Planning Alternatives Ltd.
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed August 12, 2025), Planning Alternatives Ltd. reported 80 stock positions worth $718.6 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 36.3% of the portfolio, followed by iShares Core S&P Midcap ETF (IJH, 10.9%) and Vanguard Ftse Developed ETF (VEA, 10.2%). Compared with Q1 2025, it opened 9 new positions, sold out of 5, added to 21 and reduced 40. The biggest buy was Invesco S&P 500 Momentum ETF (SPMO, shares +66%) and the biggest sale JPMorgan Div Ret US Eq ETF (JPUS, shares −91%).
- Most Recent 13F
- Q2 2026
- Location
- BIRMINGHAM, MI
- CIK
- 0000712011
- Portfolio Value
- $718.6M (Q2 2025)
- SEC Filing
- 0001765380-25-000361 ↗ filed Aug 12, 2025
Holdings Value
Holdings 80 stocks · $718.6M
| IVV iShares Core S&P 500 ETF | 36.30% | 420,164 | $260.9M | Add +0.5% |
| IJH iShares Core S&P Midcap ETF | 10.89% | 1,261,373 | $78.2M | Add +1.8% |
| VEA Vanguard Ftse Developed ETF | 10.19% | 1,284,284 | $73.2M | Reduce -1.4% |
| SPMO Invesco S&P 500 Momentum ETF | 9.28% | 592,909 | $66.7M | Add +66.1% |
| VIG Vanguard Dividend Apprec ETF | 7.62% | 267,604 | $54.8M | Add +0.7% |
| IJR iShares Core S&P Small-Cap E | 5.25% | 345,199 | $37.7M | Add +3.6% |
| VUG Vanguard Mrngstar GR ETF-Sui | 2.30% | 37,741 | $16.5M | Reduce -4.8% |
| SCHF Schwab Intl Equity ETF | 2.13% | 692,866 | $15.3M | Reduce -3.6% |
| XCEM Columbia Em Core Ex-China | 1.54% | 324,394 | $11.1M | Reduce -0.5% |
| AAPL Apple Inc. | 1.54% | 54,010 | $11.1M | Reduce -7.5% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.53% | 17,830 | $11.0M | Reduce -3.1% |
| SCHX Schwab US Large-Cap ETF | 1.29% | 378,230 | $9.2M | Reduce -2.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 1.19% | 48,287 | $8.5M | Reduce -3.2% |
| ESGU iShares ESG Aware MSCI USA | 0.59% | 31,453 | $4.3M | Add +0.6% |
| SCHB Schwab US Broad Market ETF | 0.56% | 167,388 | $4.0M | Add +13.0% |
| VOO Vanguard S&P 500 ETF | 0.55% | 6,906 | $3.9M | Add +10.1% |
| MSFT Microsoft Corp. | 0.53% | 7,604 | $3.8M | Reduce -1.5% |
| IWV iShares Russell 3000 ETF | 0.37% | 7,673 | $2.7M | No change |
| JPUS JPMorgan Div Ret US Eq ETF | 0.36% | 21,694 | $2.6M | Reduce -90.8% |
| BND Vanguard Total Bond Market | 0.32% | 31,024 | $2.3M | Add +270.2% |
| DTE DTE Energy Company | 0.29% | 15,581 | $2.1M | No change |
| PM Philip Morris International | 0.26% | 10,436 | $1.9M | Add +2.6% |
| EAGG iShares ESG Aware US Aggrega | 0.26% | 39,504 | $1.9M | Reduce -8.7% |
| NVDA Nvidia Corp. | 0.25% | 11,238 | $1.8M | Add +3.3% |
| SCHD Schwab US DVD Equity ETF | 0.23% | 63,119 | $1.7M | Reduce -2.3% |
| IWF iShares Russell 1000 Growth | 0.23% | 3,855 | $1.6M | No change |
| ESGD iShares Trust iShares ESG Aw | 0.20% | 15,891 | $1.4M | Reduce -2.4% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.19% | 2,830 | $1.4M | Reduce -3.1% |
