Moneywise, Inc.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 24, 2025), Moneywise, Inc. reported 72 stock positions worth $221.1 million. Its top holding was Toews Agility Shares Managed (MRSK) at 9.7% of the portfolio, followed by Schwab US Large-Cap ETF (SCHX, 9.5%) and SS SPDR S&P 500 ETF Trust-US (SPY, 7.7%). Compared with Q2 2025, it opened 5 new positions, sold out of 7, added to 26 and reduced 35. The biggest buy was St Sr Utl SL SE SPDR ETF-Usd (XLU, shares +189%) and the biggest sale an exit from SS Industrial Select Sector (XLI).
- Most Recent 13F
- Q2 2026
- Location
- FOREST, VA
- CIK
- 0001703080
- Portfolio Value
- $221.1M (Q3 2025)
- SEC Filing
- 0001754960-25-000709 ↗ filed Oct 24, 2025
Holdings Value
Holdings 72 stocks · $221.1M
| MRSK Toews Agility Shares Managed | 9.75% | 604,818 | $21.5M | Reduce -9.4% |
| SCHX Schwab US Large-Cap ETF | 9.53% | 799,390 | $21.1M | Reduce -3.7% |
| SPY SS SPDR S&P 500 ETF Trust-US | 7.71% | 25,581 | $17.0M | Reduce -2.9% |
| IWV iShares Russell 3000 ETF | 6.63% | 38,649 | $14.6M | Reduce -1.1% |
| ITOT iShares Core S&P Total U.S. | 6.29% | 95,524 | $13.9M | Add +5.1% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 5.40% | 38,754 | $11.9M | Reduce -1.3% |
| IEFA iShares Core MSCI Eafe ETF | 3.62% | 91,763 | $8.0M | Reduce -0.9% |
| PTL Inspire 500 ETF | 3.62% | 32,073 | $8.0M | Add +0.6% |
| IWP iShares Russell Mid-Cap Grow | 3.31% | 51,335 | $7.3M | Reduce -1.1% |
| XLK SS Technology Select Sector | 3.19% | 25,058 | $7.1M | Add +45.1% |
| XLU St Sr Utl SL SE SPDR ETF-Usd | 3.13% | 79,463 | $6.9M | Add +189.3% |
| ESUM Eventide US Market ETF filed as STRATEGY SHS | 3.06% | 248,810 | $6.8M | Add +11.9% |
| COWZ Pacer US Cash Cows 100 ETF | 2.38% | 91,636 | $5.3M | Reduce -3.4% |
| SCHM Schwab US Mid Cap ETF | 2.12% | 158,034 | $4.7M | Reduce -1.6% |
| VTEB Vanguard Tax-Exempt Bond ETF | 2.07% | 91,256 | $4.6M | Add +11.9% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 1.89% | 89,450 | $4.2M | Add +12.1% |
| SCHA Schwab US Small-Cap ETF | 1.73% | 137,410 | $3.8M | Add +0.7% |
| QGRO American Century US Quality | 1.68% | 32,422 | $3.7M | Reduce -8.4% |
| BIBL Inspire 100 ETF | 1.26% | 62,903 | $2.8M | Add +1.6% |
| CALF PCR US SM CP CSH CWS ETF-Usd | 1.26% | 63,391 | $2.8M | Reduce -4.4% |
| VUG Vanguard Mrngstar GR ETF-Sui | 1.23% | 5,654 | $2.7M | Reduce -0.3% |
| TPIF Timothy Plan Intl ETF | 1.20% | 79,783 | $2.7M | Add +2.8% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 1.19% | 8,933 | $2.6M | Reduce -2.5% |
| IVV iShares Core S&P 500 ETF | 1.09% | 3,599 | $2.4M | Reduce -2.6% |
| FYC First Trust Small Cap Growth | 1.05% | 25,699 | $2.3M | Reduce -1.9% |
| EEM iShares MSCI Emerging Market | 1.05% | 43,605 | $2.3M | Reduce -2.9% |
| FLQM Franklin U.S. Mid Cap Multif | 0.79% | 30,923 | $1.7M | Reduce -0.7% |
