Prepared Retirement Institute LLC
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 13, 2025), Prepared Retirement Institute LLC reported 79 stock positions worth $175.2 million. Its top holding was Vanguard Dividend Apprec ETF (VIG) at 13.2% of the portfolio, followed by SS SPDR P S&P 500 Growth ETF (SPYG, 11.3%) and Schwab US DVD Equity ETF (SCHD, 10.0%). Compared with Q3 2024, it opened 4 new positions, sold out of 5, added to 48 and reduced 16. The biggest buy was SS SPDR P S&P 500 Growth ETF (SPYG, shares +5%) and the biggest sale Global X US Preferred ETF (PFFD, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- LANSDALE, PA
- CIK
- 0002056037
- Portfolio Value
- $175.2M (Q4 2024)
- SEC Filing
- 0002056037-25-000005 ↗ filed Feb 13, 2025
Holdings Value
Holdings 79 stocks · $175.2M
| VIG Vanguard Dividend Apprec ETF | 13.24% | 118,448 | $23.2M | Add +10.3% |
| SPYG SS SPDR P S&P 500 Growth ETF | 11.29% | 225,019 | $19.8M | Add +4.8% |
| SCHD Schwab US DVD Equity ETF | 10.03% | 643,391 | $17.6M | Add +6.7% |
| IHDG Wisdomtree International Hed | 6.86% | 276,498 | $12.0M | Add +8.4% |
| BND Vanguard Total Bond Market | 6.36% | 154,876 | $11.1M | Add +9.1% |
| TRUST FOR PROFESSIONAL MANAG | 6.10% | 517,404 | $10.7M | Add +6.8% |
| FALN iShares Fallen Angels ETF | 4.27% | 280,121 | $7.5M | Add +7.6% |
| VB Vanguard Most SM-Cap ETF-Usd | 3.48% | 25,398 | $6.1M | Add +9.0% |
| VTI VG Morningstar TS MKT ETF-US | 3.36% | 20,338 | $5.9M | Add +20.2% |
| VOO Vanguard S&P 500 ETF | 3.22% | 10,479 | $5.6M | Add +13.3% |
| VCIT Vanguard Int-Term Corporate | 2.96% | 64,644 | $5.2M | Add +19.0% |
| SHY iShares 1-3 Year Treasury Bo | 2.90% | 61,878 | $5.1M | Add +5.0% |
| PFFD Global X US Preferred ETF | 2.18% | 196,101 | $3.8M | Reduce -0.8% |
| DIVI Franklin International Core | 1.82% | 106,377 | $3.2M | Add +26.9% |
| VUG Vanguard Mrngstar GR ETF-Sui | 1.39% | 5,930 | $2.4M | Reduce -4.0% |
| MSFT Microsoft Corp. | 1.36% | 5,650 | $2.4M | Reduce -8.7% |
| DGRO iShares Core Dividend Growth | 0.97% | 27,733 | $1.7M | Reduce -6.3% |
| DES Wisdomtree US Smallcap Divid | 0.86% | 43,959 | $1.5M | Add +0.3% |
| IVV iShares Core S&P 500 ETF | 0.85% | 2,519 | $1.5M | Reduce -0.2% |
| DIVB iShares Core Dividend ETF | 0.82% | 30,403 | $1.4M | Add +21.5% |
| AAPL Apple Inc. | 0.81% | 5,668 | $1.4M | Reduce -20.7% |
| ABBV Abbvie Inc. | 0.70% | 6,860 | $1.2M | Add +1.2% |
| RSP Invesco S&P 500 Equal Weight | 0.70% | 6,955 | $1.2M | Add +18.3% |
| IAGG iShares Intl Aggregate Bond | 0.66% | 23,154 | $1.2M | Add +14.8% |
| FLOT iShares Floating Rate Bond E | 0.51% | 17,671 | $899K | Reduce -13.1% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.50% | 1,503 | $881K | Add +0.1% |
| XOM Exxon Mobil Corp. | 0.48% | 7,825 | $842K | Add +0.4% |
| SVAL iShares US Small Cap Val Fac | 0.44% | 23,939 | $778K | Add +25.2% |
