Peak Financial Management, Inc.
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 23, 2025), Peak Financial Management, Inc. reported 95 stock positions worth $351.6 million. Its top holding was Vanguard Total Intl Stock (VXUS) at 11.7% of the portfolio, followed by VG Morningstar TS MKT ETF-US (VTI, 8.5%) and State Street SPDR Portfolio (SPGM, 7.3%). Compared with Q1 2025, it opened 8 new positions, sold out of 10, added to 29 and reduced 42. The biggest buy was a new position in Virtus Newfleet Multi-Sector (NFLT) and the biggest sale iShares Core 10+ Year Usd Bo (ILTB, shares −70%).
- Most Recent 13F
- Q2 2026
- Location
- WELLESLEY, MA
- CIK
- 0001669662
- Portfolio Value
- $351.6M (Q2 2025)
- SEC Filing
- 0001085146-25-004089 ↗ filed Jul 23, 2025
Holdings Value
Holdings 95 stocks · $351.6M
| VXUS Vanguard Total Intl Stock | 11.66% | 593,236 | $41.0M | Add +0.2% |
| VTI VG Morningstar TS MKT ETF-US | 8.50% | 98,371 | $29.9M | Reduce -1.3% |
| SPGM State Street SPDR Portfolio | 7.33% | 373,490 | $25.8M | Add +0.3% |
| VOO Vanguard S&P 500 ETF | 4.83% | 29,886 | $17.0M | Reduce -1.4% |
| RSP Invesco S&P 500 Equal Weight | 4.50% | 87,106 | $15.8M | Add +5.1% |
| JPIB JPMorgan Intl BND ETF | 3.99% | 288,578 | $14.0M | Add +2.1% |
| VCIT Vanguard Int-Term Corporate | 3.37% | 143,086 | $11.9M | Add +3.9% |
| AGG iShares Core U.S. Aggregate | 3.18% | 112,719 | $11.2M | Add +1.7% |
| SPEM State Street SP PTF Em ETF | 3.08% | 253,600 | $10.8M | Add +0.3% |
| SCHB Schwab US Broad Market ETF | 3.07% | 453,293 | $10.8M | Add +3.3% |
| SCHM Schwab US Mid Cap ETF | 3.07% | 384,713 | $10.8M | Add +3.2% |
| GLTR Abrdn Precious Metals Basket | 2.94% | 74,931 | $10.4M | Reduce -3.5% |
| SHYG iShares 0-5 YR HY Corp. Bond | 2.84% | 231,161 | $10.0M | Add +2.4% |
| RPV Invesco S&P 500 Pure Value E | 2.74% | 102,807 | $9.6M | Reduce -1.0% |
| SCHP Schwab U.S. Tips ETF | 2.66% | 350,676 | $9.4M | Reduce -28.2% |
| SCHZ Schwab US Aggregate Bond ETF | 2.14% | 324,053 | $7.5M | Add +7.9% |
| IJR iShares Core S&P Small-Cap E | 2.14% | 68,803 | $7.5M | Add +1.5% |
| NFLT Virtus Newfleet Multi-Sector | 1.97% | 302,674 | $6.9M | New |
| ACWI iShares MSCI Acwi ETF | 1.66% | 45,297 | $5.8M | Reduce -1.5% |
| USRT iShares Core US REIT ETF | 1.52% | 94,718 | $5.4M | Add +1.5% |
| SDCI Uscf Summerhaven Dynamic ETF | 1.44% | 234,290 | $5.1M | New |
| FLXR TCW Flexible Income ETF | 1.40% | 124,526 | $4.9M | New |
| SCHX Schwab US Large-Cap ETF | 1.37% | 196,736 | $4.8M | Reduce -2.0% |
| AAPL Apple Inc. | 1.21% | 20,694 | $4.2M | Reduce -42.5% |
| NVDA Nvidia Corp. | 1.12% | 24,994 | $3.9M | Reduce -14.0% |
| SCHF Schwab Intl Equity ETF | 1.07% | 170,810 | $3.8M | Reduce -0.4% |
| TIP iShares Tips Bond ETF | 0.83% | 26,464 | $2.9M | Reduce -24.0% |
