ESL Trust Services, LLC

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 4, 2025), ESL Trust Services, LLC reported 307 stock positions worth $509.6 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 15.4% of the portfolio, followed by SS SPDR P S&P 500 Growth ETF (SPYG, 12.8%) and Avantis International Equity (AVDE, 11.2%). Compared with Q2 2025, it opened 91 new positions, sold out of 2, added to 71 and reduced 21. The biggest buy was a new position in Avantis US Large Cap Value (AVLV) and the biggest sale Schwab US DVD Equity ETF (SCHD, shares −9%).

Most Recent 13F
Q2 2026
Location
ROCHESTER, NY
CIK
0001785545
Portfolio Value
$509.6M (Q3 2025)
SEC Filing
0001785545-25-000009 ↗ filed Nov 4, 2025

Holdings Value

0$200.0M$400.0M$600.0M Q1 2024: $382.0M Q1 2024 Q2 2024: $410.6M Q2 2024 Q3 2024: $441.6M Q3 2024 Q4 2024: $448.7M Q4 2024 Q1 2025: $443.1M Q1 2025 Q2 2025: $489.4M Q2 2025 Q3 2025: $509.6M $509.6M Q3 2025 Q4 2025: $521.0M Q4 2025 Q1 2026: $523.6M Q1 2026 Q2 2026: $586.5M Q2 2026

Holdings 307 stocks · $509.6M

IVV iShares Core S&P 500 ETF 15.39% 117,191 $78.4M Reduce -1.3%
SPYG SS SPDR P S&P 500 Growth ETF 12.79% 623,597 $65.2M Reduce -2.6%
AVDE Avantis International Equity 11.21% 724,307 $57.1M Reduce -1.4%
VIGI Vanguard Int Div App Indx FD 9.12% 518,968 $46.5M Reduce -1.6%
SCHD Schwab US DVD Equity ETF 8.83% 1,648,581 $45.0M Reduce -8.8%
IJH iShares Core S&P Midcap ETF 8.06% 629,255 $41.1M Reduce -4.0%
XSOE Wisdmtree Emerg MKT Ex-St Ow 7.13% 957,475 $36.3M Reduce -2.4%
GQRE NT GLBL Qual Re ETF 7.09% 592,991 $36.1M Reduce -1.9%
FALN iShares Fallen Angels ETF 6.10% 1,118,161 $31.1M Reduce -0.7%
IJR iShares Core S&P Small-Cap E 4.98% 213,478 $25.4M Reduce -2.7%
BIV Vanguard Intermediate-Term B 1.08% 70,179 $5.5M Add +15.6%
AVLV Avantis US Large Cap Value 0.79% 55,798 $4.0M New
JMTG Mortgage-Backed Securities filed as J P MORGAN EXCHANGE TRADED F 0.43% 43,293 $2.2M Reduce -0.1%
QLTA iShares Aaa - A Rated Corpor 0.32% 34,008 $1.6M Reduce -3.1%
SPY SS SPDR S&P 500 ETF Trust-US 0.28% 2,129 $1.4M Reduce -4.7%
VWO Vanguard Ftse Emerging Marke 0.26% 24,335 $1.3M Add +2.5%
SONY Sony Group Corp. - SP ADR 0.24% 43,000 $1.2M No change
VTI VG Morningstar TS MKT ETF-US 0.22% 3,375 $1.1M Add +14.0%
NKE Nike Inc. Class B 0.21% 15,500 $1.1M No change
MSFT Microsoft Corp. 0.20% 1,937 $1.0M Add +7.3%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.17% 3,097 $874K Add +3.7%
EFA iShares MSCI Eafe ETF 0.17% 9,352 $873K No change
JPM JPMorgan Chase & Co. 0.16% 2,591 $817K Add +0.7%
IWF iShares Russell 1000 Growth 0.13% 1,396 $654K Add +3.2%
