ESL Trust Services, LLC

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 10, 2026), ESL Trust Services, LLC reported 255 stock positions worth $521.0 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 26.5% of the portfolio, followed by Avantis US Large Cap Value (AVLV, 11.9%) and Avantis International Equity (AVDE, 11.8%). Compared with Q3 2025, it opened 17 new positions, sold out of 71, added to 20 and reduced 60. The biggest buy was Avantis US Large Cap Value (AVLV, shares +1372%) and the biggest sale SS SPDR P S&P 500 Growth ETF (SPYG, shares −95%).

Most Recent 13F
Q2 2026
Location
ROCHESTER, NY
CIK
0001785545
Portfolio Value
$521.0M (Q4 2025)
SEC Filing
0001785545-26-000002 ↗ filed Feb 10, 2026

Holdings Value

0$200.0M$400.0M$600.0M Q1 2024: $382.0M Q1 2024 Q2 2024: $410.6M Q2 2024 Q3 2024: $441.6M Q3 2024 Q4 2024: $448.7M Q4 2024 Q1 2025: $443.1M Q1 2025 Q2 2025: $489.4M Q2 2025 Q3 2025: $509.6M Q3 2025 Q4 2025: $521.0M $521.0M Q4 2025 Q1 2026: $523.6M Q1 2026 Q2 2026: $586.5M Q2 2026

Holdings 255 stocks · $521.0M
IVV iShares Core S&P 500 ETF 26.48% 201,392 $137.9M Add +71.8%
AVLV Avantis US Large Cap Value 11.95% 821,432 $62.2M Add +1372.2%
AVDE Avantis International Equity 11.77% 744,966 $61.3M Add +2.9%
VIGI Vanguard Int Div App Indx FD 9.46% 539,074 $49.3M Add +3.9%
XSOE Wisdmtree Emerg MKT Ex-St Ow 7.17% 957,475 $37.4M No change
GQRE NT GLBL Qual Re ETF 6.88% 609,395 $35.9M Add +2.8%
FALN iShares Fallen Angels ETF 6.54% 1,248,458 $34.1M Add +11.7%
IJH iShares Core S&P Midcap ETF 6.15% 485,148 $32.0M Reduce -22.9%
IJR iShares Core S&P Small-Cap E 3.93% 170,454 $20.5M Reduce -20.1%
BIV Vanguard Intermediate-Term B 1.22% 81,568 $6.4M Add +16.2%
SPYG SS SPDR P S&P 500 Growth ETF 0.60% 29,513 $3.1M Reduce -95.3%
JMTG Mortgage-Backed Securities filed as J P MORGAN EXCHANGE TRADED F 0.45% 46,238 $2.4M Add +6.8%
QLTA iShares Aaa - A Rated Corpor 0.34% 37,345 $1.8M Add +9.8%
SCHD Schwab US DVD Equity ETF 0.34% 64,113 $1.8M Reduce -96.1%
SPY SS SPDR S&P 500 ETF Trust-US 0.33% 2,553 $1.7M Add +19.9%
VWO Vanguard Ftse Emerging Marke 0.28% 27,566 $1.5M Add +13.3%
VTI VG Morningstar TS MKT ETF-US 0.28% 4,403 $1.5M Add +30.5%
SONY Sony Group Corp. - SP ADR 0.21% 43,000 $1.1M No change
NKE Nike Inc. Class B 0.19% 15,500 $988K No change
EFA iShares MSCI Eafe ETF 0.19% 10,244 $984K Add +9.5%
MSFT Microsoft Corp. 0.18% 1,937 $937K No change
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.18% 3,086 $914K Reduce -0.4%
JPM JPMorgan Chase & Co. 0.16% 2,563 $826K Reduce -1.1%
IWF iShares Russell 1000 Growth 0.14% 1,492 $706K Add +6.9%
JNJ Johnson & Johnson 0.13% 3,150 $652K Reduce -0.7%
KO The Coca-Cola Co. 0.11% 8,050 $563K Reduce -1.0%
VEU Vanguard Ftse All-World Ex-U 0.11% 7,531 $554K Add +40.8%
INTC Intel Corp. 0.10% 14,800 $546K No change
GE General Electric filed as GE AEROSPACE 0.10% 1,764 $543K No change
STLD Steel Dynamics Inc. 0.10% 3,000 $508K No change
ATI Ati Inc. 0.09% 4,000 $459K No change
