Raffa Wealth Management, LLC
In its 13F for Q3 2024 (holdings as of September 30, 2024, filed July 27, 2026), Raffa Wealth Management, LLC reported 1,082 stock positions worth $414.3 million. Its top holding was Vanguard Total Bond Market (BND) at 16.5% of the portfolio, followed by iShares 0-3 Month Treasury B (SGOV, 12.4%) and Vanguard Ftse Developed ETF (VEA, 10.5%). Compared with Q2 2024, it opened 13 new positions, sold out of 82, added to 91 and reduced 196. The biggest buy was iShares 0-3 Month Treasury B (SGOV, shares +137%) and the biggest sale iShares Core S&P 500 ETF (IVV, shares −78%).
- Most Recent 13F
- Q2 2026
- Location
- WASHINGTON, DC
- CIK
- 0001631073
- Portfolio Value
- $414.3M (Q3 2024)
- SEC Filing
- 0001214659-26-009026 ↗ filed Jul 27, 2026
Holdings Value
Holdings 1,082 stocks · $414.3M
| BND Vanguard Total Bond Market | 16.54% | 912,499 | $68.5M | Add +0.7% |
| SGOV iShares 0-3 Month Treasury B | 12.38% | 509,149 | $51.3M | Add +136.9% |
| VEA Vanguard Ftse Developed ETF | 10.52% | 825,426 | $43.6M | Add +0.5% |
| VTI VG Morningstar TS MKT ETF-US | 9.04% | 132,325 | $37.5M | Add +3.5% |
| DFAC Dimensional US Core Equity 2 | 5.72% | 691,025 | $23.7M | Add +6.5% |
| AVUS Avantis U.S. Equity ETF | 4.73% | 205,854 | $19.6M | Add +118.5% |
| VUSB Vanguard Ultra Short Bond Et | 3.89% | 323,094 | $16.1M | Add +192.6% |
| VWO Vanguard Ftse Emerging Marke | 2.48% | 214,949 | $10.3M | Add +3.1% |
| AVDE Avantis International Equity | 2.02% | 124,970 | $8.4M | Add +29.3% |
| IWB iShares Russell 1000 ETF | 1.94% | 25,575 | $8.0M | No change |
| DUHP Dimensional US High Profi Et | 1.56% | 189,830 | $6.5M | Add +20.5% |
| VIG Vanguard Dividend Apprec ETF | 1.44% | 30,060 | $6.0M | No change |
| BIV Vanguard Intermediate-Term B | 1.34% | 71,048 | $5.6M | Add +6.8% |
| VOO Vanguard S&P 500 ETF | 1.32% | 10,354 | $5.5M | Add +0.4% |
| GVI iShares Intermediate Governm | 1.31% | 50,489 | $5.4M | Reduce -6.4% |
| BSV Vanguard Short-Term Bond ETF | 1.25% | 65,607 | $5.2M | Add +93.4% |
| ESGD iShares Trust iShares ESG Aw | 1.19% | 58,787 | $4.9M | Reduce -16.5% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.02% | 7,344 | $4.2M | Reduce -18.9% |
| RSP Invesco S&P 500 Equal Weight | 1.01% | 23,383 | $4.2M | Add +0.4% |
| AGG iShares Core U.S. Aggregate | 1.00% | 40,736 | $4.1M | Add +0.9% |
| ESGV Vanguard ESG US Stock ETF | 0.98% | 40,006 | $4.1M | Add +178.3% |
| IWD iShares Russell 1000 Value E | 0.90% | 19,695 | $3.7M | No change |
| VCSH Vanguard S/T Corp. Bond ETF | 0.87% | 45,528 | $3.6M | Add +7.3% |
| ACWX iShares MSCI Acwi Ex US ETF | 0.81% | 58,801 | $3.4M | No change |
| IEFA iShares Core MSCI Eafe ETF | 0.70% | 37,076 | $2.9M | Reduce -26.9% |
| MDY State Street SPDR S&P Midcap | 0.68% | 4,917 | $2.8M | No change |
| AAPL Apple Inc. | 0.66% | 11,715 | $2.7M | Reduce -1.9% |
| DFAU Dimensional US Core Equity M | 0.66% | 68,765 | $2.7M | Reduce -1.4% |
| VEU Vanguard Ftse All-World Ex-U | 0.56% | 36,916 | $2.3M | Reduce -0.2% |
