Planning Alternatives Ltd.
In its 13F for Q3 2024 (holdings as of September 30, 2024, filed November 12, 2024), Planning Alternatives Ltd. reported 58 stock positions worth $657.0 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 36.1% of the portfolio, followed by iShares Core S&P Midcap ETF (IJH, 11.2%) and Vanguard Ftse Developed ETF (VEA, 10.9%). Compared with Q2 2024, it opened 4 new positions, sold out of 4, added to 19 and reduced 24. The biggest buy was JPMorgan Div Ret US Eq ETF (JPUS, shares +0%) and the biggest sale iShares Core S&P 500 ETF (IVV, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- BIRMINGHAM, MI
- CIK
- 0000712011
- Portfolio Value
- $657.0M (Q3 2024)
- SEC Filing
- 0001765380-24-000418 ↗ filed Nov 12, 2024
Holdings Value
Holdings 58 stocks · $657.0M
| IVV iShares Core S&P 500 ETF | 36.12% | 411,418 | $237.3M | Reduce -0.6% |
| IJH iShares Core S&P Midcap ETF | 11.16% | 1,176,354 | $73.3M | Add +0.3% |
| VEA Vanguard Ftse Developed ETF | 10.87% | 1,352,484 | $71.4M | Reduce -0.1% |
| JPUS JPMorgan Div Ret US Eq ETF | 9.42% | 516,873 | $61.9M | Add +0.0% |
| VIG Vanguard Dividend Apprec ETF | 7.60% | 252,178 | $49.9M | Reduce -0.1% |
| IJR iShares Core S&P Small-Cap E | 5.45% | 306,421 | $35.8M | Add +0.4% |
| VUG Vanguard Mrngstar GR ETF-Sui | 2.34% | 40,045 | $15.4M | Reduce -1.1% |
| SCHF Schwab Intl Equity ETF | 2.34% | 373,172 | $15.3M | Reduce -2.3% |
| AAPL Apple Inc. | 1.89% | 53,223 | $12.4M | Add +0.1% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.68% | 19,280 | $11.1M | Add +0.4% |
| SCHX Schwab US Large-Cap ETF | 1.56% | 151,422 | $10.3M | Reduce -2.9% |
| XCEM Columbia Em Core Ex-China | 1.36% | 274,096 | $9.0M | Add +1.0% |
| VTV Vanguard Mrngstr Val ETF-Aui | 1.33% | 50,135 | $8.8M | Reduce -2.7% |
| SCHB Schwab US Broad Market ETF | 0.59% | 58,069 | $3.9M | Reduce -0.3% |
| ESGU iShares ESG Aware MSCI USA | 0.54% | 28,157 | $3.6M | Add +4.7% |
| VT Vanguard Tot World STK ETF | 0.49% | 26,890 | $3.2M | Reduce -0.5% |
| VOO Vanguard S&P 500 ETF | 0.47% | 5,879 | $3.1M | Add +0.3% |
| IWV iShares Russell 3000 ETF | 0.38% | 7,718 | $2.5M | Reduce -0.7% |
| MSFT Microsoft Corp. | 0.36% | 5,453 | $2.3M | Add +3.0% |
| DTE DTE Energy Company | 0.30% | 15,433 | $2.0M | No change |
| SCHD Schwab US DVD Equity ETF | 0.29% | 22,807 | $1.9M | Reduce -2.1% |
| IWF iShares Russell 1000 Growth | 0.22% | 3,855 | $1.4M | No change |
| EAGG iShares ESG Aware US Aggrega | 0.22% | 29,116 | $1.4M | New |
| ESGD iShares Trust iShares ESG Aw | 0.20% | 15,902 | $1.3M | Add +5.0% |
| NEAR iShares SH Dba ETF Usd Inc. | 0.19% | 24,868 | $1.3M | Reduce -48.7% |
| PM Philip Morris International | 0.18% | 9,717 | $1.2M | Reduce -0.5% |
| IJS iShares S&P Small-Cap 600 Va | 0.17% | 10,251 | $1.1M | Reduce -4.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.16% | 2,338 | $1.1M | No change |
| COMP Compass Inc. Class A | 0.15% | 163,665 | $1000K | No change |