| AMZN Amazon.com Inc. | 0.16% | 5,284 | $1.2M | Reduce -7.0% |
| NEAR iShares SH Dba ETF Usd Inc. | 0.16% | 21,997 | $1.1M | No change |
| COMP Compass Inc. Class A | 0.15% | 169,560 | $1.1M | Reduce -6.1% |
| ESML iShares ESG Aware MSCI USA S | 0.14% | 24,891 | $1.0M | Reduce -1.1% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.14% | 3,464 | $1.0M | Add +20.7% |
| IJS iShares S&P Small-Cap 600 Va | 0.14% | 10,251 | $1.0M | No change |
| MDLZ Mondelez International Inc. Class A | 0.13% | 13,584 | $916K | Add +5.7% |
| META Meta Platforms Inc. Class A | 0.12% | 1,205 | $889K | Reduce -1.1% |
| IBIT iShares Bitcoin Trust ETF | 0.12% | 14,489 | $887K | Add +2.0% |
| MORN Morningstar Inc. | 0.10% | 2,392 | $751K | Reduce -0.6% |
| JPM JPMorgan Chase & Co. | 0.10% | 2,551 | $740K | Add +161.4% |
| GGG Graco Inc. | 0.10% | 8,436 | $725K | Reduce -4.5% |
| MUB iShares National Muni Bond E | 0.10% | 6,873 | $718K | New |
| SCHM Schwab US Mid Cap ETF | 0.10% | 25,319 | $710K | Reduce -0.7% |
| VMO Invesco Municipal Opport | 0.09% | 73,000 | $670K | No change |
| VTI VG Morningstar TS MKT ETF-US | 0.09% | 2,185 | $664K | Add +96.0% |
| LRCX Lam Research Corp. | 0.09% | 6,652 | $648K | Add +13.7% |
| AVGO Broadcom Inc. | 0.08% | 2,138 | $589K | New |
| TSLA Tesla Inc. | 0.08% | 1,849 | $587K | Reduce -2.3% |
| LLY Eli Lilly & Co. | 0.08% | 732 | $571K | Reduce -16.8% |
| IEFA iShares Core MSCI Eafe ETF | 0.08% | 6,631 | $554K | Reduce -0.6% |
| CAT Caterpillar Inc. | 0.07% | 1,374 | $533K | Add +0.5% |
| QQQ Invesco QQQ Trust Series 1 | 0.07% | 873 | $481K | No change |
| V Visa Inc. Class A | 0.06% | 1,292 | $459K | Reduce -1.6% |
| F Ford Motor Co. filed as FORD MTR CO | 0.06% | 41,913 | $455K | No change |
| GOOGL Alphabet Inc. Class A | 0.06% | 2,575 | $454K | Reduce -14.2% |
| HON Honeywell International Inc. | 0.06% | 1,936 | $451K | Reduce -2.8% |
| NFLX Netflix Inc. | 0.06% | 328 | $439K | Reduce -0.3% |
| PG The Procter & Gamble Co. | 0.05% | 2,454 | $391K | Add +18.7% |
| ITOT iShares Core S&P Total U.S. | 0.05% | 2,847 | $384K | Add +1.8% |
| SCHA Schwab US Small-Cap ETF | 0.05% | 14,675 | $371K | Reduce -0.4% |
| TXN Texas Instruments Inc. | 0.05% | 1,787 | $371K | Reduce -0.6% |
| ITW Illinois Tool Works | 0.05% | 1,447 | $358K | Reduce -1.0% |
| GOOG Alphabet Inc. Class C | 0.05% | 1,907 | $338K | Reduce -13.8% |
| DGRO iShares Core Dividend Growth | 0.05% | 5,244 | $335K | Reduce -1.1% |
| INTU Intuit Inc. | 0.05% | 424 | $334K | Reduce -4.9% |
| CVX Chevron Corp. | 0.04% | 2,251 | $322K | Reduce -26.1% |
| ABBV Abbvie Inc. | 0.04% | 1,567 | $291K | Reduce -20.1% |
| COST Costco Wholesale Corp. | 0.04% | 293 | $290K | Add +1.4% |
| AXP American Express Co. | 0.04% | 869 | $277K | Reduce -17.9% |
| XOM Exxon Mobil Corp. | 0.04% | 2,552 | $275K | New |
| IWD iShares Russell 1000 Value E | 0.04% | 1,373 | $267K | No change |
