Prepared Retirement Institute LLC
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed May 2, 2025), Prepared Retirement Institute LLC reported 85 stock positions worth $156.7 million. Its top holding was Vanguard Dividend Apprec ETF (VIG) at 13.1% of the portfolio, followed by Schwab US DVD Equity ETF (SCHD, 9.7%) and SS SPDR P S&P 500 Growth ETF (SPYG, 8.2%). Compared with Q4 2024, it opened 12 new positions, sold out of 6, added to 20 and reduced 46. The biggest buy was a new position in Fidelity Enh LRG Cap GWTH (FELG) and the biggest sale SS SPDR P S&P 500 Growth ETF (SPYG, shares −29%).
- Most Recent 13F
- Q2 2026
- Location
- LANSDALE, PA
- CIK
- 0002056037
- Portfolio Value
- $156.7M (Q1 2025)
- SEC Filing
- 0002056037-25-000007 ↗ filed May 2, 2025
Holdings Value
Holdings 85 stocks · $156.7M
| VIG Vanguard Dividend Apprec ETF | 13.10% | 105,825 | $20.5M | Reduce -10.7% |
| SCHD Schwab US DVD Equity ETF | 9.66% | 541,410 | $15.1M | Reduce -15.8% |
| SPYG SS SPDR P S&P 500 Growth ETF | 8.19% | 159,729 | $12.8M | Reduce -29.0% |
| IHDG Wisdomtree International Hed | 6.31% | 227,874 | $9.9M | Reduce -17.6% |
| BND Vanguard Total Bond Market | 5.68% | 121,134 | $8.9M | Reduce -21.8% |
| TRUST FOR PROFESSIONAL MANAG | 4.55% | 339,903 | $7.1M | Reduce -34.3% |
| FALN iShares Fallen Angels ETF | 4.07% | 237,938 | $6.4M | Reduce -15.1% |
| VCIT Vanguard Int-Term Corporate | 3.45% | 66,189 | $5.4M | Add +2.4% |
| VTI VG Morningstar TS MKT ETF-US | 3.32% | 18,915 | $5.2M | Reduce -7.0% |
| VOO Vanguard S&P 500 ETF | 3.18% | 9,705 | $5.0M | Reduce -7.4% |
| VB Vanguard Most SM-Cap ETF-Usd | 3.08% | 21,760 | $4.8M | Reduce -14.3% |
| FELG Fidelity Enh LRG Cap GWTH | 2.93% | 145,626 | $4.6M | New |
| SHY iShares 1-3 Year Treasury Bo | 2.78% | 52,697 | $4.4M | Reduce -14.8% |
| DIVI Franklin International Core | 2.35% | 112,819 | $3.7M | Add +6.1% |
| CMBS iShares CMBS ETF | 1.84% | 60,069 | $2.9M | New |
| PFFD Global X US Preferred ETF | 1.60% | 132,001 | $2.5M | Reduce -32.7% |
| MSFT Microsoft Corp. | 1.26% | 5,251 | $2.0M | Reduce -7.1% |
| VUG Vanguard Mrngstar GR ETF-Sui | 1.19% | 5,017 | $1.9M | Reduce -15.4% |
| DIVB iShares Core Dividend ETF | 1.08% | 34,871 | $1.7M | Add +14.7% |
| DGRO iShares Core Dividend Growth | 0.92% | 23,256 | $1.4M | Reduce -16.1% |
| IAGG iShares Intl Aggregate Bond | 0.91% | 28,569 | $1.4M | Add +23.4% |
| ABBV Abbvie Inc. | 0.86% | 6,462 | $1.4M | Reduce -5.8% |
| AAPL Apple Inc. | 0.85% | 5,993 | $1.3M | Add +5.7% |
| RSP Invesco S&P 500 Equal Weight | 0.81% | 7,298 | $1.3M | Add +4.9% |
| IVV iShares Core S&P 500 ETF | 0.80% | 2,238 | $1.3M | Reduce -11.2% |
| XOM Exxon Mobil Corp. | 0.55% | 7,250 | $862K | Reduce -7.3% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.51% | 1,441 | $806K | Reduce -4.1% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.49% | 9,820 | $775K | Add +157.9% |
| XLF SS Financial Select Sector | 0.49% | 15,524 | $773K | Add +69.0% |
| DES Wisdomtree US Smallcap Divid | 0.48% | 23,375 | $747K | Reduce -46.8% |
| TEL Te Connectivity PLC | 0.44% | 4,886 | $690K | No change |
| SVAL iShares US Small Cap Val Fac | 0.42% | 22,048 | $662K | Reduce -7.9% |
