Harbour Investments, Inc.
In its 13F for Q1 2024 (holdings as of March 31, 2024, filed July 22, 2024), Harbour Investments, Inc. reported 3,210 stock positions worth $2.8 billion. Its top holding was Vanguard S&P 500 ETF (VOO) at 4.4% of the portfolio, followed by Invesco QQQ Trust Series 1 (QQQ, 4.3%) and PCR US SM CP CSH CWS ETF-Usd (CALF, 3.3%). Compared with Q4 2023, it opened 229 new positions, sold out of 146, added to 1,194 and reduced 774. The biggest buy was iShares 3-7 Year Treasury Bo (IEI, shares +5442%) and the biggest sale FT Vest US Equity Moderate B (GJUL, shares −83%).
- Most Recent 13F
- Q2 2026
- Location
- MADISON, WI
- CIK
- 0000810121
- Portfolio Value
- $2.8B (Q1 2024)
- SEC Filing
- 0000810121-24-000002 ↗ filed Jul 22, 2024
Holdings Value
Holdings 3,210 stocks · $2.8B
| VOO Vanguard S&P 500 ETF | 4.40% | 258,106 | $124.1M | Add +9.3% |
| QQQ Invesco QQQ Trust Series 1 | 4.27% | 271,689 | $120.6M | Add +8.4% |
| CALF PCR US SM CP CSH CWS ETF-Usd | 3.27% | 1,876,521 | $92.2M | Add +4.9% |
| UCON First Trust Smith Unconstrai | 2.35% | 2,692,904 | $66.2M | Add +12.5% |
| SCHD Schwab US DVD Equity ETF | 2.20% | 770,035 | $62.1M | Add +6.0% |
| FTCS First Trust Capital Strength | 1.89% | 622,651 | $53.3M | Add +3.7% |
| AAPL Apple Inc. | 1.80% | 296,199 | $50.8M | Add +8.2% |
| FVD First Trust Value Line DVD | 1.61% | 1,074,207 | $45.4M | Add +6.6% |
| SCHX Schwab US Large-Cap ETF | 1.49% | 676,076 | $42.0M | Add +0.8% |
| BND Vanguard Total Bond Market | 1.48% | 574,859 | $41.8M | Add +8.2% |
| IVV iShares Core S&P 500 ETF | 1.39% | 74,764 | $39.3M | Add +1.3% |
| FHLC Fidelity MSCI Health Care | 1.35% | 546,686 | $38.1M | Add +14.7% |
| PG The Procter & Gamble Co. | 1.17% | 203,420 | $33.0M | Add +11.2% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.11% | 60,051 | $31.4M | Add +3.4% |
| RDVY First Trust Rising Dividend | 1.09% | 550,169 | $30.9M | Add +4.8% |
| EMXC iShares MSCI Emr MRK Ex Chna | 1.00% | 492,135 | $28.3M | Add +23.1% |
| BUFR FT Vest Lad Buffervetf-Usd I | 0.97% | 983,922 | $27.5M | Add +28.0% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.93% | 425,669 | $26.2M | Add +2.3% |
| JPST JPMorgan Ultra-Short Income | 0.92% | 515,938 | $26.0M | Add +63.0% |
| MSFT Microsoft Corp. | 0.92% | 61,545 | $25.9M | Add +6.7% |
| FTSM First Trust Enh Short Mat FD | 0.90% | 423,741 | $25.3M | Reduce -1.7% |
| CGCP Cap Group Core Plus Income | 0.80% | 1,002,992 | $22.5M | Add +30.9% |
| AMZN Amazon.com Inc. | 0.76% | 119,440 | $21.5M | Add +7.3% |
| VTI VG Morningstar TS MKT ETF-US | 0.73% | 78,747 | $20.5M | Add +6.6% |
| VXF Vanguard Extended Market ETF | 0.70% | 112,142 | $19.7M | Add +12.3% |
| COWZ Pacer US Cash Cows 100 ETF | 0.65% | 315,892 | $18.4M | Reduce -1.5% |
| EDV Vanguard Extended Dur Treas | 0.64% | 236,494 | $18.1M | Add +11.5% |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | 0.63% | 149,764 | $17.9M | Reduce -3.3% |
| NVDA Nvidia Corp. | 0.61% | 19,046 | $17.2M | Add +12.5% |
