Financial Life Advisors
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 28, 2025), Financial Life Advisors reported 46 stock positions worth $266.2 million. Its top holding was iShares S&P 500 Growth ETF (IVW) at 15.0% of the portfolio, followed by iShares S&P 500 Value ETF (IVE, 11.3%) and Schwab US Aggregate Bond ETF (SCHZ, 10.4%). Compared with Q3 2024, it sold out of 2, added to 23 and reduced 14. The biggest buy was iShares S&P 500 Growth ETF (IVW, shares +4%) and the biggest sale iShares MSCI USA Min Vol Fac (USMV, shares −17%).
- Most Recent 13F
- Q2 2026
- Location
- SAN ANTONIO, TX
- CIK
- 0001730813
- Portfolio Value
- $266.2M (Q4 2024)
- SEC Filing
- 0001730813-25-000002 ↗ filed Jan 28, 2025
Holdings Value
Holdings 46 stocks · $266.2M
| IVW iShares S&P 500 Growth ETF | 14.99% | 392,972 | $39.9M | Add +3.9% |
| IVE iShares S&P 500 Value ETF | 11.30% | 157,540 | $30.1M | Add +1.0% |
| SCHZ Schwab US Aggregate Bond ETF | 10.43% | 1,223,571 | $27.8M | Add +6.4% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 7.34% | 432,499 | $19.5M | Add +3.3% |
| SPMB SS SPDR P Mort Back Bond ETF | 6.02% | 743,157 | $16.0M | Add +2.6% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 5.04% | 261,729 | $13.4M | Add +6.8% |
| EFV iShares MSCI Eafe Value ETF | 4.31% | 218,682 | $11.5M | Add +0.4% |
| VUG Vanguard Mrngstar GR ETF-Sui | 4.09% | 26,506 | $10.9M | Reduce -2.0% |
| TLH iShares 10-20 Year Treasury | 4.04% | 108,180 | $10.8M | Add +2.1% |
| EMXC iShares MSCI Emr MRK Ex Chna | 3.75% | 180,109 | $10.0M | Add +6.2% |
| EFG iShares MSCI Eafe Growth ETF | 3.68% | 101,126 | $9.8M | Add +3.9% |
| IYW iShares Ustechnology ETF | 3.13% | 52,309 | $8.3M | Reduce -0.2% |
| QUAL iShares MSCI USA Quality Fac | 3.07% | 45,838 | $8.2M | Add +0.5% |
| OEF iShares S&P 100 ETF | 2.77% | 25,564 | $7.4M | Reduce -0.8% |
| IGSB iShares 1-5Y Inv Grade Corp. | 2.59% | 133,608 | $6.9M | Add +4.7% |
| VTV Vanguard Mrngstr Val ETF-Aui | 2.36% | 37,078 | $6.3M | Reduce -0.9% |
| MUB iShares National Muni Bond E | 2.05% | 51,290 | $5.5M | Add +2.1% |
| VTEB Vanguard Tax-Exempt Bond ETF | 1.60% | 85,201 | $4.3M | Add +1.1% |
| BINC iShares Flex I A ETF-Usd Inc. | 1.15% | 58,823 | $3.1M | Add +3.4% |
| IXC iShares Global Energy ETF | 0.79% | 54,793 | $2.1M | Add +7.0% |
| HEFA Isha Curr Hedged MSCI Eafe | 0.70% | 53,721 | $1.9M | Add +12.5% |
| VEA Vanguard Ftse Developed ETF | 0.51% | 28,243 | $1.4M | Add +3.7% |
| USMV iShares MSCI USA Min Vol Fac | 0.50% | 15,069 | $1.3M | Reduce -16.9% |
| TFI SS SPDR N Ice Muni Bond ETF | 0.47% | 27,252 | $1.2M | Reduce -1.3% |
| SCHG Schwab US Large-Cap Growth | 0.36% | 33,972 | $947K | No change |
| EHC Encompass Health Corp. | 0.30% | 8,714 | $805K | Add +0.2% |
| AMZN Amazon.com Inc. | 0.25% | 2,996 | $657K | No change |
| VWO Vanguard Ftse Emerging Marke | 0.24% | 14,665 | $646K | Reduce -2.5% |
| SUB iShares Short-Term National | 0.23% | 5,715 | $603K | Add +4.6% |
| VGT Vanguard Info Tech ETF | 0.16% | 695 | $432K | No change |
| MTUM iShares MSCI USA Momentum Fa | 0.16% | 2,077 | $430K | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.15% | 694 | $407K | Reduce -2.7% |
| IEFA iShares Core MSCI Eafe ETF | 0.14% | 5,211 | $366K | Reduce -4.8% |
| IVV iShares Core S&P 500 ETF | 0.13% | 602 | $354K | No change |
| AAPL Apple Inc. | 0.13% | 1,405 | $352K | Add +11.3% |
| SCHX Schwab US Large-Cap ETF | 0.13% | 15,000 | $348K | No change |
| NULG Nuveen ESG LRG-Cap GRW ETF | 0.12% | 3,696 | $317K | Reduce -4.3% |
| BIV Vanguard Intermediate-Term B | 0.11% | 3,959 | $296K | No change |
| IJR iShares Core S&P Small-Cap E | 0.10% | 2,362 | $272K | Reduce -16.3% |
| XOM Exxon Mobil Corp. | 0.10% | 2,426 | $261K | Add +9.0% |
