Koss-Olinger Consulting, LLC

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 20, 2025), Koss-Olinger Consulting, LLC reported 311 stock positions worth $1.2 billion. Its top holding was Schwab US Large-Cap ETF (SCHX) at 19.0% of the portfolio, followed by PIMCO Active Bond Exchange-T (BOND, 5.0%) and JPM Diversified RT Small Cap (JPSE, 4.7%). Compared with Q2 2025, it sold out of 3, added to 10 and reduced 98. The biggest buy was iShares Russell 1000 ETF (IWB, shares +1%) and the biggest sale an exit from SS SPDR P S&P 600 Small Cap (SPSM).

Most Recent 13F
Q2 2026
Location
GAINESVILLE, FL
CIK
0001861163
Portfolio Value
$1.2B (Q3 2025)
SEC Filing
0001861163-25-000012 ↗ filed Oct 20, 2025

Holdings Value

0$500.0M$1.0B$1.5B Q1 2024: $184.9M Q1 2024 Q2 2024: $1.1B Q2 2024 Q3 2024: $1.2B Q3 2024 Q4 2024: $1.1B Q4 2024 Q1 2025: $1.2B Q1 2025 Q2 2025: $1.2B Q2 2025 Q3 2025: $1.2B $1.2B Q3 2025 Q4 2025: $1.3B Q4 2025 Q1 2026: $1.2B Q1 2026 Q2 2026: $1.3B Q2 2026

Holdings 311 stocks · $1.2B
SCHX Schwab US Large-Cap ETF 19.00% 9,414,080 $230.1M Reduce -0.7%
BOND PIMCO Active Bond Exchange-T 5.00% 656,343 $60.5M Reduce -0.5%
JPSE JPM Diversified RT Small Cap filed as J P MORGAN EXCHANGE TRADED F 4.66% 1,240,196 $56.4M Reduce -0.7%
SPMD SS SPDR P S&P 400 Midcap ETF 3.90% 867,326 $47.2M Reduce -0.8%
USHY iShares Broad Usd High Yield 3.74% 1,207,451 $45.3M Reduce -0.4%
BLV Vanguard Long-Term Bond ETF 3.58% 622,673 $43.3M Reduce -0.4%
SPEM State Street SP PTF Em ETF 2.84% 805,116 $34.4M Reduce -0.6%
SPYV SS SPDR P S&P 500 Value ETF 2.83% 655,164 $34.3M Reduce -0.9%
AGG iShares Core U.S. Aggregate 2.72% 332,544 $33.0M Reduce -0.4%
IVE iShares S&P 500 Value ETF 2.54% 157,111 $30.7M Reduce -0.5%
PTLC Pacer Trendpilot US Large Ca 2.42% 578,023 $29.3M Reduce -0.6%
TSLA Tesla Inc. 2.13% 81,183 $25.8M Reduce -0.0%
EFIV SS SPDR S&P 500 ESG ETF 2.00% 414,067 $24.2M No change
GVI iShares Intermediate Governm 1.99% 225,538 $24.1M Reduce -0.4%
HYEM Vaneck Emrg MKTS Hi YLD 1.93% 1,180,372 $23.4M Reduce -0.4%
ISTB iShares Core 1-5 Year Usd Bo 1.87% 466,169 $22.7M Reduce -0.4%
NVDA Nvidia Corp. 1.59% 121,891 $19.3M Reduce -2.1%
IWB iShares Russell 1000 ETF 1.54% 54,806 $18.6M Add +1.3%
IWR iShares Russell Mid-Cap ETF 1.33% 175,580 $16.1M Reduce -0.3%
IVW iShares S&P 500 Growth ETF 1.07% 118,205 $13.0M Add +0.4%
ICF iShares Select U.S. REIT ETF 1.05% 208,420 $12.7M Reduce -0.2%
EFG iShares MSCI Eafe Growth ETF 0.96% 103,957 $11.6M Reduce -0.6%
VWO Vanguard Ftse Emerging Marke 0.85% 209,241 $10.3M Reduce -0.6%
BRK.B Berkshire Hathaway Inc. Class B 0.82% 20,526 $10.0M Reduce -0.2%
IVV iShares Core S&P 500 ETF 0.65% 12,664 $7.9M Reduce -0.2%
MSFT Microsoft Corp. 0.60% 14,509 $7.2M Reduce -3.5%
EFV iShares MSCI Eafe Value ETF 0.53% 100,520 $6.4M No change
VTV Vanguard Mrngstr Val ETF-Aui 0.52% 35,776 $6.3M No change
