Raffa Wealth Management, LLC
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed July 27, 2026), Raffa Wealth Management, LLC reported 1,113 stock positions worth $429.7 million. Its top holding was Vanguard Total Bond Market (BND) at 15.6% of the portfolio, followed by iShares 0-3 Month Treasury B (SGOV, 13.0%) and Vanguard Ftse Developed ETF (VEA, 9.6%). Compared with Q3 2024, it opened 57 new positions, sold out of 28, added to 229 and reduced 151. The biggest buy was Avantis U.S. Equity ETF (AVUS, shares +29%) and the biggest sale Vanguard Ultra Short Bond Et (VUSB, shares −11%).
- Most Recent 13F
- Q2 2026
- Location
- WASHINGTON, DC
- CIK
- 0001631073
- Portfolio Value
- $429.7M (Q4 2024)
- SEC Filing
- 0001214659-26-009037 ↗ filed Jul 27, 2026
Holdings Value
Holdings 1,113 stocks · $429.7M
| BND Vanguard Total Bond Market | 15.64% | 934,777 | $67.2M | Add +2.4% |
| SGOV iShares 0-3 Month Treasury B | 12.97% | 555,705 | $55.7M | Add +9.1% |
| VEA Vanguard Ftse Developed ETF | 9.60% | 862,925 | $41.3M | Add +4.5% |
| VTI VG Morningstar TS MKT ETF-US | 9.36% | 138,718 | $40.2M | Add +4.8% |
| AVUS Avantis U.S. Equity ETF | 6.00% | 266,044 | $25.8M | Add +29.2% |
| DFAC Dimensional US Core Equity 2 | 5.96% | 740,125 | $25.6M | Add +7.1% |
| VUSB Vanguard Ultra Short Bond Et | 3.32% | 287,940 | $14.3M | Reduce -10.9% |
| VWO Vanguard Ftse Emerging Marke | 2.29% | 223,554 | $9.8M | Add +4.0% |
| DUHP Dimensional US High Profi Et | 2.11% | 267,737 | $9.0M | Add +41.0% |
| AVDE Avantis International Equity | 2.02% | 141,240 | $8.7M | Add +13.0% |
| IWB iShares Russell 1000 ETF | 1.92% | 25,575 | $8.2M | No change |
| BIV Vanguard Intermediate-Term B | 1.42% | 81,774 | $6.1M | Add +15.1% |
| VIG Vanguard Dividend Apprec ETF | 1.37% | 30,060 | $5.9M | No change |
| ESGV Vanguard ESG US Stock ETF | 1.30% | 53,129 | $5.6M | Add +32.8% |
| VOO Vanguard S&P 500 ETF | 1.23% | 9,824 | $5.3M | Reduce -5.1% |
| GVI iShares Intermediate Governm | 1.23% | 50,519 | $5.3M | Add +0.1% |
| BSV Vanguard Short-Term Bond ETF | 1.20% | 66,854 | $5.2M | Add +1.9% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.00% | 7,306 | $4.3M | Reduce -0.5% |
| RSP Invesco S&P 500 Equal Weight | 0.96% | 23,465 | $4.1M | Add +0.3% |
| AGG iShares Core U.S. Aggregate | 0.93% | 41,246 | $4.0M | Add +1.3% |
| ESGD iShares Trust iShares ESG Aw | 0.92% | 52,172 | $4.0M | Reduce -11.3% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.88% | 48,741 | $3.8M | Add +7.1% |
| IWD iShares Russell 1000 Value E | 0.85% | 19,695 | $3.6M | No change |
| ACWX iShares MSCI Acwi Ex US ETF | 0.72% | 59,667 | $3.1M | Add +1.5% |
| AAPL Apple Inc. | 0.68% | 11,745 | $2.9M | Add +0.3% |
| MDY State Street SPDR S&P Midcap | 0.65% | 4,917 | $2.8M | No change |
| DFAU Dimensional US Core Equity M | 0.64% | 67,956 | $2.8M | Reduce -1.2% |
| IEFA iShares Core MSCI Eafe ETF | 0.61% | 37,411 | $2.6M | Add +0.9% |
| VCEB Vanguard ESG US Corp. Bond | 0.60% | 41,442 | $2.6M | Add +41.3% |