JNJ Johnson & Johnson 0.12% 3,171 $588K Add +0.7%
KO The Coca-Cola Co. 0.11% 8,129 $539K Add +1.0%
GE General Electric filed as GE AEROSPACE 0.10% 1,764 $531K Add +5.0%
INTC Intel Corp. 0.10% 14,800 $497K Reduce -6.3%
HD Home Depot Inc. 0.10% 1,200 $486K No change
AFL Aflac Inc. 0.09% 4,000 $447K No change
SYK Stryker Corp. 0.09% 1,200 $444K No change
MAS Masco Corp. 0.08% 6,000 $422K No change
STLD Steel Dynamics Inc. 0.08% 3,000 $418K No change
SO The Southern Co. 0.08% 4,243 $402K Add +6.1%
WHR Whirlpool Corp. 0.08% 4,905 $386K Add +0.1%
VEU Vanguard Ftse All-World Ex-U 0.07% 5,349 $382K Add +21.7%
LHX L3HARRIS Technologies Inc. 0.07% 1,241 $379K No change
AAPL Apple Inc. 0.07% 1,481 $377K Add +1.4%
BLD Topbuild Corp. 0.07% 932 $364K No change
EMR Emerson Electric Co. 0.07% 2,686 $352K Add +3.3%
IEFA iShares Core MSCI Eafe ETF 0.07% 4,003 $350K Add +4.6%
VLO Valero Energy Corp. 0.07% 2,000 $341K No change
XOM Exxon Mobil Corp. 0.07% 2,997 $338K Add +4.6%
ATI Ati Inc. 0.06% 4,000 $325K No change
COR Cencora Inc. 0.06% 1,005 $314K Add +0.5%
KEY Keycorp 0.06% 16,033 $300K Add +0.2%
SHEL Shell PLC-ADR 0.06% 4,045 $289K Add +1.5%
ITT Itt Inc. 0.06% 1,600 $286K No change
LIN Linde PLC 0.06% 600 $285K No change
RTX RTX Corp. 0.06% 1,683 $282K Add +28.8%
WFC Wells Fargo & Co. 0.06% 3,352 $281K Add +6.0%
GEV GE Vernova Inc. 0.05% 441 $271K Add +5.0%
VOO Vanguard S&P 500 ETF 0.05% 439 $269K Reduce -9.7%
CVX Chevron Corp. 0.05% 1,715 $266K Add +7.2%
IBB iShares Biotechnology ETF 0.05% 1,800 $260K No change
BX Blackstone Inc. 0.05% 1,500 $256K No change
ED Consolidated Edison Inc. 0.05% 2,464 $248K No change
QQQ Invesco QQQ Trust Series 1 0.05% 400 $240K No change
PFE Pfizer Inc. 0.05% 9,350 $238K No change
PAYX Paychex Inc. 0.04% 1,774 $225K Add +7.5%
MSI Motorola Solutions Inc. 0.04% 484 $221K No change
LPX Louisiana-Pacific Corp. 0.04% 2,416 $215K No change
SBUX Starbucks Corp. 0.04% 2,503 $212K Add +0.1%
AME Ametek Inc. 0.04% 1,125 $212K No change
IWM iShares Russell 2000 ETF 0.04% 805 $195K No change
PEG Public Service Enterprise GP 0.04% 2,332 $195K No change
CL Colgate-Palmolive Co. 0.04% 2,408 $192K Add +0.3%
NSC Norfolk Southern Corp. 0.04% 638 $192K Add +7.4%
ABT Abbott Laboratories 0.04% 1,420 $190K No change
WY Weyerhaeuser Co. 0.04% 7,584 $188K No change
SHY iShares 1-3 Year Treasury Bo 0.04% 2,194 $182K Add +6.5%
BSV Vanguard Short-Term Bond ETF 0.03% 2,235 $176K No change
ORCL Oracle Corp. 0.03% 610 $172K Add +1.7%
PG The Procter & Gamble Co. 0.03% 1,100 $169K Add +1.9%
TMP Tompkins Financial Corp. 0.03% 2,461 $163K No change
HSY The Hershey Co. 0.03% 823 $154K No change
