Koss-Olinger Consulting, LLC
In its 13F for Q2 2026 (holdings as of June 30, 2026, filed August 10, 2026), Koss-Olinger Consulting, LLC reported 172 stock positions worth $1.3 billion. Its top holding was Schwab US Large-Cap ETF (SCHX) at 29.0% of the portfolio, followed by iShares MSCI Acwi Ex US ETF (ACWX, 12.9%) and PIMCO Active Bond Exchange-T (BOND, 9.6%). Compared with Q1 2026, it opened 9 new positions, sold out of 91, added to 54 and reduced 101. The biggest buy was Schwab US Large-Cap ETF (SCHX, shares +22%) and the biggest sale State Street SP PTF Em ETF (SPEM, shares −99%).
- Most Recent 13F
- Q2 2026
- Location
- GAINESVILLE, FL
- CIK
- 0001861163
- Portfolio Value
- $1.3B (Q2 2026)
- SEC Filing
- 0001861163-26-000011 ↗ filed Aug 10, 2026
Holdings Value
Holdings 172 stocks · $1.3B
| SCHX Schwab US Large-Cap ETF | 29.03% | 12,808,366 | $377.0M | Add +22.1% |
| ACWX iShares MSCI Acwi Ex US ETF | 12.94% | 2,207,262 | $168.0M | Add +84.8% |
| BOND PIMCO Active Bond Exchange-T | 9.57% | 1,347,216 | $124.2M | Add +6.4% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 8.19% | 1,574,014 | $106.3M | Add +48.0% |
| AGG iShares Core U.S. Aggregate | 6.86% | 899,732 | $89.1M | Add +8.5% |
| JPSE JPM Diversified RT Small Cap filed as J P MORGAN EXCHANGE TRADED F | 4.98% | 1,075,753 | $64.7M | Add +4.6% |
| EEM iShares MSCI Emerging Market | 3.92% | 743,148 | $50.8M | Add +1130.3% |
| USHY iShares Broad Usd High Yield | 3.38% | 1,183,714 | $43.8M | Reduce -5.8% |
| BKLN Invesco Senior Loan ETF | 2.57% | 1,639,480 | $33.4M | Add +100.5% |
| EFIV SS SPDR S&P 500 ESG ETF | 2.29% | 407,529 | $29.7M | Reduce -1.2% |
| BLV Vanguard Long-Term Bond ETF | 1.99% | 375,234 | $25.9M | Reduce -3.2% |
| NVDA Nvidia Corp. | 0.62% | 40,276 | $8.1M | Reduce -12.7% |
| IWB iShares Russell 1000 ETF | 0.62% | 19,581 | $8.0M | Reduce -49.3% |
| IVE iShares S&P 500 Value ETF | 0.57% | 32,425 | $7.4M | Reduce -65.0% |
| XJH Ishare ESG SS S&P Midcap ETF | 0.56% | 140,062 | $7.3M | Add +3.1% |
| IVV iShares Core S&P 500 ETF | 0.55% | 9,525 | $7.1M | Reduce -16.3% |
| GVI iShares Intermediate Governm | 0.53% | 65,021 | $6.9M | Reduce -57.0% |
| NUBD Nuveen ESG US Aggregate Bond | 0.52% | 302,281 | $6.7M | Add +7.0% |
| VWO Vanguard Ftse Emerging Marke | 0.46% | 101,129 | $6.0M | Reduce -68.3% |
| VSGX Vanguard ESG Intl Stock ETF | 0.37% | 58,316 | $4.8M | Add +0.8% |
| ISTB iShares Core 1-5 Year Usd Bo | 0.33% | 87,575 | $4.2M | Reduce -71.5% |