NUBD Nuveen ESG US Aggregate Bond 0.51% 275,279 $6.1M No change
AMZN Amazon.com Inc. 0.49% 27,047 $5.9M Reduce -3.5%
XJH Ishare ESG SS S&P Midcap ETF 0.46% 135,265 $5.6M No change
GOOG Alphabet Inc. Class C 0.40% 27,192 $4.8M Reduce -4.2%
AAPL Apple Inc. 0.39% 22,933 $4.7M Reduce -5.7%
PYPL PayPal Holdings Inc. 0.38% 62,159 $4.6M Reduce -0.1%
MDYV SS SPDR S&P 400 MC Val ETF 0.37% 56,977 $4.5M Add +0.0%
ROKU Roku Inc. 0.36% 50,000 $4.4M No change
AVGO Broadcom Inc. 0.35% 15,571 $4.3M Reduce -1.9%
META Meta Platforms Inc. Class A 0.35% 5,815 $4.3M Reduce -4.6%
RSP Invesco S&P 500 Equal Weight 0.35% 23,250 $4.2M No change
VOO Vanguard S&P 500 ETF 0.34% 7,233 $4.1M No change
PACB Pacific Biosciences of Calif 0.34% 3,300,000 $4.1M No change
MDYG SS SPDR S&P 400 MC GR ETF 0.34% 46,872 $4.1M Add +0.3%
SPY SS SPDR S&P 500 ETF Trust-US 0.34% 6,578 $4.1M Reduce -0.8%
VSGX Vanguard ESG Intl Stock ETF 0.31% 57,700 $3.8M No change
STIP iShares 0-5 Year Tips Bond E 0.27% 31,435 $3.2M Reduce -1.0%
NKE Nike Inc. Class B 0.25% 42,405 $3.0M Reduce -0.1%
VGSR Vert GLB Sust Re ETF filed as MANAGER DIRECTED PORTFOLIOS 0.24% 281,644 $2.9M No change
XLK SS Technology Select Sector 0.24% 11,602 $2.9M No change
INCY Incyte Corp. 0.24% 42,786 $2.9M Reduce -0.1%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.23% 22,560 $2.8M Reduce -0.4%
PLTR Palantir Technologies Inc. Class A 0.23% 20,173 $2.8M No change
NFLX Netflix Inc. 0.22% 2,001 $2.7M Reduce -0.7%
BUD Anheuser-Busch Inbev-SPN ADR 0.21% 37,096 $2.5M Reduce -0.1%
GSK GSK PLC-Spon ADR 0.21% 65,667 $2.5M Reduce -0.1%
VEEV Veeva Systems Inc. Class A 0.21% 8,686 $2.5M Reduce -0.1%
CGW Invesco S&P Global Water Ind 0.20% 39,541 $2.5M No change
CMCSA Comcast Corp. Class A 0.20% 68,341 $2.4M Reduce -0.1%
VTI VG Morningstar TS MKT ETF-US 0.20% 8,021 $2.4M No change
ESGE iShares Inc. iShares ESG Awar 0.20% 61,391 $2.4M No change
QQQ Invesco QQQ Trust Series 1 0.20% 4,349 $2.4M Reduce -11.3%
HII Huntington Ingalls Industrie 0.20% 9,895 $2.4M Reduce -0.1%
CTVA Corteva Inc. 0.20% 31,672 $2.4M Reduce -0.1%
EMHY iShares J.P. Morgan Em High 0.19% 58,185 $2.3M No change
SCHH Schwab US REIT ETF 0.18% 105,540 $2.2M No change
PAYC Paycom Software Inc. 0.18% 9,489 $2.2M Reduce -0.1%
TSM Taiwan Semiconductor-SP ADR 0.18% 9,645 $2.2M No change
ARKB ARK 21SHARES Bitcoin ETF 0.18% 60,000 $2.1M No change
CRSP Crispr Therapeutics AG 0.17% 42,197 $2.1M No change
FMC FMC Corp. 0.17% 48,320 $2.0M Reduce -0.1%
GILD Gilead Sciences Inc. 0.17% 18,167 $2.0M No change
ST Sensata Technologies Holdplc 0.16% 66,101 $2.0M Reduce -0.1%
TM Toyota Motor Corp. -Spon ADR 0.16% 11,461 $2.0M No change
EL Estee Lauder Companies Class A filed as LAUDER ESTEE COS INC 0.16% 24,398 $2.0M Reduce -0.1%
CATH Global X S&P 500 Ca Val ETF 0.16% 26,017 $2.0M No change
VTIP Vanguard Short-Term Tips 0.16% 38,608 $1.9M No change
