Prosperity Planning, Inc.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 9, 2025), Prosperity Planning, Inc. reported 80 stock positions worth $265.3 million. Its top holding was iShares MSCI Eafe ETF (EFA) at 8.7% of the portfolio, followed by Vanguard Mrngstar GR ETF-Sui (VUG, 8.4%) and Dimensional World Ex US Core (DFAX, 6.4%). Compared with Q2 2025, it opened 3 new positions, sold out of 1, added to 17 and reduced 44. The biggest buy was Avantis US LG Cap Eq ETF (AVLC, shares +11%) and the biggest sale iShares S&P 500 Value ETF (IVE, shares −6%).
- Most Recent 13F
- Q2 2026
- Location
- NORTH KANSAS CITY, MO
- CIK
- 0001843292
- Portfolio Value
- $265.3M (Q3 2025)
- SEC Filing
- 0001085146-25-005863 ↗ filed Oct 9, 2025
Holdings Value
Holdings 80 stocks · $265.3M
| EFA iShares MSCI Eafe ETF | 8.71% | 247,489 | $23.1M | Add +0.3% |
| VUG Vanguard Mrngstar GR ETF-Sui | 8.43% | 46,652 | $22.4M | Reduce -0.3% |
| DFAX Dimensional World Ex US Core | 6.42% | 542,419 | $17.0M | Reduce -3.5% |
| AVDV Avantis Intl S/C Value ETF | 6.00% | 178,679 | $15.9M | Reduce -1.9% |
| IGSB iShares 1-5Y Inv Grade Corp. | 5.10% | 255,348 | $13.5M | Add +6.7% |
| IVE iShares S&P 500 Value ETF | 4.30% | 55,293 | $11.4M | Reduce -5.6% |
| AVEM Avantis Emerging Markets Eq | 3.91% | 138,088 | $10.4M | Add +0.2% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 3.58% | 32,296 | $9.5M | Reduce -0.1% |
| AVLC Avantis US LG Cap Eq ETF | 3.57% | 123,606 | $9.5M | Add +11.3% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 3.38% | 42,922 | $9.0M | Reduce -6.3% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 3.20% | 48,669 | $8.5M | Reduce -5.9% |
| AVMV Avantis US Mid Cap Val ETF | 3.18% | 122,530 | $8.4M | Add +12.0% |
| AVUV Avantis US Small Cap Value | 2.67% | 71,045 | $7.1M | Add +7.6% |
| CBRE CBRE Group Inc. Class A | 2.59% | 43,562 | $6.9M | No change |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 2.07% | 18,441 | $5.5M | Reduce -2.1% |
| AVLV Avantis US Large Cap Value | 2.06% | 75,652 | $5.5M | Add +13.0% |
| AVUS Avantis U.S. Equity ETF | 1.98% | 48,349 | $5.3M | Add +6.3% |
| IVLU iShares MSCI International V | 1.83% | 136,523 | $4.8M | Reduce -6.8% |
| USRT iShares Core US REIT ETF | 1.56% | 70,433 | $4.1M | Add +4.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 1.51% | 21,415 | $4.0M | Reduce -2.9% |
| AVIV Avantis Intl LRG Cap Val ETF | 1.36% | 53,442 | $3.6M | Add +3.5% |
| DFAC Dimensional US Core Equity 2 | 1.34% | 92,198 | $3.6M | Reduce -0.7% |
| IWN iShares Russell 2000 Value E | 1.21% | 18,158 | $3.2M | Reduce -8.4% |
| IVW iShares S&P 500 Growth ETF | 1.14% | 25,145 | $3.0M | Reduce -2.0% |
| IJJ iShares S&P Mid-Cap 400 Valu | 1.12% | 22,925 | $3.0M | Reduce -1.7% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.06% | 4,223 | $2.8M | Reduce -6.8% |
| AAPL Apple Inc. | 0.99% | 10,349 | $2.6M | No change |
| SCZ iShares MSCI Eafe Small-Cap | 0.93% | 32,223 | $2.5M | Reduce -3.5% |
| VNQI Vanguard GLBL Ex-US Real Est | 0.80% | 44,210 | $2.1M | Add +3.0% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.76% | 3,996 | $2.0M | No change |
| AVDE Avantis International Equity | 0.75% | 25,336 | $2.0M | Add +4.1% |
| ITOT iShares Core S&P Total U.S. | 0.71% | 12,989 | $1.9M | Reduce -0.5% |
