Peak Financial Management, Inc.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 9, 2025), Peak Financial Management, Inc. reported 101 stock positions worth $378.3 million. Its top holding was Vanguard Total Intl Stock (VXUS) at 11.7% of the portfolio, followed by VG Morningstar TS MKT ETF-US (VTI, 8.3%) and State Street SPDR Portfolio (SPGM, 7.4%). Compared with Q2 2025, it opened 11 new positions, sold out of 5, added to 36 and reduced 41. The biggest buy was Virtus Newfleet Multi-Sector (NFLT, shares +59%) and the biggest sale an exit from iShares Core 10+ Year Usd Bo (ILTB).
- Most Recent 13F
- Q2 2026
- Location
- WELLESLEY, MA
- CIK
- 0001669662
- Portfolio Value
- $378.3M (Q3 2025)
- SEC Filing
- 0001085146-25-005858 ↗ filed Oct 9, 2025
Holdings Value
Holdings 101 stocks · $378.3M
| VXUS Vanguard Total Intl Stock | 11.65% | 599,979 | $44.1M | Add +1.1% |
| VTI VG Morningstar TS MKT ETF-US | 8.26% | 95,233 | $31.3M | Reduce -3.2% |
| SPGM State Street SPDR Portfolio | 7.36% | 371,448 | $27.8M | Reduce -0.6% |
| VOO Vanguard S&P 500 ETF | 4.61% | 28,473 | $17.4M | Reduce -4.7% |
| RSP Invesco S&P 500 Equal Weight | 4.52% | 90,157 | $17.1M | Add +3.5% |
| JPIB JPMorgan Intl BND ETF | 3.90% | 301,139 | $14.8M | Add +4.3% |
| VCIT Vanguard Int-Term Corporate | 3.29% | 147,736 | $12.4M | Add +3.3% |
| GLTR Abrdn Precious Metals Basket | 3.24% | 74,011 | $12.2M | Reduce -1.2% |
| SPEM State Street SP PTF Em ETF | 3.21% | 259,181 | $12.1M | Add +2.2% |
| SCHB Schwab US Broad Market ETF | 3.12% | 458,367 | $11.8M | Add +1.1% |
| AGG iShares Core U.S. Aggregate | 3.06% | 115,403 | $11.6M | Add +2.4% |
| SCHM Schwab US Mid Cap ETF | 3.04% | 387,714 | $11.5M | Add +0.8% |
| NFLT Virtus Newfleet Multi-Sector | 2.93% | 480,606 | $11.1M | Add +58.8% |
| SHYG iShares 0-5 YR HY Corp. Bond | 2.78% | 242,526 | $10.5M | Add +4.9% |
| RPV Invesco S&P 500 Pure Value E | 2.71% | 103,007 | $10.2M | Add +0.2% |
| SCHP Schwab U.S. Tips ETF | 2.29% | 321,186 | $8.7M | Reduce -8.4% |
| IJR iShares Core S&P Small-Cap E | 2.20% | 70,055 | $8.3M | Add +1.8% |
| SDCI Uscf Summerhaven Dynamic ETF | 2.11% | 346,509 | $8.0M | Add +47.9% |
| SCHZ Schwab US Aggregate Bond ETF | 2.10% | 338,789 | $8.0M | Add +4.5% |
| FLXR TCW Flexible Income ETF | 2.10% | 199,231 | $7.9M | Add +60.0% |
| ACWI iShares MSCI Acwi ETF | 1.60% | 43,677 | $6.0M | Reduce -3.6% |
| USRT iShares Core US REIT ETF | 1.51% | 97,038 | $5.7M | Add +2.5% |
| AAPL Apple Inc. | 1.32% | 19,556 | $5.0M | Reduce -5.5% |
| NVDA Nvidia Corp. | 1.26% | 25,643 | $4.8M | Add +2.6% |
| SCHX Schwab US Large-Cap ETF | 1.26% | 181,479 | $4.8M | Reduce -7.8% |
| SCHF Schwab Intl Equity ETF | 1.04% | 169,740 | $4.0M | Reduce -0.6% |
| IEFA iShares Core MSCI Eafe ETF | 0.76% | 32,731 | $2.9M | Reduce -6.1% |
| CEF Sprott Physical Gold and Sil | 0.75% | 77,339 | $2.8M | No change |
