Raffa Wealth Management, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed July 27, 2026), Raffa Wealth Management, LLC reported 1,163 stock positions worth $650.1 million. Its top holding was iShares 0-3 Month Treasury B (SGOV) at 10.7% of the portfolio, followed by VG Morningstar TS MKT ETF-US (VTI, 8.9%) and Vanguard Ftse Developed ETF (VEA, 7.8%). Compared with Q3 2025, it opened 31 new positions, sold out of 40, added to 375 and reduced 96. The biggest buy was Vanguard Int-Term Corporate (VCIT, shares +9415%) and the biggest sale Vanguard Total Bond Market (BND, shares −35%).
- Most Recent 13F
- Q2 2026
- Location
- WASHINGTON, DC
- CIK
- 0001631073
- Portfolio Value
- $650.1M (Q4 2025)
- SEC Filing
- 0001214659-26-009030 ↗ filed Jul 27, 2026
Holdings Value
Holdings 1,163 stocks · $650.1M
| SGOV iShares 0-3 Month Treasury B | 10.72% | 694,606 | $69.7M | Add +9.2% |
| VTI VG Morningstar TS MKT ETF-US | 8.87% | 171,915 | $57.6M | Add +2.3% |
| VEA Vanguard Ftse Developed ETF | 7.79% | 810,680 | $50.6M | Add +0.4% |
| BND Vanguard Total Bond Market | 7.18% | 630,152 | $46.7M | Reduce -34.5% |
| AVUS Avantis U.S. Equity ETF | 6.67% | 388,205 | $43.4M | Add +5.0% |
| IGSB iShares 1-5Y Inv Grade Corp. | 5.64% | 693,470 | $36.7M | Add +1539.8% |
| VCIT Vanguard Int-Term Corporate | 5.36% | 415,692 | $34.8M | Add +9414.6% |
| IAGG iShares Intl Aggregate Bond | 5.30% | 688,722 | $34.4M | Add +964.4% |
| DFAC Dimensional US Core Equity 2 | 4.84% | 794,997 | $31.5M | Add +0.4% |
| FQAL Fidelity Quality Factor ETF | 4.15% | 356,769 | $27.0M | Add +9.2% |
| VUSB Vanguard Ultra Short Bond Et | 3.49% | 454,953 | $22.7M | Reduce -6.5% |
| AVDE Avantis International Equity | 2.13% | 168,533 | $13.9M | Add +3.5% |
| VWO Vanguard Ftse Emerging Marke | 2.05% | 248,175 | $13.3M | Add +3.2% |
| DUHP Dimensional US High Profi Et | 1.60% | 273,298 | $10.4M | Add +1.4% |
| IWB iShares Russell 1000 ETF | 1.30% | 22,675 | $8.5M | No change |
| SUSB iShares ESG Aware 1-5 Year U | 1.04% | 266,828 | $6.7M | Add +52.5% |
| ESGV Vanguard ESG US Stock ETF | 1.02% | 54,583 | $6.6M | Add +0.2% |
| ESGD iShares Trust iShares ESG Aw | 1.01% | 69,181 | $6.6M | Add +13.7% |
| VIG Vanguard Dividend Apprec ETF | 0.97% | 28,660 | $6.3M | No change |
| VOO Vanguard S&P 500 ETF | 0.90% | 9,334 | $5.9M | Reduce -6.0% |
| GVI iShares Intermediate Governm | 0.89% | 53,812 | $5.8M | Reduce -3.6% |
| BSV Vanguard Short-Term Bond ETF | 0.84% | 69,384 | $5.5M | Reduce -8.9% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.76% | 7,248 | $4.9M | Add +0.1% |
| RSP Invesco S&P 500 Equal Weight | 0.70% | 23,867 | $4.6M | Add +0.4% |
| AGG iShares Core U.S. Aggregate | 0.68% | 44,546 | $4.4M | Add +3.1% |
| DIHP Dimensional International Hi | 0.65% | 132,707 | $4.2M | Add +12.0% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.61% | 49,430 | $3.9M | Reduce -14.5% |
| IWD iShares Russell 1000 Value E | 0.60% | 18,395 | $3.9M | No change |