| SUSB iShares ESG Aware 1-5 Year U | 0.53% | 92,114 | $2.3M | Add +2.3% |
| VEU Vanguard Ftse All-World Ex-U | 0.51% | 38,314 | $2.2M | Add +3.8% |
| VSGX Vanguard ESG Intl Stock ETF | 0.51% | 38,680 | $2.2M | Add +26.6% |
| SMMD iShares Russell 2500 ETF | 0.51% | 32,085 | $2.2M | Reduce -0.4% |
| DIHP Dimensional International Hi | 0.50% | 85,741 | $2.2M | Add +18.3% |
| IVV iShares Core S&P 500 ETF | 0.44% | 3,216 | $1.9M | Reduce -0.1% |
| VGSH Vanguard Short-Term Treasury | 0.44% | 32,421 | $1.9M | Add +73.1% |
| ESGE iShares Inc. iShares ESG Awar | 0.42% | 54,273 | $1.8M | Reduce -9.4% |
| NVDA Nvidia Corp. | 0.33% | 10,506 | $1.4M | Reduce -4.8% |
| BNDX Vanguard Total Intl Bond ETF | 0.31% | 26,748 | $1.3M | Add +6.0% |
| FREL Fidelity MSCI RL Est Indx | 0.29% | 45,379 | $1.2M | Add +22.7% |
| VXUS Vanguard Total Intl Stock | 0.24% | 17,185 | $1.0M | Add +0.3% |
| EGBN Eagle Bancorp Inc. | 0.22% | 35,597 | $927K | Add +0.1% |
| MSFT Microsoft Corp. | 0.21% | 2,185 | $921K | Reduce -0.9% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.19% | 4,111 | $815K | Add +0.9% |
| VNQ Vanguard Real Estate ETF | 0.17% | 8,211 | $731K | Add +11.3% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.16% | 1,474 | $668K | Add +0.3% |
| ITOT iShares Core S&P Total U.S. | 0.14% | 4,750 | $611K | No change |
| QQQ Invesco QQQ Trust Series 1 | 0.13% | 1,077 | $551K | Add +0.3% |
| DFAI Dimensional International Co. | 0.13% | 18,554 | $542K | Add +23.5% |
| DFAR Dimensional US Real Est ETF | 0.12% | 22,353 | $520K | Add +0.1% |
| VTIP Vanguard Short-Term Tips | 0.11% | 9,959 | $482K | Add +1.1% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.11% | 1,817 | $480K | Add +0.7% |
| DFIC Dimensional International Co. | 0.11% | 18,477 | $478K | Add +0.6% |
| AMZN Amazon.com Inc. | 0.11% | 2,137 | $469K | Add +9.0% |
| EFV iShares MSCI Eafe Value ETF | 0.10% | 7,937 | $416K | Add +1.2% |
| AVEM Avantis Emerging Markets Eq | 0.10% | 7,000 | $412K | Add +0.8% |
| GOOG Alphabet Inc. Class C | 0.09% | 2,037 | $388K | Reduce -1.3% |
| VYM Vanguard High DVD Yield ETF | 0.09% | 2,946 | $376K | Add +0.0% |
| SCZ iShares MSCI Eafe Small-Cap | 0.08% | 5,760 | $350K | Add +2.0% |
| LOW Lowe's Cos Inc. | 0.08% | 1,360 | $336K | Add +1.0% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.08% | 1,965 | $333K | Add +0.6% |
| IBB iShares Biotechnology ETF | 0.08% | 2,479 | $328K | No change |
| MBB iShares MBS ETF | 0.08% | 3,519 | $323K | No change |
| QCLN First Trust Nasdaq Clean Edg | 0.07% | 8,935 | $303K | New |
| VB Vanguard Most SM-Cap ETF-Usd | 0.07% | 1,227 | $295K | Add +0.6% |
| LLY Eli Lilly & Co. | 0.07% | 382 | $295K | Reduce -2.5% |
| JPM JPMorgan Chase & Co. | 0.06% | 1,109 | $266K | Reduce -5.2% |
| VCIT Vanguard Int-Term Corporate | 0.06% | 3,266 | $262K | Add +0.2% |
| IWN iShares Russell 2000 Value E | 0.06% | 1,557 | $256K | Add +0.5% |
| XLY SS Consumer Disc Select Sect | 0.06% | 1,139 | $256K | Add +11.6% |
