Retirement Guys Formula LLC
In its 13F for Q1 2024 (holdings as of March 31, 2024, filed April 19, 2024), Retirement Guys Formula LLC reported 123 stock positions worth $205.1 million. Its top holding was Pacer Swan Sos Fund of Funds (PSFF) at 8.4% of the portfolio, followed by Schwab US Large-Cap Growth (SCHG, 6.5%) and Schwab US Large-Cap Value (SCHV, 5.3%). Compared with Q4 2023, it opened 26 new positions, sold out of 30, added to 50 and reduced 42. The biggest buy was Invesco QQQ Trust Series 1 (QQQ, shares +285%) and the biggest sale Innovator Growth 100 Power B (NJAN, shares −88%).
- Most Recent 13F
- Q2 2026
- Location
- MAUMEE, OH
- CIK
- 0001933059
- Portfolio Value
- $205.1M (Q1 2024)
- SEC Filing
- 0001085146-24-001931 ↗ filed Apr 19, 2024
Holdings Value
Holdings 123 stocks · $205.1M
| PSFF Pacer Swan Sos Fund of Funds | 8.38% | 635,844 | $17.2M | Add +6.8% |
| SCHG Schwab US Large-Cap Growth | 6.48% | 143,283 | $13.3M | Add +13.7% |
| SCHV Schwab US Large-Cap Value | 5.29% | 142,730 | $10.8M | Add +0.5% |
| JEPI JPMorgan Equity Premium Inco | 3.95% | 140,103 | $8.1M | Add +13.7% |
| HEGD Swan Hedged Equity US LG Cap | 3.62% | 357,932 | $7.4M | Reduce -3.5% |
| SCHA Schwab US Small-Cap ETF | 3.49% | 145,262 | $7.2M | Add +4.2% |
| FEZ State Street SPDR Euro Stoxx | 2.30% | 89,636 | $4.7M | Reduce -0.8% |
| GMF State Street SPDR S&P Emergi | 2.20% | 43,593 | $4.5M | Add +1.8% |
| AAPL Apple Inc. | 2.19% | 26,135 | $4.5M | Add +25.6% |
| VIGI Vanguard Int Div App Indx FD | 1.80% | 45,215 | $3.7M | Reduce -6.2% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 1.49% | 12,208 | $3.1M | Reduce -6.6% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 1.48% | 119,862 | $3.0M | Reduce -1.9% |
| QQQ Invesco QQQ Trust Series 1 | 1.44% | 6,637 | $2.9M | Add +284.5% |
| FVD First Trust Value Line DVD | 1.43% | 69,596 | $2.9M | Reduce -3.8% |
| AAAU Goldman Sachs Physical Gold | 1.24% | 115,301 | $2.5M | Add +8.2% |
| XLP SS Consumer Staples Sel Sect | 1.21% | 32,614 | $2.5M | Reduce -5.2% |
| IFRA iShares US Infrastructure | 1.18% | 55,714 | $2.4M | Add +5.8% |
| VGT Vanguard Info Tech ETF | 1.13% | 4,422 | $2.3M | Reduce -12.3% |
| DFAU Dimensional US Core Equity M | 1.13% | 63,403 | $2.3M | Reduce -35.6% |
| JPXN iShares JPX-Nikkei 400 ETF | 1.13% | 30,871 | $2.3M | Reduce -2.3% |
| DFLV Dim US Large Cap Value ETF | 1.10% | 75,153 | $2.3M | Reduce -32.9% |
| DGRW Wisdomtree U.S. Quality Divi | 1.06% | 28,624 | $2.2M | Reduce -34.3% |
| DFAS Dimensional US Small Cap ETF | 1.04% | 34,364 | $2.1M | Reduce -4.9% |
| DFAI Dimensional International Co. | 1.04% | 70,467 | $2.1M | Reduce -4.3% |
| FYX First Trust Small Cap Core A | 1.03% | 22,687 | $2.1M | Reduce -10.7% |
| FV First Trust DW Focus 5 Fund | 1.03% | 36,830 | $2.1M | Reduce -18.2% |