| IWD iShares Russell 1000 Value E | 0.68% | 8,914 | $1.8M | No change |
| DISV Dimensional International SM | 0.65% | 48,496 | $1.7M | Reduce -2.1% |
| EEM iShares MSCI Emerging Market | 0.59% | 29,363 | $1.6M | Reduce -2.4% |
| O Realty Income Corp. | 0.56% | 24,266 | $1.5M | No change |
| VEA Vanguard Ftse Developed ETF | 0.54% | 23,741 | $1.4M | Reduce -2.0% |
| VMBS Vanguard Mortgage-Backed Sec | 0.46% | 25,736 | $1.2M | Add +4.5% |
| IWF iShares Russell 1000 Growth | 0.40% | 2,270 | $1.1M | Reduce -1.4% |
| DFIV Dimensional International Va | 0.39% | 22,410 | $1.0M | Reduce -1.0% |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.39% | 9,793 | $1.0M | Reduce -7.0% |
| IWO iShares Russell 2000 Growth | 0.38% | 3,161 | $1.0M | Reduce -2.4% |
| VTI VG Morningstar TS MKT ETF-US | 0.38% | 3,045 | $999K | Reduce -8.5% |
| IWV iShares Russell 3000 ETF | 0.35% | 2,485 | $942K | No change |
| FBTC Fidelity Wise Origin Bitcoin | 0.35% | 9,300 | $928K | No change |
| MDY State Street SPDR S&P Midcap | 0.34% | 1,521 | $907K | Reduce -5.9% |
| VWO Vanguard Ftse Emerging Marke | 0.33% | 16,001 | $867K | Reduce -0.4% |
| IWS iShares Russell Mid-Cap Valu | 0.32% | 6,113 | $854K | Reduce -0.8% |
| TYL Tyler Technologies Inc. | 0.26% | 1,334 | $698K | No change |
| IJK iShares S&P Mid-Cap 400 Grow | 0.25% | 6,916 | $663K | Reduce -1.5% |
| IVV iShares Core S&P 500 ETF | 0.24% | 949 | $635K | Reduce -0.9% |
| COMT iShares Gsci Commodity Dynam | 0.23% | 22,662 | $608K | Add +2.6% |
| IJH iShares Core S&P Midcap ETF | 0.22% | 8,819 | $576K | Reduce -1.0% |
| VXUS Vanguard Total Intl Stock | 0.22% | 7,794 | $573K | Reduce -5.1% |
| NWL Newell Brands Inc. | 0.20% | 99,352 | $521K | No change |
| VSS Vanguard Ftse All Wo X-US SC | 0.19% | 3,469 | $494K | Reduce -1.2% |
| EFV iShares MSCI Eafe Value ETF | 0.18% | 7,186 | $487K | Reduce -10.2% |
| IDXX Idexx Laboratories Inc. | 0.17% | 700 | $447K | No change |
| DFAE Dimensional Emerging Core Eq | 0.17% | 14,039 | $443K | Reduce -2.6% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.15% | 1,254 | $386K | Reduce -14.8% |
| IWM iShares Russell 2000 ETF | 0.14% | 1,575 | $381K | No change |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.14% | 804 | $373K | No change |
| VT Vanguard Tot World STK ETF | 0.14% | 2,686 | $370K | Add +0.6% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.13% | 1,163 | $342K | Reduce -1.5% |
| IFGL iShares International Develo | 0.13% | 14,648 | $337K | Add +1.5% |
| IWP iShares Russell Mid-Cap Grow | 0.13% | 2,367 | $337K | Reduce -3.4% |
| IEMG iShares Core MSCI Emerging | 0.13% | 5,044 | $332K | Reduce -1.3% |
| LLY Eli Lilly & Co. | 0.12% | 430 | $328K | No change |
| IJT iShares S&P Small-Cap 600 GR | 0.12% | 2,299 | $325K | Reduce -2.6% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 0.12% | 5,325 | $315K | Add +19.8% |
| INDA iShares MSCI India ETF | 0.12% | 5,858 | $305K | No change |
| VNQ Vanguard Real Estate ETF | 0.11% | 3,304 | $302K | Reduce -1.6% |
| QUAL iShares MSCI USA Quality Fac | 0.10% | 1,386 | $270K | Reduce -22.2% |
| VYM Vanguard High DVD Yield ETF | 0.10% | 1,863 | $263K | Reduce -7.0% |
| LOW Lowe's Cos Inc. | 0.09% | 986 | $248K | No change |