NXPI NXP Semiconductors NV 0.16% 8,832 $1.9M Reduce -0.1%
CTSH Cognizant Tech Solutions-A 0.16% 24,615 $1.9M Reduce -0.1%
PFE Pfizer Inc. 0.16% 78,868 $1.9M Reduce -0.1%
SLYG SS SPDR S&P 600 SC GR ETF 0.16% 21,543 $1.9M Add +0.5%
GE General Electric filed as GE AEROSPACE 0.16% 7,410 $1.9M No change
RTO Rentokil Initial PLC-SP ADR 0.15% 77,785 $1.9M Reduce -0.1%
BSV Vanguard Short-Term Bond ETF 0.15% 23,360 $1.8M No change
SPYG SS SPDR P S&P 500 Growth ETF 0.15% 19,065 $1.8M No change
ZBH Zimmer Biomet Holdings Inc. 0.15% 19,818 $1.8M Reduce -0.1%
DVN Devon Energy Corp. 0.14% 54,877 $1.7M Reduce -5.6%
IFF Intl Flavors & Fragrances filed as INTERNATIONAL FLAVORS&FRAGRA 0.14% 23,174 $1.7M Reduce -0.1%
UPS United Parcel Service Class B 0.14% 16,829 $1.7M Reduce -0.1%
LW Lamb Weston Holdings Inc. 0.14% 32,259 $1.7M Reduce -0.1%
CMP Compass Minerals Internation 0.14% 82,978 $1.7M Reduce -0.1%
KHC The Kraft Heinz Co. 0.14% 64,063 $1.7M Reduce -0.1%
PII Polaris Inc. 0.14% 40,610 $1.7M Reduce -0.1%
XSOE Wisdmtree Emerg MKT Ex-St Ow 0.14% 47,864 $1.6M No change
CPB The Campbell's Company 0.13% 52,634 $1.6M Reduce -0.1%
SFST Southern First Bancshares 0.13% 42,397 $1.6M No change
LRCX Lam Research Corp. 0.13% 15,659 $1.5M No change
SCHF Schwab Intl Equity ETF 0.12% 67,731 $1.5M Add +3.5%
IXN iShares Global Tech ETF 0.12% 16,157 $1.5M No change
BABA Alibaba Group Holding-SP ADR 0.12% 13,080 $1.5M Reduce -0.2%
DG Dollar General Corp. 0.12% 12,874 $1.5M Reduce -0.1%
GPN Global Payments Inc. 0.12% 18,311 $1.5M Reduce -0.1%
BIO Bio-Rad Laboratories-A 0.12% 6,051 $1.5M Reduce -0.1%
COIN Coinbase Global Inc. Class A 0.12% 4,065 $1.4M No change
AMN Amn Healthcare Services Inc. 0.12% 68,851 $1.4M Reduce -0.1%
QVMT Invesco S&P 500 Concentrated 0.11% 26,386 $1.4M Add +1.4%
INTU Intuit Inc. 0.11% 1,729 $1.4M No change
SSNC Ss&c Technologies Holdings 0.11% 16,287 $1.3M No change
LYG Lloyds Banking Group PLC-ADR 0.11% 303,742 $1.3M Reduce -0.1%
PG The Procter & Gamble Co. 0.10% 7,668 $1.2M No change
AMGN Amgen Inc. 0.10% 4,185 $1.2M Reduce -0.4%
SDY SS SPDR S&P Dividend ETF 0.10% 8,604 $1.2M Add +4.4%
MMM 3M Co. 0.10% 7,649 $1.2M Reduce -0.8%
LHX L3HARRIS Technologies Inc. 0.10% 4,606 $1.2M No change
VFC VF Corp. 0.10% 97,951 $1.2M Reduce -0.1%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.09% 4,078 $1.1M Reduce -0.3%
RPRX Royalty Pharma PLC Class A 0.09% 31,368 $1.1M Reduce -0.1%
IEFA iShares Core MSCI Eafe ETF 0.09% 13,489 $1.1M No change
IWS iShares Russell Mid-Cap Valu 0.09% 8,256 $1.1M No change
MDY State Street SPDR S&P Midcap 0.09% 1,910 $1.1M No change
MO Altria Group Inc. 0.09% 17,978 $1.1M No change
JPM JPMorgan Chase & Co. 0.09% 3,627 $1.1M No change
JNJ Johnson & Johnson 0.08% 6,565 $1.0M No change
WTRG Essential Utilities Inc. 0.08% 26,786 $995K Reduce -0.1%