AFL Aflac Inc. 0.08% 4,000 $441K No change
SYK Stryker Corp. 0.08% 1,200 $422K No change
HD Home Depot Inc. 0.08% 1,200 $413K No change
AAPL Apple Inc. 0.08% 1,460 $397K Reduce -1.4%
BLD Topbuild Corp. 0.07% 932 $389K No change
MAS Masco Corp. 0.07% 6,000 $381K No change
LHX L3HARRIS Technologies Inc. 0.07% 1,241 $364K No change
XOM Exxon Mobil Corp. 0.07% 2,997 $361K No change
IEFA iShares Core MSCI Eafe ETF 0.07% 4,003 $358K No change
EMR Emerson Electric Co. 0.07% 2,686 $356K No change
WHR Whirlpool Corp. 0.07% 4,900 $353K Reduce -0.1%
SO The Southern Co. 0.07% 4,000 $349K Reduce -5.7%
COR Cencora Inc. 0.06% 1,000 $338K Reduce -0.5%
KEY Keycorp 0.06% 16,000 $330K Reduce -0.2%
VLO Valero Energy Corp. 0.06% 2,000 $326K No change
WFC Wells Fargo & Co. 0.06% 3,352 $312K No change
RTX RTX Corp. 0.06% 1,683 $309K No change
IBB iShares Biotechnology ETF 0.06% 1,800 $304K No change
SHEL Shell PLC-ADR 0.06% 3,984 $293K Reduce -1.5%
ITT Itt Inc. 0.05% 1,600 $278K No change
VOO Vanguard S&P 500 ETF 0.05% 439 $275K No change
GEV GE Vernova Inc. 0.05% 420 $275K Reduce -4.8%
CVX Chevron Corp. 0.05% 1,700 $259K Reduce -0.9%
LIN Linde PLC 0.05% 600 $256K No change
QQQ Invesco QQQ Trust Series 1 0.05% 400 $246K No change
ED Consolidated Edison Inc. 0.05% 2,464 $245K No change
PFE Pfizer Inc. 0.04% 9,350 $233K No change
BX Blackstone Inc. 0.04% 1,500 $231K No change
AME Ametek Inc. 0.04% 1,125 $231K No change
SHY iShares 1-3 Year Treasury Bo 0.04% 2,744 $227K Add +25.1%
SBUX Starbucks Corp. 0.04% 2,500 $211K Reduce -0.1%
PAYX Paychex Inc. 0.04% 1,774 $199K No change
IWM iShares Russell 2000 ETF 0.04% 805 $198K No change
LPX Louisiana-Pacific Corp. 0.04% 2,416 $195K No change
CL Colgate-Palmolive Co. 0.04% 2,400 $190K Reduce -0.3%
PEG Public Service Enterprise GP 0.04% 2,332 $187K No change
MSI Motorola Solutions Inc. 0.04% 484 $186K No change
NSC Norfolk Southern Corp. 0.04% 638 $184K No change
WY Weyerhaeuser Co. 0.03% 7,584 $180K No change
TMP Tompkins Financial Corp. 0.03% 2,461 $178K No change
ABT Abbott Laboratories 0.03% 1,420 $178K No change
BSV Vanguard Short-Term Bond ETF 0.03% 2,235 $176K No change
CVS CVS Health Corp. 0.03% 2,000 $159K No change
AEP American Electric Power 0.03% 1,353 $156K No change
PG The Procter & Gamble Co. 0.03% 1,087 $156K Reduce -1.2%
MAR Marriott International Class A 0.03% 500 $155K No change
HSY The Hershey Co. 0.03% 823 $150K No change
MCD McDonald's Corp. 0.03% 490 $150K No change
PM Philip Morris International 0.03% 900 $144K No change
VYM Vanguard High DVD Yield ETF 0.03% 1,000 $144K No change
TGNA Tegna Inc. 0.03% 6,753 $131K No change
MMM 3M Co. 0.02% 800 $128K No change
MRK Merck & Co. Inc. 0.02% 1,200 $126K Reduce -9.0%
STZ Constellation Brands Inc. Class A 0.02% 900 $124K No change
WEN The Wendy's Co. 0.02% 14,866 $124K No change
GOOG Alphabet Inc. Class C 0.02% 390 $122K No change
COF Capital One Financial Corp. 0.02% 485 $118K Reduce -1.4%
ORCL Oracle Corp. 0.02% 600 $117K Reduce -1.6%
