Retirement Guys Formula LLC
In its 13F for Q2 2024 (holdings as of June 30, 2024, filed August 1, 2024), Retirement Guys Formula LLC reported 124 stock positions worth $208.6 million. Its top holding was Pacer Swan Sos Fund of Funds (PSFF) at 8.3% of the portfolio, followed by Schwab US Large-Cap Growth (SCHG, 6.9%) and Schwab US Large-Cap Value (SCHV, 5.1%). Compared with Q1 2024, it opened 9 new positions, sold out of 8, added to 48 and reduced 62. The biggest buy was a new position in Abrdn Bloomberg All Commodit (BCD) and the biggest sale an exit from First Trust Small Cap Core A (FYX).
- Most Recent 13F
- Q2 2026
- Location
- MAUMEE, OH
- CIK
- 0001933059
- Portfolio Value
- $208.6M (Q2 2024)
- SEC Filing
- 0001085146-24-003417 ↗ filed Aug 1, 2024
Holdings Value
Holdings 124 stocks · $208.6M
| PSFF Pacer Swan Sos Fund of Funds | 8.26% | 620,150 | $17.2M | Reduce -2.5% |
| SCHG Schwab US Large-Cap Growth | 6.91% | 142,890 | $14.4M | Reduce -0.3% |
| SCHV Schwab US Large-Cap Value | 5.10% | 143,645 | $10.6M | Add +0.6% |
| JEPI JPMorgan Equity Premium Inco | 4.14% | 152,459 | $8.6M | Add +8.8% |
| HEGD Swan Hedged Equity US LG Cap | 3.56% | 348,926 | $7.4M | Reduce -2.5% |
| SCHA Schwab US Small-Cap ETF | 3.40% | 149,331 | $7.1M | Add +2.8% |
| GMF State Street SPDR S&P Emergi | 2.36% | 44,180 | $4.9M | Add +1.4% |
| AAPL Apple Inc. | 2.32% | 23,016 | $4.8M | Reduce -11.9% |
| FEZ State Street SPDR Euro Stoxx | 2.17% | 90,538 | $4.5M | Add +1.0% |
| VIGI Vanguard Int Div App Indx FD | 1.74% | 44,594 | $3.6M | Reduce -1.4% |
| QQQ Invesco QQQ Trust Series 1 | 1.47% | 6,420 | $3.1M | Reduce -3.3% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 1.45% | 114,229 | $3.0M | Reduce -4.7% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 1.42% | 12,266 | $3.0M | Add +0.5% |
| FVD First Trust Value Line DVD | 1.34% | 68,631 | $2.8M | Reduce -1.4% |
| XLP SS Consumer Staples Sel Sect | 1.17% | 31,936 | $2.4M | Reduce -2.1% |
| AAAU Goldman Sachs Physical Gold | 1.15% | 104,002 | $2.4M | Reduce -9.8% |
| VGT Vanguard Info Tech ETF | 1.11% | 4,034 | $2.3M | Reduce -8.8% |
| JPXN iShares JPX-Nikkei 400 ETF | 1.11% | 32,083 | $2.3M | Add +3.9% |
| BCD Abrdn Bloomberg All Commodit filed as ABRDN ETFS | 1.10% | 70,742 | $2.3M | New |
| IFRA iShares US Infrastructure | 1.10% | 54,414 | $2.3M | Reduce -2.3% |
| DFAU Dimensional US Core Equity M | 1.06% | 59,052 | $2.2M | Reduce -6.9% |
| UNH Unitedhealth Group Inc. | 1.00% | 4,097 | $2.1M | Add +9.3% |
| COST Costco Wholesale Corp. | 0.99% | 2,423 | $2.1M | Reduce -7.9% |
| FV First Trust DW Focus 5 Fund | 0.99% | 35,943 | $2.1M | Reduce -2.4% |
| DFLV Dim US Large Cap Value ETF | 0.97% | 70,303 | $2.0M | Reduce -6.5% |
| DGRW Wisdomtree U.S. Quality Divi | 0.97% | 26,038 | $2.0M | Reduce -9.0% |
| SIXJ Allian US Equ 6 Mon BU10-Usd | 0.95% | 69,988 | $2.0M | Reduce -2.5% |
| WMT Walmart Inc. | 0.93% | 28,792 | $1.9M | Reduce -7.3% |
| PEP Pepsico Inc. | 0.93% | 11,750 | $1.9M | Add +5.6% |
| IJR iShares Core S&P Small-Cap E | 0.93% | 18,099 | $1.9M | New |
| DFAI Dimensional International Co. | 0.92% | 64,739 | $1.9M | Reduce -8.1% |
| DFAS Dimensional US Small Cap ETF | 0.90% | 31,367 | $1.9M | Reduce -8.7% |