XYZ Block Inc. 0.08% 14,608 $992K Reduce -0.2%
NOC Northrop Grumman Corp. 0.08% 1,969 $984K Reduce -0.1%
GEV GE Vernova Inc. 0.08% 1,810 $958K No change
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE 0.08% 2,171 $957K No change
GOOGL Alphabet Inc. Class A 0.08% 5,400 $952K No change
BIIB Biogen Inc. 0.08% 7,256 $911K No change
ALB Albemarle Corp. 0.08% 14,509 $909K Reduce -0.2%
SPSB SS SPDR P St C Corp. ETF 0.07% 29,627 $894K No change
IQV Iqvia Holdings Inc. 0.07% 5,548 $874K No change
BSCQ Invesco Bulletshares 2026 CB 0.07% 43,999 $859K No change
VEA Vanguard Ftse Developed ETF 0.07% 15,070 $859K No change
BSCP Invesco Bulletshares 2025 CB 0.07% 41,402 $856K No change
REVG Rev Group Inc. 0.07% 17,900 $852K No change
SPTM SS SPDR P S&P 1500 Comp ETF 0.07% 11,156 $835K No change
DEO Diageo PLC-Sponsored ADR 0.07% 8,146 $821K Reduce -0.1%
LAC Lithium Americas Corp. 0.07% 304,118 $815K Reduce -0.1%
VZ Verizon Communications Inc. 0.07% 18,614 $805K Reduce -1.8%
SLB SLB Ltd. filed as SCHLUMBERGER LTD 0.07% 23,709 $801K Reduce -0.1%
NVEE NV5 Global Inc. 0.07% 34,428 $795K No change
APH Amphenol Corp. Class A 0.07% 8,015 $791K No change
ISMD Inspire Small/Mid Cap ETF 0.06% 22,123 $786K No change
APA Apa Corp. 0.06% 42,693 $781K Reduce -0.1%
BELFB Bel Fuse Inc. Class B 0.06% 7,932 $775K No change
BBW Build-A-Bear Workshop Inc. 0.06% 14,907 $769K No change
EFA iShares MSCI Eafe ETF 0.06% 8,565 $766K Add +6.5%
HCI Hci Group Inc. 0.06% 5,016 $763K No change
VGT Vanguard Info Tech ETF 0.06% 1,146 $760K No change
PK Park Hotels & Resorts Inc. 0.06% 72,498 $742K Reduce -0.1%
BSMQ Invesco Bulletshares 2026 MB 0.06% 31,181 $735K No change
BSMP Invesco Bulletshares 2025 MB 0.06% 29,864 $733K No change
BIL SS SPDR BB 1-3M T-Bill ETF 0.06% 7,900 $725K No change
PRDO Perdoceo Education Corp. 0.06% 22,042 $721K No change
BSCS Invesco Bulletshares 2028 CB 0.06% 33,989 $696K No change
BSCR Invesco Bulletshares 2027 CB 0.06% 35,068 $689K No change
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.06% 2,333 $688K No change
FDMO Fidelity Momentum Factor ETF 0.06% 9,000 $683K No change
IJH iShares Core S&P Midcap ETF 0.06% 11,017 $683K Reduce -0.2%
REX Rex American Resources Corp. 0.06% 13,988 $681K Reduce -50.0%
TK Teekay Corp. Ltd. 0.05% 79,234 $654K No change
BSMS Invesco Bulletshares 2028 MB 0.05% 27,984 $650K No change
BSMU Invesco Bulletshares 2030 MB 0.05% 30,178 $649K No change
BSMT Invesco Bulletshares 2029 MB 0.05% 28,555 $648K No change
VGSH Vanguard Short-Term Treasury 0.05% 11,030 $648K No change
BSMR Invesco Bulletshares 2027 MB 0.05% 27,514 $646K No change
HBB Hamilton Beach Brand-A 0.05% 35,705 $639K No change
SO The Southern Co. 0.05% 6,929 $636K No change
EBAY eBay Inc. 0.05% 8,405 $626K No change
BLBD Blue Bird Corp. 0.05% 14,437 $623K No change
DVA Davita Inc. 0.05% 4,238 $604K No change