| ACWX iShares MSCI Acwi Ex US ETF | 0.57% | 55,302 | $3.7M | Reduce -1.1% |
| AAPL Apple Inc. | 0.48% | 11,450 | $3.1M | Reduce -0.9% |
| IEFA iShares Core MSCI Eafe ETF | 0.47% | 34,410 | $3.1M | Reduce -0.2% |
| VCEB Vanguard ESG US Corp. Bond | 0.47% | 48,011 | $3.1M | Add +7.1% |
| ESGE iShares Inc. iShares ESG Awar | 0.46% | 67,901 | $3.0M | Add +7.4% |
| MDY State Street SPDR S&P Midcap | 0.46% | 4,917 | $3.0M | No change |
| VSGX Vanguard ESG Intl Stock ETF | 0.45% | 40,674 | $2.9M | Add +1.2% |
| DFAU Dimensional US Core Equity M | 0.42% | 57,727 | $2.7M | Reduce -2.1% |
| VEU Vanguard Ftse All-World Ex-U | 0.41% | 35,959 | $2.6M | Add +0.1% |
| VGSH Vanguard Short-Term Treasury | 0.41% | 44,866 | $2.6M | Reduce -1.5% |
| VTIP Vanguard Short-Term Tips | 0.39% | 51,766 | $2.6M | Add +6.3% |
| SMMD iShares Russell 2500 ETF | 0.37% | 32,236 | $2.4M | Add +0.4% |
| IVV iShares Core S&P 500 ETF | 0.35% | 3,306 | $2.3M | Add +6.7% |
| BIV Vanguard Intermediate-Term B | 0.31% | 26,142 | $2.0M | Reduce -67.8% |
| NVDA Nvidia Corp. | 0.30% | 10,615 | $2.0M | Add +4.8% |
| FREL Fidelity MSCI RL Est Indx | 0.26% | 62,824 | $1.7M | Add +3.5% |
| JFLX JPMorgan Flexible Debt ETF | 0.21% | 27,436 | $1.4M | No change |
| VXUS Vanguard Total Intl Stock | 0.19% | 16,792 | $1.3M | Add +1.3% |
| MSFT Microsoft Corp. | 0.17% | 2,287 | $1.1M | Add +2.4% |
| EGBN Eagle Bancorp Inc. | 0.16% | 49,338 | $1.1M | No change |
| BRK.B Berkshire Hathaway Inc. Class B | 0.15% | 1,889 | $950K | No change |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.14% | 4,193 | $888K | Add +0.9% |
| ITOT iShares Core S&P Total U.S. | 0.12% | 5,092 | $757K | No change |
| VNQ Vanguard Real Estate ETF | 0.10% | 7,593 | $672K | Reduce -5.8% |
| QQQ Invesco QQQ Trust Series 1 | 0.10% | 1,075 | $660K | Add +0.2% |
| DFIC Dimensional International Co. | 0.10% | 18,854 | $650K | Add +0.5% |
| GOOG Alphabet Inc. Class C | 0.10% | 2,057 | $645K | Add +2.1% |
| DFAI Dimensional International Co. | 0.10% | 16,586 | $632K | Add +0.4% |
| AMZN Amazon.com Inc. | 0.09% | 2,613 | $603K | Add +18.9% |
| AVEM Avantis Emerging Markets Eq | 0.09% | 7,658 | $590K | Add +0.9% |
| BNDX Vanguard Total Intl Bond ETF | 0.09% | 12,107 | $585K | Reduce -54.3% |
| EFV iShares MSCI Eafe Value ETF | 0.09% | 8,178 | $584K | Add +1.5% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.08% | 1,846 | $536K | Add +0.8% |
| DFAR Dimensional US Real Est ETF | 0.08% | 22,727 | $520K | Reduce -0.8% |
| DBEF Xtrackers MSCI Eafe Hedged E | 0.07% | 10,103 | $486K | Add +2.6% |
| SCZ iShares MSCI Eafe Small-Cap | 0.07% | 5,961 | $462K | Add +1.9% |
| LLY Eli Lilly & Co. | 0.07% | 398 | $427K | Add +2.0% |
| GOOGL Alphabet Inc. Class A | 0.07% | 1,350 | $423K | Add +8.3% |
| VYM Vanguard High DVD Yield ETF | 0.06% | 2,933 | $421K | Add +0.1% |
| SCHM Schwab US Mid Cap ETF | 0.06% | 13,763 | $414K | Add +0.4% |
| JPM JPMorgan Chase & Co. | 0.06% | 1,193 | $385K | Add +1.8% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.06% | 2,003 | $383K | Add +0.9% |