| VMBS Vanguard Mortgage-Backed Sec | 0.09% | 5,534 | $251K | No change |
| IEMG iShares Core MSCI Emerging | 0.09% | 4,525 | $236K | Reduce -23.6% |
| IJH iShares Core S&P Midcap ETF | 0.09% | 3,672 | $229K | No change |
| EFA iShares MSCI Eafe ETF | 0.08% | 2,874 | $217K | Add +12.1% |
| VTI VG Morningstar TS MKT ETF-US | 0.08% | 728 | $211K | Reduce -4.0% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.08% | 859 | $206K | Reduce -11.4% |
Portfolio Sells Q3 2024 → Q4 2024
| USMV iShares MSCI USA Min Vol Fac | Reduce -16.9% | 0.50% | −0.12 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -0.9% | 2.36% | −0.11 |
| SHV iShares 0-1 Year Treasury Bo | Sold out | 0.00% | −0.10 |
| FLOT iShares Floating Rate Bond E | Sold out | 0.00% | −0.10 |
| IEMG iShares Core MSCI Emerging | Reduce -23.6% | 0.09% | −0.04 |
| VWO Vanguard Ftse Emerging Marke | Reduce -2.5% | 0.24% | −0.03 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -4.8% | 0.14% | −0.02 |
| IJR iShares Core S&P Small-Cap E | Reduce -16.3% | 0.10% | −0.02 |
| TFI SS SPDR N Ice Muni Bond ETF | Reduce -1.3% | 0.47% | −0.02 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -11.4% | 0.08% | −0.01 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -2.7% | 0.15% | −0.00 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -4.0% | 0.08% | −0.00 |
| NULG Nuveen ESG LRG-Cap GRW ETF | Reduce -4.3% | 0.12% | −0.00 |
| OEF iShares S&P 100 ETF | Reduce -0.8% | 2.77% | +0.08 |
| IYW iShares Ustechnology ETF | Reduce -0.2% | 3.13% | +0.13 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -2.0% | 4.09% | +0.16 |
Portfolio Buys Q3 2024 → Q4 2024
| IVW iShares S&P 500 Growth ETF | Add +3.9% | 14.99% | +1.30 |
| DYNF Ishrs US E F R A ETF-Usd Inc. | Add +6.8% | 5.04% | +0.46 |
| SCHZ Schwab US Aggregate Bond ETF | Add +6.4% | 10.43% | +0.11 |
| HEFA Isha Curr Hedged MSCI Eafe | Add +12.5% | 0.70% | +0.06 |
| IGSB iShares 1-5Y Inv Grade Corp. | Add +4.7% | 2.59% | +0.06 |
| AAPL Apple Inc. | Add +11.3% | 0.13% | +0.02 |
| SUB iShares Short-Term National | Add +4.6% | 0.23% | +0.01 |
| IXC iShares Global Energy ETF | Add +7.0% | 0.79% | +0.00 |
| EFA iShares MSCI Eafe ETF | Add +12.1% | 0.08% | +0.00 |
| XOM Exxon Mobil Corp. | Add +9.0% | 0.10% | −0.00 |
| BINC iShares Flex I A ETF-Usd Inc. | Add +3.4% | 1.15% | −0.00 |
| MUB iShares National Muni Bond E | Add +2.1% | 2.05% | −0.01 |
| EHC Encompass Health Corp. | Add +0.2% | 0.30% | −0.02 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +1.1% | 1.60% | −0.02 |
| QUAL iShares MSCI USA Quality Fac | Add +0.5% | 3.07% | −0.02 |
| VEA Vanguard Ftse Developed ETF | Add +3.7% | 0.51% | −0.04 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Add +3.3% | 7.34% | −0.11 |
| SPMB SS SPDR P Mort Back Bond ETF | Add +2.6% | 6.02% | −0.15 |
| EMXC iShares MSCI Emr MRK Ex Chna | Add +6.2% | 3.75% | −0.16 |
| EFG iShares MSCI Eafe Growth ETF | Add +3.9% | 3.68% | −0.28 |
| IVE iShares S&P 500 Value ETF | Add +1.0% | 11.30% | −0.32 |
| TLH iShares 10-20 Year Treasury | Add +2.1% | 4.04% | −0.33 |
| EFV iShares MSCI Eafe Value ETF | Add +0.4% | 4.31% | −0.42 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 60 | $351.7M | IVW, IVE, SCHZ, SPMB, DYNF |
| Q1 2026 | 52 | $321.0M | IVW, IVE, SCHZ, SPMB, DYNF |
| Q4 2025 | 53 | $324.3M | IVW, IVE, SCHZ, SPMB, DYNF |
| Q3 2025 | 47 | $311.3M | IVW, IVE, SCHZ, SPMB, DYNF |
| Q2 2025 | 48 | $292.3M | IVW, IVE, SCHZ, SPMB, DYNF |
| Q1 2025 | 51 | $268.3M | IVW, IVE, SCHZ, SPMB, IUSB |
| Q4 2024 | 46 | $266.2M | IVW, IVE, SCHZ, IUSB, SPMB |
| Q3 2024 | 48 | $264.7M | IVW, IVE, SCHZ, IUSB, SPMB |
| Q2 2024 | 57 | $246.4M | IVW, IVE, SCHZ, IUSB, SPMB |
| Q1 2024 | 60 | $239.0M | IVW, IVE, SCHZ, IUSB, SPMB |