Financial Life Advisors
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 23, 2025), Financial Life Advisors reported 48 stock positions worth $292.3 million. Its top holding was iShares S&P 500 Growth ETF (IVW) at 14.7% of the portfolio, followed by iShares S&P 500 Value ETF (IVE, 11.3%) and Schwab US Aggregate Bond ETF (SCHZ, 10.3%). Compared with Q1 2025, it sold out of 3, added to 23 and reduced 20. The biggest buy was Vanguard Ftse Emerging Marke (VWO, shares +444%) and the biggest sale iShares MSCI Emr MRK Ex Chna (EMXC, shares −58%).
- Most Recent 13F
- Q2 2026
- Location
- SAN ANTONIO, TX
- CIK
- 0001730813
- Portfolio Value
- $292.3M (Q2 2025)
- SEC Filing
- 0001730813-25-000005 ↗ filed Jul 23, 2025
Holdings Value
Holdings 48 stocks · $292.3M
| IVW iShares S&P 500 Growth ETF | 14.68% | 389,746 | $42.9M | Reduce -0.9% |
| IVE iShares S&P 500 Value ETF | 11.28% | 168,750 | $33.0M | Add +4.4% |
| SCHZ Schwab US Aggregate Bond ETF | 10.29% | 1,294,208 | $30.1M | Add +3.5% |
| SPMB SS SPDR P Mort Back Bond ETF | 6.24% | 825,673 | $18.2M | Add +5.4% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 6.12% | 328,509 | $17.9M | Add +9.4% |
| EFV iShares MSCI Eafe Value ETF | 5.01% | 230,726 | $14.6M | Add +2.1% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 4.93% | 311,915 | $14.4M | Reduce -6.4% |
| VGLT Vanguard Long-Term Treasury | 3.97% | 206,913 | $11.6M | Add +30.1% |
| VUG Vanguard Mrngstar GR ETF-Sui | 3.90% | 26,006 | $11.4M | Reduce -0.7% |
| EFG iShares MSCI Eafe Growth ETF | 3.30% | 86,046 | $9.6M | Reduce -4.0% |
| IYW iShares Ustechnology ETF | 3.29% | 55,444 | $9.6M | Add +4.1% |
| QUAL iShares MSCI USA Quality Fac | 2.96% | 47,262 | $8.6M | Add +2.9% |
| OEF iShares S&P 100 ETF | 2.87% | 27,607 | $8.4M | Add +4.1% |
| SPHY SS SPDR P High Yield ETF | 2.18% | 267,483 | $6.4M | Add +40.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 2.16% | 35,761 | $6.3M | Reduce -2.2% |
| MUB iShares National Muni Bond E | 1.75% | 48,853 | $5.1M | Add +2.0% |
| GLDM SPDR Gold Minishares Trust | 1.63% | 72,781 | $4.8M | Add +29.3% |
| XCEM Columbia Em Core Ex-China | 1.49% | 127,507 | $4.4M | Add +2.8% |
| VTEB Vanguard Tax-Exempt Bond ETF | 1.29% | 77,170 | $3.8M | Add +4.5% |
| BINC iShares Flex I A ETF-Usd Inc. | 1.22% | 67,246 | $3.6M | Add +6.0% |
| VWO Vanguard Ftse Emerging Marke | 1.04% | 61,562 | $3.0M | Add +443.7% |
| HEFA Isha Curr Hedged MSCI Eafe | 0.97% | 74,808 | $2.8M | Add +17.2% |
| VTIP Vanguard Short-Term Tips | 0.93% | 53,949 | $2.7M | Add +15.4% |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.82% | 37,958 | $2.4M | Reduce -58.1% |
| TLH iShares 10-20 Year Treasury | 0.72% | 20,705 | $2.1M | Reduce -49.2% |