| MDLZ Mondelez International Inc. Class A | 0.14% | 12,857 | $947K | No change |
| ESML iShares ESG Aware MSCI USA S | 0.14% | 21,241 | $888K | Add +4.0% |
| GGG Graco Inc. | 0.12% | 8,836 | $773K | No change |
| MORN Morningstar Inc. | 0.11% | 2,254 | $719K | Add +2.2% |
| SCHM Schwab US Mid Cap ETF | 0.11% | 8,653 | $719K | Reduce -3.9% |
| IEFA iShares Core MSCI Eafe ETF | 0.10% | 8,138 | $635K | Add +6.8% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.10% | 2,869 | $634K | Reduce -0.4% |
| BND Vanguard Total Bond Market | 0.10% | 8,346 | $627K | Add +3.0% |
| LLY Eli Lilly & Co. | 0.08% | 559 | $495K | Add +3.0% |
| LRCX Lam Research Corp. | 0.07% | 585 | $477K | No change |
| QQQ Invesco QQQ Trust Series 1 | 0.06% | 873 | $426K | No change |
| F Ford Motor Co. filed as FORD MTR CO | 0.06% | 39,451 | $417K | Reduce -6.9% |
| VMO Invesco Municipal Opport | 0.06% | 39,000 | $401K | No change |
| SCHA Schwab US Small-Cap ETF | 0.06% | 7,675 | $395K | Reduce -5.3% |
| CAT Caterpillar Inc. | 0.06% | 987 | $386K | Add +0.2% |
| AMZN Amazon.com Inc. | 0.05% | 1,883 | $351K | Add +16.3% |
| DGRO iShares Core Dividend Growth | 0.05% | 5,392 | $338K | Reduce -1.1% |
| ITW Illinois Tool Works | 0.05% | 1,227 | $322K | Reduce -0.7% |
| PNC PNC Financial Services Group | 0.05% | 1,688 | $312K | No change |
| PG The Procter & Gamble Co. | 0.05% | 1,741 | $301K | Reduce -7.0% |
| NVDA Nvidia Corp. | 0.05% | 2,444 | $297K | Add +40.5% |
| HON Honeywell International Inc. | 0.04% | 1,395 | $288K | Add +5.3% |
| ABBV Abbvie Inc. | 0.04% | 1,425 | $281K | New |
| IWD iShares Russell 1000 Value E | 0.04% | 1,373 | $261K | New |
| CVX Chevron Corp. | 0.04% | 1,763 | $260K | Reduce -1.2% |
| TXN Texas Instruments Inc. | 0.03% | 1,052 | $217K | Reduce -2.3% |
| META Meta Platforms Inc. Class A | 0.03% | 377 | $216K | New |
| JPST JPMorgan Ultra-Short Income | 0.03% | 4,157 | $211K | No change |
| JPM JPMorgan Chase & Co. | 0.03% | 976 | $206K | Reduce -3.3% |
Portfolio Sells Q2 2024 → Q3 2024
| IVV iShares Core S&P 500 ETF | Reduce -0.6% | 36.12% | −0.57 |
| NEAR iShares SH Dba ETF Usd Inc. | Reduce -48.7% | 0.19% | −0.20 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -1.1% | 2.34% | −0.11 |
| SCHX Schwab US Large-Cap ETF | Reduce -2.9% | 1.56% | −0.06 |
| DXCM Dexcom Inc. | Sold out | 0.00% | −0.05 |
| FIXD First Trust Smith Opportunis | Sold out | 0.00% | −0.05 |
| SCHF Schwab Intl Equity ETF | Reduce -2.3% | 2.34% | −0.04 |
| COST Costco Wholesale Corp. | Sold out | 0.00% | −0.03 |
| F Ford Motor Co. | Reduce -6.9% | 0.06% | −0.02 |
| SOUN Soundhound AI Inc. Class A | Sold out | 0.00% | −0.02 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -2.7% | 1.33% | −0.01 |
| CVX Chevron Corp. | Reduce -1.2% | 0.04% | −0.01 |
| SCHB Schwab US Broad Market ETF | Reduce -0.3% | 0.59% | −0.01 |
| IWV iShares Russell 3000 ETF | Reduce -0.7% | 0.38% | −0.00 |