| BSV Vanguard Short-Term Bond ETF | 0.30% | 50,190 | $3.9M | Add +12.7% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.30% | 5,165 | $3.9M | Add +20.1% |
| STIP iShares 0-5 Year Tips Bond E | 0.26% | 33,399 | $3.4M | Add +0.1% |
| ESGE iShares Inc. iShares ESG Awar | 0.26% | 61,944 | $3.4M | Add +0.9% |
| XLK SS Technology Select Sector | 0.26% | 17,688 | $3.4M | Reduce -9.4% |
| AAPL Apple Inc. | 0.25% | 11,054 | $3.2M | Reduce -2.0% |
| SPYV SS SPDR P S&P 500 Value ETF | 0.24% | 51,812 | $3.1M | Reduce -56.1% |
| VTIP Vanguard Short-Term Tips | 0.22% | 56,031 | $2.8M | Add +6.7% |
| GE General Electric filed as GE AEROSPACE | 0.21% | 7,238 | $2.7M | Add +0.9% |
| ICF iShares Select U.S. REIT ETF | 0.20% | 38,831 | $2.6M | Reduce -64.8% |
| SCHH Schwab US REIT ETF | 0.19% | 106,854 | $2.5M | Add +0.7% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.19% | 4,831 | $2.4M | Reduce -69.4% |
| GOOG Alphabet Inc. Class C | 0.17% | 6,205 | $2.2M | Reduce -60.3% |
| VGSR Vert GLB Sust Re ETF filed as MANAGER DIRECTED PORTFOLIOS | 0.17% | 191,759 | $2.2M | Reduce -26.1% |
| GEV GE Vernova Inc. | 0.16% | 1,798 | $2.1M | Add +0.7% |
| CATH Global X S&P 500 Ca Val ETF | 0.15% | 22,041 | $2.0M | No change |
| CGW Invesco S&P Global Water Ind | 0.14% | 28,393 | $1.9M | Reduce -27.8% |
| AMZN Amazon.com Inc. | 0.13% | 7,084 | $1.7M | Reduce -57.8% |
| SPTM SS SPDR P S&P 1500 Comp ETF | 0.12% | 17,860 | $1.6M | Add +2.5% |
| MDYG SS SPDR S&P 400 MC GR ETF | 0.12% | 14,211 | $1.6M | Reduce -54.0% |
| IVW iShares S&P 500 Growth ETF | 0.11% | 10,274 | $1.4M | Reduce -86.7% |
| SPSB SS SPDR P St C Corp. ETF | 0.11% | 46,753 | $1.4M | Add +23.6% |
| LHX L3HARRIS Technologies Inc. | 0.10% | 4,605 | $1.3M | No change |
| IWR iShares Russell Mid-Cap ETF | 0.10% | 11,950 | $1.3M | Reduce -89.5% |
| QQQ Invesco QQQ Trust Series 1 | 0.10% | 1,713 | $1.3M | Reduce -3.2% |
| GOOGL Alphabet Inc. Class A | 0.09% | 3,447 | $1.2M | Reduce -5.9% |
| MDYV SS SPDR S&P 400 MC Val ETF | 0.09% | 12,812 | $1.2M | Reduce -59.5% |
| RSP Invesco S&P 500 Equal Weight | 0.09% | 5,593 | $1.2M | Reduce -64.3% |
| VEA Vanguard Ftse Developed ETF | 0.09% | 16,052 | $1.1M | Add +0.9% |
| MSFT Microsoft Corp. | 0.08% | 2,920 | $1.1M | Reduce -66.4% |
| IXN iShares Global Tech ETF | 0.08% | 7,462 | $1.1M | Reduce -33.2% |
| META Meta Platforms Inc. Class A | 0.08% | 1,881 | $1.1M | Reduce -37.4% |
| SCHF Schwab Intl Equity ETF | 0.08% | 36,418 | $1.0M | Reduce -46.8% |
| VTI VG Morningstar TS MKT ETF-US | 0.08% | 2,692 | $996K | Add +0.1% |
