ESL Trust Services, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 10, 2026), ESL Trust Services, LLC reported 255 stock positions worth $521.0 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 26.5% of the portfolio, followed by Avantis US Large Cap Value (AVLV, 11.9%) and Avantis International Equity (AVDE, 11.8%). Compared with Q3 2025, it opened 17 new positions, sold out of 71, added to 20 and reduced 60. The biggest buy was Avantis US Large Cap Value (AVLV, shares +1372%) and the biggest sale SS SPDR P S&P 500 Growth ETF (SPYG, shares −95%).
- Most Recent 13F
- Q2 2026
- Location
- ROCHESTER, NY
- CIK
- 0001785545
- Portfolio Value
- $521.0M (Q4 2025)
- SEC Filing
- 0001785545-26-000002 ↗ filed Feb 10, 2026
Holdings Value
Holdings 255 stocks · $521.0M
| IVV iShares Core S&P 500 ETF | 26.48% | 201,392 | $137.9M | Add +71.8% |
| AVLV Avantis US Large Cap Value | 11.95% | 821,432 | $62.2M | Add +1372.2% |
| AVDE Avantis International Equity | 11.77% | 744,966 | $61.3M | Add +2.9% |
| VIGI Vanguard Int Div App Indx FD | 9.46% | 539,074 | $49.3M | Add +3.9% |
| XSOE Wisdmtree Emerg MKT Ex-St Ow | 7.17% | 957,475 | $37.4M | No change |
| GQRE NT GLBL Qual Re ETF | 6.88% | 609,395 | $35.9M | Add +2.8% |
| FALN iShares Fallen Angels ETF | 6.54% | 1,248,458 | $34.1M | Add +11.7% |
| IJH iShares Core S&P Midcap ETF | 6.15% | 485,148 | $32.0M | Reduce -22.9% |
| IJR iShares Core S&P Small-Cap E | 3.93% | 170,454 | $20.5M | Reduce -20.1% |
| BIV Vanguard Intermediate-Term B | 1.22% | 81,568 | $6.4M | Add +16.2% |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.60% | 29,513 | $3.1M | Reduce -95.3% |
| JMTG Mortgage-Backed Securities filed as J P MORGAN EXCHANGE TRADED F | 0.45% | 46,238 | $2.4M | Add +6.8% |
| QLTA iShares Aaa - A Rated Corpor | 0.34% | 37,345 | $1.8M | Add +9.8% |
| SCHD Schwab US DVD Equity ETF | 0.34% | 64,113 | $1.8M | Reduce -96.1% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.33% | 2,553 | $1.7M | Add +19.9% |
| VWO Vanguard Ftse Emerging Marke | 0.28% | 27,566 | $1.5M | Add +13.3% |
| VTI VG Morningstar TS MKT ETF-US | 0.28% | 4,403 | $1.5M | Add +30.5% |
| SONY Sony Group Corp. - SP ADR | 0.21% | 43,000 | $1.1M | No change |
| NKE Nike Inc. Class B | 0.19% | 15,500 | $988K | No change |
| EFA iShares MSCI Eafe ETF | 0.19% | 10,244 | $984K | Add +9.5% |
| MSFT Microsoft Corp. | 0.18% | 1,937 | $937K | No change |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.18% | 3,086 | $914K | Reduce -0.4% |
| JPM JPMorgan Chase & Co. | 0.16% | 2,563 | $826K | Reduce -1.1% |
| IWF iShares Russell 1000 Growth | 0.14% | 1,492 | $706K | Add +6.9% |
| JNJ Johnson & Johnson | 0.13% | 3,150 | $652K | Reduce -0.7% |
