change
AEP American Electric Power 0.03% 1,353 $140K No change
CVS CVS Health Corp. 0.03% 2,000 $138K No change
MAR Marriott International Class A 0.03% 500 $137K Reduce -4.8%
HSY The Hershey Co. 0.03% 823 $137K No change
MCD McDonald's Corp. 0.03% 457 $134K Reduce -3.6%
VYM Vanguard High DVD Yield ETF 0.03% 1,000 $133K No change
ORCL Oracle Corp. 0.03% 600 $131K No change
MMM 3M Co. 0.02% 800 $122K No change
MO Altria Group Inc. 0.02% 2,000 $117K No change
TGNA Tegna Inc. 0.02% 6,753 $113K No change
CARR Carrier Global Corp. 0.02% 1,500 $110K No change
T AT&T Inc. 0.02% 3,746 $108K Reduce -5.9%
TXN Texas Instruments Inc. 0.02% 500 $104K Reduce -2.9%
COF Capital One Financial Corp. 0.02% 485 $103K Add +60.6%
TWI Titan International Inc. 0.02% 10,000 $103K No change
EXR Extra Space Storage Inc. 0.02% 671 $99K No change
MBC Masterbrand Inc. 0.02% 9,016 $99K No change
HUM Humana Inc. 0.02% 400 $98K No change
GSK GSK PLC-Spon ADR 0.02% 2,500 $96K No change
USMV iShares MSCI USA Min Vol Fac 0.02% 1,013 $95K No change
MRK Merck & Co. Inc. 0.02% 1,200 $95K Reduce -4.5%
IWD iShares Russell 1000 Value E 0.02% 479 $93K No change
O Realty Income Corp. 0.02% 1,600 $92K No change

Show all 218 holdings

Other holdings (1): bonds, preferreds, convertibles and warrants · $1K (not counted above)
SecurityClassShares / PrincipalValueChange
OXY.WS Occidental Petroleum-CW27 *W EXP 08/03/202 50$1KNo change

Total filed on the 13F, all lines: $489.4M.

Portfolio Sells Q1 2025 → Q2 2025
FALN iShares Fallen Angels ETF Reduce -0.2% 6.24% −0.58
VIGI Vanguard Int Div App Indx FD Reduce -0.1% 9.72% −0.18
BIV Vanguard Intermediate-Term B Reduce -3.2% 0.96% −0.12
QLTA iShares Aaa - A Rated Corpor Reduce -1.8% 0.34% −0.04
GLD SPDR Gold Shares Sold out 0.00% −0.02
JNJ Johnson & Johnson Reduce -1.6% 0.10% −0.02
XOM Exxon Mobil Corp. Reduce -2.4% 0.06% −0.02
CVX Chevron Corp. Reduce -2.8% 0.05% −0.02
KO The Coca-Cola Co. Reduce -0.8% 0.12% −0.01
AAPL Apple Inc. Reduce -2.8% 0.06% −0.01
BBJP JPMorgan Betabuilders Japan Sold out 0.00% −0.01
PDBC Invesco Optimum Yield Divers Sold out 0.00% −0.01
HD Home Depot Inc. Reduce -1.7% 0.09% −0.01
BRSL Brightstar Lottery PLC Sold out 0.00% −0.01
PG The Procter & Gamble Co. Reduce -7.3% 0.04% −0.01
INTC Intel Corp. Reduce -0.3% 0.07% −0.01
SO The Southern Co. Reduce -1.1% 0.07% −0.01
DFS Discover Financial Services Sold out 0.00% −0.01
LIN Linde PLC Reduce -1.5% 0.06% −0.01
LEG Leggett & Platt Inc. Reduce -43.8% 0.01% −0.01
MCD McDonald's Corp. Reduce -3.6% 0.03% −0.01
DTE DTE Energy Company Sold out 0.00% −0.01
MRK Merck & Co. Inc. Reduce -4.5% 0.02% −0.01
VWO Vanguard Ftse Emerging Marke Reduce -1.3% 0.24% −0.01
V Visa Inc. Class A Reduce -17.5% 0.02% −0.01
VLO Valero Energy Corp. Reduce -1.2% 0.05% −0.01
SYK Stryker Corp. Reduce -0.8% 0.10% −0.00
ABBV Abbvie Inc. Reduce -13.9% 0.01% −0.00
NVDA Nvidia Corp. Sold out 0.00% −0.00
FBIN Fortune Brands Innovations I Sold out 0.00% −0.00
ACN Accenture PLC Class A Reduce -4.2% 0.02% −0.00
PEG Public Service Enterprise GP Reduce -0.8% 0.04% −0.00
AMZN Amazon.com Inc. Reduce -46.5% 0.00% −0.00
T AT&T Inc. Reduce -5.9% 0.02% −0.00
NOC Northrop Grumman Corp. Reduce -5.1% 0.02% −0.00
SAP Sap SE-Sponsored ADR Sold out 0.00% −0.00
TMO Thermo Fisher Scientific Inc. Reduce -60.5% 0.00% −0.00
CB Chubb Ltd. Reduce -10.0% 0.01% −0.00
META Meta Platforms Inc. Class A Sold out 0.00% −0.00
VTI VG Morningstar TS MKT ETF-US Reduce -1.7% 0.18% −0.00
UNH Unitedhealth Group Inc. Sold out 0.00% −0.00
MRSH Marsh & McLennan Cos Sold out 0.00% −0.00
NFLX Netflix Inc. Sold out 0.00% −0.00
WMT Walmart Inc. Sold out 0.00% −0.00
WM Waste Management Inc. Reduce -4.6% 0.01% −0.00
CMCSA Comcast Corp. Class A Reduce -11.7% 0.01% −0.00
MDLZ Mondelez International Inc. Class A Reduce -5.1% 0.01% −0.00
TSM Taiwan Semiconductor-SP ADR Sold out 0.00% −0.00
UNP Union Pacific Corp. Sold out 0.00% −0.00
BX Blackstone Inc. Reduce -0.8% 0.05% −0.00