| IEFA iShares Core MSCI Eafe ETF | 0.08% | 10,220 | $987K | Reduce -20.1% |
| MO Altria Group Inc. | 0.08% | 13,695 | $985K | Reduce -5.8% |
| PYPL PayPal Holdings Inc. | 0.08% | 22,621 | $977K | Reduce -42.4% |
| BSCQ Invesco Bulletshares 2026 CB | 0.07% | 49,101 | $959K | Add +0.8% |
| ISMD Inspire Small/Mid Cap ETF | 0.07% | 18,988 | $949K | No change |
| CAT Caterpillar Inc. | 0.07% | 870 | $926K | Reduce -20.0% |
| VGIT Vanguard Intermediate-Term T | 0.07% | 15,680 | $925K | Add +1.1% |
| BSCR Invesco Bulletshares 2027 CB | 0.07% | 46,715 | $916K | Add +0.7% |
| DVA Davita Inc. | 0.07% | 4,049 | $901K | Reduce -3.5% |
| TSLA Tesla Inc. | 0.07% | 2,119 | $890K | Reduce -61.7% |
| EFG iShares MSCI Eafe Growth ETF | 0.07% | 7,123 | $886K | Reduce -89.7% |
| EFV iShares MSCI Eafe Value ETF | 0.07% | 11,501 | $880K | Reduce -84.9% |
| BSCS Invesco Bulletshares 2028 CB | 0.06% | 40,173 | $818K | Add +1.1% |
| PG The Procter & Gamble Co. | 0.06% | 5,568 | $816K | Reduce -1.9% |
| IJH iShares Core S&P Midcap ETF | 0.06% | 10,048 | $775K | Reduce -1.6% |
| TGT Target Corp. | 0.06% | 5,706 | $745K | Add +0.1% |
| IBTG iShares Ibonds Dec 2026 Term | 0.05% | 29,894 | $684K | Add +0.6% |
| HYLB Xtrackers Usd High Yield Cor | 0.05% | 18,698 | $683K | Add +10.3% |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.05% | 5,609 | $667K | Reduce -0.7% |
| IBTH iShares Ibonds Dec 2027 Term | 0.05% | 28,802 | $644K | Add +0.6% |
| IBTI iShares Ibonds Dec 2028 Term | 0.05% | 29,001 | $642K | Add +0.6% |
| SLYG SS SPDR S&P 600 SC GR ETF | 0.05% | 5,278 | $629K | Reduce -61.6% |
| XCEM Columbia Em Core Ex-China | 0.05% | 11,440 | $605K | Reduce -19.7% |
| VZ Verizon Communications Inc. | 0.05% | 14,125 | $598K | Reduce -13.7% |
| QVMT Invesco S&P 500 Concentrated | 0.04% | 8,331 | $582K | Reduce -58.6% |
| AVGO Broadcom Inc. | 0.04% | 1,535 | $580K | Reduce -70.1% |
| USIG iShares Broad Usd Investment | 0.04% | 11,156 | $572K | Add +1.0% |
| WWJD Inspire International ETF | 0.04% | 14,446 | $551K | No change |
| VOO Vanguard S&P 500 ETF | 0.04% | 797 | $547K | Reduce -5.6% |
| JBL Jabil Inc. | 0.04% | 1,416 | $546K | No change |
| VPL Vanguard Ftse Pacific ETF | 0.04% | 4,702 | $544K | Reduce -22.8% |
| SFM Sprouts Farmers Market Inc. | 0.04% | 6,200 | $524K | Reduce -19.5% |
| BSJQ Invesco Bulletshares 2026 HY | 0.04% | 22,620 | $519K | Add +1.2% |
| BSJR Invesco Bulletshares 2027 HY | 0.04% | 23,114 | $516K | Add +1.1% |
| EFA iShares MSCI Eafe ETF | 0.04% | 4,763 | $495K | Reduce -40.4% |
