Raffa Wealth Management, LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed July 27, 2026), Raffa Wealth Management, LLC reported 1,172 stock positions worth $556.6 million. Its top holding was Vanguard Total Bond Market (BND) at 12.9% of the portfolio, followed by iShares 0-3 Month Treasury B (SGOV, 11.5%) and VG Morningstar TS MKT ETF-US (VTI, 9.9%). Compared with Q2 2025, it opened 110 new positions, sold out of 44, added to 384 and reduced 146. The biggest buy was Fidelity Quality Factor ETF (FQAL, shares +134%) and the biggest sale Vanguard Ftse Developed ETF (VEA, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- WASHINGTON, DC
- CIK
- 0001631073
- Portfolio Value
- $556.6M (Q3 2025)
- SEC Filing
- 0001214659-26-009029 ↗ filed Jul 27, 2026
Holdings Value
Holdings 1,172 stocks · $556.6M
| BND Vanguard Total Bond Market | 12.86% | 962,728 | $71.6M | Add +1.0% |
| SGOV iShares 0-3 Month Treasury B | 11.50% | 635,845 | $64.0M | Add +14.7% |
| VTI VG Morningstar TS MKT ETF-US | 9.91% | 168,114 | $55.2M | Add +4.6% |
| VEA Vanguard Ftse Developed ETF | 8.70% | 807,767 | $48.4M | Reduce -0.7% |
| AVUS Avantis U.S. Equity ETF | 7.22% | 369,686 | $40.2M | Add +4.4% |
| DFAC Dimensional US Core Equity 2 | 5.49% | 791,867 | $30.5M | Reduce -3.3% |
| FQAL Fidelity Quality Factor ETF | 4.39% | 326,806 | $24.4M | Add +134.4% |
| VUSB Vanguard Ultra Short Bond Et | 4.37% | 486,770 | $24.3M | Add +63.4% |
| VWO Vanguard Ftse Emerging Marke | 2.34% | 240,398 | $13.0M | Reduce -0.8% |
| AVDE Avantis International Equity | 2.31% | 162,877 | $12.9M | Add +2.6% |
| DUHP Dimensional US High Profi Et | 1.83% | 269,610 | $10.2M | Reduce -13.5% |
| IWB iShares Russell 1000 ETF | 1.49% | 22,675 | $8.3M | Reduce -7.0% |
| ESGV Vanguard ESG US Stock ETF | 1.16% | 54,490 | $6.5M | Reduce -1.4% |
| BIV Vanguard Intermediate-Term B | 1.14% | 81,157 | $6.3M | Add +1.2% |
| VIG Vanguard Dividend Apprec ETF | 1.11% | 28,660 | $6.2M | Reduce -4.7% |
| VOO Vanguard S&P 500 ETF | 1.09% | 9,928 | $6.1M | Reduce -0.5% |
| BSV Vanguard Short-Term Bond ETF | 1.08% | 76,191 | $6.0M | Reduce -1.9% |
| GVI iShares Intermediate Governm | 1.08% | 55,850 | $6.0M | Add +9.7% |
| ESGD iShares Trust iShares ESG Aw | 1.02% | 60,822 | $5.7M | Add +4.1% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.87% | 7,244 | $4.8M | Reduce -0.8% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.83% | 57,843 | $4.6M | Add +2.2% |
| RSP Invesco S&P 500 Equal Weight | 0.81% | 23,775 | $4.5M | Add +0.4% |
| SUSB iShares ESG Aware 1-5 Year U | 0.80% | 174,944 | $4.4M | Add +19.9% |
| AGG iShares Core U.S. Aggregate | 0.78% | 43,186 | $4.3M | Add +1.0% |
| IWD iShares Russell 1000 Value E | 0.67% | 18,395 | $3.7M | Reduce -6.6% |
| ACWX iShares MSCI Acwi Ex US ETF | 0.65% | 55,936 | $3.6M | No change |
| DIHP Dimensional International Hi | 0.65% | 118,449 | $3.6M | Add +7.4% |
| IAGG iShares Intl Aggregate Bond | 0.60% | 64,706 | $3.3M | Add +54.3% |
| IEFA iShares Core MSCI Eafe ETF | 0.54% | 34,467 | $3.0M | Reduce -8.8% |
