Koss-Olinger Consulting, LLC
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed May 7, 2026), Koss-Olinger Consulting, LLC reported 254 stock positions worth $1.2 billion. Its top holding was Schwab US Large-Cap ETF (SCHX) at 22.5% of the portfolio, followed by PIMCO Active Bond Exchange-T (BOND, 9.8%) and iShares Core U.S. Aggregate (AGG, 6.9%). Compared with Q4 2025, it opened 22 new positions, sold out of 37, added to 34 and reduced 180. The biggest buy was a new position in iShares MSCI Acwi Ex US ETF (ACWX) and the biggest sale iShares MSCI Eafe Growth ETF (EFG, shares −81%).
- Most Recent 13F
- Q2 2026
- Location
- GAINESVILLE, FL
- CIK
- 0001861163
- Portfolio Value
- $1.2B (Q1 2026)
- SEC Filing
- 0001861163-26-000006 ↗ filed May 7, 2026
Holdings Value
Holdings 254 stocks · $1.2B
| SCHX Schwab US Large-Cap ETF | 22.55% | 10,490,753 | $269.0M | Add +4.9% |
| BOND PIMCO Active Bond Exchange-T | 9.80% | 1,266,570 | $116.9M | Reduce -3.7% |
| AGG iShares Core U.S. Aggregate | 6.90% | 829,407 | $82.3M | Add +17.9% |
| ACWX iShares MSCI Acwi Ex US ETF | 6.85% | 1,194,344 | $81.8M | New |
| SPMD SS SPDR P S&P 400 Midcap ETF | 5.28% | 1,063,343 | $63.0M | Add +20.2% |
| JPSE JPM Diversified RT Small Cap filed as J P MORGAN EXCHANGE TRADED F | 4.52% | 1,028,198 | $53.9M | Reduce -16.6% |
| USHY iShares Broad Usd High Yield | 3.88% | 1,256,588 | $46.3M | Reduce -15.0% |
| SPEM State Street SP PTF Em ETF | 2.95% | 749,742 | $35.2M | Reduce -6.4% |
| BLV Vanguard Long-Term Bond ETF | 2.24% | 387,748 | $26.7M | Reduce -5.5% |
| EFIV SS SPDR S&P 500 ESG ETF | 2.18% | 412,410 | $26.0M | Add +0.9% |
| IVE iShares S&P 500 Value ETF | 1.64% | 92,755 | $19.6M | Reduce -33.5% |
| VWO Vanguard Ftse Emerging Marke | 1.45% | 319,374 | $17.3M | Reduce -37.1% |
| BKLN Invesco Senior Loan ETF | 1.40% | 817,772 | $16.7M | New |
| GVI iShares Intermediate Governm | 1.35% | 151,117 | $16.1M | Reduce -43.9% |
| ISTB iShares Core 1-5 Year Usd Bo | 1.25% | 306,997 | $14.9M | Reduce -46.0% |
| IWB iShares Russell 1000 ETF | 1.15% | 38,634 | $13.8M | Reduce -25.3% |
| IWR iShares Russell Mid-Cap ETF | 0.93% | 114,343 | $11.1M | Reduce -25.6% |
| IVW iShares S&P 500 Growth ETF | 0.73% | 77,078 | $8.7M | Reduce -0.6% |
| NVDA Nvidia Corp. | 0.67% | 46,139 | $8.0M | Reduce -60.1% |
| EFG iShares MSCI Eafe Growth ETF | 0.65% | 69,242 | $7.7M | Reduce -80.8% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.63% | 15,780 | $7.6M | Reduce -6.7% |
| IVV iShares Core S&P 500 ETF | 0.62% | 11,375 | $7.4M | Reduce -4.0% |
