Great Lakes Retirement, Inc.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 12, 2025), Great Lakes Retirement, Inc. reported 199 stock positions worth $916.2 million. Its top holding was SS SPDR P Agg Bond ETF (SPAB) at 6.2% of the portfolio, followed by Nvidia (NVDA, 5.2%) and Goldman Sachs Eql WGHT Large (GSEW, 3.8%). Compared with Q2 2025, it opened 17 new positions, sold out of 19, added to 134 and reduced 42. The biggest buy was Apple (AAPL, shares +6%) and the biggest sale Nvidia (NVDA, shares −17%).
- Most Recent 13F
- Q2 2026
- Location
- SANDUSKY, OH
- CIK
- 0001801667
- Portfolio Value
- $916.2M (Q3 2025)
- SEC Filing
- 0001801667-25-000009 ↗ filed Nov 12, 2025
Holdings Value
Holdings 199 stocks · $916.2M
| SPAB SS SPDR P Agg Bond ETF | 6.23% | 2,206,743 | $57.0M | Add +2.9% |
| NVDA Nvidia Corp. | 5.19% | 254,977 | $47.6M | Reduce -17.1% |
| GSEW Goldman Sachs Eql WGHT Large | 3.81% | 410,398 | $34.9M | Add +1.2% |
| VCIT Vanguard Int-Term Corporate | 3.43% | 374,003 | $31.5M | Add +3.9% |
| GOOGL Alphabet Inc. Class A | 3.29% | 123,869 | $30.1M | Reduce -1.2% |
| MSFT Microsoft Corp. | 3.05% | 53,896 | $27.9M | Add +0.7% |
| FIXD First Trust Smith Opportunis | 2.97% | 612,143 | $27.2M | Add +3.0% |
| AMZN Amazon.com Inc. | 2.82% | 117,533 | $25.8M | Reduce -0.3% |
| AAPL Apple Inc. | 2.79% | 100,402 | $25.6M | Add +5.5% |
| SCHB Schwab US Broad Market ETF | 2.52% | 899,223 | $23.1M | Add +0.0% |
| FDMO Fidelity Momentum Factor ETF | 2.07% | 227,562 | $18.9M | Reduce -0.5% |
| FQAL Fidelity Quality Factor ETF | 2.00% | 245,828 | $18.4M | Add +2.6% |
| DVN Devon Energy Corp. | 1.83% | 479,207 | $16.8M | Add +13.7% |
| SPYV SS SPDR P S&P 500 Value ETF | 1.74% | 287,398 | $15.9M | Add +0.8% |
| SCHW Schwab (charles) Corp. | 1.53% | 146,990 | $14.0M | Add +0.2% |
| LMT Lockheed Martin Corp. | 1.43% | 26,169 | $13.1M | Add +15.4% |
| AMD Advanced Micro Devices | 1.37% | 77,707 | $12.6M | Reduce -0.9% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 1.34% | 238,569 | $12.3M | Reduce -0.1% |
| DHR Danaher Corp. | 1.33% | 61,555 | $12.2M | Add +46.1% |
| DFAC Dimensional US Core Equity 2 | 1.30% | 309,118 | $11.9M | Add +3.0% |
| VTI VG Morningstar TS MKT ETF-US | 1.23% | 34,453 | $11.3M | Add +1.6% |
| SLB SLB Ltd. filed as SCHLUMBERGER LTD | 1.16% | 308,955 | $10.6M | Add +12.2% |
| JPM JPMorgan Chase & Co. | 1.03% | 29,874 | $9.4M | Add +4.4% |
| HON Honeywell International Inc. | 1.03% | 44,660 | $9.4M | Add +0.8% |
| WMB Williams Cos Inc. | 1.02% | 148,182 | $9.4M | Add +0.7% |
| ANET Arista Networks Inc. | 1.00% | 62,884 | $9.2M | Add +23.2% |
| APO Apollo Global Management Inc. | 1.00% | 68,427 | $9.1M | Add +1.1% |
| COST Costco Wholesale Corp. | 0.99% | 9,759 | $9.0M | Add +2.7% |
| LLY Eli Lilly & Co. | 0.96% | 11,566 | $8.8M | Add +2.2% |
| ORCL Oracle Corp. | 0.93% | 30,414 | $8.6M | Add +1.4% |