| ITOT iShares Core S&P Total U.S. | 0.66% | 17,171 | $2.5M | Add +0.5% |
| TIP iShares Tips Bond ETF | 0.63% | 21,342 | $2.4M | Reduce -19.4% |
| IVV iShares Core S&P 500 ETF | 0.62% | 3,522 | $2.4M | Reduce -6.2% |
| STIP iShares 0-5 Year Tips Bond E | 0.60% | 22,008 | $2.3M | Reduce -8.4% |
| FMAT Fidelity MSCI Materials Indx | 0.51% | 36,742 | $1.9M | Reduce -9.9% |
| MSFT Microsoft Corp. | 0.50% | 3,638 | $1.9M | Add +1.5% |
| RSPH Invesco S&P 500 Equal Weight | 0.47% | 59,975 | $1.8M | Reduce -11.8% |
| DJP Ipath Bloomberg Commodity Inc. filed as BARCLAYS BANK PLC | 0.43% | 46,076 | $1.6M | Reduce -6.1% |
| TOTL SS Doubleline TR Tact ETF | 0.38% | 35,069 | $1.4M | Reduce -4.8% |
| VEA Vanguard Ftse Developed ETF | 0.36% | 22,926 | $1.4M | No change |
| RTX RTX Corp. | 0.28% | 6,316 | $1.1M | Add +0.1% |
| VWO Vanguard Ftse Emerging Marke | 0.28% | 19,260 | $1.0M | Reduce -7.9% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.27% | 5,573 | $1.0M | Reduce -2.6% |
| GOOG Alphabet Inc. Class C | 0.27% | 4,170 | $1.0M | Add +5.8% |
| RSPM Invesco S&P 500 Equal Weight | 0.24% | 27,391 | $897K | Reduce -2.9% |
| GOOGL Alphabet Inc. Class A | 0.23% | 3,648 | $887K | Reduce -4.3% |
| AMZN Amazon.com Inc. | 0.23% | 3,980 | $874K | Reduce -0.2% |
| DSI iShares ESG MSCI KLD 400 ETF | 0.21% | 6,315 | $795K | Add +3.0% |
| ESGD iShares Trust iShares ESG Aw | 0.21% | 8,397 | $781K | Add +1.4% |
| SCHC Schwab Intl Small-Cap Equity | 0.19% | 15,455 | $703K | Reduce -11.2% |
| PHYS Sprott Physical Gold Trust | 0.17% | 22,214 | $658K | No change |
| SUSA iShares ESG Optimized MSCI U | 0.17% | 4,795 | $650K | Add +4.8% |
| COST Costco Wholesale Corp. | 0.15% | 632 | $585K | Reduce -14.8% |
| ESGU iShares ESG Aware MSCI USA | 0.14% | 3,754 | $547K | No change |
| QQQ Invesco QQQ Trust Series 1 | 0.14% | 881 | $529K | Reduce -15.4% |
| XLV SS Health Care Select Sector | 0.13% | 3,504 | $488K | Reduce -14.2% |
| GE General Electric filed as GE AEROSPACE | 0.13% | 1,597 | $481K | Reduce -1.5% |
| SUSC iShares ESG Aware Usd Corpor | 0.12% | 19,967 | $470K | Add +2.2% |
| LMAT Lemaitre Vascular Inc. | 0.12% | 5,365 | $469K | No change |
| VZ Verizon Communications Inc. | 0.11% | 9,852 | $433K | Reduce -8.8% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.11% | 3,774 | $421K | Reduce -1.0% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.11% | 2,902 | $419K | Add +33.3% |
| GLD SPDR Gold Shares | 0.11% | 1,167 | $415K | Add +3.7% |
| JNK SS SPDR BB High Yield Bond | 0.11% | 4,177 | $409K | No change |
| EPI Wisdomtree India Earnings | 0.10% | 8,848 | $391K | Reduce -0.3% |
| PG The Procter & Gamble Co. | 0.10% | 2,357 | $362K | Reduce -9.6% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.09% | 700 | $352K | No change |
| VNQ Vanguard Real Estate ETF | 0.09% | 3,743 | $342K | Reduce -9.1% |
| GEV GE Vernova Inc. | 0.09% | 552 | $339K | Add +1.9% |