| DFGR Dim Global Real Estate ETF | 0.98% | 78,713 | $2.0M | Add +1.0% |
| SIXJ Allian US Equ 6 Mon BU10-Usd | 0.97% | 71,823 | $2.0M | Reduce -2.3% |
| PEP Pepsico Inc. | 0.95% | 11,127 | $1.9M | Add +276.7% |
| COST Costco Wholesale Corp. | 0.94% | 2,632 | $1.9M | Add +0.3% |
| MSFT Microsoft Corp. | 0.93% | 4,534 | $1.9M | Add +24.5% |
| WMT Walmart Inc. | 0.91% | 31,048 | $1.9M | Add +231.0% |
| UNH Unitedhealth Group Inc. | 0.90% | 3,750 | $1.9M | Add +89.1% |
| BND Vanguard Total Bond Market | 0.90% | 25,493 | $1.9M | New |
| META Meta Platforms Inc. Class A | 0.84% | 3,549 | $1.7M | Reduce -2.8% |
| AGG iShares Core U.S. Aggregate | 0.80% | 16,846 | $1.6M | Add +9.1% |
| ANGL Vaneck Fallen Angel High YLD | 0.79% | 55,938 | $1.6M | Add +0.3% |
| NFLX Netflix Inc. | 0.76% | 2,576 | $1.6M | Reduce -8.6% |
| VLO Valero Energy Corp. | 0.70% | 8,389 | $1.4M | Add +8.2% |
| GOOG Alphabet Inc. Class C | 0.69% | 9,310 | $1.4M | Add +17.2% |
| EOG EOG Resources Inc. | 0.67% | 10,680 | $1.4M | Add +32.3% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.66% | 2,583 | $1.4M | Reduce -16.0% |
| DE Deere & Co. | 0.66% | 3,271 | $1.3M | Add +28.5% |
| MA Mastercard Inc. Class A | 0.65% | 2,753 | $1.3M | Add +1.3% |
| CAT Caterpillar Inc. | 0.64% | 3,598 | $1.3M | Reduce -5.9% |
| DHI D.R. Horton Inc. | 0.64% | 7,944 | $1.3M | New |
| CPRT Copart Inc. | 0.63% | 22,286 | $1.3M | New |
| HD Home Depot Inc. | 0.62% | 3,319 | $1.3M | New |
| ANET Arista Networks Inc. | 0.62% | 4,390 | $1.3M | Reduce -15.4% |
| LMT Lockheed Martin Corp. | 0.62% | 2,798 | $1.3M | Add +28.7% |
| V Visa Inc. Class A | 0.62% | 4,528 | $1.3M | Add +5.2% |
| NUE Nucor Corp. | 0.62% | 6,381 | $1.3M | Add +2.9% |
| AVGO Broadcom Inc. | 0.62% | 953 | $1.3M | Reduce -14.5% |
| SCHD Schwab US DVD Equity ETF | 0.61% | 15,531 | $1.3M | Add +0.9% |
| ELV Elevance Health Inc. | 0.61% | 2,401 | $1.2M | Add +13.5% |
| AMAT Applied Materials Inc. | 0.61% | 6,034 | $1.2M | Reduce -11.4% |
| COR Cencora Inc. | 0.61% | 5,108 | $1.2M | Add +0.4% |
| VRTX Vertex Pharmaceuticals Inc. | 0.60% | 2,922 | $1.2M | Add +9.4% |
| NXPI NXP Semiconductors NV | 0.59% | 4,890 | $1.2M | New |
| PANW Palo Alto Networks Inc. | 0.56% | 4,077 | $1.2M | New |
| REGN Regeneron Pharmaceuticals | 0.56% | 1,193 | $1.1M | New |
| ON On Semiconductor | 0.54% | 15,171 | $1.1M | Add +32.8% |
| DISV Dimensional International SM | 0.51% | 38,464 | $1.0M | Reduce -2.6% |
| DFAE Dimensional Emerging Core Eq | 0.50% | 41,880 | $1.0M | Reduce -0.4% |
| PG The Procter & Gamble Co. | 0.47% | 5,917 | $960K | Add +17.9% |
| DTE DTE Energy Company | 0.45% | 8,299 | $931K | Add +194.6% |
| DMAY FT Vest US Equity Deep Buffe | 0.41% | 22,434 | $836K | Add +3.1% |
| PMAY Innovator U.S. Equity Power | 0.41% | 25,663 | $833K | Reduce -0.3% |