| IBBQ Invesco Nasdaq Biotech ETF | 0.05% | 12,570 | $357K | No change |
| MBB iShares MBS ETF | 0.05% | 3,519 | $335K | Reduce -24.4% |
| LOW Lowe's Cos Inc. | 0.05% | 1,376 | $332K | Add +0.8% |
| ICLN iShares Global Clean Energy | 0.05% | 19,276 | $317K | No change |
| ABBV Abbvie Inc. | 0.05% | 1,381 | $315K | Add +22.9% |
| IEMG iShares Core MSCI Emerging | 0.05% | 4,575 | $308K | Add +1.7% |
| DCOR Dimensional US Core Eq 1 ETF | 0.04% | 3,972 | $292K | No change |
| IWN iShares Russell 2000 Value E | 0.04% | 1,585 | $287K | Add +0.6% |
| META Meta Platforms Inc. Class A | 0.04% | 434 | $286K | Add +10.4% |
| JNJ Johnson & Johnson | 0.04% | 1,268 | $262K | Reduce -1.7% |
| WMT Walmart Inc. | 0.04% | 2,253 | $251K | Add +37.5% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.04% | 919 | $237K | Add +0.7% |
| VYMI Vanguard Int High DVD YLD Inc. | 0.04% | 2,552 | $230K | Add +0.1% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.03% | 5,039 | $224K | Add +37.3% |
| AVGO Broadcom Inc. | 0.03% | 644 | $223K | Add +0.6% |
| EFA iShares MSCI Eafe ETF | 0.03% | 2,160 | $207K | No change |
| DFAT Dimensional US Target Value | 0.03% | 3,429 | $204K | No change |
| TSLA Tesla Inc. | 0.03% | 452 | $203K | Add +16.5% |
| IAU iShares Gold Trust | 0.03% | 2,476 | $201K | No change |
| VT Vanguard Tot World STK ETF | 0.03% | 1,414 | $199K | Add +0.8% |
| GS Goldman Sachs Group Inc. | 0.03% | 225 | $198K | Add +257.1% |
| V Visa Inc. Class A | 0.03% | 559 | $196K | Reduce -32.6% |
| MA Mastercard Inc. Class A | 0.03% | 338 | $193K | Add +83.7% |
| XOM Exxonmobil Holdings Corp. | 0.03% | 1,532 | $184K | Add +283.0% |
| AMGN Amgen Inc. | 0.03% | 537 | $176K | Add +83.3% |
| MRK Merck & Co. Inc. | 0.03% | 1,632 | $172K | Add +3.5% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 0.03% | 608 | $170K | Add +0.2% |
| SHY iShares 1-3 Year Treasury Bo | 0.03% | 2,034 | $168K | Add +1.2% |
| SUB iShares Short-Term National | 0.03% | 1,562 | $167K | Add +75.9% |
| DFUS Dimensional US Eq MKT ETF | 0.03% | 2,243 | $166K | Add +0.2% |
Portfolio Sells Q3 2025 → Q4 2025
| BND Vanguard Total Bond Market | Reduce -34.5% | 7.18% | −5.68 |
| VUSB Vanguard Ultra Short Bond Et | Reduce -6.5% | 3.49% | −0.88 |
| BIV Vanguard Intermediate-Term B | Reduce -67.8% | 0.31% | −0.83 |
| BSV Vanguard Short-Term Bond ETF | Reduce -8.9% | 0.84% | −0.24 |
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -14.5% | 0.61% | −0.22 |
| VOO Vanguard S&P 500 ETF | Reduce -6.0% | 0.90% | −0.19 |
| GVI iShares Intermediate Governm | Reduce -3.6% | 0.89% | −0.19 |
| BNDX Vanguard Total Intl Bond ETF | Reduce -54.3% | 0.09% | −0.15 |
| ACWX iShares MSCI Acwi Ex US ETF | Reduce -1.1% | 0.57% | −0.08 |
| VGSH Vanguard Short-Term Treasury | Reduce -1.5% | 0.41% | −0.08 |
| DFAU Dimensional US Core Equity M | Reduce -2.1% | 0.42% | −0.07 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -0.2% | 0.47% | −0.07 |