| KO The Coca-Cola Co. | 0.11% | 8,050 | $563K | Reduce -1.0% |
| VEU Vanguard Ftse All-World Ex-U | 0.11% | 7,531 | $554K | Add +40.8% |
| INTC Intel Corp. | 0.10% | 14,800 | $546K | No change |
| GE General Electric filed as GE AEROSPACE | 0.10% | 1,764 | $543K | No change |
| STLD Steel Dynamics Inc. | 0.10% | 3,000 | $508K | No change |
| ATI Ati Inc. | 0.09% | 4,000 | $459K | No change |
| AFL Aflac Inc. | 0.08% | 4,000 | $441K | No change |
| SYK Stryker Corp. | 0.08% | 1,200 | $422K | No change |
| HD Home Depot Inc. | 0.08% | 1,200 | $413K | No change |
| AAPL Apple Inc. | 0.08% | 1,460 | $397K | Reduce -1.4% |
| BLD Topbuild Corp. | 0.07% | 932 | $389K | No change |
| MAS Masco Corp. | 0.07% | 6,000 | $381K | No change |
| LHX L3HARRIS Technologies Inc. | 0.07% | 1,241 | $364K | No change |
| XOM Exxon Mobil Corp. | 0.07% | 2,997 | $361K | No change |
| IEFA iShares Core MSCI Eafe ETF | 0.07% | 4,003 | $358K | No change |
| EMR Emerson Electric Co. | 0.07% | 2,686 | $356K | No change |
| WHR Whirlpool Corp. | 0.07% | 4,900 | $353K | Reduce -0.1% |
| SO The Southern Co. | 0.07% | 4,000 | $349K | Reduce -5.7% |
| COR Cencora Inc. | 0.06% | 1,000 | $338K | Reduce -0.5% |
| KEY Keycorp | 0.06% | 16,000 | $330K | Reduce -0.2% |
| VLO Valero Energy Corp. | 0.06% | 2,000 | $326K | No change |
| WFC Wells Fargo & Co. | 0.06% | 3,352 | $312K | No change |
| RTX RTX Corp. | 0.06% | 1,683 | $309K | No change |
| IBB iShares Biotechnology ETF | 0.06% | 1,800 | $304K | No change |
| SHEL Shell PLC-ADR | 0.06% | 3,984 | $293K | Reduce -1.5% |
| ITT Itt Inc. | 0.05% | 1,600 | $278K | No change |
| VOO Vanguard S&P 500 ETF | 0.05% | 439 | $275K | No change |
| GEV GE Vernova Inc. | 0.05% | 420 | $275K | Reduce -4.8% |
| CVX Chevron Corp. | 0.05% | 1,700 | $259K | Reduce -0.9% |
| LIN Linde PLC | 0.05% | 600 | $256K | No change |
| QQQ Invesco QQQ Trust Series 1 | 0.05% | 400 | $246K | No change |
| ED Consolidated Edison Inc. | 0.05% | 2,464 | $245K | No change |
| PFE Pfizer Inc. | 0.04% | 9,350 | $233K | No change |
| BX Blackstone Inc. | 0.04% | 1,500 | $231K | No change |
| AME Ametek Inc. | 0.04% | 1,125 | $231K | No change |
| SHY iShares 1-3 Year Treasury Bo | 0.04% | 2,744 | $227K | Add +25.1% |
| SBUX Starbucks Corp. | 0.04% | 2,500 | $211K | Reduce -0.1% |
| PAYX Paychex Inc. | 0.04% | 1,774 | $199K | No change |
| IWM iShares Russell 2000 ETF | 0.04% | 805 | $198K | No change |
| LPX Louisiana-Pacific Corp. | 0.04% | 2,416 | $195K | No change |
| CL Colgate-Palmolive Co. | 0.04% | 2,400 | $190K | Reduce -0.3% |
| PEG Public Service Enterprise GP | 0.04% | 2,332 | $187K | No change |
| MSI Motorola Solutions Inc. | 0.04% | 484 | $186K | No change |
| NSC Norfolk Southern Corp. | 0.04% | 638 | $184K | No change |