| ICF iShares Select U.S. REIT ETF | 0.57% | 110,420 | $6.8M | Reduce -41.8% |
| SPYV SS SPDR P S&P 500 Value ETF | 0.56% | 118,132 | $6.7M | Reduce -82.9% |
| MOAT Vaneck Morningstar Wide Moat | 0.56% | 68,990 | $6.7M | No change |
| NUBD Nuveen ESG US Aggregate Bond | 0.53% | 282,422 | $6.3M | Add +15.6% |
| XJH Ishare ESG SS S&P Midcap ETF | 0.52% | 135,892 | $6.2M | Add +0.6% |
| EFV iShares MSCI Eafe Value ETF | 0.47% | 76,064 | $5.7M | Reduce -10.9% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.39% | 23,896 | $4.7M | Reduce -17.8% |
| GOOG Alphabet Inc. Class C | 0.38% | 15,611 | $4.5M | Reduce -7.4% |
| VSGX Vanguard ESG Intl Stock ETF | 0.35% | 57,831 | $4.1M | Add +0.2% |
| AMZN Amazon.com Inc. | 0.29% | 16,782 | $3.5M | Reduce -4.2% |
| BSV Vanguard Short-Term Bond ETF | 0.29% | 44,548 | $3.5M | Add +1224.3% |
| STIP iShares 0-5 Year Tips Bond E | 0.29% | 33,375 | $3.5M | Add +14.8% |
| EEM iShares MSCI Emerging Market | 0.29% | 60,403 | $3.4M | New |
| MSFT Microsoft Corp. | 0.27% | 8,698 | $3.2M | Reduce -6.8% |
| RSP Invesco S&P 500 Equal Weight | 0.25% | 15,666 | $3.0M | Reduce -14.7% |
| MDYG SS SPDR S&P 400 MC GR ETF | 0.25% | 30,925 | $3.0M | Reduce -29.1% |
| AAPL Apple Inc. | 0.24% | 11,279 | $2.9M | Reduce -46.9% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.23% | 4,299 | $2.8M | Reduce -6.5% |
| ESGE iShares Inc. iShares ESG Awar | 0.23% | 61,367 | $2.8M | Add +0.7% |
| MDYV SS SPDR S&P 400 MC Val ETF | 0.23% | 31,667 | $2.7M | Reduce -37.9% |
| VGSR Vert GLB Sust Re ETF filed as MANAGER DIRECTED PORTFOLIOS | 0.22% | 259,627 | $2.7M | Add +1.5% |
| GSK GSK PLC-Spon ADR | 0.22% | 48,544 | $2.7M | Reduce -0.9% |
| VTIP Vanguard Short-Term Tips | 0.22% | 52,520 | $2.6M | New |
| XLK SS Technology Select Sector | 0.22% | 19,519 | $2.6M | Reduce -15.1% |
| HII Huntington Ingalls Industrie | 0.21% | 6,711 | $2.5M | Reduce -10.8% |
| CGW Invesco S&P Global Water Ind | 0.21% | 39,347 | $2.5M | Add +0.2% |
| SCHH Schwab US REIT ETF | 0.19% | 106,108 | $2.3M | Add +0.5% |
| DVN Devon Energy Corp. | 0.17% | 41,441 | $2.1M | Reduce -0.7% |
| TSLA Tesla Inc. | 0.17% | 5,539 | $2.1M | Reduce -91.6% |
| GE General Electric filed as GE AEROSPACE | 0.17% | 7,170 | $2.0M | Reduce -1.5% |
| INCY Incyte Corp. | 0.17% | 21,394 | $2.0M | Reduce -1.3% |
| CTVA Corteva Inc. | 0.17% | 23,830 | $2.0M | Reduce -2.6% |
| ALB Albemarle Corp. | 0.17% | 11,090 | $2.0M | Reduce -1.6% |
| BUD Anheuser-Busch Inbev-SPN ADR | 0.17% | 28,384 | $2.0M | Reduce -1.7% |
