Prepared Retirement Institute LLC
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 17, 2025), Prepared Retirement Institute LLC reported 86 stock positions worth $169.7 million. Its top holding was Vanguard Dividend Apprec ETF (VIG) at 12.5% of the portfolio, followed by Schwab US DVD Equity ETF (SCHD, 8.6%) and SS SPDR P S&P 500 Growth ETF (SPYG, 7.3%). Compared with Q1 2025, it opened 7 new positions, sold out of 6, added to 31 and reduced 33. The biggest buy was iShares CMBS ETF (CMBS, shares +160%) and the biggest sale Trust for Professional Manag (shares −26%).
- Most Recent 13F
- Q2 2026
- Location
- LANSDALE, PA
- CIK
- 0002056037
- Portfolio Value
- $169.7M (Q2 2025)
- SEC Filing
- 0002056037-25-000008 ↗ filed Jul 17, 2025
Holdings Value
Holdings 86 stocks · $169.7M
| VIG Vanguard Dividend Apprec ETF | 12.47% | 103,377 | $21.2M | Reduce -2.3% |
| SCHD Schwab US DVD Equity ETF | 8.62% | 551,977 | $14.6M | Add +1.9% |
| SPYG SS SPDR P S&P 500 Growth ETF | 7.26% | 129,319 | $12.3M | Reduce -19.0% |
| IHDG Wisdomtree International Hed | 6.28% | 236,769 | $10.7M | Add +3.9% |
| FELG Fidelity Enh LRG Cap GWTH | 5.22% | 239,293 | $8.9M | Add +64.3% |
| BND Vanguard Total Bond Market | 4.88% | 112,522 | $8.3M | Reduce -7.1% |
| CMBS iShares CMBS ETF | 4.49% | 156,402 | $7.6M | Add +160.4% |
| FALN iShares Fallen Angels ETF | 3.95% | 246,709 | $6.7M | Add +3.7% |
| VTI VG Morningstar TS MKT ETF-US | 3.70% | 20,675 | $6.3M | Add +9.3% |
| VCIT Vanguard Int-Term Corporate | 3.50% | 71,711 | $5.9M | Add +8.3% |
| VB Vanguard Most SM-Cap ETF-Usd | 3.37% | 24,125 | $5.7M | Add +10.9% |
| TRUST FOR PROFESSIONAL MANAG | 3.19% | 252,428 | $5.4M | Reduce -25.7% |
| VOO Vanguard S&P 500 ETF | 3.10% | 9,267 | $5.3M | Reduce -4.5% |
| SHY iShares 1-3 Year Treasury Bo | 2.61% | 53,476 | $4.4M | Add +1.5% |
| DIVI Franklin International Core | 2.40% | 114,223 | $4.1M | Add +1.2% |
| MSFT Microsoft Corp. | 1.58% | 5,381 | $2.7M | Add +2.5% |
| PFFD Global X US Preferred ETF | 1.32% | 118,938 | $2.2M | Reduce -9.9% |
| VUG Vanguard Mrngstar GR ETF-Sui | 1.22% | 4,725 | $2.1M | Reduce -5.8% |
| DIVB iShares Core Dividend ETF | 1.13% | 38,051 | $1.9M | Add +9.1% |
| IAGG iShares Intl Aggregate Bond | 0.90% | 29,802 | $1.5M | Add +4.3% |
| DGRO iShares Core Dividend Growth | 0.87% | 22,970 | $1.5M | Reduce -1.2% |
| AAPL Apple Inc. | 0.79% | 6,507 | $1.3M | Add +8.6% |
| IVV iShares Core S&P 500 ETF | 0.74% | 2,017 | $1.3M | Reduce -9.9% |
| RSP Invesco S&P 500 Equal Weight | 0.73% | 6,836 | $1.2M | Reduce -6.3% |
| ABBV Abbvie Inc. | 0.69% | 6,268 | $1.2M | Reduce -3.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.52% | 1,441 | $890K | No change |
| NVDA Nvidia Corp. | 0.50% | 5,396 | $853K | Reduce -4.3% |
| TEL Te Connectivity PLC | 0.49% | 4,886 | $824K | No change |
| XLF SS Financial Select Sector | 0.46% | 14,912 | $781K | Reduce -3.9% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.46% | 9,792 | $778K | Reduce -0.3% |
| XOM Exxon Mobil Corp. | 0.44% | 6,924 | $746K | Reduce -4.5% |
| UDIV Franklin U.S. Core Dividend | 0.44% | 15,360 | $741K | Add +137.7% |