| XOM Exxon Mobil Corp. | 0.09% | 2,969 | $335K | No change |
| TSM Taiwan Semiconductor-SP ADR | 0.09% | 1,176 | $328K | Add +9.3% |
| SCHA Schwab US Small-Cap ETF | 0.08% | 11,079 | $309K | Add +12.1% |
| BSX Boston Scientific Corp. | 0.08% | 3,145 | $307K | Add +6.8% |
| META Meta Platforms Inc. Class A | 0.08% | 413 | $303K | Add +17.0% |
| IYW iShares Ustechnology ETF | 0.07% | 1,415 | $277K | Reduce -1.1% |
| ESML iShares ESG Aware MSCI USA S | 0.07% | 6,144 | $277K | Add +5.7% |
| ESGE iShares Inc. iShares ESG Awar | 0.07% | 6,342 | $275K | Add +11.3% |
| XLI SS Industrial Select Sector | 0.07% | 1,775 | $274K | Reduce -10.1% |
| CORP PIMCO Inv Grade Corp. BD ETF | 0.07% | 2,775 | $274K | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.07% | 409 | $273K | No change |
| FVD First Trust Value Line DVD | 0.07% | 5,892 | $272K | Add +1.6% |
| HUBS HubSpot Inc. | 0.07% | 580 | $271K | No change |
| IWS iShares Russell Mid-Cap Valu | 0.07% | 1,900 | $265K | Reduce -9.5% |
| EFAV iShares MSCI Eafe Min Vol Fa | 0.07% | 2,928 | $248K | Reduce -34.5% |
| ABBV Abbvie Inc. | 0.07% | 1,064 | $247K | New |
| LLY Eli Lilly & Co. | 0.06% | 316 | $241K | Add +10.5% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.06% | 851 | $240K | No change |
| IAU iShares Gold Trust | 0.06% | 3,236 | $235K | Reduce -13.0% |
| ORCL Oracle Corp. | 0.06% | 828 | $233K | New |
| AVGO Broadcom Inc. | 0.06% | 702 | $232K | New |
| BABA Alibaba Group Holding-SP ADR | 0.06% | 1,280 | $229K | New |
| JPM JPMorgan Chase & Co. | 0.06% | 722 | $228K | New |
| CALI Ishrs SH-TRM Ca Muni Act ETF | 0.06% | 4,400 | $223K | New |
| AMD Advanced Micro Devices | 0.06% | 1,367 | $221K | New |
| GDX Vaneck Gold Miners ETF | 0.06% | 2,882 | $220K | New |
| PH Parker Hannifin Corp. | 0.06% | 289 | $219K | No change |
| JNJ Johnson & Johnson | 0.06% | 1,179 | $219K | New |
| XLY SS Consumer Disc Select Sect | 0.06% | 881 | $211K | Reduce -10.2% |
| MU Micron Technology Inc. | 0.06% | 1,252 | $210K | New |
| BND Vanguard Total Bond Market | 0.05% | 2,790 | $207K | Reduce -16.1% |
| VTWG Vanguard Russell 2000 Growth | 0.05% | 884 | $207K | New |
| DVS Dolly Varden Silver Ltd. | 0.01% | 10,000 | $50K | Reduce -11.1% |
Portfolio Sells Q2 2025 → Q3 2025
| ILTB iShares Core 10+ Year Usd Bo | Sold out | 0.00% | −0.74 |
| COMT iShares Gsci Commodity Dynam | Sold out | 0.00% | −0.48 |
| SCHP Schwab U.S. Tips ETF | Reduce -8.4% | 2.29% | −0.37 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -3.2% | 8.26% | −0.24 |
| VOO Vanguard S&P 500 ETF | Reduce -4.7% | 4.61% | −0.22 |
| TIP iShares Tips Bond ETF | Reduce -19.4% | 0.63% | −0.20 |
| TLH iShares 10-20 Year Treasury | Sold out | 0.00% | −0.20 |
| SCHX Schwab US Large-Cap ETF | Reduce -7.8% | 1.26% | −0.10 |
| STIP iShares 0-5 Year Tips Bond E | Reduce -8.4% | 0.60% | −0.10 |
| RSPH Invesco S&P 500 Equal Weight | Reduce -11.8% | 0.47% | −0.10 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -6.1% | 0.76% | −0.07 |