| ABT Abbott Laboratories | 0.42% | 4,909 | $651K | No change |
| MRK Merck & Co. Inc. | 0.41% | 7,240 | $650K | Reduce -6.1% |
| ALL Allstate Corp. | 0.41% | 3,104 | $643K | Reduce -11.4% |
| RDVY First Trust Rising Dividend | 0.40% | 10,769 | $630K | New |
| NVDA Nvidia Corp. | 0.39% | 5,637 | $611K | Add +1.1% |
| FLOT iShares Floating Rate Bond E | 0.34% | 10,456 | $534K | Reduce -40.8% |
| META Meta Platforms Inc. Class A | 0.34% | 925 | $533K | Reduce -0.9% |
| ITA iShares U.S. Aerospace & Def | 0.33% | 3,331 | $510K | Add +35.6% |
| ANGL Vaneck Fallen Angel High YLD | 0.31% | 16,872 | $487K | Reduce -5.6% |
| SCHB Schwab US Broad Market ETF | 0.29% | 21,432 | $461K | Add +57.9% |
| APD Air Products & Chemicals Inc. | 0.28% | 1,484 | $438K | Add +0.5% |
| CIBR First Trust Nasdaq Cybersecu | 0.28% | 6,839 | $431K | Add +48.4% |
| COWZ Pacer US Cash Cows 100 ETF | 0.27% | 7,792 | $427K | New |
| MCD McDonald's Corp. | 0.26% | 1,313 | $410K | Reduce -4.8% |
| AMLP Alerian MLP ETF | 0.23% | 7,079 | $368K | Reduce -20.0% |
| JPM JPMorgan Chase & Co. | 0.23% | 1,495 | $367K | Reduce -21.5% |
| PPL PPL Corp. | 0.23% | 9,770 | $353K | Reduce -20.9% |
| FVAL Fidelity Value Factor ETF | 0.22% | 5,906 | $352K | Add +0.4% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.22% | 1,331 | $344K | No change |
| SCHA Schwab US Small-Cap ETF | 0.22% | 14,557 | $341K | Reduce -4.4% |
| GLD SPDR Gold Shares | 0.22% | 1,172 | $338K | New |
| PFE Pfizer Inc. | 0.21% | 13,013 | $330K | Reduce -12.4% |
| VUSB Vanguard Ultra Short Bond Et | 0.21% | 6,486 | $323K | New |
| VXUS Vanguard Total Intl Stock | 0.21% | 5,175 | $321K | Reduce -40.0% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.20% | 1,271 | $316K | Reduce -19.6% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.20% | 580 | $309K | Add +7.8% |
| VGK Vanguard Ftse Europe ETF | 0.19% | 4,297 | $302K | New |
| DFS Discover Financial Services | 0.19% | 1,752 | $299K | No change |
| CAH Cardinal Health Inc. | 0.19% | 2,166 | $298K | Reduce -20.5% |
| CGBL Cap Group Core Balanced filed as CAPITAL GROUP CORE BALANCED | 0.19% | 9,490 | $294K | New |
| VZ Verizon Communications Inc. | 0.18% | 6,359 | $288K | Reduce -9.7% |
| TSLA Tesla Inc. | 0.18% | 1,111 | $288K | Reduce -4.3% |
| MS Morgan Stanley | 0.18% | 2,440 | $285K | Add +0.1% |
| UDIV Franklin U.S. Core Dividend | 0.18% | 6,462 | $283K | New |
| VXF Vanguard Extended Market ETF | 0.18% | 1,638 | $282K | No change |
| GOOG Alphabet Inc. Class C | 0.18% | 1,789 | $280K | Add +2.3% |
| DEED First Trust Securitized Plus | 0.18% | 13,162 | $278K | Reduce -1.5% |
| LDOS Leidos Holdings Inc. | 0.18% | 2,055 | $277K | No change |
| ORCL Oracle Corp. | 0.17% | 1,951 | $273K | Add +0.1% |
| CVX Chevron Corp. | 0.17% | 1,623 | $272K | Reduce -20.4% |
| AMZN Amazon.com Inc. | 0.17% | 1,411 | $268K | Reduce -22.1% |
| GD General Dynamics Corp. | 0.17% | 984 | $268K | Reduce -9.0% |
| WMT Walmart Inc. | 0.16% | 2,923 | $257K | Reduce -25.1% |
| CMCSA Comcast Corp. Class A | 0.16% | 6,727 | $248K | New |
| MMM 3M Co. | 0.16% | 1,684 | $247K | Add +0.4% |
| USMV iShares MSCI USA Min Vol Fac | 0.15% | 2,521 | $236K | New |
