Great Lakes Retirement, Inc.
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 29, 2025), Great Lakes Retirement, Inc. reported 204 stock positions worth $774.4 million. Its top holding was SS SPDR P Agg Bond ETF (SPAB) at 6.6% of the portfolio, followed by Nvidia (NVDA, 5.4%) and Amazon.com (AMZN, 3.3%). Compared with Q3 2024, it opened 15 new positions, sold out of 11, added to 80 and reduced 102. The biggest buy was a new position in BlackRock (BLK) and the biggest sale United Rentals (URI, shares −81%).
- Most Recent 13F
- Q2 2026
- Location
- SANDUSKY, OH
- CIK
- 0001801667
- Portfolio Value
- $774.4M (Q4 2024)
- SEC Filing
- 0001801667-25-000001 ↗ filed Jan 29, 2025
Holdings Value
Holdings 204 stocks · $774.4M
| SPAB SS SPDR P Agg Bond ETF | 6.57% | 2,035,009 | $50.9M | Add +1.0% |
| NVDA Nvidia Corp. | 5.37% | 309,833 | $41.6M | Reduce -9.1% |
| AMZN Amazon.com Inc. | 3.26% | 115,121 | $25.3M | Reduce -1.8% |
| FIXD First Trust Smith Opportunis | 3.18% | 573,818 | $24.7M | Add +0.1% |
| GSEW Goldman Sachs Eql WGHT Large | 3.10% | 310,391 | $24.0M | Reduce -1.8% |
| GOOGL Alphabet Inc. Class A | 2.96% | 121,139 | $22.9M | Reduce -1.0% |
| AAPL Apple Inc. | 2.76% | 85,258 | $21.4M | Reduce -1.1% |
| SCHB Schwab US Broad Market ETF | 2.60% | 887,907 | $20.2M | Reduce -1.3% |
| MSFT Microsoft Corp. | 2.24% | 41,174 | $17.4M | Reduce -0.0% |
| FDMO Fidelity Momentum Factor ETF | 2.05% | 227,520 | $15.8M | Reduce -1.7% |
| FQAL Fidelity Quality Factor ETF | 2.00% | 236,572 | $15.5M | Reduce -3.2% |
| V Visa Inc. Class A | 1.89% | 46,410 | $14.7M | Reduce -0.5% |
| VCIT Vanguard Int-Term Corporate | 1.85% | 178,120 | $14.3M | Add +2.1% |
| SPYV SS SPDR P S&P 500 Value ETF | 1.82% | 275,987 | $14.1M | Reduce -1.1% |
| WMB Williams Cos Inc. | 1.59% | 227,933 | $12.3M | Reduce -2.8% |
| GSSC Goldman Sachs Activebeta US | 1.57% | 175,669 | $12.1M | Add +1.3% |
| GSY Invesco Ultra Short Duration | 1.52% | 235,007 | $11.8M | Add +0.4% |
| SCHW Schwab (charles) Corp. | 1.36% | 142,045 | $10.5M | Reduce -0.3% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 1.31% | 231,314 | $10.2M | Reduce -0.9% |
| DFAC Dimensional US Core Equity 2 | 1.31% | 293,341 | $10.1M | Reduce -3.1% |
| SLB SLB Ltd. filed as SCHLUMBERGER LTD | 1.28% | 257,784 | $9.9M | Add +60.7% |
| HON Honeywell International Inc. | 1.24% | 42,345 | $9.6M | Reduce -0.6% |
| VTI VG Morningstar TS MKT ETF-US | 1.18% | 31,620 | $9.2M | Reduce -0.9% |
| AMD Advanced Micro Devices | 1.14% | 73,152 | $8.8M | Add +1.1% |
| DVN Devon Energy Corp. | 1.11% | 262,716 | $8.6M | Add +76.7% |
| COST Costco Wholesale Corp. | 1.11% | 9,348 | $8.6M | Reduce -1.4% |
| DHR Danaher Corp. | 1.10% | 37,002 | $8.5M | Add +1.5% |
| LLY Eli Lilly & Co. | 1.08% | 10,880 | $8.4M | Reduce -1.2% |
| SJNK SS SPDR BB St Hi Yield ETF | 0.98% | 299,710 | $7.6M | Add +1.2% |