SB Safe Bulkers Inc. 0.05% 167,423 $604K No change
HSII Heidrick & Struggles Intl 0.05% 12,985 $594K No change
NEE Nextera Energy Inc. 0.05% 8,547 $593K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.05% 12,484 $591K Reduce -11.2%
TTWO Take-Two Interactive Softwre 0.05% 2,428 $590K No change
CRM Salesforce Inc. 0.05% 2,130 $581K Reduce -8.6%
KO The Coca-Cola Co. 0.05% 8,172 $578K Reduce -7.9%
DHIL Diamond Hill Investment Grp 0.05% 3,927 $571K No change
RCKY Rocky Brands Inc. 0.05% 25,449 $565K No change
IBTG iShares Ibonds Dec 2026 Term 0.05% 24,382 $559K No change
IBTF iShares Ibonds Dec 2025 Term 0.05% 23,917 $559K No change
WWJD Inspire International ETF 0.05% 16,307 $559K No change
OZK Bank Ozk 0.05% 11,800 $555K No change
LEGH Legacy Housing Corp. 0.05% 24,277 $550K No change
CAT Caterpillar Inc. 0.05% 1,413 $549K Reduce -3.8%
HYLB Xtrackers Usd High Yield Cor 0.05% 14,856 $548K No change
GDEN Golden Entertainment Inc. 0.05% 18,603 $547K No change
ABBV Abbvie Inc. 0.04% 2,913 $541K No change
WMT Walmart Inc. 0.04% 5,502 $538K Reduce -2.3%
BSMV Invesco Bulletshares 2031 MB 0.04% 26,048 $537K No change
BSSX Invesco Bulletshares 2033 MB 0.04% 21,373 $536K No change
BSMW Invesco Bulletshares 2032 MB 0.04% 21,854 $535K No change
BSMY Invesco Bulletshares 2034 MB 0.04% 22,510 $534K No change
BSX Boston Scientific Corp. 0.04% 4,961 $533K No change
XCEM Columbia Em Core Ex-China 0.04% 15,518 $530K Add +10.1%
CSCO Cisco Systems Inc. 0.04% 7,524 $522K No change
IBTH iShares Ibonds Dec 2027 Term 0.04% 23,218 $522K No change
JBL Jabil Inc. 0.04% 2,364 $516K No change
XOM Exxon Mobil Corp. 0.04% 4,755 $513K Reduce -35.0%
SD Sandridge Energy Inc. 0.04% 47,425 $513K No change
CVS CVS Health Corp. 0.04% 7,420 $512K No change
IBTI iShares Ibonds Dec 2028 Term 0.04% 22,903 $512K No change
PANL Pangaea Logistics Solutions 0.04% 108,199 $509K No change
EML The Eastern Co. 0.04% 21,684 $495K No change
ESOA Energy Services of America 0.04% 48,944 $487K No change
USIG iShares Broad Usd Investment 0.04% 9,349 $481K No change
BZH Beazer Homes USA Inc. 0.04% 21,424 $479K No change
Z Zillow Group Inc. Class C 0.04% 6,833 $479K No change
REPX Riley Exploration Permian Inc. 0.04% 18,205 $478K No change
TMUS T-Mobile US Inc. 0.04% 2,003 $477K Reduce -3.3%
MDT Medtronic PLC 0.04% 5,434 $474K No change
EGY Vaalco Energy Inc. 0.04% 130,722 $472K No change
AXP American Express Co. 0.04% 1,470 $469K Reduce -2.0%
VIRC Virco MFG Corporation 0.04% 58,229 $465K No change
ASC Ardmore Shipping Corp. 0.04% 48,033 $461K No change
JAKK Jakks Pacific Inc. 0.04% 22,133 $460K No change
ABT Abbott Laboratories 0.04% 3,364 $458K No change
VGIT Vanguard Intermediate-Term T 0.04% 7,644 $457K No change
HOV Hovnanian Enterprises-A 0.04% 4,353 $455K No change
HY Hyster-Yale Inc. 0.04% 11,403 $454K No change
HRL Hormel Foods Corp. 0.04% 14,348 $434K No change
