Peak Financial Management, Inc.

In its 13F for Q3 2024 (holdings as of September 30, 2024, filed October 15, 2024), Peak Financial Management, Inc. reported 98 stock positions worth $340.6 million. Its top holding was Vanguard Total Intl Stock (VXUS) at 11.0% of the portfolio, followed by VG Morningstar TS MKT ETF-US (VTI, 8.5%) and State Street SPDR Portfolio (SPGM, 7.2%). Compared with Q2 2024, it opened 6 new positions, sold out of 2, added to 39 and reduced 32. The biggest buy was a new position in Invesco S&P 500 Equal Weight (RSP) and the biggest sale Invesco S&P 500 Equal Weight (RSPH, shares −73%).

Most Recent 13F
Q2 2026
Location
WELLESLEY, MA
CIK
0001669662
Portfolio Value
$340.6M (Q3 2024)
SEC Filing
0001085146-24-004909 ↗ filed Oct 15, 2024

Holdings Value

0$100.0M$200.0M$300.0M$400.0M$500.0M Q1 2024: $315.5M Q1 2024 Q2 2024: $319.5M Q2 2024 Q3 2024: $340.6M $340.6M Q3 2024 Q4 2024: $333.9M Q4 2024 Q1 2025: $333.9M Q1 2025 Q2 2025: $351.6M Q2 2025 Q3 2025: $378.3M Q3 2025 Q4 2025: $387.7M Q4 2025 Q1 2026: $393.9M Q1 2026 Q2 2026: $435.5M Q2 2026

