ESL Trust Services, LLC

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed May 12, 2025), ESL Trust Services, LLC reported 311 stock positions worth $443.1 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 14.6% of the portfolio, followed by SS SPDR P S&P 500 Growth ETF (SPYG, 11.3%) and Schwab US DVD Equity ETF (SCHD, 11.1%). Compared with Q4 2024, it sold out of 20, added to 9 and reduced 34. The biggest buy was Avantis International Equity (AVDE, shares +0%) and the biggest sale iShares Core S&P 500 ETF (IVV, shares −1%).

Most Recent 13F
Q2 2026
Location
ROCHESTER, NY
CIK
0001785545
Portfolio Value
$443.1M (Q1 2025)
SEC Filing
0001785545-25-000002 ↗ filed May 12, 2025

Holdings Value

0$200.0M$400.0M$600.0M Q1 2024: $382.0M Q1 2024 Q2 2024: $410.6M Q2 2024 Q3 2024: $441.6M Q3 2024 Q4 2024: $448.7M Q4 2024 Q1 2025: $443.1M $443.1M Q1 2025 Q2 2025: $489.4M Q2 2025 Q3 2025: $509.6M Q3 2025 Q4 2025: $521.0M Q4 2025 Q1 2026: $523.6M Q1 2026 Q2 2026: $586.5M Q2 2026