| MSFT Microsoft Corp. | 0.72% | 3,090 | $1.6M | Reduce -4.0% |
| IJH iShares Core S&P Midcap ETF | 0.65% | 21,941 | $1.4M | Reduce -2.9% |
| ELCV Eventide High Dividend ETF filed as STRATEGY SHS | 0.60% | 49,486 | $1.3M | Add +63.4% |
| VTI VG Morningstar TS MKT ETF-US | 0.58% | 3,922 | $1.3M | Reduce -9.9% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.54% | 4,691 | $1.2M | Reduce -4.3% |
| MUST Columbia Multi-Sect Muni Inc. | 0.53% | 57,500 | $1.2M | Reduce -27.1% |
| GOOG Alphabet Inc. Class C | 0.51% | 4,633 | $1.1M | Reduce -5.8% |
| IVW iShares S&P 500 Growth ETF | 0.50% | 9,094 | $1.1M | Add +1.0% |
| WWJD Inspire International ETF | 0.44% | 27,797 | $980K | Add +10.8% |
| BLES Inspire Global Hope ETF | 0.43% | 22,555 | $958K | Add +10.7% |
| NEOS ETF TRUST | 0.42% | 29,768 | $934K | Add +11.4% |
| SPLV Invesco S&P 500 Low Volatili | 0.42% | 12,563 | $923K | Reduce -6.2% |
| TPSC Timothy Plan US Small Cap Co. | 0.39% | 20,939 | $870K | Add +11.6% |
| XMLV Invesco S&P Midcap Low Volat | 0.39% | 13,599 | $864K | No change |
| TPHD Timothy Plan High DVD STCK | 0.39% | 21,784 | $857K | Add +8.9% |
| FTCS First Trust Capital Strength | 0.37% | 8,820 | $826K | Reduce -4.4% |
| UPS United Parcel Service Class B | 0.37% | 9,668 | $808K | Reduce -0.2% |
| SHM SS SPDR N Ice St Muni ETF | 0.30% | 13,810 | $666K | Reduce -5.9% |
| IJR iShares Core S&P Small-Cap E | 0.30% | 5,573 | $662K | Reduce -16.5% |
| AAPL Apple Inc. | 0.28% | 2,457 | $626K | Reduce -17.4% |
| GEF Greif Inc. Class A | 0.26% | 9,750 | $583K | No change |
| SCHG Schwab US Large-Cap Growth | 0.25% | 17,169 | $548K | Add +0.0% |
| NUE Nucor Corp. | 0.23% | 3,771 | $511K | Add +0.1% |
| BINC iShares Flex I A ETF-Usd Inc. | 0.21% | 8,904 | $474K | Add +3.9% |
| XOM Exxon Mobil Corp. | 0.20% | 3,953 | $446K | Add +0.5% |
| SCHF Schwab Intl Equity ETF | 0.19% | 17,791 | $414K | Reduce -3.5% |
| BWXT BWX Technologies Inc. | 0.19% | 2,230 | $411K | Reduce -13.8% |
| SPSM SS SPDR P S&P 600 Small Cap | 0.17% | 8,039 | $372K | Reduce -0.3% |
| IVE iShares S&P 500 Value ETF | 0.16% | 1,742 | $360K | Reduce -2.8% |
| NVDA Nvidia Corp. | 0.16% | 1,904 | $355K | No change |
| AFDM FRST TRST Act Fact Em ETF-US | 0.13% | 3,636 | $279K | No change |
| GLD SPDR Gold Shares | 0.12% | 775 | $275K | No change |
| BNDW Vanguard Total World Bond Et | 0.12% | 3,804 | $265K | Reduce -56.0% |
| HD Home Depot Inc. | 0.12% | 654 | $265K | New |
| GE General Electric filed as GE AEROSPACE | 0.11% | 831 | $250K | Add +5.1% |
| IEMG iShares Core MSCI Emerging | 0.11% | 3,726 | $246K | Add +3.2% |
| IJK iShares S&P Mid-Cap 400 Grow | 0.11% | 2,532 | $243K | Add +0.1% |
| CSX CSX Corp. | 0.10% | 6,518 | $231K | No change |
| VOO Vanguard S&P 500 ETF | 0.10% | 365 | $223K | Add +2.5% |
| LMBS First Trust Low Duration Opp | 0.10% | 4,350 | $217K | Reduce -14.0% |