| XLC SS Comm Select Sector SPDR | 0.06% | 2,541 | $246K | Add +11.1% |
| META Meta Platforms Inc. Class A | 0.06% | 419 | $245K | Reduce -2.3% |
| UNH Unitedhealth Group Inc. | 0.06% | 467 | $236K | Add +3.5% |
| IEMG iShares Core MSCI Emerging | 0.05% | 4,443 | $232K | Add +2.2% |
| IGSB iShares 1-5Y Inv Grade Corp. | 0.05% | 4,439 | $229K | Add +25.0% |
| ABBV Abbvie Inc. | 0.05% | 1,168 | $207K | Add +27.4% |
| DBEF Xtrackers MSCI Eafe Hedged E | 0.05% | 4,982 | $206K | Add +0.7% |
| GOOGL Alphabet Inc. Class A | 0.05% | 1,064 | $201K | Add +25.9% |
| DFAT Dimensional US Target Value | 0.05% | 3,556 | $198K | Add +3.7% |
| JNJ Johnson & Johnson | 0.04% | 1,320 | $191K | Add +2.9% |
| SCHM Schwab US Mid Cap ETF | 0.04% | 6,796 | $188K | Add +0.4% |
| VFH Vanguard Financials ETF | 0.04% | 1,555 | $184K | No change |
| DFUS Dimensional US Eq MKT ETF | 0.04% | 2,879 | $184K | Add +43.1% |
| VYMI Vanguard Int High DVD YLD Inc. | 0.04% | 2,581 | $175K | Add +0.1% |
| XLV SS Health Care Select Sector | 0.04% | 1,232 | $169K | Add +30.9% |
| V Visa Inc. Class A | 0.04% | 516 | $163K | Reduce -0.8% |
| EFA iShares MSCI Eafe ETF | 0.04% | 2,150 | $163K | Add +0.8% |
| SHY iShares 1-3 Year Treasury Bo | 0.04% | 1,958 | $161K | Add +1.4% |
| XLI SS Industrial Select Sector | 0.04% | 1,191 | $157K | No change |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 0.04% | 605 | $153K | Add +9.6% |
| PG The Procter & Gamble Co. | 0.04% | 903 | $151K | Reduce -1.1% |
| CVX Chevron Corp. | 0.03% | 1,036 | $150K | Add +4.2% |
| TSLA Tesla Inc. | 0.03% | 365 | $147K | Reduce -14.9% |
| IVE iShares S&P 500 Value ETF | 0.03% | 770 | $147K | Add +0.5% |
| VGT Vanguard Info Tech ETF | 0.03% | 220 | $137K | No change |
| FTSM First Trust Enh Short Mat FD | 0.03% | 2,281 | $136K | No change |
| AVGO Broadcom Inc. | 0.03% | 585 | $136K | Add +21.9% |
| XOM Exxonmobil Holdings Corp. | 0.03% | 1,215 | $131K | Add +1.3% |
| DVY iShares Select Dividend ETF | 0.03% | 982 | $129K | Add +1.0% |
| VT Vanguard Tot World STK ETF | 0.03% | 1,067 | $125K | Add +0.8% |
Portfolio Sells Q3 2024 → Q4 2024
| VUSB Vanguard Ultra Short Bond Et | Reduce -10.9% | 3.32% | −0.57 |
| ESGD iShares Trust iShares ESG Aw | Reduce -11.3% | 0.92% | −0.27 |
| ESGE iShares Inc. iShares ESG Awar | Reduce -9.4% | 0.42% | −0.10 |
| VOO Vanguard S&P 500 ETF | Reduce -5.1% | 1.23% | −0.09 |
| ICLN iShares Global Clean Energy | Sold out | 0.00% | −0.07 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -0.5% | 1.00% | −0.02 |
| SMMD iShares Russell 2500 ETF | Reduce -0.4% | 0.51% | −0.02 |
| DFAU Dimensional US Core Equity M | Reduce -1.2% | 0.64% | −0.02 |
| LLY Eli Lilly & Co. | Reduce -2.5% | 0.07% | −0.02 |
| MSFT Microsoft Corp. | Reduce -0.9% | 0.21% | −0.01 |
| IVV iShares Core S&P 500 ETF | Reduce -0.1% | 0.44% | −0.01 |
| ALLY Ally Financial Inc. | Reduce -93.0% | 0.00% | −0.01 |
| AMGN Amgen Inc. | Reduce -0.7% | 0.02% | −0.01 |
