Pacific Center for Financial Services
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 13, 2025), Pacific Center for Financial Services reported 474 stock positions worth $392.1 million. Its top holding was Invesco QQQ Trust Series 1 (QQQ) at 14.5% of the portfolio, followed by Vanguard Ultra Short Bond Et (VUSB, 12.8%) and VG Morningstar TS MKT ETF-US (VTI, 11.6%). Compared with Q2 2025, it opened 15 new positions, sold out of 5, added to 62 and reduced 43. The biggest buy was iShares International Select (IDV, shares +50%) and the biggest sale iShares MSCI USA Min Vol Fac (USMV, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- DANVILLE, CA
- CIK
- 0001698222
- Portfolio Value
- $392.1M (Q3 2025)
- SEC Filing
- 0001698222-25-000002 ↗ filed Nov 13, 2025
Holdings Value
Holdings 474 stocks · $392.1M
| QQQ Invesco QQQ Trust Series 1 | 14.47% | 94,535 | $56.8M | Reduce -2.0% |
| VUSB Vanguard Ultra Short Bond Et | 12.77% | 1,001,837 | $50.1M | Add +3.5% |
| VTI VG Morningstar TS MKT ETF-US | 11.63% | 138,943 | $45.6M | Reduce -0.5% |
| SMLF iShares US Smallcap Equity F | 7.56% | 398,719 | $29.6M | Reduce -0.1% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 6.90% | 92,087 | $27.0M | Add +0.6% |
| USMV iShares MSCI USA Min Vol Fac | 5.78% | 238,345 | $22.7M | Reduce -0.6% |
| VNQ Vanguard Real Estate ETF | 4.11% | 176,087 | $16.1M | Add +1.1% |
| IJH iShares Core S&P Midcap ETF | 3.82% | 229,635 | $15.0M | Add +1.1% |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 3.57% | 34,825 | $14.0M | Reduce -0.1% |
| JEPI JPMorgan Equity Premium Inco | 2.33% | 160,328 | $9.2M | Add +0.9% |
| AAPL Apple Inc. | 2.15% | 33,109 | $8.4M | Reduce -0.1% |
| MDY State Street SPDR S&P Midcap | 1.96% | 12,910 | $7.7M | Reduce -0.8% |
| VYM Vanguard High DVD Yield ETF | 1.26% | 34,930 | $4.9M | Add +2.6% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.09% | 8,524 | $4.3M | Reduce -1.7% |
| SPLV Invesco S&P 500 Low Volatili | 1.07% | 57,275 | $4.2M | Reduce -0.3% |
| NVDA Nvidia Corp. | 0.91% | 19,166 | $3.6M | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.84% | 4,917 | $3.3M | Add +3.0% |
| XLRE SS Real Estate Select Sector | 0.68% | 63,560 | $2.7M | Add +1.3% |
| VXF Vanguard Extended Market ETF | 0.67% | 12,500 | $2.6M | Add +10.1% |
| MSFT Microsoft Corp. | 0.64% | 4,813 | $2.5M | Reduce -1.2% |
| CVX Chevron Corp. | 0.55% | 13,946 | $2.2M | Reduce -0.6% |
| VOO Vanguard S&P 500 ETF | 0.48% | 3,078 | $1.9M | Add +5.7% |
| V Visa Inc. Class A | 0.44% | 5,025 | $1.7M | Reduce -0.4% |
| VXUS Vanguard Total Intl Stock | 0.39% | 20,940 | $1.5M | Add +5.2% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.38% | 2 | $1.5M | No change |
| SOXX iShares Semiconductor ETF | 0.33% | 4,742 | $1.3M | Add +22.1% |
| IHI iShares U.S. Medical Devices | 0.32% | 21,090 | $1.3M | Add +0.1% |
| PG The Procter & Gamble Co. | 0.32% | 8,226 | $1.3M | Add +0.0% |
| GOOG Alphabet Inc. Class C | 0.32% | 5,153 | $1.3M | Reduce -2.2% |
| GLD SPDR Gold Shares | 0.30% | 3,356 | $1.2M | No change |