Holdings 98 stocks · $340.6M
VXUS Vanguard Total Intl Stock 11.03% 580,079 $37.6M Add +0.5%
VTI VG Morningstar TS MKT ETF-US 8.47% 101,846 $28.8M Reduce -0.7%
SPGM State Street SPDR Portfolio 7.16% 376,351 $24.4M Add +0.2%
VOO Vanguard S&P 500 ETF 5.28% 34,100 $18.0M Reduce -2.5%
RSP Invesco S&P 500 Equal Weight 3.81% 72,378 $13.0M New
SCHP Schwab U.S. Tips ETF 3.66% 232,519 $12.5M Add +2.4%
AGG iShares Core U.S. Aggregate 3.16% 106,325 $10.8M Add +3.0%
VCIT Vanguard Int-Term Corporate 3.04% 123,619 $10.4M Add +3.2%
SCHM Schwab US Mid Cap ETF 3.03% 124,130 $10.3M Add +0.9%
SPEM State Street SP PTF Em ETF 2.87% 236,721 $9.8M Add +1.6%
SCHB Schwab US Broad Market ETF 2.74% 140,198 $9.3M Add +2.9%
AAPL Apple Inc. 2.71% 39,660 $9.2M Reduce -10.4%
SHYG iShares 0-5 YR HY Corp. Bond 2.67% 209,542 $9.1M Add +2.3%
ILTB iShares Core 10+ Year Usd Bo 2.65% 169,113 $9.0M Add +3.5%
RPV Invesco S&P 500 Pure Value E 2.63% 100,751 $9.0M Add +0.1%
GLTR Abrdn Precious Metals Basket 2.60% 78,035 $8.8M Reduce -0.4%
PICB Invesco International Corpor 2.43% 352,903 $8.3M Add +1.8%
IJR iShares Core S&P Small-Cap E 2.28% 66,335 $7.8M Add +1.4%
COMT iShares Gsci Commodity Dynam 1.78% 233,554 $6.1M Add +3.6%
SCHZ Schwab US Aggregate Bond ETF 1.75% 125,220 $6.0M Add +6.0%
BWX SS SPDR BB Intl Treasury BD 1.74% 254,004 $5.9M Add +0.8%
USRT iShares Core US REIT ETF 1.64% 90,799 $5.6M Add +0.0%
ACWI iShares MSCI Acwi ETF 1.61% 45,935 $5.5M Reduce -0.9%
SCHX Schwab US Large-Cap ETF 1.40% 70,071 $4.8M Reduce -0.0%
TIP iShares Tips Bond ETF 1.09% 33,670 $3.7M Add +0.7%
NVDA Nvidia Corp. 1.09% 30,604 $3.7M Add +2.5%
SCHF Schwab Intl Equity ETF 1.05% 86,577 $3.6M Reduce -0.8%
RSPH Invesco S&P 500 Equal Weight 0.85% 89,656 $2.9M Reduce -72.8%
IEFA iShares Core MSCI Eafe ETF 0.82% 35,976 $2.8M Reduce -0.3%
FMAT Fidelity MSCI Materials Indx 0.82% 51,373 $2.8M Reduce -65.6%
STIP iShares 0-5 Year Tips Bond E 0.71% 24,013 $2.4M Add +0.0%
ITOT iShares Core S&P Total U.S. 0.63% 17,153 $2.2M Add +0.5%
IVV iShares Core S&P 500 ETF 0.59% 3,454 $2.0M Reduce -8.0%
CEF Sprott Physical Gold and Sil 0.56% 77,550 $1.9M No change
TOTL SS Doubleline TR Tact ETF 0.50% 41,290 $1.7M Reduce -0.6%
DJP Ipath Bloomberg Commodity Inc. filed as BARCLAYS BANK PLC 0.40% 42,416 $1.4M Reduce -2.5%
MSFT Microsoft Corp. 0.40% 3,142 $1.4M Reduce -1.4%
VEA Vanguard Ftse Developed ETF 0.39% 25,336 $1.3M Reduce -0.9%
RSPM Invesco S&P 500 Equal Weight 0.39% 35,420 $1.3M Reduce -3.9%
VWO Vanguard Ftse Emerging Marke 0.32% 23,009 $1.1M Reduce -2.8%
TLH iShares 10-20 Year Treasury 0.31% 9,605 $1.1M Add +0.1%
VTV Vanguard Mrngstr Val ETF-Aui 0.31% 6,011 $1.0M Reduce -0.1%
AMZN Amazon.com Inc. 0.27% 4,909 $915K Reduce -6.6%
GOOG Alphabet Inc. Class C 0.27% 5,463 $913K Add +0.4%
ESGD iShares Trust iShares ESG Aw 0.23% 9,137 $769K Reduce -8.0%
RTX RTX Corp. 0.22% 6,281 $761K Add +0.2%
QQQ Invesco QQQ Trust Series 1 0.22% 1,545 $754K No change
SCHC Schwab Intl Small-Cap Equity 0.22% 19,233 $741K Reduce -4.1%
GOOGL Alphabet Inc. Class A 0.20% 4,191 $695K No change
COST Costco Wholesale Corp. 0.20% 781 $692K Add +3.3%
DSI iShares ESG MSCI KLD 400 ETF 0.20% 6,265 $682K Reduce -0.4%
BRK.B Berkshire Hathaway Inc. Class B 0.17% 1,293 $595K Add +18.3%
SUSA iShares ESG Optimized MSCI U 0.16% 4,530 $545K Reduce -4.4%
XLV SS Health Care Select Sector 0.16% 3,520 $542K Reduce -8.2%
VZ Verizon Communications Inc. 0.15% 11,473 $515K Add +3.4%
XOM Exxon Mobil Corp. 0.14% 4,148 $486K Add +8.3%
EPI Wisdomtree India Earnings 0.14% 9,518 $480K No change
IAGG iShares Intl Aggregate Bond 0.14% 9,170 $475K No change
ESGU iShares ESG Aware MSCI USA 0.14% 3,744 $472K No change
LMAT Lemaitre Vascular Inc. 0.13% 4,865 $452K No change
PHYS Sprott Physical Gold Trust 0.13% 22,000 $448K No change
VNQ Vanguard Real Estate ETF 0.13% 4,566 $445K Add +9.9%
PG The Procter & Gamble Co. 0.13% 2,561 $444K Add +4.4%
JNK SS SPDR BB High Yield Bond 0.13% 4,482 $438K Add +4.5%
SUSC iShares ESG Aware Usd Corpor 0.12% 17,823 $424K Reduce -3.0%
LQD Ishr Ibx Usd Invgd CB ETF-Ui 0.12% 3,674 $415K Add +0.1%
GE General Electric filed as GE AEROSPACE 0.11% 2,069 $390K Add +0.1%
HUBS HubSpot Inc. 0.11% 694 $369K Reduce -2.9%
EFAV iShares MSCI Eafe Min Vol Fa 0.11% 4,737 $363K No change
META Meta Platforms Inc. Class A 0.10% 625 $358K No change
VRTX Vertex Pharmaceuticals Inc. 0.09% 680 $316K Add +28.3%
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.09% 2,641 $310K Reduce -6.7%
CORP PIMCO Inv Grade Corp. BD ETF 0.09% 2,985 $297K No change
TSM Taiwan Semiconductor-SP ADR 0.09% 1,700 $295K Reduce -22.7%
IHY Vaneck Int High Yield Bond 0.09% 13,604 $294K Add +0.6%
PH Parker Hannifin Corp. 0.08% 454 $287K Add +2.3%
NVO Novo-Nordisk A/S-Spons ADR 0.08% 2,374 $283K New
IWS iShares Russell Mid-Cap Valu 0.08% 2,100 $278K No change
XLI SS Industrial Select Sector 0.08% 2,050 $278K No change
AVGO Broadcom Inc. 0.08% 1,550 $267K No change
FVD First Trust Value Line DVD 0.08% 5,800 $264K No change
AMD Advanced Micro Devices 0.07% 1,544 $253K Add +0.3%
MRK Merck & Co. Inc. 0.07% 2,203 $250K Add +21.9%
DOW Dow Inc. 0.07% 4,543 $248K New
BSX Boston Scientific Corp. 0.07% 2,842 $238K No change
ESML iShares ESG Aware MSCI USA S 0.07% 5,654 $236K Reduce -6.1%
IYW iShares Ustechnology ETF 0.07% 1,543 $234K No change
XLY SS Consumer Disc Select Sect 0.07% 1,155 $231K No change
JNJ Johnson & Johnson 0.07% 1,425 $231K New
ABBV Abbvie Inc. 0.07% 1,164 $230K Reduce -6.7%
GLD SPDR Gold Shares 0.07% 942 $229K New
ESGE iShares Inc. iShares ESG Awar 0.07% 6,224 $227K Reduce -4.6%
SCHA Schwab US Small-Cap ETF 0.07% 4,377 $225K Add +1.2%
VTEB Vanguard Tax-Exempt Bond ETF 0.07% 4,380 $224K No change
SCHD Schwab US DVD Equity ETF 0.07% 2,635 $223K No change
DD Dupont DE Nemours Inc. 0.06% 2,465 $220K New
XLE SS Energy Select Sector 0.06% 2,340 $205K No change
LLY Eli Lilly & Co. 0.06% 229 $203K Reduce -45.2%

