Financial Life Advisors
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 24, 2025), Financial Life Advisors reported 51 stock positions worth $268.3 million. Its top holding was iShares S&P 500 Growth ETF (IVW) at 13.6% of the portfolio, followed by iShares S&P 500 Value ETF (IVE, 11.5%) and Schwab US Aggregate Bond ETF (SCHZ, 10.8%). Compared with Q4 2024, it opened 8 new positions, sold out of 3, added to 17 and reduced 20. The biggest buy was a new position in Vanguard Long-Term Treasury (VGLT) and the biggest sale iShares 10-20 Year Treasury (TLH, shares −62%).
- Most Recent 13F
- Q2 2026
- Location
- SAN ANTONIO, TX
- CIK
- 0001730813
- Portfolio Value
- $268.3M (Q1 2025)
- SEC Filing
- 0001730813-25-000004 ↗ filed Apr 24, 2025
Holdings Value
Holdings 51 stocks · $268.3M
| IVW iShares S&P 500 Growth ETF | 13.61% | 393,379 | $36.5M | Add +0.1% |
| IVE iShares S&P 500 Value ETF | 11.48% | 161,610 | $30.8M | Add +2.6% |
| SCHZ Schwab US Aggregate Bond ETF | 10.80% | 1,251,076 | $29.0M | Add +2.3% |
| SPMB SS SPDR P Mort Back Bond ETF | 6.44% | 783,551 | $17.3M | Add +5.4% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 5.72% | 333,132 | $15.4M | Reduce -23.0% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 5.46% | 300,218 | $14.6M | Add +14.7% |
| EFV iShares MSCI Eafe Value ETF | 4.97% | 226,056 | $13.3M | Add +3.4% |
| VUG Vanguard Mrngstar GR ETF-Sui | 3.62% | 26,178 | $9.7M | Reduce -1.2% |
| VGLT Vanguard Long-Term Treasury | 3.42% | 159,095 | $9.2M | New |
| EFG iShares MSCI Eafe Growth ETF | 3.34% | 89,649 | $9.0M | Reduce -11.3% |
| QUAL iShares MSCI USA Quality Fac | 2.93% | 45,938 | $7.9M | Add +0.2% |
| IYW iShares Ustechnology ETF | 2.79% | 53,247 | $7.5M | Add +1.8% |
| OEF iShares S&P 100 ETF | 2.68% | 26,521 | $7.2M | Add +3.7% |
| VTV Vanguard Mrngstr Val ETF-Aui | 2.35% | 36,562 | $6.3M | Reduce -1.4% |
| MUB iShares National Muni Bond E | 1.88% | 47,895 | $5.1M | Reduce -6.6% |
| EMXC iShares MSCI Emr MRK Ex Chna | 1.86% | 90,662 | $5.0M | Reduce -49.7% |
| SPHY SS SPDR P High Yield ETF | 1.66% | 190,634 | $4.5M | New |
| TLH iShares 10-20 Year Treasury | 1.58% | 40,757 | $4.2M | Reduce -62.3% |
| VTEB Vanguard Tax-Exempt Bond ETF | 1.37% | 73,865 | $3.7M | Reduce -13.3% |
| XCEM Columbia Em Core Ex-China | 1.37% | 124,064 | $3.7M | New |
| GLDM SPDR Gold Minishares Trust | 1.30% | 56,284 | $3.5M | New |
| BINC iShares Flex I A ETF-Usd Inc. | 1.24% | 63,442 | $3.3M | Add +7.8% |
| IGSB iShares 1-5Y Inv Grade Corp. | 1.15% | 58,806 | $3.1M | Reduce -56.0% |
| VTIP Vanguard Short-Term Tips | 0.87% | 46,756 | $2.3M | New |
| HEFA Isha Curr Hedged MSCI Eafe | 0.86% | 63,826 | $2.3M | Add +18.8% |
| VEA Vanguard Ftse Developed ETF | 0.53% | 27,931 | $1.4M | Reduce -1.1% |
