Koss-Olinger Consulting, LLC
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed August 1, 2025), Koss-Olinger Consulting, LLC reported 314 stock positions worth $1.2 billion. Its top holding was Schwab US Large-Cap ETF (SCHX) at 19.0% of the portfolio, followed by PIMCO Active Bond Exchange-T (BOND, 5.0%) and JPM Diversified RT Small Cap (JPSE, 4.7%). Compared with Q1 2025, it opened 22 new positions, sold out of 15, added to 53 and reduced 218. The biggest buy was Nvidia (NVDA, shares +3%) and the biggest sale Vanguard Long-Term Bond ETF (BLV, shares −9%).
- Most Recent 13F
- Q2 2026
- Location
- GAINESVILLE, FL
- CIK
- 0001861163
- Portfolio Value
- $1.2B (Q2 2025)
- SEC Filing
- 0001861163-25-000007 ↗ filed Aug 1, 2025
Holdings Value
Holdings 314 stocks · $1.2B
| SCHX Schwab US Large-Cap ETF | 19.01% | 9,481,593 | $231.7M | Reduce -4.0% |
| BOND PIMCO Active Bond Exchange-T | 4.99% | 659,337 | $60.8M | Reduce -3.0% |
| JPSE JPM Diversified RT Small Cap filed as J P MORGAN EXCHANGE TRADED F | 4.66% | 1,248,672 | $56.8M | Reduce -1.5% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 3.90% | 874,665 | $47.6M | Add +0.8% |
| USHY iShares Broad Usd High Yield | 3.73% | 1,212,510 | $45.5M | Reduce -7.7% |
| BLV Vanguard Long-Term Bond ETF | 3.57% | 624,928 | $43.5M | Reduce -8.7% |
| SPEM State Street SP PTF Em ETF | 2.84% | 810,340 | $34.6M | Reduce -7.7% |
| SPYV SS SPDR P S&P 500 Value ETF | 2.84% | 661,213 | $34.6M | Add +10.7% |
| AGG iShares Core U.S. Aggregate | 2.72% | 333,891 | $33.1M | Reduce -3.0% |
| IVE iShares S&P 500 Value ETF | 2.53% | 157,948 | $30.9M | Reduce -7.2% |
| PTLC Pacer Trendpilot US Large Ca | 2.42% | 581,367 | $29.5M | Reduce -4.1% |
| TSLA Tesla Inc. | 2.12% | 81,207 | $25.8M | Add +0.1% |
| EFIV SS SPDR S&P 500 ESG ETF | 1.99% | 414,067 | $24.2M | Reduce -11.3% |
| GVI iShares Intermediate Governm | 1.98% | 226,372 | $24.2M | Reduce -9.1% |
| HYEM Vaneck Emrg MKTS Hi YLD | 1.93% | 1,185,411 | $23.5M | Reduce -6.8% |
| ISTB iShares Core 1-5 Year Usd Bo | 1.87% | 468,079 | $22.8M | Reduce -4.9% |
| NVDA Nvidia Corp. | 1.61% | 124,574 | $19.7M | Add +2.9% |
| IWB iShares Russell 1000 ETF | 1.51% | 54,089 | $18.4M | Reduce -16.7% |
| IWR iShares Russell Mid-Cap ETF | 1.33% | 176,176 | $16.2M | Reduce -8.1% |
| IVW iShares S&P 500 Growth ETF | 1.06% | 117,757 | $13.0M | Reduce -3.6% |
| ICF iShares Select U.S. REIT ETF | 1.05% | 208,812 | $12.8M | Reduce -8.1% |
| EFG iShares MSCI Eafe Growth ETF | 0.96% | 104,528 | $11.7M | Reduce -4.8% |
