PDS Planning, Inc
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 21, 2025), PDS Planning, Inc reported 540 stock positions worth $1.4 billion. Its top holding was Vanguard Ftse Developed ETF (VEA) at 7.3% of the portfolio, followed by iShares Core S&P 500 ETF (IVV, 7.0%) and iShares Core U.S. Aggregate (AGG, 5.3%). Compared with Q2 2025, it opened 46 new positions, sold out of 22, added to 267 and reduced 201. The biggest buy was Apple (AAPL, shares +2%) and the biggest sale Abbott Laboratories (ABT, shares −0%).
- Most Recent 13F
- Q2 2026
- Location
- DUBLIN, OH
- CIK
- 0000838618
- Portfolio Value
- $1.4B (Q3 2025)
- SEC Filing
- 0000838618-25-000008 ↗ filed Oct 21, 2025
Holdings Value
Holdings 540 stocks · $1.4B
| VEA Vanguard Ftse Developed ETF | 7.34% | 1,770,933 | $106.1M | Add +0.7% |
| IVV iShares Core S&P 500 ETF | 6.99% | 150,973 | $101.0M | Add +1.6% |
| AGG iShares Core U.S. Aggregate | 5.28% | 760,978 | $76.3M | Add +2.9% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 4.55% | 223,870 | $65.8M | Add +2.2% |
| VIG Vanguard Dividend Apprec ETF | 4.12% | 276,035 | $59.6M | Add +1.6% |
| AVUV Avantis US Small Cap Value | 4.02% | 583,399 | $58.1M | Add +3.9% |
| VWO Vanguard Ftse Emerging Marke | 3.92% | 1,045,176 | $56.6M | Add +0.3% |
| BNDX Vanguard Total Intl Bond ETF | 3.18% | 928,504 | $45.9M | Add +3.8% |
| IGSB iShares 1-5Y Inv Grade Corp. | 2.74% | 746,883 | $39.6M | Add +3.8% |
| REET iShares Global REIT ETF | 2.60% | 1,470,642 | $37.6M | Add +3.4% |
| BSV Vanguard Short-Term Bond ETF | 2.29% | 418,874 | $33.1M | Add +1.8% |
| AAPL Apple Inc. | 2.18% | 123,694 | $31.5M | Add +1.8% |
| NVDA Nvidia Corp. | 2.16% | 167,198 | $31.2M | Reduce -0.0% |
| MSFT Microsoft Corp. | 1.90% | 53,014 | $27.5M | Add +1.0% |
| ABBV Abbvie Inc. | 1.73% | 107,992 | $25.0M | Add +0.1% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 1.43% | 99,014 | $20.7M | Reduce -1.2% |
| IEFA iShares Core MSCI Eafe ETF | 1.13% | 187,537 | $16.4M | Reduce -1.3% |
| BND Vanguard Total Bond Market | 1.13% | 220,092 | $16.4M | Add +4.3% |
| ABT Abbott Laboratories | 1.12% | 120,653 | $16.2M | Reduce -0.1% |
| JPM JPMorgan Chase & Co. | 1.11% | 50,653 | $16.0M | Reduce -2.5% |
| IJH iShares Core S&P Midcap ETF | 1.02% | 226,909 | $14.8M | Reduce -1.1% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.97% | 28,015 | $14.1M | Add +3.2% |
| AMZN Amazon.com Inc. | 0.94% | 62,051 | $13.6M | Add +1.7% |
| BRK.A Berkshire Hathaway Inc. Class A | 0.94% | 18 | $13.6M | No change |
| IEMG iShares Core MSCI Emerging | 0.93% | 203,984 | $13.4M | Reduce -0.2% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.89% | 50,861 | $12.9M | Reduce -1.1% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.87% | 250,504 | $12.5M | Add +3.6% |
| MUB iShares National Muni Bond E | 0.77% | 105,049 | $11.2M | Reduce -3.1% |