| USMV iShares MSCI USA Min Vol Fac | 0.41% | 11,761 | $1.1M | Reduce -21.9% |
| IXC iShares Global Energy ETF | 0.39% | 24,755 | $1.0M | Reduce -54.8% |
| TFI SS SPDR N Ice Muni Bond ETF | 0.34% | 20,490 | $923K | Reduce -24.8% |
| EHC Encompass Health Corp. | 0.33% | 8,730 | $884K | Add +0.2% |
| SCHG Schwab US Large-Cap Growth | 0.32% | 33,853 | $848K | Reduce -0.3% |
| SPLV Invesco S&P 500 Low Volatili | 0.31% | 11,007 | $822K | New |
| HYD Vaneck High Yield Muni ETF | 0.28% | 14,723 | $754K | New |
| AMZN Amazon.com Inc. | 0.25% | 3,558 | $677K | Add +18.8% |
| VWO Vanguard Ftse Emerging Marke | 0.19% | 11,322 | $512K | Reduce -22.8% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.18% | 883 | $494K | Add +27.2% |
| VGT Vanguard Info Tech ETF | 0.18% | 892 | $484K | Add +28.4% |
| AAPL Apple Inc. | 0.16% | 1,992 | $442K | Add +41.8% |
| MTUM iShares MSCI USA Momentum Fa | 0.16% | 2,077 | $420K | No change |
| IEFA iShares Core MSCI Eafe ETF | 0.13% | 4,626 | $350K | Reduce -11.2% |
| IVV iShares Core S&P 500 ETF | 0.13% | 602 | $338K | No change |
| SCHX Schwab US Large-Cap ETF | 0.12% | 15,000 | $331K | No change |
| BIV Vanguard Intermediate-Term B | 0.11% | 3,959 | $303K | No change |
| XOM Exxon Mobil Corp. | 0.11% | 2,504 | $298K | Add +3.2% |
| NULG Nuveen ESG LRG-Cap GRW ETF | 0.11% | 3,640 | $285K | Reduce -1.5% |
| SUB iShares Short-Term National | 0.10% | 2,622 | $277K | Reduce -54.1% |
| VMBS Vanguard Mortgage-Backed Sec | 0.09% | 5,457 | $253K | Reduce -1.4% |
| EFA iShares MSCI Eafe ETF | 0.09% | 2,874 | $235K | No change |
| IEMG iShares Core MSCI Emerging | 0.08% | 4,216 | $228K | Reduce -6.8% |
| SHY iShares 1-3 Year Treasury Bo | 0.08% | 2,634 | $218K | New |
| VTI VG Morningstar TS MKT ETF-US | 0.07% | 728 | $200K | No change |
Portfolio Sells Q4 2024 → Q1 2025
| TLH iShares 10-20 Year Treasury | Reduce -62.3% | 1.58% | −2.47 |
| EMXC iShares MSCI Emr MRK Ex Chna | Reduce -49.7% | 1.86% | −1.89 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Reduce -23.0% | 5.72% | −1.62 |
| IGSB iShares 1-5Y Inv Grade Corp. | Reduce -56.0% | 1.15% | −1.45 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -1.2% | 3.62% | −0.47 |
| IXC iShares Global Energy ETF | Reduce -54.8% | 0.39% | −0.40 |
| EFG iShares MSCI Eafe Growth ETF | Reduce -11.3% | 3.34% | −0.34 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -13.3% | 1.37% | −0.24 |
| MUB iShares National Muni Bond E | Reduce -6.6% | 1.88% | −0.17 |
| SUB iShares Short-Term National | Reduce -54.1% | 0.10% | −0.12 |
| TFI SS SPDR N Ice Muni Bond ETF | Reduce -24.8% | 0.34% | −0.12 |
| IJR iShares Core S&P Small-Cap E | Sold out | 0.00% | −0.10 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -21.9% | 0.41% | −0.09 |
| IJH iShares Core S&P Midcap ETF | Sold out | 0.00% | −0.09 |
