Moneywise, Inc.
In its 13F for Q3 2024 (holdings as of September 30, 2024, filed October 21, 2024), Moneywise, Inc. reported 60 stock positions worth $203.3 million. Its top holding was Schwab US Large-Cap ETF (SCHX) at 15.5% of the portfolio, followed by iShares Core S&P Total U.S. (ITOT, 8.2%) and Pacer US Cash Cows 100 ETF (COWZ, 6.0%). Compared with Q2 2024, it opened 6 new positions, sold out of 3, added to 22 and reduced 28. The biggest buy was iShares Russell 3000 ETF (IWV, shares +86%) and the biggest sale Schwab US Mid Cap ETF (SCHM, shares −37%).
- Most Recent 13F
- Q2 2026
- Location
- FOREST, VA
- CIK
- 0001703080
- Portfolio Value
- $203.3M (Q3 2024)
- SEC Filing
- 0001754960-24-000522 ↗ filed Oct 21, 2024
Holdings Value
Holdings 60 stocks · $203.3M
| SCHX Schwab US Large-Cap ETF | 15.51% | 464,770 | $31.5M | Reduce -8.7% |
| ITOT iShares Core S&P Total U.S. | 8.19% | 132,519 | $16.6M | Add +9.6% |
| COWZ Pacer US Cash Cows 100 ETF | 5.99% | 210,470 | $12.2M | Reduce -6.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 5.76% | 20,424 | $11.7M | Add +67.4% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 5.29% | 40,868 | $10.8M | Add +72.0% |
| IWV iShares Russell 3000 ETF | 5.26% | 32,717 | $10.7M | Add +85.9% |
| PTL Inspire 500 ETF | 4.54% | 43,201 | $9.2M | Add +20.3% |
| CALF PCR US SM CP CSH CWS ETF-Usd | 3.84% | 167,725 | $7.8M | Reduce -20.8% |
| SCHM Schwab US Mid Cap ETF | 3.45% | 84,495 | $7.0M | Reduce -37.1% |
| QGRO American Century US Quality | 3.10% | 69,319 | $6.3M | Reduce -19.7% |
| SCHA Schwab US Small-Cap ETF | 3.10% | 122,283 | $6.3M | Reduce -38.9% |
| IVW iShares S&P 500 Growth ETF | 2.90% | 61,619 | $5.9M | Add +49.2% |
| VTEB Vanguard Tax-Exempt Bond ETF | 2.87% | 114,257 | $5.8M | Add +82.2% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 2.72% | 117,506 | $5.5M | Add +2.1% |
| MUST Columbia Multi-Sect Muni Inc. | 2.05% | 200,471 | $4.2M | Reduce -34.7% |
| FLQM Franklin U.S. Mid Cap Multif | 1.62% | 59,128 | $3.3M | Reduce -38.5% |
| EFV iShares MSCI Eafe Value ETF | 1.47% | 52,072 | $3.0M | Add +92.0% |
| FYC First Trust Small Cap Growth | 1.41% | 38,594 | $2.9M | Reduce -7.8% |
| DGRO iShares Core Dividend Growth | 1.34% | 43,303 | $2.7M | New |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 1.29% | 9,939 | $2.6M | Reduce -2.4% |
| IVV iShares Core S&P 500 ETF | 1.17% | 4,108 | $2.4M | Add +11.0% |
| FTCS First Trust Capital Strength | 0.95% | 21,214 | $1.9M | Reduce -29.2% |
| BNDW Vanguard Total World Bond Et | 0.90% | 25,880 | $1.8M | Reduce -52.7% |
| TPHD Timothy Plan High DVD STCK | 0.89% | 48,028 | $1.8M | Add +15.2% |
| BIBL Inspire 100 ETF | 0.89% | 44,479 | $1.8M | Add +13.3% |
| IJH iShares Core S&P Midcap ETF | 0.84% | 27,373 | $1.7M | Reduce -49.3% |
| MSFT Microsoft Corp. | 0.77% | 3,622 | $1.6M | New |
| SHM SS SPDR N Ice St Muni ETF | 0.76% | 32,008 | $1.5M | Reduce -54.3% |
| IFRA iShares US Infrastructure | 0.75% | 32,364 | $1.5M | Add +88.8% |
| IYW iShares Ustechnology ETF | 0.75% | 9,992 | $1.5M | Add +90.5% |
| EFG iShares MSCI Eafe Growth ETF | 0.73% | 13,790 | $1.5M | Add +94.5% |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.73% | 24,149 | $1.5M | Add +90.9% |