| RTO Rentokil Initial PLC-SP ADR | 0.15% | 58,648 | $1.8M | Reduce -1.0% |
| ST Sensata Technologies Holdplc | 0.15% | 50,722 | $1.8M | Reduce -1.4% |
| PYPL PayPal Holdings Inc. | 0.15% | 39,293 | $1.8M | Add +32.1% |
| CATH Global X S&P 500 Ca Val ETF | 0.14% | 22,041 | $1.7M | No change |
| META Meta Platforms Inc. Class A | 0.14% | 3,004 | $1.7M | Reduce -3.1% |
| PII Polaris Inc. | 0.14% | 31,401 | $1.7M | Reduce -1.0% |
| SCHF Schwab Intl Equity ETF | 0.14% | 68,413 | $1.7M | Reduce -0.1% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.14% | 16,952 | $1.6M | Reduce -2.9% |
| LHX L3HARRIS Technologies Inc. | 0.13% | 4,605 | $1.6M | Reduce -0.0% |
| AVGO Broadcom Inc. | 0.13% | 5,133 | $1.6M | Reduce -5.9% |
| GEV GE Vernova Inc. | 0.13% | 1,786 | $1.6M | Reduce -0.1% |
| PLTR Palantir Technologies Inc. Class A | 0.12% | 10,089 | $1.5M | Reduce -2.1% |
| APA Apa Corp. | 0.12% | 33,060 | $1.4M | Reduce -0.8% |
| SPTM SS SPDR P S&P 1500 Comp ETF | 0.12% | 17,417 | $1.4M | New |
| VFC VF Corp. | 0.11% | 78,875 | $1.3M | Reduce -1.0% |
| EL Estee Lauder Companies Class A filed as LAUDER ESTEE COS INC | 0.11% | 18,513 | $1.3M | Reduce -1.1% |
| SLYG SS SPDR S&P 600 SC GR ETF | 0.11% | 13,732 | $1.3M | Reduce -26.6% |
| NXPI NXP Semiconductors NV | 0.11% | 6,659 | $1.3M | Reduce -2.8% |
| QVMT Invesco S&P 500 Concentrated | 0.10% | 20,128 | $1.2M | Reduce -18.4% |
| XSOE Wisdmtree Emerg MKT Ex-St Ow | 0.10% | 29,262 | $1.2M | Reduce -0.8% |
| RPRX Royalty Pharma PLC Class A | 0.10% | 24,142 | $1.2M | Reduce -0.7% |
| IEFA iShares Core MSCI Eafe ETF | 0.10% | 12,787 | $1.2M | Add +0.1% |
| LYG Lloyds Banking Group PLC-ADR | 0.10% | 228,783 | $1.2M | Reduce -1.1% |
| CTSH Cognizant Tech Solutions-A | 0.10% | 18,552 | $1.1M | Reduce -3.5% |
| VEEV Veeva Systems Inc. Class A | 0.10% | 6,478 | $1.1M | Reduce -3.0% |
| SPSB SS SPDR P St C Corp. ETF | 0.10% | 37,835 | $1.1M | New |
| IXN iShares Global Tech ETF | 0.09% | 11,167 | $1.1M | Reduce -20.9% |
| REX Rex American Resources Corp. | 0.09% | 23,657 | $1.1M | Reduce -3.8% |
| CMP Compass Minerals Internation | 0.09% | 45,500 | $1.1M | Reduce -14.4% |
| NKE Nike Inc. Class B | 0.09% | 19,978 | $1.1M | Add +48.3% |
| DG Dollar General Corp. | 0.09% | 8,883 | $1.1M | Reduce -9.7% |
| GOOGL Alphabet Inc. Class A | 0.09% | 3,663 | $1.1M | Reduce -28.4% |
| QQQ Invesco QQQ Trust Series 1 | 0.09% | 1,770 | $1.0M | Reduce -44.0% |
| NOC Northrop Grumman Corp. | 0.09% | 1,495 | $1.0M | Reduce -1.0% |
