Great Lakes Retirement, Inc.
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 12, 2026), Great Lakes Retirement, Inc. reported 216 stock positions worth $961.8 million. Its top holding was SS SPDR P Agg Bond ETF (SPAB) at 6.1% of the portfolio, followed by Nvidia (NVDA, 4.8%) and Alphabet Class A (GOOGL, 3.9%). Compared with Q3 2025, it opened 27 new positions, sold out of 12, added to 139 and reduced 41. The biggest buy was Eli Lilly (LLY, shares +1%) and the biggest sale Nvidia (NVDA, shares −2%).
- Most Recent 13F
- Q2 2026
- Location
- SANDUSKY, OH
- CIK
- 0001801667
- Portfolio Value
- $961.8M (Q4 2025)
- SEC Filing
- 0001801667-26-000001 ↗ filed Feb 12, 2026
Holdings Value
Holdings 216 stocks · $961.8M
| SPAB SS SPDR P Agg Bond ETF | 6.11% | 2,282,022 | $58.8M | Add +3.4% |
| NVDA Nvidia Corp. | 4.82% | 248,721 | $46.4M | Reduce -2.5% |
| GOOGL Alphabet Inc. Class A | 3.95% | 121,288 | $38.0M | Reduce -2.1% |
| GSEW Goldman Sachs Eql WGHT Large | 3.76% | 425,038 | $36.2M | Add +3.6% |
| VCIT Vanguard Int-Term Corporate | 3.34% | 383,659 | $32.1M | Add +2.6% |
| AAPL Apple Inc. | 2.89% | 102,132 | $27.8M | Add +1.7% |
| FIXD First Trust Smith Opportunis | 2.87% | 622,880 | $27.6M | Add +1.8% |
| AMZN Amazon.com Inc. | 2.82% | 117,592 | $27.1M | Add +0.1% |
| MSFT Microsoft Corp. | 2.75% | 54,762 | $26.5M | Add +1.6% |
| SCHB Schwab US Broad Market ETF | 2.49% | 913,151 | $24.0M | Add +1.6% |
| FDMO Fidelity Momentum Factor ETF | 2.00% | 229,207 | $19.2M | Add +0.7% |
| FQAL Fidelity Quality Factor ETF | 1.90% | 242,244 | $18.3M | Reduce -1.5% |
| DVN Devon Energy Corp. | 1.85% | 486,895 | $17.8M | Add +1.6% |
| SPYV SS SPDR P S&P 500 Value ETF | 1.76% | 297,237 | $16.9M | Add +3.4% |
| AMD Advanced Micro Devices | 1.67% | 74,904 | $16.0M | Reduce -3.6% |
| VTI VG Morningstar TS MKT ETF-US | 1.57% | 45,160 | $15.1M | Add +31.1% |
| SCHW Schwab (charles) Corp. | 1.54% | 148,590 | $14.8M | Add +1.1% |
| DHR Danaher Corp. | 1.49% | 62,595 | $14.3M | Add +1.7% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 1.37% | 239,496 | $13.2M | Add +0.4% |
| LLY Eli Lilly & Co. | 1.31% | 11,699 | $12.6M | Add +1.1% |
| SLB SLB Ltd. filed as SLB LIMITED | 1.26% | 314,079 | $12.1M | Add +1.7% |
| DFAC Dimensional US Core Equity 2 | 1.26% | 305,250 | $12.1M | Reduce -1.3% |
| LMT Lockheed Martin Corp. | 1.20% | 23,765 | $11.5M | Reduce -9.2% |
| APO Apollo Global Management Inc. | 1.06% | 70,558 | $10.2M | Add +3.1% |
| JPM JPMorgan Chase & Co. | 1.02% | 30,423 | $9.8M | Add +1.8% |
| HON Honeywell International Inc. | 0.94% | 46,353 | $9.0M | Add +3.8% |
| WMB Williams Cos Inc. | 0.93% | 149,491 | $9.0M | Add +0.9% |
| GSSC Goldman Sachs Activebeta US | 0.92% | 117,447 | $8.9M | Add +7.4% |
| COST Costco Wholesale Corp. | 0.90% | 10,065 | $8.7M | Add +3.1% |
| ANET Arista Networks Inc. | 0.86% | 63,059 | $8.3M | Add +0.3% |