| IGSB iShares 1-5Y Inv Grade Corp. | 0.65% | 35,795 | $1.9M | Reduce -39.1% |
| VEA Vanguard Ftse Developed ETF | 0.51% | 25,929 | $1.5M | Reduce -7.2% |
| SPLV Invesco S&P 500 Low Volatili | 0.40% | 16,103 | $1.2M | Add +46.3% |
| EHC Encompass Health Corp. | 0.37% | 8,744 | $1.1M | Add +0.2% |
| SCHG Schwab US Large-Cap Growth | 0.34% | 33,843 | $989K | Reduce -0.0% |
| AMZN Amazon.com Inc. | 0.28% | 3,726 | $817K | Add +4.7% |
| TFI SS SPDR N Ice Muni Bond ETF | 0.27% | 17,905 | $800K | Reduce -12.6% |
| HYD Vaneck High Yield Muni ETF | 0.26% | 15,350 | $771K | Add +4.3% |
| USMV iShares MSCI USA Min Vol Fac | 0.20% | 6,318 | $593K | Reduce -46.3% |
| VGT Vanguard Info Tech ETF | 0.20% | 892 | $592K | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.19% | 878 | $542K | Reduce -0.6% |
| MTUM iShares MSCI USA Momentum Fa | 0.17% | 2,017 | $485K | Reduce -2.9% |
| AAPL Apple Inc. | 0.13% | 1,895 | $389K | Reduce -4.9% |
| IVV iShares Core S&P 500 ETF | 0.13% | 602 | $374K | No change |
| SCHX Schwab US Large-Cap ETF | 0.13% | 15,000 | $367K | No change |
| NULG Nuveen ESG LRG-Cap GRW ETF | 0.12% | 3,640 | $342K | No change |
| IEFA iShares Core MSCI Eafe ETF | 0.11% | 3,899 | $325K | Reduce -15.7% |
| SUB iShares Short-Term National | 0.09% | 2,425 | $258K | Reduce -7.5% |
| EFA iShares MSCI Eafe ETF | 0.09% | 2,844 | $254K | Reduce -1.0% |
| IEMG iShares Core MSCI Emerging | 0.09% | 4,186 | $251K | Reduce -0.7% |
| XOM Exxon Mobil Corp. | 0.08% | 2,215 | $239K | Reduce -11.5% |
| VTI VG Morningstar TS MKT ETF-US | 0.08% | 728 | $221K | No change |
| SHY iShares 1-3 Year Treasury Bo | 0.08% | 2,650 | $220K | Add +0.6% |
Portfolio Sells Q1 2025 → Q2 2025
| EMXC iShares MSCI Emr MRK Ex Chna | Reduce -58.1% | 0.82% | −1.04 |
| TLH iShares 10-20 Year Treasury | Reduce -49.2% | 0.72% | −0.86 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Reduce -6.4% | 4.93% | −0.79 |
| IGSB iShares 1-5Y Inv Grade Corp. | Reduce -39.1% | 0.65% | −0.50 |
| IXC iShares Global Energy ETF | Sold out | 0.00% | −0.39 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -46.3% | 0.20% | −0.21 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -2.2% | 2.16% | −0.19 |
| BIV Vanguard Intermediate-Term B | Sold out | 0.00% | −0.11 |
| VMBS Vanguard Mortgage-Backed Sec | Sold out | 0.00% | −0.09 |
| TFI SS SPDR N Ice Muni Bond ETF | Reduce -12.6% | 0.27% | −0.07 |
| EFG iShares MSCI Eafe Growth ETF | Reduce -4.0% | 3.30% | −0.04 |
| AAPL Apple Inc. | Reduce -4.9% | 0.13% | −0.03 |
| XOM Exxon Mobil Corp. | Reduce -11.5% | 0.08% | −0.03 |
| VEA Vanguard Ftse Developed ETF | Reduce -7.2% | 0.51% | −0.02 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -15.7% | 0.11% | −0.02 |