| IEFA iShares Core MSCI Eafe ETF | 0.83% | 34,842 | $2.9M | Reduce -0.5% |
| ILTB iShares Core 10+ Year Usd Bo | 0.74% | 52,564 | $2.6M | Reduce -69.8% |
| STIP iShares 0-5 Year Tips Bond E | 0.70% | 24,039 | $2.5M | Reduce -2.5% |
| IVV iShares Core S&P 500 ETF | 0.66% | 3,753 | $2.3M | Reduce -0.4% |
| CEF Sprott Physical Gold and Sil | 0.66% | 77,339 | $2.3M | No change |
| ITOT iShares Core S&P Total U.S. | 0.66% | 17,089 | $2.3M | Add +0.1% |
| FMAT Fidelity MSCI Materials Indx | 0.58% | 40,759 | $2.0M | Reduce -8.8% |
| RSPH Invesco S&P 500 Equal Weight | 0.56% | 68,031 | $2.0M | Reduce -7.4% |
| MSFT Microsoft Corp. | 0.51% | 3,583 | $1.8M | Add +19.8% |
| COMT iShares Gsci Commodity Dynam | 0.48% | 65,102 | $1.7M | Reduce -73.3% |
| DJP Ipath Bloomberg Commodity Inc. filed as BARCLAYS BANK PLC | 0.47% | 49,081 | $1.7M | Add +7.4% |
| TOTL SS Doubleline TR Tact ETF | 0.42% | 36,837 | $1.5M | Reduce -4.2% |
| VEA Vanguard Ftse Developed ETF | 0.37% | 22,926 | $1.3M | No change |
| VWO Vanguard Ftse Emerging Marke | 0.29% | 20,919 | $1.0M | Add +0.9% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.29% | 5,720 | $1.0M | Reduce -0.3% |
| RTX RTX Corp. | 0.26% | 6,308 | $921K | Add +0.1% |
| RSPM Invesco S&P 500 Equal Weight | 0.26% | 28,199 | $914K | Reduce -3.6% |
| AMZN Amazon.com Inc. | 0.25% | 3,987 | $875K | Reduce -29.2% |
| SCHC Schwab Intl Small-Cap Equity | 0.21% | 17,399 | $741K | Reduce -6.4% |
| ESGD iShares Trust iShares ESG Aw | 0.21% | 8,282 | $739K | Add +1.7% |
| COST Costco Wholesale Corp. | 0.21% | 742 | $735K | Reduce -5.7% |
| DSI iShares ESG MSCI KLD 400 ETF | 0.20% | 6,130 | $712K | Reduce -0.5% |
| GOOG Alphabet Inc. Class C | 0.20% | 3,940 | $699K | Reduce -22.5% |
| TLH iShares 10-20 Year Treasury | 0.20% | 6,836 | $695K | Reduce -36.2% |
| GOOGL Alphabet Inc. Class A | 0.19% | 3,813 | $672K | Reduce -9.5% |
| SUSA iShares ESG Optimized MSCI U | 0.16% | 4,575 | $580K | Add +2.0% |
| QQQ Invesco QQQ Trust Series 1 | 0.16% | 1,041 | $574K | Add +3.6% |
| PHYS Sprott Physical Gold Trust | 0.16% | 22,214 | $563K | No change |
| XLV SS Health Care Select Sector | 0.16% | 4,085 | $551K | Reduce -12.6% |
| ESGU iShares ESG Aware MSCI USA | 0.14% | 3,754 | $508K | Add +2.3% |
| VZ Verizon Communications Inc. | 0.13% | 10,798 | $467K | Reduce -0.9% |
| SUSC iShares ESG Aware Usd Corpor | 0.13% | 19,535 | $454K | Add +6.6% |
| LMAT Lemaitre Vascular Inc. | 0.13% | 5,365 | $446K | No change |
| EPI Wisdomtree India Earnings | 0.12% | 8,873 | $421K | No change |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.12% | 3,811 | $418K | Add +0.1% |
| GE General Electric filed as GE AEROSPACE | 0.12% | 1,621 | $417K | Reduce -13.4% |
| PG The Procter & Gamble Co. | 0.12% | 2,607 | $416K | Reduce -3.7% |
