Peak Financial Management, Inc.
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 22, 2025), Peak Financial Management, Inc. reported 96 stock positions worth $333.9 million. Its top holding was Vanguard Total Intl Stock (VXUS) at 10.4% of the portfolio, followed by VG Morningstar TS MKT ETF-US (VTI, 8.8%) and State Street SPDR Portfolio (SPGM, 7.1%). Compared with Q3 2024, it opened 7 new positions, sold out of 9, added to 41 and reduced 36. The biggest buy was Apple (AAPL, shares +0%) and the biggest sale SS SPDR BB Intl Treasury BD (BWX, shares −7%).
- Most Recent 13F
- Q2 2026
- Location
- WELLESLEY, MA
- CIK
- 0001669662
- Portfolio Value
- $333.9M (Q4 2024)
- SEC Filing
- 0001085146-25-000390 ↗ filed Jan 22, 2025
Holdings Value
Holdings 96 stocks · $333.9M
| VXUS Vanguard Total Intl Stock | 10.35% | 586,516 | $34.6M | Add +1.1% |
| VTI VG Morningstar TS MKT ETF-US | 8.77% | 101,028 | $29.3M | Reduce -0.8% |
| SPGM State Street SPDR Portfolio | 7.13% | 375,707 | $23.8M | Reduce -0.2% |
| VOO Vanguard S&P 500 ETF | 5.29% | 32,768 | $17.7M | Reduce -3.9% |
| RSP Invesco S&P 500 Equal Weight | 3.97% | 75,716 | $13.3M | Add +4.6% |
| SCHP Schwab U.S. Tips ETF | 3.65% | 472,233 | $12.2M | Add +1.6% |
| VCIT Vanguard Int-Term Corporate | 3.19% | 132,678 | $10.7M | Add +7.3% |
| AGG iShares Core U.S. Aggregate | 3.17% | 109,174 | $10.6M | Add +2.7% |
| SCHM Schwab US Mid Cap ETF | 3.06% | 369,205 | $10.2M | Reduce -0.9% |
| AAPL Apple Inc. | 2.98% | 39,770 | $10.0M | Add +0.3% |
| SCHB Schwab US Broad Market ETF | 2.95% | 433,472 | $9.8M | Add +3.1% |
| SPEM State Street SP PTF Em ETF | 2.80% | 243,718 | $9.4M | Add +3.0% |
| SHYG iShares 0-5 YR HY Corp. Bond | 2.79% | 218,907 | $9.3M | Add +4.5% |
| RPV Invesco S&P 500 Pure Value E | 2.73% | 101,041 | $9.1M | Add +0.3% |
| GLTR Abrdn Precious Metals Basket | 2.55% | 77,565 | $8.5M | Reduce -0.6% |
| ILTB iShares Core 10+ Year Usd Bo | 2.50% | 171,360 | $8.3M | Add +1.3% |
| IJR iShares Core S&P Small-Cap E | 2.36% | 68,333 | $7.9M | Add +3.0% |
| PICB Invesco International Corpor | 2.23% | 345,464 | $7.5M | Reduce -2.1% |
| SCHZ Schwab US Aggregate Bond ETF | 1.88% | 275,948 | $6.3M | Add +10.2% |
| COMT iShares Gsci Commodity Dynam | 1.86% | 245,014 | $6.2M | Add +4.9% |
| ACWI iShares MSCI Acwi ETF | 1.60% | 45,505 | $5.3M | Reduce -0.9% |
| USRT iShares Core US REIT ETF | 1.57% | 91,607 | $5.3M | Add +0.9% |
| BWX SS SPDR BB Intl Treasury BD | 1.51% | 235,931 | $5.0M | Reduce -7.1% |
| SCHX Schwab US Large-Cap ETF | 1.42% | 204,578 | $4.7M | Reduce -2.7% |
| NVDA Nvidia Corp. | 1.28% | 31,707 | $4.3M | Add +3.6% |
| TIP iShares Tips Bond ETF | 1.09% | 34,067 | $3.6M | Add +1.2% |
| SCHF Schwab Intl Equity ETF | 0.95% | 171,939 | $3.2M | Reduce -0.7% |
| RSPH Invesco S&P 500 Equal Weight | 0.75% | 85,397 | $2.5M | Reduce -4.8% |
