Financial Life Advisors
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 29, 2026), Financial Life Advisors reported 52 stock positions worth $321.0 million. Its top holding was iShares S&P 500 Growth ETF (IVW) at 12.7% of the portfolio, followed by iShares S&P 500 Value ETF (IVE, 11.0%) and Schwab US Aggregate Bond ETF (SCHZ, 10.9%). Compared with Q4 2025, it opened 3 new positions, sold out of 4, added to 19 and reduced 21. The biggest buy was SS SPDR P Mort Back Bond ETF (SPMB, shares +9%) and the biggest sale SS SPDR P High Yield ETF (SPHY, shares −21%).
- Most Recent 13F
- Q2 2026
- Location
- SAN ANTONIO, TX
- CIK
- 0001730813
- Portfolio Value
- $321.0M (Q1 2026)
- SEC Filing
- 0001730813-26-000003 ↗ filed Apr 29, 2026
Holdings Value
Holdings 52 stocks · $321.0M
| IVW iShares S&P 500 Growth ETF | 12.72% | 361,009 | $40.8M | Add +1.5% |
| IVE iShares S&P 500 Value ETF | 10.98% | 166,962 | $35.3M | Add +0.5% |
| SCHZ Schwab US Aggregate Bond ETF | 10.85% | 1,500,574 | $34.8M | Add +1.5% |
| SPMB SS SPDR P Mort Back Bond ETF | 7.26% | 1,041,380 | $23.3M | Add +9.3% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 5.99% | 330,628 | $19.2M | Add +5.0% |
| EFV iShares MSCI Eafe Value ETF | 5.44% | 234,711 | $17.5M | Reduce -1.2% |
| VGLT Vanguard Long-Term Treasury | 5.05% | 292,879 | $16.2M | Add +4.9% |
| VWO Vanguard Ftse Emerging Marke | 3.76% | 223,411 | $12.1M | Add +9.3% |
| VUG Vanguard Mrngstar GR ETF-Sui | 3.72% | 27,305 | $11.9M | Add +7.0% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 3.70% | 257,190 | $11.9M | Add +10.6% |
| QUAL iShares MSCI USA Quality Fac | 2.95% | 49,405 | $9.5M | Add +2.0% |
| EFG iShares MSCI Eafe Growth ETF | 2.85% | 82,176 | $9.2M | Add +2.0% |
| IYW iShares Ustechnology ETF | 2.75% | 48,634 | $8.8M | Reduce -11.0% |
| SPHY SS SPDR P High Yield ETF | 2.63% | 361,443 | $8.4M | Reduce -20.6% |
| OEF iShares S&P 100 ETF | 2.29% | 23,118 | $7.4M | Reduce -14.2% |
| VTV Vanguard Mrngstr Val ETF-Aui | 2.05% | 33,463 | $6.6M | Add +0.7% |
| GLDM SPDR Gold Minishares Trust | 1.90% | 65,860 | $6.1M | Reduce -14.1% |
| MUB iShares National Muni Bond E | 1.54% | 46,591 | $4.9M | Add +2.9% |
| ITA iShares U.S. Aerospace & Def | 1.35% | 19,746 | $4.3M | Add +6.3% |
| VTEB Vanguard Tax-Exempt Bond ETF | 1.27% | 82,017 | $4.1M | Add +2.8% |
| BINC iShares Flex I A ETF-Usd Inc. | 1.20% | 74,389 | $3.9M | Reduce -1.1% |
| VTIP Vanguard Short-Term Tips | 0.96% | 61,493 | $3.1M | Add +0.7% |
| TLH iShares 10-20 Year Treasury | 0.80% | 25,501 | $2.6M | Add +2.6% |
| XCEM Columbia Em Core Ex-China | 0.56% | 44,402 | $1.8M | Reduce -15.1% |
| BAI Ishrs AI in and Tech Act ETF | 0.44% | 43,142 | $1.4M | New |
| BLCR iShares LRG CP CR Act ETF-Ui | 0.43% | 33,746 | $1.4M | New |