| AAPL Apple Inc. | 0.53% | 11,555 | $2.9M | Reduce -5.1% |
| MDY State Street SPDR S&P Midcap | 0.53% | 4,917 | $2.9M | No change |
| VCEB Vanguard ESG US Corp. Bond | 0.52% | 44,847 | $2.9M | Add +3.6% |
| VSGX Vanguard ESG Intl Stock ETF | 0.50% | 40,194 | $2.8M | Add +1.4% |
| ESGE iShares Inc. iShares ESG Awar | 0.49% | 63,240 | $2.7M | Add +7.1% |
| DFAU Dimensional US Core Equity M | 0.48% | 58,990 | $2.7M | Reduce -13.1% |
| VGSH Vanguard Short-Term Treasury | 0.48% | 45,569 | $2.7M | Add +3.3% |
| VEU Vanguard Ftse All-World Ex-U | 0.46% | 35,935 | $2.6M | Reduce -0.5% |
| VTIP Vanguard Short-Term Tips | 0.44% | 48,679 | $2.5M | Reduce -12.7% |
| SMMD iShares Russell 2500 ETF | 0.43% | 32,108 | $2.4M | Add +0.3% |
| IGSB iShares 1-5Y Inv Grade Corp. | 0.40% | 42,291 | $2.2M | Add +635.8% |
| IVV iShares Core S&P 500 ETF | 0.37% | 3,098 | $2.1M | Add +0.3% |
| NVDA Nvidia Corp. | 0.34% | 10,127 | $1.9M | Reduce -9.3% |
| FREL Fidelity MSCI RL Est Indx | 0.30% | 60,731 | $1.7M | Add +9.2% |
| JFLX JPMorgan Flexible Debt ETF | 0.25% | 27,436 | $1.4M | New |
| BNDX Vanguard Total Intl Bond ETF | 0.24% | 26,498 | $1.3M | Reduce -25.5% |
| VXUS Vanguard Total Intl Stock | 0.22% | 16,578 | $1.2M | Add +1.0% |
| MSFT Microsoft Corp. | 0.21% | 2,234 | $1.2M | Reduce -8.9% |
| EGBN Eagle Bancorp Inc. | 0.18% | 49,338 | $998K | No change |
| BRK.B Berkshire Hathaway Inc. Class B | 0.17% | 1,889 | $950K | Reduce -3.9% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.16% | 4,155 | $867K | Add +0.4% |
| ITOT iShares Core S&P Total U.S. | 0.13% | 5,092 | $742K | No change |
| VNQ Vanguard Real Estate ETF | 0.13% | 8,065 | $737K | Reduce -2.1% |
| QQQ Invesco QQQ Trust Series 1 | 0.12% | 1,073 | $644K | Reduce -3.3% |
| DFIC Dimensional International Co. | 0.11% | 18,758 | $615K | Reduce -13.0% |
| DFAI Dimensional International Co. | 0.11% | 16,520 | $601K | Reduce -10.9% |
| AVEM Avantis Emerging Markets Eq | 0.10% | 7,589 | $570K | No change |
| DFAR Dimensional US Real Est ETF | 0.10% | 22,910 | $546K | Add +2.5% |
| EFV iShares MSCI Eafe Value ETF | 0.10% | 8,054 | $546K | No change |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.10% | 1,832 | $538K | Add +0.4% |
| GOOG Alphabet Inc. Class C | 0.09% | 2,014 | $491K | Add +4.7% |
| AMZN Amazon.com Inc. | 0.09% | 2,198 | $483K | Reduce -20.1% |
| DBEF Xtrackers MSCI Eafe Hedged E | 0.08% | 9,847 | $457K | No change |
| SCZ iShares MSCI Eafe Small-Cap | 0.08% | 5,847 | $449K | No change |
| MBB iShares MBS ETF | 0.08% | 4,658 | $443K | No change |
| VYM Vanguard High DVD Yield ETF | 0.07% | 2,931 | $413K | Reduce -0.5% |
| SCHM Schwab US Mid Cap ETF | 0.07% | 13,703 | $406K | Add +0.4% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.07% | 1,985 | $370K | Add +0.5% |
| JPM JPMorgan Chase & Co. | 0.07% | 1,172 | $370K | Reduce -11.8% |
| VCIT Vanguard Int-Term Corporate | 0.07% | 4,369 | $367K | Add +44.7% |
| LOW Lowe's Cos Inc. | 0.06% | 1,365 | $343K | Add +1.3% |