| AAPL Apple Inc. | Reduce -0.9% | 0.48% | −0.05 |
| VNQ Vanguard Real Estate ETF | Reduce -5.8% | 0.10% | −0.03 |
| MBB iShares MBS ETF | Reduce -24.4% | 0.05% | −0.03 |
| V Visa Inc. Class A | Reduce -32.6% | 0.03% | −0.02 |
| COST Costco Wholesale Corp. | Reduce -70.8% | 0.01% | −0.02 |
| DFAR Dimensional US Real Est ETF | Reduce -0.8% | 0.08% | −0.02 |
| ORCL Oracle Corp. | Reduce -36.1% | 0.01% | −0.01 |
| IEF iShares 7-10 Year Treasury B | Sold out | 0.00% | −0.01 |
| IDEV iShares Core MSCI Dev MKTS | Sold out | 0.00% | −0.01 |
| VGLT Vanguard Long-Term Treasury | Sold out | 0.00% | −0.01 |
| USIG iShares Broad Usd Investment | Sold out | 0.00% | −0.01 |
| SCHO Schwab Short-Term US Treas | Sold out | 0.00% | −0.01 |
| SJNK SS SPDR BB St Hi Yield ETF | Sold out | 0.00% | −0.01 |
| NFLX Netflix Inc. | Reduce -5.4% | 0.01% | −0.01 |
| TJX TJX Companies Inc. | Reduce -52.3% | 0.00% | −0.01 |
| SAP Sap SE-Sponsored ADR | Reduce -35.6% | 0.01% | −0.01 |
| IWM iShares Russell 2000 ETF | Sold out | 0.00% | −0.01 |
| WM Waste Management Inc. | Reduce -31.1% | 0.01% | −0.00 |
| RACE Ferrari NV | Reduce -87.5% | 0.00% | −0.00 |
| SNPS Synopsys Inc. | Reduce -54.8% | 0.00% | −0.00 |
| DFVX Dim US Large Cap Vector ETF | Reduce -3.6% | 0.02% | −0.00 |
| VRSK Verisk Analytics Inc. | Reduce -62.6% | 0.00% | −0.00 |
| BSX Boston Scientific Corp. | Reduce -32.1% | 0.00% | −0.00 |
| NDAQ Nasdaq Inc. | Reduce -52.9% | 0.00% | −0.00 |
| SRE Sempra | Reduce -62.6% | 0.00% | −0.00 |
| SPG Simon Property Group Inc. | Reduce -63.5% | 0.00% | −0.00 |
| JNJ Johnson & Johnson | Reduce -1.7% | 0.04% | −0.00 |
| T AT&T Inc. | Reduce -31.7% | 0.00% | −0.00 |
| CRH CRH PLC | Reduce -78.1% | 0.00% | −0.00 |
| RELX Relx PLC - Spon ADR | Reduce -30.6% | 0.00% | −0.00 |
| AER Aercap Holdings NV | Sold out | 0.00% | −0.00 |
| EXE Expand Energy Corp. | Sold out | 0.00% | −0.00 |
| FISV Fiserv Inc. | Reduce -35.3% | 0.00% | −0.00 |
| SYK Stryker Corp. | Reduce -32.4% | 0.00% | −0.00 |
| EFX Equifax Inc. | Reduce -19.0% | 0.00% | −0.00 |
| FTNT Fortinet Inc. | Reduce -53.9% | 0.00% | −0.00 |
| TSM Taiwan Semiconductor-SP ADR | Reduce -13.3% | 0.01% | −0.00 |
| GNOM Global X Genomics & Biotechn | Sold out | 0.00% | −0.00 |
Portfolio Buys Q3 2025 → Q4 2025
| VCIT Vanguard Int-Term Corporate | Add +9414.6% | 5.36% | +5.29 |
| IGSB iShares 1-5Y Inv Grade Corp. | Add +1539.8% | 5.64% | +5.24 |
| IAGG iShares Intl Aggregate Bond | Add +964.4% | 5.30% | +4.70 |
| SUSB iShares ESG Aware 1-5 Year U | Add +52.5% | 1.04% | +0.24 |
| GS Goldman Sachs Group Inc. | Add +257.1% | 0.03% | +0.02 |
| XOM Exxonmobil Holdings Corp. | Add +283.0% | 0.03% | +0.02 |
| LLY Eli Lilly & Co. | Add +2.0% | 0.07% | +0.01 |
| AMGN Amgen Inc. | Add +83.3% | 0.03% | +0.01 |
| GOOG Alphabet Inc. Class C | Add +2.1% | 0.10% | +0.01 |
| MA Mastercard Inc. Class A | Add +83.7% | 0.03% | +0.01 |
| GOOGL Alphabet Inc. Class A | Add +8.3% | 0.07% | +0.01 |
