Koss-Olinger Consulting, LLC
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 11, 2025), Koss-Olinger Consulting, LLC reported 185 stock positions worth $1.1 billion. Its top holding was Schwab US Large-Cap ETF (SCHX) at 20.0% of the portfolio, followed by PIMCO Active Bond Exchange-T (BOND, 5.3%) and JPM Diversified RT Small Cap (JPSE, 5.1%). Compared with Q3 2024, it opened 26 new positions, sold out of 117, added to 76 and reduced 66. The biggest buy was PIMCO Active Bond Exchange-T (BOND, shares +159%) and the biggest sale Tesla (TSLA, shares −46%).
- Most Recent 13F
- Q2 2026
- Location
- GAINESVILLE, FL
- CIK
- 0001861163
- Portfolio Value
- $1.1B (Q4 2024)
- SEC Filing
- 0001861163-25-000003 ↗ filed Feb 11, 2025
Holdings Value
Holdings 185 stocks · $1.1B
| SCHX Schwab US Large-Cap ETF | 19.98% | 9,833,558 | $227.9M | Add +1.8% |
| BOND PIMCO Active Bond Exchange-T | 5.29% | 667,584 | $60.4M | Add +158.9% |
| JPSE JPM Diversified RT Small Cap filed as J P MORGAN EXCHANGE TRADED F | 5.08% | 1,237,906 | $57.9M | Add +2.1% |
| USHY iShares Broad Usd High Yield | 4.19% | 1,298,734 | $47.8M | Add +3.8% |
| BLV Vanguard Long-Term Bond ETF | 4.06% | 677,485 | $46.4M | Add +2.6% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 4.02% | 838,859 | $45.9M | Add +4.2% |
| IVE iShares S&P 500 Value ETF | 2.89% | 173,045 | $33.0M | Reduce -1.2% |
| SPEM State Street SP PTF Em ETF | 2.88% | 855,516 | $32.8M | Add +4.4% |
| TSLA Tesla Inc. | 2.85% | 80,593 | $32.5M | Reduce -45.6% |
| PTLC Pacer Trendpilot US Large Ca | 2.82% | 602,374 | $32.2M | Add +1.1% |
| AGG iShares Core U.S. Aggregate | 2.78% | 327,225 | $31.7M | Add +10.7% |
| VTEB Vanguard Tax-Exempt Bond ETF | 2.53% | 575,241 | $28.8M | Reduce -14.3% |
| SPYV SS SPDR P S&P 500 Value ETF | 2.50% | 558,916 | $28.6M | Add +7.1% |
| GVI iShares Intermediate Governm | 2.25% | 246,126 | $25.7M | Add +3.6% |
| HYEM Vaneck Emrg MKTS Hi YLD | 2.14% | 1,251,768 | $24.4M | Add +4.7% |
| ISTB iShares Core 1-5 Year Usd Bo | 2.04% | 486,104 | $23.2M | Add +3.6% |
| IWB iShares Russell 1000 ETF | 1.93% | 68,323 | $22.0M | Reduce -1.4% |
| EFIV SS SPDR S&P 500 ESG ETF | 1.77% | 357,455 | $20.2M | Add +0.7% |
| IWR iShares Russell Mid-Cap ETF | 1.52% | 195,962 | $17.3M | Reduce -0.5% |
| ICF iShares Select U.S. REIT ETF | 1.22% | 230,976 | $13.9M | Reduce -1.1% |
| IVW iShares S&P 500 Growth ETF | 1.08% | 121,134 | $12.3M | Add +0.5% |
| EFG iShares MSCI Eafe Growth ETF | 0.93% | 109,476 | $10.6M | Add +0.6% |
| VWO Vanguard Ftse Emerging Marke | 0.91% | 235,069 | $10.4M | Add +4.9% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.81% | 20,471 | $9.3M | Reduce -1.0% |
| NVDA Nvidia Corp. | 0.75% | 63,910 | $8.6M | Add +18.7% |
| NUBD Nuveen ESG US Aggregate Bond | 0.72% | 377,316 | $8.2M | Add +0.9% |
| IVV iShares Core S&P 500 ETF | 0.70% | 13,563 | $8.0M | Add +16.3% |
| EFV iShares MSCI Eafe Value ETF | 0.61% | 132,288 | $6.9M | Reduce -0.1% |
