Pacific Center for Financial Services

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 17, 2026), Pacific Center for Financial Services reported 474 stock positions worth $392.1 million. Its top holding was Invesco QQQ Trust Series 1 (QQQ) at 14.5% of the portfolio, followed by Vanguard Ultra Short Bond Et (VUSB, 12.8%) and VG Morningstar TS MKT ETF-US (VTI, 11.6%). Compared with Q3 2025, it reduced 6. The biggest sale was Netflix (NFLX, shares −90%).

Most Recent 13F
Q2 2026
Location
DANVILLE, CA
CIK
0001698222
Portfolio Value
$392.1M (Q4 2025)
SEC Filing
0001698222-26-000001 ↗ filed Feb 17, 2026

Holdings Value

0$100.0M$200.0M$300.0M$400.0M$500.0M Q1 2024: $350.7M Q1 2024 Q2 2024: $356.7M Q2 2024 Q3 2024: $379.7M Q3 2024 Q4 2024: $388.5M Q4 2024 Q1 2025: $377.1M Q1 2025 Q2 2025: $368.6M Q2 2025 Q3 2025: $392.1M Q3 2025 Q4 2025: $392.1M $392.1M Q4 2025 Q1 2026: $394.3M Q1 2026 Q2 2026: $448.2M Q2 2026

Holdings 474 stocks · $392.1M
QQQ Invesco QQQ Trust Series 1 14.47% 94,535 $56.8M No change
VUSB Vanguard Ultra Short Bond Et 12.77% 1,001,837 $50.1M No change
VTI VG Morningstar TS MKT ETF-US 11.63% 138,943 $45.6M No change
SMLF iShares US Smallcap Equity F 7.56% 398,719 $29.6M No change
VO Vngrd Mrngstr MD-Cap ETF-Usd 6.90% 92,087 $27.0M No change
USMV iShares MSCI USA Min Vol Fac 5.78% 238,345 $22.7M No change
VNQ Vanguard Real Estate ETF 4.11% 176,087 $16.1M No change
IJH iShares Core S&P Midcap ETF 3.82% 229,635 $15.0M No change
MGK Vngrd Mrgstr MG CP GR ETF-Ui 3.57% 34,825 $14.0M No change
JEPI JPMorgan Equity Premium Inco 2.33% 160,328 $9.2M No change
AAPL Apple Inc. 2.15% 33,109 $8.4M No change
MDY State Street SPDR S&P Midcap 1.96% 12,910 $7.7M No change
VYM Vanguard High DVD Yield ETF 1.26% 34,930 $4.9M No change
BRK.B Berkshire Hathaway Inc. Class B 1.09% 8,524 $4.3M No change
SPLV Invesco S&P 500 Low Volatili 1.07% 57,275 $4.2M No change
NVDA Nvidia Corp. 0.91% 19,166 $3.6M No change
SPY SS SPDR S&P 500 ETF Trust-US 0.84% 4,917 $3.3M No change
XLRE SS Real Estate Select Sector 0.68% 63,560 $2.7M No change
VXF Vanguard Extended Market ETF 0.67% 12,500 $2.6M No change
MSFT Microsoft Corp. 0.64% 4,813 $2.5M No change
CVX Chevron Corp. 0.55% 13,946 $2.2M No change
VOO Vanguard S&P 500 ETF 0.48% 3,078 $1.9M No change
V Visa Inc. Class A 0.44% 5,025 $1.7M No change
VXUS Vanguard Total Intl Stock 0.39% 20,940 $1.5M No change
BRK.A Berkshire Hathaway Inc. Class A 0.38% 2 $1.5M No change
SOXX iShares Semiconductor ETF 0.33% 4,742 $1.3M No change
IHI iShares U.S. Medical Devices 0.32% 21,090 $1.3M No change
PG The Procter & Gamble Co. 0.32% 8,226 $1.3M No change
GOOG Alphabet Inc. Class C 0.32% 5,153 $1.3M No change
GLD SPDR Gold Shares 0.30% 3,356 $1.2M No change
AMZN Amazon.com Inc. 0.29% 5,137 $1.1M No change
RPG Invesco S&P 500 Pure Growth 0.28% 23,211 $1.1M No change
JPM JPMorgan Chase & Co. 0.26% 3,286 $1.0M No change
XMHQ Invesco S&P Midcap Qual ETF 0.26% 9,852 $1.0M No change
IJR iShares Core S&P Small-Cap E 0.26% 8,552 $1.0M No change
WFC Wells Fargo & Co. 0.25% 11,675 $979K No change
T AT&T Inc. 0.25% 34,183 $965K No change
KMI Kinder Morgan Inc. 0.24% 32,580 $922K No change
IDV iShares International Select 0.23% 24,889 $910K No change
PRFZ Inv Rafi US 1500 SM-Usd Inc. 0.23% 19,839 $901K No change
COST Costco Wholesale Corp. 0.22% 949 $879K No change
GOOGL Alphabet Inc. Class A 0.22% 3,525 $857K No change
VHT Vanguard Health Care ETF 0.22% 3,267 $848K No change
XLV SS Health Care Select Sector 0.19% 5,460 $760K No change
ICSH iShares Ultra Short Duration 0.19% 14,437 $733K No change
ETN Eaton Corp. PLC 0.18% 1,871 $700K No change
META Meta Platforms Inc. Class A 0.17% 883 $648K No change
XOM Exxon Mobil Corp. 0.16% 5,503 $620K No change
JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F 0.15% 10,466 $602K No change
EFAV iShares MSCI Eafe Min Vol Fa 0.15% 7,095 $602K No change
SUSA iShares ESG Optimized MSCI U 0.15% 4,257 $578K No change
ASML ASML Holding NV-NY Reg SHS 0.14% 577 $559K No change
PFF iShares Preferred & Income S 0.14% 17,363 $549K No change
GE General Electric filed as GE AEROSPACE 0.14% 1,783 $537K No change
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.13% 4,356 $499K No change
VIG Vanguard Dividend Apprec ETF 0.13% 2,283 $493K No change
VLO Valero Energy Corp. 0.12% 2,657 $452K No change
XBI SS SPDR S&P Biotech ETF 0.11% 4,360 $437K No change
XLK SS Technology Select Sector 0.10% 1,405 $396K Reduce -50.0%
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE 0.10% 813 $377K No change
C Citigroup Inc. 0.10% 3,695 $375K No change
AMJB Alerian MLP ETN2044 filed as JPMORGAN CHASE FINL CO LLC 0.09% 12,560 $371K No change
NFLX Netflix Inc. 0.09% 309 $370K Reduce -90.0%
NEE Nextera Energy Inc. 0.09% 4,868 $367K No change
KO The Coca-Cola Co. 0.09% 5,425 $360K No change
XLE SS Energy Select Sector 0.09% 4,003 $358K Reduce -50.0%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.09% 6,817 $352K No change
CPRT Copart Inc. 0.09% 7,729 $348K No change
AVT Avnet Inc. 0.09% 6,640 $347K No change
ORCL Oracle Corp. 0.09% 1,191 $335K No change
CAT Caterpillar Inc. 0.08% 690 $329K No change
IWF iShares Russell 1000 Growth 0.08% 673 $315K No change
VOOG Vanguard S&P 500 Growth ETF 0.08% 708 $308K No change
DVY iShares Select Dividend ETF 0.08% 2,137 $304K No change
DLB Dolby Laboratories Inc. Class A 0.08% 4,131 $299K No change
HON Honeywell International Inc. 0.08% 1,410 $297K No change
VZ Verizon Communications Inc. 0.08% 6,720 $295K No change
JNJ Johnson & Johnson 0.07% 1,566 $290K No change
ABBV Abbvie Inc. 0.07% 1,235 $286K No change
SPYX SS SPDR S&P 500 Foss FL ETF 0.07% 5,202 $285K No change
XMLV Invesco S&P Midcap Low Volat 0.07% 4,397 $279K No change
BKNG Booking Holdings Inc. 0.07% 50 $270K No change
SCHD Schwab US DVD Equity ETF 0.07% 9,832 $268K No change
XLF SS Financial Select Sector 0.07% 4,946 $266K No change
PHYS Sprott Physical Gold Trust 0.07% 8,750 $259K No change
MA Mastercard Inc. Class A 0.07% 454 $258K No change
ADP Automatic Data Processing 0.06% 850 $249K No change
VGT Vanguard Info Tech ETF 0.06% 329 $246K No change
IWV iShares Russell 3000 ETF 0.06% 630 $239K No change
HD Home Depot Inc. 0.06% 588 $238K No change
LIN Linde PLC 0.06% 494 $235K No change
BANF Bancfirst Corp. 0.06% 1,750 $221K No change
MRK Merck & Co. Inc. 0.05% 2,526 $212K No change
REZ Ishars Res and Multi Reales 0.05% 2,455 $209K No change
SHV iShares 0-1 Year Treasury Bo 0.05% 1,885 $208K No change
VOE Vngrd Mrngstr MD-Cap Val ETF 0.05% 1,181 $206K No change
PRF Invesco Rafi US 1000 ETF 0.05% 4,553 $206K No change
AEP American Electric Power 0.05% 1,825 $205K No change
VOOV Vanguard S&P 500 Value ETF 0.05% 1,012 $202K No change
SHY iShares 1-3 Year Treasury Bo 0.05% 2,433 $202K No change