| GSSC Goldman Sachs Activebeta US | 0.89% | 109,354 | $8.2M | Reduce -0.4% |
| AVGO Broadcom Inc. | 0.88% | 24,346 | $8.0M | Reduce -2.6% |
| META Meta Platforms Inc. Class A | 0.78% | 9,738 | $7.2M | Add +4.2% |
| TT Trane Technologies PLC | 0.72% | 15,555 | $6.6M | Add +3.3% |
| PWR Quanta Services Inc. | 0.68% | 15,130 | $6.3M | Add +4.3% |
| NFLX Netflix Inc. | 0.65% | 4,979 | $6.0M | Reduce -0.2% |
| SHY iShares 1-3 Year Treasury Bo | 0.59% | 65,346 | $5.4M | Add +8.1% |
| V Visa Inc. Class A | 0.58% | 15,696 | $5.4M | Add +1.3% |
| TSM Taiwan Semiconductor-SP ADR | 0.57% | 18,541 | $5.2M | Add +1.5% |
| GVIP Gold Sachs Hedge Ind Vip ETF | 0.56% | 33,464 | $5.1M | Reduce -3.8% |
| KLAC KLA Corp. | 0.55% | 4,670 | $5.0M | Add +1.5% |
| BLK BlackRock Inc. | 0.53% | 4,174 | $4.9M | Add +3.9% |
| QQQM Invesco Nasdaq 100 ETF | 0.52% | 19,149 | $4.7M | Add +8.4% |
| PANW Palo Alto Networks Inc. | 0.50% | 22,656 | $4.6M | Add +35.3% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.48% | 15,055 | $4.4M | Add +2.6% |
| WFC Wells Fargo & Co. | 0.47% | 51,511 | $4.3M | Add +3.1% |
| STX Seagate Technology Holdings | 0.46% | 17,736 | $4.2M | Reduce -0.7% |
| STOT SS DL St Dur TR Tact ETF | 0.44% | 85,765 | $4.1M | Add +8.1% |
| AXP American Express Co. | 0.43% | 11,728 | $3.9M | Add +4.8% |
| BX Blackstone Inc. | 0.41% | 22,048 | $3.8M | Add +5.6% |
| QCOM Qualcomm Inc. | 0.41% | 22,584 | $3.8M | Add +4.1% |
| CAT Caterpillar Inc. | 0.39% | 7,396 | $3.5M | Add +5.9% |
| MA Mastercard Inc. Class A | 0.38% | 6,188 | $3.5M | Add +4.6% |
| AMP Ameriprise Financial Inc. | 0.38% | 7,155 | $3.5M | Reduce -3.3% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.38% | 12,437 | $3.5M | Add +5.9% |
| PH Parker Hannifin Corp. | 0.38% | 4,623 | $3.5M | Reduce -11.6% |
| SO The Southern Co. | 0.38% | 36,868 | $3.5M | Add +6.6% |
| AMGN Amgen Inc. | 0.38% | 12,244 | $3.5M | Add +7.8% |
| KIM Kimco Realty Corp. | 0.38% | 157,527 | $3.4M | Add +10.4% |
| PG The Procter & Gamble Co. | 0.36% | 21,276 | $3.3M | Add +11.0% |
| MRVL Marvell Technology Inc. | 0.35% | 37,772 | $3.2M | New |
| TUA Sim St Treas Fut Strat ETF filed as SIMPLIFY EXCHANGE TRADED FUN | 0.34% | 142,810 | $3.1M | Reduce -4.5% |
| COP Conocophillips | 0.33% | 32,190 | $3.0M | Add +7.2% |
| DKS Dick's Sporting Goods Inc. | 0.33% | 13,475 | $3.0M | Add +5.8% |
| GLW Corning Inc. | 0.33% | 36,414 | $3.0M | Add +3.1% |
| TMUS T-Mobile US Inc. | 0.32% | 12,428 | $3.0M | Add +6.4% |
| ADI Analog Devices Inc. | 0.32% | 11,935 | $2.9M | Add +1.6% |
| WMT Walmart Inc. | 0.32% | 28,033 | $2.9M | Add +1.1% |
| DE Deere & Co. | 0.31% | 6,308 | $2.9M | Add +5.2% |
| URI United Rentals Inc. | 0.31% | 2,992 | $2.9M | Add +2.5% |
| AXON Axon Enterprise Inc. | 0.31% | 3,969 | $2.8M | Add +2.5% |
| SIXP Allian US Equ 6 Mon BU10-Usd | 0.30% | 90,116 | $2.8M | New |