| IJJ iShares S&P Mid-Cap 400 Valu | 0.10% | 1,653 | $214K | Add +0.3% |
| SCHB Schwab US Broad Market ETF | 0.10% | 8,193 | $211K | New |
| TSLA Tesla Inc. | 0.09% | 467 | $208K | New |
| NEE Nextera Energy Inc. | 0.09% | 2,696 | $204K | New |
| FIXD First Trust Smith Opportunis | 0.09% | 4,578 | $203K | New |
Portfolio Sells Q2 2025 → Q3 2025
| XLI SS Industrial Select Sector | Sold out | 0.00% | −2.05 |
| SGOV iShares 0-3 Month Treasury B | Sold out | 0.00% | −1.19 |
| XLF SS Financial Select Sector | Sold out | 0.00% | −1.05 |
| MRSK Toews Agility Shares Managed | Reduce -9.4% | 9.75% | −0.76 |
| SHYM iShares Short Duration High | Sold out | 0.00% | −0.22 |
| MUST Columbia Multi-Sect Muni Inc. | Reduce -27.1% | 0.53% | −0.21 |
| SHYD Vaneck SH Hi YLD Muni | Sold out | 0.00% | −0.21 |
| BNDW Vanguard Total World Bond Et | Reduce -56.0% | 0.12% | −0.16 |
| QGRO American Century US Quality | Reduce -8.4% | 1.68% | −0.13 |
| FMUN Fidelity System Muni BND ETF | Sold out | 0.00% | −0.11 |
| IBM Intl Business Machines Corp. | Sold out | 0.00% | −0.10 |
| UPS United Parcel Service Class B | Reduce -0.2% | 0.37% | −0.09 |
| IWP iShares Russell Mid-Cap Grow | Reduce -1.1% | 3.31% | −0.07 |
| COWZ Pacer US Cash Cows 100 ETF | Reduce -3.4% | 2.38% | −0.07 |
| IJR iShares Core S&P Small-Cap E | Reduce -16.5% | 0.30% | −0.04 |
| SPLV Invesco S&P 500 Low Volatili | Reduce -6.2% | 0.42% | −0.04 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -9.9% | 0.58% | −0.04 |
| SHM SS SPDR N Ice St Muni ETF | Reduce -5.9% | 0.30% | −0.03 |
| MSFT Microsoft Corp. | Reduce -4.0% | 0.72% | −0.03 |
| FTCS First Trust Capital Strength | Reduce -4.4% | 0.37% | −0.02 |
| LMBS First Trust Low Duration Opp | Reduce -14.0% | 0.10% | −0.02 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -2.5% | 1.19% | −0.01 |
| IJH iShares Core S&P Midcap ETF | Reduce -2.9% | 0.65% | −0.01 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -4.3% | 0.54% | −0.00 |
| FLQM Franklin U.S. Mid Cap Multif | Reduce -0.7% | 0.79% | −0.00 |
| SCHF Schwab Intl Equity ETF | Reduce -3.5% | 0.19% | −0.00 |
| AAPL Apple Inc. | Reduce -17.4% | 0.28% | −0.00 |
| IVE iShares S&P 500 Value ETF | Reduce -2.8% | 0.16% | −0.00 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -0.9% | 3.62% | +0.00 |
| SPSM SS SPDR P S&P 600 Small Cap | Reduce -0.3% | 0.17% | +0.01 |
| SCHM Schwab US Mid Cap ETF | Reduce -1.6% | 2.12% | +0.01 |
| BWXT BWX Technologies Inc. | Reduce -13.8% | 0.19% | +0.01 |
| SCHX Schwab US Large-Cap ETF | Reduce -3.7% | 9.53% | +0.01 |
| IVV iShares Core S&P 500 ETF | Reduce -2.6% | 1.09% | +0.01 |
| CALF PCR US SM CP CSH CWS ETF-Usd | Reduce -4.4% | 1.26% | +0.02 |
| EEM iShares MSCI Emerging Market | Reduce -2.9% | 1.05% | +0.04 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -0.3% | 1.23% | +0.06 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -2.9% | 7.71% | +0.08 |