| ARKK ARK Innovation ETF | 0.39% | 16,153 | $809K | Reduce -20.0% |
| XOM Exxon Mobil Corp. | 0.38% | 6,748 | $784K | Reduce -31.4% |
| MO Altria Group Inc. | 0.38% | 17,708 | $772K | Add +36.2% |
| KO The Coca-Cola Co. | 0.38% | 12,612 | $772K | Add +22.5% |
| CTAS Cintas Corp. | 0.36% | 1,081 | $743K | New |
| CVX Chevron Corp. | 0.36% | 4,645 | $733K | New |
| KR Kroger Co. | 0.36% | 12,799 | $731K | Add +25.8% |
| GIS General Mills Inc. | 0.35% | 10,265 | $718K | Add +43.7% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.34% | 6,804 | $690K | Reduce -40.1% |
| MCD McDonald's Corp. | 0.34% | 2,445 | $689K | Add +28.9% |
| JNJ Johnson & Johnson | 0.34% | 4,346 | $688K | New |
| SO The Southern Co. | 0.33% | 9,543 | $685K | New |
| KMB Kimberly-Clark Corp. | 0.33% | 5,258 | $680K | Add +37.7% |
| DUK Duke Energy Corp. | 0.32% | 6,883 | $666K | New |
| CL Colgate-Palmolive Co. | 0.32% | 7,340 | $661K | Add +15.4% |
| WM Waste Management Inc. | 0.32% | 3,051 | $650K | New |
| AWK American Water Works Co. Inc. | 0.31% | 5,266 | $644K | New |
| ECL Ecolab Inc. | 0.31% | 2,770 | $640K | New |
| UL Unilever PLC | 0.31% | 12,611 | $633K | Add +32.9% |
| AEP American Electric Power | 0.31% | 7,307 | $629K | New |
| HSY The Hershey Co. | 0.30% | 3,212 | $625K | New |
| CLX Clorox Company | 0.30% | 4,061 | $622K | Add +15.3% |
| YUM Yum! Brands Inc. | 0.30% | 4,475 | $620K | New |
| MDLZ Mondelez International Inc. Class A | 0.29% | 8,617 | $603K | Add +26.0% |
| ZTS Zoetis Inc. | 0.27% | 3,274 | $554K | New |
| SCHZ Schwab US Aggregate Bond ETF | 0.26% | 11,605 | $534K | Reduce -0.6% |
| FTCS First Trust Capital Strength | 0.24% | 5,636 | $483K | Reduce -1.1% |
| WELL Welltower Inc. | 0.23% | 5,087 | $475K | New |
| BMAY Innovator U.S. Equity Buffer | 0.23% | 13,061 | $465K | No change |
| AMZN Amazon.com Inc. | 0.22% | 2,547 | $459K | Reduce -56.8% |
| NVDA Nvidia Corp. | 0.22% | 504 | $455K | Reduce -11.3% |
| SCHX Schwab US Large-Cap ETF | 0.22% | 7,244 | $450K | Reduce -12.5% |
Portfolio Sells Q4 2023 → Q1 2024
| NJAN Innovator Growth 100 Power B | Reduce -87.9% | 0.15% | −1.13 |
| DFAU Dimensional US Core Equity M | Reduce -35.6% | 1.13% | −0.63 |
| ACN Accenture PLC Class A | Sold out | 0.00% | −0.60 |
| DGRW Wisdomtree U.S. Quality Divi | Reduce -34.3% | 1.06% | −0.58 |
| MRK Merck & Co. Inc. | Sold out | 0.00% | −0.55 |
| KVUE Kenvue Inc. | Sold out | 0.00% | −0.53 |
| NKE Nike Inc. Class B | Sold out | 0.00% | −0.53 |
| DFLV Dim US Large Cap Value ETF | Reduce -32.9% | 1.10% | −0.53 |
| VDC Vanguard Consumer Staple ETF | Sold out | 0.00% | −0.52 |
| BMY Bristol-Myers Squibb Co. | Sold out | 0.00% | −0.48 |
| IPAR Interparfums Inc. | Sold out | 0.00% | −0.33 |
| ANDE The Andersons Inc. | Sold out | 0.00% | −0.32 |
| BRK.B Berkshire Hathaway Inc. Class B | Sold out | 0.00% | −0.31 |