| GOOG Alphabet Inc. Class C | 0.76% | 45,084 | $11.0M | Add +1.2% |
| IAGG iShares Intl Aggregate Bond | 0.69% | 193,329 | $9.9M | Reduce -1.4% |
| GOOGL Alphabet Inc. Class A | 0.66% | 39,146 | $9.5M | Add +2.6% |
| AVGO Broadcom Inc. | 0.62% | 27,365 | $9.0M | Reduce -1.1% |
| META Meta Platforms Inc. Class A | 0.61% | 12,045 | $8.8M | Reduce -0.0% |
| SUB iShares Short-Term National | 0.59% | 80,074 | $8.6M | Add +0.1% |
| VT Vanguard Tot World STK ETF | 0.54% | 56,577 | $7.8M | Add +1.6% |
| VEU Vanguard Ftse All-World Ex-U | 0.53% | 108,296 | $7.7M | Add +0.4% |
| VTI VG Morningstar TS MKT ETF-US | 0.48% | 21,318 | $7.0M | Add +0.2% |
| TSLA Tesla Inc. | 0.48% | 15,609 | $6.9M | Add +0.0% |
| OUNZ Vaneck Merk Gold ETF | 0.43% | 167,778 | $6.2M | No change |
| VOO Vanguard S&P 500 ETF | 0.42% | 9,840 | $6.0M | Add +4.8% |
| PG The Procter & Gamble Co. | 0.41% | 38,472 | $5.9M | Add +2.0% |
| TSM Taiwan Semiconductor-SP ADR | 0.40% | 20,641 | $5.8M | Add +0.5% |
| VNQ Vanguard Real Estate ETF | 0.39% | 61,629 | $5.6M | Reduce -0.9% |
| LLY Eli Lilly & Co. | 0.37% | 6,994 | $5.3M | Reduce -5.3% |
| VIGI Vanguard Int Div App Indx FD | 0.37% | 59,409 | $5.3M | Add +0.2% |
| JMST JPM Ultra-Short Muni Income filed as J P MORGAN EXCHANGE TRADED F | 0.37% | 104,066 | $5.3M | Reduce -4.8% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.35% | 16,515 | $5.1M | Reduce -0.5% |
| ORCL Oracle Corp. | 0.35% | 17,967 | $5.1M | Reduce -2.2% |
| KO The Coca-Cola Co. | 0.30% | 64,620 | $4.3M | Add +0.0% |
| V Visa Inc. Class A | 0.28% | 11,996 | $4.1M | Reduce -0.3% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.28% | 6,048 | $4.0M | Reduce -1.0% |
| MA Mastercard Inc. Class A | 0.24% | 6,207 | $3.5M | Reduce -0.4% |
| JNJ Johnson & Johnson | 0.24% | 18,999 | $3.5M | Add +3.6% |
| COST Costco Wholesale Corp. | 0.24% | 3,678 | $3.4M | Add +0.1% |
| WMT Walmart Inc. | 0.22% | 31,152 | $3.2M | Add +1.3% |
| NOW ServiceNow Inc. | 0.22% | 3,468 | $3.2M | Add +1.5% |
| NFLX Netflix Inc. | 0.22% | 2,633 | $3.2M | Reduce -1.6% |
| CINF Cincinnati Financial Corp. | 0.22% | 19,882 | $3.1M | Add +0.2% |
| HD Home Depot Inc. | 0.21% | 7,540 | $3.1M | Reduce -1.2% |
| DE Deere & Co. | 0.21% | 6,524 | $3.0M | Add +0.5% |
| XOM Exxon Mobil Corp. | 0.20% | 25,202 | $2.8M | Add +4.3% |
| UPS United Parcel Service Class B | 0.20% | 33,847 | $2.8M | Reduce -2.7% |
| GE General Electric filed as GE AEROSPACE | 0.17% | 8,391 | $2.5M | Add +0.3% |
| JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F | 0.17% | 42,790 | $2.5M | Add +6.5% |
| ETN Eaton Corp. PLC | 0.17% | 6,489 | $2.4M | Add +0.7% |
| DFAC Dimensional US Core Equity 2 | 0.15% | 57,351 | $2.2M | No change |
| GLDM SPDR Gold Minishares Trust | 0.15% | 28,260 | $2.2M | Add +4.9% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.15% | 11,568 | $2.2M | Add +0.4% |