AXR Amrep Corp. 0.04% 20,626 $432K No change
INTC Intel Corp. 0.04% 19,194 $430K Reduce -0.7%
MLR Miller Industries Inc. 0.04% 9,639 $429K No change
SCHA Schwab US Small-Cap ETF 0.04% 16,826 $426K No change
VRTX Vertex Pharmaceuticals Inc. 0.04% 957 $426K No change
FMS Fresenius Medical Care-ADR 0.03% 14,509 $415K No change
MDXG Mimedx Group Inc. 0.03% 67,938 $415K No change
CVX Chevron Corp. 0.03% 2,880 $412K No change
RSPT Invesco S&P 500 Equal Weight 0.03% 10,050 $410K No change
TZOO Travelzoo 0.03% 32,208 $410K No change
HD Home Depot Inc. 0.03% 1,105 $405K No change
MCD McDonald's Corp. 0.03% 1,367 $399K No change
PANW Palo Alto Networks Inc. 0.03% 1,943 $398K No change
BSJQ Invesco Bulletshares 2026 HY 0.03% 16,687 $389K No change
BSJP Invesco Bulletshares 2025 HY 0.03% 16,860 $389K No change
LLY Eli Lilly & Co. 0.03% 498 $388K No change
SHOE Shoe Station Group Inc. filed as SHOE CARNIVAL INC 0.03% 20,711 $387K No change
IJR iShares Core S&P Small-Cap E 0.03% 3,485 $381K Reduce -0.2%
MRK Merck & Co. Inc. 0.03% 4,689 $371K No change
FF Futurefuel Corp. 0.03% 95,269 $370K No change
BNDX Vanguard Total Intl Bond ETF 0.03% 7,371 $365K No change
VPL Vanguard Ftse Pacific ETF 0.03% 4,382 $360K No change
SHOP Shopify Inc. Class A 0.03% 3,060 $353K No change
TCMD Tactile Systems Technology I 0.03% 34,524 $350K No change
JPST JPMorgan Ultra-Short Income 0.03% 6,896 $349K No change
HCA HCA Healthcare Inc. 0.03% 905 $347K No change
BSJS Invesco Bulletshares 2028 HY 0.03% 15,643 $345K No change
BSJR Invesco Bulletshares 2027 HY 0.03% 15,158 $344K No change
UBCP United Bancorp Inc. 0.03% 23,338 $338K No change
T AT&T Inc. 0.03% 11,435 $331K No change
IJS iShares S&P Small-Cap 600 Va 0.03% 3,320 $330K No change
FDUS Fidus Investment Corp. 0.03% 16,153 $326K No change
BX Blackstone Inc. 0.03% 2,171 $325K No change
PHG Koninklijke Philips NVR- NY 0.03% 13,532 $324K No change
VB Vanguard Most SM-Cap ETF-Usd 0.03% 1,365 $324K No change
AOR iShares Core 60/40 Balanced 0.03% 5,211 $321K No change
CI The Cigna Group 0.03% 959 $317K No change
GEHC GE Healthcare Technology 0.03% 4,207 $312K No change
HAS Hasbro Inc. 0.03% 4,218 $311K No change
VCYT Veracyte Inc. 0.03% 11,415 $309K No change
ADBE Adobe Inc. 0.03% 794 $307K No change
PEP Pepsico Inc. 0.03% 2,317 $306K Reduce -1.3%
UNH Unitedhealth Group Inc. 0.03% 980 $306K No change
GS Goldman Sachs Group Inc. 0.02% 425 $301K No change
RTX RTX Corp. 0.02% 2,057 $300K Reduce -20.1%
SCHG Schwab US Large-Cap Growth 0.02% 10,045 $293K No change
DUK Duke Energy Corp. 0.02% 2,416 $285K No change
MS Morgan Stanley 0.02% 1,996 $281K No change
IEMG iShares Core MSCI Emerging 0.02% 4,636 $278K No change
FLRN SS SPDR BB Ig Float RT ETF 0.02% 8,970 $277K No change
TRU Transunion 0.02% 3,140 $276K Reduce -0.4%
VUG Vanguard Mrngstar GR ETF-Sui 0.02% 620 $272K No change