| MA Mastercard Inc. Class A | 0.03% | 414 | $233K | New |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.03% | 1,870 | $232K | New |
| IVW iShares S&P 500 Growth ETF | 0.03% | 2,063 | $227K | New |
| LIN Linde PLC | 0.03% | 482 | $226K | Reduce -13.6% |
| CSCO Cisco Systems Inc. | 0.03% | 3,199 | $222K | Reduce -41.9% |
| CATH Global X S&P 500 Ca Val ETF | 0.03% | 2,874 | $217K | New |
| JPST JPMorgan Ultra-Short Income | 0.03% | 4,157 | $211K | No change |
| MCD McDonald's Corp. | 0.03% | 719 | $210K | Reduce -8.3% |
| GE General Electric filed as GE AEROSPACE | 0.03% | 805 | $207K | New |
| T AT&T Inc. | 0.03% | 7,144 | $207K | New |
Portfolio Sells Q1 2025 → Q2 2025
| JPUS JPMorgan Div Ret US Eq ETF | Reduce -90.8% | 0.36% | −3.81 |
| AAPL Apple Inc. | Reduce -7.5% | 1.54% | −0.45 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -3.2% | 1.19% | −0.13 |
| COMP Compass Inc. Class A | Reduce -6.1% | 0.15% | −0.09 |
| HD Home Depot Inc. | Sold out | 0.00% | −0.06 |
| CRM Salesforce Inc. | Sold out | 0.00% | −0.05 |
| EAGG iShares ESG Aware US Aggrega | Reduce -8.7% | 0.26% | −0.05 |
| SCHF Schwab Intl Equity ETF | Reduce -3.6% | 2.13% | −0.05 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -3.1% | 0.19% | −0.05 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -3.1% | 1.53% | −0.05 |
| SCHD Schwab US DVD Equity ETF | Reduce -2.3% | 0.23% | −0.04 |
| BAC Bank of America Corp. | Sold out | 0.00% | −0.04 |
| TMO Thermo Fisher Scientific Inc. | Sold out | 0.00% | −0.04 |
| CVX Chevron Corp. | Reduce -26.1% | 0.04% | −0.03 |
| LLY Eli Lilly & Co. | Reduce -16.8% | 0.08% | −0.03 |
| SYK Stryker Corp. | Sold out | 0.00% | −0.03 |
| SCHX Schwab US Large-Cap ETF | Reduce -2.3% | 1.29% | −0.02 |
| ABBV Abbvie Inc. | Reduce -20.1% | 0.04% | −0.02 |
| CSCO Cisco Systems Inc. | Reduce -41.9% | 0.03% | −0.02 |
| GGG Graco Inc. | Reduce -4.5% | 0.10% | −0.01 |
| LIN Linde PLC | Reduce -13.6% | 0.03% | −0.01 |
| MCD McDonald's Corp. | Reduce -8.3% | 0.03% | −0.01 |
| GOOGL Alphabet Inc. Class A | Reduce -14.2% | 0.06% | −0.01 |
| V Visa Inc. Class A | Reduce -1.6% | 0.06% | −0.01 |
| ESGD iShares Trust iShares ESG Aw | Reduce -2.4% | 0.20% | −0.01 |
| MORN Morningstar Inc. | Reduce -0.6% | 0.10% | −0.01 |
| GOOG Alphabet Inc. Class C | Reduce -13.8% | 0.05% | −0.01 |
| ITW Illinois Tool Works | Reduce -1.0% | 0.05% | −0.01 |
| AXP American Express Co. | Reduce -17.9% | 0.04% | −0.01 |
| ESML iShares ESG Aware MSCI USA S | Reduce -1.1% | 0.14% | −0.01 |
| AMZN Amazon.com Inc. | Reduce -7.0% | 0.16% | −0.00 |
| DGRO iShares Core Dividend Growth | Reduce -1.1% | 0.05% | −0.00 |
| SCHM Schwab US Mid Cap ETF | Reduce -0.7% | 0.10% | −0.00 |
| HON Honeywell International Inc. | Reduce -2.8% | 0.06% | −0.00 |
| SCHA Schwab US Small-Cap ETF | Reduce -0.4% | 0.05% | −0.00 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -0.6% | 0.08% | −0.00 |
| TXN Texas Instruments Inc. | Reduce -0.6% | 0.05% | +0.00 |