| FMAT Fidelity MSCI Materials Indx | Reduce -9.9% | 0.51% | −0.07 |
| TSLA Tesla Inc. | Sold out | 0.00% | −0.06 |
| ACWI iShares MSCI Acwi ETF | Reduce -3.6% | 1.60% | −0.06 |
| SCHD Schwab US DVD Equity ETF | Sold out | 0.00% | −0.06 |
| COST Costco Wholesale Corp. | Reduce -14.8% | 0.15% | −0.05 |
| TOTL SS Doubleline TR Tact ETF | Reduce -4.8% | 0.38% | −0.04 |
| DJP Ipath Bloomberg Commodity Inc. | Reduce -6.1% | 0.43% | −0.04 |
| EFAV iShares MSCI Eafe Min Vol Fa | Reduce -34.5% | 0.07% | −0.04 |
| IVV iShares Core S&P 500 ETF | Reduce -6.2% | 0.62% | −0.04 |
| SCHF Schwab Intl Equity ETF | Reduce -0.6% | 1.04% | −0.03 |
| XLV SS Health Care Select Sector | Reduce -14.2% | 0.13% | −0.03 |
| SCHC Schwab Intl Small-Cap Equity | Reduce -11.2% | 0.19% | −0.02 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -15.4% | 0.14% | −0.02 |
| RSPM Invesco S&P 500 Equal Weight | Reduce -2.9% | 0.24% | −0.02 |
| PG The Procter & Gamble Co. | Reduce -9.6% | 0.10% | −0.02 |
| VWO Vanguard Ftse Emerging Marke | Reduce -7.9% | 0.28% | −0.02 |
| VZ Verizon Communications Inc. | Reduce -8.8% | 0.11% | −0.02 |
| AMZN Amazon.com Inc. | Reduce -0.2% | 0.23% | −0.02 |
| EPI Wisdomtree India Earnings | Reduce -0.3% | 0.10% | −0.02 |
| BND Vanguard Total Bond Market | Reduce -16.1% | 0.05% | −0.01 |
| VNQ Vanguard Real Estate ETF | Reduce -9.1% | 0.09% | −0.01 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -2.6% | 0.27% | −0.01 |
| XLI SS Industrial Select Sector | Reduce -10.1% | 0.07% | −0.01 |
| IWS iShares Russell Mid-Cap Valu | Reduce -9.5% | 0.07% | −0.01 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Reduce -1.0% | 0.11% | −0.01 |
| XLY SS Consumer Disc Select Sect | Reduce -10.2% | 0.06% | −0.00 |
| IAU iShares Gold Trust | Reduce -13.0% | 0.06% | −0.00 |
| AUST Austin Gold Corp. | Reduce -1.3% | 0.01% | +0.00 |
| DVS Dolly Varden Silver Ltd. | Reduce -11.1% | 0.01% | +0.00 |
| IYW iShares Ustechnology ETF | Reduce -1.1% | 0.07% | +0.00 |
| GE General Electric | Reduce -1.5% | 0.13% | +0.01 |
| SPGM State Street SPDR Portfolio | Reduce -0.6% | 7.36% | +0.03 |
| GOOGL Alphabet Inc. Class A | Reduce -4.3% | 0.23% | +0.04 |
| AAPL Apple Inc. | Reduce -5.5% | 1.32% | +0.11 |
| GLTR Abrdn Precious Metals Basket | Reduce -1.2% | 3.24% | +0.29 |
Portfolio Buys Q2 2025 → Q3 2025
| NFLT Virtus Newfleet Multi-Sector | Add +58.8% | 2.93% | +0.97 |
| FLXR TCW Flexible Income ETF | Add +60.0% | 2.10% | +0.70 |
| SDCI Uscf Summerhaven Dynamic ETF | Add +47.9% | 2.11% | +0.66 |
| NVDA Nvidia Corp. | Add +2.6% | 1.26% | +0.14 |
| SPEM State Street SP PTF Em ETF | Add +2.2% | 3.21% | +0.12 |
| GOOG Alphabet Inc. Class C | Add +5.8% | 0.27% | +0.07 |
| ABBV Abbvie Inc. | New | 0.07% | +0.07 |
| IJR iShares Core S&P Small-Cap E | Add +1.8% | 2.20% | +0.06 |
| ORCL Oracle Corp. | New | 0.06% | +0.06 |