| JNK SS SPDR BB High Yield Bond | 0.12% | 4,177 | $406K | Reduce -7.0% |
| EFAV iShares MSCI Eafe Min Vol Fa | 0.11% | 4,470 | $376K | Add +0.0% |
| VNQ Vanguard Real Estate ETF | 0.10% | 4,116 | $367K | Add +0.5% |
| GLD SPDR Gold Shares | 0.10% | 1,125 | $343K | Reduce -3.5% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.10% | 700 | $340K | Add +1.0% |
| HUBS HubSpot Inc. | 0.09% | 580 | $323K | Reduce -26.6% |
| XOM Exxon Mobil Corp. | 0.09% | 2,969 | $320K | No change |
| BSX Boston Scientific Corp. | 0.09% | 2,945 | $316K | Reduce -14.6% |
| XLI SS Industrial Select Sector | 0.08% | 1,975 | $291K | No change |
| GEV GE Vernova Inc. | 0.08% | 542 | $287K | Reduce -39.2% |
| IWS iShares Russell Mid-Cap Valu | 0.08% | 2,100 | $277K | No change |
| CORP PIMCO Inv Grade Corp. BD ETF | 0.08% | 2,775 | $270K | Reduce -7.0% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.08% | 2,177 | $269K | Add +0.5% |
| META Meta Platforms Inc. Class A | 0.07% | 353 | $261K | Reduce -30.4% |
| FVD First Trust Value Line DVD | 0.07% | 5,800 | $259K | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.07% | 409 | $253K | No change |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.07% | 851 | $251K | No change |
| SCHA Schwab US Small-Cap ETF | 0.07% | 9,884 | $250K | Add +14.4% |
| IYW iShares Ustechnology ETF | 0.07% | 1,431 | $248K | No change |
| BND Vanguard Total Bond Market | 0.07% | 3,325 | $245K | New |
| TSM Taiwan Semiconductor-SP ADR | 0.07% | 1,076 | $244K | Reduce -27.1% |
| ESML iShares ESG Aware MSCI USA S | 0.07% | 5,814 | $240K | No change |
| IAU iShares Gold Trust | 0.07% | 3,718 | $232K | No change |
| ESGE iShares Inc. iShares ESG Awar | 0.06% | 5,697 | $223K | New |
| LLY Eli Lilly & Co. | 0.06% | 286 | $223K | Reduce -10.6% |
| TSLA Tesla Inc. | 0.06% | 679 | $216K | New |
| XLY SS Consumer Disc Select Sect | 0.06% | 981 | $213K | New |
| SCHD Schwab US DVD Equity ETF | 0.06% | 7,905 | $209K | No change |
| PH Parker Hannifin Corp. | 0.06% | 289 | $202K | Reduce -19.5% |
| DVS Dolly Varden Silver Ltd. | 0.01% | 11,250 | $38K | New |
| AUST Austin Gold Corp. | 0.01% | 24,000 | $31K | No change |
Portfolio Sells Q1 2025 → Q2 2025
| ILTB iShares Core 10+ Year Usd Bo | Reduce -69.8% | 0.74% | −1.87 |
| COMT iShares Gsci Commodity Dynam | Reduce -73.3% | 0.48% | −1.46 |
| SCHP Schwab U.S. Tips ETF | Reduce -28.2% | 2.66% | −1.27 |
| AAPL Apple Inc. | Reduce -42.5% | 1.21% | −1.19 |
| TIP iShares Tips Bond ETF | Reduce -24.0% | 0.83% | −0.33 |
| TLH iShares 10-20 Year Treasury | Reduce -36.2% | 0.20% | −0.14 |
| RPV Invesco S&P 500 Pure Value E | Reduce -1.0% | 2.74% | −0.13 |
| ISRG Intuitive Surgical Inc. | Sold out | 0.00% | −0.09 |