Portfolio Sells Q2 2024 → Q3 2024
RSPH Invesco S&P 500 Equal Weight Reduce -72.8% 0.85% −2.25
FMAT Fidelity MSCI Materials Indx Reduce -65.6% 0.82% −1.49
AAPL Apple Inc. Reduce -10.4% 2.71% −0.20
VOO Vanguard S&P 500 ETF Reduce -2.5% 5.28% −0.19
BA The Boeing Co. Sold out 0.00% −0.13
VTI VG Morningstar TS MKT ETF-US Reduce -0.7% 8.47% −0.12
BX Blackstone Inc. Sold out 0.00% −0.06
LLY Eli Lilly & Co. Reduce -45.2% 0.06% −0.06
IVV iShares Core S&P 500 ETF Reduce -8.0% 0.59% −0.06
AMZN Amazon.com Inc. Reduce -6.6% 0.27% −0.05
MSFT Microsoft Corp. Reduce -1.4% 0.40% −0.05
DJP Ipath Bloomberg Commodity Inc. Reduce -2.5% 0.40% −0.04
TSM Taiwan Semiconductor-SP ADR Reduce -22.7% 0.09% −0.03
HUBS HubSpot Inc. Reduce -2.9% 0.11% −0.02
ACWI iShares MSCI Acwi ETF Reduce -0.9% 1.61% −0.02
ESGD iShares Trust iShares ESG Aw Reduce -8.0% 0.23% −0.02
XLV SS Health Care Select Sector Reduce -8.2% 0.16% −0.02
TOTL SS Doubleline TR Tact ETF Reduce -0.6% 0.50% −0.01
SCHX Schwab US Large-Cap ETF Reduce -0.0% 1.40% −0.01
RSPM Invesco S&P 500 Equal Weight Reduce -3.9% 0.39% −0.01
SUSA iShares ESG Optimized MSCI U Reduce -4.4% 0.16% −0.01
TJX TJX Companies Inc. Reduce -6.7% 0.09% −0.01
SUSC iShares ESG Aware Usd Corpor Reduce -3.0% 0.12% −0.01
SCHC Schwab Intl Small-Cap Equity Reduce -4.1% 0.22% −0.01
DSI iShares ESG MSCI KLD 400 ETF Reduce -0.4% 0.20% −0.00
SCHF Schwab Intl Equity ETF Reduce -0.8% 1.05% −0.00
ESML iShares ESG Aware MSCI USA S Reduce -6.1% 0.07% −0.00
VEA Vanguard Ftse Developed ETF Reduce -0.9% 0.39% −0.00
ESGE iShares Inc. iShares ESG Awar Reduce -4.6% 0.07% −0.00
VWO Vanguard Ftse Emerging Marke Reduce -2.8% 0.32% −0.00
ABBV Abbvie Inc. Reduce -6.7% 0.07% +0.00
IEFA iShares Core MSCI Eafe ETF Reduce -0.3% 0.82% +0.00
VTV Vanguard Mrngstr Val ETF-Aui Reduce -0.1% 0.31% +0.01
GLTR Abrdn Precious Metals Basket Reduce -0.4% 2.60% +0.07