| UPS United Parcel Service Class B | 0.65% | 9,688 | $1.3M | No change |
| AFDM FRST TRST Act Fact Em ETF-US | 0.61% | 18,532 | $1.2M | Reduce -4.7% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.61% | 5,209 | $1.2M | Reduce -7.3% |
| SPLV Invesco S&P 500 Low Volatili | 0.60% | 17,136 | $1.2M | Reduce -1.3% |
| XMLV Invesco S&P Midcap Low Volat | 0.53% | 17,815 | $1.1M | Reduce -5.8% |
| BINC iShares Flex I A ETF-Usd Inc. | 0.53% | 20,003 | $1.1M | Add +46.4% |
| IJR iShares Core S&P Small-Cap E | 0.44% | 7,671 | $897K | Add +2.2% |
| GOOG Alphabet Inc. Class C | 0.42% | 5,057 | $845K | New |
| VTI VG Morningstar TS MKT ETF-US | 0.35% | 2,523 | $714K | New |
| AAPL Apple Inc. | 0.33% | 2,889 | $673K | Add +15.7% |
| FMB First Trust Managed Municipa | 0.30% | 11,783 | $612K | Reduce -59.7% |
| GEF Greif Inc. Class A | 0.30% | 9,750 | $611K | No change |
| SPSM SS SPDR P S&P 600 Small Cap | 0.27% | 11,919 | $542K | Add +0.2% |
| XOM Exxon Mobil Corp. | 0.22% | 3,887 | $456K | Reduce -1.3% |
| SCHG Schwab US Large-Cap Growth | 0.22% | 4,291 | $447K | Reduce -0.3% |
| BNDX Vanguard Total Intl Bond ETF | 0.21% | 8,598 | $432K | Reduce -21.0% |
| LMBS First Trust Low Duration Opp | 0.20% | 8,295 | $410K | Reduce -47.2% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.17% | 884 | $339K | Add +0.9% |
| SCHF Schwab Intl Equity ETF | 0.14% | 6,966 | $286K | Reduce -4.6% |
| NVDA Nvidia Corp. | 0.14% | 2,324 | $282K | Reduce -0.3% |
| BWXT BWX Technologies Inc. | 0.14% | 2,586 | $281K | No change |
| HDMV FT Horizon MGD Vol D Int ETF | 0.13% | 8,658 | $273K | Reduce -24.8% |
| FIXD First Trust Smith Opportunis | 0.12% | 5,378 | $243K | Reduce -31.9% |
| IJK iShares S&P Mid-Cap 400 Grow | 0.11% | 2,521 | $232K | Add +0.2% |
| NEE Nextera Energy Inc. | 0.11% | 2,696 | $228K | Reduce -4.9% |
| CSX CSX Corp. | 0.11% | 6,518 | $225K | No change |
| HD Home Depot Inc. | 0.10% | 500 | $203K | New |
| IJJ iShares S&P Mid-Cap 400 Valu | 0.10% | 1,633 | $202K | New |
Portfolio Sells Q2 2024 → Q3 2024
| SCHM Schwab US Mid Cap ETF | Reduce -37.1% | 3.45% | −2.08 |
| SCHA Schwab US Small-Cap ETF | Reduce -38.9% | 3.10% | −1.93 |
| SCHX Schwab US Large-Cap ETF | Reduce -8.7% | 15.51% | −1.81 |
| MUST Columbia Multi-Sect Muni Inc. | Reduce -34.7% | 2.05% | −1.26 |
| BNDW Vanguard Total World Bond Et | Reduce -52.7% | 0.90% | −1.07 |
| CALF PCR US SM CP CSH CWS ETF-Usd | Reduce -20.8% | 3.84% | −1.05 |
| SHM SS SPDR N Ice St Muni ETF | Reduce -54.3% | 0.76% | −0.99 |
| FLQM Franklin U.S. Mid Cap Multif | Reduce -38.5% | 1.62% | −0.99 |
| IJH iShares Core S&P Midcap ETF | Reduce -49.3% | 0.84% | −0.83 |
| QGRO American Century US Quality | Reduce -19.7% | 3.10% | −0.83 |
| IWP iShares Russell Mid-Cap Grow | Sold out | 0.00% | −0.81 |
| FMB First Trust Managed Municipa | Reduce -59.7% | 0.30% | −0.49 |
| COWZ Pacer US Cash Cows 100 ETF | Reduce -6.0% | 5.99% | −0.47 |
| FTCS First Trust Capital Strength | Reduce -29.2% | 0.95% | −0.39 |
| LMBS First Trust Low Duration Opp | Reduce -47.2% | 0.20% | −0.20 |
| GLD SPDR Gold Shares | Sold out | 0.00% | −0.14 |
| SCHZ Schwab US Aggregate Bond ETF | Sold out | 0.00% | −0.11 |
| BNDX Vanguard Total Intl Bond ETF | Reduce -21.0% | 0.21% | −0.07 |