| AAPL Apple Inc. | 0.58% | 26,503 | $6.6M | Add +47.1% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.56% | 37,688 | $6.4M | Add +1.0% |
| AMZN Amazon.com Inc. | 0.55% | 28,857 | $6.3M | Add +41.1% |
| GOOG Alphabet Inc. Class C | 0.54% | 32,547 | $6.2M | Add +27.1% |
| XJH Ishare ESG SS S&P Midcap ETF | 0.54% | 147,162 | $6.2M | Add +0.8% |
| PYPL PayPal Holdings Inc. | 0.53% | 70,454 | $6.0M | Add +21.5% |
| MDYV SS SPDR S&P 400 MC Val ETF | 0.47% | 66,202 | $5.3M | Reduce -0.7% |
| MDYG SS SPDR S&P 400 MC GR ETF | 0.42% | 55,278 | $4.8M | Reduce -0.3% |
| MSFT Microsoft Corp. | 0.42% | 11,256 | $4.7M | Add +124.9% |
| ROKU Roku Inc. | 0.39% | 60,000 | $4.5M | Add +20.0% |
| AVGO Broadcom Inc. | 0.38% | 18,541 | $4.3M | Add +72.5% |
| RSP Invesco S&P 500 Equal Weight | 0.36% | 23,579 | $4.1M | Add +1.6% |
| PACB Pacific Biosciences of Calif | 0.32% | 2,000,000 | $3.7M | Add +150.0% |
| VGSR Vert GLB Sust Re ETF filed as MANAGER DIRECTED PORTFOLIOS | 0.31% | 349,811 | $3.5M | Reduce -0.2% |
| VSGX Vanguard ESG Intl Stock ETF | 0.31% | 62,350 | $3.5M | No change |
| GILD Gilead Sciences Inc. | 0.31% | 38,249 | $3.5M | Add +21.6% |
| XLK SS Technology Select Sector | 0.28% | 13,966 | $3.2M | Reduce -3.8% |
| NKE Nike Inc. Class B | 0.28% | 41,926 | $3.2M | Add +65.4% |
| CGW Invesco S&P Global Water Ind | 0.28% | 58,517 | $3.2M | Reduce -1.4% |
| VFC VF Corp. | 0.25% | 130,470 | $2.8M | Reduce -4.4% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.24% | 24,590 | $2.7M | Add +7.9% |
| EMHY iShares J.P. Morgan Em High | 0.23% | 69,662 | $2.6M | Reduce -1.3% |
| CATH Global X S&P 500 Ca Val ETF | 0.22% | 36,086 | $2.6M | Reduce -5.8% |
| ESGE iShares Inc. iShares ESG Awar | 0.22% | 75,225 | $2.5M | Reduce -0.3% |
| WFC Wells Fargo & Co. | 0.22% | 35,536 | $2.5M | Reduce -9.8% |
| CMCSA Comcast Corp. Class A | 0.22% | 65,556 | $2.5M | Add +2.6% |
| K Kellanova | 0.21% | 29,928 | $2.4M | Reduce -21.0% |
| VZ Verizon Communications Inc. | 0.21% | 58,962 | $2.4M | Reduce -17.1% |
| SLYG SS SPDR S&P 600 SC GR ETF | 0.21% | 25,905 | $2.3M | Reduce -1.1% |
| GSK GSK PLC-Spon ADR | 0.20% | 67,969 | $2.3M | Add +8.9% |
| RTX RTX Corp. | 0.20% | 19,722 | $2.3M | Reduce -18.6% |
| SCHH Schwab US REIT ETF | 0.20% | 105,749 | $2.2M | Add +0.0% |
| CPB The Campbell's Company | 0.19% | 52,411 | $2.2M | Add +0.7% |
| PFE Pfizer Inc. | 0.19% | 80,401 | $2.1M | Add +2.6% |
| TER Teradyne Inc. | 0.19% | 16,812 | $2.1M | Reduce -19.5% |
| ZBH Zimmer Biomet Holdings Inc. | 0.18% | 19,924 | $2.1M | Add +10.6% |
| USB US Bancorp | 0.18% | 43,662 | $2.1M | Reduce -21.0% |
| HAS Hasbro Inc. | 0.17% | 35,320 | $2.0M | Reduce -17.7% |
| SCHP Schwab U.S. Tips ETF | 0.17% | 73,885 | $1.9M | Reduce -6.5% |
| ICE Intercontinental Exchange Inc. | 0.17% | 12,787 | $1.9M | Reduce -9.7% |
| BUD Anheuser-Busch Inbev-SPN ADR | 0.17% | 37,602 | $1.9M | Add +2.4% |