| SCHB Schwab US Broad Market ETF | 0.58% | 266,585 | $16.3M | Add +1.9% |
| VGT Vanguard Info Tech ETF | 0.53% | 28,637 | $15.0M | Add +0.7% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.51% | 42,100 | $14.5M | Add +4.5% |
| SMH Vaneck Semiconductor ETF | 0.51% | 64,250 | $14.5M | Add +11.9% |
| FIXD First Trust Smith Opportunis | 0.50% | 324,391 | $14.1M | Add +45.0% |
| GLD SPDR Gold Shares | 0.49% | 67,092 | $13.8M | Add +34.4% |
| VEA Vanguard Ftse Developed ETF | 0.41% | 232,772 | $11.7M | Add +7.4% |
| SCHG Schwab US Large-Cap Growth | 0.41% | 125,281 | $11.6M | Add +12.6% |
| LMBS First Trust Low Duration Opp | 0.41% | 240,298 | $11.6M | Add +22.6% |
| IJR iShares Core S&P Small-Cap E | 0.41% | 103,556 | $11.4M | Reduce -3.1% |
| SDVY First Trust Smid Cap Rising | 0.40% | 320,650 | $11.2M | Add +69.1% |
| FDL First Trust Morn DVD Lead Inc. | 0.39% | 285,889 | $11.0M | Add +0.9% |
| VIG Vanguard Dividend Apprec ETF | 0.38% | 59,097 | $10.8M | Add +4.7% |
| QJUN FT Vest Nasdaq-100 Buffer Et | 0.37% | 414,574 | $10.6M | Reduce -4.8% |
| FBND Fidelity Total Bond ETF | 0.37% | 233,008 | $10.6M | Add +86.7% |
| LGOV First TR Long Duration O-ETF | 0.37% | 492,544 | $10.5M | Add +546.8% |
| IEI iShares 3-7 Year Treasury Bo | 0.37% | 89,118 | $10.3M | Add +5442.2% |
| TLT iShares 20+ Year Treasury BD | 0.37% | 109,003 | $10.3M | Add +344.3% |
| CGUS Cap Group Core Equity filed as CAPITAL GROUP CORE EQUITY ET | 0.36% | 323,855 | $10.1M | Add +5.6% |
| ESGU iShares ESG Aware MSCI USA | 0.35% | 87,083 | $10.0M | Reduce -15.5% |
| AGG iShares Core U.S. Aggregate | 0.35% | 101,947 | $10.0M | Add +7.1% |
| JPM JPMorgan Chase & Co. | 0.35% | 48,917 | $9.8M | Add +3.4% |
| FXU First Trust Utilities Alphad | 0.34% | 295,836 | $9.6M | Add +5.1% |
| VXUS Vanguard Total Intl Stock | 0.32% | 147,994 | $8.9M | Add +11.0% |
| CGGR Cap Group Growth Equity | 0.31% | 274,753 | $8.8M | Add +24.8% |
| SCHO Schwab Short-Term US Treas | 0.31% | 182,298 | $8.8M | Add +4.7% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.31% | 52,883 | $8.6M | Reduce -2.6% |
| FMAR FT Vest US Equity Buffer ETF | 0.30% | 215,943 | $8.5M | Add +16.3% |
| RWL Invesco S&P 500 Revenue ETF | 0.30% | 90,006 | $8.4M | Add +6.5% |
| VGSH Vanguard Short-Term Treasury | 0.29% | 141,609 | $8.2M | Add +13.1% |
| IVE iShares S&P 500 Value ETF | 0.28% | 43,005 | $8.0M | Add +44.8% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.28% | 18,835 | $7.9M | Reduce -6.0% |
| CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE | 0.28% | 240,542 | $7.8M | Add +30.9% |
| GOOGL Alphabet Inc. Class A | 0.27% | 51,344 | $7.7M | Add +5.9% |
| IJH iShares Core S&P Midcap ETF | 0.27% | 125,137 | $7.6M | Add +3.5% |
| FJUN FT Vest US Equity Buff ETF-J | 0.26% | 157,951 | $7.4M | Reduce -7.2% |
| VGK Vanguard Ftse Europe ETF | 0.26% | 110,070 | $7.4M | Add +5.3% |
| FSK FS KKR Capital Corp. | 0.26% | 384,356 | $7.3M | Add +2.6% |