| AMZN Amazon.com Inc. | 0.29% | 5,137 | $1.1M | Reduce -0.4% |
| RPG Invesco S&P 500 Pure Growth | 0.28% | 23,211 | $1.1M | Add +0.0% |
| JPM JPMorgan Chase & Co. | 0.26% | 3,286 | $1.0M | Reduce -2.3% |
| XMHQ Invesco S&P Midcap Qual ETF | 0.26% | 9,852 | $1.0M | Reduce -4.9% |
| IJR iShares Core S&P Small-Cap E | 0.26% | 8,552 | $1.0M | Add +0.7% |
| WFC Wells Fargo & Co. | 0.25% | 11,675 | $979K | Reduce -16.7% |
| T AT&T Inc. | 0.25% | 34,183 | $965K | Reduce -1.2% |
| KMI Kinder Morgan Inc. | 0.24% | 32,580 | $922K | Add +13.4% |
| IDV iShares International Select | 0.23% | 24,889 | $910K | Add +49.8% |
| PRFZ Inv Rafi US 1500 SM-Usd Inc. | 0.23% | 19,839 | $901K | Reduce -3.8% |
| COST Costco Wholesale Corp. | 0.22% | 949 | $879K | No change |
| GOOGL Alphabet Inc. Class A | 0.22% | 3,525 | $857K | No change |
| VHT Vanguard Health Care ETF | 0.22% | 3,267 | $848K | Reduce -2.3% |
| XLV SS Health Care Select Sector | 0.19% | 5,460 | $760K | Reduce -4.2% |
| ICSH iShares Ultra Short Duration | 0.19% | 14,437 | $733K | Add +14.4% |
| ETN Eaton Corp. PLC | 0.18% | 1,871 | $700K | No change |
| META Meta Platforms Inc. Class A | 0.17% | 883 | $648K | No change |
| XOM Exxon Mobil Corp. | 0.16% | 5,503 | $620K | Add +0.0% |
| JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F | 0.15% | 10,466 | $602K | Add +1.1% |
| EFAV iShares MSCI Eafe Min Vol Fa | 0.15% | 7,095 | $602K | Reduce -1.9% |
| SUSA iShares ESG Optimized MSCI U | 0.15% | 4,257 | $578K | Add +0.1% |
| ASML ASML Holding NV-NY Reg SHS | 0.14% | 577 | $559K | Reduce -1.7% |
| PFF iShares Preferred & Income S | 0.14% | 17,363 | $549K | Add +1.6% |
| GE General Electric filed as GE AEROSPACE | 0.14% | 1,783 | $537K | Add +0.1% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.13% | 4,356 | $499K | Add +0.0% |
| VIG Vanguard Dividend Apprec ETF | 0.13% | 2,283 | $493K | Add +0.3% |
| VLO Valero Energy Corp. | 0.12% | 2,657 | $452K | No change |
| XBI SS SPDR S&P Biotech ETF | 0.11% | 4,360 | $437K | No change |
| XLK SS Technology Select Sector | 0.10% | 1,405 | $396K | No change |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.10% | 813 | $377K | Add +0.1% |
| C Citigroup Inc. | 0.10% | 3,695 | $375K | No change |
| AMJB Alerian MLP ETN2044 filed as JPMORGAN CHASE FINL CO LLC | 0.09% | 12,560 | $371K | Add +38.0% |
| NFLX Netflix Inc. | 0.09% | 309 | $370K | No change |
| NEE Nextera Energy Inc. | 0.09% | 4,868 | $367K | Reduce -0.9% |
| KO The Coca-Cola Co. | 0.09% | 5,425 | $360K | No change |
| XLE SS Energy Select Sector | 0.09% | 4,003 | $358K | Add +0.8% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.09% | 6,817 | $352K | Reduce -3.5% |
| CPRT Copart Inc. | 0.09% | 7,729 | $348K | No change |
| AVT Avnet Inc. | 0.09% | 6,640 | $347K | No change |
| ORCL Oracle Corp. | 0.09% | 1,191 | $335K | Reduce -3.8% |
| CAT Caterpillar Inc. | 0.08% | 690 | $329K | Add +0.3% |
| IWF iShares Russell 1000 Growth | 0.08% | 673 | $315K | No change |