| IEFA iShares Core MSCI Eafe ETF | 0.74% | 35,048 | $2.5M | Reduce -2.6% |
| STIP iShares 0-5 Year Tips Bond E | 0.74% | 24,412 | $2.5M | Add +1.7% |
| FMAT Fidelity MSCI Materials Indx | 0.71% | 49,472 | $2.4M | Reduce -3.7% |
| ITOT iShares Core S&P Total U.S. | 0.66% | 17,023 | $2.2M | Reduce -0.8% |
| IVV iShares Core S&P 500 ETF | 0.63% | 3,576 | $2.1M | Add +3.5% |
| CEF Sprott Physical Gold and Sil | 0.55% | 77,189 | $1.8M | Reduce -0.5% |
| TOTL SS Doubleline TR Tact ETF | 0.49% | 41,881 | $1.6M | Add +1.4% |
| DJP Ipath Bloomberg Commodity Inc. filed as BARCLAYS BANK PLC | 0.41% | 43,121 | $1.4M | Add +1.7% |
| MSFT Microsoft Corp. | 0.41% | 3,222 | $1.4M | Add +2.5% |
| AMZN Amazon.com Inc. | 0.37% | 5,681 | $1.2M | Add +15.7% |
| TLH iShares 10-20 Year Treasury | 0.34% | 11,295 | $1.1M | Add +17.6% |
| VEA Vanguard Ftse Developed ETF | 0.33% | 23,011 | $1.1M | Reduce -9.2% |
| RSPM Invesco S&P 500 Equal Weight | 0.30% | 31,217 | $1.0M | Reduce -11.9% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.30% | 5,987 | $1.0M | Reduce -0.4% |
| VWO Vanguard Ftse Emerging Marke | 0.30% | 22,572 | $994K | Reduce -1.9% |
| GOOG Alphabet Inc. Class C | 0.28% | 4,993 | $951K | Reduce -8.6% |
| GOOGL Alphabet Inc. Class A | 0.25% | 4,420 | $837K | Add +5.5% |
| QQQ Invesco QQQ Trust Series 1 | 0.24% | 1,574 | $805K | Add +1.9% |
| RTX RTX Corp. | 0.22% | 6,291 | $728K | Add +0.2% |
| COST Costco Wholesale Corp. | 0.22% | 789 | $723K | Add +1.0% |
| DSI iShares ESG MSCI KLD 400 ETF | 0.21% | 6,245 | $689K | Reduce -0.3% |
| SCHC Schwab Intl Small-Cap Equity | 0.20% | 19,218 | $660K | Reduce -0.1% |
| ESGD iShares Trust iShares ESG Aw | 0.19% | 8,351 | $636K | Reduce -8.6% |
| HUBS HubSpot Inc. | 0.17% | 794 | $553K | Add +14.4% |
| SUSA iShares ESG Optimized MSCI U | 0.17% | 4,530 | $551K | No change |
| XOM Exxon Mobil Corp. | 0.16% | 4,813 | $518K | Add +16.0% |
| IAGG iShares Intl Aggregate Bond | 0.15% | 10,170 | $508K | Add +10.9% |
| ESGU iShares ESG Aware MSCI USA | 0.14% | 3,744 | $482K | No change |
| XLV SS Health Care Select Sector | 0.14% | 3,466 | $477K | Reduce -1.5% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.14% | 1,043 | $473K | Reduce -19.3% |
| PG The Procter & Gamble Co. | 0.14% | 2,711 | $455K | Add +5.9% |
| LMAT Lemaitre Vascular Inc. | 0.13% | 4,865 | $448K | No change |
| PHYS Sprott Physical Gold Trust | 0.13% | 22,000 | $443K | No change |
| VZ Verizon Communications Inc. | 0.13% | 10,901 | $436K | Reduce -5.0% |
| JNK SS SPDR BB High Yield Bond | 0.13% | 4,482 | $428K | No change |
| VNQ Vanguard Real Estate ETF | 0.12% | 4,606 | $410K | Add +0.9% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.12% | 3,366 | $407K | Add +27.4% |
| SUSC iShares ESG Aware Usd Corpor | 0.12% | 17,863 | $406K | Add +0.2% |