| CVS CVS Health Corp. | Sold out | 0.00% | −0.28 |
| SJM The JM Smucker Co. | Sold out | 0.00% | −0.27 |
| TAP Molson Coors Beverage Co. Class B | Sold out | 0.00% | −0.27 |
| KHC The Kraft Heinz Co. | Sold out | 0.00% | −0.27 |
| TSN Tyson Foods Inc. Class A | Sold out | 0.00% | −0.27 |
| EL Estee Lauder Companies Class A | Sold out | 0.00% | −0.27 |
| HEGD Swan Hedged Equity US LG Cap | Reduce -3.5% | 3.62% | −0.26 |
| DG Dollar General Corp. | Sold out | 0.00% | −0.26 |
| T AT&T Inc. | Reduce -73.9% | 0.09% | −0.26 |
| STZ Constellation Brands Inc. Class A | Sold out | 0.00% | −0.26 |
| KDP Keurig Dr Pepper Inc. | Sold out | 0.00% | −0.26 |
| SYY Sysco Corp. | Sold out | 0.00% | −0.26 |
| K Kellanova | Sold out | 0.00% | −0.26 |
| AMZN Amazon.com Inc. | Reduce -56.8% | 0.22% | −0.26 |
| CAG Conagra Brands Inc. | Sold out | 0.00% | −0.26 |
| VIGI Vanguard Int Div App Indx FD | Reduce -6.2% | 1.80% | −0.25 |
| CPB The Campbell's Company | Sold out | 0.00% | −0.25 |
| ADM Archer-Daniels-Midland Co. | Sold out | 0.00% | −0.25 |
| DINO HF Sinclair Corp. | Sold out | 0.00% | −0.25 |
| BF.B Brown-Forman Corp. Class B | Sold out | 0.00% | −0.24 |
| TJX TJX Companies Inc. | Reduce -40.1% | 0.34% | −0.23 |
| HAL Halliburton Co. | Sold out | 0.00% | −0.23 |
| SHEL Shell PLC-ADR | Sold out | 0.00% | −0.23 |
| FV First Trust DW Focus 5 Fund | Reduce -18.2% | 1.03% | −0.22 |
| FYX First Trust Small Cap Core A | Reduce -10.7% | 1.03% | −0.22 |
| VGT Vanguard Info Tech ETF | Reduce -12.3% | 1.13% | −0.18 |
| ARKK ARK Innovation ETF | Reduce -20.0% | 0.39% | −0.17 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -1.9% | 1.48% | −0.15 |
| XOM Exxon Mobil Corp. | Reduce -31.4% | 0.38% | −0.14 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -6.6% | 1.49% | −0.14 |
| TSLA Tesla Inc. | Sold out | 0.00% | −0.14 |
| FVD First Trust Value Line DVD | Reduce -3.8% | 1.43% | −0.14 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -16.0% | 0.66% | −0.12 |
| BSCP Invesco Bulletshares 2025 CB | Sold out | 0.00% | −0.11 |
| XLP SS Consumer Staples Sel Sect | Reduce -5.2% | 1.21% | −0.11 |
| DFAS Dimensional US Small Cap ETF | Reduce -4.9% | 1.04% | −0.11 |
| DFAI Dimensional International Co. | Reduce -4.3% | 1.04% | −0.09 |
Portfolio Buys Q4 2023 → Q1 2024
| QQQ Invesco QQQ Trust Series 1 | Add +284.5% | 1.44% | +1.06 |
| BND Vanguard Total Bond Market | New | 0.90% | +0.90 |
| SCHG Schwab US Large-Cap Growth | Add +13.7% | 6.48% | +0.88 |
| PEP Pepsico Inc. | Add +276.7% | 0.95% | +0.68 |
| WMT Walmart Inc. | Add +231.0% | 0.91% | +0.65 |
| DHI D.R. Horton Inc. | New | 0.64% | +0.64 |
| CPRT Copart Inc. | New | 0.63% | +0.63 |
| HD Home Depot Inc. | New | 0.62% | +0.62 |
| NXPI NXP Semiconductors NV | New | 0.59% | +0.59 |
| PANW Palo Alto Networks Inc. | New | 0.56% | +0.56 |
