Great Lakes Retirement, Inc.
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed August 4, 2025), Great Lakes Retirement, Inc. reported 201 stock positions worth $844.3 million. Its top holding was SS SPDR P Agg Bond ETF (SPAB) at 6.5% of the portfolio, followed by Nvidia (NVDA, 5.8%) and Goldman Sachs Eql WGHT Large (GSEW, 3.9%). Compared with Q1 2025, it opened 16 new positions, sold out of 17, added to 129 and reduced 47. The biggest buy was Vanguard Int-Term Corporate (VCIT, shares +96%) and the biggest sale an exit from Unitedhealth (UNH).
- Most Recent 13F
- Q2 2026
- Location
- SANDUSKY, OH
- CIK
- 0001801667
- Portfolio Value
- $844.3M (Q2 2025)
- SEC Filing
- 0001801667-25-000004 ↗ filed Aug 4, 2025
Holdings Value
Holdings 201 stocks · $844.3M
| SPAB SS SPDR P Agg Bond ETF | 6.50% | 2,144,071 | $54.9M | Add +2.1% |
| NVDA Nvidia Corp. | 5.76% | 307,699 | $48.6M | Reduce -0.3% |
| GSEW Goldman Sachs Eql WGHT Large | 3.92% | 405,426 | $33.1M | Add +28.7% |
| VCIT Vanguard Int-Term Corporate | 3.54% | 359,995 | $29.9M | Add +96.0% |
| MSFT Microsoft Corp. | 3.15% | 53,550 | $26.6M | Add +25.8% |
| FIXD First Trust Smith Opportunis | 3.09% | 594,414 | $26.1M | Add +0.7% |
| AMZN Amazon.com Inc. | 3.06% | 117,840 | $25.9M | Add +1.3% |
| GOOGL Alphabet Inc. Class A | 2.62% | 125,408 | $22.1M | Add +1.7% |
| SCHB Schwab US Broad Market ETF | 2.54% | 898,858 | $21.4M | Add +1.2% |
| AAPL Apple Inc. | 2.31% | 95,148 | $19.5M | Add +7.9% |
| FDMO Fidelity Momentum Factor ETF | 2.06% | 228,747 | $17.4M | Add +0.8% |
| FQAL Fidelity Quality Factor ETF | 1.98% | 239,492 | $16.7M | Reduce -0.6% |
| SPYV SS SPDR P S&P 500 Value ETF | 1.77% | 285,131 | $14.9M | Add +1.6% |
| DVN Devon Energy Corp. | 1.59% | 421,560 | $13.4M | Add +2.3% |
| SCHW Schwab (charles) Corp. | 1.58% | 146,650 | $13.4M | Add +1.0% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 1.34% | 238,774 | $11.3M | Add +1.4% |
| AMD Advanced Micro Devices | 1.32% | 78,455 | $11.1M | Add +2.1% |
| DFAC Dimensional US Core Equity 2 | 1.27% | 300,211 | $10.8M | Add +0.0% |
| LMT Lockheed Martin Corp. | 1.24% | 22,682 | $10.5M | Add +2.3% |
| VTI VG Morningstar TS MKT ETF-US | 1.22% | 33,909 | $10.3M | Add +3.6% |
| HON Honeywell International Inc. | 1.22% | 44,312 | $10.3M | Add +1.5% |
| APO Apollo Global Management Inc. | 1.14% | 67,705 | $9.6M | Add +604.9% |
| COST Costco Wholesale Corp. | 1.11% | 9,503 | $9.4M | Reduce -1.0% |
| SLB SLB Ltd. filed as SCHLUMBERGER LTD | 1.11% | 275,466 | $9.4M | Add +3.4% |
| WMB Williams Cos Inc. | 1.10% | 147,221 | $9.2M | Add +0.8% |
| LLY Eli Lilly & Co. | 1.05% | 11,322 | $8.8M | Add +2.2% |
| DHR Danaher Corp. | 0.99% | 42,120 | $8.3M | Add +6.1% |
| JPM JPMorgan Chase & Co. | 0.98% | 28,611 | $8.3M | Add +1.3% |
| GSSC Goldman Sachs Activebeta US | 0.89% | 109,821 | $7.5M | Reduce -39.2% |
