Moneywise, Inc.
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 23, 2025), Moneywise, Inc. reported 56 stock positions worth $188.9 million. Its top holding was Schwab US Large-Cap ETF (SCHX) at 14.9% of the portfolio, followed by iShares Core S&P Total U.S. (ITOT, 8.8%) and Vngrd Mrgstr LRG-Cap ETF-Usd (VV, 7.5%). Compared with Q4 2024, it opened 8 new positions, sold out of 3, added to 18 and reduced 26. The biggest buy was Vngrd Mrngstr MD-Cap ETF-Usd (VO, shares +221%) and the biggest sale iShares Core S&P Midcap ETF (IJH, shares −52%).
- Most Recent 13F
- Q2 2026
- Location
- FOREST, VA
- CIK
- 0001703080
- Portfolio Value
- $188.9M (Q1 2025)
- SEC Filing
- 0001754960-25-000237 ↗ filed Apr 23, 2025
Holdings Value
Holdings 56 stocks · $188.9M
| SCHX Schwab US Large-Cap ETF | 14.86% | 1,271,226 | $28.1M | Reduce -3.6% |
| ITOT iShares Core S&P Total U.S. | 8.77% | 135,770 | $16.6M | Reduce -3.0% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 7.49% | 55,064 | $14.2M | Add +8.2% |
| SPY SS SPDR S&P 500 ETF Trust-US | 7.38% | 24,911 | $13.9M | Add +4.0% |
| IWV iShares Russell 3000 ETF | 6.20% | 36,892 | $11.7M | Add +3.4% |
| COWZ Pacer US Cash Cows 100 ETF | 5.19% | 179,140 | $9.8M | Reduce -0.1% |
| PTL Inspire 500 ETF | 4.86% | 44,635 | $9.2M | Reduce -17.4% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 4.17% | 30,451 | $7.9M | Add +220.7% |
| IVW iShares S&P 500 Growth ETF | 3.51% | 71,508 | $6.6M | Add +4.7% |
| SCHM Schwab US Mid Cap ETF | 2.64% | 190,026 | $5.0M | Reduce -8.7% |
| IJH iShares Core S&P Midcap ETF | 2.43% | 78,761 | $4.6M | Reduce -52.1% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 2.17% | 89,154 | $4.1M | Reduce -23.5% |
| QGRO American Century US Quality | 1.95% | 39,327 | $3.7M | Reduce -16.1% |
| SCHA Schwab US Small-Cap ETF | 1.92% | 155,036 | $3.6M | Reduce -12.5% |
| CALF PCR US SM CP CSH CWS ETF-Usd | 1.80% | 90,642 | $3.4M | Reduce -20.6% |
| VTEB Vanguard Tax-Exempt Bond ETF | 1.76% | 67,147 | $3.3M | Reduce -21.0% |
| DGRO iShares Core Dividend Growth | 1.74% | 53,177 | $3.3M | Add +4.1% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.53% | 13,064 | $2.9M | Add +160.9% |
| TPHD Timothy Plan High DVD STCK | 1.52% | 76,469 | $2.9M | Add +34.7% |
| BIBL Inspire 100 ETF | 1.47% | 72,272 | $2.8M | Add +35.8% |
| MUST Columbia Multi-Sect Muni Inc. | 1.16% | 108,892 | $2.2M | Reduce -15.8% |
| FLQM Franklin U.S. Mid Cap Multif | 1.07% | 38,131 | $2.0M | Reduce -2.6% |
| FYC First Trust Small Cap Growth | 1.06% | 29,221 | $2.0M | Reduce -7.4% |
| IVV iShares Core S&P 500 ETF | 1.00% | 3,346 | $1.9M | Reduce -5.2% |
| IFRA iShares US Infrastructure | 0.99% | 41,317 | $1.9M | Add +4.9% |
| IYW iShares Ustechnology ETF | 0.92% | 12,311 | $1.7M | Add +6.5% |
| BINC iShares Flex I A ETF-Usd Inc. | 0.79% | 28,576 | $1.5M | Reduce -0.5% |
| ESUM Eventide US Market ETF filed as STRATEGY SHS | 0.74% | 59,427 | $1.4M | New |
| SPLV Invesco S&P 500 Low Volatili | 0.65% | 16,350 | $1.2M | Add +0.2% |