| VEA Vanguard Ftse Developed ETF | 0.09% | 15,901 | $1.0M | New |
| APH Amphenol Corp. Class A | 0.08% | 8,000 | $1.0M | Reduce -0.2% |
| PFE Pfizer Inc. | 0.08% | 35,567 | $999K | Reduce -4.3% |
| BELFB Bel Fuse Inc. Class B | 0.08% | 5,010 | $992K | Reduce -27.6% |
| CMCSA Comcast Corp. Class A | 0.08% | 34,215 | $982K | Reduce -5.0% |
| SDY SS SPDR S&P Dividend ETF | 0.08% | 6,691 | $976K | Reduce -21.3% |
| KHC The Kraft Heinz Co. | 0.08% | 42,754 | $962K | Add +31.1% |
| MO Altria Group Inc. | 0.08% | 14,533 | $959K | Add +172.2% |
| BIO Bio-Rad Laboratories-A | 0.08% | 3,440 | $959K | Reduce -1.4% |
| BSCQ Invesco Bulletshares 2026 CB | 0.08% | 48,693 | $951K | Reduce -2.9% |
Portfolio Sells Q4 2025 → Q1 2026
| EFG iShares MSCI Eafe Growth ETF | Reduce -80.8% | 0.65% | −2.54 |
| SPYV SS SPDR P S&P 500 Value ETF | Reduce -82.9% | 0.56% | −2.48 |
| TSLA Tesla Inc. | Reduce -91.6% | 0.17% | −2.12 |
| NVDA Nvidia Corp. | Reduce -60.1% | 0.67% | −1.00 |
| ISTB iShares Core 1-5 Year Usd Bo | Reduce -46.0% | 1.25% | −0.90 |
| GVI iShares Intermediate Governm | Reduce -43.9% | 1.35% | −0.89 |
| VWO Vanguard Ftse Emerging Marke | Reduce -37.1% | 1.45% | −0.67 |
| IVE iShares S&P 500 Value ETF | Reduce -33.5% | 1.64% | −0.65 |
| USHY iShares Broad Usd High Yield | Reduce -15.0% | 3.88% | −0.40 |
| PACB Pacific Biosciences of Calif | Sold out | 0.00% | −0.38 |
| IWB iShares Russell 1000 ETF | Reduce -25.3% | 1.15% | −0.34 |
| ICF iShares Select U.S. REIT ETF | Reduce -41.8% | 0.57% | −0.30 |
| JPSE JPM Diversified RT Small Cap | Reduce -16.6% | 4.52% | −0.27 |
| IWR iShares Russell Mid-Cap ETF | Reduce -25.6% | 0.93% | −0.21 |
| AAPL Apple Inc. | Reduce -46.9% | 0.24% | −0.21 |
| SFST Southern First Bancshares | Sold out | 0.00% | −0.17 |
| CRWV Coreweave Inc. Class A | Sold out | 0.00% | −0.17 |
| MDYV SS SPDR S&P 400 MC Val ETF | Reduce -37.9% | 0.23% | −0.11 |
| MSFT Microsoft Corp. | Reduce -6.8% | 0.27% | −0.08 |
| REVG Rev Group Inc. | Sold out | 0.00% | −0.07 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -44.0% | 0.09% | −0.06 |
| MDYG SS SPDR S&P 400 MC GR ETF | Reduce -29.1% | 0.25% | −0.06 |
| NFLX Netflix Inc. | Reduce -80.7% | 0.02% | −0.06 |
| BSMR Invesco Bulletshares 2027 MB | Sold out | 0.00% | −0.06 |
| SPYG SS SPDR P S&P 500 Growth ETF | Reduce -55.8% | 0.05% | −0.06 |
| BSMQ Invesco Bulletshares 2026 MB | Sold out | 0.00% | −0.06 |
| NEE Nextera Energy Inc. | Sold out | 0.00% | −0.05 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -44.1% | 0.07% | −0.05 |