| DGRW Wisdomtree U.S. Quality Divi | 0.15% | 2,896 | $231K | New |
| FDHY Fidelity Enh Hi YLD ETF | 0.14% | 4,677 | $225K | Add +1.7% |
| JNJ Johnson & Johnson | 0.14% | 1,319 | $219K | Reduce -26.9% |
| VYM Vanguard High DVD Yield ETF | 0.14% | 1,645 | $212K | Reduce -8.9% |
| ABNB Airbnb Inc. Class A | 0.13% | 1,765 | $211K | Reduce -0.9% |
| LMT Lockheed Martin Corp. | 0.13% | 460 | $205K | No change |
| IXUS iShares Core Intl Stock ETF | 0.13% | 2,921 | $204K | Reduce -22.3% |
Portfolio Sells Q4 2024 → Q1 2025
| SPYG SS SPDR P S&P 500 Growth ETF | Reduce -29.0% | 8.19% | −3.10 |
| TRUST FOR PROFESSIONAL MANAG | Reduce -34.3% | 4.55% | −1.55 |
| BND Vanguard Total Bond Market | Reduce -21.8% | 5.68% | −0.68 |
| PFFD Global X US Preferred ETF | Reduce -32.7% | 1.60% | −0.58 |
| IHDG Wisdomtree International Hed | Reduce -17.6% | 6.31% | −0.55 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -14.3% | 3.08% | −0.40 |
| DES Wisdomtree US Smallcap Divid | Reduce -46.8% | 0.48% | −0.39 |
| SCHD Schwab US DVD Equity ETF | Reduce -15.8% | 9.66% | −0.37 |
| HD Home Depot Inc. | Sold out | 0.00% | −0.25 |
| PFF iShares Preferred & Income S | Sold out | 0.00% | −0.23 |
| FALN iShares Fallen Angels ETF | Reduce -15.1% | 4.07% | −0.20 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -15.4% | 1.19% | −0.20 |
| IWF iShares Russell 1000 Growth | Sold out | 0.00% | −0.20 |
| FLOT iShares Floating Rate Bond E | Reduce -40.8% | 0.34% | −0.17 |
| VONG Vanguard Russell 1000 Growth | Sold out | 0.00% | −0.16 |
| VIG Vanguard Dividend Apprec ETF | Reduce -10.7% | 13.10% | −0.14 |
| T AT&T Inc. | Sold out | 0.00% | −0.13 |
| SCHG Schwab US Large-Cap Growth | Sold out | 0.00% | −0.11 |
| SHY iShares 1-3 Year Treasury Bo | Reduce -14.8% | 2.78% | −0.11 |
| MSFT Microsoft Corp. | Reduce -7.1% | 1.26% | −0.10 |
| VXUS Vanguard Total Intl Stock | Reduce -40.0% | 0.21% | −0.09 |
| TSLA Tesla Inc. | Reduce -4.3% | 0.18% | −0.08 |
| AMZN Amazon.com Inc. | Reduce -22.1% | 0.17% | −0.06 |
| DGRO iShares Core Dividend Growth | Reduce -16.1% | 0.92% | −0.05 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -7.0% | 3.32% | −0.05 |
| IVV iShares Core S&P 500 ETF | Reduce -11.2% | 0.80% | −0.04 |
| VOO Vanguard S&P 500 ETF | Reduce -7.4% | 3.18% | −0.04 |
| WMT Walmart Inc. | Reduce -25.1% | 0.16% | −0.04 |
| JPM JPMorgan Chase & Co. | Reduce -21.5% | 0.23% | −0.03 |
| MRK Merck & Co. Inc. | Reduce -6.1% | 0.41% | −0.02 |
| SVAL iShares US Small Cap Val Fac | Reduce -7.9% | 0.42% | −0.02 |
| PFE Pfizer Inc. | Reduce -12.4% | 0.21% | −0.01 |
| IXUS iShares Core Intl Stock ETF | Reduce -22.3% | 0.13% | −0.01 |
| JNJ Johnson & Johnson | Reduce -26.9% | 0.14% | −0.01 |
| AMLP Alerian MLP ETF | Reduce -20.0% | 0.23% | −0.01 |
| SCHA Schwab US Small-Cap ETF | Reduce -4.4% | 0.22% | −0.01 |
| PPL PPL Corp. | Reduce -20.9% | 0.23% | −0.00 |
| ABNB Airbnb Inc. Class A | Reduce -0.9% | 0.13% | +0.00 |
| IBM Intl Business Machines Corp. | Reduce -19.6% | 0.20% | +0.00 |
| VYM Vanguard High DVD Yield ETF | Reduce -8.9% | 0.14% | +0.00 |
| CVX Chevron Corp. | Reduce -20.4% | 0.17% | +0.00 |