| J Jacobs Solutions Inc. | 0.30% | 18,347 | $2.7M | Add +7.3% |
| DECW Alianzim US Eq BFR20 Dec-Usd | 0.30% | 82,681 | $2.7M | Reduce -8.6% |
| PEG Public Service Enterprise GP | 0.30% | 32,638 | $2.7M | Add +4.6% |
| SCHO Schwab Short-Term US Treas | 0.30% | 111,038 | $2.7M | Add +8.2% |
| FTSM First Trust Enh Short Mat FD | 0.30% | 45,148 | $2.7M | Add +8.2% |
| FLDR Fidelity Low Durat Fact ETF | 0.29% | 53,720 | $2.7M | Add +8.2% |
| NOW ServiceNow Inc. | 0.29% | 2,903 | $2.7M | Add +5.7% |
| DD Dupont DE Nemours Inc. | 0.28% | 32,773 | $2.6M | Add +10.3% |
| DELL Dell Technologies -C | 0.28% | 17,902 | $2.5M | Add +2.7% |
| CMG Chipotle Mexican Grill Inc. | 0.27% | 63,449 | $2.5M | Add +15.2% |
| SHEL Shell PLC-ADR | 0.27% | 34,627 | $2.5M | Add +10.2% |
| HD Home Depot Inc. | 0.27% | 6,069 | $2.5M | Add +3.1% |
| KR Kroger Co. | 0.27% | 36,120 | $2.4M | Add +6.4% |
| SEPW Alianzim US Eq BFR20 Sep-Usd | 0.27% | 77,430 | $2.4M | New |
| LOW Lowe's Cos Inc. | 0.26% | 9,553 | $2.4M | Add +8.3% |
| JULW Alianzim US Eq BFR20 Jul-Usd | 0.25% | 60,322 | $2.3M | Add +2.7% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.25% | 29,490 | $2.3M | Reduce -12.0% |
| BSX Boston Scientific Corp. | 0.25% | 23,585 | $2.3M | Add +2.6% |
| TXN Texas Instruments Inc. | 0.25% | 12,450 | $2.3M | Add +6.8% |
| CSX CSX Corp. | 0.24% | 61,621 | $2.2M | Add +10.5% |
| PNC PNC Financial Services Group | 0.24% | 10,830 | $2.2M | Reduce -20.2% |
| ABT Abbott Laboratories | 0.24% | 16,239 | $2.2M | Add +8.6% |
| SPGI S&P Global Inc. | 0.24% | 4,461 | $2.2M | Add +1.5% |
| ACM Aecom | 0.23% | 16,255 | $2.1M | Add +2.0% |
| ASML ASML Holding NV-NY Reg SHS | 0.23% | 2,168 | $2.1M | Add +5.5% |
| PSX Phillips 66 | 0.23% | 15,366 | $2.1M | Add +15.8% |
| ZTS Zoetis Inc. | 0.23% | 14,178 | $2.1M | Add +11.5% |
| PAYX Paychex Inc. | 0.22% | 16,191 | $2.1M | Add +6.7% |
Portfolio Sells Q2 2025 → Q3 2025
| NVDA Nvidia Corp. | Reduce -17.1% | 5.19% | −0.57 |
| JANW Alianzim US Eq BFR20 Jan-Usd | Sold out | 0.00% | −0.31 |
| GEHC GE Healthcare Technology | Sold out | 0.00% | −0.29 |
| SIXO Allian US Equ 6 Mon BU10-Usd | Sold out | 0.00% | −0.27 |
| AMZN Amazon.com Inc. | Reduce -0.3% | 2.82% | −0.25 |
| OCTW Alianzim US Eq BFR20 Oct-Usd | Sold out | 0.00% | −0.23 |
| ISRG Intuitive Surgical Inc. | Reduce -82.6% | 0.03% | −0.19 |
| CRM Salesforce Inc. | Reduce -33.5% | 0.19% | −0.16 |
| UTHR United Therapeutics Corp. | Sold out | 0.00% | −0.15 |
| LISTED FDS TR | Sold out | 0.00% | −0.14 |
| LULU Lululemon Athletica Inc. | Sold out | 0.00% | −0.14 |
| NFLX Netflix Inc. | Reduce -0.2% | 0.65% | −0.14 |
| FLJJ Allianzim US 6M FLR5 Jan-Jul | Sold out | 0.00% | −0.13 |
| TMO Thermo Fisher Scientific Inc. | Reduce -51.4% | 0.14% | −0.12 |
| TYA Simplify Intermediate Term | Reduce -53.3% | 0.08% | −0.10 |