Show all 474 holdings

Lines left out (1) · $31 — a value with no share or principal amount
SecurityClassSharesValue
VCIT Vanguard Int-Term Corporate INT-TERM CORP0$31

Filed with a value but no share or principal amount (a cash line, a holding rounded to 0 shares), so they are kept out of the holdings, totals and percentages.

Total filed on the 13F, all lines: $392.1M.

Portfolio Sells Q3 2025 → Q4 2025
NFLX Netflix Inc. Reduce -90.0% 0.09% 0.00
XLY SS Consumer Disc Select Sect Reduce -50.0% 0.02% 0.00
XLE SS Energy Select Sector Reduce -50.0% 0.09% 0.00
XLK SS Technology Select Sector Reduce -50.0% 0.10% 0.00
XLU St Sr Utl SL SE SPDR ETF-Usd Reduce -50.0% 0.03% 0.00
NOW ServiceNow Inc. Reduce -80.0% 0.00% 0.00

Portfolio Buys Q3 2025 → Q4 2025
None this quarter.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 499$448.2MQQQ, VUSB, VTI, SMLF, VO
Q1 2026 512$394.3MVUSB, QQQ, VTI, SMLF, VO
Q4 2025 474$392.1MQQQ, VUSB, VTI, SMLF, VO
Q3 2025 474$392.1MQQQ, VUSB, VTI, SMLF, VO
Q2 2025 464$368.6MQQQ, VUSB, VTI, SMLF, VO
Q1 2025 470$377.1MVUSB, QQQ, VTI, JEPI, SMLF
Q4 2024 470$388.5MQQQ, VUSB, VTI, JEPI, SMLF
Q3 2024 469$379.7MQQQ, VUSB, VTI, JEPI, SMLF
Q2 2024 461$356.7MQQQ, VUSB, JEPI, VTI, SMLF
Q1 2024 460$350.7MQQQ, VUSB, JEPI, VTI, SMLF