Prepared Retirement Institute LLC
In its 13F for Q3 2024 (holdings as of September 30, 2024, filed February 13, 2025), Prepared Retirement Institute LLC reported 80 stock positions worth $165.2 million. Its top holding was Vanguard Dividend Apprec ETF (VIG) at 12.9% of the portfolio, followed by SS SPDR P S&P 500 Growth ETF (SPYG, 10.8%) and Schwab US DVD Equity ETF (SCHD, 10.3%). Compared with Q2 2024, it opened 6 new positions, sold out of 7, added to 36 and reduced 24. The biggest buy was Vanguard Int-Term Corporate (VCIT, shares +73%) and the biggest sale an exit from Vanguard Health Care ETF (VHT).
- Most Recent 13F
- Q2 2026
- Location
- LANSDALE, PA
- CIK
- 0002056037
- Portfolio Value
- $165.2M (Q3 2024)
- SEC Filing
- 0002056037-25-000004 ↗ filed Feb 13, 2025
Holdings Value
Holdings 80 stocks · $165.2M
| VIG Vanguard Dividend Apprec ETF | 12.87% | 107,384 | $21.3M | Add +5.9% |
| SPYG SS SPDR P S&P 500 Growth ETF | 10.77% | 214,603 | $17.8M | Add +1.2% |
| SCHD Schwab US DVD Equity ETF | 10.29% | 201,055 | $17.0M | Add +2.2% |
| IHDG Wisdomtree International Hed | 7.05% | 254,954 | $11.7M | Add +1.7% |
| BND Vanguard Total Bond Market | 6.45% | 141,933 | $10.7M | Add +5.4% |
| TRUST FOR PROFESSIONAL MANAG | 6.32% | 484,661 | $10.4M | Add +0.1% |
| FALN iShares Fallen Angels ETF | 4.31% | 260,289 | $7.1M | Reduce -0.2% |
| VB Vanguard Most SM-Cap ETF-Usd | 3.35% | 23,308 | $5.5M | Add +1.4% |
| SHY iShares 1-3 Year Treasury Bo | 2.97% | 58,929 | $4.9M | Reduce -1.1% |
| VOO Vanguard S&P 500 ETF | 2.95% | 9,247 | $4.9M | Add +3.5% |
| VTI VG Morningstar TS MKT ETF-US | 2.90% | 16,926 | $4.8M | Add +17.5% |
| VCIT Vanguard Int-Term Corporate | 2.75% | 54,338 | $4.6M | Add +73.5% |
| PFFD Global X US Preferred ETF | 2.49% | 197,580 | $4.1M | Add +2.5% |
| DIVI Franklin International Core | 1.68% | 83,842 | $2.8M | Add +145.4% |
| MSFT Microsoft Corp. | 1.61% | 6,189 | $2.7M | Add +0.5% |
| VUG Vanguard Mrngstar GR ETF-Sui | 1.43% | 6,174 | $2.4M | Reduce -0.1% |
| DGRO iShares Core Dividend Growth | 1.12% | 29,583 | $1.9M | Add +0.5% |
| AAPL Apple Inc. | 1.01% | 7,147 | $1.7M | Reduce -0.6% |
| DES Wisdomtree US Smallcap Divid | 0.91% | 43,806 | $1.5M | Reduce -3.2% |
| IVV iShares Core S&P 500 ETF | 0.88% | 2,524 | $1.5M | Add +0.6% |
| ABBV Abbvie Inc. | 0.81% | 6,779 | $1.3M | Add +1.1% |
| DIVB iShares Core Dividend ETF | 0.73% | 25,025 | $1.2M | Add +62.8% |
| RSP Invesco S&P 500 Equal Weight | 0.64% | 5,879 | $1.1M | Add +10.6% |
| IAGG iShares Intl Aggregate Bond | 0.63% | 20,175 | $1.0M | Add +45.0% |
| FLOT iShares Floating Rate Bond E | 0.63% | 20,336 | $1.0M | Reduce -9.6% |
| XOM Exxon Mobil Corp. | 0.55% | 7,797 | $914K | Reduce -2.0% |
| MRK Merck & Co. Inc. | 0.55% | 7,956 | $904K | Add +0.8% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.52% | 1,502 | $862K | Add +1.2% |
| TEL Te Connectivity PLC | 0.45% | 4,904 | $740K | New |