| RSPH Invesco S&P 500 Equal Weight | Reduce -7.4% | 0.56% | −0.09 |
| VRTX Vertex Pharmaceuticals Inc. | Sold out | 0.00% | −0.08 |
| AMZN Amazon.com Inc. | Reduce -29.2% | 0.25% | −0.07 |
| TPL Texas Pacific Land Corp. | Sold out | 0.00% | −0.07 |
| FMAT Fidelity MSCI Materials Indx | Reduce -8.8% | 0.58% | −0.07 |
| XLE SS Energy Select Sector | Sold out | 0.00% | −0.07 |
| GLTR Abrdn Precious Metals Basket | Reduce -3.5% | 2.94% | −0.07 |
| JPM JPMorgan Chase & Co. | Sold out | 0.00% | −0.06 |
| JNJ Johnson & Johnson | Sold out | 0.00% | −0.06 |
| ABBV Abbvie Inc. | Sold out | 0.00% | −0.06 |
| AON Aon PLC Class A | Sold out | 0.00% | −0.06 |
| CVX Chevron Corp. | Sold out | 0.00% | −0.06 |
| STIP iShares 0-5 Year Tips Bond E | Reduce -2.5% | 0.70% | −0.06 |
| ED Consolidated Edison Inc. | Sold out | 0.00% | −0.06 |
| XLV SS Health Care Select Sector | Reduce -12.6% | 0.16% | −0.05 |
| TOTL SS Doubleline TR Tact ETF | Reduce -4.2% | 0.42% | −0.04 |
| HUBS HubSpot Inc. | Reduce -26.6% | 0.09% | −0.04 |
| GOOG Alphabet Inc. Class C | Reduce -22.5% | 0.20% | −0.04 |
| PG The Procter & Gamble Co. | Reduce -3.7% | 0.12% | −0.02 |
| RSPM Invesco S&P 500 Equal Weight | Reduce -3.6% | 0.26% | −0.02 |
| LLY Eli Lilly & Co. | Reduce -10.6% | 0.06% | −0.02 |
| VZ Verizon Communications Inc. | Reduce -0.9% | 0.13% | −0.02 |
| BSX Boston Scientific Corp. | Reduce -14.6% | 0.09% | −0.01 |
| COST Costco Wholesale Corp. | Reduce -5.7% | 0.21% | −0.01 |
| META Meta Platforms Inc. Class A | Reduce -30.4% | 0.07% | −0.01 |
| JNK SS SPDR BB High Yield Bond | Reduce -7.0% | 0.12% | −0.01 |
| CORP PIMCO Inv Grade Corp. BD ETF | Reduce -7.0% | 0.08% | −0.01 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -0.3% | 0.29% | −0.01 |
| PH Parker Hannifin Corp. | Reduce -19.5% | 0.06% | −0.01 |
| GOOGL Alphabet Inc. Class A | Reduce -9.5% | 0.19% | −0.00 |
| TSM Taiwan Semiconductor-SP ADR | Reduce -27.1% | 0.07% | −0.00 |
| GLD SPDR Gold Shares | Reduce -3.5% | 0.10% | −0.00 |
| GEV GE Vernova Inc. | Reduce -39.2% | 0.08% | 0.00 |
| GE General Electric | Reduce -13.4% | 0.12% | +0.01 |
| SCHC Schwab Intl Small-Cap Equity | Reduce -6.4% | 0.21% | +0.01 |
| DSI iShares ESG MSCI KLD 400 ETF | Reduce -0.5% | 0.20% | +0.01 |
| IVV iShares Core S&P 500 ETF | Reduce -0.4% | 0.66% | +0.03 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -0.5% | 0.83% | +0.03 |
| SCHX Schwab US Large-Cap ETF | Reduce -2.0% | 1.37% | +0.04 |
| ACWI iShares MSCI Acwi ETF | Reduce -1.5% | 1.66% | +0.05 |
| SCHF Schwab Intl Equity ETF | Reduce -0.4% | 1.07% | +0.06 |
| VOO Vanguard S&P 500 ETF | Reduce -1.4% | 4.83% | +0.16 |
Portfolio Buys Q1 2025 → Q2 2025
| NFLT Virtus Newfleet Multi-Sector | New | 1.97% | +1.97 |
| SDCI Uscf Summerhaven Dynamic ETF | New | 1.44% | +1.44 |