| IBBQ Invesco Nasdaq Biotech ETF | 0.05% | 12,570 | $306K | No change |
| GOOGL Alphabet Inc. Class A | 0.05% | 1,247 | $303K | Reduce -24.6% |
| ICLN iShares Global Clean Energy | 0.05% | 19,276 | $298K | No change |
| LLY Eli Lilly & Co. | 0.05% | 390 | $297K | Reduce -3.9% |
| IEMG iShares Core MSCI Emerging | 0.05% | 4,498 | $296K | No change |
| META Meta Platforms Inc. Class A | 0.05% | 393 | $289K | Reduce -28.7% |
| DCOR Dimensional US Core Eq 1 ETF | 0.05% | 3,972 | $286K | No change |
| V Visa Inc. Class A | 0.05% | 829 | $283K | Add +1.7% |
| IWN iShares Russell 2000 Value E | 0.05% | 1,576 | $279K | Add +0.5% |
| ABBV Abbvie Inc. | 0.05% | 1,124 | $260K | Reduce -16.2% |
| JNJ Johnson & Johnson | 0.04% | 1,290 | $239K | Add +4.0% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.04% | 913 | $232K | Reduce -26.4% |
| VYMI Vanguard Int High DVD YLD Inc. | 0.04% | 2,550 | $216K | Reduce -1.3% |
| AVGO Broadcom Inc. | 0.04% | 640 | $211K | Reduce -32.8% |
| EFA iShares MSCI Eafe ETF | 0.04% | 2,160 | $202K | No change |
| DFAT Dimensional US Target Value | 0.04% | 3,429 | $200K | Reduce -38.1% |
| VT Vanguard Tot World STK ETF | 0.03% | 1,403 | $193K | Add +30.5% |
| IAU iShares Gold Trust | 0.03% | 2,476 | $180K | No change |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 0.03% | 607 | $178K | Add +0.2% |
| TSLA Tesla Inc. | 0.03% | 388 | $173K | Add +13.8% |
| WMT Walmart Inc. | 0.03% | 1,639 | $169K | Reduce -14.4% |
| SHY iShares 1-3 Year Treasury Bo | 0.03% | 2,009 | $167K | Add +0.9% |
| DFUS Dimensional US Eq MKT ETF | 0.03% | 2,238 | $162K | Add +0.2% |
| IVE iShares S&P 500 Value ETF | 0.03% | 779 | $161K | Reduce -60.0% |
| XLC SS Comm Select Sector SPDR | 0.03% | 1,328 | $157K | Reduce -41.9% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.03% | 3,670 | $157K | No change |
| PG The Procter & Gamble Co. | 0.03% | 978 | $150K | Add +10.0% |
| DVY iShares Select Dividend ETF | 0.03% | 1,008 | $143K | Add +0.9% |
| SPEM State Street SP PTF Em ETF | 0.02% | 2,964 | $139K | No change |
| SCHB Schwab US Broad Market ETF | 0.02% | 5,248 | $135K | No change |
Portfolio Sells Q2 2025 → Q3 2025
| VEA Vanguard Ftse Developed ETF | Reduce -0.7% | 8.70% | −0.58 |
| DUHP Dimensional US High Profi Et | Reduce -13.5% | 1.83% | −0.39 |
| DFAC Dimensional US Core Equity 2 | Reduce -3.3% | 5.49% | −0.38 |
| IWB iShares Russell 1000 ETF | Reduce -7.0% | 1.49% | −0.17 |
| BSV Vanguard Short-Term Bond ETF | Reduce -1.9% | 1.08% | −0.14 |
| VIG Vanguard Dividend Apprec ETF | Reduce -4.7% | 1.11% | −0.12 |
| VTIP Vanguard Short-Term Tips | Reduce -12.7% | 0.44% | −0.12 |
| BNDX Vanguard Total Intl Bond ETF | Reduce -25.5% | 0.24% | −0.12 |
| IWD iShares Russell 1000 Value E | Reduce -6.6% | 0.67% | −0.09 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -8.8% | 0.54% | −0.09 |
| DFAU Dimensional US Core Equity M | Reduce -13.1% | 0.48% | −0.09 |
| VWO Vanguard Ftse Emerging Marke | Reduce -0.8% | 2.34% | −0.06 |
| ESGV Vanguard ESG US Stock ETF | Reduce -1.4% | 1.16% | −0.05 |