| META Meta Platforms Inc. Class A | 0.82% | 9,342 | $6.9M | Add +3.1% |
| AVGO Broadcom Inc. | 0.82% | 24,985 | $6.9M | Reduce -1.6% |
| NFLX Netflix Inc. | 0.79% | 4,991 | $6.7M | Add +1.2% |
| TT Trane Technologies PLC | 0.78% | 15,053 | $6.6M | Add +0.8% |
| ORCL Oracle Corp. | 0.78% | 29,979 | $6.6M | Add +3.6% |
| V Visa Inc. Class A | 0.65% | 15,488 | $5.5M | Reduce -1.4% |
| PWR Quanta Services Inc. | 0.65% | 14,509 | $5.5M | Add +3.6% |
| ANET Arista Networks Inc. | 0.62% | 51,051 | $5.2M | Add +8.0% |
| SHY iShares 1-3 Year Treasury Bo | 0.59% | 60,435 | $5.0M | Add +10.9% |
| GVIP Gold Sachs Hedge Ind Vip ETF | 0.57% | 34,787 | $4.8M | Add +7.8% |
| BLK BlackRock Inc. | 0.50% | 4,018 | $4.2M | Reduce -20.3% |
| TSM Taiwan Semiconductor-SP ADR | 0.49% | 18,260 | $4.1M | Add +6.8% |
| KLAC KLA Corp. | 0.49% | 4,603 | $4.1M | Add +1.4% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.49% | 14,668 | $4.1M | Add +11.0% |
| QQQM Invesco Nasdaq 100 ETF | 0.48% | 17,664 | $4.0M | Add +17.8% |
| WFC Wells Fargo & Co. | 0.47% | 49,950 | $4.0M | Add +61.2% |
| AMP Ameriprise Financial Inc. | 0.47% | 7,396 | $3.9M | Add +3.6% |
| STOT SS DL St Dur TR Tact ETF | 0.44% | 79,310 | $3.8M | Add +10.9% |
| PH Parker Hannifin Corp. | 0.43% | 5,231 | $3.7M | Add +1.1% |
| AXP American Express Co. | 0.42% | 11,189 | $3.6M | Add +4.4% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.41% | 11,740 | $3.5M | Add +3.5% |
| QCOM Qualcomm Inc. | 0.41% | 21,687 | $3.5M | Add +8.0% |
| PANW Palo Alto Networks Inc. | 0.41% | 16,740 | $3.4M | Add +3.4% |
| MA Mastercard Inc. Class A | 0.39% | 5,916 | $3.3M | Add +2.8% |
| TUA Sim St Treas Fut Strat ETF filed as SIMPLIFY EXCHANGE TRADED FUN | 0.39% | 149,593 | $3.3M | Reduce -10.3% |
| AXON Axon Enterprise Inc. | 0.38% | 3,872 | $3.2M | Add +0.8% |
| SO The Southern Co. | 0.38% | 34,571 | $3.2M | Add +5.6% |
| AMGN Amgen Inc. | 0.38% | 11,353 | $3.2M | Add +7.0% |
| BX Blackstone Inc. | 0.37% | 20,875 | $3.1M | Add +6.8% |
| CMG Chipotle Mexican Grill Inc. | 0.37% | 55,077 | $3.1M | Add +9.7% |
| PG The Procter & Gamble Co. | 0.36% | 19,170 | $3.1M | Add +8.9% |
| DE Deere & Co. | 0.36% | 5,994 | $3.0M | Add +5.4% |
| KIM Kimco Realty Corp. | 0.36% | 142,629 | $3.0M | Add +142.1% |
| CRM Salesforce Inc. | 0.35% | 10,796 | $2.9M | Add +4.2% |
| DECW Alianzim US Eq BFR20 Dec-Usd | 0.34% | 90,495 | $2.9M | Reduce -9.2% |
| NOW ServiceNow Inc. | 0.33% | 2,746 | $2.8M | Add +4.8% |
| ADI Analog Devices Inc. | 0.33% | 11,741 | $2.8M | Reduce -0.0% |
| TMUS T-Mobile US Inc. | 0.33% | 11,683 | $2.8M | Add +4.6% |
| WMT Walmart Inc. | 0.32% | 27,732 | $2.7M | Add +30.2% |
| CAT Caterpillar Inc. | 0.32% | 6,984 | $2.7M | Add +4.3% |
| COP Conocophillips | 0.32% | 30,032 | $2.7M | Add +8.1% |
| PEG Public Service Enterprise GP | 0.31% | 31,196 | $2.6M | Add +3.9% |