| MRNA Moderna Inc. | Reduce -84.3% | 0.00% | −0.00 |
| PFE Pfizer Inc. | Reduce -1.0% | 0.03% | −0.00 |
| CEG Constellation Energy | Reduce -55.3% | 0.00% | −0.00 |
| BSMQ Invesco Bulletshares 2026 MB | Sold out | 0.00% | −0.00 |
| IJH iShares Core S&P Midcap ETF | Sold out | 0.00% | −0.00 |
| CMCSA Comcast Corp. Class A | Reduce -12.3% | 0.01% | −0.00 |
| MO Altria Group Inc. | Sold out | 0.00% | −0.00 |
| PG The Procter & Gamble Co. | Reduce -1.1% | 0.04% | −0.00 |
| MMM 3M Co. | Reduce -53.9% | 0.00% | −0.00 |
| ELV Elevance Health Inc. | Reduce -17.3% | 0.00% | −0.00 |
| PEP Pepsico Inc. | Reduce -5.9% | 0.01% | −0.00 |
| CRH CRH PLC | Sold out | 0.00% | −0.00 |
| GLNG Golar LNG Ltd. | Reduce -75.0% | 0.00% | −0.00 |
| ADBE Adobe Inc. | Reduce -5.3% | 0.01% | −0.00 |
| MRSH Marsh & McLennan Cos | Reduce -44.0% | 0.00% | −0.00 |
| SUB iShares Short-Term National | Reduce -11.3% | 0.01% | −0.00 |
| SCHV Schwab US Large-Cap Value | Reduce -1.6% | 0.03% | −0.00 |
| TMO Thermo Fisher Scientific Inc. | Reduce -13.2% | 0.01% | −0.00 |
| META Meta Platforms Inc. Class A | Reduce -2.3% | 0.06% | −0.00 |
| EQIX Equinix Inc. | Reduce -45.5% | 0.00% | −0.00 |
| HSBC HSBC Holdings PLC-Spons ADR | Reduce -38.2% | 0.00% | −0.00 |
| ORCL Oracle Corp. | Reduce -9.4% | 0.01% | −0.00 |
| QCOM Qualcomm Inc. | Reduce -11.3% | 0.01% | −0.00 |
| ACN Accenture PLC Class A | Reduce -2.3% | 0.02% | −0.00 |
| LRCX Lam Research Corp. | Reduce -14.1% | 0.00% | −0.00 |
| REI Ring Energy Inc. | Reduce -30.7% | 0.00% | −0.00 |
| TDG Transdigm Group Inc. | Reduce -27.3% | 0.00% | −0.00 |
| CAT Caterpillar Inc. | Reduce -15.4% | 0.00% | −0.00 |
| PRU Prudential Financial Inc. | Reduce -0.5% | 0.02% | −0.00 |
| TLH iShares 10-20 Year Treasury | Sold out | 0.00% | −0.00 |
| SPGI S&P Global Inc. | Reduce -6.8% | 0.01% | −0.00 |
| URI United Rentals Inc. | Reduce -9.1% | 0.00% | −0.00 |
| FLNG Flex LNG Ltd. | Reduce -47.9% | 0.00% | −0.00 |
| CHD Church & Dwight Co. Inc. | Reduce -58.1% | 0.00% | −0.00 |
| COST Costco Wholesale Corp. | Reduce -8.7% | 0.01% | −0.00 |
| HCA HCA Healthcare Inc. | Reduce -17.4% | 0.00% | −0.00 |
| HWM Howmet Aerospace Inc. | Reduce -26.8% | 0.00% | −0.00 |
Portfolio Buys Q3 2024 → Q4 2024
| AVUS Avantis U.S. Equity ETF | Add +29.2% | 6.00% | +1.27 |
| SGOV iShares 0-3 Month Treasury B | Add +9.1% | 12.97% | +0.59 |
| DUHP Dimensional US High Profi Et | Add +41.0% | 2.11% | +0.54 |
| ESGV Vanguard ESG US Stock ETF | Add +32.8% | 1.30% | +0.32 |
| VTI VG Morningstar TS MKT ETF-US | Add +4.8% | 9.36% | +0.31 |
| DFAC Dimensional US Core Equity 2 | Add +7.1% | 5.96% | +0.24 |
| VGSH Vanguard Short-Term Treasury | Add +73.1% | 0.44% | +0.17 |
| VCEB Vanguard ESG US Corp. Bond | Add +41.3% | 0.60% | +0.14 |
| BIV Vanguard Intermediate-Term B | Add +15.1% | 1.42% | +0.08 |
| QCLN First Trust Nasdaq Clean Edg | New | 0.07% | +0.07 |
| VSGX Vanguard ESG Intl Stock ETF | Add +26.6% | 0.51% | +0.06 |
| AAPL Apple Inc. | Add +0.3% | 0.68% | +0.03 |