| AVGO Broadcom Inc. | 0.85% | 23,736 | $8.2M | Reduce -2.5% |
| META Meta Platforms Inc. Class A | 0.68% | 9,838 | $6.5M | Add +1.0% |
| PWR Quanta Services Inc. | 0.67% | 15,174 | $6.4M | Add +0.3% |
| TT Trane Technologies PLC | 0.63% | 15,621 | $6.1M | Add +0.4% |
| GVIP Gold Sachs Hedge Ind Vip ETF | 0.62% | 38,651 | $6.0M | Add +15.5% |
| ORCL Oracle Corp. | 0.62% | 30,423 | $5.9M | Add +0.0% |
| KLAC KLA Corp. | 0.59% | 4,667 | $5.7M | Reduce -0.1% |
| QQQM Invesco Nasdaq 100 ETF | 0.59% | 22,399 | $5.7M | Add +17.0% |
| SHY iShares 1-3 Year Treasury Bo | 0.59% | 68,280 | $5.7M | Add +4.5% |
| V Visa Inc. Class A | 0.59% | 16,051 | $5.6M | Add +2.3% |
| TSM Taiwan Semiconductor-SP ADR | 0.58% | 18,219 | $5.6M | Reduce -1.7% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.55% | 18,071 | $5.2M | Add +20.0% |
| WFC Wells Fargo & Co. | 0.51% | 52,841 | $4.9M | Add +2.6% |
| STX Seagate Technology Holdings | 0.50% | 17,317 | $4.8M | Reduce -2.4% |
| NFLX Netflix Inc. | 0.49% | 50,323 | $4.7M | Add +1.1% |
| PH Parker Hannifin Corp. | 0.49% | 5,337 | $4.7M | Add +15.4% |
| BLK BlackRock Inc. | 0.47% | 4,207 | $4.5M | Add +0.8% |
| CAT Caterpillar Inc. | 0.46% | 7,787 | $4.5M | Add +5.3% |
| AXP American Express Co. | 0.45% | 11,802 | $4.4M | Add +0.6% |
| PANW Palo Alto Networks Inc. | 0.45% | 23,648 | $4.4M | Add +4.4% |
| STOT SS DL St Dur TR Tact ETF | 0.44% | 89,675 | $4.2M | Add +4.6% |
| AMGN Amgen Inc. | 0.43% | 12,625 | $4.1M | Add +3.1% |
| QCOM Qualcomm Inc. | 0.42% | 23,897 | $4.1M | Add +5.8% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.38% | 12,496 | $3.7M | Add +0.5% |
| MA Mastercard Inc. Class A | 0.38% | 6,360 | $3.6M | Add +2.8% |
| AMP Ameriprise Financial Inc. | 0.38% | 7,358 | $3.6M | Add +2.8% |
| BX Blackstone Inc. | 0.36% | 22,707 | $3.5M | Add +3.0% |
| WMT Walmart Inc. | 0.35% | 30,176 | $3.4M | Add +7.6% |
| KIM Kimco Realty Corp. | 0.35% | 164,958 | $3.3M | Add +4.7% |
| SO The Southern Co. | 0.35% | 38,180 | $3.3M | Add +3.6% |
| ADI Analog Devices Inc. | 0.34% | 12,000 | $3.3M | Add +0.5% |
| MRVL Marvell Technology Inc. | 0.34% | 38,036 | $3.2M | Add +0.7% |
| GLW Corning Inc. | 0.33% | 36,596 | $3.2M | Add +0.5% |
| PG The Procter & Gamble Co. | 0.33% | 22,264 | $3.2M | Add +4.6% |
| MU Micron Technology Inc. | 0.32% | 10,813 | $3.1M | Add +4.2% |
| DE Deere & Co. | 0.32% | 6,611 | $3.1M | Add +4.8% |
| TUA Sim St Treas Fut Strat ETF filed as SIMPLIFY EXCHANGE TRADED FUN | 0.31% | 134,613 | $2.9M | Reduce -5.7% |
| FTSM First Trust Enh Short Mat FD | 0.29% | 47,316 | $2.8M | Add +4.8% |
| SCHO Schwab Short-Term US Treas | 0.29% | 116,233 | $2.8M | Add +4.7% |
| FLDR Fidelity Low Durat Fact ETF | 0.29% | 56,149 | $2.8M | Add +4.5% |
| AMAT Applied Materials Inc. | 0.29% | 10,920 | $2.8M | Add +25.1% |