| JANW Alianzim US Eq BFR20 Jan-Usd | 0.31% | 74,445 | $2.6M | Reduce -8.3% |
| STX Seagate Technology Holdings | 0.31% | 17,856 | $2.6M | Add +2.2% |
| PNC PNC Financial Services Group | 0.30% | 13,568 | $2.5M | Add +0.2% |
| DKS Dick's Sporting Goods Inc. | 0.30% | 12,742 | $2.5M | Add +7.5% |
| FTSM First Trust Enh Short Mat FD | 0.30% | 41,723 | $2.5M | Add +10.9% |
| SCHO Schwab Short-Term US Treas | 0.30% | 102,660 | $2.5M | Add +10.9% |
| FLDR Fidelity Low Durat Fact ETF | 0.30% | 49,639 | $2.5M | Add +11.1% |
| BSX Boston Scientific Corp. | 0.29% | 22,987 | $2.5M | Add +0.3% |
| GEHC GE Healthcare Technology | 0.29% | 33,181 | $2.5M | Add +9.6% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.29% | 33,512 | $2.4M | Reduce -29.8% |
| KR Kroger Co. | 0.29% | 33,951 | $2.4M | Add +7.9% |
| TXN Texas Instruments Inc. | 0.29% | 11,657 | $2.4M | New |
| SPGI S&P Global Inc. | 0.27% | 4,396 | $2.3M | Add +0.1% |
| SIXO Allian US Equ 6 Mon BU10-Usd | 0.27% | 69,659 | $2.3M | Reduce -7.7% |
| J Jacobs Solutions Inc. | 0.27% | 17,096 | $2.2M | Add +7.7% |
| SHEL Shell PLC-ADR | 0.26% | 31,436 | $2.2M | Add +9.0% |
| PAYX Paychex Inc. | 0.26% | 15,170 | $2.2M | Add +3.6% |
| URI United Rentals Inc. | 0.26% | 2,918 | $2.2M | Add +1.4% |
| TMO Thermo Fisher Scientific Inc. | 0.26% | 5,404 | $2.2M | Add +5.0% |
| FIS Fidelity National Info Serv | 0.26% | 26,627 | $2.2M | Add +7.6% |
| HD Home Depot Inc. | 0.26% | 5,889 | $2.2M | Add +3.4% |
| DELL Dell Technologies -C | 0.25% | 17,428 | $2.1M | Reduce -15.9% |
| BKNG Booking Holdings Inc. | 0.25% | 363 | $2.1M | Add +2.3% |
| SYK Stryker Corp. | 0.25% | 5,264 | $2.1M | Add +2.8% |
| DD Dupont DE Nemours Inc. | 0.24% | 29,721 | $2.0M | Add +11.5% |
| ABT Abbott Laboratories | 0.24% | 14,956 | $2.0M | Add +5.5% |
| ZTS Zoetis Inc. | 0.23% | 12,719 | $2.0M | Add +8.0% |
| LOW Lowe's Cos Inc. | 0.23% | 8,823 | $2.0M | Add +6.4% |
| COF Capital One Financial Corp. | 0.23% | 9,156 | $1.9M | Add +2.2% |
Portfolio Sells Q1 2025 → Q2 2025
| UNH Unitedhealth Group Inc. | Sold out | 0.00% | −1.63 |
| GSY Invesco Ultra Short Duration | Sold out | 0.00% | −1.59 |
| SJNK SS SPDR BB St Hi Yield ETF | Sold out | 0.00% | −1.02 |
| LIN Linde PLC | Reduce -95.9% | 0.04% | −0.93 |
| GSSC Goldman Sachs Activebeta US | Reduce -39.2% | 0.89% | −0.61 |
| UNP Union Pacific Corp. | Sold out | 0.00% | −0.25 |
| NXPI NXP Semiconductors NV | Sold out | 0.00% | −0.24 |
| AVB Avalonbay Communities Inc. | Sold out | 0.00% | −0.18 |
| HPQ HP Inc. | Sold out | 0.00% | −0.17 |
| BLK BlackRock Inc. | Reduce -20.3% | 0.50% | −0.13 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -29.8% | 0.29% | −0.12 |
| VZ Verizon Communications Inc. | Reduce -44.5% | 0.10% | −0.11 |
| TUA Sim St Treas Fut Strat ETF | Reduce -10.3% | 0.39% | −0.09 |
| IQV Iqvia Holdings Inc. | Sold out | 0.00% | −0.08 |
| ODFL Old Dominion Freight Line | Sold out | 0.00% | −0.08 |