| VB Vanguard Most SM-Cap ETF-Usd | Sold out | 0.00% | −0.08 |
| VWO Vanguard Ftse Emerging Marke | Reduce -22.8% | 0.19% | −0.05 |
| SCHG Schwab US Large-Cap Growth | Reduce -0.3% | 0.32% | −0.04 |
| NULG Nuveen ESG LRG-Cap GRW ETF | Reduce -1.5% | 0.11% | −0.01 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -11.2% | 0.13% | −0.01 |
| IEMG iShares Core MSCI Emerging | Reduce -6.8% | 0.08% | −0.00 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -1.4% | 2.35% | −0.00 |
| VMBS Vanguard Mortgage-Backed Sec | Reduce -1.4% | 0.09% | −0.00 |
| VEA Vanguard Ftse Developed ETF | Reduce -1.1% | 0.53% | +0.02 |
Portfolio Buys Q4 2024 → Q1 2025
| VGLT Vanguard Long-Term Treasury | New | 3.42% | +3.42 |
| SPHY SS SPDR P High Yield ETF | New | 1.66% | +1.66 |
| XCEM Columbia Em Core Ex-China | New | 1.37% | +1.37 |
| GLDM SPDR Gold Minishares Trust | New | 1.30% | +1.30 |
| VTIP Vanguard Short-Term Tips | New | 0.87% | +0.87 |
| EFV iShares MSCI Eafe Value ETF | Add +3.4% | 4.97% | +0.66 |
| SPMB SS SPDR P Mort Back Bond ETF | Add +5.4% | 6.44% | +0.42 |
| DYNF Ishrs US E F R A ETF-Usd Inc. | Add +14.7% | 5.46% | +0.42 |
| SCHZ Schwab US Aggregate Bond ETF | Add +2.3% | 10.80% | +0.37 |
| SPLV Invesco S&P 500 Low Volatili | New | 0.31% | +0.31 |
| HYD Vaneck High Yield Muni ETF | New | 0.28% | +0.28 |
| IVE iShares S&P 500 Value ETF | Add +2.6% | 11.48% | +0.18 |
| HEFA Isha Curr Hedged MSCI Eafe | Add +18.8% | 0.86% | +0.16 |
| BINC iShares Flex I A ETF-Usd Inc. | Add +7.8% | 1.24% | +0.09 |
| SHY iShares 1-3 Year Treasury Bo | New | 0.08% | +0.08 |
| AAPL Apple Inc. | Add +41.8% | 0.16% | +0.03 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +27.2% | 0.18% | +0.03 |
| EHC Encompass Health Corp. | Add +0.2% | 0.33% | +0.03 |
| VGT Vanguard Info Tech ETF | Add +28.4% | 0.18% | +0.02 |
| XOM Exxon Mobil Corp. | Add +3.2% | 0.11% | +0.01 |
| AMZN Amazon.com Inc. | Add +18.8% | 0.25% | +0.01 |
| OEF iShares S&P 100 ETF | Add +3.7% | 2.68% | −0.10 |
| QUAL iShares MSCI USA Quality Fac | Add +0.2% | 2.93% | −0.14 |
| IYW iShares Ustechnology ETF | Add +1.8% | 2.79% | −0.35 |
| IVW iShares S&P 500 Growth ETF | Add +0.1% | 13.61% | −1.38 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 60 | $351.7M | IVW, IVE, SCHZ, SPMB, DYNF |
| Q1 2026 | 52 | $321.0M | IVW, IVE, SCHZ, SPMB, DYNF |
| Q4 2025 | 53 | $324.3M | IVW, IVE, SCHZ, SPMB, DYNF |
| Q3 2025 | 47 | $311.3M | IVW, IVE, SCHZ, SPMB, DYNF |
| Q2 2025 | 48 | $292.3M | IVW, IVE, SCHZ, SPMB, DYNF |
| Q1 2025 | 51 | $268.3M | IVW, IVE, SCHZ, SPMB, IUSB |
| Q4 2024 | 46 | $266.2M | IVW, IVE, SCHZ, IUSB, SPMB |
| Q3 2024 | 48 | $264.7M | IVW, IVE, SCHZ, IUSB, SPMB |
| Q2 2024 | 57 | $246.4M | IVW, IVE, SCHZ, IUSB, SPMB |
| Q1 2024 | 60 | $239.0M | IVW, IVE, SCHZ, IUSB, SPMB |