| BSJS Invesco Bulletshares 2028 HY | 0.04% | 22,091 | $480K | Add +1.5% |
| SDY SS SPDR S&P Dividend ETF | 0.04% | 3,131 | $476K | Reduce -53.2% |
| MDY State Street SPDR S&P Midcap | 0.04% | 674 | $474K | Reduce -54.2% |
| CSCO Cisco Systems Inc. | 0.04% | 4,000 | $470K | Add +2.4% |
| AXGN Axogen Inc. | 0.04% | 10,116 | $467K | Reduce -2.4% |
| MMM 3M Co. | 0.04% | 2,846 | $461K | Add +0.1% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.03% | 1,610 | $453K | Reduce -11.6% |
| VGSH Vanguard Short-Term Treasury | 0.03% | 7,434 | $433K | Add +1.1% |
| RSPT Invesco S&P 500 Equal Weight | 0.03% | 6,641 | $428K | Add +0.1% |
| BNDX Vanguard Total Intl Bond ETF | 0.03% | 8,748 | $424K | Add +1.1% |
Portfolio Sells Q1 2026 → Q2 2026
| SPEM State Street SP PTF Em ETF | Reduce -98.9% | 0.03% | −2.92 |
| IVE iShares S&P 500 Value ETF | Reduce -65.0% | 0.57% | −1.07 |
| VWO Vanguard Ftse Emerging Marke | Reduce -68.3% | 0.46% | −0.98 |
| ISTB iShares Core 1-5 Year Usd Bo | Reduce -71.5% | 0.33% | −0.92 |
| IWR iShares Russell Mid-Cap ETF | Reduce -89.5% | 0.10% | −0.83 |
| GVI iShares Intermediate Governm | Reduce -57.0% | 0.53% | −0.82 |
| IVW iShares S&P 500 Growth ETF | Reduce -86.7% | 0.11% | −0.62 |
| EFG iShares MSCI Eafe Growth ETF | Reduce -89.7% | 0.07% | −0.58 |
| MOAT Vaneck Morningstar Wide Moat | Sold out | 0.00% | −0.56 |
| IWB iShares Russell 1000 ETF | Reduce -49.3% | 0.62% | −0.54 |
| USHY iShares Broad Usd High Yield | Reduce -5.8% | 3.38% | −0.51 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -69.4% | 0.19% | −0.45 |
| EFV iShares MSCI Eafe Value ETF | Reduce -84.9% | 0.07% | −0.41 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -95.3% | 0.02% | −0.37 |
| ICF iShares Select U.S. REIT ETF | Reduce -64.8% | 0.20% | −0.37 |
| SPYV SS SPDR P S&P 500 Value ETF | Reduce -56.1% | 0.24% | −0.32 |
| BLV Vanguard Long-Term Bond ETF | Reduce -3.2% | 1.99% | −0.24 |
| HII Huntington Ingalls Industrie | Sold out | 0.00% | −0.21 |
| GSK GSK PLC-Spon ADR | Reduce -91.0% | 0.02% | −0.21 |
| GOOG Alphabet Inc. Class C | Reduce -60.3% | 0.17% | −0.21 |
| MSFT Microsoft Corp. | Reduce -66.4% | 0.08% | −0.19 |
| DVN Devon Energy Corp. | Sold out | 0.00% | −0.17 |
| INCY Incyte Corp. | Sold out | 0.00% | −0.17 |
| CTVA Corteva Inc. | Sold out | 0.00% | −0.17 |
| ALB Albemarle Corp. | Sold out | 0.00% | −0.17 |
| BUD Anheuser-Busch Inbev-SPN ADR | Sold out | 0.00% | −0.17 |
| AMZN Amazon.com Inc. | Reduce -57.8% | 0.13% | −0.16 |