| AIRR First Trust Rba American Ind | 0.26% | 108,316 | $7.3M | Add +15.7% |
| GDX Vaneck Gold Miners ETF | 0.25% | 223,420 | $7.1M | Add +11.0% |
| XMAR FT Vest US Equity Enhance & | 0.24% | 205,641 | $6.9M | Reduce -26.1% |
| SCHP Schwab U.S. Tips ETF | 0.24% | 131,132 | $6.8M | Reduce -14.1% |
| IVW iShares S&P 500 Growth ETF | 0.24% | 80,782 | $6.8M | Add +21.5% |
| MTUM iShares MSCI USA Momentum Fa | 0.24% | 36,381 | $6.8M | Reduce -2.9% |
| BUFZ FT Vest Laddered Moderate Bu | 0.24% | 305,952 | $6.8M | New |
| HD Home Depot Inc. | 0.23% | 17,256 | $6.6M | Add +4.4% |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.23% | 90,333 | $6.6M | Add +1.5% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.23% | 184,124 | $6.6M | Add +2.9% |
| QUAL iShares MSCI USA Quality Fac | 0.23% | 40,017 | $6.6M | Reduce -4.6% |
| DFEB FT Vest U.S. Equity Deep Buf | 0.23% | 168,132 | $6.6M | Add +48.3% |
| COST Costco Wholesale Corp. | 0.23% | 8,878 | $6.5M | Add +6.3% |
| FPE FT-Preferred Secur & Inc. ETF | 0.23% | 370,236 | $6.4M | Add +0.3% |
| GOOG Alphabet Inc. Class C | 0.23% | 41,814 | $6.4M | Add +4.0% |
| RSP Invesco S&P 500 Equal Weight | 0.23% | 37,554 | $6.4M | Add +11.7% |
| XLSR SS US Sector Rotation | 0.22% | 126,419 | $6.3M | Add +0.1% |
| XDEC FT Vest US Equity Enhance & | 0.22% | 175,425 | $6.2M | Add +121.0% |
| AMD Advanced Micro Devices | 0.22% | 33,923 | $6.1M | Add +25.3% |
| XOM Exxon Mobil Corp. | 0.22% | 52,564 | $6.1M | Add +3.2% |
| QYLD Global X Nasd 100 Cov Call | 0.21% | 337,854 | $6.1M | Add +3.8% |
| LLY Eli Lilly & Co. | 0.21% | 7,759 | $6.0M | Add +2.5% |
| RDVI FT Vest Rising Dividend Achi | 0.21% | 246,121 | $6.0M | Add +41.4% |
| BUFD FT VST Lad Deep Buf ETF-Usdi | 0.21% | 251,463 | $5.9M | Add +6.2% |
| SPTM SS SPDR P S&P 1500 Comp ETF | 0.21% | 91,678 | $5.9M | Add +40.3% |
| V Visa Inc. Class A | 0.21% | 20,786 | $5.8M | Add +7.1% |
| VWO Vanguard Ftse Emerging Marke | 0.20% | 137,024 | $5.7M | Add +12.4% |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.20% | 14,344 | $5.7M | Add +1.6% |
| JEPI JPMorgan Equity Premium Inco | 0.20% | 97,500 | $5.6M | Add +59.1% |
| XLE SS Energy Select Sector | 0.20% | 59,443 | $5.6M | Add +28.9% |
| SPEM State Street SP PTF Em ETF | 0.20% | 153,075 | $5.5M | Add +1.4% |
| FFEB FT Vest US Equity Buffer ETF | 0.19% | 121,429 | $5.5M | Reduce -2.6% |
| VYM Vanguard High DVD Yield ETF | 0.19% | 44,978 | $5.4M | Add +5.7% |
Other holdings (1): bonds, preferreds, convertibles and warrants · $25K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| PROSPECT CAPITAL CORP (PSEC 6.375 03/01/25) | NOTE 6.375% 3/0 · principal | 25,000 | $25K | No change |
Lines left out (1) · $12 — a value with no share or principal amount
| Security | Class | Shares | Value |
|---|---|---|---|
| ANDE The Andersons Inc. | COM | 0 | $12 |
Filed with a value but no share or principal amount (a cash line, a holding rounded to 0 shares), so they are kept out of the holdings, totals and percentages.
