Moneywise, Inc.
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 27, 2025), Moneywise, Inc. reported 51 stock positions worth $199.5 million. Its top holding was Schwab US Large-Cap ETF (SCHX) at 15.3% of the portfolio, followed by iShares Core S&P Total U.S. (ITOT, 9.0%) and SS SPDR S&P 500 ETF Trust-US (SPY, 7.0%). Compared with Q3 2024, it sold out of 9, added to 19 and reduced 27. The biggest buy was iShares Core S&P Midcap ETF (IJH, shares +501%) and the biggest sale an exit from iShares MSCI Eafe Value ETF (EFV).
- Most Recent 13F
- Q2 2026
- Location
- FOREST, VA
- CIK
- 0001703080
- Portfolio Value
- $199.5M (Q4 2024)
- SEC Filing
- 0001754960-25-000070 ↗ filed Jan 27, 2025
Holdings Value
Holdings 51 stocks · $199.5M
| SCHX Schwab US Large-Cap ETF | 15.32% | 1,318,408 | $30.6M | Reduce -5.4% |
| ITOT iShares Core S&P Total U.S. | 9.02% | 139,915 | $18.0M | Add +5.6% |
| SPY SS SPDR S&P 500 ETF Trust-US | 7.04% | 23,944 | $14.0M | Add +17.2% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 6.88% | 50,908 | $13.7M | Add +24.6% |
| IWV iShares Russell 3000 ETF | 5.98% | 35,673 | $11.9M | Add +9.0% |
| PTL Inspire 500 ETF | 5.78% | 54,013 | $11.5M | Add +25.0% |
| IJH iShares Core S&P Midcap ETF | 5.14% | 164,454 | $10.2M | Add +500.8% |
| COWZ Pacer US Cash Cows 100 ETF | 5.08% | 179,303 | $10.1M | Reduce -14.8% |
| IVW iShares S&P 500 Growth ETF | 3.48% | 68,273 | $6.9M | Add +10.8% |
| SCHM Schwab US Mid Cap ETF | 2.89% | 208,059 | $5.8M | Reduce -17.9% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 2.64% | 116,588 | $5.3M | Reduce -0.8% |
| CALF PCR US SM CP CSH CWS ETF-Usd | 2.52% | 114,127 | $5.0M | Reduce -32.0% |
| QGRO American Century US Quality | 2.34% | 46,897 | $4.7M | Reduce -32.4% |
| SCHA Schwab US Small-Cap ETF | 2.30% | 177,190 | $4.6M | Reduce -27.6% |
| VTEB Vanguard Tax-Exempt Bond ETF | 2.14% | 84,961 | $4.3M | Reduce -25.6% |
| DGRO iShares Core Dividend Growth | 1.57% | 51,099 | $3.1M | Add +18.0% |
| MUST Columbia Multi-Sect Muni Inc. | 1.32% | 129,408 | $2.6M | Reduce -35.5% |
| IJR iShares Core S&P Small-Cap E | 1.29% | 22,355 | $2.6M | Add +191.4% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 1.26% | 9,496 | $2.5M | Reduce -4.5% |
| FYC First Trust Small Cap Growth | 1.23% | 31,561 | $2.4M | Reduce -18.2% |
| FLQM Franklin U.S. Mid Cap Multif | 1.07% | 39,163 | $2.1M | Reduce -33.8% |
| IVV iShares Core S&P 500 ETF | 1.04% | 3,529 | $2.1M | Reduce -14.1% |
| BIBL Inspire 100 ETF | 1.04% | 53,202 | $2.1M | Add +19.6% |
| TPHD Timothy Plan High DVD STCK | 1.03% | 56,774 | $2.1M | Add +18.2% |
| IYW iShares Ustechnology ETF | 0.93% | 11,565 | $1.8M | Add +15.7% |
| IFRA iShares US Infrastructure | 0.91% | 39,392 | $1.8M | Add +21.7% |
| BINC iShares Flex I A ETF-Usd Inc. | 0.75% | 28,721 | $1.5M | Add +43.6% |
| MSFT Microsoft Corp. | 0.65% | 3,066 | $1.3M | Reduce -15.3% |
| UPS United Parcel Service Class B | 0.61% | 9,688 | $1.2M | No change |