| MSFT Microsoft Corp. | 0.59% | 2,979 | $1.1M | Reduce -2.8% |
| FTCS First Trust Capital Strength | 0.58% | 12,180 | $1.1M | Reduce -7.7% |
| VTI VG Morningstar TS MKT ETF-US | 0.50% | 3,413 | $938K | Reduce -0.0% |
| BNDW Vanguard Total World Bond Et | 0.49% | 13,586 | $935K | Reduce -22.6% |
| XMLV Invesco S&P Midcap Low Volat | 0.46% | 14,224 | $878K | Reduce -2.1% |
| SHM SS SPDR N Ice St Muni ETF | 0.43% | 16,946 | $807K | Reduce -12.4% |
| GOOG Alphabet Inc. Class C | 0.42% | 5,038 | $787K | No change |
| TPIF Timothy Plan Intl ETF | 0.38% | 25,187 | $724K | New |
| ELCV Eventide High Dividend ETF filed as STRATEGY SHS | 0.38% | 28,890 | $719K | New |
| BLES Inspire Global Hope ETF | 0.37% | 18,631 | $703K | New |
| IJR iShares Core S&P Small-Cap E | 0.37% | 6,655 | $696K | Reduce -70.2% |
| WWJD Inspire International ETF | 0.35% | 21,573 | $663K | New |
| NEOS ETF TRUST | 0.34% | 22,341 | $635K | New |
| TPSC Timothy Plan US Small Cap Co. | 0.33% | 17,057 | $632K | New |
| GEF Greif Inc. Class A | 0.28% | 9,750 | $536K | No change |
| XOM Exxon Mobil Corp. | 0.25% | 3,919 | $466K | Add +0.5% |
| SCHG Schwab US Large-Cap Growth | 0.23% | 17,167 | $430K | Add +0.0% |
| SCHF Schwab Intl Equity ETF | 0.22% | 20,673 | $409K | Reduce -9.6% |
| SPSM SS SPDR P S&P 600 Small Cap | 0.19% | 8,986 | $366K | Reduce -2.3% |
| AAPL Apple Inc. | 0.18% | 1,515 | $337K | Reduce -47.4% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.16% | 836 | $310K | Add +0.1% |
| BWXT BWX Technologies Inc. | 0.14% | 2,586 | $255K | No change |
| LMBS First Trust Low Duration Opp | 0.13% | 5,036 | $248K | Add +0.4% |
| AFDM FRST TRST Act Fact Em ETF-US | 0.13% | 3,628 | $241K | Add +0.0% |
| GLD SPDR Gold Shares | 0.12% | 775 | $223K | New |
| IJK iShares S&P Mid-Cap 400 Grow | 0.11% | 2,527 | $210K | Add +0.1% |
| NVDA Nvidia Corp. | 0.11% | 1,904 | $206K | No change |
Portfolio Sells Q4 2024 → Q1 2025
| IJH iShares Core S&P Midcap ETF | Reduce -52.1% | 2.43% | −2.70 |
| IJR iShares Core S&P Small-Cap E | Reduce -70.2% | 0.37% | −0.92 |
| PTL Inspire 500 ETF | Reduce -17.4% | 4.86% | −0.92 |
| CALF PCR US SM CP CSH CWS ETF-Usd | Reduce -20.6% | 1.80% | −0.72 |
| UPS United Parcel Service Class B | Sold out | 0.00% | −0.61 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Reduce -23.5% | 2.17% | −0.47 |
| SCHX Schwab US Large-Cap ETF | Reduce -3.6% | 14.86% | −0.46 |
| QGRO American Century US Quality | Reduce -16.1% | 1.95% | −0.39 |
| SCHA Schwab US Small-Cap ETF | Reduce -12.5% | 1.92% | −0.37 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -21.0% | 1.76% | −0.37 |
| SCHM Schwab US Mid Cap ETF | Reduce -8.7% | 2.64% | −0.25 |
| ITOT iShares Core S&P Total U.S. | Reduce -3.0% | 8.77% | −0.25 |
| AAPL Apple Inc. | Reduce -47.4% | 0.18% | −0.18 |
| FYC First Trust Small Cap Growth | Reduce -7.4% | 1.06% | −0.16 |
| MUST Columbia Multi-Sect Muni Inc. | Reduce -15.8% | 1.16% | −0.16 |
| CSX CSX Corp. | Sold out | 0.00% | −0.11 |
| BNDW Vanguard Total World Bond Et | Reduce -22.6% | 0.49% | −0.11 |