| SVAL iShares US Small Cap Val Fac | 0.42% | 23,188 | $720K | Add +5.2% |
| ITA iShares U.S. Aerospace & Def | 0.42% | 3,793 | $716K | Add +13.9% |
| META Meta Platforms Inc. Class A | 0.40% | 924 | $682K | Reduce -0.1% |
| RDVY First Trust Rising Dividend | 0.40% | 10,798 | $677K | Add +0.3% |
| ABT Abbott Laboratories | 0.39% | 4,909 | $668K | No change |
| ALL Allstate Corp. | 0.34% | 2,854 | $575K | Reduce -8.1% |
| MRK Merck & Co. Inc. | 0.34% | 7,245 | $574K | Add +0.1% |
| CIBR First Trust Nasdaq Cybersecu | 0.32% | 7,097 | $536K | Add +3.8% |
| JPM JPMorgan Chase & Co. | 0.31% | 1,821 | $528K | Add +21.8% |
| ORCL Oracle Corp. | 0.31% | 2,391 | $523K | Add +22.6% |
| SCHB Schwab US Broad Market ETF | 0.30% | 21,515 | $513K | Add +0.4% |
| ANGL Vaneck Fallen Angel High YLD | 0.29% | 16,872 | $494K | No change |
| DES Wisdomtree US Smallcap Divid | 0.29% | 15,496 | $492K | Reduce -33.7% |
| APD Air Products & Chemicals Inc. | 0.27% | 1,599 | $451K | Add +7.8% |
| COWZ Pacer US Cash Cows 100 ETF | 0.25% | 7,815 | $431K | Add +0.3% |
| COF Capital One Financial Corp. | 0.24% | 1,929 | $410K | New |
| FVAL Fidelity Value Factor ETF | 0.22% | 5,927 | $379K | Add +0.4% |
| VGK Vanguard Ftse Europe ETF | 0.22% | 4,877 | $378K | Add +13.5% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.22% | 1,331 | $373K | No change |
| FLOT iShares Floating Rate Bond E | 0.22% | 7,247 | $370K | Reduce -30.7% |
| GLD SPDR Gold Shares | 0.21% | 1,172 | $357K | No change |
| TSLA Tesla Inc. | 0.21% | 1,111 | $353K | No change |
| SCHA Schwab US Small-Cap ETF | 0.19% | 12,897 | $326K | Reduce -11.4% |
| LDOS Leidos Holdings Inc. | 0.19% | 2,026 | $320K | Reduce -1.4% |
| CGBL Cap Group Core Balanced filed as CAPITAL GROUP CORE BALANCED | 0.19% | 9,528 | $319K | Add +0.4% |
| GOOG Alphabet Inc. Class C | 0.19% | 1,789 | $317K | No change |
| VXF Vanguard Extended Market ETF | 0.19% | 1,638 | $316K | No change |
| PPL PPL Corp. | 0.18% | 9,250 | $313K | Reduce -5.3% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.18% | 1,060 | $313K | Reduce -16.6% |
| AMZN Amazon.com Inc. | 0.18% | 1,411 | $310K | No change |
| CAH Cardinal Health Inc. | 0.18% | 1,824 | $306K | Reduce -15.8% |
| VUSB Vanguard Ultra Short Bond Et | 0.18% | 6,033 | $301K | Reduce -7.0% |
| WMT Walmart Inc. | 0.17% | 3,008 | $294K | Add +2.9% |
| IDV iShares International Select | 0.17% | 8,337 | $288K | New |
| MS Morgan Stanley | 0.17% | 1,997 | $281K | Reduce -18.2% |
| NFLX Netflix Inc. | 0.17% | 210 | $281K | New |
| BRK.B Berkshire Hathaway Inc. Class B | 0.16% | 575 | $279K | Reduce -0.9% |
| DEED First Trust Securitized Plus | 0.16% | 13,162 | $278K | No change |
| VXUS Vanguard Total Intl Stock | 0.16% | 3,972 | $274K | Reduce -23.3% |
| CEG Constellation Energy | 0.16% | 843 | $272K | New |
| MCD McDonald's Corp. | 0.16% | 930 | $272K | Reduce -29.2% |
| AMLP Alerian MLP ETF | 0.16% | 5,418 | $265K | Reduce -23.5% |
| GD General Dynamics Corp. | 0.15% | 862 | $251K | Reduce -12.4% |
| JNJ Johnson & Johnson | 0.15% | 1,623 | $248K | Add +23.1% |