| NVDA Nvidia Corp. | 0.39% | 5,363 | $651K | No change |
| SVAL iShares US Small Cap Val Fac | 0.37% | 19,126 | $616K | Add +69.5% |
| ALL Allstate Corp. | 0.36% | 3,104 | $589K | Reduce -3.7% |
| ABT Abbott Laboratories | 0.34% | 4,909 | $560K | No change |
| ANGL Vaneck Fallen Angel High YLD | 0.32% | 17,850 | $525K | Add +0.1% |
| META Meta Platforms Inc. Class A | 0.32% | 912 | $522K | Add +2.8% |
| HD Home Depot Inc. | 0.28% | 1,132 | $459K | Add +0.4% |
| PFE Pfizer Inc. | 0.27% | 15,321 | $443K | Reduce -0.1% |
| PFF iShares Preferred & Income S | 0.27% | 13,264 | $441K | Reduce -3.2% |
| SCHA Schwab US Small-Cap ETF | 0.26% | 8,486 | $437K | Add +8.8% |
| APD Air Products & Chemicals Inc. | 0.26% | 1,468 | $437K | Add +0.7% |
| MCD McDonald's Corp. | 0.25% | 1,379 | $420K | Reduce -1.9% |
| AMLP Alerian MLP ETF | 0.25% | 8,842 | $417K | Reduce -24.6% |
| PPL PPL Corp. | 0.25% | 12,330 | $408K | Add +0.2% |
| FVAL Fidelity Value Factor ETF | 0.22% | 5,863 | $355K | Add +0.4% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.21% | 1,330 | $351K | Reduce -0.3% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.21% | 1,576 | $348K | Reduce -2.9% |
| VXUS Vanguard Total Intl Stock | 0.21% | 5,292 | $343K | Reduce -27.4% |
| VXF Vanguard Extended Market ETF | 0.21% | 1,877 | $342K | Add +4.2% |
| AMZN Amazon.com Inc. | 0.20% | 1,812 | $338K | No change |
| JPM JPMorgan Chase & Co. | 0.20% | 1,589 | $335K | Reduce -2.6% |
| LDOS Leidos Holdings Inc. | 0.20% | 2,055 | $335K | No change |
| DEED First Trust Securitized Plus | 0.20% | 15,096 | $328K | Add +0.2% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.20% | 4,115 | $327K | No change |
| GD General Dynamics Corp. | 0.20% | 1,078 | $326K | Reduce -2.7% |
| WMT Walmart Inc. | 0.19% | 3,903 | $315K | No change |
| VZ Verizon Communications Inc. | 0.19% | 7,005 | $315K | Reduce -3.8% |
| ORCL Oracle Corp. | 0.19% | 1,800 | $307K | No change |
| CAH Cardinal Health Inc. | 0.18% | 2,719 | $301K | Reduce -2.5% |
| SCHB Schwab US Broad Market ETF | 0.18% | 4,508 | $300K | Add +0.7% |
| CVX Chevron Corp. | 0.18% | 2,030 | $299K | Reduce -7.9% |
| IWF iShares Russell 1000 Growth | 0.18% | 790 | $297K | No change |
| GOOG Alphabet Inc. Class C | 0.18% | 1,749 | $292K | Reduce -0.6% |
| IXUS iShares Core Intl Stock ETF | 0.17% | 3,757 | $273K | Reduce -2.1% |
| LMT Lockheed Martin Corp. | 0.16% | 460 | $269K | No change |
| XLP SS Consumer Staples Sel Sect | 0.15% | 3,063 | $254K | Add +0.5% |
| MS Morgan Stanley | 0.15% | 2,437 | $254K | No change |
| VONG Vanguard Russell 1000 Growth | 0.15% | 2,598 | $251K | Add +0.5% |
| DFS Discover Financial Services | 0.15% | 1,752 | $246K | No change |
| TSLA Tesla Inc. | 0.15% | 936 | $245K | New |
| VEU Vanguard Ftse All-World Ex-U | 0.15% | 3,814 | $240K | No change |
| BRK.B Berkshire Hathaway Inc. Class B | 0.14% | 509 | $234K | Reduce -4.0% |