| IJJ iShares S&P Mid-Cap 400 Valu | Sold out | 0.00% | −0.10 |
| MSFT Microsoft Corp. | Reduce -2.8% | 0.59% | −0.06 |
| IVV iShares Core S&P 500 ETF | Reduce -5.2% | 1.00% | −0.05 |
| SHM SS SPDR N Ice St Muni ETF | Reduce -12.4% | 0.43% | −0.03 |
| SPSM SS SPDR P S&P 600 Small Cap | Reduce -2.3% | 0.19% | −0.01 |
| FTCS First Trust Capital Strength | Reduce -7.7% | 0.58% | −0.00 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -0.0% | 0.50% | +0.00 |
| FLQM Franklin U.S. Mid Cap Multif | Reduce -2.6% | 1.07% | +0.00 |
| SCHF Schwab Intl Equity ETF | Reduce -9.6% | 0.22% | +0.00 |
| XMLV Invesco S&P Midcap Low Volat | Reduce -2.1% | 0.46% | +0.02 |
| BINC iShares Flex I A ETF-Usd Inc. | Reduce -0.5% | 0.79% | +0.04 |
| COWZ Pacer US Cash Cows 100 ETF | Reduce -0.1% | 5.19% | +0.12 |
Portfolio Buys Q4 2024 → Q1 2025
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +220.7% | 4.17% | +2.91 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +160.9% | 1.53% | +0.93 |
| ESUM Eventide US Market ETF | New | 0.74% | +0.74 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Add +8.2% | 7.49% | +0.61 |
| TPHD Timothy Plan High DVD STCK | Add +34.7% | 1.52% | +0.49 |
| BIBL Inspire 100 ETF | Add +35.8% | 1.47% | +0.43 |
| TPIF Timothy Plan Intl ETF | New | 0.38% | +0.38 |
| ELCV Eventide High Dividend ETF | New | 0.38% | +0.38 |
| BLES Inspire Global Hope ETF | New | 0.37% | +0.37 |
| WWJD Inspire International ETF | New | 0.35% | +0.35 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +4.0% | 7.38% | +0.34 |
| NEOS ETF TRUST | New | 0.34% | +0.34 |
| TPSC Timothy Plan US Small Cap Co. | New | 0.33% | +0.33 |
| IWV iShares Russell 3000 ETF | Add +3.4% | 6.20% | +0.23 |
| DGRO iShares Core Dividend Growth | Add +4.1% | 1.74% | +0.17 |
| GLD SPDR Gold Shares | New | 0.12% | +0.12 |
| SPLV Invesco S&P 500 Low Volatili | Add +0.2% | 0.65% | +0.07 |
| IFRA iShares US Infrastructure | Add +4.9% | 0.99% | +0.07 |
| IVW iShares S&P 500 Growth ETF | Add +4.7% | 3.51% | +0.04 |
| XOM Exxon Mobil Corp. | Add +0.5% | 0.25% | +0.04 |
| AFDM FRST TRST Act Fact Em ETF-US | Add +0.0% | 0.13% | +0.02 |
| LMBS First Trust Low Duration Opp | Add +0.4% | 0.13% | +0.01 |
| IJK iShares S&P Mid-Cap 400 Grow | Add +0.1% | 0.11% | −0.00 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +0.1% | 0.16% | −0.01 |
| IYW iShares Ustechnology ETF | Add +6.5% | 0.92% | −0.01 |
| SCHG Schwab US Large-Cap Growth | Add +0.0% | 0.23% | −0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 86 | $268.1M | SCHX, ITOT, SPY, IWV, VV |
| Q1 2026 | 82 | $229.0M | SCHX, SPY, IWV, VV, IEFA |
| Q4 2025 | 82 | $240.4M | SCHX, MRSK, SPY, IWV, VV |
| Q3 2025 | 72 | $221.1M | MRSK, SCHX, SPY, IWV, ITOT |
| Q2 2025 | 74 | $213.3M | MRSK, SCHX, SPY, IWV, ITOT |
| Q1 2025 | 56 | $188.9M | SCHX, ITOT, VV, SPY, IWV |
| Q4 2024 | 51 | $199.5M | SCHX, ITOT, SPY, VV, IWV |
| Q3 2024 | 60 | $203.3M | SCHX, ITOT, COWZ, SPY, VV |
| Q2 2024 | 57 | $188.9M | SCHX, ITOT, COWZ, SCHM, SCHA |
| Q1 2024 | 59 | $184.0M | SCHX, SCHM, SCHA, CALF, COWZ |