| VWO Vanguard Ftse Emerging Marke | 0.85% | 210,530 | $10.4M | Reduce -7.7% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.82% | 20,566 | $10.0M | Reduce -4.2% |
| IVV iShares Core S&P 500 ETF | 0.65% | 12,684 | $7.9M | Reduce -4.8% |
| MSFT Microsoft Corp. | 0.61% | 15,028 | $7.5M | Reduce -2.4% |
| EFV iShares MSCI Eafe Value ETF | 0.52% | 100,520 | $6.4M | Reduce -21.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.52% | 35,776 | $6.3M | Reduce -4.5% |
| AMZN Amazon.com Inc. | 0.50% | 28,026 | $6.1M | Add +8.3% |
| NUBD Nuveen ESG US Aggregate Bond | 0.50% | 275,279 | $6.1M | Reduce -27.9% |
| XJH Ishare ESG SS S&P Midcap ETF | 0.46% | 135,265 | $5.6M | Reduce -9.3% |
| GOOG Alphabet Inc. Class C | 0.41% | 28,391 | $5.0M | Reduce -2.0% |
| AAPL Apple Inc. | 0.41% | 24,320 | $5.0M | Reduce -2.1% |
| PYPL PayPal Holdings Inc. | 0.38% | 62,242 | $4.6M | Reduce -1.6% |
| MDYV SS SPDR S&P 400 MC Val ETF | 0.37% | 56,969 | $4.5M | Reduce -12.8% |
| META Meta Platforms Inc. Class A | 0.37% | 6,094 | $4.5M | Add +21.4% |
| ROKU Roku Inc. | 0.36% | 50,000 | $4.4M | Reduce -16.7% |
| AVGO Broadcom Inc. | 0.36% | 15,872 | $4.4M | Add +1.0% |
| RSP Invesco S&P 500 Equal Weight | 0.35% | 23,250 | $4.2M | Reduce -1.2% |
| VOO Vanguard S&P 500 ETF | 0.34% | 7,233 | $4.1M | Reduce -1.4% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.34% | 6,628 | $4.1M | Add +23.8% |
| PACB Pacific Biosciences of Calif | 0.34% | 3,300,000 | $4.1M | Add +10.0% |
| MDYG SS SPDR S&P 400 MC GR ETF | 0.33% | 46,708 | $4.1M | Reduce -15.1% |
| VSGX Vanguard ESG Intl Stock ETF | 0.31% | 57,700 | $3.8M | Reduce -7.5% |
| STIP iShares 0-5 Year Tips Bond E | 0.27% | 31,755 | $3.3M | New |
| NKE Nike Inc. Class B | 0.25% | 42,429 | $3.0M | Reduce -4.1% |
| VGSR Vert GLB Sust Re ETF filed as MANAGER DIRECTED PORTFOLIOS | 0.24% | 281,644 | $2.9M | Reduce -7.3% |
| XLK SS Technology Select Sector | 0.24% | 11,602 | $2.9M | Reduce -18.1% |
| INCY Incyte Corp. | 0.24% | 42,819 | $2.9M | Reduce -1.5% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.23% | 22,651 | $2.8M | Reduce -5.0% |
| PLTR Palantir Technologies Inc. Class A | 0.23% | 20,173 | $2.8M | Add +0.0% |
| QQQ Invesco QQQ Trust Series 1 | 0.22% | 4,901 | $2.7M | Reduce -15.3% |
| NFLX Netflix Inc. | 0.22% | 2,015 | $2.7M | Add +0.1% |
| BUD Anheuser-Busch Inbev-SPN ADR | 0.21% | 37,141 | $2.6M | Reduce -3.6% |
| GSK GSK PLC-Spon ADR | 0.21% | 65,736 | $2.5M | Reduce -3.6% |
| VEEV Veeva Systems Inc. Class A | 0.21% | 8,697 | $2.5M | Reduce -2.3% |