MO Altria Group Inc. 0.02% 2,000 $115K Reduce -13.0%
NOC Northrop Grumman Corp. 0.02% 200 $114K No change
GSK GSK PLC-Spon ADR 0.02% 2,323 $114K No change
IWD iShares Russell 1000 Value E 0.02% 536 $113K No change
HUM Humana Inc. 0.02% 400 $102K Reduce -1.2%
MBC Masterbrand Inc. 0.02% 9,016 $100K No change
TXN Texas Instruments Inc. 0.02% 562 $98K No change
SWK Stanley Black & Decker Inc. 0.02% 1,300 $97K No change
IXUS iShares Core Intl Stock ETF 0.02% 1,120 $95K No change
T AT&T Inc. 0.02% 3,746 $93K Reduce -24.5%
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.02% 600 $92K Reduce -2.4%
O Realty Income Corp. 0.02% 1,600 $90K No change
ALL Allstate Corp. 0.02% 432 $90K No change
GLW Corning Inc. 0.02% 1,000 $88K No change
EXR Extra Space Storage Inc. 0.02% 671 $87K No change
IJK iShares S&P Mid-Cap 400 Grow 0.02% 898 $87K New
BA The Boeing Co. 0.02% 400 $87K Reduce -2.9%
MUB iShares National Muni Bond E 0.02% 808 $87K New
NBTB N B T Bancorp Inc. 0.02% 2,058 $85K No change
MNA Nylim Merger Arbtrage ETF-Ui filed as NEW YORK LIFE INVESTMENTS ET 0.02% 2,383 $85K Reduce -20.1%
CNO Cno Financial Group Inc. 0.02% 2,000 $85K No change
V Visa Inc. Class A 0.02% 240 $84K Reduce -8.1%
ACN Accenture PLC Class A 0.02% 300 $80K No change
VEA Vanguard Ftse Developed ETF 0.02% 1,284 $80K No change
VTRS Viatris Inc. 0.02% 6,370 $79K No change
CARR Carrier Global Corp. 0.02% 1,500 $79K No change
TWI Titan International Inc. 0.01% 10,000 $78K No change
CSCO Cisco Systems Inc. 0.01% 1,000 $77K Reduce -1.1%
CTVA Corteva Inc. 0.01% 1,099 $74K Reduce -5.1%
HON Honeywell International Inc. 0.01% 375 $73K No change
AVGO Broadcom Inc. 0.01% 208 $72K No change
OTIS Otis Worldwide Corp. 0.01% 750 $66K No change
AMGN Amgen Inc. 0.01% 200 $65K No change
MS Morgan Stanley 0.01% 360 $64K Reduce -3.5%
WM Waste Management Inc. 0.01% 290 $64K No change
PJT PJT Partners Inc. Class A 0.01% 375 $63K No change
RWL Invesco S&P 500 Revenue ETF 0.01% 543 $62K No change
ABBV Abbvie Inc. 0.01% 260 $59K Reduce -1.9%
HIG Hartford Insurance Group Inc. 0.01% 410 $56K No change
CB Chubb Ltd. 0.01% 180 $56K Reduce -2.2%
USMV iShares MSCI USA Min Vol Fac 0.01% 595 $56K No change
GSLC Goldman Activebeta US LC ETF 0.01% 399 $53K No change
VB Vanguard Most SM-Cap ETF-Usd 0.01% 201 $52K Reduce -13.0%
CC The Chemours Co. 0.01% 4,340 $51K No change
FCX Freeport-McMoran Inc. 0.01% 1,000 $51K Reduce -1.7%
Q Qnity Electronics Inc. 0.01% 613 $50K Reduce -1.4%
MDLZ Mondelez International Inc. Class A 0.01% 922 $50K No change
LEG Leggett & Platt Inc. 0.01% 4,500 $50K No change
DD Dupont DE Nemours Inc. 0.01% 1,227 $49K Reduce -1.4%
SJM The JM Smucker Co. filed as SMUCKER J M CO 0.01% 500 $49K No change
GM General Motors Co. 0.01% 600 $49K No change
MPC Marathon Petroleum Corp. 0.01% 300 $49K No change
ITA iShares U.S. Aerospace & Def 0.01% 224 $48K New
GEHC GE Healthcare Technology 0.01% 560 $46K Reduce -5.9%
DELL Dell Technologies -C 0.01% 357 $45K No change
EMN Eastman Chemical Co. 0.01% 704 $45K No change