| SPLV Invesco S&P 500 Low Volatili | 0.42% | 18,474 | $1.4M | Add +4.7% |
| VEA Vanguard Ftse Developed ETF | 0.40% | 20,268 | $1.3M | Reduce -8.6% |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.33% | 13,398 | $1.1M | Reduce -20.3% |
| SCHG Schwab US Large-Cap Growth | 0.31% | 33,702 | $982K | No change |
| EHC Encompass Health Corp. | 0.26% | 8,757 | $847K | No change |
| TFI SS SPDR N Ice Muni Bond ETF | 0.25% | 17,905 | $812K | No change |
| AMZN Amazon.com Inc. | 0.23% | 3,559 | $741K | Reduce -4.8% |
| VGT Vanguard Info Tech ETF | 0.19% | 885 | $617K | Reduce -0.8% |
| HYD Vaneck High Yield Muni ETF | 0.17% | 11,007 | $552K | Reduce -30.2% |
| IGSB iShares 1-5Y Inv Grade Corp. | 0.16% | 9,891 | $520K | Reduce -26.2% |
| USMV iShares MSCI USA Min Vol Fac | 0.16% | 5,602 | $520K | Reduce -0.5% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.16% | 797 | $518K | Reduce -3.4% |
| IVV iShares Core S&P 500 ETF | 0.15% | 716 | $468K | Reduce -2.6% |
| AAPL Apple Inc. | 0.14% | 1,757 | $446K | Reduce -8.7% |
| IEMG iShares Core MSCI Emerging | 0.14% | 6,307 | $440K | Add +50.7% |
| PZA Invesco National Amt-Free Mu | 0.12% | 17,424 | $400K | New |
| SCHX Schwab US Large-Cap ETF | 0.12% | 15,000 | $385K | No change |
| MTUM iShares MSCI USA Momentum Fa | 0.12% | 1,575 | $378K | Reduce -4.7% |
| XOM Exxon Mobil Corp. | 0.12% | 2,205 | $374K | Reduce -2.3% |
| HEFA Isha Curr Hedged MSCI Eafe | 0.11% | 8,659 | $368K | Reduce -37.7% |
| NULG Nuveen ESG LRG-Cap GRW ETF | 0.09% | 3,231 | $294K | No change |
| EFA iShares MSCI Eafe ETF | 0.08% | 2,715 | $264K | Reduce -6.5% |
| GOOG Alphabet Inc. Class C | 0.08% | 901 | $258K | No change |
| VONV Vanguard Russell 1000 Value | 0.07% | 2,537 | $238K | No change |
| VTI VG Morningstar TS MKT ETF-US | 0.07% | 728 | $234K | No change |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.07% | 778 | $223K | No change |
Portfolio Sells Q4 2025 → Q1 2026
| SPHY SS SPDR P High Yield ETF | Reduce -20.6% | 2.63% | −0.70 |
| IYW iShares Ustechnology ETF | Reduce -11.0% | 2.75% | −0.62 |
| OEF iShares S&P 100 ETF | Reduce -14.2% | 2.29% | −0.56 |
| GLDM SPDR Gold Minishares Trust | Reduce -14.1% | 1.90% | −0.12 |
| IEFA iShares Core MSCI Eafe ETF | Sold out | 0.00% | −0.08 |
| MSFT Microsoft Corp. | Sold out | 0.00% | −0.08 |
| HYD Vaneck High Yield Muni ETF | Reduce -30.2% | 0.17% | −0.08 |
| NVDA Nvidia Corp. | Sold out | 0.00% | −0.07 |
| IWR iShares Russell Mid-Cap ETF | Sold out | 0.00% | −0.06 |
| HEFA Isha Curr Hedged MSCI Eafe | Reduce -37.7% | 0.11% | −0.06 |
| IGSB iShares 1-5Y Inv Grade Corp. | Reduce -26.2% | 0.16% | −0.06 |
| XCEM Columbia Em Core Ex-China | Reduce -15.1% | 0.56% | −0.05 |
| EMXC iShares MSCI Emr MRK Ex Chna | Reduce -20.3% | 0.33% | −0.05 |
| AMZN Amazon.com Inc. | Reduce -4.8% | 0.23% | −0.04 |