Total filed on the 13F, all lines: $2.8B.
Portfolio Sells Q4 2023 → Q1 2024
| GJUL FT Vest US Equity Moderate B | Reduce -83.4% | 0.06% | −0.34 |
| FTSM First Trust Enh Short Mat FD | Reduce -1.7% | 0.90% | −0.17 |
| XMAR FT Vest US Equity Enhance & | Reduce -26.1% | 0.24% | −0.13 |
| ETF MANAGERS TR | Sold out | 0.00% | −0.13 |
| OCTJ Inn Prem Income 30 Barr Oct | Reduce -75.7% | 0.03% | −0.10 |
| XJUN FT Vest U.S. Equity Enhance | Reduce -31.4% | 0.15% | −0.10 |
| ESGU iShares ESG Aware MSCI USA | Reduce -15.5% | 0.35% | −0.09 |
| SCHP Schwab U.S. Tips ETF | Reduce -14.1% | 0.24% | −0.09 |
| IJR iShares Core S&P Small-Cap E | Reduce -3.1% | 0.41% | −0.07 |
| FTSL First Trust Senior Loan ETF | Reduce -36.1% | 0.08% | −0.07 |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | Reduce -3.3% | 0.63% | −0.07 |
| TFLO iShares Treasury Floating Ra | Reduce -70.8% | 0.02% | −0.07 |
| AUGW Alianzim US Eq BFR20 Aug-Usd | Reduce -33.2% | 0.09% | −0.06 |
| GCOW Pacer Global Cash Cows Divid | Reduce -61.6% | 0.03% | −0.06 |
| USFR Wisdomtree Floating Rate Tre | Reduce -38.7% | 0.07% | −0.06 |
| QJUN FT Vest Nasdaq-100 Buffer Et | Reduce -4.8% | 0.37% | −0.06 |
| EFV iShares MSCI Eafe Value ETF | Reduce -30.8% | 0.09% | −0.06 |
| FJUL FT Vest US Equity Buffer ETF | Reduce -44.1% | 0.06% | −0.06 |
| BA The Boeing Co. | Reduce -18.3% | 0.06% | −0.05 |
| KMB Kimberly-Clark Corp. | Reduce -34.0% | 0.08% | −0.05 |
| DAUG FT Vest U.S. Equity Deep Buf | Reduce -53.1% | 0.04% | −0.05 |
| FJUN FT Vest US Equity Buff ETF-J | Reduce -7.2% | 0.26% | −0.05 |
| SCHZ Schwab US Aggregate Bond ETF | Reduce -9.5% | 0.14% | −0.04 |
| OEF iShares S&P 100 ETF | Reduce -84.2% | 0.01% | −0.04 |
| IEMG iShares Core MSCI Emerging | Reduce -40.3% | 0.05% | −0.04 |
| SPSM SS SPDR P S&P 600 Small Cap | Reduce -13.2% | 0.13% | −0.04 |
| COWZ Pacer US Cash Cows 100 ETF | Reduce -1.5% | 0.65% | −0.04 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -27.6% | 0.08% | −0.04 |
| FTGC First Trust Global Tactical | Reduce -17.6% | 0.11% | −0.04 |
| TFI SS SPDR N Ice Muni Bond ETF | Reduce -33.5% | 0.04% | −0.03 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -2.6% | 0.31% | −0.03 |
| SEPT All US Equ BUF10 Sep ETF-Usd | Reduce -83.4% | 0.01% | −0.03 |
| HON Honeywell International Inc. | Reduce -13.4% | 0.08% | −0.03 |
| FFEB FT Vest US Equity Buffer ETF | Reduce -2.6% | 0.19% | −0.03 |