| CGW Invesco S&P Global Water Ind | 0.20% | 39,541 | $2.5M | Reduce -28.5% |
| CMCSA Comcast Corp. Class A | 0.20% | 68,409 | $2.4M | Reduce -3.1% |
| VTI VG Morningstar TS MKT ETF-US | 0.20% | 8,021 | $2.4M | Add +32.0% |
| ESGE iShares Inc. iShares ESG Awar | 0.20% | 61,391 | $2.4M | Reduce -18.9% |
| HII Huntington Ingalls Industrie | 0.20% | 9,909 | $2.4M | Reduce -2.3% |
| CTVA Corteva Inc. | 0.19% | 31,711 | $2.4M | Reduce -3.4% |
| EMHY iShares J.P. Morgan Em High | 0.19% | 58,185 | $2.3M | Reduce -13.7% |
| SCHH Schwab US REIT ETF | 0.18% | 105,540 | $2.2M | Reduce -0.2% |
| PAYC Paycom Software Inc. | 0.18% | 9,500 | $2.2M | Reduce -2.3% |
| TSM Taiwan Semiconductor-SP ADR | 0.18% | 9,645 | $2.2M | Reduce -0.5% |
| ARKB ARK 21SHARES Bitcoin ETF | 0.18% | 60,000 | $2.1M | New |
| CRSP Crispr Therapeutics AG | 0.17% | 42,197 | $2.1M | Add +29.8% |
| FMC FMC Corp. | 0.17% | 48,384 | $2.0M | Reduce -0.7% |
| GILD Gilead Sciences Inc. | 0.17% | 18,167 | $2.0M | Reduce -3.4% |
| ST Sensata Technologies Holdplc | 0.16% | 66,170 | $2.0M | Reduce -0.3% |
| TM Toyota Motor Corp. -Spon ADR | 0.16% | 11,461 | $2.0M | Add +4.6% |
| EL Estee Lauder Companies Class A filed as LAUDER ESTEE COS INC | 0.16% | 24,432 | $2.0M | Reduce -3.8% |
| CATH Global X S&P 500 Ca Val ETF | 0.16% | 26,017 | $2.0M | Reduce -27.9% |
| VTIP Vanguard Short-Term Tips | 0.16% | 38,608 | $1.9M | Add +5.0% |
| NXPI NXP Semiconductors NV | 0.16% | 8,843 | $1.9M | Reduce -1.5% |
| CTSH Cognizant Tech Solutions-A | 0.16% | 24,643 | $1.9M | Reduce -2.3% |
| PFE Pfizer Inc. | 0.16% | 78,946 | $1.9M | Reduce -6.0% |
| GE General Electric filed as GE AEROSPACE | 0.16% | 7,410 | $1.9M | Reduce -2.3% |
| SLYG SS SPDR S&P 600 SC GR ETF | 0.16% | 21,447 | $1.9M | Reduce -16.2% |
| RTO Rentokil Initial PLC-SP ADR | 0.15% | 77,878 | $1.9M | Reduce -2.1% |
| DVN Devon Energy Corp. | 0.15% | 58,145 | $1.8M | Reduce -3.5% |
| BSV Vanguard Short-Term Bond ETF | 0.15% | 23,360 | $1.8M | Add +19.7% |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.15% | 19,065 | $1.8M | Add +162.7% |
| ZBH Zimmer Biomet Holdings Inc. | 0.15% | 19,841 | $1.8M | Reduce -2.6% |
| IFF Intl Flavors & Fragrances filed as INTERNATIONAL FLAVORS&FRAGRA | 0.14% | 23,203 | $1.7M | Reduce -2.2% |
| UPS United Parcel Service Class B | 0.14% | 16,849 | $1.7M | Reduce -0.2% |
| LW Lamb Weston Holdings Inc. | 0.14% | 32,306 | $1.7M | Reduce -1.1% |
| CMP Compass Minerals Internation | 0.14% | 83,098 | $1.7M | Reduce -2.1% |
| KHC The Kraft Heinz Co. | 0.14% | 64,138 | $1.7M | Reduce -2.0% |