| WY Weyerhaeuser Co. | 0.03% | 7,584 | $180K | No change |
| TMP Tompkins Financial Corp. | 0.03% | 2,461 | $178K | No change |
| ABT Abbott Laboratories | 0.03% | 1,420 | $178K | No change |
| BSV Vanguard Short-Term Bond ETF | 0.03% | 2,235 | $176K | No change |
| CVS CVS Health Corp. | 0.03% | 2,000 | $159K | No change |
| AEP American Electric Power | 0.03% | 1,353 | $156K | No change |
| PG The Procter & Gamble Co. | 0.03% | 1,087 | $156K | Reduce -1.2% |
| MAR Marriott International Class A | 0.03% | 500 | $155K | No change |
| HSY The Hershey Co. | 0.03% | 823 | $150K | No change |
| MCD McDonald's Corp. | 0.03% | 490 | $150K | No change |
| PM Philip Morris International | 0.03% | 900 | $144K | No change |
| VYM Vanguard High DVD Yield ETF | 0.03% | 1,000 | $144K | No change |
| TGNA Tegna Inc. | 0.03% | 6,753 | $131K | No change |
| MMM 3M Co. | 0.02% | 800 | $128K | No change |
| MRK Merck & Co. Inc. | 0.02% | 1,200 | $126K | Reduce -9.0% |
| STZ Constellation Brands Inc. Class A | 0.02% | 900 | $124K | No change |
| WEN The Wendy's Co. | 0.02% | 14,866 | $124K | No change |
| GOOG Alphabet Inc. Class C | 0.02% | 390 | $122K | No change |
| COF Capital One Financial Corp. | 0.02% | 485 | $118K | Reduce -1.4% |
| ORCL Oracle Corp. | 0.02% | 600 | $117K | Reduce -1.6% |
| MO Altria Group Inc. | 0.02% | 2,000 | $115K | Reduce -13.0% |
| NOC Northrop Grumman Corp. | 0.02% | 200 | $114K | No change |
| GSK GSK PLC-Spon ADR | 0.02% | 2,323 | $114K | No change |
| IWD iShares Russell 1000 Value E | 0.02% | 536 | $113K | No change |
| HUM Humana Inc. | 0.02% | 400 | $102K | Reduce -1.2% |
| MBC Masterbrand Inc. | 0.02% | 9,016 | $100K | No change |
| TXN Texas Instruments Inc. | 0.02% | 562 | $98K | No change |
| SWK Stanley Black & Decker Inc. | 0.02% | 1,300 | $97K | No change |
| IXUS iShares Core Intl Stock ETF | 0.02% | 1,120 | $95K | No change |
| T AT&T Inc. | 0.02% | 3,746 | $93K | Reduce -24.5% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.02% | 600 | $92K | Reduce -2.4% |
Other holdings (1): bonds, preferreds, convertibles and warrants · $963 (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| OXY.WS Occidental Petroleum-CW27 | *W EXP 08/03/202 | 50 | $963 | No change |
Total filed on the 13F, all lines: $521.0M.
Portfolio Sells Q3 2025 → Q4 2025
| SPYG SS SPDR P S&P 500 Growth ETF | Reduce -95.3% | 0.60% | −12.18 |
| SCHD Schwab US DVD Equity ETF | Reduce -96.1% | 0.34% | −8.49 |
| IJH iShares Core S&P Midcap ETF | Reduce -22.9% | 6.15% | −1.91 |
| IJR iShares Core S&P Small-Cap E | Reduce -20.1% | 3.93% | −1.05 |
| TIP iShares Tips Bond ETF | Reduce -80.7% | 0.00% | −0.01 |
| SO The Southern Co. | Reduce -5.7% | 0.07% | −0.01 |