| FTQI First Trust Nasdaq Buywrite | Reduce -2.1% | 0.16% | −0.02 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -4.9% | 0.10% | −0.02 |
| KO The Coca-Cola Co. | Reduce -13.0% | 0.08% | −0.02 |
| SCHI Schwab 5-10 Year Corporate B | Reduce -44.4% | 0.02% | −0.02 |
| X United States Steel Corp. | Reduce -56.0% | 0.01% | −0.02 |
| UOCT Innovator U.S. Equity Ultra | Reduce -53.1% | 0.02% | −0.02 |
| FCTR First Trust Lunt US Factor | Reduce -67.1% | 0.01% | −0.02 |
| QUAL iShares MSCI USA Quality Fac | Reduce -4.6% | 0.23% | −0.02 |
| GAUG FT Vest US Equity Moderate B | Reduce -97.1% | 0.00% | −0.02 |
| DOCT FT Vest U.S. Equity Deep Buf | Reduce -2.4% | 0.14% | −0.02 |
| MBB iShares MBS ETF | Reduce -2.6% | 0.10% | −0.02 |
| GOVT iShares US Treasury Bond ETF | Reduce -14.5% | 0.06% | −0.02 |
| WEC WEC Energy Group Inc. | Reduce -5.3% | 0.08% | −0.02 |
| TIP iShares Tips Bond ETF | Reduce -10.5% | 0.07% | −0.02 |
| EXAS Exact Sciences Corp. | Reduce -4.2% | 0.07% | −0.02 |
| LIT Global X Lithium & Battery T | Reduce -47.6% | 0.01% | −0.02 |
Portfolio Buys Q4 2023 → Q1 2024
| IEI iShares 3-7 Year Treasury Bo | Add +5442.2% | 0.37% | +0.36 |
| LGOV First TR Long Duration O-ETF | Add +546.8% | 0.37% | +0.30 |
| TLT iShares 20+ Year Treasury BD | Add +344.3% | 0.37% | +0.27 |
| JPST JPMorgan Ultra-Short Income | Add +63.0% | 0.92% | +0.26 |
| NVDA Nvidia Corp. | Add +12.5% | 0.61% | +0.26 |
| BUFZ FT Vest Laddered Moderate Bu | New | 0.24% | +0.24 |
| SDVY First Trust Smid Cap Rising | Add +69.1% | 0.40% | +0.14 |
| FBND Fidelity Total Bond ETF | Add +86.7% | 0.37% | +0.14 |
| BUFR FT Vest Lad Buffervetf-Usd I | Add +28.0% | 0.97% | +0.13 |
| VOO Vanguard S&P 500 ETF | Add +9.3% | 4.40% | +0.13 |
| DYNF Ishrs US E F R A ETF-Usd Inc. | New | 0.13% | +0.13 |
| FTGS First Trust Grwth Strgth ETF | Add +1248.0% | 0.13% | +0.12 |
| MA Mastercard Inc. Class A | Add +245.4% | 0.16% | +0.11 |
| ETHO Amplify Etho Climate Leaders | New | 0.11% | +0.11 |
| MARW Alianzim US Eq BFR20 Mar-Usd | Add +8805.1% | 0.11% | +0.11 |
| XDEC FT Vest US Equity Enhance & | Add +121.0% | 0.22% | +0.11 |
| SMH Vaneck Semiconductor ETF | Add +11.9% | 0.51% | +0.10 |
| GLD SPDR Gold Shares | Add +34.4% | 0.49% | +0.09 |
| MGOV FT Intermed Govt Oppt ETF | Add +293.9% | 0.13% | +0.09 |
| FIXD First Trust Smith Opportunis | Add +45.0% | 0.50% | +0.09 |
| EMXC iShares MSCI Emr MRK Ex Chna | Add +23.1% | 1.00% | +0.09 |
| CGCP Cap Group Core Plus Income | Add +30.9% | 0.80% | +0.08 |