| RSP Invesco S&P 500 Equal Weight | Reduce -64.3% | 0.09% | −0.16 |
| RTO Rentokil Initial PLC-SP ADR | Sold out | 0.00% | −0.15 |
| ST Sensata Technologies Holdplc | Sold out | 0.00% | −0.15 |
| PII Polaris Inc. | Sold out | 0.00% | −0.14 |
| MDYV SS SPDR S&P 400 MC Val ETF | Reduce -59.5% | 0.09% | −0.13 |
| MDYG SS SPDR S&P 400 MC GR ETF | Reduce -54.0% | 0.12% | −0.13 |
| PLTR Palantir Technologies Inc. Class A | Sold out | 0.00% | −0.12 |
| DIS The Walt Disney Co. | Reduce -85.4% | 0.02% | −0.12 |
| APA Apa Corp. | Sold out | 0.00% | −0.12 |
| VFC VF Corp. | Sold out | 0.00% | −0.11 |
| EL Estee Lauder Companies Class A | Sold out | 0.00% | −0.11 |
| NXPI NXP Semiconductors NV | Sold out | 0.00% | −0.11 |
| TSLA Tesla Inc. | Reduce -61.7% | 0.07% | −0.10 |
| XSOE Wisdmtree Emerg MKT Ex-St Ow | Sold out | 0.00% | −0.10 |
| RPRX Royalty Pharma PLC Class A | Sold out | 0.00% | −0.10 |
| CTSH Cognizant Tech Solutions-A | Sold out | 0.00% | −0.10 |
| VEEV Veeva Systems Inc. Class A | Sold out | 0.00% | −0.10 |
| LYG Lloyds Banking Group PLC-ADR | Reduce -95.5% | 0.00% | −0.09 |
| CMP Compass Minerals Internation | Sold out | 0.00% | −0.09 |
| AVGO Broadcom Inc. | Reduce -70.1% | 0.04% | −0.09 |
| DG Dollar General Corp. | Sold out | 0.00% | −0.09 |
| NOC Northrop Grumman Corp. | Sold out | 0.00% | −0.09 |
| APH Amphenol Corp. Class A | Sold out | 0.00% | −0.08 |
Portfolio Buys Q1 2026 → Q2 2026
| SCHX Schwab US Large-Cap ETF | Add +22.1% | 29.03% | +6.49 |
| ACWX iShares MSCI Acwi Ex US ETF | Add +84.8% | 12.94% | +6.08 |
| EEM iShares MSCI Emerging Market | Add +1130.3% | 3.92% | +3.63 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Add +48.0% | 8.19% | +2.91 |
| BKLN Invesco Senior Loan ETF | Add +100.5% | 2.57% | +1.17 |
| JPSE JPM Diversified RT Small Cap | Add +4.6% | 4.98% | +0.47 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +20.1% | 0.30% | +0.06 |
| XJH Ishare ESG SS S&P Midcap ETF | Add +3.1% | 0.56% | +0.05 |
| GE General Electric | Add +0.9% | 0.21% | +0.04 |
| GEV GE Vernova Inc. | Add +0.7% | 0.16% | +0.03 |
| PANW Palo Alto Networks Inc. | New | 0.03% | +0.03 |
| EMXC iShares MSCI Emr MRK Ex Chna | New | 0.03% | +0.03 |
| ESGE iShares Inc. iShares ESG Awar | Add +0.9% | 0.26% | +0.03 |
| VSGX Vanguard ESG Intl Stock ETF | Add +0.8% | 0.37% | +0.02 |
| ARTY iShares Future AI & Tech ETF | New | 0.02% | +0.02 |
| OZK Bank Ozk | New | 0.02% | +0.02 |
| IYW iShares Ustechnology ETF | New | 0.02% | +0.02 |
| AMD Advanced Micro Devices | New | 0.02% | +0.02 |