| EPI Wisdomtree India Earnings | 0.12% | 8,898 | $403K | Reduce -6.5% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.12% | 3,738 | $399K | Add +1.7% |
| GE General Electric filed as GE AEROSPACE | 0.12% | 2,370 | $395K | Add +14.6% |
| META Meta Platforms Inc. Class A | 0.10% | 592 | $347K | Reduce -5.3% |
| TSM Taiwan Semiconductor-SP ADR | 0.10% | 1,727 | $341K | Add +1.6% |
| NOW ServiceNow Inc. | 0.10% | 320 | $339K | New |
| TSLA Tesla Inc. | 0.10% | 794 | $321K | New |
| EFAV iShares MSCI Eafe Min Vol Fa | 0.09% | 4,468 | $316K | Reduce -5.7% |
| AVGO Broadcom Inc. | 0.09% | 1,283 | $297K | Reduce -17.2% |
| CORP PIMCO Inv Grade Corp. BD ETF | 0.09% | 2,985 | $284K | No change |
| LLY Eli Lilly & Co. | 0.08% | 365 | $282K | Add +59.4% |
| IHY Vaneck Int High Yield Bond | 0.08% | 13,692 | $280K | Add +0.7% |
| IWS iShares Russell Mid-Cap Valu | 0.08% | 2,100 | $272K | No change |
| XLI SS Industrial Select Sector | 0.08% | 1,975 | $260K | Reduce -3.7% |
| PH Parker Hannifin Corp. | 0.08% | 404 | $257K | Reduce -11.0% |
| FVD First Trust Value Line DVD | 0.08% | 5,800 | $253K | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.07% | 408 | $240K | New |
| ESML iShares ESG Aware MSCI USA S | 0.07% | 5,654 | $238K | No change |
| PLTR Palantir Technologies Inc. Class A | 0.07% | 3,090 | $234K | New |
| HD Home Depot Inc. | 0.07% | 591 | $230K | New |
| IYW iShares Ustechnology ETF | 0.07% | 1,431 | $228K | Reduce -7.3% |
| GLD SPDR Gold Shares | 0.07% | 942 | $228K | No change |
| BSX Boston Scientific Corp. | 0.07% | 2,507 | $224K | Reduce -11.8% |
| ABBV Abbvie Inc. | 0.07% | 1,254 | $223K | Add +7.7% |
| SCHA Schwab US Small-Cap ETF | 0.07% | 8,579 | $222K | Reduce -2.0% |
| XLY SS Consumer Disc Select Sect | 0.07% | 981 | $220K | Reduce -15.1% |
| SCHD Schwab US DVD Equity ETF | 0.06% | 7,905 | $216K | No change |
| EME Emcor Group Inc. | 0.06% | 450 | $204K | New |
| JPM JPMorgan Chase & Co. | 0.06% | 846 | $203K | New |
| XLE SS Energy Select Sector | 0.06% | 2,340 | $200K | No change |
Portfolio Sells Q3 2024 → Q4 2024
| BWX SS SPDR BB Intl Treasury BD | Reduce -7.1% | 1.51% | −0.23 |
| PICB Invesco International Corpor | Reduce -2.1% | 2.23% | −0.19 |
| FMAT Fidelity MSCI Materials Indx | Reduce -3.7% | 0.71% | −0.10 |
| RSPH Invesco S&P 500 Equal Weight | Reduce -4.8% | 0.75% | −0.10 |
| VRTX Vertex Pharmaceuticals Inc. | Sold out | 0.00% | −0.09 |
| SCHF Schwab Intl Equity ETF | Reduce -0.7% | 0.95% | −0.09 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -2.6% | 0.74% | −0.09 |
| RSPM Invesco S&P 500 Equal Weight | Reduce -11.9% | 0.30% | −0.08 |
| NVO Novo-Nordisk A/S-Spons ADR | Sold out | 0.00% | −0.08 |
| AMD Advanced Micro Devices | Sold out | 0.00% | −0.07 |
| MRK Merck & Co. Inc. | Sold out | 0.00% | −0.07 |
| DOW Dow Inc. | Sold out | 0.00% | −0.07 |