| PII Polaris Inc. | 0.14% | 40,667 | $1.7M | Add +0.8% |
| XSOE Wisdmtree Emerg MKT Ex-St Ow | 0.14% | 47,864 | $1.7M | Reduce -3.1% |
| CPB The Campbell's Company | 0.13% | 52,692 | $1.6M | Reduce -2.8% |
| SFST Southern First Bancshares | 0.13% | 42,397 | $1.6M | No change |
| LRCX Lam Research Corp. | 0.13% | 15,659 | $1.5M | Add +0.1% |
| IXN iShares Global Tech ETF | 0.12% | 16,157 | $1.5M | Reduce -5.8% |
| BABA Alibaba Group Holding-SP ADR | 0.12% | 13,102 | $1.5M | Add +1.9% |
| DG Dollar General Corp. | 0.12% | 12,884 | $1.5M | Reduce -2.1% |
| GPN Global Payments Inc. | 0.12% | 18,334 | $1.5M | Reduce -2.4% |
| BIO Bio-Rad Laboratories-A | 0.12% | 6,060 | $1.5M | Reduce -1.4% |
Portfolio Sells Q1 2025 → Q2 2025
| BLV Vanguard Long-Term Bond ETF | Reduce -8.7% | 3.57% | −0.50 |
| USHY iShares Broad Usd High Yield | Reduce -7.7% | 3.73% | −0.34 |
| BOND PIMCO Active Bond Exchange-T | Reduce -3.0% | 4.99% | −0.31 |
| GVI iShares Intermediate Governm | Reduce -9.1% | 1.98% | −0.24 |
| NUBD Nuveen ESG US Aggregate Bond | Reduce -27.9% | 0.50% | −0.21 |
| PTLC Pacer Trendpilot US Large Ca | Reduce -4.1% | 2.42% | −0.21 |
| IVE iShares S&P 500 Value ETF | Reduce -7.2% | 2.53% | −0.20 |
| SCHP Schwab U.S. Tips ETF | Sold out | 0.00% | −0.18 |
| HYEM Vaneck Emrg MKTS Hi YLD | Reduce -6.8% | 1.93% | −0.18 |
| IWB iShares Russell 1000 ETF | Reduce -16.7% | 1.51% | −0.17 |
| AGG iShares Core U.S. Aggregate | Reduce -3.0% | 2.72% | −0.15 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -4.2% | 0.82% | −0.14 |
| ISTB iShares Core 1-5 Year Usd Bo | Reduce -4.9% | 1.87% | −0.14 |
| ICF iShares Select U.S. REIT ETF | Reduce -8.1% | 1.05% | −0.13 |
| EFIV SS SPDR S&P 500 ESG ETF | Reduce -11.3% | 1.99% | −0.12 |
| EFV iShares MSCI Eafe Value ETF | Reduce -21.3% | 0.52% | −0.11 |
| SPEM State Street SP PTF Em ETF | Reduce -7.7% | 2.84% | −0.07 |
| CGW Invesco S&P Global Water Ind | Reduce -28.5% | 0.20% | −0.06 |
| AAPL Apple Inc. | Reduce -2.1% | 0.41% | −0.06 |
| MDYV SS SPDR S&P 400 MC Val ETF | Reduce -12.8% | 0.37% | −0.05 |
| CPB The Campbell's Company | Reduce -2.8% | 0.13% | −0.05 |
| VTEB Vanguard Tax-Exempt Bond ETF | Sold out | 0.00% | −0.05 |
| ZBH Zimmer Biomet Holdings Inc. | Reduce -2.6% | 0.15% | −0.05 |
| IWR iShares Russell Mid-Cap ETF | Reduce -8.1% | 1.33% | −0.04 |
| CATH Global X S&P 500 Ca Val ETF | Reduce -27.9% | 0.16% | −0.04 |
| DVN Devon Energy Corp. | Reduce -3.5% | 0.15% | −0.04 |
| MDYG SS SPDR S&P 400 MC GR ETF | Reduce -15.1% | 0.33% | −0.04 |