| SUSB iShares ESG Aware 1-5 Year U | 0.55% | 90,089 | $2.3M | Add +1.0% |
| SMMD iShares Russell 2500 ETF | 0.53% | 32,211 | $2.2M | Add +0.4% |
| ESGE iShares Inc. iShares ESG Awar | 0.53% | 59,914 | $2.2M | Reduce -19.1% |
| DIHP Dimensional International Hi | 0.48% | 72,484 | $2.0M | Add +21.4% |
| VCEB Vanguard ESG US Corp. Bond | 0.46% | 29,323 | $1.9M | New |
| VSGX Vanguard ESG Intl Stock ETF | 0.45% | 30,552 | $1.9M | Add +331.6% |
| IVV iShares Core S&P 500 ETF | 0.45% | 3,218 | $1.9M | Reduce -78.0% |
| NVDA Nvidia Corp. | 0.32% | 11,035 | $1.3M | Reduce -5.4% |
| BNDX Vanguard Total Intl Bond ETF | 0.31% | 25,246 | $1.3M | Add +50.7% |
| VXUS Vanguard Total Intl Stock | 0.27% | 17,137 | $1.1M | Add +3.4% |
| VGSH Vanguard Short-Term Treasury | 0.27% | 18,734 | $1.1M | Add +23.9% |
| FREL Fidelity MSCI RL Est Indx | 0.26% | 36,984 | $1.1M | Add +13.9% |
| MSFT Microsoft Corp. | 0.23% | 2,204 | $948K | Reduce -30.6% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.20% | 4,076 | $817K | Reduce -0.5% |
| EGBN Eagle Bancorp Inc. | 0.19% | 35,558 | $803K | Add +0.4% |
| VNQ Vanguard Real Estate ETF | 0.17% | 7,377 | $719K | Add +12.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.16% | 1,469 | $676K | Reduce -11.5% |
| ITOT iShares Core S&P Total U.S. | 0.14% | 4,750 | $597K | No change |
| DFAR Dimensional US Real Est ETF | 0.14% | 22,338 | $573K | Reduce -1.4% |
| QQQ Invesco QQQ Trust Series 1 | 0.13% | 1,074 | $524K | Add +0.2% |
| DFIC Dimensional International Co. | 0.12% | 18,368 | $517K | Add +0.3% |
| VTIP Vanguard Short-Term Tips | 0.12% | 9,847 | $486K | Add +0.2% |
| DFAI Dimensional International Co. | 0.12% | 15,025 | $477K | Add +0.3% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.11% | 1,804 | $475K | Add +0.5% |
| EFV iShares MSCI Eafe Value ETF | 0.11% | 7,845 | $453K | Reduce -0.5% |
| AVEM Avantis Emerging Markets Eq | 0.11% | 6,944 | $449K | Reduce -0.8% |
| SCZ iShares MSCI Eafe Small-Cap | 0.09% | 5,645 | $382K | No change |
| VYM Vanguard High DVD Yield ETF | 0.09% | 2,945 | $377K | Add +0.1% |
| AMZN Amazon.com Inc. | 0.09% | 1,960 | $365K | Reduce -25.6% |
| LOW Lowe's Cos Inc. | 0.09% | 1,347 | $365K | Reduce -25.9% |
| IBB iShares Biotechnology ETF | 0.09% | 2,479 | $361K | No change |
| LLY Eli Lilly & Co. | 0.08% | 392 | $347K | No change |
| GOOG Alphabet Inc. Class C | 0.08% | 2,063 | $345K | Reduce -13.4% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.08% | 1,954 | $341K | Add +1.0% |
| MBB iShares MBS ETF | 0.08% | 3,519 | $337K | No change |
| VB Vanguard Most SM-Cap ETF-Usd | 0.07% | 1,220 | $289K | Add +0.4% |
| ICLN iShares Global Clean Energy | 0.07% | 19,215 | $282K | New |
| VCIT Vanguard Int-Term Corporate | 0.07% | 3,260 | $273K | Add +0.1% |
| UNH Unitedhealth Group Inc. | 0.06% | 451 | $264K | Reduce -6.6% |
| IWN iShares Russell 2000 Value E | 0.06% | 1,549 | $258K | Add +0.5% |