| FIXD First Trust Smith Opportunis | Reduce -31.9% | 0.12% | −0.06 |
| FYC First Trust Small Cap Growth | Reduce -7.8% | 1.41% | −0.05 |
| AFDM FRST TRST Act Fact Em ETF-US | Reduce -4.7% | 0.61% | −0.04 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -7.3% | 0.61% | −0.04 |
| HDMV FT Horizon MGD Vol D Int ETF | Reduce -24.8% | 0.13% | −0.04 |
| XMLV Invesco S&P Midcap Low Volat | Reduce -5.8% | 0.53% | −0.02 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -2.4% | 1.29% | −0.02 |
| XOM Exxon Mobil Corp. | Reduce -1.3% | 0.22% | −0.02 |
| NVDA Nvidia Corp. | Reduce -0.3% | 0.14% | −0.01 |
| SCHG Schwab US Large-Cap Growth | Reduce -0.3% | 0.22% | −0.01 |
| SCHF Schwab Intl Equity ETF | Reduce -4.6% | 0.14% | −0.01 |
| NEE Nextera Energy Inc. | Reduce -4.9% | 0.11% | +0.01 |
| SPLV Invesco S&P 500 Low Volatili | Reduce -1.3% | 0.60% | +0.01 |
Portfolio Buys Q2 2024 → Q3 2024
| IWV iShares Russell 3000 ETF | Add +85.9% | 5.26% | +2.38 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +67.4% | 5.76% | +2.25 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Add +72.0% | 5.29% | +2.15 |
| DGRO iShares Core Dividend Growth | New | 1.34% | +1.34 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +82.2% | 2.87% | +1.21 |
| IVW iShares S&P 500 Growth ETF | Add +49.2% | 2.90% | +0.88 |
| MSFT Microsoft Corp. | New | 0.77% | +0.77 |
| PTL Inspire 500 ETF | Add +20.3% | 4.54% | +0.76 |
| EFV iShares MSCI Eafe Value ETF | Add +92.0% | 1.47% | +0.71 |
| ITOT iShares Core S&P Total U.S. | Add +9.6% | 8.19% | +0.58 |
| GOOG Alphabet Inc. Class C | New | 0.42% | +0.42 |
| IFRA iShares US Infrastructure | Add +88.8% | 0.75% | +0.37 |
| VTI VG Morningstar TS MKT ETF-US | New | 0.35% | +0.35 |
| EFG iShares MSCI Eafe Growth ETF | Add +94.5% | 0.73% | +0.35 |
| EMXC iShares MSCI Emr MRK Ex Chna | Add +90.9% | 0.73% | +0.33 |
| IYW iShares Ustechnology ETF | Add +90.5% | 0.75% | +0.33 |
| BINC iShares Flex I A ETF-Usd Inc. | Add +46.4% | 0.53% | +0.15 |
| TPHD Timothy Plan High DVD STCK | Add +15.2% | 0.89% | +0.12 |
| BIBL Inspire 100 ETF | Add +13.3% | 0.89% | +0.10 |
| HD Home Depot Inc. | New | 0.10% | +0.10 |
| IJJ iShares S&P Mid-Cap 400 Valu | New | 0.10% | +0.10 |
| IVV iShares Core S&P 500 ETF | Add +11.0% | 1.17% | +0.09 |
| AAPL Apple Inc. | Add +15.7% | 0.33% | +0.05 |
| IJR iShares Core S&P Small-Cap E | Add +2.2% | 0.44% | +0.02 |
| SPSM SS SPDR P S&P 600 Small Cap | Add +0.2% | 0.27% | +0.01 |
| IJK iShares S&P Mid-Cap 400 Grow | Add +0.2% | 0.11% | −0.00 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +0.9% | 0.17% | −0.01 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Add +2.1% | 2.72% | −0.03 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 86 | $268.1M | SCHX, ITOT, SPY, IWV, VV |
| Q1 2026 | 82 | $229.0M | SCHX, SPY, IWV, VV, IEFA |
| Q4 2025 | 82 | $240.4M | SCHX, MRSK, SPY, IWV, VV |
| Q3 2025 | 72 | $221.1M | MRSK, SCHX, SPY, IWV, ITOT |
| Q2 2025 | 74 | $213.3M | MRSK, SCHX, SPY, IWV, ITOT |
| Q1 2025 | 56 | $188.9M | SCHX, ITOT, VV, SPY, IWV |
| Q4 2024 | 51 | $199.5M | SCHX, ITOT, SPY, VV, IWV |
| Q3 2024 | 60 | $203.3M | SCHX, ITOT, COWZ, SPY, VV |
| Q2 2024 | 57 | $188.9M | SCHX, ITOT, COWZ, SCHM, SCHA |
| Q1 2024 | 59 | $184.0M | SCHX, SCHM, SCHA, CALF, COWZ |