SYY Sysco Corp. 0.01% 600 $44K Reduce -26.6%
AGG iShares Core U.S. Aggregate 0.01% 440 $44K Reduce -38.9%
KMB Kimberly-Clark Corp. 0.01% 400 $40K No change
DOW Dow Inc. 0.01% 1,686 $39K Reduce -3.4%
VNQ Vanguard Real Estate ETF 0.01% 431 $38K No change
BMY Bristol-Myers Squibb Co. 0.01% 700 $38K Reduce -5.4%
NGG National Grid PLC-SP ADR 0.01% 480 $37K No change
SLYV SS SPDR S&P 600 SC Val ETF 0.01% 400 $36K New
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.01% 125 $36K No change
VFC VF Corp. 0.01% 2,000 $36K No change
IWO iShares Russell 2000 Growth 0.01% 111 $36K New
NAT Nordic American Tankers Ltd. 0.01% 10,000 $34K No change
A Agilent Technologies Inc. 0.01% 252 $34K No change
IEMG iShares Core MSCI Emerging 0.01% 508 $34K Add +10.4%
EXE Expand Energy Corp. 0.01% 302 $33K No change
PRU Prudential Financial Inc. 0.01% 289 $33K No change
PHG Koninklijke Philips NVR- NY 0.01% 1,194 $32K Reduce -4.2%
HPE Hewlett Packard Enterprise 0.01% 1,297 $31K Add +8.1%
CMCSA Comcast Corp. Class A 0.01% 1,012 $30K Reduce -9.6%
BRK.B Berkshire Hathaway Inc. Class B 0.01% 60 $30K No change
UPS United Parcel Service Class B 0.01% 300 $30K Reduce -10.4%
TRV The Travelers Cos Inc. 0.01% 100 $29K Reduce -8.3%
TSLA Tesla Inc. 0.01% 64 $29K Reduce -36.0%
MBB iShares MBS ETF 0.01% 293 $28K New
TRP TC Energy Corp. 0.01% 500 $28K No change
IWL iShares Russell Top 200 ETF 0.01% 161 $27K No change
CARS Cars.com Inc. 0.01% 2,251 $27K No change
HPQ HP Inc. 0.01% 1,200 $27K No change
WBD Warner Bros Discovery Inc. 0.01% 906 $26K No change
DEO Diageo PLC-Sponsored ADR 0.01% 300 $26K Reduce -9.4%
KEYS Keysight Technologies Inc. 0.00% 126 $26K No change
KKR KKR & Co. Inc. 0.00% 200 $25K No change
NEM Newmont Corp. 0.00% 249 $25K No change
NWBI Northwest Bancshares Inc. 0.00% 2,000 $24K No change
AMZN Amazon.com Inc. 0.00% 100 $23K No change
ET Energy Transfer LP 0.00% 1,391 $23K No change
RYN Rayonier Inc. 0.00% 1,031 $22K Add +4.8%
PEP Pepsico Inc. 0.00% 150 $22K No change
EXC Exelon Corp. 0.00% 474 $21K Reduce -4.2%
TTWO Take-Two Interactive Softwre 0.00% 80 $20K No change
CLX Clorox Company 0.00% 200 $20K No change
MDT Medtronic PLC 0.00% 200 $19K No change
WAB Wabtec Corp. 0.00% 87 $19K No change
IP International Paper Co. 0.00% 470 $19K No change
AXP American Express Co. 0.00% 50 $18K No change
VZ Verizon Communications Inc. 0.00% 447 $18K Reduce -37.7%
D Dominion Energy Inc. 0.00% 300 $18K No change
TIP iShares Tips Bond ETF 0.00% 150 $16K Reduce -80.7%
OXY Occidental Petroleum Corp. 0.00% 400 $16K No change
TLH iShares 10-20 Year Treasury 0.00% 160 $16K New
SOLV Solventum Corp. 0.00% 200 $16K No change
DUK Duke Energy Corp. 0.00% 131 $15K Reduce -20.1%
ETO Eaton Vance T/A GLBL DVD Opp 0.00% 500 $15K No change
DRI Darden Restaurants Inc. 0.00% 81 $15K No change
GD General Dynamics Corp. 0.00% 44 $15K Reduce -12.0%
OKE Oneok Inc. 0.00% 200 $15K No change
SPTI SS SPDR P Int Term TSY ETF 0.00% 483 $14K New
WMT Walmart Inc. 0.00% 123 $14K Reduce -28.1%