| JPM JPMorgan Chase & Co. | 0.86% | 27,876 | $6.7M | Reduce -0.4% |
| UNH Unitedhealth Group Inc. | 0.85% | 13,047 | $6.6M | Reduce -0.3% |
| LIN Linde PLC | 0.82% | 15,234 | $6.4M | Reduce -1.2% |
| AVGO Broadcom Inc. | 0.76% | 25,245 | $5.9M | Reduce -6.2% |
| TT Trane Technologies PLC | 0.71% | 14,904 | $5.5M | Reduce -2.7% |
| META Meta Platforms Inc. Class A | 0.67% | 8,826 | $5.2M | Reduce -1.5% |
| BLK BlackRock Inc. | 0.65% | 4,906 | $5.0M | New |
| ANET Arista Networks Inc. | 0.65% | 45,270 | $5.0M | Add +0.5% |
| SHY iShares 1-3 Year Treasury Bo | 0.61% | 57,283 | $4.7M | Add +3.0% |
| NFLX Netflix Inc. | 0.56% | 4,855 | $4.3M | Reduce -1.7% |
| PWR Quanta Services Inc. | 0.56% | 13,611 | $4.3M | Reduce -0.3% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.53% | 59,196 | $4.1M | Reduce -10.4% |
| GVIP Gold Sachs Hedge Ind Vip ETF | 0.49% | 30,587 | $3.8M | Add +3.3% |
| AMP Ameriprise Financial Inc. | 0.48% | 7,021 | $3.7M | Reduce -3.1% |
| STOT SS DL St Dur TR Tact ETF | 0.45% | 75,173 | $3.5M | Add +3.1% |
| PH Parker Hannifin Corp. | 0.42% | 5,140 | $3.3M | Reduce -0.8% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.42% | 12,335 | $3.3M | Add +5.0% |
| BX Blackstone Inc. | 0.42% | 18,815 | $3.2M | Add +2.8% |
| CRM Salesforce Inc. | 0.42% | 9,675 | $3.2M | Add +1.6% |
| TSM Taiwan Semiconductor-SP ADR | 0.42% | 16,377 | $3.2M | Add +0.5% |
| DECW Alianzim US Eq BFR20 Dec-Usd | 0.41% | 104,664 | $3.2M | New |
| AXP American Express Co. | 0.40% | 10,522 | $3.1M | Reduce -1.0% |
| MA Mastercard Inc. Class A | 0.38% | 5,619 | $3.0M | Reduce -0.1% |
| MAR Marriott International Class A | 0.38% | 10,547 | $2.9M | Add +0.4% |
| QQQM Invesco Nasdaq 100 ETF | 0.38% | 13,936 | $2.9M | New |
| QCOM Qualcomm Inc. | 0.37% | 18,770 | $2.9M | Add +0.7% |
| JANW Alianzim US Eq BFR20 Jan-Usd | 0.37% | 85,372 | $2.9M | New |
| PG The Procter & Gamble Co. | 0.37% | 17,049 | $2.9M | Add +0.2% |
| KLAC KLA Corp. | 0.37% | 4,522 | $2.8M | Reduce -4.2% |
| CMG Chipotle Mexican Grill Inc. | 0.36% | 46,698 | $2.8M | Add +2.2% |
| PANW Palo Alto Networks Inc. | 0.35% | 14,931 | $2.7M | Add +2.5% |
| LMT Lockheed Martin Corp. | 0.35% | 5,506 | $2.7M | Add +0.9% |
| AMGN Amgen Inc. | 0.34% | 10,220 | $2.7M | Add +0.4% |
| SO The Southern Co. | 0.34% | 31,966 | $2.6M | Reduce -0.2% |
| DKS Dick's Sporting Goods Inc. | 0.34% | 11,396 | $2.6M | Add +1.6% |
| PNC PNC Financial Services Group | 0.34% | 13,485 | $2.6M | Add +0.2% |
| SIXO Allian US Equ 6 Mon BU10-Usd | 0.33% | 79,396 | $2.6M | Add +617.0% |
| ODFL Old Dominion Freight Line | 0.33% | 14,535 | $2.6M | Reduce -2.3% |
| COP Conocophillips | 0.33% | 25,739 | $2.6M | Add +3.4% |
| TMO Thermo Fisher Scientific Inc. | 0.33% | 4,871 | $2.5M | Add +1.6% |
| ADI Analog Devices Inc. | 0.32% | 11,784 | $2.5M | Reduce -2.2% |