Holdings 311 stocks · $443.1M
IVV iShares Core S&P 500 ETF 14.65% 115,512 $64.9M Reduce -0.8%
SPYG SS SPDR P S&P 500 Growth ETF 11.33% 624,856 $50.2M Add +0.5%
SCHD Schwab US DVD Equity ETF 11.11% 1,760,616 $49.2M Reduce -0.0%
AVDE Avantis International Equity 10.31% 689,463 $45.7M Add +0.0%
VIGI Vanguard Int Div App Indx FD 9.89% 528,483 $43.8M Reduce -0.1%
IJH iShares Core S&P Midcap ETF 8.08% 613,911 $35.8M Add +0.2%
GQRE NT GLBL Qual Re ETF 7.90% 604,139 $35.0M No change
FALN iShares Fallen Angels ETF 6.82% 1,128,608 $30.2M Add +1.2%
XSOE Wisdmtree Emerg MKT Ex-St Ow 6.81% 977,457 $30.2M Reduce -0.1%
IJR iShares Core S&P Small-Cap E 4.73% 200,483 $21.0M Reduce -0.4%
BIV Vanguard Intermediate-Term B 1.08% 62,673 $4.8M Reduce -1.1%
QLTA iShares Aaa - A Rated Corpor 0.38% 35,739 $1.7M Reduce -4.7%
SPY SS SPDR S&P 500 ETF Trust-US 0.28% 2,234 $1.2M Reduce -3.0%
SONY Sony Group Corp. - SP ADR 0.25% 43,000 $1.1M No change
VWO Vanguard Ftse Emerging Marke 0.25% 24,029 $1.1M Add +1.0%
NKE Nike Inc. Class B 0.22% 15,500 $984K No change
VTI VG Morningstar TS MKT ETF-US 0.19% 3,010 $827K Add +1.5%
EFA iShares MSCI Eafe ETF 0.17% 9,352 $764K Reduce -4.8%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.17% 3,016 $750K No change
MSFT Microsoft Corp. 0.16% 1,872 $703K No change
JPM JPMorgan Chase & Co. 0.15% 2,640 $648K No change
KO The Coca-Cola Co. 0.13% 8,115 $581K No change
JNJ Johnson & Johnson 0.12% 3,202 $531K No change
IWF iShares Russell 1000 Growth 0.11% 1,393 $503K Reduce -5.8%
SYK Stryker Corp. 0.10% 1,210 $450K No change
HD Home Depot Inc. 0.10% 1,221 $447K No change
AFL Aflac Inc. 0.10% 4,000 $445K No change
WHR Whirlpool Corp. 0.10% 4,900 $442K No change
MAS Masco Corp. 0.09% 6,000 $417K No change
STLD Steel Dynamics Inc. 0.08% 3,000 $375K No change
SO The Southern Co. 0.08% 4,043 $372K No change
INTC Intel Corp. 0.08% 15,850 $360K No change
XOM Exxon Mobil Corp. 0.08% 2,935 $349K No change
GE General Electric filed as GE AEROSPACE 0.08% 1,680 $336K No change
AAPL Apple Inc. 0.08% 1,502 $334K Reduce -16.6%
SHEL Shell PLC-ADR 0.07% 3,984 $292K No change
IEFA iShares Core MSCI Eafe ETF 0.07% 3,828 $290K No change
EMR Emerson Electric Co. 0.06% 2,600 $285K No change
BLD Topbuild Corp. 0.06% 932 $284K No change
LIN Linde PLC 0.06% 609 $284K No change
COR Cencora Inc. 0.06% 1,000 $278K No change
CVX Chevron Corp. 0.06% 1,646 $275K No change
ED Consolidated Edison Inc. 0.06% 2,464 $272K No change
VLO Valero Energy Corp. 0.06% 2,025 $267K No change
LHX L3HARRIS Technologies Inc. 0.06% 1,241 $260K No change
KEY Keycorp 0.06% 16,000 $256K No change
PAYX Paychex Inc. 0.06% 1,650 $255K No change
VEU Vanguard Ftse All-World Ex-U 0.06% 4,144 $251K Reduce -0.2%