ES Eversource Energy 0.00% 200 $13K No change
ADP Automatic Data Processing 0.00% 52 $13K No change
F Ford Motor Co. filed as FORD MTR CO 0.00% 999 $13K Reduce -44.5%
CSX CSX Corp. 0.00% 330 $12K No change
CHMG Chemung Financial Corp. 0.00% 200 $11K No change
BKR Baker Hughes Co. 0.00% 240 $11K No change
ETW Eaton Vance T/M GLBL Buy-WR 0.00% 1,150 $11K No change
CHTR Charter Communications Inc. Class A 0.00% 50 $10K No change
ETR Entergy Corp. 0.00% 110 $10K Reduce -25.7%
DKS Dick's Sporting Goods Inc. 0.00% 50 $10K No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.00% 84 $10K Reduce -5.6%
HII Huntington Ingalls Industrie 0.00% 28 $10K No change
ENB Enbridge Inc. 0.00% 192 $9K No change
ZBH Zimmer Biomet Holdings Inc. 0.00% 100 $9K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.00% 160 $9K No change
TMO Thermo Fisher Scientific Inc. 0.00% 15 $9K No change
DLR Digital Realty Trust Inc. 0.00% 50 $8K No change
BEPC Brookfield Renewable Corp. 0.00% 200 $8K No change
KHC The Kraft Heinz Co. 0.00% 307 $7K No change
QCOM Qualcomm Inc. 0.00% 42 $7K Reduce -30.0%
BP BP PLC-Spons ADR 0.00% 200 $7K No change
EEM iShares MSCI Emerging Market 0.00% 125 $7K No change
DYNF Ishrs US E F R A ETF-Usd Inc. 0.00% 94 $6K New
VUZI Vuzix Corp. 0.00% 1,500 $6K No change
KD Kyndryl Holdings Inc. 0.00% 208 $6K No change
STIP iShares 0-5 Year Tips Bond E 0.00% 52 $5K New
EFV iShares MSCI Eafe Value ETF 0.00% 66 $5K New
SPIB SS SPDR P Int C Corp. ETF 0.00% 137 $5K New
CTO Cto Realty Growth Inc. filed as CTO RLTY GROWTH INC NEW 0.00% 250 $5K No change
KVUE Kenvue Inc. 0.00% 265 $5K Reduce -41.1%
SOLS Solstice Adv Materials Inc. 0.00% 93 $5K No change
BSM Black Stone Minerals LP 0.00% 300 $4K No change
BRW Saba Capital Income & Opport 0.00% 501 $4K No change
IAU iShares Gold Trust 0.00% 41 $3K New
TCPC BlackRock TCP Capital Corp. 0.00% 600 $3K No change
IVW iShares S&P 500 Growth ETF 0.00% 26 $3K New
GOOGL Alphabet Inc. Class A 0.00% 10 $3K Add +233.3%
SOBO South Bow Corp. 0.00% 100 $3K No change
QUAL iShares MSCI USA Quality Fac 0.00% 13 $3K New
XAODX Abrdn Total Dynamic Dividend 0.00% 250 $2K No change
REZI Resideo Technologies Inc. 0.00% 62 $2K No change
THRO iShares U.S. Thematic Rotati 0.00% 45 $2K New
EFG iShares MSCI Eafe Growth ETF 0.00% 15 $2K New
OCSL Oaktree Specialty Lending Co. 0.00% 100 $1K No change
VVX V2X Inc. 0.00% 22 $1K No change
DXC DXC Technology Co. 0.00% 68 $996 No change
XRX Xerox Holdings Corp. 0.00% 300 $711 No change
GTX Garrett Motion Inc. 0.00% 37 $645 No change
LUMN Lumen Technologies Inc. 0.00% 58 $451 No change
LE Lands' End Inc. 0.00% 21 $305 No change
VOD Vodafone Group PLC-SP ADR 0.00% 23 $304 No change
ASIX Advansix Inc. 0.00% 15 $260 No change
Other holdings (1): bonds, preferreds, convertibles and warrants · $963 (not counted above)
SecurityClassShares / PrincipalValueChange
OXY.WS Occidental Petroleum-CW27 *W EXP 08/03/202 50$963No change

Total filed on the 13F, all lines: $521.0M.