| LISTED FDS TR | Sold out | 0.00% | −0.08 |
| COST Costco Wholesale Corp. | Reduce -1.0% | 1.11% | −0.08 |
| V Visa Inc. Class A | Reduce -1.4% | 0.65% | −0.07 |
| TRGP Targa Resources Corp. | Reduce -0.9% | 0.23% | −0.07 |
| GDEC FT Vest US Equity Moderate B | Reduce -35.2% | 0.10% | −0.06 |
| VOO Vanguard S&P 500 ETF | Sold out | 0.00% | −0.06 |
| DECW Alianzim US Eq BFR20 Dec-Usd | Reduce -9.2% | 0.34% | −0.05 |
| LISTED FDS TR | Sold out | 0.00% | −0.05 |
| FQAL Fidelity Quality Factor ETF | Reduce -0.6% | 1.98% | −0.05 |
| ROP Roper Technologies Inc. | Sold out | 0.00% | −0.05 |
| JANW Alianzim US Eq BFR20 Jan-Usd | Reduce -8.3% | 0.31% | −0.05 |
| DHI D.R. Horton Inc. | Sold out | 0.00% | −0.04 |
| LISTED FDS TR | Sold out | 0.00% | −0.04 |
| LISTED FDS TR | Sold out | 0.00% | −0.04 |
| SIXO Allian US Equ 6 Mon BU10-Usd | Reduce -7.7% | 0.27% | −0.04 |
| OCTW Alianzim US Eq BFR20 Oct-Usd | Reduce -9.3% | 0.23% | −0.04 |
| SCHX Schwab US Large-Cap ETF | Sold out | 0.00% | −0.03 |
| BILZ PIMCO Ultra SHRT Govt Active | Reduce -3.8% | 0.17% | −0.03 |
| VRTX Vertex Pharmaceuticals Inc. | Reduce -0.3% | 0.09% | −0.02 |
| IYY iShares Dow Jones U.S. ETF | Reduce -34.6% | 0.03% | −0.01 |
| CRDT Simplify Opportunistic Inc. | Reduce -9.2% | 0.04% | −0.01 |
| APRW Allinzim US Eq BFR20 Apr-Usd | Reduce -9.8% | 0.07% | −0.01 |
| QBUL Trueshare QRT Bull Hdge ETF | Reduce -8.0% | 0.07% | −0.01 |
| ZROZ PIMCO 25+ YR Zero CPN US Tif | Reduce -3.8% | 0.04% | −0.01 |
| AIG American International Group | Reduce -3.5% | 0.06% | −0.01 |
| SIXJ Allian US Equ 6 Mon BU10-Usd | Reduce -7.2% | 0.07% | −0.01 |
| IVW iShares S&P 500 Growth ETF | Reduce -15.3% | 0.08% | −0.01 |
| JANT Allianzim US Eq BFFR10 JN-US | Reduce -9.2% | 0.05% | −0.01 |
| VIG Vanguard Dividend Apprec ETF | Reduce -3.1% | 0.08% | −0.01 |
| FLJJ Allianzim US 6M FLR5 Jan-Jul | Reduce -1.1% | 0.13% | −0.01 |
| IVV iShares Core S&P 500 ETF | Reduce -5.5% | 0.08% | −0.00 |
| JULU Allianzim US BF15 Uncap Jul | Reduce -6.5% | 0.05% | −0.00 |
| BNY Bank of New York Mellon Corp. | Reduce -3.8% | 0.08% | −0.00 |
| RJF Raymond James Financial Inc. | Reduce -7.3% | 0.05% | −0.00 |
| LISTED FDS TR | Reduce -7.7% | 0.04% | −0.00 |
Portfolio Buys Q1 2025 → Q2 2025
| VCIT Vanguard Int-Term Corporate | Add +96.0% | 3.54% | +1.57 |
| MSFT Microsoft Corp. | Add +25.8% | 3.15% | +1.06 |
| APO Apollo Global Management Inc. | Add +604.9% | 1.14% | +0.97 |
| GSEW Goldman Sachs Eql WGHT Large | Add +28.7% | 3.92% | +0.78 |
| TXN Texas Instruments Inc. | New | 0.29% | +0.29 |
| AMD Advanced Micro Devices | Add +2.1% | 1.32% | +0.28 |
| ORCL Oracle Corp. | Add +3.6% | 0.78% | +0.25 |
| GLW Corning Inc. | New | 0.22% | +0.22 |
| CSX CSX Corp. | New | 0.22% | +0.22 |
| KIM Kimco Realty Corp. | Add +142.1% | 0.36% | +0.19 |
| NFLX Netflix Inc. | Add +1.2% | 0.79% | +0.19 |