| DGRW Wisdomtree U.S. Quality Divi | 0.14% | 2,896 | $243K | No change |
| CMCSA Comcast Corp. Class A | 0.14% | 6,580 | $235K | Reduce -2.2% |
| ABNB Airbnb Inc. Class A | 0.14% | 1,765 | $234K | No change |
| FDHY Fidelity Enh Hi YLD ETF | 0.14% | 4,758 | $232K | Add +1.7% |
| IXUS iShares Core Intl Stock ETF | 0.13% | 2,921 | $226K | No change |
| SCHG Schwab US Large-Cap Growth | 0.13% | 7,569 | $221K | New |
| IWF iShares Russell 1000 Growth | 0.13% | 505 | $214K | New |
| LMT Lockheed Martin Corp. | 0.13% | 460 | $213K | No change |
| VZ Verizon Communications Inc. | 0.12% | 4,845 | $210K | Reduce -23.8% |
| NXTG First Trust Indxx Nextg ETF | 0.12% | 2,140 | $208K | New |
Portfolio Sells Q1 2025 → Q2 2025
| TRUST FOR PROFESSIONAL MANAG | Reduce -25.7% | 3.19% | −1.36 |
| SPYG SS SPDR P S&P 500 Growth ETF | Reduce -19.0% | 7.26% | −0.93 |
| BND Vanguard Total Bond Market | Reduce -7.1% | 4.88% | −0.80 |
| VIG Vanguard Dividend Apprec ETF | Reduce -2.3% | 12.47% | −0.64 |
| PFFD Global X US Preferred ETF | Reduce -9.9% | 1.32% | −0.28 |
| PFE Pfizer Inc. | Sold out | 0.00% | −0.21 |
| DFS Discover Financial Services | Sold out | 0.00% | −0.19 |
| DES Wisdomtree US Smallcap Divid | Reduce -33.7% | 0.29% | −0.19 |
| ABBV Abbvie Inc. | Reduce -3.0% | 0.69% | −0.18 |
| CVX Chevron Corp. | Sold out | 0.00% | −0.17 |
| MMM 3M Co. | Sold out | 0.00% | −0.16 |
| USMV iShares MSCI USA Min Vol Fac | Sold out | 0.00% | −0.15 |
| VYM Vanguard High DVD Yield ETF | Sold out | 0.00% | −0.14 |
| FLOT iShares Floating Rate Bond E | Reduce -30.7% | 0.22% | −0.12 |
| XOM Exxon Mobil Corp. | Reduce -4.5% | 0.44% | −0.11 |
| MCD McDonald's Corp. | Reduce -29.2% | 0.16% | −0.10 |
| VOO Vanguard S&P 500 ETF | Reduce -4.5% | 3.10% | −0.08 |
| AMLP Alerian MLP ETF | Reduce -23.5% | 0.16% | −0.08 |
| RSP Invesco S&P 500 Equal Weight | Reduce -6.3% | 0.73% | −0.07 |
| ALL Allstate Corp. | Reduce -8.1% | 0.34% | −0.07 |
| IVV iShares Core S&P 500 ETF | Reduce -9.9% | 0.74% | −0.06 |
| VZ Verizon Communications Inc. | Reduce -23.8% | 0.12% | −0.06 |
| DGRO iShares Core Dividend Growth | Reduce -1.2% | 0.87% | −0.05 |
| VXUS Vanguard Total Intl Stock | Reduce -23.3% | 0.16% | −0.04 |
| PPL PPL Corp. | Reduce -5.3% | 0.18% | −0.04 |
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -0.3% | 0.46% | −0.04 |
| XLF SS Financial Select Sector | Reduce -3.9% | 0.46% | −0.03 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -0.9% | 0.16% | −0.03 |
| VUSB Vanguard Ultra Short Bond Et | Reduce -7.0% | 0.18% | −0.03 |
| SCHA Schwab US Small-Cap ETF | Reduce -11.4% | 0.19% | −0.03 |
| GD General Dynamics Corp. | Reduce -12.4% | 0.15% | −0.02 |
| CMCSA Comcast Corp. Class A | Reduce -2.2% | 0.14% | −0.02 |
| IBM Intl Business Machines Corp. | Reduce -16.6% | 0.18% | −0.02 |
| MS Morgan Stanley | Reduce -18.2% | 0.17% | −0.02 |
| CAH Cardinal Health Inc. | Reduce -15.8% | 0.18% | −0.01 |
| LDOS Leidos Holdings Inc. | Reduce -1.4% | 0.19% | +0.01 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -5.8% | 1.22% | +0.03 |