| PEG Public Service Enterprise GP | 0.32% | 28,905 | $2.4M | Reduce -1.5% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.31% | 11,053 | $2.4M | Add +0.2% |
| TMUS T-Mobile US Inc. | 0.31% | 10,901 | $2.4M | Reduce -0.6% |
| FTSM First Trust Enh Short Mat FD | 0.31% | 39,860 | $2.4M | Add +2.6% |
| FLDR Fidelity Low Durat Fact ETF | 0.30% | 46,988 | $2.4M | Add +3.0% |
| TUA Sim St Treas Fut Strat ETF filed as SIMPLIFY EXCHANGE TRADED FUN | 0.30% | 110,984 | $2.4M | Add +25.9% |
| SCHO Schwab Short-Term US Treas | 0.30% | 97,338 | $2.3M | Add +3.0% |
| DE Deere & Co. | 0.30% | 5,481 | $2.3M | Reduce -0.9% |
| CAT Caterpillar Inc. | 0.30% | 6,363 | $2.3M | Add +1.9% |
| ORCL Oracle Corp. | 0.29% | 13,651 | $2.3M | Reduce -1.3% |
| AXON Axon Enterprise Inc. | 0.29% | 3,814 | $2.3M | Reduce -1.5% |
| GEHC GE Healthcare Technology | 0.29% | 28,810 | $2.3M | New |
| BILZ PIMCO Ultra SHRT Govt Active | 0.29% | 21,884 | $2.2M | Reduce -38.2% |
| SPGI S&P Global Inc. | 0.28% | 4,429 | $2.2M | Reduce -1.8% |
| DELL Dell Technologies -C | 0.28% | 18,981 | $2.2M | Reduce -1.0% |
| MRK Merck & Co. Inc. | 0.28% | 21,693 | $2.2M | Add +5.5% |
| WFC Wells Fargo & Co. | 0.28% | 30,863 | $2.2M | Reduce -0.4% |
| OCTW Alianzim US Eq BFR20 Oct-Usd | 0.28% | 59,942 | $2.1M | Reduce -21.9% |
| HD Home Depot Inc. | 0.27% | 5,371 | $2.1M | Add +2.7% |
| BSX Boston Scientific Corp. | 0.27% | 23,018 | $2.1M | Reduce -1.3% |
| URI United Rentals Inc. | 0.26% | 2,909 | $2.0M | Reduce -81.2% |
| PAYX Paychex Inc. | 0.26% | 14,407 | $2.0M | Reduce -2.0% |
| J Jacobs Solutions Inc. | 0.26% | 15,100 | $2.0M | Add +1.1% |
| LOW Lowe's Cos Inc. | 0.25% | 7,885 | $1.9M | Reduce -1.4% |
| FIS Fidelity National Info Serv | 0.25% | 23,578 | $1.9M | Add +0.5% |
| DD Dupont DE Nemours Inc. | 0.24% | 24,822 | $1.9M | Add +4.1% |
| NXPI NXP Semiconductors NV | 0.24% | 8,989 | $1.9M | Add +2.6% |
| KR Kroger Co. | 0.24% | 30,635 | $1.9M | Reduce -0.2% |
| REGN Regeneron Pharmaceuticals | 0.24% | 2,556 | $1.8M | Add +0.6% |
| WMT Walmart Inc. | 0.23% | 19,960 | $1.8M | Add +5.0% |
Portfolio Sells Q3 2024 → Q4 2024
| URI United Rentals Inc. | Reduce -81.2% | 0.26% | −1.34 |
| APTV Aptiv Irish Holdings Ltd. | Sold out | 0.00% | −0.99 |
| SEPW Alianzim US Eq BFR20 Sep-Usd | Sold out | 0.00% | −0.39 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -78.8% | 0.11% | −0.37 |
| MCK McKesson Corp. | Reduce -66.1% | 0.21% | −0.32 |
| SIXD Allian US Equ 6 Mon BU10-Usd | Sold out | 0.00% | −0.28 |
| JULW Alianzim US Eq BFR20 Jul-Usd | Sold out | 0.00% | −0.20 |
| GJUN FT Vest US Equity Moderate B | Sold out | 0.00% | −0.18 |
| BILZ PIMCO Ultra SHRT Govt Active | Reduce -38.2% | 0.29% | −0.17 |
| LLY Eli Lilly & Co. | Reduce -1.2% | 1.08% | −0.17 |
| IEI iShares 3-7 Year Treasury Bo | Sold out | 0.00% | −0.15 |
| OCTW Alianzim US Eq BFR20 Oct-Usd | Reduce -21.9% | 0.28% | −0.15 |
| UNH Unitedhealth Group Inc. | Reduce -0.3% | 0.85% | −0.13 |