AMT American Tower Corp. 0.02% 1,189 $263K No change
TMO Thermo Fisher Scientific Inc. 0.02% 639 $259K No change
FITB Fifth Third Bancorp 0.02% 6,172 $254K No change
ARCC Ares Capital Corp. 0.02% 11,535 $253K No change
CHTR Charter Communications Inc. Class A 0.02% 610 $250K No change
SPHQ Invesco S&P 500 Quality ETF 0.02% 3,510 $250K No change
BND Vanguard Total Bond Market 0.02% 3,356 $247K No change
IWM iShares Russell 2000 ETF 0.02% 1,097 $237K Reduce -22.9%
VYM Vanguard High DVD Yield ETF 0.02% 1,771 $236K No change
BLKB Blackbaud Inc. 0.02% 3,657 $235K No change
SWKS Skyworks Solutions Inc. 0.02% 3,140 $234K No change
USB US Bancorp 0.02% 5,167 $234K No change
SNY Sanofi-ADR 0.02% 4,767 $230K No change
UBER Uber Technologies Inc. 0.02% 2,426 $226K No change
JCI Johnson Controls Internation 0.02% 2,139 $226K Reduce -12.3%
AEP American Electric Power 0.02% 2,112 $219K No change
IJJ iShares S&P Mid-Cap 400 Valu 0.02% 1,756 $217K No change
GLD SPDR Gold Shares 0.02% 701 $214K No change
CNC Centene Corp. 0.02% 3,843 $209K No change
IJK iShares S&P Mid-Cap 400 Grow 0.02% 2,303 $209K No change
HEDJ Wisdomtree Europe Hedged Equ 0.02% 4,320 $208K No change
K Kellanova 0.02% 2,604 $207K No change
WFC Wells Fargo & Co. 0.02% 2,584 $207K Reduce -29.4%
BMY Bristol-Myers Squibb Co. 0.02% 4,402 $204K No change
VMC Vulcan Materials Co. 0.02% 775 $202K No change
BSCU Invesco Bulletshares 2030 CB 0.01% 10,409 $175K No change
XBKNX BlackRock Invest QLTY Muni 0.01% 15,000 $164K No change
PATH Uipath Inc. Class A 0.01% 10,000 $128K No change
AXGN Axogen Inc. 0.01% 10,366 $112K No change
XCHYX Calamos Convert & High Inc. 0.01% 10,000 $110K No change
RUN Sunrun Inc. 0.01% 12,215 $100K No change
ERIC Ericsson (lm) Tel-SP ADR filed as TELEFONAKTIEBOLAGET LM ERICS 0.01% 11,442 $97K No change
NTLA Intellia Therapeutics Inc. 0.01% 10,000 $94K No change
AMCX AMC Global Media Inc. filed as AMC NETWORKS INC 0.01% 11,508 $72K No change
LAR Lithium Argentina AG 0.01% 32,798 $68K No change
POWW Outdoor Holding Co. 0.00% 20,532 $26K No change
EDIT Editas Medicine Inc. 0.00% 10,000 $22K No change

Portfolio Sells Q2 2025 → Q3 2025
SPSM SS SPDR P S&P 600 Small Cap Sold out 0.00% −0.03
NVDA Nvidia Corp. Reduce -2.1% 1.59% −0.02
QQQ Invesco QQQ Trust Series 1 Reduce -11.3% 0.20% −0.02
MP MP Materials Corp. Sold out 0.00% −0.02
XOM Exxon Mobil Corp. Reduce -35.0% 0.04% −0.02
AAPL Apple Inc. Reduce -5.7% 0.39% −0.02
PECO Phillips Edison & Company Inc. Sold out 0.00% −0.02
MSFT Microsoft Corp. Reduce -3.5% 0.60% −0.02
GOOG Alphabet Inc. Class C Reduce -4.2% 0.40% −0.01
META Meta Platforms Inc. Class A Reduce -4.6% 0.35% −0.01
AMZN Amazon.com Inc. Reduce -3.5% 0.49% −0.01
SCHX Schwab US Large-Cap ETF Reduce -0.7% 19.00% −0.01
DVN Devon Energy Corp. Reduce -5.6% 0.14% −0.01
SPYV SS SPDR P S&P 500 Value ETF Reduce -0.9% 2.83% −0.01