| MRK Merck & Co. Inc. | 0.44% | 7,710 | $767K | Reduce -3.1% |
| NVDA Nvidia Corp. | 0.43% | 5,574 | $749K | Add +3.9% |
| TEL Te Connectivity PLC | 0.40% | 4,886 | $699K | Reduce -0.4% |
| ALL Allstate Corp. | 0.39% | 3,504 | $676K | Add +12.9% |
| ABT Abbott Laboratories | 0.32% | 4,909 | $555K | No change |
| META Meta Platforms Inc. Class A | 0.31% | 933 | $546K | Add +2.3% |
| ANGL Vaneck Fallen Angel High YLD | 0.29% | 17,870 | $512K | Add +0.1% |
| VXUS Vanguard Total Intl Stock | 0.29% | 8,632 | $509K | Add +63.1% |
| TSLA Tesla Inc. | 0.27% | 1,161 | $469K | Add +24.0% |
| JPM JPMorgan Chase & Co. | 0.26% | 1,904 | $457K | Add +19.8% |
| XLF SS Financial Select Sector | 0.25% | 9,183 | $444K | New |
| HD Home Depot Inc. | 0.25% | 1,136 | $442K | Add +0.3% |
| APD Air Products & Chemicals Inc. | 0.24% | 1,476 | $428K | Add +0.5% |
| AMLP Alerian MLP ETF | 0.24% | 8,850 | $426K | Add +0.1% |
| PPL PPL Corp. | 0.23% | 12,347 | $401K | Add +0.1% |
| PFF iShares Preferred & Income S | 0.23% | 12,733 | $400K | Reduce -4.0% |
| MCD McDonald's Corp. | 0.23% | 1,379 | $400K | No change |
| AMZN Amazon.com Inc. | 0.23% | 1,812 | $398K | No change |
| PFE Pfizer Inc. | 0.23% | 14,856 | $394K | Reduce -3.0% |
| SCHA Schwab US Small-Cap ETF | 0.22% | 15,222 | $394K | Reduce -10.3% |
| FVAL Fidelity Value Factor ETF | 0.21% | 5,885 | $362K | Add +0.4% |
| ITA iShares U.S. Aerospace & Def | 0.20% | 2,457 | $357K | New |
| WMT Walmart Inc. | 0.20% | 3,903 | $353K | No change |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.20% | 1,331 | $351K | Add +0.1% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.20% | 1,580 | $347K | Add +0.3% |
| IWF iShares Russell 1000 Growth | 0.20% | 858 | $344K | Add +8.6% |
| GOOG Alphabet Inc. Class C | 0.19% | 1,749 | $333K | No change |
| ORCL Oracle Corp. | 0.19% | 1,950 | $325K | Add +8.3% |
| CAH Cardinal Health Inc. | 0.18% | 2,726 | $322K | Add +0.3% |
| VXF Vanguard Extended Market ETF | 0.18% | 1,638 | $311K | Reduce -12.7% |
| SCHB Schwab US Broad Market ETF | 0.18% | 13,571 | $308K | Add +0.3% |
| MS Morgan Stanley | 0.17% | 2,437 | $306K | No change |
| DFS Discover Financial Services | 0.17% | 1,752 | $303K | No change |
| VCSH Vanguard S/T Corp. Bond ETF | 0.17% | 3,808 | $297K | Reduce -7.5% |
| LDOS Leidos Holdings Inc. | 0.17% | 2,055 | $296K | No change |
| CVX Chevron Corp. | 0.17% | 2,038 | $295K | Add +0.4% |
| CIBR First Trust Nasdaq Cybersecu | 0.17% | 4,609 | $292K | Add +29.8% |
| GD General Dynamics Corp. | 0.16% | 1,081 | $285K | Add +0.3% |
| VONG Vanguard Russell 1000 Growth | 0.16% | 2,754 | $284K | Add +6.0% |
| VZ Verizon Communications Inc. | 0.16% | 7,040 | $282K | Add +0.5% |
| DEED First Trust Securitized Plus | 0.16% | 13,367 | $276K | Reduce -11.4% |
| JNJ Johnson & Johnson | 0.15% | 1,804 | $261K | Add +26.8% |