| LIN Linde PLC | Reduce -1.2% | 0.82% | −0.12 |
| KLAC KLA Corp. | Reduce -4.2% | 0.37% | −0.10 |
| SIXJ Allian US Equ 6 Mon BU10-Usd | Sold out | 0.00% | −0.09 |
| MCHP Microchip Technology Inc. | Reduce -2.7% | 0.18% | −0.08 |
| SPYV SS SPDR P S&P 500 Value ETF | Reduce -1.1% | 1.82% | −0.07 |
| BND Vanguard Total Bond Market | Reduce -34.1% | 0.11% | −0.06 |
| STX Seagate Technology Holdings | Reduce -3.5% | 0.19% | −0.06 |
| CTVA Corteva Inc. | Sold out | 0.00% | −0.06 |
| IPG Interpublic Group of Cos Inc. | Sold out | 0.00% | −0.05 |
| TT Trane Technologies PLC | Reduce -2.7% | 0.71% | −0.05 |
| ODFL Old Dominion Freight Line | Reduce -2.3% | 0.33% | −0.05 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -10.4% | 0.53% | −0.04 |
| GSEW Goldman Sachs Eql WGHT Large | Reduce -1.8% | 3.10% | −0.04 |
| SJB Proshares Short High Yield | Sold out | 0.00% | −0.04 |
| FQAL Fidelity Quality Factor ETF | Reduce -3.2% | 2.00% | −0.03 |
| SNY Sanofi-ADR | Reduce -0.3% | 0.17% | −0.03 |
| ADI Analog Devices Inc. | Reduce -2.2% | 0.32% | −0.03 |
| OMC Omnicom Group | Reduce -0.6% | 0.16% | −0.03 |
| MSFT Microsoft Corp. | Reduce -0.0% | 2.24% | −0.03 |
| SO The Southern Co. | Reduce -0.2% | 0.34% | −0.03 |
| TXT Textron Inc. | Sold out | 0.00% | −0.03 |
| HCA HCA Healthcare Inc. | Reduce -10.9% | 0.05% | −0.03 |
| LOW Lowe's Cos Inc. | Reduce -1.4% | 0.25% | −0.03 |
| MDT Medtronic PLC | Reduce -1.4% | 0.16% | −0.02 |
| DHI D.R. Horton Inc. | Reduce -4.8% | 0.05% | −0.02 |
| PEG Public Service Enterprise GP | Reduce -1.5% | 0.32% | −0.02 |
| LTPZ PIMCO 15+ YR US Tips Indx | Reduce -4.6% | 0.13% | −0.02 |
| HPQ HP Inc. | Reduce -1.1% | 0.19% | −0.02 |
| DFAC Dimensional US Core Equity 2 | Reduce -3.1% | 1.31% | −0.02 |
| UL Unilever PLC | Reduce -2.2% | 0.12% | −0.02 |
| ASH Ashland Inc. | Reduce -0.1% | 0.09% | −0.02 |
| PPG PPG Industries Inc. | Reduce -8.6% | 0.09% | −0.02 |
| PEP Pepsico Inc. | Reduce -0.2% | 0.16% | −0.02 |
| JNJ Johnson & Johnson | Reduce -0.5% | 0.14% | −0.02 |
| ZROZ PIMCO 25+ YR Zero CPN US Tif | Reduce -2.8% | 0.07% | −0.01 |
| SPGI S&P Global Inc. | Reduce -1.8% | 0.28% | −0.01 |
| IYY iShares Dow Jones U.S. ETF | Reduce -24.6% | 0.04% | −0.01 |
Portfolio Buys Q3 2024 → Q4 2024
| BLK BlackRock Inc. | New | 0.65% | +0.65 |
| SLB SLB Ltd. | Add +60.7% | 1.28% | +0.41 |
| DECW Alianzim US Eq BFR20 Dec-Usd | New | 0.41% | +0.41 |
| QQQM Invesco Nasdaq 100 ETF | New | 0.38% | +0.38 |
| JANW Alianzim US Eq BFR20 Jan-Usd | New | 0.37% | +0.37 |
| DVN Devon Energy Corp. | Add +76.7% | 1.11% | +0.36 |
| GEHC GE Healthcare Technology | New | 0.29% | +0.29 |
| SIXO Allian US Equ 6 Mon BU10-Usd | Add +617.0% | 0.33% | +0.29 |
| SMAX iShares L Cap MB Sep ETF | New | 0.22% | +0.22 |
| GDEC FT Vest US Equity Moderate B | New | 0.17% | +0.17 |
| NOW ServiceNow Inc. | New | 0.13% | +0.13 |