| ISTB iShares Core 1-5 Year Usd Bo | 0.15% | 43,741 | $2.1M | Add +0.3% |
| SDY SS SPDR S&P Dividend ETF | 0.15% | 15,228 | $2.1M | Reduce -1.2% |
| APH Amphenol Corp. Class A | 0.14% | 16,496 | $2.0M | Reduce -3.8% |
| VSS Vanguard Ftse All Wo X-US SC | 0.14% | 13,958 | $2.0M | Reduce -0.9% |
| JEPI JPMorgan Equity Premium Inco | 0.13% | 32,820 | $1.9M | Add +8.5% |
| UNH Unitedhealth Group Inc. | 0.13% | 5,330 | $1.8M | Add +0.8% |
| CVX Chevron Corp. | 0.13% | 11,760 | $1.8M | Add +11.7% |
| PLTR Palantir Technologies Inc. Class A | 0.12% | 9,838 | $1.8M | Add +3.3% |
| JCPB JPMorgan Core Plus Bond ETF | 0.12% | 37,742 | $1.8M | New |
| LIN Linde PLC | 0.12% | 3,776 | $1.8M | Reduce -2.6% |
| JPIE JPMorgan Income ETF | 0.12% | 37,395 | $1.7M | Add +51.0% |
| GLD SPDR Gold Shares | 0.12% | 4,847 | $1.7M | Reduce -1.2% |
| HBAN Huntington Bancshares Inc. | 0.12% | 99,124 | $1.7M | Add +0.1% |
| CSCO Cisco Systems Inc. | 0.12% | 24,787 | $1.7M | Add +0.2% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.11% | 5,815 | $1.6M | Reduce -3.5% |
| NEE Nextera Energy Inc. | 0.11% | 21,109 | $1.6M | Reduce -1.8% |
| ASML ASML Holding NV-NY Reg SHS | 0.11% | 1,637 | $1.6M | Add +3.9% |
| BKNG Booking Holdings Inc. | 0.10% | 281 | $1.5M | Reduce -0.3% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.10% | 18,356 | $1.5M | Add +9.8% |
| TMO Thermo Fisher Scientific Inc. | 0.10% | 2,978 | $1.4M | Add +3.9% |
| ADP Automatic Data Processing | 0.10% | 4,913 | $1.4M | Add +4.9% |
| PEP Pepsico Inc. | 0.10% | 10,267 | $1.4M | Add +6.6% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.10% | 27,727 | $1.4M | Add +2.3% |
| SCHB Schwab US Broad Market ETF | 0.10% | 55,627 | $1.4M | Add +0.1% |
| SHOP Shopify Inc. Class A | 0.10% | 9,612 | $1.4M | Reduce -0.8% |
| SPYI Neos S&P 500 High Income ETF | 0.10% | 26,928 | $1.4M | Add +8.6% |
| JPST JPMorgan Ultra-Short Income | 0.10% | 27,622 | $1.4M | Reduce -13.2% |
| CAT Caterpillar Inc. | 0.10% | 2,911 | $1.4M | Add +1.6% |
| VGT Vanguard Info Tech ETF | 0.10% | 1,845 | $1.4M | Add +17.3% |
| MCD McDonald's Corp. | 0.09% | 4,515 | $1.4M | Add +6.8% |
| BABA Alibaba Group Holding-SP ADR | 0.09% | 7,667 | $1.4M | Add +20.1% |
| UNP Union Pacific Corp. | 0.09% | 5,779 | $1.4M | Reduce -2.0% |
Portfolio Sells Q2 2025 → Q3 2025
| ABT Abbott Laboratories | Reduce -0.1% | 1.12% | −0.11 |
| MUB iShares National Muni Bond E | Reduce -3.1% | 0.77% | −0.07 |
| UPS United Parcel Service Class B | Reduce -2.7% | 0.20% | −0.07 |
| IAGG iShares Intl Aggregate Bond | Reduce -1.4% | 0.69% | −0.06 |
| LLY Eli Lilly & Co. | Reduce -5.3% | 0.37% | −0.06 |
| META Meta Platforms Inc. Class A | Reduce -0.0% | 0.61% | −0.05 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -1.3% | 1.13% | −0.05 |
| NFLX Netflix Inc. | Reduce -1.6% | 0.22% | −0.05 |
| JMST JPM Ultra-Short Muni Income | Reduce -4.8% | 0.37% | −0.05 |