| OEF iShares S&P 100 ETF | 0.08% | 655 | $218K | New |
| ORCL Oracle Corp. | 0.08% | 764 | $215K | New |
| FIVA Fidelity Intl Val Fact ETF | 0.08% | 6,586 | $206K | New |
| SPIP SS SPDR P Tips ETF | 0.08% | 7,826 | $206K | No change |
| IEFA iShares Core MSCI Eafe ETF | 0.08% | 2,322 | $203K | Reduce -8.4% |
Other holdings (29): bonds, preferreds, convertibles and warrants · $105.4M (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| ISTB iShares Core 1-5 Year Usd Bo | CORE 1 5 YR USD · principal | 904,807 | $44.2M | Add +5.8% |
| VTIP Vanguard Short-Term Tips | STRM INFPROIDX · principal | 312,837 | $15.8M | Add +5.0% |
| GNMA iShares Gnma Bond ETF | GNMA BOND ETF · principal | 267,109 | $11.8M | Add +6.3% |
| BSV Vanguard Short-Term Bond ETF | SHORT TRM BOND · principal | 69,623 | $5.5M | Add +2.2% |
| SUB iShares Short-Term National | SHRT NAT MUN ETF · principal | 35,320 | $3.8M | Add +10.2% |
| AGG iShares Core U.S. Aggregate | CORE US AGGBD ET · principal | 29,516 | $3.0M | Add +1.4% |
| MUB iShares National Muni Bond E | NATIONAL MUN ETF · principal | 23,143 | $2.5M | Add +0.7% |
| BND Vanguard Total Bond Market | TOTAL BND MRKT · principal | 30,636 | $2.3M | Reduce -3.0% |
| SGOV iShares 0-3 Month Treasury B | 0-3 MTH TREASURY · principal | 21,192 | $2.1M | Add +85.6% |
| IAGG iShares Intl Aggregate Bond | CORE INTL AGGR · principal | 41,481 | $2.1M | Add +8.1% |
| STIP iShares 0-5 Year Tips Bond E | 0-5 YR TIPS ETF · principal | 15,748 | $1.6M | Reduce -0.2% |
| VTEB Vanguard Tax-Exempt Bond ETF | TAX EXEMPT BD · principal | 27,468 | $1.4M | Add +0.0% |
| TIP iShares Tips Bond ETF | TIPS BD ETF · principal | 11,570 | $1.3M | Add +3.7% |
| SHM SS SPDR N Ice St Muni ETF | ST NUVE TERM ETF · principal | 22,284 | $1.1M | No change |
| VCSH Vanguard S/T Corp. Bond ETF | SHRT TRM CORP BD · principal | 10,761 | $860K | Reduce -0.1% |
| IBDT iShares Ibonds Dec 2028 ETF | IBDS DEC28 ETF · principal | 30,909 | $789K | No change |
| VCIT Vanguard Int-Term Corporate | INT-TERM CORP · principal | 8,987 | $756K | No change |
| IBDS Ishrs Ibnds Dec 27 Corp. ETF | IBONDS 27 ETF · principal | 21,248 | $517K | No change |
| IBDR iShares Ibonds Dec 2026 Term | IBONDS DEC2026 · principal | 21,241 | $516K | No change |
| IBDQ iShares Ibonds Dec 2025 Term | IBONDS DEC25 ETF · principal | 20,475 | $516K | No change |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | CORE UNIVRSL USD · principal | 10,596 | $495K | Reduce -15.0% |
| IBDU iShares Ibonds Dec 2029 Term | IBONDS DEC 29 · principal | 19,254 | $452K | No change |
| IBTI iShares Ibonds Dec 2028 Term | IBONDS 28 TRM TS · principal | 15,781 | $353K | No change |
| IBDV iShares Ibonds Dec 2030 Corp. | IBONDS DEC 2030 · principal | 15,752 | $349K | No change |
| IBTK iShares Ibonds Dec 2030 Trea | IBOND DEC 2030 · principal | 15,517 | $308K | No change |
| IBTJ iShares Ibonds Dec 2029 Term | IBONDS 29 TRM TS · principal | 13,984 | $307K | No change |
| IBTF iShares Ibonds Dec 2025 Term | IBONDS 25 TRM TS · principal | 11,955 | $279K | No change |
| EGUS iShares ESG Aware MSCI US GR | ESG AWARE MSCI · principal | 4,421 | $228K | No change |
| XVV iShares ESG Select Screened | ESG SELECT SCRE · principal | 3,886 | $200K | New |
Total filed on the 13F, all lines: $370.7M.