| FREL Fidelity MSCI RL Est Indx | Add +22.7% | 0.29% | +0.02 |
| EGBN Eagle Bancorp Inc. | Add +0.1% | 0.22% | +0.02 |
| AMZN Amazon.com Inc. | Add +9.0% | 0.11% | +0.02 |
| DIHP Dimensional International Hi | Add +18.3% | 0.50% | +0.02 |
| IAGG iShares Intl Aggregate Bond | New | 0.02% | +0.02 |
| GOOGL Alphabet Inc. Class A | Add +25.9% | 0.05% | +0.01 |
| XLK SS Technology Select Sector | New | 0.01% | +0.01 |
| DFUS Dimensional US Eq MKT ETF | Add +43.1% | 0.04% | +0.01 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +7.1% | 0.88% | +0.01 |
| AVGO Broadcom Inc. | Add +21.9% | 0.03% | +0.01 |
| VPL Vanguard Ftse Pacific ETF | New | 0.01% | +0.01 |
| DFAI Dimensional International Co. | Add +23.5% | 0.13% | +0.01 |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | New | 0.01% | +0.01 |
| XLY SS Consumer Disc Select Sect | Add +11.6% | 0.06% | +0.01 |
| WMT Walmart Inc. | Add +103.5% | 0.02% | +0.01 |
| PYPL PayPal Holdings Inc. | Add +38.5% | 0.03% | +0.01 |
| XLF SS Financial Select Sector | New | 0.01% | +0.01 |
| IGSB iShares 1-5Y Inv Grade Corp. | Add +25.0% | 0.05% | +0.01 |
| DFAX Dimensional World Ex US Core | Add +73.7% | 0.02% | +0.01 |
| XLC SS Comm Select Sector SPDR | Add +11.1% | 0.06% | +0.01 |
| AXP American Express Co. | Add +56.9% | 0.01% | +0.01 |
| TU Telus Corp. | Add +1935.5% | 0.01% | +0.01 |
| SCHG Schwab US Large-Cap Growth | New | 0.01% | +0.01 |
| CSCO Cisco Systems Inc. | Add +101.4% | 0.01% | +0.01 |
| XLP SS Consumer Staples Sel Sect | New | 0.00% | +0.00 |
| TLT iShares 20+ Year Treasury BD | Add +97.9% | 0.01% | +0.00 |
| ABBV Abbvie Inc. | Add +27.4% | 0.05% | +0.00 |
| BAC Bank of America Corp. | Add +49.9% | 0.01% | +0.00 |
| XLV SS Health Care Select Sector | Add +30.9% | 0.04% | +0.00 |
| FNCL Fidelity MSCI Financial Indx | New | 0.00% | +0.00 |
| FTEC Fidelity MSCI Info Tech Indx | Add +19.6% | 0.02% | +0.00 |
| JNK SS SPDR BB High Yield Bond | New | 0.00% | +0.00 |
| SONY Sony Group Corp. - SP ADR | Add +784.4% | 0.00% | +0.00 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Add +9.6% | 0.04% | +0.00 |
| FMB First Trust Managed Municipa | Add +33.1% | 0.02% | +0.00 |
| IAI iShares U.S. Broker-Dealers | New | 0.00% | +0.00 |
| LYV Live Nation Entertainment Inc. | Add +452.4% | 0.00% | +0.00 |
| NFLX Netflix Inc. | Add +7.4% | 0.01% | +0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 1,591 | $793.3M | VTI, SGOV, VEA, AVUS, BND |
| Q1 2026 | 1,518 | $640.3M | SGOV, VTI, VEA, BND, AVUS |
| Q4 2025 | 1,163 | $650.1M | SGOV, VTI, VEA, BND, AVUS |
| Q3 2025 | 1,172 | $556.6M | BND, SGOV, VTI, VEA, AVUS |
| Q2 2025 | 1,105 | $500.0M | BND, SGOV, VTI, VEA, AVUS |
| Q1 2025 | 1,079 | $439.4M | BND, SGOV, VEA, VTI, AVUS |
| Q4 2024 | 1,113 | $429.7M | BND, SGOV, VEA, VTI, AVUS |
| Q3 2024 | 1,082 | $414.3M | BND, SGOV, VEA, VTI, DFAC |
| Q2 2024 | 1,151 | $352.4M | BND, VEA, VTI, SGOV, DFAC |
| Q1 2024 | 1,128 | $335.7M | BND, VEA, VTI, DFAC, SGOV |