AEP American Electric Power 0.03% 1,353 $152K No change
MO Altria Group Inc. 0.03% 2,298 $152K Add +14.9%
CVS CVS Health Corp. 0.03% 2,000 $151K No change
MCD McDonald's Corp. 0.03% 490 $149K Add +7.2%
PM Philip Morris International 0.03% 900 $146K No change
VYM Vanguard High DVD Yield ETF 0.03% 1,000 $141K No change
T AT&T Inc. 0.03% 4,961 $140K Add +32.4%
TGNA Tegna Inc. 0.03% 6,753 $137K No change
WEN The Wendy's Co. 0.03% 14,866 $136K No change
MAR Marriott International Class A 0.03% 500 $130K No change
MMM 3M Co. 0.02% 800 $124K No change
NOC Northrop Grumman Corp. 0.02% 200 $122K Add +19.1%
STZ Constellation Brands Inc. Class A 0.02% 900 $121K No change
MBC Masterbrand Inc. 0.02% 9,016 $119K No change
MRK Merck & Co. Inc. 0.02% 1,319 $111K Add +9.9%
IWD iShares Russell 1000 Value E 0.02% 536 $109K Add +11.9%
MNA Nylim Merger Arbtrage ETF-Ui filed as NEW YORK LIFE INVESTMENTS ET 0.02% 2,983 $107K Reduce -42.5%
HUM Humana Inc. 0.02% 405 $105K Add +1.3%
COF Capital One Financial Corp. 0.02% 492 $105K Add +1.4%
TXN Texas Instruments Inc. 0.02% 562 $103K Add +12.4%
GSK GSK PLC-Spon ADR 0.02% 2,323 $100K Reduce -7.1%
O Realty Income Corp. 0.02% 1,600 $97K No change
DD Dupont DE Nemours Inc. 0.02% 1,244 $97K Add +1.4%
SWK Stanley Black & Decker Inc. 0.02% 1,300 $97K No change
GOOG Alphabet Inc. Class C 0.02% 390 $95K No change
EXR Extra Space Storage Inc. 0.02% 671 $95K No change
ALL Allstate Corp. 0.02% 432 $93K No change
IXUS iShares Core Intl Stock ETF 0.02% 1,120 $92K No change
CARR Carrier Global Corp. 0.02% 1,500 $90K No change
V Visa Inc. Class A 0.02% 261 $89K Add +8.8%
BA The Boeing Co. 0.02% 412 $89K Add +3.0%
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.02% 615 $89K Add +2.5%
TIP iShares Tips Bond ETF 0.02% 775 $86K No change
NBTB N B T Bancorp Inc. 0.02% 2,058 $86K No change
GLW Corning Inc. 0.02% 1,000 $82K No change
CNO Cno Financial Group Inc. 0.02% 2,000 $79K No change
HON Honeywell International Inc. 0.02% 375 $79K No change
CTVA Corteva Inc. 0.02% 1,158 $78K Add +5.4%
VEA Vanguard Ftse Developed ETF 0.02% 1,284 $77K No change
TWI Titan International Inc. 0.01% 10,000 $76K No change
ACN Accenture PLC Class A 0.01% 300 $74K No change
AGG iShares Core U.S. Aggregate 0.01% 720 $72K No change
CSCO Cisco Systems Inc. 0.01% 1,011 $69K Add +1.1%
CC The Chemours Co. 0.01% 4,340 $69K No change
AVGO Broadcom Inc. 0.01% 208 $69K Add +4.0%
OTIS Otis Worldwide Corp. 0.01% 750 $69K No change
SYY Sysco Corp. 0.01% 818 $67K Add +36.3%
PJT PJT Partners Inc. Class A 0.01% 375 $67K No change
WM Waste Management Inc. 0.01% 290 $64K No change