| ORCL Oracle Corp. | Reduce -1.6% | 0.02% | −0.01 |
| T AT&T Inc. | Reduce -24.5% | 0.02% | −0.01 |
| DD Dupont DE Nemours Inc. | Reduce -1.4% | 0.01% | −0.01 |
| JEPI JPMorgan Equity Premium Inco | Sold out | 0.00% | −0.01 |
| WHR Whirlpool Corp. | Reduce -0.1% | 0.07% | −0.01 |
| MO Altria Group Inc. | Reduce -13.0% | 0.02% | −0.01 |
| JPIE JPMorgan Income ETF | Sold out | 0.00% | −0.01 |
| IPG Interpublic Group of Cos Inc. | Sold out | 0.00% | −0.01 |
| PHO Invesco Water Resources ETF | Sold out | 0.00% | −0.01 |
| AGG iShares Core U.S. Aggregate | Reduce -38.9% | 0.01% | −0.01 |
| WPC WP Carey Inc. | Sold out | 0.00% | −0.01 |
| SYY Sysco Corp. | Reduce -26.6% | 0.01% | −0.00 |
| MNA Nylim Merger Arbtrage ETF-Ui | Reduce -20.1% | 0.02% | −0.00 |
| PPL PPL Corp. | Sold out | 0.00% | −0.00 |
| PG The Procter & Gamble Co. | Reduce -1.2% | 0.03% | −0.00 |
| PFFD Global X US Preferred ETF | Sold out | 0.00% | −0.00 |
| TSLA Tesla Inc. | Reduce -36.0% | 0.01% | −0.00 |
| VZ Verizon Communications Inc. | Reduce -37.7% | 0.00% | −0.00 |
| CVX Chevron Corp. | Reduce -0.9% | 0.05% | −0.00 |
| PFF iShares Preferred & Income S | Sold out | 0.00% | −0.00 |
| JPM JPMorgan Chase & Co. | Reduce -1.1% | 0.16% | −0.00 |
| F Ford Motor Co. | Reduce -44.5% | 0.00% | −0.00 |
| MET Metlife Inc. | Sold out | 0.00% | −0.00 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -13.0% | 0.01% | −0.00 |
| FE Firstenergy Corp. | Sold out | 0.00% | −0.00 |
| CL Colgate-Palmolive Co. | Reduce -0.3% | 0.04% | −0.00 |
| SAFT Safety Insurance Group Inc. | Sold out | 0.00% | −0.00 |
| V Visa Inc. Class A | Reduce -8.1% | 0.02% | −0.00 |
| CZNC Citizens & Northern Corp. | Sold out | 0.00% | −0.00 |
| CTVA Corteva Inc. | Reduce -5.1% | 0.01% | −0.00 |
| DEO Diageo PLC-Sponsored ADR | Reduce -9.4% | 0.01% | −0.00 |
| IMO Imperial Oil Ltd. | Sold out | 0.00% | −0.00 |
| CMCSA Comcast Corp. Class A | Reduce -9.6% | 0.01% | −0.00 |
| SBUX Starbucks Corp. | Reduce -0.1% | 0.04% | −0.00 |
| DUK Duke Energy Corp. | Reduce -20.1% | 0.00% | −0.00 |
| HUM Humana Inc. | Reduce -1.2% | 0.02% | −0.00 |
| BCE Bce Inc. | Sold out | 0.00% | −0.00 |
| AMT American Tower Corp. | Sold out | 0.00% | −0.00 |
| BA The Boeing Co. | Reduce -2.9% | 0.02% | −0.00 |
| ETR Entergy Corp. | Reduce -25.7% | 0.00% | −0.00 |
| EQNR Equinor ASA-Spon ADR | Sold out | 0.00% | −0.00 |
| FISI Financial Institutions Inc. | Sold out | 0.00% | −0.00 |
| MCK McKesson Corp. | Sold out | 0.00% | −0.00 |
| TSM Taiwan Semiconductor-SP ADR | Sold out | 0.00% | −0.00 |
Portfolio Buys Q3 2025 → Q4 2025
| AVLV Avantis US Large Cap Value | Add +1372.2% | 11.95% | +11.16 |
| IVV iShares Core S&P 500 ETF | Add +71.8% | 26.48% | +11.08 |