| JNJ Johnson & Johnson | Sold out | 0.00% | −0.07 |
| ESGE iShares Inc. iShares ESG Awar | Sold out | 0.00% | −0.07 |
| VTEB Vanguard Tax-Exempt Bond ETF | Sold out | 0.00% | −0.07 |
| DD Dupont DE Nemours Inc. | Sold out | 0.00% | −0.06 |
| VEA Vanguard Ftse Developed ETF | Reduce -9.2% | 0.33% | −0.06 |
| GLTR Abrdn Precious Metals Basket | Reduce -0.6% | 2.55% | −0.05 |
| ESGD iShares Trust iShares ESG Aw | Reduce -8.6% | 0.19% | −0.04 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -19.3% | 0.14% | −0.03 |
| SPGM State Street SPDR Portfolio | Reduce -0.2% | 7.13% | −0.03 |
| VWO Vanguard Ftse Emerging Marke | Reduce -1.9% | 0.30% | −0.03 |
| VZ Verizon Communications Inc. | Reduce -5.0% | 0.13% | −0.02 |
| EPI Wisdomtree India Earnings | Reduce -6.5% | 0.12% | −0.02 |
| SCHC Schwab Intl Small-Cap Equity | Reduce -0.1% | 0.20% | −0.02 |
| XLV SS Health Care Select Sector | Reduce -1.5% | 0.14% | −0.02 |
| EFAV iShares MSCI Eafe Min Vol Fa | Reduce -5.7% | 0.09% | −0.01 |
| ACWI iShares MSCI Acwi ETF | Reduce -0.9% | 1.60% | −0.01 |
| CEF Sprott Physical Gold and Sil | Reduce -0.5% | 0.55% | −0.01 |
| PH Parker Hannifin Corp. | Reduce -11.0% | 0.08% | −0.01 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -0.4% | 0.30% | −0.00 |
| XLI SS Industrial Select Sector | Reduce -3.7% | 0.08% | −0.00 |
| BSX Boston Scientific Corp. | Reduce -11.8% | 0.07% | −0.00 |
| XLY SS Consumer Disc Select Sect | Reduce -15.1% | 0.07% | −0.00 |
| META Meta Platforms Inc. Class A | Reduce -5.3% | 0.10% | −0.00 |
| IYW iShares Ustechnology ETF | Reduce -7.3% | 0.07% | −0.00 |
| SCHA Schwab US Small-Cap ETF | Reduce -2.0% | 0.07% | +0.00 |
| VOO Vanguard S&P 500 ETF | Reduce -3.9% | 5.29% | +0.00 |
| DSI iShares ESG MSCI KLD 400 ETF | Reduce -0.3% | 0.21% | +0.01 |
| AVGO Broadcom Inc. | Reduce -17.2% | 0.09% | +0.01 |
| GOOG Alphabet Inc. Class C | Reduce -8.6% | 0.28% | +0.02 |
| ITOT iShares Core S&P Total U.S. | Reduce -0.8% | 0.66% | +0.02 |
| SCHX Schwab US Large-Cap ETF | Reduce -2.7% | 1.42% | +0.02 |
| SCHM Schwab US Mid Cap ETF | Reduce -0.9% | 3.06% | +0.04 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -0.8% | 8.77% | +0.30 |
Portfolio Buys Q3 2024 → Q4 2024
| AAPL Apple Inc. | Add +0.3% | 2.98% | +0.27 |
| SCHB Schwab US Broad Market ETF | Add +3.1% | 2.95% | +0.21 |
| NVDA Nvidia Corp. | Add +3.6% | 1.28% | +0.18 |
| RSP Invesco S&P 500 Equal Weight | Add +4.6% | 3.97% | +0.17 |
| VCIT Vanguard Int-Term Corporate | Add +7.3% | 3.19% | +0.15 |
| SCHZ Schwab US Aggregate Bond ETF | Add +10.2% | 1.88% | +0.13 |
| SHYG iShares 0-5 YR HY Corp. Bond | Add +4.5% | 2.79% | +0.12 |
| AMZN Amazon.com Inc. | Add +15.7% | 0.37% | +0.10 |
| NOW ServiceNow Inc. | New | 0.10% | +0.10 |
| RPV Invesco S&P 500 Pure Value E | Add +0.3% | 2.73% | +0.10 |
| TSLA Tesla Inc. | New | 0.10% | +0.10 |