| BDX Becton Dickinson and Co. | Sold out | 0.00% | −0.10 |
| GDEC FT Vest US Equity Moderate B | Sold out | 0.00% | −0.10 |
| AMP Ameriprise Financial Inc. | Reduce -3.3% | 0.38% | −0.08 |
| IVW iShares S&P 500 Growth ETF | Sold out | 0.00% | −0.08 |
| VYM Vanguard High DVD Yield ETF | Sold out | 0.00% | −0.07 |
| APRW Allinzim US Eq BFR20 Apr-Usd | Sold out | 0.00% | −0.07 |
| PNC PNC Financial Services Group | Reduce -20.2% | 0.24% | −0.06 |
| CTAS Cintas Corp. | Reduce -34.3% | 0.07% | −0.06 |
| PH Parker Hannifin Corp. | Reduce -11.6% | 0.38% | −0.05 |
| TUA Sim St Treas Fut Strat ETF | Reduce -4.5% | 0.34% | −0.05 |
| DECW Alianzim US Eq BFR20 Dec-Usd | Reduce -8.6% | 0.30% | −0.04 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -12.0% | 0.25% | −0.04 |
| FELV Fidelity Enh LRG Cap Val ETF | Sold out | 0.00% | −0.04 |
| LISTED FDS TR | Sold out | 0.00% | −0.04 |
| SPUC Simplify US Equity Income Et | Sold out | 0.00% | −0.04 |
| LISTED FDS TR | Sold out | 0.00% | −0.03 |
| NVBU Allianzim US BF15 Uncap Nov | Sold out | 0.00% | −0.03 |
| OCTU Allianzim US BF15 Uncap Oct | Sold out | 0.00% | −0.03 |
| BMI Badger Meter Inc. | Reduce -1.0% | 0.04% | −0.02 |
| INTU Intuit Inc. | Reduce -0.9% | 0.06% | −0.02 |
| JULU Allianzim US BF15 Uncap Jul | Reduce -33.0% | 0.03% | −0.02 |
| MAR Marriott International Class A | Reduce -0.8% | 0.09% | −0.01 |
| GVIP Gold Sachs Hedge Ind Vip ETF | Reduce -3.8% | 0.56% | −0.01 |
| AIG American International Group | Reduce -1.3% | 0.05% | −0.01 |
| NDAQ Nasdaq Inc. | Reduce -1.2% | 0.06% | −0.01 |
| JANT Allianzim US Eq BFFR10 JN-US | Reduce -9.1% | 0.05% | −0.01 |
| CRDT Simplify Opportunistic Inc. | Reduce -5.9% | 0.04% | −0.01 |
| LIN Linde PLC | Reduce -9.2% | 0.03% | −0.01 |
| ZROZ PIMCO 25+ YR Zero CPN US Tif | Reduce -5.9% | 0.04% | −0.01 |
| MCK McKesson Corp. | Reduce -2.5% | 0.07% | −0.00 |
| IVV iShares Core S&P 500 ETF | Reduce -3.3% | 0.08% | −0.00 |
| IYY iShares Dow Jones U.S. ETF | Reduce -1.3% | 0.03% | −0.00 |
| HCA HCA Healthcare Inc. | Reduce -1.3% | 0.06% | +0.00 |
| GSSC Goldman Sachs Activebeta US | Reduce -0.4% | 0.89% | +0.00 |
| RJF Raymond James Financial Inc. | Reduce -0.9% | 0.05% | +0.00 |
Portfolio Buys Q2 2025 → Q3 2025
| AAPL Apple Inc. | Add +5.5% | 2.79% | +0.48 |
| ANET Arista Networks Inc. | Add +23.2% | 1.00% | +0.38 |
| MRVL Marvell Technology Inc. | New | 0.35% | +0.35 |
| DHR Danaher Corp. | Add +46.1% | 1.33% | +0.34 |
| SIXP Allian US Equ 6 Mon BU10-Usd | New | 0.30% | +0.30 |
| SEPW Alianzim US Eq BFR20 Sep-Usd | New | 0.27% | +0.27 |
| DVN Devon Energy Corp. | Add +13.7% | 1.83% | +0.25 |
| DECU Allianzim US BF15 Uncap Dec | New | 0.21% | +0.21 |
| ORLY O'reilly Automotive Inc. | New | 0.21% | +0.21 |
| MU Micron Technology Inc. | New | 0.19% | +0.19 |
| JULW Alianzim US Eq BFR20 Jul-Usd | Add +2.7% | 0.25% | +0.18 |