| PNC PNC Financial Services Group | 0.28% | 13,110 | $2.7M | Add +21.1% |
| DKS Dick's Sporting Goods Inc. | 0.28% | 13,762 | $2.7M | Add +2.1% |
| SIXO Allian US Equ 6 Mon BU10-Usd | 0.28% | 78,241 | $2.7M | Reduce -2.3% |
| SHEL Shell PLC-ADR | 0.27% | 35,743 | $2.6M | Add +3.2% |
| OCTW Alianzim US Eq BFR20 Oct-Usd | 0.27% | 66,757 | $2.6M | New |
| TMUS T-Mobile US Inc. | 0.27% | 12,822 | $2.6M | Add +3.2% |
| LOW Lowe's Cos Inc. | 0.27% | 10,588 | $2.6M | Add +10.8% |
| J Jacobs Solutions Inc. | 0.26% | 18,927 | $2.5M | Add +3.2% |
| ASML ASML Holding NV-NY Reg SHS | 0.25% | 2,289 | $2.4M | Add +5.6% |
| URI United Rentals Inc. | 0.25% | 2,999 | $2.4M | Add +0.2% |
| NOW ServiceNow Inc. | 0.25% | 15,529 | $2.4M | Add +7.0% |
| DELL Dell Technologies -C | 0.25% | 18,833 | $2.4M | Add +5.2% |
| SEPW Alianzim US Eq BFR20 Sep-Usd | 0.25% | 73,978 | $2.4M | Reduce -4.5% |
| COF Capital One Financial Corp. | 0.24% | 9,644 | $2.3M | Add +2.4% |
| KR Kroger Co. | 0.24% | 37,102 | $2.3M | Add +2.7% |
| CSX CSX Corp. | 0.24% | 63,804 | $2.3M | Add +3.5% |
| TXN Texas Instruments Inc. | 0.24% | 13,062 | $2.3M | Add +4.9% |
| AXON Axon Enterprise Inc. | 0.24% | 3,987 | $2.3M | Add +0.5% |
| BSX Boston Scientific Corp. | 0.23% | 23,603 | $2.3M | Add +0.1% |
| JULW Alianzim US Eq BFR20 Jul-Usd | 0.23% | 57,516 | $2.3M | Reduce -4.7% |
| QSR Restaurant Brands Intern | 0.23% | 32,280 | $2.2M | New |
| TMO Thermo Fisher Scientific Inc. | 0.23% | 3,825 | $2.2M | Add +45.5% |
| RY Royal Bank of Canada | 0.23% | 12,972 | $2.2M | Add +2.5% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.22% | 26,862 | $2.2M | Reduce -8.9% |
| ABT Abbott Laboratories | 0.22% | 16,930 | $2.1M | Add +4.3% |
| BKNG Booking Holdings Inc. | 0.22% | 395 | $2.1M | Add +6.2% |
| CRM Salesforce Inc. | 0.22% | 7,891 | $2.1M | Add +9.9% |
| SYK Stryker Corp. | 0.21% | 5,831 | $2.1M | Add +8.4% |
| PSX Phillips 66 | 0.21% | 15,859 | $2.0M | Add +3.2% |
Portfolio Sells Q3 2025 → Q4 2025
| NVDA Nvidia Corp. | Reduce -2.5% | 4.82% | −0.37 |
| DECW Alianzim US Eq BFR20 Dec-Usd | Sold out | 0.00% | −0.30 |
| CMG Chipotle Mexican Grill Inc. | Sold out | 0.00% | −0.27 |
| LMT Lockheed Martin Corp. | Reduce -9.2% | 1.20% | −0.23 |
| ZTS Zoetis Inc. | Sold out | 0.00% | −0.23 |
| COP Conocophillips | Reduce -41.6% | 0.18% | −0.15 |
| PEG Public Service Enterprise GP | Reduce -28.3% | 0.20% | −0.10 |
| FQAL Fidelity Quality Factor ETF | Reduce -1.5% | 1.90% | −0.10 |
| EQIX Equinix Inc. | Sold out | 0.00% | −0.10 |
| BILZ PIMCO Ultra SHRT Govt Active | Reduce -45.1% | 0.11% | −0.10 |
| HD Home Depot Inc. | Reduce -21.0% | 0.17% | −0.10 |
| HAL Halliburton Co. | Sold out | 0.00% | −0.09 |
| QBER Trueshares Quartly B HDG ETF | Reduce -32.4% | 0.12% | −0.07 |
| INTU Intuit Inc. | Sold out | 0.00% | −0.06 |
| HCA HCA Healthcare Inc. | Sold out | 0.00% | −0.06 |