| ST Sensata Technologies Holdplc | 0.15% | 64,332 | $1.8M | Add +4.0% |
| BWA Borgwarner Inc. | 0.15% | 53,998 | $1.7M | Reduce -17.2% |
| ALB Albemarle Corp. | 0.15% | 19,643 | $1.7M | Reduce -1.6% |
| SFST Southern First Bancshares | 0.15% | 42,397 | $1.7M | New |
| INCY Incyte Corp. | 0.15% | 24,283 | $1.7M | New |
| RVLV Revolve Group Inc. Class A | 0.15% | 49,818 | $1.7M | Reduce -18.8% |
| PII Polaris Inc. | 0.14% | 27,046 | $1.6M | Add +13.6% |
| QVMT Invesco S&P 500 Concentrated | 0.13% | 31,072 | $1.5M | Reduce -2.5% |
| PLTR Palantir Technologies Inc. Class A | 0.13% | 19,864 | $1.5M | Add +3.3% |
| XSOE Wisdmtree Emerg MKT Ex-St Ow | 0.13% | 49,203 | $1.5M | Add +0.8% |
| IXN iShares Global Tech ETF | 0.13% | 17,158 | $1.5M | Add +1.4% |
| MDT Medtronic PLC | 0.12% | 17,759 | $1.4M | Reduce -13.8% |
| IFF Intl Flavors & Fragrances filed as INTERNATIONAL FLAVORS&FRAGRA | 0.12% | 16,110 | $1.4M | Add +11.0% |
| MBUU Malibu Boats Inc. Class A | 0.12% | 36,196 | $1.4M | Reduce -23.1% |
| CRSP Crispr Therapeutics AG | 0.12% | 34,168 | $1.3M | Add +115.3% |
| SCHF Schwab Intl Equity ETF | 0.12% | 71,745 | $1.3M | Add +0.9% |
| CVS CVS Health Corp. | 0.11% | 28,719 | $1.3M | Reduce -17.7% |
| VTIP Vanguard Short-Term Tips | 0.11% | 25,975 | $1.3M | Reduce -2.9% |
| XYZ Block Inc. | 0.11% | 14,668 | $1.2M | New |
| SSNC Ss&c Technologies Holdings | 0.11% | 16,287 | $1.2M | New |
| AMCX AMC Global Media Inc. filed as AMC NETWORKS INC | 0.10% | 119,867 | $1.2M | Reduce -22.9% |
| MAC The Macerich Co. | 0.10% | 58,134 | $1.2M | Reduce -22.3% |
| ERIC Ericsson (lm) Tel-SP ADR filed as TELEFONAKTIEBOLAGET LM ERICS | 0.10% | 141,819 | $1.1M | Reduce -22.8% |
| LRCX Lam Research Corp. | 0.10% | 15,770 | $1.1M | New |
| BABA Alibaba Group Holding-SP ADR | 0.09% | 12,752 | $1.1M | New |
| BBW Build-A-Bear Workshop Inc. | 0.09% | 21,370 | $984K | Add +5.9% |
| TSN Tyson Foods Inc. Class A | 0.08% | 16,386 | $941K | Reduce -18.8% |
| BSCQ Invesco Bulletshares 2026 CB | 0.08% | 47,997 | $933K | Add +19.4% |
| BSCP Invesco Bulletshares 2025 CB | 0.08% | 45,136 | $932K | Add +6.0% |
| ISMD Inspire Small/Mid Cap ETF | 0.08% | 24,686 | $926K | Reduce -6.0% |
| KRC Kilroy Realty Corp. | 0.08% | 21,961 | $888K | Reduce -22.8% |
Portfolio Sells Q3 2024 → Q4 2024
| TSLA Tesla Inc. | Reduce -45.6% | 2.85% | −0.51 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -14.3% | 2.53% | −0.45 |
| VOO Vanguard S&P 500 ETF | Sold out | 0.00% | −0.32 |
| SPY SS SPDR S&P 500 ETF Trust-US | Sold out | 0.00% | −0.24 |
| QQQ Invesco QQQ Trust Series 1 | Sold out | 0.00% | −0.22 |
| ABG Asbury Automotive Group | Sold out | 0.00% | −0.21 |
| MKTX Marketaxess Holdings Inc. | Sold out | 0.00% | −0.20 |
| META Meta Platforms Inc. Class A | Sold out | 0.00% | −0.19 |
| VTI VG Morningstar TS MKT ETF-US | Sold out | 0.00% | −0.15 |
| NFLX Netflix Inc. | Sold out | 0.00% | −0.12 |
| GE General Electric | Sold out | 0.00% | −0.12 |