VTRS Viatris Inc. 0.01% 6,370 $63K No change
ABBV Abbvie Inc. 0.01% 265 $61K Add +1.9%
RWL Invesco S&P 500 Revenue ETF 0.01% 543 $60K No change
MS Morgan Stanley 0.01% 373 $59K Add +3.6%
VB Vanguard Most SM-Cap ETF-Usd 0.01% 231 $59K No change
MPC Marathon Petroleum Corp. 0.01% 300 $58K No change
MDLZ Mondelez International Inc. Class A 0.01% 922 $58K No change
USMV iShares MSCI USA Min Vol Fac 0.01% 595 $57K Reduce -41.3%
AMGN Amgen Inc. 0.01% 200 $56K No change
HIG Hartford Insurance Group Inc. 0.01% 410 $55K No change
SJM The JM Smucker Co. filed as SMUCKER J M CO 0.01% 500 $54K No change
GSLC Goldman Activebeta US LC ETF 0.01% 399 $52K No change
CB Chubb Ltd. 0.01% 184 $52K Add +2.2%
DELL Dell Technologies -C 0.01% 357 $51K No change
KMB Kimberly-Clark Corp. 0.01% 400 $50K No change
GEHC GE Healthcare Technology 0.01% 595 $45K Add +6.3%
TSLA Tesla Inc. 0.01% 100 $44K No change
EMN Eastman Chemical Co. 0.01% 704 $44K No change
JEPI JPMorgan Equity Premium Inco 0.01% 750 $43K New
DOW Dow Inc. 0.01% 1,745 $40K Add +3.5%
LEG Leggett & Platt Inc. 0.01% 4,500 $40K No change
FCX Freeport-McMoran Inc. 0.01% 1,017 $40K Add +1.7%
VNQ Vanguard Real Estate ETF 0.01% 431 $39K Reduce -14.8%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.01% 125 $37K No change
GM General Motors Co. 0.01% 600 $37K New
CMCSA Comcast Corp. Class A 0.01% 1,120 $35K Add +10.7%
NGG National Grid PLC-SP ADR 0.01% 480 $35K Add +71.4%
JPIE JPMorgan Income ETF 0.01% 750 $35K New
PHG Koninklijke Philips NVR- NY 0.01% 1,246 $34K Add +4.4%
BMY Bristol-Myers Squibb Co. 0.01% 740 $33K Add +5.7%
HPQ HP Inc. 0.01% 1,200 $33K No change
A Agilent Technologies Inc. 0.01% 252 $32K No change
EXE Expand Energy Corp. 0.01% 302 $32K New
DEO Diageo PLC-Sponsored ADR 0.01% 331 $32K Add +10.3%
VZ Verizon Communications Inc. 0.01% 717 $32K Reduce -1.1%
NAT Nordic American Tankers Ltd. 0.01% 10,000 $31K No change
TRV The Travelers Cos Inc. 0.01% 109 $30K Add +9.0%
IEMG iShares Core MSCI Emerging 0.01% 460 $30K No change
BRK.B Berkshire Hathaway Inc. Class B 0.01% 60 $30K New
PRU Prudential Financial Inc. 0.01% 289 $30K No change
HPE Hewlett Packard Enterprise 0.01% 1,200 $29K No change
IPG Interpublic Group of Cos Inc. 0.01% 1,040 $29K New
VFC VF Corp. 0.01% 2,000 $29K No change
PHO Invesco Water Resources ETF 0.01% 400 $29K No change
UPS United Parcel Service Class B 0.01% 335 $28K Add +11.7%
CARS Cars.com Inc. 0.01% 2,251 $28K No change
TRP TC Energy Corp. 0.01% 500 $27K Add +66.7%
WPC WP Carey Inc. 0.01% 400 $27K No change
IWL iShares Russell Top 200 ETF 0.01% 161 $27K No change