| SPGI S&P Global Inc. | Reduce -26.6% | 0.18% | −0.06 |
| TRGP Targa Resources Corp. | Reduce -29.6% | 0.15% | −0.05 |
| DFAC Dimensional US Core Equity 2 | Reduce -1.3% | 1.26% | −0.04 |
| TYA Simplify Intermediate Term | Reduce -52.4% | 0.04% | −0.04 |
| BMI Badger Meter Inc. | Sold out | 0.00% | −0.04 |
| TUA Sim St Treas Fut Strat ETF | Reduce -5.7% | 0.31% | −0.03 |
| LIN Linde PLC | Sold out | 0.00% | −0.03 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -8.9% | 0.22% | −0.03 |
| SPD Simplify US Eqty Plus Down | Sold out | 0.00% | −0.02 |
| AVGO Broadcom Inc. | Reduce -2.5% | 0.85% | −0.02 |
| PM Philip Morris International | Sold out | 0.00% | −0.02 |
| Q Qnity Electronics Inc. | Reduce -10.7% | 0.12% | −0.02 |
| SIXO Allian US Equ 6 Mon BU10-Usd | Reduce -2.3% | 0.28% | −0.02 |
| SEPW Alianzim US Eq BFR20 Sep-Usd | Reduce -4.5% | 0.25% | −0.02 |
| JULW Alianzim US Eq BFR20 Jul-Usd | Reduce -4.7% | 0.23% | −0.02 |
| PGR Progressive Corp. | Reduce -0.1% | 0.13% | −0.02 |
| DECU Allianzim US BF15 Uncap Dec | Reduce -5.1% | 0.19% | −0.02 |
| ONEZ Trueshr Seasonality La B ETF | Reduce -6.3% | 0.11% | −0.02 |
| SEPZ Trueshares Struc Out Sep ETF | Reduce -7.3% | 0.11% | −0.02 |
| SOLS Solstice Adv Materials Inc. | Reduce -18.4% | 0.05% | −0.01 |
| GJUL FT Vest US Equity Moderate B | Reduce -18.0% | 0.05% | −0.01 |
| DECZ Trueshares Struc Out Dec ETF | Reduce -6.3% | 0.05% | −0.01 |
| MPC Marathon Petroleum Corp. | Reduce -0.4% | 0.03% | −0.01 |
| ZROZ PIMCO 25+ YR Zero CPN US Tif | Reduce -7.3% | 0.03% | −0.01 |
| JANT Allianzim US Eq BFFR10 JN-US | Reduce -8.8% | 0.04% | −0.00 |
| CRDT Simplify Opportunistic Inc. | Reduce -5.0% | 0.03% | −0.00 |
| JULU Allianzim US BF15 Uncap Jul | Reduce -5.7% | 0.03% | −0.00 |
| IVV iShares Core S&P 500 ETF | Reduce -1.0% | 0.08% | −0.00 |
| IYY iShares Dow Jones U.S. ETF | Reduce -1.0% | 0.03% | −0.00 |
| APH Amphenol Corp. Class A | Reduce -5.7% | 0.02% | −0.00 |
| BOX Box Inc. Class A | Sold out | 0.00% | 0.00 |
| ISRG Intuitive Surgical Inc. | Reduce -0.3% | 0.03% | +0.01 |
| TSM Taiwan Semiconductor-SP ADR | Reduce -1.7% | 0.58% | +0.01 |
| GOOG Alphabet Inc. Class C | Reduce -3.6% | 0.10% | +0.02 |
| KLAC KLA Corp. | Reduce -0.1% | 0.59% | +0.04 |
Portfolio Buys Q3 2025 → Q4 2025
| LLY Eli Lilly & Co. | Add +1.1% | 1.31% | +0.34 |
| VTI VG Morningstar TS MKT ETF-US | Add +31.1% | 1.57% | +0.34 |
| OCTW Alianzim US Eq BFR20 Oct-Usd | New | 0.27% | +0.27 |
| QSR Restaurant Brands Intern | New | 0.23% | +0.23 |
| CVX Chevron Corp. | New | 0.20% | +0.20 |
| DHR Danaher Corp. | Add +1.7% | 1.49% | +0.16 |
| B Barrick Mining Corp. | New | 0.16% | +0.16 |
| VOO Vanguard S&P 500 ETF | New | 0.15% | +0.15 |
| ENB Enbridge Inc. | New | 0.13% | +0.13 |
| MU Micron Technology Inc. | Add +4.2% | 0.32% | +0.13 |
| ETN Eaton Corp. PLC | New | 0.13% | +0.13 |