Portfolio Sells Q2 2025 → Q3 2025
| IVE iShares S&P 500 Value ETF | Reduce -5.6% | 4.30% | −0.32 |
| DFAX Dimensional World Ex US Core | Reduce -3.5% | 6.42% | −0.25 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Reduce -5.9% | 3.20% | −0.23 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -6.3% | 3.38% | −0.23 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Reduce -0.1% | 3.58% | −0.14 |
| IVLU iShares MSCI International V | Reduce -6.8% | 1.83% | −0.12 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -6.8% | 1.06% | −0.07 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -2.9% | 1.51% | −0.07 |
| IWN iShares Russell 2000 Value E | Reduce -8.4% | 1.21% | −0.05 |
| SCZ iShares MSCI Eafe Small-Cap | Reduce -3.5% | 0.93% | −0.05 |
| ICCC Immucell Corp. | Sold out | 0.00% | −0.04 |
| IJJ iShares S&P Mid-Cap 400 Valu | Reduce -1.7% | 1.12% | −0.04 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Reduce -2.1% | 2.07% | −0.04 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -8.5% | 0.38% | −0.03 |
| QUAL iShares MSCI USA Quality Fac | Reduce -22.2% | 0.10% | −0.03 |
| MDY State Street SPDR S&P Midcap | Reduce -5.9% | 0.34% | −0.03 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Reduce -14.8% | 0.15% | −0.02 |
| VEA Vanguard Ftse Developed ETF | Reduce -2.0% | 0.54% | −0.02 |
| EFV iShares MSCI Eafe Value ETF | Reduce -10.2% | 0.18% | −0.02 |
| SPYG SS SPDR P S&P 500 Growth ETF | Reduce -7.0% | 0.39% | −0.02 |
| VXUS Vanguard Total Intl Stock | Reduce -5.1% | 0.22% | −0.01 |
| IWP iShares Russell Mid-Cap Grow | Reduce -3.4% | 0.13% | −0.01 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -8.4% | 0.08% | −0.01 |
| VYM Vanguard High DVD Yield ETF | Reduce -7.0% | 0.10% | −0.01 |
| IJK iShares S&P Mid-Cap 400 Grow | Reduce -1.5% | 0.25% | −0.01 |
| IWS iShares Russell Mid-Cap Valu | Reduce -0.8% | 0.32% | −0.01 |
| VNQ Vanguard Real Estate ETF | Reduce -1.6% | 0.11% | −0.01 |
| DISV Dimensional International SM | Reduce -2.1% | 0.65% | −0.01 |
| IJH iShares Core S&P Midcap ETF | Reduce -1.0% | 0.22% | −0.01 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -1.5% | 0.13% | −0.00 |
| IJT iShares S&P Small-Cap 600 GR | Reduce -2.6% | 0.12% | −0.00 |
| VSS Vanguard Ftse All Wo X-US SC | Reduce -1.2% | 0.19% | −0.00 |
| DFAC Dimensional US Core Equity 2 | Reduce -0.7% | 1.34% | −0.00 |
| DFIV Dimensional International Va | Reduce -1.0% | 0.39% | −0.00 |
| DFAE Dimensional Emerging Core Eq | Reduce -2.6% | 0.17% | −0.00 |
| IVV iShares Core S&P 500 ETF | Reduce -0.9% | 0.24% | −0.00 |
| ITOT iShares Core S&P Total U.S. | Reduce -0.5% | 0.71% | +0.00 |
| IEMG iShares Core MSCI Emerging | Reduce -1.3% | 0.13% | +0.00 |
| IVW iShares S&P 500 Growth ETF | Reduce -2.0% | 1.14% | +0.00 |
| EEM iShares MSCI Emerging Market | Reduce -2.4% | 0.59% | +0.00 |
| VWO Vanguard Ftse Emerging Marke | Reduce -0.4% | 0.33% | +0.01 |
| IWF iShares Russell 1000 Growth | Reduce -1.4% | 0.40% | +0.01 |
| IWO iShares Russell 2000 Growth | Reduce -2.4% | 0.38% | +0.01 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -0.3% | 8.43% | +0.15 |
| AVDV Avantis Intl S/C Value ETF | Reduce -1.9% | 6.00% | +0.16 |
Portfolio Buys Q2 2025 → Q3 2025
| AVLC Avantis US LG Cap Eq ETF | Add +11.3% | 3.57% | +0.38 |
| AVMV Avantis US Mid Cap Val ETF | Add +12.0% | 3.18% | +0.29 |