| QBER Trueshares Quartly B HDG ETF | New | 0.12% | +0.12 |
| ANET Arista Networks Inc. | Add +0.5% | 0.65% | +0.09 |
| CRM Salesforce Inc. | Add +1.6% | 0.42% | +0.08 |
| QBUL Trueshare QRT Bull Hdge ETF | New | 0.08% | +0.08 |
| BNY Bank of New York Mellon Corp. | New | 0.08% | +0.08 |
| LULU Lululemon Athletica Inc. | Add +4.5% | 0.20% | +0.07 |
| JANT Allianzim US Eq BFFR10 JN-US | New | 0.06% | +0.06 |
| BX Blackstone Inc. | Add +2.8% | 0.42% | +0.06 |
| TSM Taiwan Semiconductor-SP ADR | Add +0.5% | 0.42% | +0.05 |
| APO Apollo Global Management Inc. | Add +1.7% | 0.19% | +0.05 |
| MAR Marriott International Class A | Add +0.4% | 0.38% | +0.05 |
| TUA Sim St Treas Fut Strat ETF | Add +25.9% | 0.30% | +0.04 |
| BKNG Booking Holdings Inc. | Add +5.5% | 0.21% | +0.04 |
| LISTED FDS TR | New | 0.04% | +0.04 |
| TSLA Tesla Inc. | New | 0.04% | +0.04 |
| WMT Walmart Inc. | Add +5.0% | 0.23% | +0.04 |
| DKS Dick's Sporting Goods Inc. | Add +1.6% | 0.34% | +0.04 |
| GVIP Gold Sachs Hedge Ind Vip ETF | Add +3.3% | 0.49% | +0.04 |
| PANW Palo Alto Networks Inc. | Add +2.5% | 0.35% | +0.03 |
| ABBV Abbvie Inc. | New | 0.03% | +0.03 |
| CTAS Cintas Corp. | Add +46.7% | 0.12% | +0.03 |
| GSSC Goldman Sachs Activebeta US | Add +1.3% | 1.57% | +0.03 |
| CMG Chipotle Mexican Grill Inc. | Add +2.2% | 0.36% | +0.03 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +5.0% | 0.42% | +0.02 |
| CSCO Cisco Systems Inc. | Add +1.1% | 0.16% | +0.02 |
| ISRG Intuitive Surgical Inc. | Add +1.6% | 0.22% | +0.02 |
| DIS The Walt Disney Co. | Add +5.0% | 0.09% | +0.02 |
| PNC PNC Financial Services Group | Add +0.2% | 0.34% | +0.02 |
| AZO AutoZone Inc. | Add +6.8% | 0.18% | +0.02 |
| GSY Invesco Ultra Short Duration | Add +0.4% | 1.52% | +0.02 |
| SHY iShares 1-3 Year Treasury Bo | Add +3.0% | 0.61% | +0.01 |
| ACM Aecom | Add +3.4% | 0.19% | +0.01 |
| TRV The Travelers Cos Inc. | Add +3.4% | 0.17% | +0.01 |
| STOT SS DL St Dur TR Tact ETF | Add +3.1% | 0.45% | +0.01 |
| MCO Moody's Corp. | Add +6.3% | 0.18% | +0.01 |
| J Jacobs Solutions Inc. | Add +1.1% | 0.26% | +0.01 |
| FLDR Fidelity Low Durat Fact ETF | Add +3.0% | 0.30% | +0.01 |
| EQIX Equinix Inc. | Add +1.3% | 0.12% | +0.01 |
| HAL Halliburton Co. | Add +18.4% | 0.08% | +0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 216 | $1.1B | SPAB, NVDA, GSEW, AMD, GOOGL |
| Q1 2026 | 219 | $966.7M | SPAB, NVDA, GSEW, VCIT, GOOGL |
| Q4 2025 | 216 | $961.8M | SPAB, NVDA, GOOGL, GSEW, VCIT |
| Q3 2025 | 199 | $916.2M | SPAB, NVDA, GSEW, VCIT, GOOGL |
| Q2 2025 | 201 | $844.3M | SPAB, NVDA, GSEW, VCIT, MSFT |
| Q1 2025 | 203 | $763.2M | SPAB, NVDA, FIXD, GSEW, AMZN |
| Q4 2024 | 204 | $774.4M | SPAB, NVDA, AMZN, FIXD, GSEW |
| Q3 2024 | 200 | $780.2M | SPAB, NVDA, FIXD, GSEW, AMZN |
| Q2 2024 | 688 | $729.5M | SPAB, NVDA, GSEW, SPIB, GOOGL |
| Q1 2024 | 215 | $675.6M | SPAB, NVDA, GSEW, SPIB, AMZN |