SPMD SS SPDR P S&P 400 Midcap ETF Reduce -0.8% 3.90% −0.01
WFC Wells Fargo & Co. Reduce -29.4% 0.02% −0.01
RTX RTX Corp. Reduce -20.1% 0.02% −0.01
BAC Bank of America Corp. Reduce -11.2% 0.05% −0.01
IWM iShares Russell 2000 ETF Reduce -22.9% 0.02% −0.01
AVGO Broadcom Inc. Reduce -1.9% 0.35% −0.00
CRM Salesforce Inc. Reduce -8.6% 0.05% −0.00
KO The Coca-Cola Co. Reduce -7.9% 0.05% −0.00
JCI Johnson Controls Internation Reduce -12.3% 0.02% −0.00
CAT Caterpillar Inc. Reduce -3.8% 0.05% −0.00
JPSE JPM Diversified RT Small Cap Reduce -0.7% 4.66% −0.00
TMUS T-Mobile US Inc. Reduce -3.3% 0.04% −0.00
STIP iShares 0-5 Year Tips Bond E Reduce -1.0% 0.27% −0.00
VZ Verizon Communications Inc. Reduce -1.8% 0.07% −0.00
WMT Walmart Inc. Reduce -2.3% 0.04% −0.00
AXP American Express Co. Reduce -2.0% 0.04% −0.00
SPY SS SPDR S&P 500 ETF Trust-US Reduce -0.8% 0.34% −0.00
PEP Pepsico Inc. Reduce -1.3% 0.03% −0.00
NFLX Netflix Inc. Reduce -0.7% 0.22% −0.00
MMM 3M Co. Reduce -0.8% 0.10% −0.00
INTC Intel Corp. Reduce -0.7% 0.04% 0.00
TRU Transunion Reduce -0.4% 0.02% 0.00
IJH iShares Core S&P Midcap ETF Reduce -0.2% 0.06% +0.00
IJR iShares Core S&P Small-Cap E Reduce -0.2% 0.03% +0.00
ALB Albemarle Corp. Reduce -0.2% 0.08% +0.00
AMGN Amgen Inc. Reduce -0.4% 0.10% +0.00
APA Apa Corp. Reduce -0.1% 0.06% +0.00
DEO Diageo PLC-Sponsored ADR Reduce -0.1% 0.07% +0.00
LAC Lithium Americas Corp. Reduce -0.1% 0.07% +0.00
PK Park Hotels & Resorts Inc. Reduce -0.1% 0.06% +0.00
REX Rex American Resources Corp. Reduce -50.0% 0.06% +0.00
SPEM State Street SP PTF Em ETF Reduce -0.6% 2.84% +0.00
SLB SLB Ltd. Reduce -0.1% 0.07% +0.00
VO Vngrd Mrngstr MD-Cap ETF-Usd Reduce -0.3% 0.09% +0.00
NOC Northrop Grumman Corp. Reduce -0.1% 0.08% +0.00
XYZ Block Inc. Reduce -0.2% 0.08% +0.00

Portfolio Buys Q2 2025 → Q3 2025
IWB iShares Russell 1000 ETF Add +1.3% 1.54% +0.03
IVW iShares S&P 500 Growth ETF Add +0.4% 1.07% +0.01
SCHF Schwab Intl Equity ETF Add +3.5% 0.12% +0.00
SDY SS SPDR S&P Dividend ETF Add +4.4% 0.10% +0.00
XCEM Columbia Em Core Ex-China Add +10.1% 0.04% +0.00
EFA iShares MSCI Eafe ETF Add +6.5% 0.06% +0.00
MDYG SS SPDR S&P 400 MC GR ETF Add +0.3% 0.34% +0.00
MDYV SS SPDR S&P 400 MC Val ETF Add +0.0% 0.37% +0.00
QVMT Invesco S&P 500 Concentrated Add +1.4% 0.11% +0.00
SLYG SS SPDR S&P 600 SC GR ETF Add +0.5% 0.16% +0.00

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 172$1.3BSCHX, ACWX, BOND, SPMD, AGG
Q1 2026 254$1.2BSCHX, BOND, AGG, ACWX, SPMD
Q4 2025 269$1.3BSCHX, BOND, AGG, JPSE, USHY
Q3 2025 311$1.2BSCHX, BOND, JPSE, SPMD, USHY
Q2 2025 314$1.2BSCHX, BOND, JPSE, SPMD, USHY
Q1 2025 307$1.2BSCHX, BOND, JPSE, USHY, BLV
Q4 2024 185$1.1BSCHX, BOND, JPSE, USHY, BLV
Q3 2024 276$1.2BSCHX, JPSE, BLV, USHY, SPMD
Q2 2024 267$1.1BSCHX, IVE, JPSE, BLV, TSLA
Q1 2024 46$184.9MMSFT, AIG, APH, AMZN, MA