| REGN Regeneron Pharmaceuticals | New | 0.56% | +0.56 |
| CTAS Cintas Corp. | New | 0.36% | +0.36 |
| CVX Chevron Corp. | New | 0.36% | +0.36 |
| UNH Unitedhealth Group Inc. | Add +89.1% | 0.90% | +0.34 |
| JNJ Johnson & Johnson | New | 0.34% | +0.34 |
| SO The Southern Co. | New | 0.33% | +0.33 |
| DUK Duke Energy Corp. | New | 0.32% | +0.32 |
| JEPI JPMorgan Equity Premium Inco | Add +13.7% | 3.95% | +0.32 |
| WM Waste Management Inc. | New | 0.32% | +0.32 |
| AWK American Water Works Co. Inc. | New | 0.31% | +0.31 |
| ECL Ecolab Inc. | New | 0.31% | +0.31 |
| AEP American Electric Power | New | 0.31% | +0.31 |
| HSY The Hershey Co. | New | 0.30% | +0.30 |
| YUM Yum! Brands Inc. | New | 0.30% | +0.30 |
| DTE DTE Energy Company | Add +194.6% | 0.45% | +0.29 |
| ZTS Zoetis Inc. | New | 0.27% | +0.27 |
| WELL Welltower Inc. | New | 0.23% | +0.23 |
| MSFT Microsoft Corp. | Add +24.5% | 0.93% | +0.20 |
| OC Owens Corning | New | 0.16% | +0.16 |
| VLO Valero Energy Corp. | Add +8.2% | 0.70% | +0.16 |
| ABBV Abbvie Inc. | New | 0.15% | +0.15 |
| EOG EOG Resources Inc. | Add +32.3% | 0.67% | +0.14 |
| VTV Vanguard Mrngstr Val ETF-Aui | New | 0.13% | +0.13 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | New | 0.12% | +0.12 |
| PSFF Pacer Swan Sos Fund of Funds | Add +6.8% | 8.38% | +0.11 |
| VXUS Vanguard Total Intl Stock | New | 0.11% | +0.11 |
| DE Deere & Co. | Add +28.5% | 0.66% | +0.11 |
| KR Kroger Co. | Add +25.8% | 0.36% | +0.11 |
| MPC Marathon Petroleum Corp. | New | 0.10% | +0.10 |
| GIS General Mills Inc. | Add +43.7% | 0.35% | +0.10 |
| MO Altria Group Inc. | Add +36.2% | 0.38% | +0.10 |
| LMT Lockheed Martin Corp. | Add +28.7% | 0.62% | +0.09 |
| GOOG Alphabet Inc. Class C | Add +17.2% | 0.69% | +0.09 |
| KMB Kimberly-Clark Corp. | Add +37.7% | 0.33% | +0.08 |
| PG The Procter & Gamble Co. | Add +17.9% | 0.47% | +0.07 |
| ELV Elevance Health Inc. | Add +13.5% | 0.61% | +0.07 |
| AAAU Goldman Sachs Physical Gold | Add +8.2% | 1.24% | +0.07 |
| UL Unilever PLC | Add +32.9% | 0.31% | +0.06 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +51.2% | 0.17% | +0.05 |
| KO The Coca-Cola Co. | Add +22.5% | 0.38% | +0.05 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 158 | $265.7M | JPST, HEGD, QQQ, VO, AAPL |
| Q1 2026 | 154 | $217.4M | JPST, HEGD, QQQ, AAPL, JEPI |
| Q4 2025 | 150 | $219.3M | JPST, HEGD, QQQ, SCHG, AAPL |
| Q3 2025 | 169 | $284.2M | SCHG, PSFF, JPST, SCHV, AAAU |
| Q2 2025 | 145 | $263.3M | SCHG, PSFF, SCHV, HEGD, JPST |
| Q1 2025 | 137 | $201.3M | PSFF, JPST, HEGD, AAAU, BCD |
| Q4 2024 | 135 | $198.3M | SCHG, PSFF, JEPI, HEGD, JPST |
| Q3 2024 | 128 | $215.1M | PSFF, SCHG, SCHV, JEPI, HEGD |
| Q2 2024 | 124 | $208.6M | PSFF, SCHG, SCHV, JEPI, HEGD |
| Q1 2024 | 123 | $205.1M | PSFF, SCHG, SCHV, JEPI, HEGD |