| HOOD Robinhood Markets Inc. Class A | Sold out | 0.00% | −0.04 |
| VFC VF Corp. | Reduce -0.9% | 0.09% | −0.03 |
| GPN Global Payments Inc. | Reduce -2.4% | 0.12% | −0.03 |
| KHC The Kraft Heinz Co. | Reduce -2.0% | 0.14% | −0.03 |
| EMHY iShares J.P. Morgan Em High | Reduce -13.7% | 0.19% | −0.03 |
| XJH Ishare ESG SS S&P Midcap ETF | Reduce -9.3% | 0.46% | −0.03 |
| ETN Eaton Corp. PLC | Sold out | 0.00% | −0.03 |
| AMN Amn Healthcare Services Inc. | Reduce -1.8% | 0.12% | −0.03 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -4.5% | 0.52% | −0.03 |
| ESGE iShares Inc. iShares ESG Awar | Reduce -18.9% | 0.20% | −0.03 |
| XOM Exxon Mobil Corp. | Reduce -16.8% | 0.06% | −0.02 |
| SLYG SS SPDR S&P 600 SC GR ETF | Reduce -16.2% | 0.16% | −0.02 |
| BSCT Invesco Bulletshares 2029 CB | Sold out | 0.00% | −0.02 |
| BDX Becton Dickinson and Co. | Sold out | 0.00% | −0.02 |
| PFE Pfizer Inc. | Reduce -6.0% | 0.16% | −0.02 |
| LMT Lockheed Martin Corp. | Sold out | 0.00% | −0.02 |
| EMB iShares JP Morgan Usd Emergi | Sold out | 0.00% | −0.02 |
| SDY SS SPDR S&P Dividend ETF | Reduce -15.7% | 0.09% | −0.02 |
| REGN Regeneron Pharmaceuticals | Sold out | 0.00% | −0.02 |
| SLB SLB Ltd. | Reduce -2.4% | 0.07% | −0.02 |
| ELV Elevance Health Inc. | Sold out | 0.00% | −0.02 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Sold out | 0.00% | −0.02 |
| CMCSA Comcast Corp. Class A | Reduce -3.1% | 0.20% | −0.02 |
Portfolio Buys Q1 2025 → Q2 2025
| NVDA Nvidia Corp. | Add +2.9% | 1.61% | +0.51 |
| TSLA Tesla Inc. | Add +0.1% | 2.12% | +0.35 |
| SPYV SS SPDR P S&P 500 Value ETF | Add +10.7% | 2.84% | +0.27 |
| STIP iShares 0-5 Year Tips Bond E | New | 0.27% | +0.27 |
| ARKB ARK 21SHARES Bitcoin ETF | New | 0.18% | +0.18 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Add +0.8% | 3.90% | +0.16 |
| AVGO Broadcom Inc. | Add +1.0% | 0.36% | +0.14 |
| META Meta Platforms Inc. Class A | Add +21.4% | 0.37% | +0.13 |
| SPYG SS SPDR P S&P 500 Growth ETF | Add +162.7% | 0.15% | +0.10 |
| AMZN Amazon.com Inc. | Add +8.3% | 0.50% | +0.09 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +23.8% | 0.34% | +0.08 |
| PLTR Palantir Technologies Inc. Class A | Add +0.0% | 0.23% | +0.08 |
| CRSP Crispr Therapeutics AG | Add +29.8% | 0.17% | +0.08 |
| NFLX Netflix Inc. | Add +0.1% | 0.22% | +0.06 |
| BIL SS SPDR BB 1-3M T-Bill ETF | New | 0.06% | +0.06 |
| VTI VG Morningstar TS MKT ETF-US | Add +32.0% | 0.20% | +0.06 |
| COIN Coinbase Global Inc. Class A | Add +0.0% | 0.12% | +0.06 |
| BSMS Invesco Bulletshares 2028 MB | New | 0.05% | +0.05 |