| IVE iShares S&P 500 Value ETF | Reduce -60.0% | 0.03% | −0.05 |
| SPGP Invesco S&P 500 Garp ETF | Sold out | 0.00% | −0.04 |
| VOO Vanguard S&P 500 ETF | Reduce -0.5% | 1.09% | −0.04 |
| MSFT Microsoft Corp. | Reduce -8.9% | 0.21% | −0.04 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -0.8% | 0.87% | −0.04 |
| TLH iShares 10-20 Year Treasury | Sold out | 0.00% | −0.03 |
| AMZN Amazon.com Inc. | Reduce -20.1% | 0.09% | −0.03 |
| META Meta Platforms Inc. Class A | Reduce -28.7% | 0.05% | −0.03 |
| DFGP Dimensional GLBL Core PL Fix | Sold out | 0.00% | −0.03 |
| IGF iShares Global Infrastructur | Sold out | 0.00% | −0.03 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -0.5% | 0.46% | −0.03 |
| COWZ Pacer US Cash Cows 100 ETF | Sold out | 0.00% | −0.02 |
| DFAT Dimensional US Target Value | Reduce -38.1% | 0.04% | −0.02 |
| DFIC Dimensional International Co. | Reduce -13.0% | 0.11% | −0.02 |
| XLY SS Consumer Disc Select Sect | Reduce -49.3% | 0.02% | −0.02 |
| XLC SS Comm Select Sector SPDR | Reduce -41.9% | 0.03% | −0.02 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -3.9% | 0.17% | −0.02 |
| DFAI Dimensional International Co. | Reduce -10.9% | 0.11% | −0.02 |
| XLI SS Industrial Select Sector | Reduce -55.1% | 0.01% | −0.02 |
| MUST Columbia Multi-Sect Muni Inc. | Sold out | 0.00% | −0.02 |
| VFH Vanguard Financials ETF | Reduce -45.5% | 0.02% | −0.02 |
| DFEM Dimensional Emrg MRKT Core | Sold out | 0.00% | −0.02 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -26.4% | 0.04% | −0.02 |
| IBM Intl Business Machines Corp. | Reduce -64.1% | 0.01% | −0.02 |
| XLE SS Energy Select Sector | Sold out | 0.00% | −0.01 |
| AVGO Broadcom Inc. | Reduce -32.8% | 0.04% | −0.01 |
| VNQ Vanguard Real Estate ETF | Reduce -2.1% | 0.13% | −0.01 |
| VGT Vanguard Info Tech ETF | Reduce -47.7% | 0.02% | −0.01 |
| CTAS Cintas Corp. | Reduce -78.4% | 0.00% | −0.01 |
| NVDA Nvidia Corp. | Reduce -9.3% | 0.34% | −0.01 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -66.5% | 0.01% | −0.01 |
| DFGR Dim Global Real Estate ETF | Sold out | 0.00% | −0.01 |
| CME Cme Group Inc. | Reduce -81.5% | 0.00% | −0.01 |
| XLV SS Health Care Select Sector | Reduce -44.5% | 0.01% | −0.01 |
| GS Goldman Sachs Group Inc. | Reduce -58.0% | 0.01% | −0.01 |
| COST Costco Wholesale Corp. | Reduce -20.4% | 0.02% | −0.01 |
| DGS Wisdomtree Em Small Cap | Sold out | 0.00% | −0.01 |
Portfolio Buys Q2 2025 → Q3 2025
| FQAL Fidelity Quality Factor ETF | Add +134.4% | 4.39% | +2.44 |
| VUSB Vanguard Ultra Short Bond Et | Add +63.4% | 4.37% | +1.40 |
| IGSB iShares 1-5Y Inv Grade Corp. | Add +635.8% | 0.40% | +0.34 |
| SGOV iShares 0-3 Month Treasury B | Add +14.7% | 11.50% | +0.33 |
| JFLX JPMorgan Flexible Debt ETF | New | 0.25% | +0.25 |
| IAGG iShares Intl Aggregate Bond | Add +54.3% | 0.60% | +0.17 |
| VTI VG Morningstar TS MKT ETF-US | Add +4.6% | 9.91% | +0.14 |
| AVUS Avantis U.S. Equity ETF | Add +4.4% | 7.22% | +0.08 |
| SUSB iShares ESG Aware 1-5 Year U | Add +19.9% | 0.80% | +0.06 |