| CAH Cardinal Health Inc. | Reduce -20.5% | 0.19% | +0.01 |
| GD General Dynamics Corp. | Reduce -9.0% | 0.17% | +0.01 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -4.1% | 0.51% | +0.01 |
| ANGL Vaneck Fallen Angel High YLD | Reduce -5.6% | 0.31% | +0.02 |
| DEED First Trust Securitized Plus | Reduce -1.5% | 0.18% | +0.02 |
| VZ Verizon Communications Inc. | Reduce -9.7% | 0.18% | +0.02 |
| ALL Allstate Corp. | Reduce -11.4% | 0.41% | +0.02 |
| META Meta Platforms Inc. Class A | Reduce -0.9% | 0.34% | +0.03 |
| MCD McDonald's Corp. | Reduce -4.8% | 0.26% | +0.03 |
Portfolio Buys Q4 2024 → Q1 2025
| FELG Fidelity Enh LRG Cap GWTH | New | 2.93% | +2.93 |
| CMBS iShares CMBS ETF | New | 1.84% | +1.84 |
| DIVI Franklin International Core | Add +6.1% | 2.35% | +0.52 |
| VCIT Vanguard Int-Term Corporate | Add +2.4% | 3.45% | +0.49 |
| RDVY First Trust Rising Dividend | New | 0.40% | +0.40 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +157.9% | 0.49% | +0.33 |
| COWZ Pacer US Cash Cows 100 ETF | New | 0.27% | +0.27 |
| DIVB iShares Core Dividend ETF | Add +14.7% | 1.08% | +0.26 |
| IAGG iShares Intl Aggregate Bond | Add +23.4% | 0.91% | +0.25 |
| XLF SS Financial Select Sector | Add +69.0% | 0.49% | +0.24 |
| GLD SPDR Gold Shares | New | 0.22% | +0.22 |
| VUSB Vanguard Ultra Short Bond Et | New | 0.21% | +0.21 |
| VGK Vanguard Ftse Europe ETF | New | 0.19% | +0.19 |
| CGBL Cap Group Core Balanced | New | 0.19% | +0.19 |
| UDIV Franklin U.S. Core Dividend | New | 0.18% | +0.18 |
| CMCSA Comcast Corp. Class A | New | 0.16% | +0.16 |
| USMV iShares MSCI USA Min Vol Fac | New | 0.15% | +0.15 |
| DGRW Wisdomtree U.S. Quality Divi | New | 0.15% | +0.15 |
| ITA iShares U.S. Aerospace & Def | Add +35.6% | 0.33% | +0.12 |
| SCHB Schwab US Broad Market ETF | Add +57.9% | 0.29% | +0.12 |
| RSP Invesco S&P 500 Equal Weight | Add +4.9% | 0.81% | +0.11 |
| CIBR First Trust Nasdaq Cybersecu | Add +48.4% | 0.28% | +0.11 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +7.8% | 0.20% | +0.06 |
| AAPL Apple Inc. | Add +5.7% | 0.85% | +0.04 |
| APD Air Products & Chemicals Inc. | Add +0.5% | 0.28% | +0.04 |
| MMM 3M Co. | Add +0.4% | 0.16% | +0.03 |
| FVAL Fidelity Value Factor ETF | Add +0.4% | 0.22% | +0.02 |
| FDHY Fidelity Enh Hi YLD ETF | Add +1.7% | 0.14% | +0.02 |
| MS Morgan Stanley | Add +0.1% | 0.18% | +0.01 |
| ORCL Oracle Corp. | Add +0.1% | 0.17% | −0.01 |
| GOOG Alphabet Inc. Class C | Add +2.3% | 0.18% | −0.01 |
| NVDA Nvidia Corp. | Add +1.1% | 0.39% | −0.04 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 94 | $234.9M | VIG, SCHD, FELG, VTI, IHDG |
| Q1 2026Amended | 79 | $201.5M | VIG, SCHD, FELG, IHDG, CMBS |
| Q4 2025 | 80 | $198.7M | VIG, SCHD, FELG, IHDG, CMBS |
| Q3 2025 | 84 | $191.8M | VIG, SCHD, FELG, IHDG, CMBS |
| Q2 2025 | 86 | $169.7M | VIG, SCHD, SPYG, IHDG, FELG |
| Q1 2025 | 85 | $156.7M | VIG, SCHD, SPYG, IHDG, BND |
| Q4 2024 | 79 | $175.2M | VIG, SPYG, SCHD, IHDG, BND |
| Q3 2024 | 80 | $165.2M | VIG, SPYG, SCHD, IHDG, BND |
| Q2 2024 | 81 | $150.9M | VIG, SPYG, SCHD, IHDG, TRUST FOR PROFESSIONAL MANAG |
| Q1 2024 | 70 | $134.0M | VIG, SCHD, SPYG, IHDG, TRUST FOR PROFESSIONAL MANAG |