| AVGO Broadcom Inc. | New | 0.06% | +0.06 |
| BABA Alibaba Group Holding-SP ADR | New | 0.06% | +0.06 |
| JPM JPMorgan Chase & Co. | New | 0.06% | +0.06 |
| CALI Ishrs SH-TRM Ca Muni Act ETF | New | 0.06% | +0.06 |
| AMD Advanced Micro Devices | New | 0.06% | +0.06 |
| GDX Vaneck Gold Miners ETF | New | 0.06% | +0.06 |
| JNJ Johnson & Johnson | New | 0.06% | +0.06 |
| MU Micron Technology Inc. | New | 0.06% | +0.06 |
| VTWG Vanguard Russell 2000 Growth | New | 0.05% | +0.05 |
| SCHB Schwab US Broad Market ETF | Add +1.1% | 3.12% | +0.04 |
| TJX TJX Companies Inc. | Add +33.3% | 0.11% | +0.03 |
| RSP Invesco S&P 500 Equal Weight | Add +3.5% | 4.52% | +0.02 |
| TSM Taiwan Semiconductor-SP ADR | Add +9.3% | 0.09% | +0.02 |
| RTX RTX Corp. | Add +0.1% | 0.28% | +0.02 |
| GLD SPDR Gold Shares | Add +3.7% | 0.11% | +0.01 |
| SCHA Schwab US Small-Cap ETF | Add +12.1% | 0.08% | +0.01 |
| ESGE iShares Inc. iShares ESG Awar | Add +11.3% | 0.07% | +0.01 |
| GEV GE Vernova Inc. | Add +1.9% | 0.09% | +0.01 |
| DSI iShares ESG MSCI KLD 400 ETF | Add +3.0% | 0.21% | +0.01 |
| SUSA iShares ESG Optimized MSCI U | Add +4.8% | 0.17% | +0.01 |
| META Meta Platforms Inc. Class A | Add +17.0% | 0.08% | +0.01 |
| ESML iShares ESG Aware MSCI USA S | Add +5.7% | 0.07% | +0.00 |
| ITOT iShares Core S&P Total U.S. | Add +0.5% | 0.66% | +0.00 |
| LLY Eli Lilly & Co. | Add +10.5% | 0.06% | +0.00 |
| FVD First Trust Value Line DVD | Add +1.6% | 0.07% | −0.00 |
| ESGD iShares Trust iShares ESG Aw | Add +1.4% | 0.21% | −0.00 |
| SUSC iShares ESG Aware Usd Corpor | Add +2.2% | 0.12% | −0.00 |
| VXUS Vanguard Total Intl Stock | Add +1.1% | 11.65% | −0.01 |
| MSFT Microsoft Corp. | Add +1.5% | 0.50% | −0.01 |
| BSX Boston Scientific Corp. | Add +6.8% | 0.08% | −0.01 |
| USRT iShares Core US REIT ETF | Add +2.5% | 1.51% | −0.02 |
| SCHM Schwab US Mid Cap ETF | Add +0.8% | 3.04% | −0.03 |
| RPV Invesco S&P 500 Pure Value E | Add +0.2% | 2.71% | −0.04 |
| SCHZ Schwab US Aggregate Bond ETF | Add +4.5% | 2.10% | −0.04 |
| SHYG iShares 0-5 YR HY Corp. Bond | Add +4.9% | 2.78% | −0.06 |
| JPIB JPMorgan Intl BND ETF | Add +4.3% | 3.90% | −0.09 |
| VCIT Vanguard Int-Term Corporate | Add +3.3% | 3.29% | −0.09 |
| AGG iShares Core U.S. Aggregate | Add +2.4% | 3.06% | −0.12 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 114 | $435.5M | VXUS, VTI, SPGM, RSP, JPIB |
| Q1 2026 | 100 | $393.9M | VXUS, VTI, SPGM, RSP, JPIB |
| Q4 2025 | 98 | $387.7M | VXUS, VTI, SPGM, RSP, VOO |
| Q3 2025 | 101 | $378.3M | VXUS, VTI, SPGM, VOO, RSP |
| Q2 2025 | 95 | $351.6M | VXUS, VTI, SPGM, VOO, RSP |
| Q1 2025 | 97 | $333.9M | VXUS, VTI, SPGM, VOO, RSP |
| Q4 2024 | 96 | $333.9M | VXUS, VTI, SPGM, VOO, RSP |
| Q3 2024 | 98 | $340.6M | VXUS, VTI, SPGM, VOO, RSP |
| Q2 2024 | 94 | $319.5M | VXUS, VTI, SPGM, VOO, SCHP |
| Q1 2024 | 96 | $315.5M | VXUS, VTI, SPGM, VOO, SCHP |