| IJH iShares Core S&P Midcap ETF | Reduce -1.1% | 1.02% | −0.04 |
| V Visa Inc. Class A | Reduce -0.3% | 0.28% | −0.04 |
| ACN Accenture PLC Class A | Reduce -16.7% | 0.06% | −0.03 |
| ARCC Ares Capital Corp. | Sold out | 0.00% | −0.03 |
| ELV Elevance Health Inc. | Reduce -24.2% | 0.04% | −0.03 |
| ISRG Intuitive Surgical Inc. | Reduce -8.6% | 0.06% | −0.03 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -1.2% | 1.43% | −0.03 |
| ADBE Adobe Inc. | Reduce -9.7% | 0.09% | −0.03 |
| NVO Novo-Nordisk A/S-Spons ADR | Reduce -13.3% | 0.04% | −0.02 |
| SAP Sap SE-Sponsored ADR | Reduce -3.5% | 0.09% | −0.02 |
| JPST JPMorgan Ultra-Short Income | Reduce -13.2% | 0.10% | −0.02 |
| VNQ Vanguard Real Estate ETF | Reduce -0.9% | 0.39% | −0.02 |
| TIDAL TRUST II | Sold out | 0.00% | −0.02 |
| TXN Texas Instruments Inc. | Reduce -0.9% | 0.09% | −0.02 |
| CMCSA Comcast Corp. Class A | Reduce -24.9% | 0.03% | −0.02 |
| TGT Target Corp. | Sold out | 0.00% | −0.02 |
| XLK SS Technology Select Sector | Reduce -21.4% | 0.08% | −0.02 |
| IBM Intl Business Machines Corp. | Reduce -3.5% | 0.11% | −0.02 |
| BR Broadridge Financial Solutio | Sold out | 0.00% | −0.02 |
| MRSH Marsh & McLennan Cos | Reduce -11.1% | 0.06% | −0.02 |
| FICO Fair Isaac Corp. | Sold out | 0.00% | −0.02 |
| RWO State Street SPDR Dow Jones | Sold out | 0.00% | −0.02 |
| AMT American Tower Corp. | Reduce -5.7% | 0.06% | −0.02 |
| CHTR Charter Communications Inc. Class A | Sold out | 0.00% | −0.02 |
| KDP Keurig Dr Pepper Inc. | Sold out | 0.00% | −0.02 |
| ANSS Ansys Inc. | Sold out | 0.00% | −0.02 |
| JPM JPMorgan Chase & Co. | Reduce -2.5% | 1.11% | −0.02 |
| OKE Oneok Inc. | Sold out | 0.00% | −0.02 |
| BKNG Booking Holdings Inc. | Reduce -0.3% | 0.10% | −0.02 |
| CRWD CrowdStrike Holdings Inc. Class A | Reduce -8.2% | 0.08% | −0.02 |
| MA Mastercard Inc. Class A | Reduce -0.4% | 0.24% | −0.02 |
| ALC Alcon Inc. | Sold out | 0.00% | −0.02 |
| MSTR Strategy Inc. | Sold out | 0.00% | −0.02 |
| GDDY GoDaddy Inc. Class A | Sold out | 0.00% | −0.02 |
| VRSK Verisk Analytics Inc. | Sold out | 0.00% | −0.02 |
| CTVA Corteva Inc. | Sold out | 0.00% | −0.02 |
| KMI Kinder Morgan Inc. | Sold out | 0.00% | −0.02 |
| GIB Cgi Inc. | Sold out | 0.00% | −0.02 |
| CNI Canadian Natl Railway Co. | Reduce -40.7% | 0.02% | −0.02 |
| DG Dollar General Corp. | Sold out | 0.00% | −0.02 |
| NVDY Yieldmax Nvda Option Inc. ETF | Sold out | 0.00% | −0.02 |
Portfolio Buys Q2 2025 → Q3 2025
| AAPL Apple Inc. | Add +1.8% | 2.18% | +0.32 |
| ABBV Abbvie Inc. | Add +0.1% | 1.73% | +0.24 |
| AVUV Avantis US Small Cap Value | Add +3.9% | 4.02% | +0.20 |
| GOOG Alphabet Inc. Class C | Add +1.2% | 0.76% | +0.17 |
| GOOGL Alphabet Inc. Class A | Add +2.6% | 0.66% | +0.16 |
| JCPB JPMorgan Core Plus Bond ETF | New | 0.12% | +0.12 |
| IVV iShares Core S&P 500 ETF | Add +1.6% | 6.99% | +0.11 |