| ICF iShares Select U.S. REIT ETF | Reduce -1.1% | 1.22% | −0.12 |
| SDY SS SPDR S&P Dividend ETF | Sold out | 0.00% | −0.11 |
| IVE iShares S&P 500 Value ETF | Reduce -1.2% | 2.89% | −0.10 |
| PG The Procter & Gamble Co. | Sold out | 0.00% | −0.10 |
| MMM 3M Co. | Sold out | 0.00% | −0.10 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Sold out | 0.00% | −0.10 |
| LAD Lithia Motors Inc. | Sold out | 0.00% | −0.10 |
| HAS Hasbro Inc. | Reduce -17.7% | 0.17% | −0.10 |
| IWS iShares Russell Mid-Cap Valu | Sold out | 0.00% | −0.10 |
| LHX L3HARRIS Technologies Inc. | Sold out | 0.00% | −0.10 |
| DIA SS SPDR Dow Jones Indus Avg | Sold out | 0.00% | −0.09 |
| BSCO Invesco Bulletshares 2024 CB | Sold out | 0.00% | −0.09 |
| USLM United States Lime & Mineral | Sold out | 0.00% | −0.08 |
| CVS CVS Health Corp. | Reduce -17.7% | 0.11% | −0.08 |
| JNJ Johnson & Johnson | Sold out | 0.00% | −0.08 |
| VZ Verizon Communications Inc. | Reduce -17.1% | 0.21% | −0.07 |
| GOOGL Alphabet Inc. Class A | Sold out | 0.00% | −0.07 |
| COIN Coinbase Global Inc. Class A | Sold out | 0.00% | −0.07 |
| JPM JPMorgan Chase & Co. | Sold out | 0.00% | −0.06 |
| IIPR Innovative Industrial Proper | Sold out | 0.00% | −0.06 |
| XOM Exxon Mobil Corp. | Sold out | 0.00% | −0.06 |
| DVA Davita Inc. | Sold out | 0.00% | −0.06 |
| HOV Hovnanian Enterprises-A | Sold out | 0.00% | −0.06 |
| VGT Vanguard Info Tech ETF | Sold out | 0.00% | −0.06 |
| TER Teradyne Inc. | Reduce -19.5% | 0.19% | −0.06 |
| BWA Borgwarner Inc. | Reduce -17.2% | 0.15% | −0.06 |
| MDY State Street SPDR S&P Midcap | Sold out | 0.00% | −0.05 |
| RTX RTX Corp. | Reduce -18.6% | 0.20% | −0.05 |
| EFV iShares MSCI Eafe Value ETF | Reduce -0.1% | 0.61% | −0.05 |
| K Kellanova | Reduce -21.0% | 0.21% | −0.05 |
| UNH Unitedhealth Group Inc. | Sold out | 0.00% | −0.05 |
| BELFB Bel Fuse Inc. Class B | Sold out | 0.00% | −0.05 |
| TSM Taiwan Semiconductor-SP ADR | Sold out | 0.00% | −0.05 |
| KO The Coca-Cola Co. | Sold out | 0.00% | −0.05 |
| SPYG SS SPDR P S&P 500 Growth ETF | Sold out | 0.00% | −0.05 |
| JBL Jabil Inc. | Sold out | 0.00% | −0.05 |
| EBAY eBay Inc. | Sold out | 0.00% | −0.05 |
| CVLG Covenant Logistics Group Inc. | Sold out | 0.00% | −0.05 |
| IBTE iShares Ibonds Dec 2024 Term | Sold out | 0.00% | −0.05 |
Portfolio Buys Q3 2024 → Q4 2024
| BOND PIMCO Active Bond Exchange-T | Add +158.9% | 5.29% | +3.17 |
| SCHX Schwab US Large-Cap ETF | Add +1.8% | 19.98% | +1.02 |
| MSFT Microsoft Corp. | Add +124.9% | 0.42% | +0.23 |
| AMZN Amazon.com Inc. | Add +41.1% | 0.55% | +0.22 |
| AAPL Apple Inc. | Add +47.1% | 0.58% | +0.22 |
| AVGO Broadcom Inc. | Add +72.5% | 0.38% | +0.22 |
| PACB Pacific Biosciences of Calif | Add +150.0% | 0.32% | +0.20 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Add +4.2% | 4.02% | +0.20 |
| NVDA Nvidia Corp. | Add +18.7% | 0.75% | +0.18 |
| AGG iShares Core U.S. Aggregate | Add +10.7% | 2.78% | +0.18 |