| IXUS iShares Core Intl Stock ETF | 0.14% | 3,757 | $248K | No change |
| BRK.B Berkshire Hathaway Inc. Class B | 0.14% | 538 | $244K | Add +5.7% |
| ABNB Airbnb Inc. Class A | 0.13% | 1,781 | $234K | No change |
| VYM Vanguard High DVD Yield ETF | 0.13% | 1,805 | $230K | New |
| T AT&T Inc. | 0.13% | 9,901 | $225K | Reduce -1.1% |
| LMT Lockheed Martin Corp. | 0.13% | 460 | $224K | No change |
| FDHY Fidelity Enh Hi YLD ETF | 0.13% | 4,598 | $222K | Add +1.6% |
| MMM 3M Co. | 0.12% | 1,677 | $217K | Add +7.6% |
| SCHG Schwab US Large-Cap Growth | 0.11% | 7,208 | $201K | New |
Portfolio Sells Q3 2024 → Q4 2024
| PFFD Global X US Preferred ETF | Reduce -0.8% | 2.18% | −0.30 |
| MSFT Microsoft Corp. | Reduce -8.7% | 1.36% | −0.25 |
| AAPL Apple Inc. | Reduce -20.7% | 0.81% | −0.20 |
| XLP SS Consumer Staples Sel Sect | Sold out | 0.00% | −0.15 |
| DGRO iShares Core Dividend Growth | Reduce -6.3% | 0.97% | −0.15 |
| VEU Vanguard Ftse All-World Ex-U | Sold out | 0.00% | −0.15 |
| CEG Constellation Energy | Sold out | 0.00% | −0.13 |
| VNQ Vanguard Real Estate ETF | Sold out | 0.00% | −0.13 |
| FLOT iShares Floating Rate Bond E | Reduce -13.1% | 0.51% | −0.12 |
| MRK Merck & Co. Inc. | Reduce -3.1% | 0.44% | −0.11 |
| TEL Te Connectivity PLC | Reduce -0.4% | 0.40% | −0.05 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -4.0% | 1.39% | −0.05 |
| PFE Pfizer Inc. | Reduce -3.0% | 0.23% | −0.04 |
| DEED First Trust Securitized Plus | Reduce -11.4% | 0.16% | −0.04 |
| SCHA Schwab US Small-Cap ETF | Reduce -10.3% | 0.22% | −0.04 |
| PFF iShares Preferred & Income S | Reduce -4.0% | 0.23% | −0.04 |
| IVV iShares Core S&P 500 ETF | Reduce -0.2% | 0.85% | −0.03 |
| VXF Vanguard Extended Market ETF | Reduce -12.7% | 0.18% | −0.03 |
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -7.5% | 0.17% | −0.03 |
| SADOT GROUP INC | Sold out | 0.00% | −0.01 |
| T AT&T Inc. | Reduce -1.1% | 0.13% | −0.00 |
Portfolio Buys Q3 2024 → Q4 2024
| SPYG SS SPDR P S&P 500 Growth ETF | Add +4.8% | 11.29% | +0.52 |
| VTI VG Morningstar TS MKT ETF-US | Add +20.2% | 3.36% | +0.46 |
| VIG Vanguard Dividend Apprec ETF | Add +10.3% | 13.24% | +0.37 |
| VOO Vanguard S&P 500 ETF | Add +13.3% | 3.22% | +0.27 |
| XLF SS Financial Select Sector | New | 0.25% | +0.25 |
| VCIT Vanguard Int-Term Corporate | Add +19.0% | 2.96% | +0.21 |
| ITA iShares U.S. Aerospace & Def | New | 0.20% | +0.20 |
| DIVI Franklin International Core | Add +26.9% | 1.82% | +0.14 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +9.0% | 3.48% | +0.14 |
| VYM Vanguard High DVD Yield ETF | New | 0.13% | +0.13 |
| TSLA Tesla Inc. | Add +24.0% | 0.27% | +0.12 |
| SCHG Schwab US Large-Cap Growth | New | 0.11% | +0.11 |
| DIVB iShares Core Dividend ETF | Add +21.5% | 0.82% | +0.09 |
| VXUS Vanguard Total Intl Stock | Add +63.1% | 0.29% | +0.08 |