| COMT iShares Gsci Commodity Dynam | Add +4.9% | 1.86% | +0.08 |
| IJR iShares Core S&P Small-Cap E | Add +3.0% | 2.36% | +0.08 |
| SPY SS SPDR S&P 500 ETF Trust-US | New | 0.07% | +0.07 |
| PLTR Palantir Technologies Inc. Class A | New | 0.07% | +0.07 |
| HD Home Depot Inc. | New | 0.07% | +0.07 |
| EME Emcor Group Inc. | New | 0.06% | +0.06 |
| JPM JPMorgan Chase & Co. | New | 0.06% | +0.06 |
| HUBS HubSpot Inc. | Add +14.4% | 0.17% | +0.06 |
| GOOGL Alphabet Inc. Class A | Add +5.5% | 0.25% | +0.05 |
| IVV iShares Core S&P 500 ETF | Add +3.5% | 0.63% | +0.05 |
| TJX TJX Companies Inc. | Add +27.4% | 0.12% | +0.03 |
| TLH iShares 10-20 Year Treasury | Add +17.6% | 0.34% | +0.03 |
| LLY Eli Lilly & Co. | Add +59.4% | 0.08% | +0.02 |
| STIP iShares 0-5 Year Tips Bond E | Add +1.7% | 0.74% | +0.02 |
| QQQ Invesco QQQ Trust Series 1 | Add +1.9% | 0.24% | +0.02 |
| TSM Taiwan Semiconductor-SP ADR | Add +1.6% | 0.10% | +0.02 |
| COST Costco Wholesale Corp. | Add +1.0% | 0.22% | +0.01 |
| DJP Ipath Bloomberg Commodity Inc. | Add +1.7% | 0.41% | +0.01 |
| IAGG iShares Intl Aggregate Bond | Add +10.9% | 0.15% | +0.01 |
| XOM Exxon Mobil Corp. | Add +16.0% | 0.16% | +0.01 |
| MSFT Microsoft Corp. | Add +2.5% | 0.41% | +0.01 |
| AGG iShares Core U.S. Aggregate | Add +2.7% | 3.17% | +0.01 |
| PG The Procter & Gamble Co. | Add +5.9% | 0.14% | +0.01 |
| GE General Electric | Add +14.6% | 0.12% | +0.00 |
| ABBV Abbvie Inc. | Add +7.7% | 0.07% | −0.00 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Add +1.7% | 0.12% | −0.00 |
| IHY Vaneck Int High Yield Bond | Add +0.7% | 0.08% | −0.00 |
| SUSC iShares ESG Aware Usd Corpor | Add +0.2% | 0.12% | −0.00 |
| TIP iShares Tips Bond ETF | Add +1.2% | 1.09% | −0.01 |
| RTX RTX Corp. | Add +0.2% | 0.22% | −0.01 |
| VNQ Vanguard Real Estate ETF | Add +0.9% | 0.12% | −0.01 |
| TOTL SS Doubleline TR Tact ETF | Add +1.4% | 0.49% | −0.01 |
| SCHP Schwab U.S. Tips ETF | Add +1.6% | 3.65% | −0.01 |
| SPEM State Street SP PTF Em ETF | Add +3.0% | 2.80% | −0.07 |
| USRT iShares Core US REIT ETF | Add +0.9% | 1.57% | −0.07 |
| ILTB iShares Core 10+ Year Usd Bo | Add +1.3% | 2.50% | −0.15 |
| VXUS Vanguard Total Intl Stock | Add +1.1% | 10.35% | −0.68 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 114 | $435.5M | VXUS, VTI, SPGM, RSP, JPIB |
| Q1 2026 | 100 | $393.9M | VXUS, VTI, SPGM, RSP, JPIB |
| Q4 2025 | 98 | $387.7M | VXUS, VTI, SPGM, RSP, VOO |
| Q3 2025 | 101 | $378.3M | VXUS, VTI, SPGM, VOO, RSP |
| Q2 2025 | 95 | $351.6M | VXUS, VTI, SPGM, VOO, RSP |
| Q1 2025 | 97 | $333.9M | VXUS, VTI, SPGM, VOO, RSP |
| Q4 2024 | 96 | $333.9M | VXUS, VTI, SPGM, VOO, RSP |
| Q3 2024 | 98 | $340.6M | VXUS, VTI, SPGM, VOO, RSP |
| Q2 2024 | 94 | $319.5M | VXUS, VTI, SPGM, VOO, SCHP |
| Q1 2024 | 96 | $315.5M | VXUS, VTI, SPGM, VOO, SCHP |