| STIP iShares 0-5 Year Tips Bond E | Add +245.0% | 0.02% | +0.01 |
| DTD Wisdomtree US Total Dividend | New | 0.01% | +0.01 |
| SUB iShares Short-Term National | Add +75.9% | 0.03% | +0.01 |
| WMT Walmart Inc. | Add +37.5% | 0.04% | +0.01 |
| IJH iShares Core S&P Midcap ETF | New | 0.01% | +0.01 |
| SPDW Ste STR SPDR PT DW Eu ETF | Add +37.3% | 0.03% | +0.01 |
| AMZN Amazon.com Inc. | Add +18.9% | 0.09% | +0.01 |
| MOAT Vaneck Morningstar Wide Moat | New | 0.01% | +0.01 |
| IDV iShares International Select | New | 0.01% | +0.01 |
| MMM 3M Co. | Add +267.9% | 0.01% | +0.01 |
| IJR iShares Core S&P Small-Cap E | Add +41.2% | 0.03% | +0.00 |
| IWF iShares Russell 1000 Growth | New | 0.00% | +0.00 |
| DIS The Walt Disney Co. | Add +56.5% | 0.02% | +0.00 |
| MU Micron Technology Inc. | Add +15.1% | 0.01% | +0.00 |
| DDWM Wisdomtree DY Inter Eq FD-US | New | 0.00% | +0.00 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +74.0% | 0.01% | +0.00 |
| FLIN Franklin Ftse India ETF | New | 0.00% | +0.00 |
| IBB iShares Biotechnology ETF | New | 0.00% | +0.00 |
| XLK SS Technology Select Sector | New | 0.00% | +0.00 |
| MRK Merck & Co. Inc. | Add +3.5% | 0.03% | +0.00 |
| VTES Vanguard SH Term Tax-Ex Bond | New | 0.00% | +0.00 |
| XLF SS Financial Select Sector | New | 0.00% | +0.00 |
| VTEI Vanguard Int Tax-Exempt Bond | New | 0.00% | +0.00 |
| IFRA iShares US Infrastructure | New | 0.00% | +0.00 |
| XLB SS Materials Select Sector | Add +81.8% | 0.01% | +0.00 |
| ABBV Abbvie Inc. | Add +22.9% | 0.05% | +0.00 |
| DXUV Dimensional US Vtor Eqty ETF | Add +24.7% | 0.02% | +0.00 |
| HSBC HSBC Holdings PLC-Spons ADR | Add +104.1% | 0.00% | +0.00 |
| LMT Lockheed Martin Corp. | Add +400.0% | 0.00% | +0.00 |
| BCS Barclays PLC-Spons ADR | Add +193.9% | 0.00% | +0.00 |
| AMD Advanced Micro Devices | Add +2.2% | 0.01% | +0.00 |
| AMAT Applied Materials Inc. | Add +11.5% | 0.01% | +0.00 |
| ARTY iShares Future AI & Tech ETF | Add +28.8% | 0.01% | +0.00 |
| TEI Templeton Emrg MKTS Inc. | New | 0.00% | +0.00 |
| CSCO Cisco Systems Inc. | Add +13.1% | 0.01% | +0.00 |
| KO The Coca-Cola Co. | Add +28.0% | 0.01% | +0.00 |
| LHX L3HARRIS Technologies Inc. | Add +300.0% | 0.00% | +0.00 |
| BBVA Banco Bilbao Vizcaya-SP ADR | Add +121.0% | 0.00% | +0.00 |
| BHP BHP Group Ltd.-Spon ADR | Add +234.9% | 0.00% | +0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 1,591 | $793.3M | VTI, SGOV, VEA, AVUS, BND |
| Q1 2026 | 1,518 | $640.3M | SGOV, VTI, VEA, BND, AVUS |
| Q4 2025 | 1,163 | $650.1M | SGOV, VTI, VEA, BND, AVUS |
| Q3 2025 | 1,172 | $556.6M | BND, SGOV, VTI, VEA, AVUS |
| Q2 2025 | 1,105 | $500.0M | BND, SGOV, VTI, VEA, AVUS |
| Q1 2025 | 1,079 | $439.4M | BND, SGOV, VEA, VTI, AVUS |
| Q4 2024 | 1,113 | $429.7M | BND, SGOV, VEA, VTI, AVUS |
| Q3 2024 | 1,082 | $414.3M | BND, SGOV, VEA, VTI, DFAC |
| Q2 2024 | 1,151 | $352.4M | BND, VEA, VTI, SGOV, DFAC |
| Q1 2024 | 1,128 | $335.7M | BND, VEA, VTI, DFAC, SGOV |