RYN Rayonier Inc. 0.01% 984 $26K No change
KKR KKR & Co. Inc. 0.01% 200 $26K New
NWBI Northwest Bancshares Inc. 0.00% 2,000 $25K No change
CLX Clorox Company 0.00% 200 $25K No change
ET Energy Transfer LP 0.00% 1,391 $24K Add +27.5%
PPL PPL Corp. 0.00% 600 $22K New
EXC Exelon Corp. 0.00% 495 $22K Add +4.4%
KEYS Keysight Technologies Inc. 0.00% 126 $22K No change
AMZN Amazon.com Inc. 0.00% 100 $22K No change
IP International Paper Co. 0.00% 470 $22K No change
F Ford Motor Co. filed as FORD MTR CO 0.00% 1,799 $22K Add +80.1%
PEP Pepsico Inc. 0.00% 150 $21K No change
NEM Newmont Corp. 0.00% 249 $21K No change
TTWO Take-Two Interactive Softwre 0.00% 80 $21K No change
DUK Duke Energy Corp. 0.00% 164 $20K Add +25.2%
MDT Medtronic PLC 0.00% 200 $19K No change
OXY Occidental Petroleum Corp. 0.00% 400 $19K No change
D Dominion Energy Inc. 0.00% 300 $18K No change
WBD Warner Bros Discovery Inc. 0.00% 906 $18K No change
WMT Walmart Inc. 0.00% 171 $18K New
WAB Wabtec Corp. 0.00% 87 $17K No change
GD General Dynamics Corp. 0.00% 50 $17K New
AXP American Express Co. 0.00% 50 $17K No change
PFFD Global X US Preferred ETF 0.00% 850 $17K New
DRI Darden Restaurants Inc. 0.00% 81 $15K Reduce -33.1%
ADP Automatic Data Processing 0.00% 52 $15K New
SOLV Solventum Corp. 0.00% 200 $15K No change
OKE Oneok Inc. 0.00% 200 $15K New
ES Eversource Energy 0.00% 200 $14K No change
ETR Entergy Corp. 0.00% 148 $14K Add +34.5%
ETO Eaton Vance T/A GLBL DVD Opp 0.00% 500 $14K New
CHTR Charter Communications Inc. Class A 0.00% 50 $14K No change
CSX CSX Corp. 0.00% 330 $12K New
BKR Baker Hughes Co. 0.00% 240 $12K No change
DKS Dick's Sporting Goods Inc. 0.00% 50 $11K No change
PFF iShares Preferred & Income S 0.00% 350 $11K New
CHMG Chemung Financial Corp. 0.00% 200 $11K No change
ETW Eaton Vance T/M GLBL Buy-WR 0.00% 1,150 $10K New
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.00% 89 $10K Add +6.0%
QCOM Qualcomm Inc. 0.00% 60 $10K Add +42.9%
ZBH Zimmer Biomet Holdings Inc. 0.00% 100 $10K No change
ENB Enbridge Inc. 0.00% 192 $10K No change
DLR Digital Realty Trust Inc. 0.00% 50 $9K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.00% 160 $8K New
MET Metlife Inc. 0.00% 100 $8K New
HII Huntington Ingalls Industrie 0.00% 28 $8K No change
KHC The Kraft Heinz Co. 0.00% 307 $8K No change
FE Firstenergy Corp. 0.00% 162 $7K New
KVUE Kenvue Inc. 0.00% 450 $7K New
TMO Thermo Fisher Scientific Inc. 0.00% 15 $7K No change
SAFT Safety Insurance Group Inc. 0.00% 100 $7K New
BP BP PLC-Spons ADR 0.00% 200 $7K New
BEPC Brookfield Renewable Corp. 0.00% 200 $7K New
EEM iShares MSCI Emerging Market 0.00% 125 $7K No change