Portfolio Buys Q2 2024 → Q3 2024
RSP Invesco S&P 500 Equal Weight New 3.81% +3.81
VXUS Vanguard Total Intl Stock Add +0.5% 11.03% +0.13
SPEM State Street SP PTF Em ETF Add +1.6% 2.87% +0.12
USRT iShares Core US REIT ETF Add +0.0% 1.64% +0.12
ILTB iShares Core 10+ Year Usd Bo Add +3.5% 2.65% +0.10
IJR iShares Core S&P Small-Cap E Add +1.4% 2.28% +0.09
NVO Novo-Nordisk A/S-Spons ADR New 0.08% +0.08
DOW Dow Inc. New 0.07% +0.07
JNJ Johnson & Johnson New 0.07% +0.07
GLD SPDR Gold Shares New 0.07% +0.07
DD Dupont DE Nemours Inc. New 0.06% +0.06
SCHZ Schwab US Aggregate Bond ETF Add +6.0% 1.75% +0.06
SCHB Schwab US Broad Market ETF Add +2.9% 2.74% +0.06
BWX SS SPDR BB Intl Treasury BD Add +0.8% 1.74% +0.05
VCIT Vanguard Int-Term Corporate Add +3.2% 3.04% +0.04
PICB Invesco International Corpor Add +1.8% 2.43% +0.04
BRK.B Berkshire Hathaway Inc. Class B Add +18.3% 0.17% +0.04
SCHM Schwab US Mid Cap ETF Add +0.9% 3.03% +0.03
RTX RTX Corp. Add +0.2% 0.22% +0.03
AGG iShares Core U.S. Aggregate Add +3.0% 3.16% +0.03
VNQ Vanguard Real Estate ETF Add +9.9% 0.13% +0.02
VRTX Vertex Pharmaceuticals Inc. Add +28.3% 0.09% +0.02
PH Parker Hannifin Corp. Add +2.3% 0.08% +0.01
SPGM State Street SPDR Portfolio Add +0.2% 7.16% +0.01
GE General Electric Add +0.1% 0.11% +0.01
VZ Verizon Communications Inc. Add +3.4% 0.15% +0.01
XOM Exxon Mobil Corp. Add +8.3% 0.14% +0.00
PG The Procter & Gamble Co. Add +4.4% 0.13% +0.00
MRK Merck & Co. Inc. Add +21.9% 0.07% +0.00
COST Costco Wholesale Corp. Add +3.3% 0.20% +0.00
JNK SS SPDR BB High Yield Bond Add +4.5% 0.13% +0.00
SCHA Schwab US Small-Cap ETF Add +1.2% 0.07% +0.00
RPV Invesco S&P 500 Pure Value E Add +0.1% 2.63% +0.00
TLH iShares 10-20 Year Treasury Add +0.1% 0.31% −0.00
IHY Vaneck Int High Yield Bond Add +0.6% 0.09% −0.00
LQD Ishr Ibx Usd Invgd CB ETF-Ui Add +0.1% 0.12% −0.00
ITOT iShares Core S&P Total U.S. Add +0.5% 0.63% −0.00
AMD Advanced Micro Devices Add +0.3% 0.07% −0.00
TIP iShares Tips Bond ETF Add +0.7% 1.09% −0.03
STIP iShares 0-5 Year Tips Bond E Add +0.0% 0.71% −0.03
SHYG iShares 0-5 YR HY Corp. Bond Add +2.3% 2.67% −0.03
SCHP Schwab U.S. Tips ETF Add +2.4% 3.66% −0.03
GOOG Alphabet Inc. Class C Add +0.4% 0.27% −0.04
NVDA Nvidia Corp. Add +2.5% 1.09% −0.06
COMT iShares Gsci Commodity Dynam Add +3.6% 1.78% −0.15

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 114$435.5MVXUS, VTI, SPGM, RSP, JPIB
Q1 2026 100$393.9MVXUS, VTI, SPGM, RSP, JPIB
Q4 2025 98$387.7MVXUS, VTI, SPGM, RSP, VOO
Q3 2025 101$378.3MVXUS, VTI, SPGM, VOO, RSP
Q2 2025 95$351.6MVXUS, VTI, SPGM, VOO, RSP
Q1 2025 97$333.9MVXUS, VTI, SPGM, VOO, RSP
Q4 2024 96$333.9MVXUS, VTI, SPGM, VOO, RSP
Q3 2024 98$340.6MVXUS, VTI, SPGM, VOO, RSP
Q2 2024 94$319.5MVXUS, VTI, SPGM, VOO, SCHP
Q1 2024 96$315.5MVXUS, VTI, SPGM, VOO, SCHP