| TSLA Tesla Inc. | Add +0.0% | 0.48% | +0.11 |
| ACT Enact Holdings Inc. | New | 0.09% | +0.09 |
| VWO Vanguard Ftse Emerging Marke | Add +0.3% | 3.92% | +0.07 |
| TSM Taiwan Semiconductor-SP ADR | Add +0.5% | 0.40% | +0.05 |
| BABA Alibaba Group Holding-SP ADR | Add +20.1% | 0.09% | +0.04 |
| JNJ Johnson & Johnson | Add +3.6% | 0.24% | +0.03 |
| JPIE JPMorgan Income ETF | Add +51.0% | 0.12% | +0.03 |
| TIDAL TRUST II | New | 0.03% | +0.03 |
| PLTR Palantir Technologies Inc. Class A | Add +3.3% | 0.12% | +0.03 |
| OKLO Oklo Inc. | New | 0.03% | +0.03 |
| SNDK Sandisk Corp. | New | 0.02% | +0.02 |
| ANET Arista Networks Inc. | Add +4.4% | 0.08% | +0.02 |
| ARGX Argenx SE - ADR | New | 0.02% | +0.02 |
| AU Anglogold Ashanti PLC | New | 0.02% | +0.02 |
| VOO Vanguard S&P 500 ETF | Add +4.8% | 0.42% | +0.02 |
| WDC Western Digital Corp. | New | 0.02% | +0.02 |
| HOOD Robinhood Markets Inc. Class A | New | 0.02% | +0.02 |
| GLDM SPDR Gold Minishares Trust | Add +4.9% | 0.15% | +0.02 |
| B Barrick Mining Corp. | New | 0.02% | +0.02 |
| VGT Vanguard Info Tech ETF | Add +17.3% | 0.10% | +0.02 |
| REGN Regeneron Pharmaceuticals | New | 0.02% | +0.02 |
| GMAB Genmab A/S -SP ADR | New | 0.02% | +0.02 |
| CPNG Coupang Inc. | New | 0.02% | +0.02 |
| GLW Corning Inc. | Add +6.5% | 0.05% | +0.02 |
| CIB Grupo Cibest SA-ADR | New | 0.02% | +0.02 |
| ROST Ross Stores Inc. | New | 0.02% | +0.02 |
| BWA Borgwarner Inc. | New | 0.02% | +0.02 |
| ASML ASML Holding NV-NY Reg SHS | Add +3.9% | 0.11% | +0.02 |
| EAGG iShares ESG Aware US Aggrega | New | 0.02% | +0.02 |
| VMC Vulcan Materials Co. | New | 0.02% | +0.02 |
| MPWR Monolithic Power Systems Inc. | New | 0.02% | +0.02 |
| TRP TC Energy Corp. | New | 0.02% | +0.02 |
| BAP Credicorp Ltd. | New | 0.01% | +0.01 |
| TTWO Take-Two Interactive Softwre | New | 0.01% | +0.01 |
| GRMN Garmin Ltd. | New | 0.01% | +0.01 |
| LOGI Logitech International-Reg | New | 0.01% | +0.01 |
| IBP Installed Building Products | New | 0.01% | +0.01 |
| STLD Steel Dynamics Inc. | New | 0.01% | +0.01 |
| IHG Intercontinental Hotels-ADR | New | 0.01% | +0.01 |
| IUSG iShares Core S&P U.S. Growth | New | 0.01% | +0.01 |
| GFI Gold Fields Ltd.-Spons ADR | New | 0.01% | +0.01 |
| HDV iShares Core High Dividend E | New | 0.01% | +0.01 |
| RMD Resmed Inc. | New | 0.01% | +0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 609 | $1.7B | VEA, IVV, AGG, VO, AVUV |
| Q1 2026 | 561 | $1.5B | VEA, IVV, AGG, VO, AVUV |
| Q4 2025 | 553 | $1.5B | VEA, IVV, AGG, VO, AVUV |
| Q3 2025 | 540 | $1.4B | VEA, IVV, AGG, VO, VIG |
| Q2 2025 | 516 | $1.3B | VEA, IVV, AGG, VO, VIG |
| Q1 2025 | 476 | $1.2B | VEA, IVV, AGG, VO, VIG |
| Q4 2024 | 444 | $1.1B | IVV, VEA, AGG, VO, VIG |
| Q3 2024 | 443 | $1.1B | VEA, IVV, AGG, VO, VIG |
| Q2 2024 | 396 | $991.2M | VEA, VBR, IVV, AGG, IJH |
| Q1 2024 | 397 | $951.8M | VEA, VBR, IVV, AGG, IJH |