| VOOG Vanguard S&P 500 Growth ETF | 0.08% | 708 | $308K | No change |
| DVY iShares Select Dividend ETF | 0.08% | 2,137 | $304K | Reduce -1.8% |
| DLB Dolby Laboratories Inc. Class A | 0.08% | 4,131 | $299K | No change |
| HON Honeywell International Inc. | 0.08% | 1,410 | $297K | No change |
| VZ Verizon Communications Inc. | 0.08% | 6,720 | $295K | Reduce -0.6% |
| JNJ Johnson & Johnson | 0.07% | 1,566 | $290K | Add +0.2% |
| ABBV Abbvie Inc. | 0.07% | 1,235 | $286K | No change |
| SPYX SS SPDR S&P 500 Foss FL ETF | 0.07% | 5,202 | $285K | Reduce -17.7% |
| XMLV Invesco S&P Midcap Low Volat | 0.07% | 4,397 | $279K | Add +0.4% |
| BKNG Booking Holdings Inc. | 0.07% | 50 | $270K | No change |
| SCHD Schwab US DVD Equity ETF | 0.07% | 9,832 | $268K | Add +1.0% |
| XLF SS Financial Select Sector | 0.07% | 4,946 | $266K | Add +0.2% |
| PHYS Sprott Physical Gold Trust | 0.07% | 8,750 | $259K | No change |
| MA Mastercard Inc. Class A | 0.07% | 454 | $258K | Add +0.2% |
| ADP Automatic Data Processing | 0.06% | 850 | $249K | No change |
| VGT Vanguard Info Tech ETF | 0.06% | 329 | $246K | No change |
| IWV iShares Russell 3000 ETF | 0.06% | 630 | $239K | No change |
| HD Home Depot Inc. | 0.06% | 588 | $238K | Add +0.2% |
| LIN Linde PLC | 0.06% | 494 | $235K | No change |
| BANF Bancfirst Corp. | 0.06% | 1,750 | $221K | No change |
| MRK Merck & Co. Inc. | 0.05% | 2,526 | $212K | No change |
| REZ Ishars Res and Multi Reales | 0.05% | 2,455 | $209K | No change |
| SHV iShares 0-1 Year Treasury Bo | 0.05% | 1,885 | $208K | Add +0.5% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.05% | 1,181 | $206K | Reduce -2.3% |
| PRF Invesco Rafi US 1000 ETF | 0.05% | 4,553 | $206K | Add +0.0% |
| AEP American Electric Power | 0.05% | 1,825 | $205K | No change |
| VOOV Vanguard S&P 500 Value ETF | 0.05% | 1,012 | $202K | No change |
| SHY iShares 1-3 Year Treasury Bo | 0.05% | 2,433 | $202K | Add +15.4% |
Lines left out (1) · $31 — a value with no share or principal amount
| Security | Class | Shares | Value |
|---|---|---|---|
| VCIT Vanguard Int-Term Corporate | INT-TERM CORP | 0 | $31 |
Filed with a value but no share or principal amount (a cash line, a holding rounded to 0 shares), so they are kept out of the holdings, totals and percentages.
Total filed on the 13F, all lines: $392.1M.
Portfolio Sells Q2 2025 → Q3 2025
| USMV iShares MSCI USA Min Vol Fac | Reduce -0.6% | 5.78% | −0.32 |
| SPLV Invesco S&P 500 Low Volatili | Reduce -0.3% | 1.07% | −0.06 |
| WFC Wells Fargo & Co. | Reduce -16.7% | 0.25% | −0.06 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -1.7% | 1.09% | −0.05 |
| V Visa Inc. Class A | Reduce -0.4% | 0.44% | −0.05 |
| MDY State Street SPDR S&P Midcap | Reduce -0.8% | 1.96% | −0.04 |
| UDN Invesco DB US Dollar Index B | Sold out | 0.00% | −0.03 |
| T AT&T Inc. | Reduce -1.2% | 0.25% | −0.03 |
| MSFT Microsoft Corp. | Reduce -1.2% | 0.64% | −0.02 |
| AMZN Amazon.com Inc. | Reduce -0.4% | 0.29% | −0.02 |
| WMT Walmart Inc. | Reduce -25.2% | 0.05% | −0.02 |