| IEMG iShares Core MSCI Emerging | 0.06% | 4,347 | $250K | No change |
| JPM JPMorgan Chase & Co. | 0.06% | 1,170 | $247K | Reduce -8.2% |
| META Meta Platforms Inc. Class A | 0.06% | 429 | $246K | Reduce -2.0% |
| DBEF Xtrackers MSCI Eafe Hedged E | 0.05% | 4,947 | $208K | New |
| JNJ Johnson & Johnson | 0.05% | 1,283 | $208K | Reduce -28.1% |
| XLC SS Comm Select Sector SPDR | 0.05% | 2,287 | $207K | Reduce -18.5% |
| XLY SS Consumer Disc Select Sect | 0.05% | 1,021 | $205K | No change |
| DFAT Dimensional US Target Value | 0.05% | 3,429 | $191K | No change |
| VYMI Vanguard Int High DVD YLD Inc. | 0.05% | 2,579 | $189K | Add +0.0% |
| SCHM Schwab US Mid Cap ETF | 0.05% | 2,256 | $187K | Add +57.0% |
| IGSB iShares 1-5Y Inv Grade Corp. | 0.05% | 3,550 | $187K | Add +3.8% |
| ABBV Abbvie Inc. | 0.04% | 917 | $181K | No change |
| EFA iShares MSCI Eafe ETF | 0.04% | 2,134 | $178K | No change |
| VFH Vanguard Financials ETF | 0.04% | 1,555 | $171K | Reduce -22.4% |
| XLI SS Industrial Select Sector | 0.04% | 1,191 | $161K | No change |
| SHY iShares 1-3 Year Treasury Bo | 0.04% | 1,932 | $161K | Add +1.0% |
| PG The Procter & Gamble Co. | 0.04% | 913 | $158K | No change |
| IVE iShares S&P 500 Value ETF | 0.04% | 766 | $151K | Add +0.7% |
| CVX Chevron Corp. | 0.04% | 994 | $146K | Reduce -3.5% |
| XLV SS Health Care Select Sector | 0.04% | 941 | $145K | No change |
| V Visa Inc. Class A | 0.03% | 520 | $143K | Add +6.3% |
| XOM Exxonmobil Holdings Corp. | 0.03% | 1,200 | $141K | Reduce -44.7% |
| GOOGL Alphabet Inc. Class A | 0.03% | 845 | $140K | No change |
| FTSM First Trust Enh Short Mat FD | 0.03% | 2,281 | $137K | No change |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 0.03% | 552 | $134K | Add +0.2% |
| DVY iShares Select Dividend ETF | 0.03% | 972 | $131K | Add +1.1% |
| PFE Pfizer Inc. | 0.03% | 4,511 | $131K | No change |
| VGT Vanguard Info Tech ETF | 0.03% | 220 | $129K | No change |
| VT Vanguard Tot World STK ETF | 0.03% | 1,059 | $127K | Add +0.4% |
| DFUS Dimensional US Eq MKT ETF | 0.03% | 2,012 | $125K | Add +27.0% |
| TOTL SS Doubleline TR Tact ETF | 0.03% | 2,970 | $123K | No change |
Portfolio Sells Q2 2024 → Q3 2024
| IVV iShares Core S&P 500 ETF | Reduce -78.0% | 0.45% | −1.82 |
| DGRW Wisdomtree U.S. Quality Divi | Sold out | 0.00% | −0.53 |
| EEM iShares MSCI Emerging Market | Reduce -96.9% | 0.01% | −0.43 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -18.9% | 1.02% | −0.38 |
| ESGD iShares Trust iShares ESG Aw | Reduce -16.5% | 1.19% | −0.38 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -26.9% | 0.70% | −0.35 |
| GVI iShares Intermediate Governm | Reduce -6.4% | 1.31% | −0.28 |
| ESGE iShares Inc. iShares ESG Awar | Reduce -19.1% | 0.53% | −0.18 |
| MSFT Microsoft Corp. | Reduce -30.6% | 0.23% | −0.17 |
| IJH iShares Core S&P Midcap ETF | Reduce -96.4% | 0.00% | −0.11 |
| MA Mastercard Inc. Class A | Reduce -78.5% | 0.02% | −0.09 |
| TJX TJX Companies Inc. | Reduce -90.7% | 0.01% | −0.09 |