| PG The Procter & Gamble Co. | Reduce -7.0% | 0.05% | −0.00 |
| SCHM Schwab US Mid Cap ETF | Reduce -3.9% | 0.11% | −0.00 |
| VT Vanguard Tot World STK ETF | Reduce -0.5% | 0.49% | −0.00 |
| SCHA Schwab US Small-Cap ETF | Reduce -5.3% | 0.06% | −0.00 |
| JPM JPMorgan Chase & Co. | Reduce -3.3% | 0.03% | −0.00 |
| IJS iShares S&P Small-Cap 600 Va | Reduce -4.3% | 0.17% | −0.00 |
| TXN Texas Instruments Inc. | Reduce -2.3% | 0.03% | −0.00 |
| SCHD Schwab US DVD Equity ETF | Reduce -2.1% | 0.29% | +0.00 |
| DGRO iShares Core Dividend Growth | Reduce -1.1% | 0.05% | +0.00 |
| ITW Illinois Tool Works | Reduce -0.7% | 0.05% | +0.00 |
| IBM Intl Business Machines Corp. | Reduce -0.4% | 0.10% | +0.02 |
| PM Philip Morris International | Reduce -0.5% | 0.18% | +0.02 |
| VEA Vanguard Ftse Developed ETF | Reduce -0.1% | 10.87% | +0.04 |
| VIG Vanguard Dividend Apprec ETF | Reduce -0.1% | 7.60% | +0.14 |
Portfolio Buys Q2 2024 → Q3 2024
| JPUS JPMorgan Div Ret US Eq ETF | Add +0.0% | 9.42% | +0.28 |
| EAGG iShares ESG Aware US Aggrega | New | 0.22% | +0.22 |
| IJR iShares Core S&P Small-Cap E | Add +0.4% | 5.45% | +0.19 |
| AAPL Apple Inc. | Add +0.1% | 1.89% | +0.07 |
| IJH iShares Core S&P Midcap ETF | Add +0.3% | 11.16% | +0.05 |
| ABBV Abbvie Inc. | New | 0.04% | +0.04 |
| IWD iShares Russell 1000 Value E | New | 0.04% | +0.04 |
| META Meta Platforms Inc. Class A | New | 0.03% | +0.03 |
| ESGU iShares ESG Aware MSCI USA | Add +4.7% | 0.54% | +0.02 |
| ESGD iShares Trust iShares ESG Aw | Add +5.0% | 0.20% | +0.01 |
| NVDA Nvidia Corp. | Add +40.5% | 0.05% | +0.01 |
| ESML iShares ESG Aware MSCI USA S | Add +4.0% | 0.14% | +0.01 |
| IEFA iShares Core MSCI Eafe ETF | Add +6.8% | 0.10% | +0.01 |
| CAT Caterpillar Inc. | Add +0.2% | 0.06% | +0.01 |
| MORN Morningstar Inc. | Add +2.2% | 0.11% | +0.00 |
| AMZN Amazon.com Inc. | Add +16.3% | 0.05% | +0.00 |
| BND Vanguard Total Bond Market | Add +3.0% | 0.10% | +0.00 |
| HON Honeywell International Inc. | Add +5.3% | 0.04% | −0.00 |
| VOO Vanguard S&P 500 ETF | Add +0.3% | 0.47% | −0.00 |
| LLY Eli Lilly & Co. | Add +3.0% | 0.08% | −0.00 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +0.4% | 1.68% | −0.01 |
| MSFT Microsoft Corp. | Add +3.0% | 0.36% | −0.03 |
| XCEM Columbia Em Core Ex-China | Add +1.0% | 1.36% | −0.04 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 129 | $932.6M | IVV, SPMO, IJH, VEA, IJR |
| Q1 2026 | 111 | $774.8M | IVV, IJH, SPMO, VEA, IJR |
| Q4 2025 | 98 | $793.9M | IVV, IJH, VEA, SPMO, VIG |
| Q3 2025 | 88 | $778.7M | IVV, IJH, VEA, SPMO, VIG |
| Q2 2025 | 80 | $718.6M | IVV, IJH, VEA, SPMO, VIG |
| Q1 2025 | 76 | $652.3M | IVV, IJH, VEA, VIG, IJR |
| Q4 2024 | 61 | $650.5M | IVV, IJH, VEA, JPUS, VIG |
| Q3 2024 | 58 | $657.0M | IVV, IJH, VEA, JPUS, VIG |
| Q2 2024 | 58 | $617.6M | IVV, IJH, VEA, JPUS, VIG |
| Q1 2024 | 49 | $608.5M | IVV, IJH, VEA, JPUS, VIG |