| SUB iShares Short-Term National | Reduce -7.5% | 0.09% | −0.01 |
| EFA iShares MSCI Eafe ETF | Reduce -1.0% | 0.09% | −0.00 |
| IEMG iShares Core MSCI Emerging | Reduce -0.7% | 0.09% | +0.00 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -0.6% | 0.19% | +0.00 |
| MTUM iShares MSCI USA Momentum Fa | Reduce -2.9% | 0.17% | +0.01 |
| SCHG Schwab US Large-Cap Growth | Reduce -0.0% | 0.34% | +0.02 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -0.7% | 3.90% | +0.28 |
| IVW iShares S&P 500 Growth ETF | Reduce -0.9% | 14.68% | +1.07 |
Portfolio Buys Q1 2025 → Q2 2025
| VWO Vanguard Ftse Emerging Marke | Add +443.7% | 1.04% | +0.85 |
| DYNF Ishrs US E F R A ETF-Usd Inc. | Add +9.4% | 6.12% | +0.67 |
| VGLT Vanguard Long-Term Treasury | Add +30.1% | 3.97% | +0.56 |
| SPHY SS SPDR P High Yield ETF | Add +40.3% | 2.18% | +0.51 |
| IYW iShares Ustechnology ETF | Add +4.1% | 3.29% | +0.50 |
| GLDM SPDR Gold Minishares Trust | Add +29.3% | 1.63% | +0.33 |
| OEF iShares S&P 100 ETF | Add +4.1% | 2.87% | +0.20 |
| XCEM Columbia Em Core Ex-China | Add +2.8% | 1.49% | +0.13 |
| HEFA Isha Curr Hedged MSCI Eafe | Add +17.2% | 0.97% | +0.11 |
| SPLV Invesco S&P 500 Low Volatili | Add +46.3% | 0.40% | +0.09 |
| VTIP Vanguard Short-Term Tips | Add +15.4% | 0.93% | +0.06 |
| EFV iShares MSCI Eafe Value ETF | Add +2.1% | 5.01% | +0.05 |
| EHC Encompass Health Corp. | Add +0.2% | 0.37% | +0.04 |
| QUAL iShares MSCI USA Quality Fac | Add +2.9% | 2.96% | +0.03 |
| AMZN Amazon.com Inc. | Add +4.7% | 0.28% | +0.03 |
| SHY iShares 1-3 Year Treasury Bo | Add +0.6% | 0.08% | −0.01 |
| HYD Vaneck High Yield Muni ETF | Add +4.3% | 0.26% | −0.02 |
| BINC iShares Flex I A ETF-Usd Inc. | Add +6.0% | 1.22% | −0.02 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +4.5% | 1.29% | −0.07 |
| MUB iShares National Muni Bond E | Add +2.0% | 1.75% | −0.14 |
| SPMB SS SPDR P Mort Back Bond ETF | Add +5.4% | 6.24% | −0.20 |
| IVE iShares S&P 500 Value ETF | Add +4.4% | 11.28% | −0.20 |
| SCHZ Schwab US Aggregate Bond ETF | Add +3.5% | 10.29% | −0.51 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 60 | $351.7M | IVW, IVE, SCHZ, SPMB, DYNF |
| Q1 2026 | 52 | $321.0M | IVW, IVE, SCHZ, SPMB, DYNF |
| Q4 2025 | 53 | $324.3M | IVW, IVE, SCHZ, SPMB, DYNF |
| Q3 2025 | 47 | $311.3M | IVW, IVE, SCHZ, SPMB, DYNF |
| Q2 2025 | 48 | $292.3M | IVW, IVE, SCHZ, SPMB, DYNF |
| Q1 2025 | 51 | $268.3M | IVW, IVE, SCHZ, SPMB, IUSB |
| Q4 2024 | 46 | $266.2M | IVW, IVE, SCHZ, IUSB, SPMB |
| Q3 2024 | 48 | $264.7M | IVW, IVE, SCHZ, IUSB, SPMB |
| Q2 2024 | 57 | $246.4M | IVW, IVE, SCHZ, IUSB, SPMB |
| Q1 2024 | 60 | $239.0M | IVW, IVE, SCHZ, IUSB, SPMB |