| NVDA Nvidia Corp. | Reduce -5.4% | 0.32% | −0.09 |
| DFAU Dimensional US Core Equity M | Reduce -1.4% | 0.66% | −0.08 |
| QCLN First Trust Nasdaq Clean Edg | Sold out | 0.00% | −0.08 |
| SCHW Schwab (charles) Corp. | Reduce -90.9% | 0.00% | −0.06 |
| ETN Eaton Corp. PLC | Reduce -86.3% | 0.01% | −0.06 |
| IQV Iqvia Holdings Inc. | Reduce -98.2% | 0.00% | −0.06 |
| AMZN Amazon.com Inc. | Reduce -25.6% | 0.09% | −0.06 |
| APH Amphenol Corp. Class A | Reduce -98.9% | 0.00% | −0.06 |
| AAPL Apple Inc. | Reduce -1.9% | 0.66% | −0.05 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -0.2% | 0.56% | −0.05 |
| CPRT Copart Inc. | Reduce -95.1% | 0.00% | −0.05 |
| STZ Constellation Brands Inc. Class A | Reduce -97.1% | 0.00% | −0.05 |
| ADP Automatic Data Processing | Reduce -89.6% | 0.01% | −0.05 |
| CDW CDW Corp. | Reduce -97.2% | 0.00% | −0.04 |
| ABT Abbott Laboratories | Reduce -83.6% | 0.01% | −0.04 |
| COO The Cooper Cos Inc. | Reduce -99.0% | 0.00% | −0.04 |
| GOOG Alphabet Inc. Class C | Reduce -13.4% | 0.08% | −0.04 |
| ORCL Oracle Corp. | Reduce -78.9% | 0.01% | −0.04 |
| AIG American International Group | Reduce -96.2% | 0.00% | −0.04 |
| IT Gartner Inc. | Reduce -97.8% | 0.00% | −0.04 |
| MRK Merck & Co. Inc. | Reduce -67.1% | 0.01% | −0.04 |
| MSI Motorola Solutions Inc. | Reduce -94.8% | 0.00% | −0.04 |
| AMT American Tower Corp. | Reduce -87.7% | 0.01% | −0.04 |
| CSCO Cisco Systems Inc. | Reduce -88.6% | 0.00% | −0.04 |
| XOM Exxonmobil Holdings Corp. | Reduce -44.7% | 0.03% | −0.04 |
| ALL Allstate Corp. | Reduce -94.3% | 0.00% | −0.04 |
| DOV Dover Corp. | Reduce -94.3% | 0.00% | −0.04 |
| ZTS Zoetis Inc. | Reduce -91.1% | 0.00% | −0.03 |
| DD Dupont DE Nemours Inc. | Reduce -95.5% | 0.00% | −0.03 |
| FIS Fidelity National Info Serv | Reduce -96.7% | 0.00% | −0.03 |
| HON Honeywell International Inc. | Reduce -97.8% | 0.00% | −0.03 |
| RTX RTX Corp. | Reduce -97.9% | 0.00% | −0.03 |
| DIS The Walt Disney Co. | Reduce -62.9% | 0.01% | −0.03 |
| CI The Cigna Group | Reduce -90.9% | 0.00% | −0.03 |
| VMRK Vivmark Residential | Reduce -97.1% | 0.00% | −0.03 |
| TRV The Travelers Cos Inc. | Reduce -90.4% | 0.00% | −0.03 |
| TDG Transdigm Group Inc. | Reduce -88.0% | 0.00% | −0.03 |
| VZ Verizon Communications Inc. | Reduce -70.0% | 0.01% | −0.03 |
Portfolio Buys Q2 2024 → Q3 2024
| SGOV iShares 0-3 Month Treasury B | Add +136.9% | 12.38% | +6.24 |
| VUSB Vanguard Ultra Short Bond Et | Add +192.6% | 3.89% | +2.34 |
| AVUS Avantis U.S. Equity ETF | Add +118.5% | 4.73% | +2.32 |
| ESGV Vanguard ESG US Stock ETF | Add +178.3% | 0.98% | +0.59 |
| BSV Vanguard Short-Term Bond ETF | Add +93.4% | 1.25% | +0.51 |
| VCEB Vanguard ESG US Corp. Bond | New | 0.46% | +0.46 |
| VSGX Vanguard ESG Intl Stock ETF | Add +331.6% | 0.45% | +0.34 |
| AVDE Avantis International Equity | Add +29.3% | 2.02% | +0.31 |
| DUHP Dimensional US High Profi Et | Add +20.5% | 1.56% | +0.13 |
| BNDX Vanguard Total Intl Bond ETF | Add +50.7% | 0.31% | +0.07 |