| SVAL iShares US Small Cap Val Fac | Add +25.2% | 0.44% | +0.07 |
| RSP Invesco S&P 500 Equal Weight | Add +18.3% | 0.70% | +0.06 |
| JPM JPMorgan Chase & Co. | Add +19.8% | 0.26% | +0.06 |
| CIBR First Trust Nasdaq Cybersecu | Add +29.8% | 0.17% | +0.04 |
| NVDA Nvidia Corp. | Add +3.9% | 0.43% | +0.03 |
| ALL Allstate Corp. | Add +12.9% | 0.39% | +0.03 |
| IAGG iShares Intl Aggregate Bond | Add +14.8% | 0.66% | +0.03 |
| IWF iShares Russell 1000 Growth | Add +8.6% | 0.20% | +0.02 |
| VONG Vanguard Russell 1000 Growth | Add +6.0% | 0.16% | +0.01 |
| JNJ Johnson & Johnson | Add +26.8% | 0.15% | +0.01 |
| CAH Cardinal Health Inc. | Add +0.3% | 0.18% | +0.00 |
| ORCL Oracle Corp. | Add +8.3% | 0.19% | −0.00 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +5.7% | 0.14% | −0.00 |
| META Meta Platforms Inc. Class A | Add +2.3% | 0.31% | −0.00 |
| MMM 3M Co. | Add +7.6% | 0.12% | −0.01 |
| SCHB Schwab US Broad Market ETF | Add +0.3% | 0.18% | −0.01 |
| FVAL Fidelity Value Factor ETF | Add +0.4% | 0.21% | −0.01 |
| FDHY Fidelity Enh Hi YLD ETF | Add +1.6% | 0.13% | −0.01 |
| AMLP Alerian MLP ETF | Add +0.1% | 0.24% | −0.01 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +0.1% | 0.20% | −0.01 |
| CVX Chevron Corp. | Add +0.4% | 0.17% | −0.01 |
| IBM Intl Business Machines Corp. | Add +0.3% | 0.20% | −0.01 |
| PPL PPL Corp. | Add +0.1% | 0.23% | −0.02 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +0.1% | 0.50% | −0.02 |
| APD Air Products & Chemicals Inc. | Add +0.5% | 0.24% | −0.02 |
| HD Home Depot Inc. | Add +0.3% | 0.25% | −0.03 |
| ANGL Vaneck Fallen Angel High YLD | Add +0.1% | 0.29% | −0.03 |
| VZ Verizon Communications Inc. | Add +0.5% | 0.16% | −0.03 |
| GD General Dynamics Corp. | Add +0.3% | 0.16% | −0.03 |
| FALN iShares Fallen Angels ETF | Add +7.6% | 4.27% | −0.04 |
| DES Wisdomtree US Smallcap Divid | Add +0.3% | 0.86% | −0.05 |
| SHY iShares 1-3 Year Treasury Bo | Add +5.0% | 2.90% | −0.07 |
| XOM Exxon Mobil Corp. | Add +0.4% | 0.48% | −0.07 |
| BND Vanguard Total Bond Market | Add +9.1% | 6.36% | −0.09 |
| ABBV Abbvie Inc. | Add +1.2% | 0.70% | −0.11 |
| IHDG Wisdomtree International Hed | Add +8.4% | 6.86% | −0.19 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 94 | $234.9M | VIG, SCHD, FELG, VTI, IHDG |
| Q1 2026Amended | 79 | $201.5M | VIG, SCHD, FELG, IHDG, CMBS |
| Q4 2025 | 80 | $198.7M | VIG, SCHD, FELG, IHDG, CMBS |
| Q3 2025 | 84 | $191.8M | VIG, SCHD, FELG, IHDG, CMBS |
| Q2 2025 | 86 | $169.7M | VIG, SCHD, SPYG, IHDG, FELG |
| Q1 2025 | 85 | $156.7M | VIG, SCHD, SPYG, IHDG, BND |
| Q4 2024 | 79 | $175.2M | VIG, SPYG, SCHD, IHDG, BND |
| Q3 2024 | 80 | $165.2M | VIG, SPYG, SCHD, IHDG, BND |
| Q2 2024 | 81 | $150.9M | VIG, SPYG, SCHD, IHDG, TRUST FOR PROFESSIONAL MANAG |
| Q1 2024 | 70 | $134.0M | VIG, SCHD, SPYG, IHDG, TRUST FOR PROFESSIONAL MANAG |