| SPYX SS SPDR S&P 500 Foss FL ETF | Reduce -17.7% | 0.07% | −0.01 |
| XLV SS Health Care Select Sector | Reduce -4.2% | 0.19% | −0.01 |
| MCK McKesson Corp. | Reduce -23.4% | 0.04% | −0.01 |
| XMHQ Invesco S&P Midcap Qual ETF | Reduce -4.9% | 0.26% | −0.01 |
| EFAV iShares MSCI Eafe Min Vol Fa | Reduce -1.9% | 0.15% | −0.01 |
| VHT Vanguard Health Care ETF | Reduce -2.3% | 0.22% | −0.01 |
| MDLZ Mondelez International Inc. Class A | Reduce -53.3% | 0.01% | −0.01 |
| SRE Sempra | Reduce -37.5% | 0.01% | −0.01 |
| PARAA Paramount Global Class B | Sold out | 0.00% | −0.00 |
| CRM Salesforce Inc. | Reduce -8.7% | 0.01% | −0.00 |
| VZ Verizon Communications Inc. | Reduce -0.6% | 0.08% | −0.00 |
| EQIX Equinix Inc. | Reduce -39.5% | 0.00% | −0.00 |
| STOT SS DL St Dur TR Tact ETF | Reduce -9.4% | 0.02% | −0.00 |
| SPWO SP Funds S&P World Ex-US ETF | Reduce -33.1% | 0.01% | −0.00 |
| BSV Vanguard Short-Term Bond ETF | Reduce -8.0% | 0.01% | −0.00 |
| NKE Nike Inc. Class B | Reduce -8.9% | 0.01% | −0.00 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Reduce -2.3% | 0.05% | −0.00 |
| IONQ Ionq Inc. | Sold out | 0.00% | −0.00 |
| JNPR Juniper Networks Inc. | Sold out | 0.00% | −0.00 |
| BAC Bank of America Corp. | Reduce -3.5% | 0.09% | −0.00 |
| DVY iShares Select Dividend ETF | Reduce -1.8% | 0.08% | −0.00 |
| CELH Celsius Holdings Inc. | Sold out | 0.00% | −0.00 |
| JPM JPMorgan Chase & Co. | Reduce -2.3% | 0.26% | −0.00 |
| PLTR Palantir Technologies Inc. Class A | Reduce -32.5% | 0.00% | −0.00 |
| INTC Intel Corp. | Reduce -22.6% | 0.01% | +0.00 |
| NEE Nextera Energy Inc. | Reduce -0.9% | 0.09% | +0.00 |
| PRFZ Inv Rafi US 1500 SM-Usd Inc. | Reduce -3.8% | 0.23% | +0.00 |
| WBD Warner Bros Discovery Inc. | Reduce -6.9% | 0.02% | +0.01 |
| CVX Chevron Corp. | Reduce -0.6% | 0.55% | +0.01 |
| ORCL Oracle Corp. | Reduce -3.8% | 0.09% | +0.01 |
| ASML ASML Holding NV-NY Reg SHS | Reduce -1.7% | 0.14% | +0.01 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -2.0% | 14.47% | +0.04 |
| GOOG Alphabet Inc. Class C | Reduce -2.2% | 0.32% | +0.07 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -0.5% | 11.63% | +0.11 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Reduce -0.1% | 3.57% | +0.11 |
| SMLF iShares US Smallcap Equity F | Reduce -0.1% | 7.56% | +0.20 |
| AAPL Apple Inc. | Reduce -0.1% | 2.15% | +0.31 |
Portfolio Buys Q2 2025 → Q3 2025
| IDV iShares International Select | Add +49.8% | 0.23% | +0.08 |
| SOXX iShares Semiconductor ETF | Add +22.1% | 0.33% | +0.08 |
| VXF Vanguard Extended Market ETF | Add +10.1% | 0.67% | +0.07 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +3.0% | 0.84% | +0.03 |
| VOO Vanguard S&P 500 ETF | Add +5.7% | 0.48% | +0.03 |
| KVUE Kenvue Inc. | New | 0.03% | +0.03 |
| VYM Vanguard High DVD Yield ETF | Add +2.6% | 1.26% | +0.02 |
| SPYV SS SPDR P S&P 500 Value ETF | New | 0.02% | +0.02 |
| AMJB Alerian MLP ETN2044 | Add +38.0% | 0.09% | +0.02 |
| IGIB iShares 5-10Y Inv Grade Corp. | New | 0.02% | +0.02 |