| ICLN iShares Global Clean Energy | New | 0.07% | +0.07 |
| DBEF Xtrackers MSCI Eafe Hedged E | New | 0.05% | +0.05 |
| DIHP Dimensional International Hi | Add +21.4% | 0.48% | +0.04 |
| FREL Fidelity MSCI RL Est Indx | Add +13.9% | 0.26% | +0.03 |
| FTEC Fidelity MSCI Info Tech Indx | New | 0.02% | +0.02 |
| VGSH Vanguard Short-Term Treasury | Add +23.9% | 0.27% | +0.02 |
| VNQ Vanguard Real Estate ETF | Add +12.3% | 0.17% | +0.02 |
| SCHM Schwab US Mid Cap ETF | Add +57.0% | 0.05% | +0.01 |
| SOXX iShares Semiconductor ETF | New | 0.01% | +0.01 |
| USRT iShares Core US REIT ETF | Add +88.3% | 0.02% | +0.01 |
| SPEM State Street SP PTF Em ETF | Add +27.2% | 0.02% | +0.00 |
| DFUS Dimensional US Eq MKT ETF | Add +27.0% | 0.03% | +0.00 |
| EGBN Eagle Bancorp Inc. | Add +0.4% | 0.19% | +0.00 |
| SPDW Ste STR SPDR PT DW Eu ETF | Add +28.6% | 0.01% | +0.00 |
| MO Altria Group Inc. | Add +102.4% | 0.00% | +0.00 |
| ED Consolidated Edison Inc. | Add +86.6% | 0.00% | +0.00 |
| SAP Sap SE-Sponsored ADR | Add +26.0% | 0.01% | +0.00 |
| VXF Vanguard Extended Market ETF | Add +39.8% | 0.01% | +0.00 |
| MCD McDonald's Corp. | Add +15.5% | 0.01% | +0.00 |
| XHB SS SPDR S&P Homebldrs ETF | Add +0.1% | 0.02% | +0.00 |
| CL Colgate-Palmolive Co. | Add +41.9% | 0.00% | +0.00 |
| DEO Diageo PLC-Sponsored ADR | Add +37.9% | 0.00% | +0.00 |
| HDB HDFC Bank Ltd.-ADR | New | 0.00% | +0.00 |
| PEP Pepsico Inc. | Add +22.2% | 0.01% | +0.00 |
| MT Arcelormittal-NY Registered | Add +532.1% | 0.00% | +0.00 |
| EXC Exelon Corp. | Add +33.6% | 0.00% | +0.00 |
| AFL Aflac Inc. | Add +24.7% | 0.00% | +0.00 |
| EBAY eBay Inc. | Add +0.4% | 0.01% | +0.00 |
| EIX Edison International | Add +0.9% | 0.01% | +0.00 |
| FSLR First Solar Inc. | New | 0.00% | +0.00 |
| FMS Fresenius Medical Care-ADR | New | 0.00% | +0.00 |
| MFG Mizuho Financial Group-ADR | Add +65.8% | 0.00% | +0.00 |
| NRG NRG Energy Inc. | Add +46.7% | 0.00% | +0.00 |
| WTFC Wintrust Financial Corp. | New | 0.00% | +0.00 |
| TEL Te Connectivity PLC | Add +33.3% | 0.00% | +0.00 |
| SPTS SS SPDR P St Term TSY ETF | Add +18.4% | 0.02% | +0.00 |
| TSCO Tractor Supply Company | Add +36.8% | 0.00% | +0.00 |
| SW Smurfit Westrock PLC | New | 0.00% | +0.00 |
| ALCO Alico Inc. | New | 0.00% | +0.00 |
| ULTA Ulta Beauty Inc. | Add +66.7% | 0.00% | +0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 1,591 | $793.3M | VTI, SGOV, VEA, AVUS, BND |
| Q1 2026 | 1,518 | $640.3M | SGOV, VTI, VEA, BND, AVUS |
| Q4 2025 | 1,163 | $650.1M | SGOV, VTI, VEA, BND, AVUS |
| Q3 2025 | 1,172 | $556.6M | BND, SGOV, VTI, VEA, AVUS |
| Q2 2025 | 1,105 | $500.0M | BND, SGOV, VTI, VEA, AVUS |
| Q1 2025 | 1,079 | $439.4M | BND, SGOV, VEA, VTI, AVUS |
| Q4 2024 | 1,113 | $429.7M | BND, SGOV, VEA, VTI, AVUS |
| Q3 2024 | 1,082 | $414.3M | BND, SGOV, VEA, VTI, DFAC |
| Q2 2024 | 1,151 | $352.4M | BND, VEA, VTI, SGOV, DFAC |
| Q1 2024 | 1,128 | $335.7M | BND, VEA, VTI, DFAC, SGOV |