| META Meta Platforms Inc. Class A | Reduce -0.1% | 0.40% | +0.06 |
| NVDA Nvidia Corp. | Reduce -4.3% | 0.50% | +0.11 |
Portfolio Buys Q1 2025 → Q2 2025
| CMBS iShares CMBS ETF | Add +160.4% | 4.49% | +2.65 |
| FELG Fidelity Enh LRG Cap GWTH | Add +64.3% | 5.22% | +2.29 |
| VTI VG Morningstar TS MKT ETF-US | Add +9.3% | 3.70% | +0.38 |
| MSFT Microsoft Corp. | Add +2.5% | 1.58% | +0.32 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +10.9% | 3.37% | +0.29 |
| UDIV Franklin U.S. Core Dividend | Add +137.7% | 0.44% | +0.26 |
| COF Capital One Financial Corp. | New | 0.24% | +0.24 |
| IDV iShares International Select | New | 0.17% | +0.17 |
| NFLX Netflix Inc. | New | 0.17% | +0.17 |
| CEG Constellation Energy | New | 0.16% | +0.16 |
| ORCL Oracle Corp. | Add +22.6% | 0.31% | +0.13 |
| SCHG Schwab US Large-Cap Growth | New | 0.13% | +0.13 |
| IWF iShares Russell 1000 Growth | New | 0.13% | +0.13 |
| NXTG First Trust Indxx Nextg ETF | New | 0.12% | +0.12 |
| ITA iShares U.S. Aerospace & Def | Add +13.9% | 0.42% | +0.10 |
| JPM JPMorgan Chase & Co. | Add +21.8% | 0.31% | +0.08 |
| DIVI Franklin International Core | Add +1.2% | 2.40% | +0.05 |
| VCIT Vanguard Int-Term Corporate | Add +8.3% | 3.50% | +0.05 |
| DIVB iShares Core Dividend ETF | Add +9.1% | 1.13% | +0.05 |
| CIBR First Trust Nasdaq Cybersecu | Add +3.8% | 0.32% | +0.04 |
| VGK Vanguard Ftse Europe ETF | Add +13.5% | 0.22% | +0.03 |
| WMT Walmart Inc. | Add +2.9% | 0.17% | +0.01 |
| SCHB Schwab US Broad Market ETF | Add +0.4% | 0.30% | +0.01 |
| JNJ Johnson & Johnson | Add +23.1% | 0.15% | +0.01 |
| SVAL iShares US Small Cap Val Fac | Add +5.2% | 0.42% | +0.00 |
| CGBL Cap Group Core Balanced | Add +0.4% | 0.19% | 0.00 |
| FVAL Fidelity Value Factor ETF | Add +0.4% | 0.22% | −0.00 |
| RDVY First Trust Rising Dividend | Add +0.3% | 0.40% | −0.00 |
| FDHY Fidelity Enh Hi YLD ETF | Add +1.7% | 0.14% | −0.01 |
| APD Air Products & Chemicals Inc. | Add +7.8% | 0.27% | −0.01 |
| IAGG iShares Intl Aggregate Bond | Add +4.3% | 0.90% | −0.01 |
| COWZ Pacer US Cash Cows 100 ETF | Add +0.3% | 0.25% | −0.02 |
| IHDG Wisdomtree International Hed | Add +3.9% | 6.28% | −0.03 |
| AAPL Apple Inc. | Add +8.6% | 0.79% | −0.06 |
| MRK Merck & Co. Inc. | Add +0.1% | 0.34% | −0.08 |
| FALN iShares Fallen Angels ETF | Add +3.7% | 3.95% | −0.12 |
| SHY iShares 1-3 Year Treasury Bo | Add +1.5% | 2.61% | −0.17 |
| SCHD Schwab US DVD Equity ETF | Add +1.9% | 8.62% | −1.04 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 94 | $234.9M | VIG, SCHD, FELG, VTI, IHDG |
| Q1 2026Amended | 79 | $201.5M | VIG, SCHD, FELG, IHDG, CMBS |
| Q4 2025 | 80 | $198.7M | VIG, SCHD, FELG, IHDG, CMBS |
| Q3 2025 | 84 | $191.8M | VIG, SCHD, FELG, IHDG, CMBS |
| Q2 2025 | 86 | $169.7M | VIG, SCHD, SPYG, IHDG, FELG |
| Q1 2025 | 85 | $156.7M | VIG, SCHD, SPYG, IHDG, BND |
| Q4 2024 | 79 | $175.2M | VIG, SPYG, SCHD, IHDG, BND |
| Q3 2024 | 80 | $165.2M | VIG, SPYG, SCHD, IHDG, BND |
| Q2 2024 | 81 | $150.9M | VIG, SPYG, SCHD, IHDG, TRUST FOR PROFESSIONAL MANAG |
| Q1 2024 | 70 | $134.0M | VIG, SCHD, SPYG, IHDG, TRUST FOR PROFESSIONAL MANAG |