| LLY Eli Lilly & Co. | New | 0.02% | +0.02 |
| IJJ iShares S&P Mid-Cap 400 Valu | New | 0.02% | +0.02 |
| SPSB SS SPDR P St C Corp. ETF | Add +23.6% | 0.11% | +0.01 |
| CSCO Cisco Systems Inc. | Add +2.4% | 0.04% | +0.01 |
| SPTM SS SPDR P S&P 1500 Comp ETF | Add +2.5% | 0.12% | +0.01 |
| BSV Vanguard Short-Term Bond ETF | Add +12.7% | 0.30% | +0.01 |
| RSPT Invesco S&P 500 Equal Weight | Add +0.1% | 0.03% | +0.01 |
| VGT Vanguard Info Tech ETF | Add +3.1% | 0.03% | +0.01 |
| MS Morgan Stanley | Add +0.5% | 0.03% | +0.00 |
| VTI VG Morningstar TS MKT ETF-US | Add +0.1% | 0.08% | +0.00 |
| SCHH Schwab US REIT ETF | Add +0.7% | 0.19% | +0.00 |
| FITB Fifth Third Bancorp | Add +0.8% | 0.03% | +0.00 |
| VEA Vanguard Ftse Developed ETF | Add +0.9% | 0.09% | +0.00 |
| GS Goldman Sachs Group Inc. | Add +0.3% | 0.03% | +0.00 |
| HYLB Xtrackers Usd High Yield Cor | Add +10.3% | 0.05% | +0.00 |
| MMM 3M Co. | Add +0.1% | 0.04% | +0.00 |
| GTBP GT Biopharma Inc. | New | 0.00% | +0.00 |
| HD Home Depot Inc. | Add +0.6% | 0.03% | −0.00 |
| MQY BlackRock Muniyield Quality | Add +0.6% | 0.01% | −0.00 |
| TGT Target Corp. | Add +0.1% | 0.06% | −0.00 |
| UBCP United Bancorp Inc. | Add +1.2% | 0.03% | −0.00 |
| BSCU Invesco Bulletshares 2030 CB | Add +1.1% | 0.01% | −0.00 |
| DUK Duke Energy Corp. | Add +0.7% | 0.02% | −0.00 |
| IBTJ iShares Ibonds Dec 2029 Term | Add +0.6% | 0.02% | −0.00 |
| BNDX Vanguard Total Intl Bond ETF | Add +1.1% | 0.03% | −0.00 |
| JPST JPMorgan Ultra-Short Income | Add +0.9% | 0.03% | −0.00 |
| BSJS Invesco Bulletshares 2028 HY | Add +1.5% | 0.04% | −0.00 |
| BSCT Invesco Bulletshares 2029 CB | Add +1.1% | 0.03% | −0.00 |
| VGSH Vanguard Short-Term Treasury | Add +1.1% | 0.03% | −0.00 |
| BSJR Invesco Bulletshares 2027 HY | Add +1.1% | 0.04% | −0.00 |
| MCD McDonald's Corp. | Add +6.9% | 0.02% | −0.00 |
| VTIP Vanguard Short-Term Tips | Add +6.7% | 0.22% | −0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 172 | $1.3B | SCHX, ACWX, BOND, SPMD, AGG |
| Q1 2026 | 254 | $1.2B | SCHX, BOND, AGG, ACWX, SPMD |
| Q4 2025 | 269 | $1.3B | SCHX, BOND, AGG, JPSE, USHY |
| Q3 2025 | 311 | $1.2B | SCHX, BOND, JPSE, SPMD, USHY |
| Q2 2025 | 314 | $1.2B | SCHX, BOND, JPSE, SPMD, USHY |
| Q1 2025 | 307 | $1.2B | SCHX, BOND, JPSE, USHY, BLV |
| Q4 2024 | 185 | $1.1B | SCHX, BOND, JPSE, USHY, BLV |
| Q3 2024 | 276 | $1.2B | SCHX, JPSE, BLV, USHY, SPMD |
| Q2 2024 | 267 | $1.1B | SCHX, IVE, JPSE, BLV, TSLA |
| Q1 2024 | 46 | $184.9M | MSFT, AIG, APH, AMZN, MA |