| JNJ Johnson & Johnson | 0.14% | 1,423 | $231K | Add +0.3% |
| ABNB Airbnb Inc. Class A | 0.14% | 1,781 | $226K | No change |
| FDHY Fidelity Enh Hi YLD ETF | 0.14% | 4,527 | $223K | Add +1.6% |
| T AT&T Inc. | 0.13% | 10,008 | $220K | Reduce -1.5% |
| CEG Constellation Energy | 0.13% | 841 | $219K | New |
| MMM 3M Co. | 0.13% | 1,558 | $213K | New |
| CIBR First Trust Nasdaq Cybersecu | 0.13% | 3,551 | $210K | New |
| VNQ Vanguard Real Estate ETF | 0.13% | 2,147 | $209K | New |
| SADOT GROUP INC | 0.01% | 40,000 | $17K | No change |
Portfolio Sells Q2 2024 → Q3 2024
| VHT Vanguard Health Care ETF | Sold out | 0.00% | −0.40 |
| VGT Vanguard Info Tech ETF | Sold out | 0.00% | −0.37 |
| VOX Vanguard Communication Servi | Sold out | 0.00% | −0.33 |
| VIGI Vanguard Int Div App Indx FD | Sold out | 0.00% | −0.33 |
| VFH Vanguard Financials ETF | Sold out | 0.00% | −0.29 |
| SHY iShares 1-3 Year Treasury Bo | Reduce -1.1% | 2.97% | −0.26 |
| FALN iShares Fallen Angels ETF | Reduce -0.2% | 4.31% | −0.22 |
| MLPA Global X MLP ETF | Sold out | 0.00% | −0.13 |
| FLOT iShares Floating Rate Bond E | Reduce -9.6% | 0.63% | −0.13 |
| AMLP Alerian MLP ETF | Reduce -24.6% | 0.25% | −0.12 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -0.1% | 1.43% | −0.10 |
| VXUS Vanguard Total Intl Stock | Reduce -27.4% | 0.21% | −0.08 |
| XOM Exxon Mobil Corp. | Reduce -2.0% | 0.55% | −0.05 |
| CVX Chevron Corp. | Reduce -7.9% | 0.18% | −0.05 |
| GOOG Alphabet Inc. Class C | Reduce -0.6% | 0.18% | −0.04 |
| DHY UBS Asset Management High Yi | Sold out | 0.00% | −0.02 |
| DES Wisdomtree US Smallcap Divid | Reduce -3.2% | 0.91% | −0.02 |
| PFF iShares Preferred & Income S | Reduce -3.2% | 0.27% | −0.02 |
| GD General Dynamics Corp. | Reduce -2.7% | 0.20% | −0.02 |
| JPM JPMorgan Chase & Co. | Reduce -2.6% | 0.20% | −0.02 |
| PFE Pfizer Inc. | Reduce -0.1% | 0.27% | −0.02 |
| VZ Verizon Communications Inc. | Reduce -3.8% | 0.19% | −0.01 |
| IXUS iShares Core Intl Stock ETF | Reduce -2.1% | 0.17% | −0.01 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -0.3% | 0.21% | −0.00 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -4.0% | 0.14% | −0.00 |
| CAH Cardinal Health Inc. | Reduce -2.5% | 0.18% | +0.00 |
| AAPL Apple Inc. | Reduce -0.6% | 1.01% | +0.00 |
| T AT&T Inc. | Reduce -1.5% | 0.13% | +0.00 |
| ALL Allstate Corp. | Reduce -3.7% | 0.36% | +0.02 |
| MCD McDonald's Corp. | Reduce -1.9% | 0.25% | +0.02 |
| IBM Intl Business Machines Corp. | Reduce -2.9% | 0.21% | +0.02 |
Portfolio Buys Q2 2024 → Q3 2024
| VCIT Vanguard Int-Term Corporate | Add +73.5% | 2.75% | +1.09 |
| DIVI Franklin International Core | Add +145.4% | 1.68% | +0.97 |
| VIG Vanguard Dividend Apprec ETF | Add +5.9% | 12.87% | +0.61 |
| TEL Te Connectivity PLC | New | 0.45% | +0.45 |
| VTI VG Morningstar TS MKT ETF-US | Add +17.5% | 2.90% | +0.35 |