KD Kyndryl Holdings Inc. 0.00% 208 $6K Add +10.6%
CZNC Citizens & Northern Corp. 0.00% 300 $6K New
IMO Imperial Oil Ltd. 0.00% 65 $6K New
VUZI Vuzix Corp. 0.00% 1,500 $5K No change
BCE Bce Inc. 0.00% 200 $5K New
EQNR Equinor ASA-Spon ADR 0.00% 175 $4K New
FISI Financial Institutions Inc. 0.00% 150 $4K New
CTO Cto Realty Growth Inc. filed as CTO RLTY GROWTH INC NEW 0.00% 250 $4K New
AMT American Tower Corp. 0.00% 21 $4K New
BSM Black Stone Minerals LP 0.00% 300 $4K New
TSM Taiwan Semiconductor-SP ADR 0.00% 14 $4K New
BRW Saba Capital Income & Opport 0.00% 501 $4K New
MCK McKesson Corp. 0.00% 5 $4K New
PNC PNC Financial Services Group 0.00% 19 $4K New
USB US Bancorp 0.00% 79 $4K New
TCPC BlackRock TCP Capital Corp. 0.00% 600 $4K New
HLN Haleon PLC-ADR 0.00% 395 $4K New
SPG Simon Property Group Inc. 0.00% 18 $3K New
WSO Watsco Inc. 0.00% 8 $3K New
SAP Sap SE-Sponsored ADR 0.00% 12 $3K New
PGF Invesco Financial Preferred 0.00% 200 $3K New
PBI Pitney Bowes Inc. 0.00% 250 $3K New
SOBO South Bow Corp. 0.00% 100 $3K Add +66.7%
LRCX Lam Research Corp. 0.00% 21 $3K New
UNH Unitedhealth Group Inc. 0.00% 8 $3K New
REZI Resideo Technologies Inc. 0.00% 62 $3K No change
CCI Crown Castle Inc. 0.00% 27 $3K New
ODP The Odp Corp. filed as THE ODP CORP 0.00% 91 $3K No change
LOW Lowe's Cos Inc. 0.00% 10 $3K New
XAODX Abrdn Total Dynamic Dividend 0.00% 250 $2K New
BTI British American Tob-SP ADR 0.00% 42 $2K New
GFL GFL Environmental Inc.-Sub VT 0.00% 40 $2K New
CI The Cigna Group 0.00% 6 $2K New
KDP Keurig Dr Pepper Inc. 0.00% 67 $2K New
CNP Centerpoint Energy Inc. 0.00% 44 $2K New
CAH Cardinal Health Inc. 0.00% 10 $2K New
SNY Sanofi-ADR 0.00% 33 $2K New
DCI Donaldson Co. Inc. 0.00% 19 $2K New
LLY Eli Lilly & Co. 0.00% 2 $2K New
NTRS Northern Trust Corp. 0.00% 11 $1K New
AMAT Applied Materials Inc. 0.00% 7 $1K New
OLN Olin Corp. 0.00% 53 $1K New
CEG Constellation Energy 0.00% 4 $1K New
OCSL Oaktree Specialty Lending Co. 0.00% 100 $1K New
VVX V2X Inc. 0.00% 22 $1K No change
MRSH Marsh & McLennan Cos 0.00% 6 $1K New
EIX Edison International 0.00% 21 $1K New
EL Estee Lauder Companies Class A filed as LAUDER ESTEE COS INC 0.00% 13 $1K New
NXPI NXP Semiconductors NV 0.00% 5 $1K New
XRX Xerox Holdings Corp. 0.00% 300 $1K No change
ETN Eaton Corp. PLC 0.00% 3 $1K New
GILD Gilead Sciences Inc. 0.00% 10 $1K New
STT State Street Corp. 0.00% 9 $1K New
RPRX Royalty Pharma PLC Class A 0.00% 28 $988 New
TTE Totalenergies SE -Spon ADR 0.00% 16 $955 New
ALSN Allison Transmission Holding 0.00% 11 $934 New
DXC DXC Technology Co. 0.00% 68 $927 No change
TGT Target Corp. 0.00% 10 $897 New