| AVDE Avantis International Equity | Add +2.9% | 11.77% | +0.56 |
| FALN iShares Fallen Angels ETF | Add +11.7% | 6.54% | +0.45 |
| VIGI Vanguard Int Div App Indx FD | Add +3.9% | 9.46% | +0.34 |
| BIV Vanguard Intermediate-Term B | Add +16.2% | 1.22% | +0.14 |
| VTI VG Morningstar TS MKT ETF-US | Add +30.5% | 0.28% | +0.07 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +19.9% | 0.33% | +0.06 |
| VEU Vanguard Ftse All-World Ex-U | Add +40.8% | 0.11% | +0.03 |
| VWO Vanguard Ftse Emerging Marke | Add +13.3% | 0.28% | +0.03 |
| QLTA iShares Aaa - A Rated Corpor | Add +9.8% | 0.34% | +0.02 |
| JMTG Mortgage-Backed Securities | Add +6.8% | 0.45% | +0.02 |
| EFA iShares MSCI Eafe ETF | Add +9.5% | 0.19% | +0.02 |
| IJK iShares S&P Mid-Cap 400 Grow | New | 0.02% | +0.02 |
| MUB iShares National Muni Bond E | New | 0.02% | +0.02 |
| ITA iShares U.S. Aerospace & Def | New | 0.01% | +0.01 |
| SHY iShares 1-3 Year Treasury Bo | Add +25.1% | 0.04% | +0.01 |
| IWF iShares Russell 1000 Growth | Add +6.9% | 0.14% | +0.01 |
| SLYV SS SPDR S&P 600 SC Val ETF | New | 0.01% | +0.01 |
| IWO iShares Russell 2000 Growth | New | 0.01% | +0.01 |
| MBB iShares MBS ETF | New | 0.01% | +0.01 |
| TLH iShares 10-20 Year Treasury | New | 0.00% | +0.00 |
| SPTI SS SPDR P Int Term TSY ETF | New | 0.00% | +0.00 |
| DYNF Ishrs US E F R A ETF-Usd Inc. | New | 0.00% | +0.00 |
| STIP iShares 0-5 Year Tips Bond E | New | 0.00% | +0.00 |
| EFV iShares MSCI Eafe Value ETF | New | 0.00% | +0.00 |
| SPIB SS SPDR P Int C Corp. ETF | New | 0.00% | +0.00 |
| IAU iShares Gold Trust | New | 0.00% | +0.00 |
| IVW iShares S&P 500 Growth ETF | New | 0.00% | +0.00 |
| IEMG iShares Core MSCI Emerging | Add +10.4% | 0.01% | +0.00 |
| GOOGL Alphabet Inc. Class A | Add +233.3% | 0.00% | +0.00 |
| QUAL iShares MSCI USA Quality Fac | New | 0.00% | +0.00 |
| THRO iShares U.S. Thematic Rotati | New | 0.00% | +0.00 |
| EFG iShares MSCI Eafe Growth ETF | New | 0.00% | +0.00 |
| HPE Hewlett Packard Enterprise | Add +8.1% | 0.01% | +0.00 |
| RYN Rayonier Inc. | Add +4.8% | 0.00% | −0.00 |
| GQRE NT GLBL Qual Re ETF | Add +2.8% | 6.88% | −0.21 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 264 | $586.5M | IVV, AVLV, AVDE, IDEV, XSOE |
| Q1 2026 | 256 | $523.6M | IVV, AVLV, AVDE, IDEV, XSOE |
| Q4 2025 | 255 | $521.0M | IVV, AVLV, AVDE, VIGI, XSOE |
| Q3 2025 | 307 | $509.6M | IVV, SPYG, AVDE, VIGI, SCHD |
| Q2 2025 | 218 | $489.4M | IVV, SPYG, AVDE, SCHD, VIGI |
| Q1 2025 | 311 | $443.1M | IVV, SPYG, SCHD, AVDE, VIGI |
| Q4 2024 | 331 | $448.7M | IVV, SPYG, SCHD, VIGI, AVDE |
| Q3 2024 | 233 | $441.6M | IVV, SPYG, SCHD, VIGI, AVDE |
| Q2 2024 | 258 | $410.6M | IVV, SPYG, SCHD, VIGI, AVDE |
| Q1 2024 | 133 | $382.0M | IVV, SCHD, SPYG, AVDE, VIGI |