| BSMU Invesco Bulletshares 2030 MB | Sold out | 0.00% | −0.05 |
| BSMT Invesco Bulletshares 2029 MB | Sold out | 0.00% | −0.05 |
| BSMS Invesco Bulletshares 2028 MB | Sold out | 0.00% | −0.05 |
| SO The Southern Co. | Sold out | 0.00% | −0.05 |
| CRSP Crispr Therapeutics AG | Sold out | 0.00% | −0.05 |
| VOO Vanguard S&P 500 ETF | Reduce -53.7% | 0.04% | −0.05 |
| JNJ Johnson & Johnson | Reduce -63.9% | 0.04% | −0.05 |
| BSMZ Inves Bltshrs 2035 MB ETF | Sold out | 0.00% | −0.04 |
| BSMY Invesco Bulletshares 2034 MB | Sold out | 0.00% | −0.04 |
| BSSX Invesco Bulletshares 2033 MB | Sold out | 0.00% | −0.04 |
| BSMV Invesco Bulletshares 2031 MB | Sold out | 0.00% | −0.04 |
| BSMW Invesco Bulletshares 2032 MB | Sold out | 0.00% | −0.04 |
| LLY Eli Lilly & Co. | Sold out | 0.00% | −0.04 |
| EL Estee Lauder Companies Class A | Reduce -1.1% | 0.11% | −0.04 |
| XLK SS Technology Select Sector | Reduce -15.1% | 0.22% | −0.04 |
| DIA SS SPDR Dow Jones Indus Avg | Sold out | 0.00% | −0.04 |
| VGT Vanguard Info Tech ETF | Reduce -63.8% | 0.02% | −0.04 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -17.8% | 0.39% | −0.04 |
| GOOGL Alphabet Inc. Class A | Reduce -28.4% | 0.09% | −0.04 |
| GOOG Alphabet Inc. Class C | Reduce -7.4% | 0.38% | −0.03 |
| BBW Build-A-Bear Workshop Inc. | Reduce -29.3% | 0.03% | −0.03 |
| PANW Palo Alto Networks Inc. | Sold out | 0.00% | −0.03 |
Portfolio Buys Q4 2025 → Q1 2026
| ACWX iShares MSCI Acwi Ex US ETF | New | 6.85% | +6.85 |
| SCHX Schwab US Large-Cap ETF | Add +4.9% | 22.55% | +1.70 |
| AGG iShares Core U.S. Aggregate | Add +17.9% | 6.90% | +1.46 |
| BKLN Invesco Senior Loan ETF | New | 1.40% | +1.40 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Add +20.2% | 5.28% | +1.31 |
| EEM iShares MSCI Emerging Market | New | 0.29% | +0.29 |
| BSV Vanguard Short-Term Bond ETF | Add +1224.3% | 0.29% | +0.27 |
| VTIP Vanguard Short-Term Tips | New | 0.22% | +0.22 |
| SPTM SS SPDR P S&P 1500 Comp ETF | New | 0.12% | +0.12 |
| NUBD Nuveen ESG US Aggregate Bond | Add +15.6% | 0.53% | +0.10 |
| SPSB SS SPDR P St C Corp. ETF | New | 0.10% | +0.10 |
| VEA Vanguard Ftse Developed ETF | New | 0.09% | +0.09 |
| EFIV SS SPDR S&P 500 ESG ETF | Add +0.9% | 2.18% | +0.09 |
| VGIT Vanguard Intermediate-Term T | New | 0.08% | +0.08 |
| STIP iShares 0-5 Year Tips Bond E | Add +14.8% | 0.29% | +0.06 |
| TGT Target Corp. | New | 0.06% | +0.06 |
| MO Altria Group Inc. | Add +172.2% | 0.08% | +0.06 |
| TEX Terex Corp. | New | 0.05% | +0.05 |