VOO Vanguard S&P 500 ETF 0.06% 486 $250K No change
SBUX Starbucks Corp. 0.06% 2,500 $245K No change
PFE Pfizer Inc. 0.05% 9,350 $237K Reduce -9.7%
WFC Wells Fargo & Co. 0.05% 3,250 $233K No change
IBB iShares Biotechnology ETF 0.05% 1,800 $230K No change
CL Colgate-Palmolive Co. 0.05% 2,400 $225K No change
LPX Louisiana-Pacific Corp. 0.05% 2,416 $222K No change
WY Weyerhaeuser Co. 0.05% 7,584 $222K No change
WEN The Wendy's Co. 0.05% 14,866 $217K No change
MSI Motorola Solutions Inc. 0.05% 484 $212K No change
BX Blackstone Inc. 0.05% 1,512 $211K No change
ATI Ati Inc. 0.05% 4,000 $208K No change
ITT Itt Inc. 0.05% 1,600 $207K No change
PG The Procter & Gamble Co. 0.04% 1,165 $199K No change
AME Ametek Inc. 0.04% 1,125 $194K No change
PEG Public Service Enterprise GP 0.04% 2,352 $194K No change
ABT Abbott Laboratories 0.04% 1,420 $188K Reduce -4.0%
QQQ Invesco QQQ Trust Series 1 0.04% 400 $188K Add +100.0%
MNA Nylim Merger Arbtrage ETF-Ui filed as NEW YORK LIFE INVESTMENTS ET 0.04% 5,183 $178K Reduce -10.8%
RTX RTX Corp. 0.04% 1,338 $177K No change
STZ Constellation Brands Inc. Class A 0.04% 900 $165K No change
IWM iShares Russell 2000 ETF 0.04% 820 $164K Reduce -9.9%
TMP Tompkins Financial Corp. 0.04% 2,461 $155K No change
MCD McDonald's Corp. 0.03% 474 $148K No change
AEP American Electric Power 0.03% 1,353 $148K No change
PM Philip Morris International 0.03% 900 $143K No change
HSY The Hershey Co. 0.03% 823 $141K No change
NSC Norfolk Southern Corp. 0.03% 594 $141K No change
SHY iShares 1-3 Year Treasury Bo 0.03% 1,694 $140K No change
BSV Vanguard Short-Term Bond ETF 0.03% 1,735 $136K Add +30.0%
CVS CVS Health Corp. 0.03% 2,000 $136K No change
VYM Vanguard High DVD Yield ETF 0.03% 1,000 $129K Reduce -5.2%
GEV GE Vernova Inc. 0.03% 420 $128K No change
MAR Marriott International Class A 0.03% 525 $125K No change
TGNA Tegna Inc. 0.03% 6,753 $123K No change
MO Altria Group Inc. 0.03% 2,000 $120K No change
MBC Masterbrand Inc. 0.03% 9,016 $118K No change
MMM 3M Co. 0.03% 800 $117K No change
MRK Merck & Co. Inc. 0.03% 1,256 $113K No change
T AT&T Inc. 0.03% 3,982 $113K Reduce -7.0%
HUM Humana Inc. 0.02% 400 $106K No change
V Visa Inc. Class A 0.02% 291 $102K No change
GLD SPDR Gold Shares 0.02% 352 $101K No change
SWK Stanley Black & Decker Inc. 0.02% 1,300 $100K No change
EXR Extra Space Storage Inc. 0.02% 671 $100K No change
ACN Accenture PLC Class A 0.02% 313 $98K No change
GSK GSK PLC-Spon ADR 0.02% 2,500 $97K No change
CARR Carrier Global Corp. 0.02% 1,500 $95K No change
USMV iShares MSCI USA Min Vol Fac 0.02% 1,013 $95K No change
O Realty Income Corp. 0.02% 1,600 $93K No change
TXN Texas Instruments Inc. 0.02% 515 $93K No change
DD Dupont DE Nemours Inc. 0.02% 1,227 $92K No change