JCI Johnson Controls Internation 0.00% 7 $770 New
ADI Analog Devices Inc. 0.00% 3 $737 New
GOOGL Alphabet Inc. Class A 0.00% 3 $729 New
FDX FedEx Corp. 0.00% 3 $707 New
INTU Intuit Inc. 0.00% 1 $683 New
SUI Sun Communities Inc. filed as SUN CMNTYS INC 0.00% 5 $645 New
DHR Danaher Corp. 0.00% 3 $595 New
MTB M & T Bank Corp. filed as M & T BK CORP 0.00% 3 $593 New
PLD Prologis Inc. 0.00% 5 $573 New
GTX Garrett Motion Inc. 0.00% 37 $504 No change
CDW CDW Corp. 0.00% 3 $478 New
UNP Union Pacific Corp. 0.00% 2 $473 New
NTR Nutrien Ltd. 0.00% 8 $470 New
BHP BHP Group Ltd.-Spon ADR 0.00% 8 $446 New
LUMN Lumen Technologies Inc. 0.00% 58 $355 No change
LE Lands' End Inc. 0.00% 21 $296 No change
G Genpact Ltd. 0.00% 7 $293 New
ASIX Advansix Inc. 0.00% 15 $291 No change
PSA Public Storage 0.00% 1 $289 New
VOD Vodafone Group PLC-SP ADR 0.00% 23 $267 No change
LYB Lyondellbasell Indu Class A 0.00% 5 $245 New
Other holdings (1): bonds, preferreds, convertibles and warrants · $1K (not counted above)
SecurityClassShares / PrincipalValueChange
OXY.WS Occidental Petroleum-CW27 *W EXP 08/03/202 50$1KNo change

Total filed on the 13F, all lines: $509.6M.

Portfolio Sells Q2 2025 → Q3 2025

SCHD Schwab US DVD Equity ETF Reduce -8.8% 8.83% −0.96
VIGI Vanguard Int Div App Indx FD Reduce -1.6% 9.12% −0.59
GQRE NT GLBL Qual Re ETF Reduce -1.9% 7.09% −0.27
IJH iShares Core S&P Midcap ETF Reduce -4.0% 8.06% −0.25
FALN iShares Fallen Angels ETF Reduce -0.7% 6.10% −0.15
QLTA iShares Aaa - A Rated Corpor Reduce -3.1% 0.32% −0.02
WBA Walgreens Boots Alliance Inc. Sold out 0.00% −0.02
MNA Nylim Merger Arbtrage ETF-Ui Reduce -42.5% 0.02% −0.02
JMTG Mortgage-Backed Securities Reduce -0.1% 0.43% −0.01
USMV iShares MSCI USA Min Vol Fac Reduce -41.3% 0.01% −0.01
JNK SS SPDR BB High Yield Bond Sold out 0.00% −0.01
SPY SS SPDR S&P 500 ETF Trust-US Reduce -4.7% 0.28% −0.00
VOO Vanguard S&P 500 ETF Reduce -9.7% 0.05% −0.00
DRI Darden Restaurants Inc. Reduce -33.1% 0.00% −0.00
VNQ Vanguard Real Estate ETF Reduce -14.8% 0.01% −0.00
VZ Verizon Communications Inc. Reduce -1.1% 0.01% −0.00
GSK GSK PLC-Spon ADR Reduce -7.1% 0.02% +0.00
INTC Intel Corp. Reduce -6.3% 0.10% +0.03
IJR iShares Core S&P Small-Cap E Reduce -2.7% 4.98% +0.08
AVDE Avantis International Equity Reduce -1.4% 11.21% +0.11
XSOE Wisdmtree Emerg MKT Ex-St Ow Reduce -2.4% 7.13% +0.22
SPYG SS SPDR P S&P 500 Growth ETF Reduce -2.6% 12.79% +0.31
IVV iShares Core S&P 500 ETF Reduce -1.3% 15.39% +0.33

Portfolio Buys Q2 2025 → Q3 2025

AVLV Avantis US Large Cap Value New 0.79% +0.79
BIV Vanguard Intermediate-Term B Add +15.6% 1.08% +0.12