| HYLB Xtrackers Usd High Yield Cor | New | 0.05% | +0.05 |
| SFM Sprouts Farmers Market Inc. | New | 0.05% | +0.05 |
| XJH Ishare ESG SS S&P Midcap ETF | Add +0.6% | 0.52% | +0.05 |
| USIG iShares Broad Usd Investment | New | 0.05% | +0.05 |
| VZ Verizon Communications Inc. | Add +91.3% | 0.07% | +0.04 |
| VGSH Vanguard Short-Term Treasury | New | 0.04% | +0.04 |
| TM Toyota Motor Corp. -Spon ADR | New | 0.04% | +0.04 |
| BSCT Invesco Bulletshares 2029 CB | New | 0.04% | +0.04 |
| BNDX Vanguard Total Intl Bond ETF | New | 0.03% | +0.03 |
| MMM 3M Co. | New | 0.03% | +0.03 |
| JPST JPMorgan Ultra-Short Income | New | 0.03% | +0.03 |
| VSGX Vanguard ESG Intl Stock ETF | Add +0.2% | 0.35% | +0.03 |
| ESGE iShares Inc. iShares ESG Awar | Add +0.7% | 0.23% | +0.03 |
| IBTJ iShares Ibonds Dec 2029 Term | New | 0.02% | +0.02 |
| NKE Nike Inc. Class B | Add +48.3% | 0.09% | +0.02 |
| FLRN SS SPDR BB Ig Float RT ETF | New | 0.02% | +0.02 |
| SCHH Schwab US REIT ETF | Add +0.5% | 0.19% | +0.02 |
| CGW Invesco S&P Global Water Ind | Add +0.2% | 0.21% | +0.02 |
| KHC The Kraft Heinz Co. | Add +31.1% | 0.08% | +0.02 |
| VGSR Vert GLB Sust Re ETF | Add +1.5% | 0.22% | +0.02 |
| PYPL PayPal Holdings Inc. | Add +32.1% | 0.15% | +0.01 |
| MQY BlackRock Muniyield Quality | New | 0.01% | +0.01 |
| BSCR Invesco Bulletshares 2027 CB | Add +13.0% | 0.08% | +0.01 |
| BSJR Invesco Bulletshares 2027 HY | Add +27.4% | 0.04% | +0.01 |
| CPB The Campbell's Company | Add +40.0% | 0.07% | +0.01 |
| IJH iShares Core S&P Midcap ETF | Add +11.3% | 0.06% | +0.01 |
| IEFA iShares Core MSCI Eafe ETF | Add +0.1% | 0.10% | +0.01 |
| BSJQ Invesco Bulletshares 2026 HY | Add +15.1% | 0.04% | +0.01 |
| BSJS Invesco Bulletshares 2028 HY | Add +17.6% | 0.04% | +0.01 |
| VPL Vanguard Ftse Pacific ETF | Add +0.1% | 0.05% | +0.01 |
| AEP American Electric Power | Add +11.1% | 0.03% | +0.01 |
| GLD SPDR Gold Shares | Add +6.0% | 0.03% | +0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 172 | $1.3B | SCHX, ACWX, BOND, SPMD, AGG |
| Q1 2026 | 254 | $1.2B | SCHX, BOND, AGG, ACWX, SPMD |
| Q4 2025 | 269 | $1.3B | SCHX, BOND, AGG, JPSE, USHY |
| Q3 2025 | 311 | $1.2B | SCHX, BOND, JPSE, SPMD, USHY |
| Q2 2025 | 314 | $1.2B | SCHX, BOND, JPSE, SPMD, USHY |
| Q1 2025 | 307 | $1.2B | SCHX, BOND, JPSE, USHY, BLV |
| Q4 2024 | 185 | $1.1B | SCHX, BOND, JPSE, USHY, BLV |
| Q3 2024 | 276 | $1.2B | SCHX, JPSE, BLV, USHY, SPMD |
| Q2 2024 | 267 | $1.1B | SCHX, IVE, JPSE, BLV, TSLA |
| Q1 2024 | 46 | $184.9M | MSFT, AIG, APH, AMZN, MA |