| FLXR TCW Flexible Income ETF | New | 1.40% | +1.40 |
| VXUS Vanguard Total Intl Stock | Add +0.2% | 11.66% | +0.65 |
| SPGM State Street SPDR Portfolio | Add +0.3% | 7.33% | +0.37 |
| SCHB Schwab US Broad Market ETF | Add +3.3% | 3.07% | +0.24 |
| RSP Invesco S&P 500 Equal Weight | Add +5.1% | 4.50% | +0.20 |
| MSFT Microsoft Corp. | Add +19.8% | 0.51% | +0.17 |
| SCHM Schwab US Mid Cap ETF | Add +3.2% | 3.07% | +0.14 |
| SPEM State Street SP PTF Em ETF | Add +0.3% | 3.08% | +0.10 |
| BND Vanguard Total Bond Market | New | 0.07% | +0.07 |
| ESGE iShares Inc. iShares ESG Awar | New | 0.06% | +0.06 |
| TSLA Tesla Inc. | New | 0.06% | +0.06 |
| XLY SS Consumer Disc Select Sect | New | 0.06% | +0.06 |
| SCHZ Schwab US Aggregate Bond ETF | Add +7.9% | 2.14% | +0.06 |
| ITOT iShares Core S&P Total U.S. | Add +0.1% | 0.66% | +0.03 |
| QQQ Invesco QQQ Trust Series 1 | Add +3.6% | 0.16% | +0.02 |
| IJR iShares Core S&P Small-Cap E | Add +1.5% | 2.14% | +0.02 |
| VWO Vanguard Ftse Emerging Marke | Add +0.9% | 0.29% | +0.01 |
| RTX RTX Corp. | Add +0.1% | 0.26% | +0.01 |
| ESGD iShares Trust iShares ESG Aw | Add +1.7% | 0.21% | +0.01 |
| DVS Dolly Varden Silver Ltd. | New | 0.01% | +0.01 |
| SUSA iShares ESG Optimized MSCI U | Add +2.0% | 0.16% | +0.01 |
| ESGU iShares ESG Aware MSCI USA | Add +2.3% | 0.14% | +0.01 |
| SCHA Schwab US Small-Cap ETF | Add +14.4% | 0.07% | +0.01 |
| VCIT Vanguard Int-Term Corporate | Add +3.9% | 3.37% | +0.00 |
| EFAV iShares MSCI Eafe Min Vol Fa | Add +0.0% | 0.11% | +0.00 |
| SUSC iShares ESG Aware Usd Corpor | Add +6.6% | 0.13% | +0.00 |
| TJX TJX Companies Inc. | Add +0.5% | 0.08% | −0.00 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Add +0.1% | 0.12% | −0.01 |
| VNQ Vanguard Real Estate ETF | Add +0.5% | 0.10% | −0.01 |
| DJP Ipath Bloomberg Commodity Inc. | Add +7.4% | 0.47% | −0.01 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +1.0% | 0.10% | −0.01 |
| SHYG iShares 0-5 YR HY Corp. Bond | Add +2.4% | 2.84% | −0.04 |
| JPIB JPMorgan Intl BND ETF | Add +2.1% | 3.99% | −0.06 |
| USRT iShares Core US REIT ETF | Add +1.5% | 1.52% | −0.09 |
| AGG iShares Core U.S. Aggregate | Add +1.7% | 3.18% | −0.10 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 114 | $435.5M | VXUS, VTI, SPGM, RSP, JPIB |
| Q1 2026 | 100 | $393.9M | VXUS, VTI, SPGM, RSP, JPIB |
| Q4 2025 | 98 | $387.7M | VXUS, VTI, SPGM, RSP, VOO |
| Q3 2025 | 101 | $378.3M | VXUS, VTI, SPGM, VOO, RSP |
| Q2 2025 | 95 | $351.6M | VXUS, VTI, SPGM, VOO, RSP |
| Q1 2025 | 97 | $333.9M | VXUS, VTI, SPGM, VOO, RSP |
| Q4 2024 | 96 | $333.9M | VXUS, VTI, SPGM, VOO, RSP |
| Q3 2024 | 98 | $340.6M | VXUS, VTI, SPGM, VOO, RSP |
| Q2 2024 | 94 | $319.5M | VXUS, VTI, SPGM, VOO, SCHP |
| Q1 2024 | 96 | $315.5M | VXUS, VTI, SPGM, VOO, SCHP |