| VEA Vanguard Ftse Developed ETF | Reduce -8.6% | 0.40% | −0.02 |
| AAPL Apple Inc. | Reduce -8.7% | 0.14% | −0.02 |
| BINC iShares Flex I A ETF-Usd Inc. | Reduce -1.1% | 1.20% | −0.02 |
| VGT Vanguard Info Tech ETF | Reduce -0.8% | 0.19% | −0.01 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -3.4% | 0.16% | −0.01 |
| MTUM iShares MSCI USA Momentum Fa | Reduce -4.7% | 0.12% | −0.01 |
| IVV iShares Core S&P 500 ETF | Reduce -2.6% | 0.15% | −0.01 |
| EFA iShares MSCI Eafe ETF | Reduce -6.5% | 0.08% | −0.00 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -0.5% | 0.16% | −0.00 |
| XOM Exxon Mobil Corp. | Reduce -2.3% | 0.12% | +0.03 |
| EFV iShares MSCI Eafe Value ETF | Reduce -1.2% | 5.44% | +0.20 |
Portfolio Buys Q4 2025 → Q1 2026
| SPMB SS SPDR P Mort Back Bond ETF | Add +9.3% | 7.26% | +0.68 |
| BAI Ishrs AI in and Tech Act ETF | New | 0.44% | +0.44 |
| BLCR iShares LRG CP CR Act ETF-Ui | New | 0.43% | +0.43 |
| VWO Vanguard Ftse Emerging Marke | Add +9.3% | 3.76% | +0.37 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Add +10.6% | 3.70% | +0.36 |
| VGLT Vanguard Long-Term Treasury | Add +4.9% | 5.05% | +0.25 |
| SCHZ Schwab US Aggregate Bond ETF | Add +1.5% | 10.85% | +0.21 |
| PZA Invesco National Amt-Free Mu | New | 0.12% | +0.12 |
| ITA iShares U.S. Aerospace & Def | Add +6.3% | 1.35% | +0.12 |
| IVE iShares S&P 500 Value ETF | Add +0.5% | 10.98% | +0.11 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +0.7% | 2.05% | +0.09 |
| DYNF Ishrs US E F R A ETF-Usd Inc. | Add +5.0% | 5.99% | +0.09 |
| IEMG iShares Core MSCI Emerging | Add +50.7% | 0.14% | +0.05 |
| MUB iShares National Muni Bond E | Add +2.9% | 1.54% | +0.05 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +2.8% | 1.27% | +0.04 |
| SPLV Invesco S&P 500 Low Volatili | Add +4.7% | 0.42% | +0.03 |
| VTIP Vanguard Short-Term Tips | Add +0.7% | 0.96% | +0.03 |
| EFG iShares MSCI Eafe Growth ETF | Add +2.0% | 2.85% | +0.02 |
| TLH iShares 10-20 Year Treasury | Add +2.6% | 0.80% | +0.02 |
| QUAL iShares MSCI USA Quality Fac | Add +2.0% | 2.95% | −0.02 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +7.0% | 3.72% | −0.12 |
| IVW iShares S&P 500 Growth ETF | Add +1.5% | 12.72% | −0.80 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 60 | $351.7M | IVW, IVE, SCHZ, SPMB, DYNF |
| Q1 2026 | 52 | $321.0M | IVW, IVE, SCHZ, SPMB, DYNF |
| Q4 2025 | 53 | $324.3M | IVW, IVE, SCHZ, SPMB, DYNF |
| Q3 2025 | 47 | $311.3M | IVW, IVE, SCHZ, SPMB, DYNF |
| Q2 2025 | 48 | $292.3M | IVW, IVE, SCHZ, SPMB, DYNF |
| Q1 2025 | 51 | $268.3M | IVW, IVE, SCHZ, SPMB, IUSB |
| Q4 2024 | 46 | $266.2M | IVW, IVE, SCHZ, IUSB, SPMB |
| Q3 2024 | 48 | $264.7M | IVW, IVE, SCHZ, IUSB, SPMB |
| Q2 2024 | 57 | $246.4M | IVW, IVE, SCHZ, IUSB, SPMB |
| Q1 2024 | 60 | $239.0M | IVW, IVE, SCHZ, IUSB, SPMB |