VTI VG Morningstar TS MKT ETF-US Add +14.0% 0.22% +0.03
VWO Vanguard Ftse Emerging Marke Add +2.5% 0.26% +0.02
JNJ Johnson & Johnson Add +0.7% 0.12% +0.02
RTX RTX Corp. Add +28.8% 0.06% +0.02
GE General Electric Add +5.0% 0.10% +0.02
VEU Vanguard Ftse All-World Ex-U Add +21.7% 0.07% +0.01
MSFT Microsoft Corp. Add +7.3% 0.20% +0.01
AAPL Apple Inc. Add +1.4% 0.07% +0.01
IWF iShares Russell 1000 Growth Add +3.2% 0.13% +0.01
JEPI JPMorgan Equity Premium Inco New 0.01% +0.01
JPM JPMorgan Chase & Co. Add +0.7% 0.16% +0.01
GEV GE Vernova Inc. Add +5.0% 0.05% +0.01
GM General Motors Co. New 0.01% +0.01
ORCL Oracle Corp. Add +1.7% 0.03% +0.01
JPIE JPMorgan Income ETF New 0.01% +0.01
NOC Northrop Grumman Corp. Add +19.1% 0.02% +0.01
NSC Norfolk Southern Corp. Add +7.4% 0.04% +0.01
EXE Expand Energy Corp. New 0.01% +0.01
BRK.B Berkshire Hathaway Inc. Class B New 0.01% +0.01
MO Altria Group Inc. Add +14.9% 0.03% +0.01
IPG Interpublic Group of Cos Inc. New 0.01% +0.01
CVX Chevron Corp. Add +7.2% 0.05% +0.01
T AT&T Inc. Add +32.4% 0.03% +0.01
KKR KKR & Co. Inc. New 0.01% +0.01
PPL PPL Corp. New 0.00% +0.00
SO The Southern Co. Add +6.1% 0.08% +0.00
SYY Sysco Corp. Add +36.3% 0.01% +0.00
WMT Walmart Inc. New 0.00% +0.00
WFC Wells Fargo & Co. Add +6.0% 0.06% +0.00
GD General Dynamics Corp. New 0.00% +0.00
IEFA iShares Core MSCI Eafe ETF Add +4.6% 0.07% +0.00
XOM Exxon Mobil Corp. Add +4.6% 0.07% +0.00
PFFD Global X US Preferred ETF New 0.00% +0.00
ADP Automatic Data Processing New 0.00% +0.00
OKE Oneok Inc. New 0.00% +0.00
ETO Eaton Vance T/A GLBL DVD Opp New 0.00% +0.00
NGG National Grid PLC-SP ADR Add +71.4% 0.01% +0.00
IWD iShares Russell 1000 Value E Add +11.9% 0.02% +0.00
CSX CSX Corp. New 0.00% +0.00
MRK Merck & Co. Inc. Add +9.9% 0.02% +0.00
TJX TJX Companies Inc. Add +2.5% 0.02% +0.00
TRP TC Energy Corp. Add +66.7% 0.01% +0.00
ABBV Abbvie Inc. Add +1.9% 0.01% +0.00
AVGO Broadcom Inc. Add +4.0% 0.01% +0.00
PFF iShares Preferred & Income S New 0.00% +0.00
ETW Eaton Vance T/M GLBL Buy-WR New 0.00% +0.00
F Ford Motor Co. Add +80.1% 0.00% +0.00
KEY Keycorp Add +0.2% 0.06% +0.00

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 264$586.5MIVV, AVLV, AVDE, IDEV, XSOE
Q1 2026 256$523.6MIVV, AVLV, AVDE, IDEV, XSOE
Q4 2025 255$521.0MIVV, AVLV, AVDE, VIGI, XSOE
Q3 2025 307$509.6MIVV, SPYG, AVDE, VIGI, SCHD
Q2 2025 218$489.4MIVV, SPYG, AVDE, SCHD, VIGI
Q1 2025 311$443.1MIVV, SPYG, SCHD, AVDE, VIGI
Q4 2024 331$448.7MIVV, SPYG, SCHD, VIGI, AVDE
Q3 2024 233$441.6MIVV, SPYG, SCHD, VIGI, AVDE
Q2 2024 258$410.6MIVV, SPYG, SCHD, VIGI, AVDE
Q1 2024 133$382.0MIVV, SCHD, SPYG, AVDE, VIGI