| VXUS Vanguard Total Intl Stock | Add +5.2% | 0.39% | +0.02 |
| SCHF Schwab Intl Equity ETF | New | 0.02% | +0.02 |
| SPMB SS SPDR P Mort Back Bond ETF | New | 0.02% | +0.02 |
| SPTI SS SPDR P Int Term TSY ETF | New | 0.02% | +0.02 |
| ICSH iShares Ultra Short Duration | Add +14.4% | 0.19% | +0.01 |
| GE General Electric | Add +0.1% | 0.14% | +0.01 |
| VWO Vanguard Ftse Emerging Marke | New | 0.01% | +0.01 |
| CAT Caterpillar Inc. | Add +0.3% | 0.08% | +0.01 |
| JNJ Johnson & Johnson | Add +0.2% | 0.07% | +0.01 |
| SPTL SS SPDR PF LNG TRM TSY E-Usd | New | 0.01% | +0.01 |
| IJR iShares Core S&P Small-Cap E | Add +0.7% | 0.26% | +0.01 |
| IAGG iShares Intl Aggregate Bond | New | 0.01% | +0.01 |
| PSKY Paramount Skydance Class B | New | 0.01% | +0.01 |
| KOMP SS SPDR S&P Kensho Ne Comp | New | 0.01% | +0.01 |
| UMMA Wahed Dow Jones Islamic WRLD | New | 0.01% | +0.01 |
| KMI Kinder Morgan Inc. | Add +13.4% | 0.24% | +0.01 |
| XT Ishar Fture Exp Tech ETF-Usd | New | 0.01% | +0.01 |
| SCHH Schwab US REIT ETF | New | 0.01% | +0.01 |
| TSLA Tesla Inc. | Add +1.9% | 0.02% | +0.00 |
| SPYM Ste STR SPDR PT S&P 500 ETF | New | 0.00% | +0.00 |
| SHY iShares 1-3 Year Treasury Bo | Add +15.4% | 0.05% | +0.00 |
| HD Home Depot Inc. | Add +0.2% | 0.06% | +0.00 |
| QQQM Invesco Nasdaq 100 ETF | Add +3.8% | 0.03% | +0.00 |
| GBTC Grayscale Bitcoin Trust ETF | Add +13.1% | 0.01% | +0.00 |
| CARZ First Trust S-Network Future | Add +0.4% | 0.01% | +0.00 |
| SUSA iShares ESG Optimized MSCI U | Add +0.1% | 0.15% | +0.00 |
| SCHB Schwab US Broad Market ETF | Add +0.7% | 0.05% | +0.00 |
| JEPQ JPM Nasdaq Equity Premium | Add +1.1% | 0.15% | +0.00 |
| IJH iShares Core S&P Midcap ETF | Add +1.1% | 3.82% | +0.00 |
| PBW Invesco Wilderhill Clean Ene | Add +0.5% | 0.00% | +0.00 |
| F Ford Motor Co. | Add +0.9% | 0.01% | +0.00 |
| PRF Invesco Rafi US 1000 ETF | Add +0.0% | 0.05% | +0.00 |
| PCG P G & E Corp. | Add +0.1% | 0.02% | +0.00 |
| VFVA Vanguard U.S. Value Factor | Add +0.2% | 0.02% | +0.00 |
| ARE Alexandria Real Estate Equit | Add +2.1% | 0.00% | +0.00 |
| PAVE Global X US Infrastructure | Add +0.2% | 0.01% | +0.00 |
| QQQJ Invesco Nasdaq Next Gen 100 | Add +0.3% | 0.00% | +0.00 |
| PBD Invesco Global Clean Energy | Add +0.8% | 0.00% | +0.00 |
| ESGV Vanguard ESG US Stock ETF | Add +0.2% | 0.01% | +0.00 |
| IFRA iShares US Infrastructure | Add +0.3% | 0.00% | +0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 499 | $448.2M | QQQ, VUSB, VTI, SMLF, VO |
| Q1 2026 | 512 | $394.3M | VUSB, QQQ, VTI, SMLF, VO |
| Q4 2025 | 474 | $392.1M | QQQ, VUSB, VTI, SMLF, VO |
| Q3 2025 | 474 | $392.1M | QQQ, VUSB, VTI, SMLF, VO |
| Q2 2025 | 464 | $368.6M | QQQ, VUSB, VTI, SMLF, VO |
| Q1 2025 | 470 | $377.1M | VUSB, QQQ, VTI, JEPI, SMLF |
| Q4 2024 | 470 | $388.5M | QQQ, VUSB, VTI, JEPI, SMLF |
| Q3 2024 | 469 | $379.7M | QQQ, VUSB, VTI, JEPI, SMLF |
| Q2 2024 | 461 | $356.7M | QQQ, VUSB, JEPI, VTI, SMLF |
| Q1 2024 | 460 | $350.7M | QQQ, VUSB, JEPI, VTI, SMLF |