| FEBT Allianzim US Eq BFFR10 FB-US | Add +2355.5% | 0.08% | +0.08 |
| FHLC Fidelity MSCI Health Care | Add +14.7% | 1.35% | +0.07 |
| ARB Altshares Merger Arbitrage | New | 0.07% | +0.07 |
| IVE iShares S&P 500 Value ETF | Add +44.8% | 0.28% | +0.07 |
| FTCB FT Core Investment Grade ETF | New | 0.07% | +0.07 |
| IGEB iShares Investment Grade SYS | New | 0.07% | +0.07 |
| AMZN Amazon.com Inc. | Add +7.3% | 0.76% | +0.06 |
| DJAN FT Vest U.S. Equity Deep Buf | Add +122.0% | 0.13% | +0.06 |
| JEPI JPMorgan Equity Premium Inco | Add +59.1% | 0.20% | +0.06 |
| PG The Procter & Gamble Co. | Add +11.2% | 1.17% | +0.06 |
| JANJ Innov Prem Inc. 30 Barr - Jan | New | 0.06% | +0.06 |
| DFEB FT Vest U.S. Equity Deep Buf | Add +48.3% | 0.23% | +0.06 |
| DFUS Dimensional US Eq MKT ETF | Add +2336.8% | 0.06% | +0.06 |
| META Meta Platforms Inc. Class A | Add +22.1% | 0.18% | +0.05 |
| CGGR Cap Group Growth Equity | Add +24.8% | 0.31% | +0.05 |
| GS Goldman Sachs Group Inc. | Add +210.5% | 0.08% | +0.05 |
| AMD Advanced Micro Devices | Add +25.3% | 0.22% | +0.05 |
| CGDG Cap Group Dividend Growers | Add +462.4% | 0.06% | +0.05 |
| FEBW Alianzim US Eq BFR20 Feb-Usd | Add +923.2% | 0.06% | +0.05 |
| SPTM SS SPDR P S&P 1500 Comp ETF | Add +40.3% | 0.21% | +0.05 |
| CGDV Cap Group Dividend Value | Add +30.9% | 0.28% | +0.05 |
| CGBL Cap Group Core Balanced | Add +199.6% | 0.08% | +0.05 |
| DXCM Dexcom Inc. | Add +497.6% | 0.06% | +0.05 |
| CIBR First Trust Nasdaq Cybersecu | Add +180.6% | 0.08% | +0.05 |
| RDVI FT Vest Rising Dividend Achi | Add +41.4% | 0.21% | +0.05 |
| PAVE Global X US Infrastructure | Add +44.2% | 0.15% | +0.04 |
| WM Waste Management Inc. | Add +148.8% | 0.07% | +0.04 |
| FLDR Fidelity Low Durat Fact ETF | New | 0.04% | +0.04 |
Notes & Other Activity Q4 2023 → Q1 2024
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 4,749 | $7.4B | VOO, QQQ, SDVY, AAPL, AVEM |
| Q1 2026 | 4,650 | $6.5B | VOO, QQQ, SDVY, AAPL, UCON |
| Q4 2025 | 3,857 | $4.9B | VOO, QQQ, SDVY, UCON, BUFR |
| Q3 2025 | 3,741 | $4.4B | VOO, QQQ, SDVY, BUFR, IJH |
| Q2 2025 | 3,602 | $3.9B | VOO, QQQ, SDVY, BUFR, IJH |
| Q1 2025 | 3,551 | $3.5B | VOO, QQQ, UCON, CALF, BUFR |
| Q4 2024 | 3,482 | $3.5B | VOO, QQQ, UCON, CALF, AAPL |
| Q3 2024 | 3,387 | $3.3B | VOO, QQQ, CALF, UCON, SCHD |
| Q2 2024 | 3,286 | $3.0B | QQQ, VOO, CALF, UCON, SCHD |
| Q1 2024 | 3,210 | $2.8B | VOO, QQQ, CALF, UCON, SCHD |