| VB Vanguard Most SM-Cap ETF-Usd | 0.60% | 5,008 | $1.2M | Reduce -3.9% |
| BNDW Vanguard Total World Bond Et | 0.60% | 17,555 | $1.2M | Reduce -32.2% |
| FTCS First Trust Capital Strength | 0.58% | 13,197 | $1.2M | Reduce -37.8% |
| SPLV Invesco S&P 500 Low Volatili | 0.57% | 16,324 | $1.1M | Reduce -4.7% |
| VTI VG Morningstar TS MKT ETF-US | 0.50% | 3,414 | $989K | Add +35.3% |
| GOOG Alphabet Inc. Class C | 0.48% | 5,038 | $959K | Reduce -0.4% |
| SHM SS SPDR N Ice St Muni ETF | 0.46% | 19,348 | $917K | Reduce -39.5% |
| XMLV Invesco S&P Midcap Low Volat | 0.44% | 14,533 | $884K | Reduce -18.4% |
| AAPL Apple Inc. | 0.36% | 2,880 | $721K | Reduce -0.3% |
| GEF Greif Inc. Class A | 0.30% | 9,750 | $596K | No change |
| SCHG Schwab US Large-Cap Growth | 0.24% | 17,165 | $478K | No change |
| SCHF Schwab Intl Equity ETF | 0.21% | 22,870 | $423K | Add +64.2% |
| XOM Exxon Mobil Corp. | 0.21% | 3,898 | $419K | Add +0.3% |
| SPSM SS SPDR P S&P 600 Small Cap | 0.21% | 9,199 | $413K | Reduce -22.8% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.17% | 835 | $343K | Reduce -5.5% |
| BWXT BWX Technologies Inc. | 0.14% | 2,586 | $288K | No change |
| NVDA Nvidia Corp. | 0.13% | 1,904 | $256K | Reduce -18.1% |
| LMBS First Trust Low Duration Opp | 0.12% | 5,015 | $244K | Reduce -39.5% |
| IJK iShares S&P Mid-Cap 400 Grow | 0.12% | 2,524 | $230K | Add +0.1% |
| AFDM FRST TRST Act Fact Em ETF-US | 0.11% | 3,627 | $223K | Reduce -80.4% |
| CSX CSX Corp. | 0.11% | 6,518 | $210K | No change |
| IJJ iShares S&P Mid-Cap 400 Valu | 0.10% | 1,639 | $205K | Add +0.4% |
Portfolio Sells Q3 2024 → Q4 2024
| EFV iShares MSCI Eafe Value ETF | Sold out | 0.00% | −1.47 |
| CALF PCR US SM CP CSH CWS ETF-Usd | Reduce -32.0% | 2.52% | −1.32 |
| COWZ Pacer US Cash Cows 100 ETF | Reduce -14.8% | 5.08% | −0.91 |
| SCHA Schwab US Small-Cap ETF | Reduce -27.6% | 2.30% | −0.80 |
| QGRO American Century US Quality | Reduce -32.4% | 2.34% | −0.76 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -25.6% | 2.14% | −0.74 |
| MUST Columbia Multi-Sect Muni Inc. | Reduce -35.5% | 1.32% | −0.73 |
| EFG iShares MSCI Eafe Growth ETF | Sold out | 0.00% | −0.73 |
| EMXC iShares MSCI Emr MRK Ex Chna | Sold out | 0.00% | −0.73 |
| SCHM Schwab US Mid Cap ETF | Reduce -17.9% | 2.89% | −0.56 |
| FLQM Franklin U.S. Mid Cap Multif | Reduce -33.8% | 1.07% | −0.55 |
| AFDM FRST TRST Act Fact Em ETF-US | Reduce -80.4% | 0.11% | −0.50 |
| FTCS First Trust Capital Strength | Reduce -37.8% | 0.58% | −0.37 |
| FMB First Trust Managed Municipa | Sold out | 0.00% | −0.30 |
| BNDW Vanguard Total World Bond Et | Reduce -32.2% | 0.60% | −0.30 |
| SHM SS SPDR N Ice St Muni ETF | Reduce -39.5% | 0.46% | −0.30 |
| BNDX Vanguard Total Intl Bond ETF | Sold out | 0.00% | −0.21 |
| SCHX Schwab US Large-Cap ETF | Reduce -5.4% | 15.32% | −0.19 |
| FYC First Trust Small Cap Growth | Reduce -18.2% | 1.23% | −0.19 |