| INTU Intuit Inc. | Reduce -4.9% | 0.05% | +0.00 |
| TSLA Tesla Inc. | Reduce -2.3% | 0.08% | +0.01 |
| NFLX Netflix Inc. | Reduce -0.3% | 0.06% | +0.01 |
| META Meta Platforms Inc. Class A | Reduce -1.1% | 0.12% | +0.02 |
| VEA Vanguard Ftse Developed ETF | Reduce -1.4% | 10.19% | +0.04 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -4.8% | 2.30% | +0.05 |
| XCEM Columbia Em Core Ex-China | Reduce -0.5% | 1.54% | +0.07 |
| MSFT Microsoft Corp. | Reduce -1.5% | 0.53% | +0.08 |
Portfolio Buys Q1 2025 → Q2 2025
| SPMO Invesco S&P 500 Momentum ETF | Add +66.1% | 9.28% | +4.22 |
| IVV iShares Core S&P 500 ETF | Add +0.5% | 36.30% | +0.30 |
| BND Vanguard Total Bond Market | Add +270.2% | 0.32% | +0.22 |
| MUB iShares National Muni Bond E | New | 0.10% | +0.10 |
| AVGO Broadcom Inc. | New | 0.08% | +0.08 |
| NVDA Nvidia Corp. | Add +3.3% | 0.25% | +0.07 |
| JPM JPMorgan Chase & Co. | Add +161.4% | 0.10% | +0.07 |
| SCHB Schwab US Broad Market ETF | Add +13.0% | 0.56% | +0.07 |
| VOO Vanguard S&P 500 ETF | Add +10.1% | 0.55% | +0.05 |
| VTI VG Morningstar TS MKT ETF-US | Add +96.0% | 0.09% | +0.05 |
| XOM Exxon Mobil Corp. | New | 0.04% | +0.04 |
| IBM Intl Business Machines Corp. | Add +20.7% | 0.14% | +0.03 |
| MA Mastercard Inc. Class A | New | 0.03% | +0.03 |
| DIS The Walt Disney Co. | New | 0.03% | +0.03 |
| IVW iShares S&P 500 Growth ETF | New | 0.03% | +0.03 |
| CATH Global X S&P 500 Ca Val ETF | New | 0.03% | +0.03 |
| T AT&T Inc. | New | 0.03% | +0.03 |
| GE General Electric | New | 0.03% | +0.03 |
| LRCX Lam Research Corp. | Add +13.7% | 0.09% | +0.02 |
| IBIT iShares Bitcoin Trust ETF | Add +2.0% | 0.12% | +0.02 |
| PM Philip Morris International | Add +2.6% | 0.26% | +0.02 |
| ESGU iShares ESG Aware MSCI USA | Add +0.6% | 0.59% | +0.01 |
| CAT Caterpillar Inc. | Add +0.5% | 0.07% | +0.01 |
| ITOT iShares Core S&P Total U.S. | Add +1.8% | 0.05% | +0.00 |
| PG The Procter & Gamble Co. | Add +18.7% | 0.05% | +0.00 |
| COST Costco Wholesale Corp. | Add +1.4% | 0.04% | −0.00 |
| MDLZ Mondelez International Inc. Class A | Add +5.7% | 0.13% | −0.01 |
| IJR iShares Core S&P Small-Cap E | Add +3.6% | 5.25% | −0.09 |
| IJH iShares Core S&P Midcap ETF | Add +1.8% | 10.89% | −0.20 |
| VIG Vanguard Dividend Apprec ETF | Add +0.7% | 7.62% | −0.28 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 129 | $932.6M | IVV, SPMO, IJH, VEA, IJR |
| Q1 2026 | 111 | $774.8M | IVV, IJH, SPMO, VEA, IJR |
| Q4 2025 | 98 | $793.9M | IVV, IJH, VEA, SPMO, VIG |
| Q3 2025 | 88 | $778.7M | IVV, IJH, VEA, SPMO, VIG |
| Q2 2025 | 80 | $718.6M | IVV, IJH, VEA, SPMO, VIG |
| Q1 2025 | 76 | $652.3M | IVV, IJH, VEA, VIG, IJR |
| Q4 2024 | 61 | $650.5M | IVV, IJH, VEA, JPUS, VIG |
| Q3 2024 | 58 | $657.0M | IVV, IJH, VEA, JPUS, VIG |
| Q2 2024 | 58 | $617.6M | IVV, IJH, VEA, JPUS, VIG |
| Q1 2024 | 49 | $608.5M | IVV, IJH, VEA, JPUS, VIG |