Portfolio Sells Q3 2025 → Q4 2025
SPYG SS SPDR P S&P 500 Growth ETF Reduce -95.3% 0.60% −12.18
SCHD Schwab US DVD Equity ETF Reduce -96.1% 0.34% −8.49
IJH iShares Core S&P Midcap ETF Reduce -22.9% 6.15% −1.91
IJR iShares Core S&P Small-Cap E Reduce -20.1% 3.93% −1.05
TIP iShares Tips Bond ETF Reduce -80.7% 0.00% −0.01
SO The Southern Co. Reduce -5.7% 0.07% −0.01
ORCL Oracle Corp. Reduce -1.6% 0.02% −0.01
T AT&T Inc. Reduce -24.5% 0.02% −0.01
DD Dupont DE Nemours Inc. Reduce -1.4% 0.01% −0.01
JEPI JPMorgan Equity Premium Inco Sold out 0.00% −0.01
WHR Whirlpool Corp. Reduce -0.1% 0.07% −0.01
MO Altria Group Inc. Reduce -13.0% 0.02% −0.01
JPIE JPMorgan Income ETF Sold out 0.00% −0.01
IPG Interpublic Group of Cos Inc. Sold out 0.00% −0.01
PHO Invesco Water Resources ETF Sold out 0.00% −0.01
AGG iShares Core U.S. Aggregate Reduce -38.9% 0.01% −0.01
WPC WP Carey Inc. Sold out 0.00% −0.01
SYY Sysco Corp. Reduce -26.6% 0.01% −0.00
MNA Nylim Merger Arbtrage ETF-Ui Reduce -20.1% 0.02% −0.00
PPL PPL Corp. Sold out 0.00% −0.00
PG The Procter & Gamble Co. Reduce -1.2% 0.03% −0.00
PFFD Global X US Preferred ETF Sold out 0.00% −0.00
TSLA Tesla Inc. Reduce -36.0% 0.01% −0.00
VZ Verizon Communications Inc. Reduce -37.7% 0.00% −0.00
CVX Chevron Corp. Reduce -0.9% 0.05% −0.00
PFF iShares Preferred & Income S Sold out 0.00% −0.00
JPM JPMorgan Chase & Co. Reduce -1.1% 0.16% −0.00
F Ford Motor Co. Reduce -44.5% 0.00% −0.00
MET Metlife Inc. Sold out 0.00% −0.00
VB Vanguard Most SM-Cap ETF-Usd Reduce -13.0% 0.01% −0.00
FE Firstenergy Corp. Sold out 0.00% −0.00
CL Colgate-Palmolive Co. Reduce -0.3% 0.04% −0.00
SAFT Safety Insurance Group Inc. Sold out 0.00% −0.00
V Visa Inc. Class A Reduce -8.1% 0.02% −0.00
CZNC Citizens & Northern Corp. Sold out 0.00% −0.00
CTVA Corteva Inc. Reduce -5.1% 0.01% −0.00
DEO Diageo PLC-Sponsored ADR Reduce -9.4% 0.01% −0.00
IMO Imperial Oil Ltd. Sold out 0.00% −0.00
CMCSA Comcast Corp. Class A Reduce -9.6% 0.01% −0.00
SBUX Starbucks Corp. Reduce -0.1% 0.04% −0.00
DUK Duke Energy Corp. Reduce -20.1% 0.00% −0.00
HUM Humana Inc. Reduce -1.2% 0.02% −0.00
BCE Bce Inc. Sold out 0.00% −0.00
AMT American Tower Corp. Sold out 0.00% −0.00
BA The Boeing Co. Reduce -2.9% 0.02% −0.00
ETR Entergy Corp. Reduce -25.7% 0.00% −0.00
EQNR Equinor ASA-Spon ADR Sold out 0.00% −0.00
FISI Financial Institutions Inc. Sold out 0.00% −0.00
MCK McKesson Corp. Sold out 0.00% −0.00
TSM Taiwan Semiconductor-SP ADR Sold out 0.00% −0.00