Show all 311 holdings

Other holdings (1): bonds, preferreds, convertibles and warrants · $1K (not counted above)
SecurityClassShares / PrincipalValueChange
OXY.WS Occidental Petroleum-CW27 *W EXP 08/03/202 50$1KNo change

Total filed on the 13F, all lines: $443.1M.

Portfolio Sells Q4 2024 → Q1 2025
IVV iShares Core S&P 500 ETF Reduce -0.8% 14.65% −0.63
IJR iShares Core S&P Small-Cap E Reduce -0.4% 4.73% −0.44
AAPL Apple Inc. Reduce -16.6% 0.08% −0.03
IWF iShares Russell 1000 Growth Reduce -5.8% 0.11% −0.02
SPY SS SPDR S&P 500 ETF Trust-US Reduce -3.0% 0.28% −0.02
AGG iShares Core U.S. Aggregate Reduce -48.6% 0.02% −0.01
RVT Royce Small-Cap Trust Inc. Sold out 0.00% −0.01
WEC WEC Energy Group Inc. Reduce -95.2% 0.00% −0.01
JNK SS SPDR BB High Yield Bond Reduce -57.2% 0.01% −0.01
IWM iShares Russell 2000 ETF Reduce -9.9% 0.04% −0.01
PFE Pfizer Inc. Reduce -9.7% 0.05% −0.01
QLTA iShares Aaa - A Rated Corpor Reduce -4.7% 0.38% −0.01
GOOG Alphabet Inc. Class C Reduce -18.5% 0.02% −0.01
VNQ Vanguard Real Estate ETF Reduce -43.0% 0.01% −0.01
ACCO Acco Brands Corp. Sold out 0.00% −0.01
UA Under Armour Inc. Class C Sold out 0.00% −0.01
DIS The Walt Disney Co. Reduce -65.6% 0.00% −0.01
DG Dollar General Corp. Sold out 0.00% −0.01
DOW Dow Inc. Reduce -16.8% 0.01% −0.00
BCE Bce Inc. Sold out 0.00% −0.00
RGR Sturm Ruger & Co. Inc. Sold out 0.00% −0.00
GTY Getty Realty Corp. Sold out 0.00% −0.00
MNA Nylim Merger Arbtrage ETF-Ui Reduce -10.8% 0.04% −0.00
IXUS iShares Core Intl Stock ETF Reduce -18.3% 0.02% −0.00
DLR Digital Realty Trust Inc. Reduce -50.0% 0.00% −0.00
SLVM Sylvamo Corp. Sold out 0.00% −0.00
TJX TJX Companies Inc. Reduce -14.1% 0.02% −0.00
DFIN Donnelley Financial Solution Sold out 0.00% −0.00
VBR Vngrd Mrngst SL-CP Val ETF-U Sold out 0.00% −0.00
DKS Dick's Sporting Goods Inc. Reduce -33.3% 0.00% −0.00
VNQI Vanguard GLBL Ex-US Real Est Sold out 0.00% −0.00
FE Firstenergy Corp. Sold out 0.00% −0.00
IEMG iShares Core MSCI Emerging Reduce -23.8% 0.01% −0.00
SXC Suncoke Energy Inc. Sold out 0.00% −0.00
IWL iShares Russell Top 200 ETF Reduce -15.7% 0.01% −0.00
VYM Vanguard High DVD Yield ETF Reduce -5.2% 0.03% −0.00
FOXA Fox Corp. Class A Sold out 0.00% −0.00
KD Kyndryl Holdings Inc. Reduce -24.2% 0.00% −0.00
RYAM Rayonier Advanced Materials Sold out 0.00% −0.00
CNDT Conduent Inc. Sold out 0.00% −0.00
IEF iShares 7-10 Year Treasury B Sold out 0.00% −0.00
NLOP Net Lease Office Property Sold out 0.00% −0.00
NWSA News Corp. Class A Sold out 0.00% −0.00
OGN Organon & Co. Sold out 0.00% −0.00
CTVA Corteva Inc. Reduce -10.4% 0.02% 0.00
ABBV Abbvie Inc. Reduce -11.7% 0.01% +0.00
VEU Vanguard Ftse All-World Ex-U Reduce -0.2% 0.06% +0.00
T AT&T Inc. Reduce -7.0% 0.03% +0.00
ABT Abbott Laboratories Reduce -4.0% 0.04% +0.01
EFA iShares MSCI Eafe ETF Reduce -4.8% 0.17% +0.01

Portfolio Buys Q4 2024 → Q1 2025
AVDE Avantis International Equity Add +0.0% 10.31% +0.89
FALN iShares Fallen Angels ETF Add +1.2% 6.82% +0.18
QQQ Invesco QQQ Trust Series 1 Add +100.0% 0.04% +0.02
VWO Vanguard Ftse Emerging Marke Add +1.0% 0.25% +0.01
BSV Vanguard Short-Term Bond ETF Add +30.0% 0.03% +0.01
RYN Rayonier Inc. Add +5.0% 0.01% +0.00
VTI VG Morningstar TS MKT ETF-US Add +1.5% 0.19% −0.00
IJH iShares Core S&P Midcap ETF Add +0.2% 8.08% −0.42
SPYG SS SPDR P S&P 500 Growth ETF Add +0.5% 11.33% −0.85

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 264$586.5MIVV, AVLV, AVDE, IDEV, XSOE
Q1 2026 256$523.6MIVV, AVLV, AVDE, IDEV, XSOE
Q4 2025 255$521.0MIVV, AVLV, AVDE, VIGI, XSOE
Q3 2025 307$509.6MIVV, SPYG, AVDE, VIGI, SCHD
Q2 2025 218$489.4MIVV, SPYG, AVDE, SCHD, VIGI
Q1 2025 311$443.1MIVV, SPYG, SCHD, AVDE, VIGI
Q4 2024 331$448.7MIVV, SPYG, SCHD, VIGI, AVDE
Q3 2024 233$441.6MIVV, SPYG, SCHD, VIGI, AVDE
Q2 2024 258$410.6MIVV, SPYG, SCHD, VIGI, AVDE
Q1 2024 133$382.0MIVV, SCHD, SPYG, AVDE, VIGI