| AVUV Avantis US Small Cap Value | Add +7.6% | 2.67% | +0.24 |
| AVLV Avantis US Large Cap Value | Add +13.0% | 2.06% | +0.22 |
| AVUS Avantis U.S. Equity ETF | Add +6.3% | 1.98% | +0.13 |
| AVEM Avantis Emerging Markets Eq | Add +0.2% | 3.91% | +0.09 |
| OEF iShares S&P 100 ETF | New | 0.08% | +0.08 |
| ORCL Oracle Corp. | New | 0.08% | +0.08 |
| FIVA Fidelity Intl Val Fact ETF | New | 0.08% | +0.08 |
| AVIV Avantis Intl LRG Cap Val ETF | Add +3.5% | 1.36% | +0.06 |
| AVDE Avantis International Equity | Add +4.1% | 0.75% | +0.03 |
| DYNF Ishrs US E F R A ETF-Usd Inc. | Add +19.8% | 0.12% | +0.02 |
| USRT iShares Core US REIT ETF | Add +4.3% | 1.56% | +0.02 |
| IGSB iShares 1-5Y Inv Grade Corp. | Add +6.7% | 5.10% | +0.00 |
| VT Vanguard Tot World STK ETF | Add +0.6% | 0.14% | +0.00 |
| COMT iShares Gsci Commodity Dynam | Add +2.6% | 0.23% | −0.00 |
| VNQI Vanguard GLBL Ex-US Real Est | Add +3.0% | 0.80% | −0.00 |
| IFGL iShares International Develo | Add +1.5% | 0.13% | −0.01 |
| VMBS Vanguard Mortgage-Backed Sec | Add +4.5% | 0.46% | −0.01 |
| EFA iShares MSCI Eafe ETF | Add +0.3% | 8.71% | −0.20 |
Notes & Other Activity Q2 2025 → Q3 2025
| ISTB iShares Core 1-5 Year Usd Bo | CORE 1 5 YR USD · principal | Add +5.8% | 904,807 | $44.2M |
| VTIP Vanguard Short-Term Tips | STRM INFPROIDX · principal | Add +5.0% | 312,837 | $15.8M |
| GNMA iShares Gnma Bond ETF | GNMA BOND ETF · principal | Add +6.3% | 267,109 | $11.8M |
| BSV Vanguard Short-Term Bond ETF | SHORT TRM BOND · principal | Add +2.2% | 69,623 | $5.5M |
| SUB iShares Short-Term National | SHRT NAT MUN ETF · principal | Add +10.2% | 35,320 | $3.8M |
| AGG iShares Core U.S. Aggregate | CORE US AGGBD ET · principal | Add +1.4% | 29,516 | $3.0M |
| MUB iShares National Muni Bond E | NATIONAL MUN ETF · principal | Add +0.7% | 23,143 | $2.5M |
| BND Vanguard Total Bond Market | TOTAL BND MRKT · principal | Reduce -3.0% | 30,636 | $2.3M |
| SGOV iShares 0-3 Month Treasury B | 0-3 MTH TREASURY · principal | Add +85.6% | 21,192 | $2.1M |
| IAGG iShares Intl Aggregate Bond | CORE INTL AGGR · principal | Add +8.1% | 41,481 | $2.1M |
| STIP iShares 0-5 Year Tips Bond E | 0-5 YR TIPS ETF · principal | Reduce -0.2% | 15,748 | $1.6M |
| VTEB Vanguard Tax-Exempt Bond ETF | TAX EXEMPT BD · principal | Add +0.0% | 27,468 | $1.4M |
| TIP iShares Tips Bond ETF | TIPS BD ETF · principal | Add +3.7% | 11,570 | $1.3M |
| VCSH Vanguard S/T Corp. Bond ETF | SHRT TRM CORP BD · principal | Reduce -0.1% | 10,761 | $860K |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | CORE UNIVRSL USD · principal | Reduce -15.0% | 10,596 | $495K |
| XVV iShares ESG Select Screened | ESG SELECT SCRE · principal | New | 3,886 | $200K |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 87 | $311.6M | EFA, VUG, AVDV, DFAX, IGSB |
| Q1 2026 | 83 | $277.6M | EFA, VUG, AVDV, DFAX, IGSB |
| Q4 2025 | 79 | $270.0M | EFA, VUG, AVDV, DFAX, IGSB |
| Q3 2025 | 80 | $265.3M | EFA, VUG, DFAX, AVDV, IGSB |
| Q2 2025 | 78 | $247.5M | EFA, VUG, DFAX, AVDV, IGSB |
| Q1 2025 | 76 | $222.0M | EFA, VUG, DFAX, AVDV, IGSB |
| Q4 2024 | 76 | $219.7M | VUG, EFA, DFAX, IVE, IGSB |
| Q3 2024 | 77 | $224.8M | EFA, VUG, DFAX, IVE, VBR |
| Q2 2024 | 99 | $291.4M | ISTB, EFA, VUG, DFAX, IVE |
| Q1 2024 | 72 | $206.3M | EFA, IVE, DFAX, VUG, VBR |