| DIVB iShares Core Dividend ETF | Add +62.8% | 0.73% | +0.28 |
| IAGG iShares Intl Aggregate Bond | Add +45.0% | 0.63% | +0.17 |
| SVAL iShares US Small Cap Val Fac | Add +69.5% | 0.37% | +0.15 |
| TSLA Tesla Inc. | New | 0.15% | +0.15 |
| SCHD Schwab US DVD Equity ETF | Add +2.2% | 10.29% | +0.15 |
| CEG Constellation Energy | New | 0.13% | +0.13 |
| MMM 3M Co. | New | 0.13% | +0.13 |
| CIBR First Trust Nasdaq Cybersecu | New | 0.13% | +0.13 |
| VNQ Vanguard Real Estate ETF | New | 0.13% | +0.13 |
| RSP Invesco S&P 500 Equal Weight | Add +10.6% | 0.64% | +0.06 |
| ABBV Abbvie Inc. | Add +1.1% | 0.81% | +0.05 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +1.4% | 3.35% | +0.03 |
| PPL PPL Corp. | Add +0.2% | 0.25% | +0.02 |
| HD Home Depot Inc. | Add +0.4% | 0.28% | +0.02 |
| BND Vanguard Total Bond Market | Add +5.4% | 6.45% | +0.02 |
| META Meta Platforms Inc. Class A | Add +2.8% | 0.32% | +0.02 |
| SCHA Schwab US Small-Cap ETF | Add +8.8% | 0.26% | +0.02 |
| APD Air Products & Chemicals Inc. | Add +0.7% | 0.26% | +0.01 |
| VXF Vanguard Extended Market ETF | Add +4.2% | 0.21% | +0.01 |
| JNJ Johnson & Johnson | Add +0.3% | 0.14% | +0.00 |
| XLP SS Consumer Staples Sel Sect | Add +0.5% | 0.15% | −0.00 |
| DGRO iShares Core Dividend Growth | Add +0.5% | 1.12% | −0.00 |
| SCHB Schwab US Broad Market ETF | Add +0.7% | 0.18% | −0.01 |
| FDHY Fidelity Enh Hi YLD ETF | Add +1.6% | 0.14% | −0.01 |
| DEED First Trust Securitized Plus | Add +0.2% | 0.20% | −0.01 |
| FVAL Fidelity Value Factor ETF | Add +0.4% | 0.22% | −0.01 |
| VONG Vanguard Russell 1000 Growth | Add +0.5% | 0.15% | −0.01 |
| VOO Vanguard S&P 500 ETF | Add +3.5% | 2.95% | −0.01 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +1.2% | 0.52% | −0.01 |
| ANGL Vaneck Fallen Angel High YLD | Add +0.1% | 0.32% | −0.02 |
| IVV iShares Core S&P 500 ETF | Add +0.6% | 0.88% | −0.03 |
| PFFD Global X US Preferred ETF | Add +2.5% | 2.49% | −0.03 |
| MRK Merck & Co. Inc. | Add +0.8% | 0.55% | −0.10 |
| MSFT Microsoft Corp. | Add +0.5% | 1.61% | −0.21 |
| SPYG SS SPDR P S&P 500 Growth ETF | Add +1.2% | 10.77% | −0.49 |
| IHDG Wisdomtree International Hed | Add +1.7% | 7.05% | −0.53 |
| TRUST FOR PROFESSIONAL MANAG | Add +0.1% | 6.32% | −0.63 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 94 | $234.9M | VIG, SCHD, FELG, VTI, IHDG |
| Q1 2026Amended | 79 | $201.5M | VIG, SCHD, FELG, IHDG, CMBS |
| Q4 2025 | 80 | $198.7M | VIG, SCHD, FELG, IHDG, CMBS |
| Q3 2025 | 84 | $191.8M | VIG, SCHD, FELG, IHDG, CMBS |
| Q2 2025 | 86 | $169.7M | VIG, SCHD, SPYG, IHDG, FELG |
| Q1 2025 | 85 | $156.7M | VIG, SCHD, SPYG, IHDG, BND |
| Q4 2024 | 79 | $175.2M | VIG, SPYG, SCHD, IHDG, BND |
| Q3 2024 | 80 | $165.2M | VIG, SPYG, SCHD, IHDG, BND |
| Q2 2024 | 81 | $150.9M | VIG, SPYG, SCHD, IHDG, TRUST FOR PROFESSIONAL MANAG |
| Q1 2024 | 70 | $134.0M | VIG, SCHD, SPYG, IHDG, TRUST FOR PROFESSIONAL MANAG |