| PH Parker Hannifin Corp. | Add +15.4% | 0.49% | +0.11 |
| SLB SLB Ltd. | Add +1.7% | 1.26% | +0.10 |
| AEE Ameren Corporation | New | 0.10% | +0.10 |
| AMAT Applied Materials Inc. | Add +25.1% | 0.29% | +0.10 |
| AAPL Apple Inc. | Add +1.7% | 2.89% | +0.10 |
| VTR Ventas Inc. | New | 0.09% | +0.09 |
| TMO Thermo Fisher Scientific Inc. | Add +45.5% | 0.23% | +0.09 |
| CAT Caterpillar Inc. | Add +5.3% | 0.46% | +0.08 |
| QQQM Invesco Nasdaq 100 ETF | Add +17.0% | 0.59% | +0.07 |
| VYM Vanguard High DVD Yield ETF | New | 0.07% | +0.07 |
| HWM Howmet Aerospace Inc. | New | 0.07% | +0.07 |
| APO Apollo Global Management Inc. | Add +3.1% | 1.06% | +0.07 |
| IVW iShares S&P 500 Growth ETF | New | 0.07% | +0.07 |
| GVIP Gold Sachs Hedge Ind Vip ETF | Add +15.5% | 0.62% | +0.06 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +20.0% | 0.55% | +0.06 |
| JANZ Trueshares Struct Outc Jan | New | 0.06% | +0.06 |
| CEG Constellation Energy | New | 0.06% | +0.06 |
| AMGN Amgen Inc. | Add +3.1% | 0.43% | +0.05 |
| PNC PNC Financial Services Group | Add +21.1% | 0.28% | +0.05 |
| SCHX Schwab US Large-Cap ETF | New | 0.04% | +0.04 |
| WFC Wells Fargo & Co. | Add +2.6% | 0.51% | +0.04 |
| WMT Walmart Inc. | Add +7.6% | 0.35% | +0.04 |
| FELV Fidelity Enh LRG Cap Val ETF | New | 0.03% | +0.03 |
| JBHT Hunt (jb) Transprt SVCS Inc. | New | 0.03% | +0.03 |
| CRM Salesforce Inc. | Add +9.9% | 0.22% | +0.03 |
| GSSC Goldman Sachs Activebeta US | Add +7.4% | 0.92% | +0.03 |
| VXUS Vanguard Total Intl Stock | New | 0.03% | +0.03 |
| GLDM SPDR Gold Minishares Trust | New | 0.03% | +0.03 |
| AXP American Express Co. | Add +0.6% | 0.45% | +0.03 |
| OCTZ Trueshares Struc Outcome Oct | New | 0.03% | +0.03 |
| RY Royal Bank of Canada | Add +2.5% | 0.23% | +0.03 |
| BAC Bank of America Corp. | Add +0.4% | 1.37% | +0.03 |
| SPUC Simplify US Equity Income Et | New | 0.03% | +0.03 |
| ASML ASML Holding NV-NY Reg SHS | Add +5.6% | 0.25% | +0.03 |
| CTAS Cintas Corp. | Add +55.6% | 0.10% | +0.03 |
| COF Capital One Financial Corp. | Add +2.4% | 0.24% | +0.02 |
| XNEAX Nuveen Amt-FR QLTY Muni Inc. | New | 0.02% | +0.02 |
| BLE BlackRock Muni Inc. TR II | New | 0.02% | +0.02 |
| BYM BlackRock Muni Inc. QLTY | New | 0.02% | +0.02 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 216 | $1.1B | SPAB, NVDA, GSEW, AMD, GOOGL |
| Q1 2026 | 219 | $966.7M | SPAB, NVDA, GSEW, VCIT, GOOGL |
| Q4 2025 | 216 | $961.8M | SPAB, NVDA, GOOGL, GSEW, VCIT |
| Q3 2025 | 199 | $916.2M | SPAB, NVDA, GSEW, VCIT, GOOGL |
| Q2 2025 | 201 | $844.3M | SPAB, NVDA, GSEW, VCIT, MSFT |
| Q1 2025 | 203 | $763.2M | SPAB, NVDA, FIXD, GSEW, AMZN |
| Q4 2024 | 204 | $774.4M | SPAB, NVDA, AMZN, FIXD, GSEW |
| Q3 2024 | 200 | $780.2M | SPAB, NVDA, FIXD, GSEW, AMZN |
| Q2 2024 | 688 | $729.5M | SPAB, NVDA, GSEW, SPIB, GOOGL |
| Q1 2024 | 215 | $675.6M | SPAB, NVDA, GSEW, SPIB, AMZN |