| PWR Quanta Services Inc. | Add +3.6% | 0.65% | +0.18 |
| WFC Wells Fargo & Co. | Add +61.2% | 0.47% | +0.18 |
| AMZN Amazon.com Inc. | Add +1.3% | 3.06% | +0.16 |
| ANET Arista Networks Inc. | Add +8.0% | 0.62% | +0.14 |
| META Meta Platforms Inc. Class A | Add +3.1% | 0.82% | +0.13 |
| FDMO Fidelity Momentum Factor ETF | Add +0.8% | 2.06% | +0.12 |
| TT Trane Technologies PLC | Add +0.8% | 0.78% | +0.12 |
| GOOGL Alphabet Inc. Class A | Add +1.7% | 2.62% | +0.12 |
| TSM Taiwan Semiconductor-SP ADR | Add +6.8% | 0.49% | +0.12 |
| T AT&T Inc. | New | 0.12% | +0.12 |
| AXON Axon Enterprise Inc. | Add +0.8% | 0.38% | +0.12 |
| STX Seagate Technology Holdings | Add +2.2% | 0.31% | +0.11 |
| ABBV Abbvie Inc. | Add +393.5% | 0.14% | +0.10 |
| UBER Uber Technologies Inc. | New | 0.10% | +0.10 |
| QQQM Invesco Nasdaq 100 ETF | Add +17.8% | 0.48% | +0.10 |
| SCHW Schwab (charles) Corp. | Add +1.0% | 1.58% | +0.10 |
| KLAC KLA Corp. | Add +1.4% | 0.49% | +0.08 |
| WMT Walmart Inc. | Add +30.2% | 0.32% | +0.08 |
| GE General Electric | Add +80.3% | 0.14% | +0.08 |
| JPM JPMorgan Chase & Co. | Add +1.3% | 0.98% | +0.07 |
| MCK McKesson Corp. | New | 0.07% | +0.07 |
| GVIP Gold Sachs Hedge Ind Vip ETF | Add +7.8% | 0.57% | +0.07 |
| ONEZ Trueshr Seasonality La B ETF | New | 0.07% | +0.07 |
| ECL Ecolab Inc. | Add +57.3% | 0.18% | +0.06 |
| NOW ServiceNow Inc. | Add +4.8% | 0.33% | +0.06 |
| TJX TJX Companies Inc. | New | 0.06% | +0.06 |
| RCL Royal Caribbean Cruises Ltd. | Add +1.4% | 0.19% | +0.05 |
| BAC Bank of America Corp. | Add +1.4% | 1.34% | +0.05 |
| SPY SS SPDR S&P 500 ETF Trust-US | New | 0.05% | +0.05 |
| VTI VG Morningstar TS MKT ETF-US | Add +3.6% | 1.22% | +0.05 |
| AXP American Express Co. | Add +4.4% | 0.42% | +0.04 |
| PANW Palo Alto Networks Inc. | Add +3.4% | 0.41% | +0.04 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +11.0% | 0.49% | +0.04 |
| IBM Intl Business Machines Corp. | Add +3.5% | 0.41% | +0.04 |
| GEV GE Vernova Inc. | New | 0.04% | +0.04 |
| GLD SPDR Gold Shares | New | 0.04% | +0.04 |
| CMG Chipotle Mexican Grill Inc. | Add +9.7% | 0.37% | +0.04 |
| SPUC Simplify US Equity Income Et | New | 0.04% | +0.04 |
| BKNG Booking Holdings Inc. | Add +2.3% | 0.25% | +0.03 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 216 | $1.1B | SPAB, NVDA, GSEW, AMD, GOOGL |
| Q1 2026 | 219 | $966.7M | SPAB, NVDA, GSEW, VCIT, GOOGL |
| Q4 2025 | 216 | $961.8M | SPAB, NVDA, GOOGL, GSEW, VCIT |
| Q3 2025 | 199 | $916.2M | SPAB, NVDA, GSEW, VCIT, GOOGL |
| Q2 2025 | 201 | $844.3M | SPAB, NVDA, GSEW, VCIT, MSFT |
| Q1 2025 | 203 | $763.2M | SPAB, NVDA, FIXD, GSEW, AMZN |
| Q4 2024 | 204 | $774.4M | SPAB, NVDA, AMZN, FIXD, GSEW |
| Q3 2024 | 200 | $780.2M | SPAB, NVDA, FIXD, GSEW, AMZN |
| Q2 2024 | 688 | $729.5M | SPAB, NVDA, GSEW, SPIB, GOOGL |
| Q1 2024 | 215 | $675.6M | SPAB, NVDA, GSEW, SPIB, AMZN |