Portfolio Buys Q3 2025 → Q4 2025
AVLV Avantis US Large Cap Value Add +1372.2% 11.95% +11.16
IVV iShares Core S&P 500 ETF Add +71.8% 26.48% +11.08
AVDE Avantis International Equity Add +2.9% 11.77% +0.56
FALN iShares Fallen Angels ETF Add +11.7% 6.54% +0.45
VIGI Vanguard Int Div App Indx FD Add +3.9% 9.46% +0.34
BIV Vanguard Intermediate-Term B Add +16.2% 1.22% +0.14
VTI VG Morningstar TS MKT ETF-US Add +30.5% 0.28% +0.07
SPY SS SPDR S&P 500 ETF Trust-US Add +19.9% 0.33% +0.06
VEU Vanguard Ftse All-World Ex-U Add +40.8% 0.11% +0.03
VWO Vanguard Ftse Emerging Marke Add +13.3% 0.28% +0.03
QLTA iShares Aaa - A Rated Corpor Add +9.8% 0.34% +0.02
JMTG Mortgage-Backed Securities Add +6.8% 0.45% +0.02
EFA iShares MSCI Eafe ETF Add +9.5% 0.19% +0.02
IJK iShares S&P Mid-Cap 400 Grow New 0.02% +0.02
MUB iShares National Muni Bond E New 0.02% +0.02
ITA iShares U.S. Aerospace & Def New 0.01% +0.01
SHY iShares 1-3 Year Treasury Bo Add +25.1% 0.04% +0.01
IWF iShares Russell 1000 Growth Add +6.9% 0.14% +0.01
SLYV SS SPDR S&P 600 SC Val ETF New 0.01% +0.01
IWO iShares Russell 2000 Growth New 0.01% +0.01
MBB iShares MBS ETF New 0.01% +0.01
TLH iShares 10-20 Year Treasury New 0.00% +0.00
SPTI SS SPDR P Int Term TSY ETF New 0.00% +0.00
DYNF Ishrs US E F R A ETF-Usd Inc. New 0.00% +0.00
STIP iShares 0-5 Year Tips Bond E New 0.00% +0.00
EFV iShares MSCI Eafe Value ETF New 0.00% +0.00
SPIB SS SPDR P Int C Corp. ETF New 0.00% +0.00
IAU iShares Gold Trust New 0.00% +0.00
IVW iShares S&P 500 Growth ETF New 0.00% +0.00
IEMG iShares Core MSCI Emerging Add +10.4% 0.01% +0.00
GOOGL Alphabet Inc. Class A Add +233.3% 0.00% +0.00
QUAL iShares MSCI USA Quality Fac New 0.00% +0.00
THRO iShares U.S. Thematic Rotati New 0.00% +0.00
EFG iShares MSCI Eafe Growth ETF New 0.00% +0.00
HPE Hewlett Packard Enterprise Add +8.1% 0.01% +0.00
RYN Rayonier Inc. Add +4.8% 0.00% −0.00
GQRE NT GLBL Qual Re ETF Add +2.8% 6.88% −0.21

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 264$586.5MIVV, AVLV, AVDE, IDEV, XSOE
Q1 2026 256$523.6MIVV, AVLV, AVDE, IDEV, XSOE
Q4 2025 255$521.0MIVV, AVLV, AVDE, VIGI, XSOE
Q3 2025 307$509.6MIVV, SPYG, AVDE, VIGI, SCHD
Q2 2025 218$489.4MIVV, SPYG, AVDE, SCHD, VIGI
Q1 2025 311$443.1MIVV, SPYG, SCHD, AVDE, VIGI
Q4 2024 331$448.7MIVV, SPYG, SCHD, VIGI, AVDE
Q3 2024 233$441.6MIVV, SPYG, SCHD, VIGI, AVDE
Q2 2024 258$410.6MIVV, SPYG, SCHD, VIGI, AVDE
Q1 2024 133$382.0MIVV, SCHD, SPYG, AVDE, VIGI