Portfolio Buys Q1 2025 → Q2 2025
SPYG SS SPDR P S&P 500 Growth ETF Add +2.5% 12.48% +1.14
AVDE Avantis International Equity Add +6.5% 11.11% +0.79
JMTG Mortgage-Backed Securities New 0.44% +0.44
IVV iShares Core S&P 500 ETF Add +2.8% 15.06% +0.41
IJH iShares Core S&P Midcap ETF Add +6.8% 8.30% +0.22
IJR iShares Core S&P Small-Cap E Add +9.4% 4.90% +0.17
XSOE Wisdmtree Emerg MKT Ex-St Ow Add +0.4% 6.91% +0.10
COF Capital One Financial Corp. Add +60.6% 0.02% +0.01
TSLA Tesla Inc. Add +1900.0% 0.01% +0.01
BSV Vanguard Short-Term Bond ETF Add +28.8% 0.04% +0.01
VEU Vanguard Ftse All-World Ex-U Add +6.0% 0.06% +0.00
SHY iShares 1-3 Year Treasury Bo Add +21.7% 0.03% +0.00
PHG Koninklijke Philips NVR- NY Add +4.2% 0.01% −0.00
SCHD Schwab US DVD Equity ETF Add +2.7% 9.79% −1.32

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 264$586.5MIVV, AVLV, AVDE, IDEV, XSOE
Q1 2026 256$523.6MIVV, AVLV, AVDE, IDEV, XSOE
Q4 2025 255$521.0MIVV, AVLV, AVDE, VIGI, XSOE
Q3 2025 307$509.6MIVV, SPYG, AVDE, VIGI, SCHD
Q2 2025 218$489.4MIVV, SPYG, AVDE, SCHD, VIGI
Q1 2025 311$443.1MIVV, SPYG, SCHD, AVDE, VIGI
Q4 2024 331$448.7MIVV, SPYG, SCHD, VIGI, AVDE
Q3 2024 233$441.6MIVV, SPYG, SCHD, VIGI, AVDE
Q2 2024 258$410.6MIVV, SPYG, SCHD, VIGI, AVDE
Q1 2024 133$382.0MIVV, SCHD, SPYG, AVDE, VIGI