| FYC First Trust Small Cap Growth | Reduce -1.9% | 1.05% | +0.08 |
| GOOG Alphabet Inc. Class C | Reduce -5.8% | 0.51% | +0.10 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Reduce -1.3% | 5.40% | +0.15 |
| IWV iShares Russell 3000 ETF | Reduce -1.1% | 6.63% | +0.19 |
Portfolio Buys Q2 2025 → Q3 2025
| XLU St Sr Utl SL SE SPDR ETF-Usd | Add +189.3% | 3.13% | +2.08 |
| XLK SS Technology Select Sector | Add +45.1% | 3.19% | +1.14 |
| ITOT iShares Core S&P Total U.S. | Add +5.1% | 6.29% | +0.54 |
| ESUM Eventide US Market ETF | Add +11.9% | 3.06% | +0.35 |
| ELCV Eventide High Dividend ETF | Add +63.4% | 0.60% | +0.24 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +11.9% | 2.07% | +0.19 |
| PTL Inspire 500 ETF | Add +0.6% | 3.62% | +0.19 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Add +12.1% | 1.89% | +0.16 |
| HD Home Depot Inc. | New | 0.12% | +0.12 |
| SCHA Schwab US Small-Cap ETF | Add +0.7% | 1.73% | +0.12 |
| SCHB Schwab US Broad Market ETF | New | 0.10% | +0.10 |
| TSLA Tesla Inc. | New | 0.09% | +0.09 |
| NEE Nextera Energy Inc. | New | 0.09% | +0.09 |
| FIXD First Trust Smith Opportunis | New | 0.09% | +0.09 |
| BIBL Inspire 100 ETF | Add +1.6% | 1.26% | +0.06 |
| TPSC Timothy Plan US Small Cap Co. | Add +11.6% | 0.39% | +0.05 |
| BLES Inspire Global Hope ETF | Add +10.7% | 0.43% | +0.05 |
| WWJD Inspire International ETF | Add +10.8% | 0.44% | +0.04 |
| NEOS ETF TRUST | Add +11.4% | 0.42% | +0.04 |
| TPHD Timothy Plan High DVD STCK | Add +8.9% | 0.39% | +0.03 |
| IVW iShares S&P 500 Growth ETF | Add +1.0% | 0.50% | +0.03 |
| TPIF Timothy Plan Intl ETF | Add +2.8% | 1.20% | +0.03 |
| GE General Electric | Add +5.1% | 0.11% | +0.02 |
| SCHG Schwab US Large-Cap Growth | Add +0.0% | 0.25% | +0.01 |
| IEMG iShares Core MSCI Emerging | Add +3.2% | 0.11% | +0.01 |
| VOO Vanguard S&P 500 ETF | Add +2.5% | 0.10% | +0.01 |
| XOM Exxon Mobil Corp. | Add +0.5% | 0.20% | +0.00 |
| NUE Nucor Corp. | Add +0.1% | 0.23% | +0.00 |
| BINC iShares Flex I A ETF-Usd Inc. | Add +3.9% | 0.21% | +0.00 |
| IJK iShares S&P Mid-Cap 400 Grow | Add +0.1% | 0.11% | +0.00 |
| IJJ iShares S&P Mid-Cap 400 Valu | Add +0.3% | 0.10% | +0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 86 | $268.1M | SCHX, ITOT, SPY, IWV, VV |
| Q1 2026 | 82 | $229.0M | SCHX, SPY, IWV, VV, IEFA |
| Q4 2025 | 82 | $240.4M | SCHX, MRSK, SPY, IWV, VV |
| Q3 2025 | 72 | $221.1M | MRSK, SCHX, SPY, IWV, ITOT |
| Q2 2025 | 74 | $213.3M | MRSK, SCHX, SPY, IWV, ITOT |
| Q1 2025 | 56 | $188.9M | SCHX, ITOT, VV, SPY, IWV |
| Q4 2024 | 51 | $199.5M | SCHX, ITOT, SPY, VV, IWV |
| Q3 2024 | 60 | $203.3M | SCHX, ITOT, COWZ, SPY, VV |
| Q2 2024 | 57 | $188.9M | SCHX, ITOT, COWZ, SCHM, SCHA |
| Q1 2024 | 59 | $184.0M | SCHX, SCHM, SCHA, CALF, COWZ |