| HDMV FT Horizon MGD Vol D Int ETF | Sold out | 0.00% | −0.13 |
| IVV iShares Core S&P 500 ETF | Reduce -14.1% | 1.04% | −0.12 |
| FIXD First Trust Smith Opportunis | Sold out | 0.00% | −0.12 |
| MSFT Microsoft Corp. | Reduce -15.3% | 0.65% | −0.12 |
| NEE Nextera Energy Inc. | Sold out | 0.00% | −0.11 |
| HD Home Depot Inc. | Sold out | 0.00% | −0.10 |
| XMLV Invesco S&P Midcap Low Volat | Reduce -18.4% | 0.44% | −0.09 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Reduce -0.8% | 2.64% | −0.08 |
| LMBS First Trust Low Duration Opp | Reduce -39.5% | 0.12% | −0.08 |
| SPSM SS SPDR P S&P 600 Small Cap | Reduce -22.8% | 0.21% | −0.06 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -4.5% | 1.26% | −0.03 |
| SPLV Invesco S&P 500 Low Volatili | Reduce -4.7% | 0.57% | −0.03 |
| NVDA Nvidia Corp. | Reduce -18.1% | 0.13% | −0.01 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -3.9% | 0.60% | −0.00 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -5.5% | 0.17% | +0.00 |
| AAPL Apple Inc. | Reduce -0.3% | 0.36% | +0.03 |
| GOOG Alphabet Inc. Class C | Reduce -0.4% | 0.48% | +0.07 |
Portfolio Buys Q3 2024 → Q4 2024
| IJH iShares Core S&P Midcap ETF | Add +500.8% | 5.14% | +4.30 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Add +24.6% | 6.88% | +1.59 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +17.2% | 7.04% | +1.27 |
| PTL Inspire 500 ETF | Add +25.0% | 5.78% | +1.24 |
| IJR iShares Core S&P Small-Cap E | Add +191.4% | 1.29% | +0.85 |
| ITOT iShares Core S&P Total U.S. | Add +5.6% | 9.02% | +0.83 |
| IWV iShares Russell 3000 ETF | Add +9.0% | 5.98% | +0.72 |
| IVW iShares S&P 500 Growth ETF | Add +10.8% | 3.48% | +0.57 |
| DGRO iShares Core Dividend Growth | Add +18.0% | 1.57% | +0.24 |
| BINC iShares Flex I A ETF-Usd Inc. | Add +43.6% | 0.75% | +0.22 |
| IYW iShares Ustechnology ETF | Add +15.7% | 0.93% | +0.18 |
| IFRA iShares US Infrastructure | Add +21.7% | 0.91% | +0.17 |
| BIBL Inspire 100 ETF | Add +19.6% | 1.04% | +0.15 |
| VTI VG Morningstar TS MKT ETF-US | Add +35.3% | 0.50% | +0.14 |
| TPHD Timothy Plan High DVD STCK | Add +18.2% | 1.03% | +0.14 |
| SCHF Schwab Intl Equity ETF | Add +64.2% | 0.21% | +0.07 |
| IJJ iShares S&P Mid-Cap 400 Valu | Add +0.4% | 0.10% | +0.00 |
| IJK iShares S&P Mid-Cap 400 Grow | Add +0.1% | 0.12% | +0.00 |
| XOM Exxon Mobil Corp. | Add +0.3% | 0.21% | −0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 86 | $268.1M | SCHX, ITOT, SPY, IWV, VV |
| Q1 2026 | 82 | $229.0M | SCHX, SPY, IWV, VV, IEFA |
| Q4 2025 | 82 | $240.4M | SCHX, MRSK, SPY, IWV, VV |
| Q3 2025 | 72 | $221.1M | MRSK, SCHX, SPY, IWV, ITOT |
| Q2 2025 | 74 | $213.3M | MRSK, SCHX, SPY, IWV, ITOT |
| Q1 2025 | 56 | $188.9M | SCHX, ITOT, VV, SPY, IWV |
| Q4 2024 | 51 | $199.5M | SCHX, ITOT, SPY, VV, IWV |
| Q3 2024 | 60 | $203.3M | SCHX, ITOT, COWZ, SPY, VV |
| Q2 2024 | 57 | $188.9M | SCHX, ITOT, COWZ, SCHM, SCHA |
| Q1 2024 | 59 | $184.0M | SCHX, SCHM, SCHA, CALF, COWZ |