| ESGE iShares Inc. iShares ESG Awar | Add +7.1% | 0.49% | +0.03 |
| GOOG Alphabet Inc. Class C | Add +4.7% | 0.09% | +0.02 |
| VCIT Vanguard Int-Term Corporate | Add +44.7% | 0.07% | +0.02 |
| MUB iShares National Muni Bond E | New | 0.01% | +0.01 |
| VLU SS SPDR S&P 1500 Value Tilt | New | 0.01% | +0.01 |
| TSLA Tesla Inc. | Add +13.8% | 0.03% | +0.01 |
| DFSU Dimensional US Sus CORE1 ETF | Add +116.8% | 0.02% | +0.01 |
| RDVY First Trust Rising Dividend | New | 0.01% | +0.01 |
| VT Vanguard Tot World STK ETF | Add +30.5% | 0.03% | +0.01 |
| STIP iShares 0-5 Year Tips Bond E | New | 0.01% | +0.01 |
| JNJ Johnson & Johnson | Add +4.0% | 0.04% | +0.01 |
| IVLU iShares MSCI International V | New | 0.00% | +0.00 |
| PLTR Palantir Technologies Inc. Class A | Add +47.5% | 0.01% | +0.00 |
| CIBR First Trust Nasdaq Cybersecu | New | 0.00% | +0.00 |
| SPSM SS SPDR P S&P 600 Small Cap | Add +80.9% | 0.01% | +0.00 |
| TSM Taiwan Semiconductor-SP ADR | Add +40.3% | 0.01% | +0.00 |
| VIGI Vanguard Int Div App Indx FD | New | 0.00% | +0.00 |
| FREL Fidelity MSCI RL Est Indx | Add +9.2% | 0.30% | +0.00 |
| HD Home Depot Inc. | Add +17.8% | 0.01% | +0.00 |
| LRCX Lam Research Corp. | Add +17.0% | 0.01% | +0.00 |
| LOW Lowe's Cos Inc. | Add +1.3% | 0.06% | +0.00 |
| APP AppLovin Corp. Class A | Add +20.0% | 0.00% | +0.00 |
| EBAY eBay Inc. | Add +2.0% | 0.02% | +0.00 |
| MU Micron Technology Inc. | Add +15.5% | 0.01% | +0.00 |
| INTC Intel Corp. | Add +10.4% | 0.00% | +0.00 |
| GIS General Mills Inc. | Add +126.6% | 0.00% | +0.00 |
| IR Ingersoll-Rand Inc. | Add +213.3% | 0.00% | +0.00 |
| XOM Exxonmobil Holdings Corp. | Add +25.0% | 0.01% | +0.00 |
| NEM Newmont Corp. | Add +9.1% | 0.00% | +0.00 |
| WDC Western Digital Corp. | Add +15.7% | 0.00% | +0.00 |
| ASML ASML Holding NV-NY Reg SHS | Add +6.3% | 0.01% | +0.00 |
| C Citigroup Inc. | Add +13.9% | 0.01% | +0.00 |
| ARTY iShares Future AI & Tech ETF | Add +17.7% | 0.01% | +0.00 |
| BAC Bank of America Corp. | Add +19.2% | 0.01% | +0.00 |
| CAT Caterpillar Inc. | Add +18.2% | 0.00% | +0.00 |
| CVX Chevron Corp. | Add +16.1% | 0.01% | +0.00 |
| GLW Corning Inc. | Add +46.1% | 0.00% | +0.00 |
| GE General Electric | Add +112.5% | 0.00% | +0.00 |
| UNH Unitedhealth Group Inc. | Add +6.7% | 0.02% | +0.00 |
| APH Amphenol Corp. Class A | Add +109.4% | 0.00% | +0.00 |
| UNP Union Pacific Corp. | Add +31.9% | 0.01% | +0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 1,591 | $793.3M | VTI, SGOV, VEA, AVUS, BND |
| Q1 2026 | 1,518 | $640.3M | SGOV, VTI, VEA, BND, AVUS |
| Q4 2025 | 1,163 | $650.1M | SGOV, VTI, VEA, BND, AVUS |
| Q3 2025 | 1,172 | $556.6M | BND, SGOV, VTI, VEA, AVUS |
| Q2 2025 | 1,105 | $500.0M | BND, SGOV, VTI, VEA, AVUS |
| Q1 2025 | 1,079 | $439.4M | BND, SGOV, VEA, VTI, AVUS |
| Q4 2024 | 1,113 | $429.7M | BND, SGOV, VEA, VTI, AVUS |
| Q3 2024 | 1,082 | $414.3M | BND, SGOV, VEA, VTI, DFAC |
| Q2 2024 | 1,151 | $352.4M | BND, VEA, VTI, SGOV, DFAC |
| Q1 2024 | 1,128 | $335.7M | BND, VEA, VTI, DFAC, SGOV |