| GOOG Alphabet Inc. Class C | Add +27.1% | 0.54% | +0.17 |
| SFST Southern First Bancshares | New | 0.15% | +0.15 |
| INCY Incyte Corp. | New | 0.15% | +0.15 |
| PYPL PayPal Holdings Inc. | Add +21.5% | 0.53% | +0.13 |
| IVV iShares Core S&P 500 ETF | Add +16.3% | 0.70% | +0.12 |
| SPYV SS SPDR P S&P 500 Value ETF | Add +7.1% | 2.50% | +0.11 |
| XYZ Block Inc. | New | 0.11% | +0.11 |
| SSNC Ss&c Technologies Holdings | New | 0.11% | +0.11 |
| PTLC Pacer Trendpilot US Large Ca | Add +1.1% | 2.82% | +0.10 |
| LRCX Lam Research Corp. | New | 0.10% | +0.10 |
| USHY iShares Broad Usd High Yield | Add +3.8% | 4.19% | +0.10 |
| BABA Alibaba Group Holding-SP ADR | New | 0.09% | +0.09 |
| NKE Nike Inc. Class B | Add +65.4% | 0.28% | +0.08 |
| GILD Gilead Sciences Inc. | Add +21.6% | 0.31% | +0.08 |
| IVW iShares S&P 500 Growth ETF | Add +0.5% | 1.08% | +0.08 |
| HYEM Vaneck Emrg MKTS Hi YLD | Add +4.7% | 2.14% | +0.07 |
| PLTR Palantir Technologies Inc. Class A | Add +3.3% | 0.13% | +0.07 |
| ROKU Roku Inc. | Add +20.0% | 0.39% | +0.07 |
| DVN Devon Energy Corp. | New | 0.06% | +0.06 |
| IEFA iShares Core MSCI Eafe ETF | Add +310.2% | 0.07% | +0.05 |
| CTVA Corteva Inc. | New | 0.05% | +0.05 |
| CRSP Crispr Therapeutics AG | Add +115.3% | 0.12% | +0.05 |
| RTO Rentokil Initial PLC-SP ADR | New | 0.05% | +0.05 |
| KHC The Kraft Heinz Co. | New | 0.05% | +0.05 |
| EFIV SS SPDR S&P 500 ESG ETF | Add +0.7% | 1.77% | +0.05 |
| ISTB iShares Core 1-5 Year Usd Bo | Add +3.6% | 2.04% | +0.05 |
| DIS The Walt Disney Co. | Add +7.9% | 0.24% | +0.05 |
| TK Teekay Corp. Ltd. | New | 0.05% | +0.05 |
| BSCS Invesco Bulletshares 2028 CB | Add +225.2% | 0.07% | +0.05 |
| GVI iShares Intermediate Governm | Add +3.6% | 2.25% | +0.04 |
| AMN Amn Healthcare Services Inc. | New | 0.04% | +0.04 |
| WTRG Essential Utilities Inc. | New | 0.04% | +0.04 |
| IBTI iShares Ibonds Dec 2028 Term | New | 0.03% | +0.03 |
| BSJS Invesco Bulletshares 2028 HY | New | 0.03% | +0.03 |
| JPSE JPM Diversified RT Small Cap | Add +2.1% | 5.08% | +0.03 |
| BBW Build-A-Bear Workshop Inc. | Add +5.9% | 0.09% | +0.03 |
| BAC Bank of America Corp. | Add +73.0% | 0.05% | +0.02 |
| PK Park Hotels & Resorts Inc. | New | 0.02% | +0.02 |
| APA Apa Corp. | New | 0.02% | +0.02 |
| RPRX Royalty Pharma PLC Class A | New | 0.02% | +0.02 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 172 | $1.3B | SCHX, ACWX, BOND, SPMD, AGG |
| Q1 2026 | 254 | $1.2B | SCHX, BOND, AGG, ACWX, SPMD |
| Q4 2025 | 269 | $1.3B | SCHX, BOND, AGG, JPSE, USHY |
| Q3 2025 | 311 | $1.2B | SCHX, BOND, JPSE, SPMD, USHY |
| Q2 2025 | 314 | $1.2B | SCHX, BOND, JPSE, SPMD, USHY |
| Q1 2025 | 307 | $1.2B | SCHX, BOND, JPSE, USHY, BLV |
| Q4 2024 | 185 | $1.1B | SCHX, BOND, JPSE, USHY, BLV |
| Q3 2024 | 276 | $1.2B | SCHX, JPSE, BLV, USHY, SPMD |
| Q2 2024 | 267 | $1.1B | SCHX, IVE, JPSE, BLV, TSLA |
| Q1 2024 | 46 | $184.9M | MSFT, AIG, APH, AMZN, MA |