| BSMU Invesco Bulletshares 2030 MB | New | 0.05% | +0.05 |
| BSMT Invesco Bulletshares 2029 MB | New | 0.05% | +0.05 |
| BSMR Invesco Bulletshares 2027 MB | New | 0.05% | +0.05 |
| BSMV Invesco Bulletshares 2031 MB | New | 0.04% | +0.04 |
| BSSX Invesco Bulletshares 2033 MB | New | 0.04% | +0.04 |
| BSMW Invesco Bulletshares 2032 MB | New | 0.04% | +0.04 |
| BSMY Invesco Bulletshares 2034 MB | New | 0.04% | +0.04 |
| BSMQ Invesco Bulletshares 2026 MB | Add +188.8% | 0.06% | +0.04 |
| BSMP Invesco Bulletshares 2025 MB | Add +187.4% | 0.06% | +0.04 |
| PACB Pacific Biosciences of Calif | Add +10.0% | 0.34% | +0.04 |
| IEFA iShares Core MSCI Eafe ETF | Add +54.7% | 0.09% | +0.04 |
| VPL Vanguard Ftse Pacific ETF | New | 0.03% | +0.03 |
| LRCX Lam Research Corp. | Add +0.1% | 0.13% | +0.03 |
| FDUS Fidus Investment Corp. | New | 0.03% | +0.03 |
| IEMG iShares Core MSCI Emerging | New | 0.02% | +0.02 |
| TRU Transunion | New | 0.02% | +0.02 |
| INTU Intuit Inc. | Add +0.1% | 0.11% | +0.02 |
| BSV Vanguard Short-Term Bond ETF | Add +19.7% | 0.15% | +0.02 |
| JCI Johnson Controls Internation | New | 0.02% | +0.02 |
| ARCC Ares Capital Corp. | New | 0.02% | +0.02 |
| SPHQ Invesco S&P 500 Quality ETF | New | 0.02% | +0.02 |
| IJK iShares S&P Mid-Cap 400 Grow | New | 0.02% | +0.02 |
| VMC Vulcan Materials Co. | New | 0.02% | +0.02 |
| BSCU Invesco Bulletshares 2030 CB | New | 0.01% | +0.01 |
| SPTM SS SPDR P S&P 1500 Comp ETF | Add +14.9% | 0.07% | +0.01 |
| GOOGL Alphabet Inc. Class A | Add +3.0% | 0.08% | +0.01 |
| VEA Vanguard Ftse Developed ETF | Add +5.9% | 0.07% | +0.01 |
| NTLA Intellia Therapeutics Inc. | New | 0.01% | +0.01 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +20.7% | 0.03% | +0.01 |
| VTIP Vanguard Short-Term Tips | Add +5.0% | 0.16% | +0.00 |
| IJS iShares S&P Small-Cap 600 Va | Add +20.5% | 0.03% | +0.00 |
| CSCO Cisco Systems Inc. | Add +0.8% | 0.04% | +0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 172 | $1.3B | SCHX, ACWX, BOND, SPMD, AGG |
| Q1 2026 | 254 | $1.2B | SCHX, BOND, AGG, ACWX, SPMD |
| Q4 2025 | 269 | $1.3B | SCHX, BOND, AGG, JPSE, USHY |
| Q3 2025 | 311 | $1.2B | SCHX, BOND, JPSE, SPMD, USHY |
| Q2 2025 | 314 | $1.2B | SCHX, BOND, JPSE, SPMD, USHY |
| Q1 2025 | 307 | $1.2B | SCHX, BOND, JPSE, USHY, BLV |
| Q4 2024 | 185 | $1.1B | SCHX, BOND, JPSE, USHY, BLV |
| Q3 2024 | 276 | $1.2B | SCHX, JPSE, BLV, USHY, SPMD |
| Q2 2024 | 267 | $1.1B | SCHX, IVE, JPSE, BLV, TSLA |
| Q1 2024 | 46 | $184.9M | MSFT, AIG, APH, AMZN, MA |