| LMT Lockheed Martin Corp. | Add +15.4% | 1.43% | +0.18 |
| DASH DoorDash Inc. Class A | New | 0.16% | +0.16 |
| ORCL Oracle Corp. | Add +1.4% | 0.93% | +0.16 |
| HPE Hewlett Packard Enterprise | New | 0.13% | +0.13 |
| RDDT Reddit Inc. Class A | New | 0.11% | +0.11 |
| GLW Corning Inc. | Add +3.1% | 0.33% | +0.11 |
| PANW Palo Alto Networks Inc. | Add +35.3% | 0.50% | +0.10 |
| TSM Taiwan Semiconductor-SP ADR | Add +1.5% | 0.57% | +0.07 |
| CAT Caterpillar Inc. | Add +5.9% | 0.39% | +0.06 |
| DECZ Trueshares Struc Out Dec ETF | New | 0.06% | +0.06 |
| KLAC KLA Corp. | Add +1.5% | 0.55% | +0.06 |
| GJUL FT Vest US Equity Moderate B | New | 0.06% | +0.06 |
| ONEZ Trueshr Seasonality La B ETF | Add +81.9% | 0.12% | +0.05 |
| URI United Rentals Inc. | Add +2.5% | 0.31% | +0.05 |
| SLB SLB Ltd. | Add +12.2% | 1.16% | +0.05 |
| JPM JPMorgan Chase & Co. | Add +4.4% | 1.03% | +0.05 |
| QBER Trueshares Quartly B HDG ETF | Add +41.5% | 0.19% | +0.04 |
| BX Blackstone Inc. | Add +5.6% | 0.41% | +0.04 |
| QQQM Invesco Nasdaq 100 ETF | Add +8.4% | 0.52% | +0.04 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +90.7% | 0.09% | +0.04 |
| PSX Phillips 66 | Add +15.8% | 0.23% | +0.04 |
| DD Dupont DE Nemours Inc. | Add +10.3% | 0.28% | +0.04 |
| GOOG Alphabet Inc. Class C | Add +41.5% | 0.08% | +0.04 |
| BILZ PIMCO Ultra SHRT Govt Active | Add +32.1% | 0.20% | +0.04 |
| PWR Quanta Services Inc. | Add +4.3% | 0.68% | +0.03 |
| ASML ASML Holding NV-NY Reg SHS | Add +5.5% | 0.23% | +0.03 |
| J Jacobs Solutions Inc. | Add +7.3% | 0.30% | +0.03 |
| TOL Toll Brothers Inc. | Add +7.4% | 0.20% | +0.03 |
| BLK BlackRock Inc. | Add +3.9% | 0.53% | +0.03 |
| LOW Lowe's Cos Inc. | Add +8.3% | 0.26% | +0.03 |
| FQAL Fidelity Quality Factor ETF | Add +2.6% | 2.00% | +0.03 |
| DKS Dick's Sporting Goods Inc. | Add +5.8% | 0.33% | +0.03 |
| JNJ Johnson & Johnson | Add +5.7% | 0.18% | +0.03 |
| DFAC Dimensional US Core Equity 2 | Add +3.0% | 1.30% | +0.03 |
| ABBV Abbvie Inc. | Add +3.0% | 0.16% | +0.03 |
| GPC Genuine Parts Co. | Add +9.1% | 0.20% | +0.02 |
| DELL Dell Technologies -C | Add +2.7% | 0.28% | +0.02 |
| DGX Quest Diagnostics Inc. | Add +17.2% | 0.19% | +0.02 |
| CSX CSX Corp. | Add +10.5% | 0.24% | +0.02 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 216 | $1.1B | SPAB, NVDA, GSEW, AMD, GOOGL |
| Q1 2026 | 219 | $966.7M | SPAB, NVDA, GSEW, VCIT, GOOGL |
| Q4 2025 | 216 | $961.8M | SPAB, NVDA, GOOGL, GSEW, VCIT |
| Q3 2025 | 199 | $916.2M | SPAB, NVDA, GSEW, VCIT, GOOGL |
| Q2 2025 | 201 | $844.3M | SPAB, NVDA, GSEW, VCIT, MSFT |
| Q1 2025 | 203 | $763.2M | SPAB, NVDA, FIXD, GSEW, AMZN |
| Q4 2024 | 204 | $774.4M | SPAB, NVDA, AMZN, FIXD, GSEW |
| Q3 2024 | 200 | $780.2M | SPAB, NVDA, FIXD, GSEW, AMZN |
| Q2 2024 | 688 | $729.5M | SPAB, NVDA, GSEW, SPIB, GOOGL |
| Q1 2024 | 215 | $675.6M | SPAB, NVDA, GSEW, SPIB, AMZN |