| DFGR Dim Global Real Estate ETF | 0.87% | 72,492 | $1.8M | Reduce -7.9% |
| MSFT Microsoft Corp. | 0.82% | 3,814 | $1.7M | Reduce -15.9% |
| BND Vanguard Total Bond Market | 0.82% | 23,620 | $1.7M | Reduce -7.3% |
| NFLX Netflix Inc. | 0.81% | 2,493 | $1.7M | Reduce -3.2% |
| AGG iShares Core U.S. Aggregate | 0.76% | 16,366 | $1.6M | Reduce -2.9% |
| ANGL Vaneck Fallen Angel High YLD | 0.73% | 54,139 | $1.5M | Reduce -3.2% |
| META Meta Platforms Inc. Class A | 0.73% | 3,033 | $1.5M | Reduce -14.5% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.72% | 2,762 | $1.5M | Add +6.9% |
| GOOG Alphabet Inc. Class C | 0.68% | 7,715 | $1.4M | Reduce -17.1% |
| PANW Palo Alto Networks Inc. | 0.67% | 4,150 | $1.4M | Add +1.8% |
| AVGO Broadcom Inc. | 0.65% | 847 | $1.4M | Reduce -11.1% |
| HD Home Depot Inc. | 0.65% | 3,945 | $1.4M | Add +18.9% |
| ANET Arista Networks Inc. | 0.65% | 3,872 | $1.4M | Reduce -11.8% |
| ELV Elevance Health Inc. | 0.65% | 2,502 | $1.4M | Add +4.2% |
| EOG EOG Resources Inc. | 0.65% | 10,755 | $1.4M | Add +0.7% |
| MA Mastercard Inc. Class A | 0.64% | 3,022 | $1.3M | Add +9.8% |
| NXPI NXP Semiconductors NV | 0.64% | 4,940 | $1.3M | Add +1.0% |
| NUE Nucor Corp. | 0.64% | 8,405 | $1.3M | Add +31.7% |
| AMAT Applied Materials Inc. | 0.64% | 5,616 | $1.3M | Reduce -6.9% |
| VRTX Vertex Pharmaceuticals Inc. | 0.63% | 2,810 | $1.3M | Reduce -3.8% |
| VLO Valero Energy Corp. | 0.63% | 8,368 | $1.3M | Reduce -0.3% |
| CAT Caterpillar Inc. | 0.63% | 3,930 | $1.3M | Add +9.2% |
| DE Deere & Co. | 0.63% | 3,495 | $1.3M | Add +6.8% |
| LMT Lockheed Martin Corp. | 0.63% | 2,795 | $1.3M | Reduce -0.1% |
| DHI D.R. Horton Inc. | 0.62% | 9,129 | $1.3M | Add +14.9% |
| ON On Semiconductor | 0.62% | 18,737 | $1.3M | Add +23.5% |
| V Visa Inc. Class A | 0.61% | 4,885 | $1.3M | Add +7.9% |
| CPRT Copart Inc. | 0.60% | 23,176 | $1.3M | Add +4.0% |
| REGN Regeneron Pharmaceuticals | 0.60% | 1,184 | $1.2M | Reduce -0.8% |
| COR Cencora Inc. | 0.59% | 5,445 | $1.2M | Add +6.6% |
| SCHD Schwab US DVD Equity ETF | 0.58% | 15,523 | $1.2M | Reduce -0.1% |
| DFAE Dimensional Emerging Core Eq | 0.47% | 38,289 | $991K | Reduce -8.6% |
| PG The Procter & Gamble Co. | 0.45% | 5,750 | $948K | Reduce -2.8% |
| DISV Dimensional International SM | 0.45% | 35,213 | $947K | Reduce -8.4% |
| DTE DTE Energy Company | 0.45% | 8,422 | $935K | Add +1.5% |
| DMAY FT Vest US Equity Deep Buffe | 0.41% | 22,065 | $849K | Reduce -1.6% |
| KO The Coca-Cola Co. | 0.40% | 13,242 | $843K | Add +5.0% |
| CVX Chevron Corp. | 0.38% | 5,023 | $786K | Add +8.1% |
| PMAY Innovator U.S. Equity Power | 0.37% | 22,884 | $781K | Reduce -10.8% |
| JNJ Johnson & Johnson | 0.37% | 5,228 | $764K | Add +20.3% |
| NVDA Nvidia Corp. | 0.37% | 6,176 | $763K | Add +22.5% |
| XOM Exxon Mobil Corp. | 0.36% | 6,505 | $749K | Reduce -3.6% |
| MCD McDonald's Corp. | 0.34% | 2,797 | $713K | Add +14.4% |
| CTAS Cintas Corp. | 0.34% | 1,014 | $710K | Reduce -6.2% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.33% | 6,255 | $689K | Reduce -8.1% |
| MO Altria Group Inc. | 0.33% | 15,045 | $685K | Reduce -15.0% |
| SO The Southern Co. | 0.32% | 8,726 | $677K | Reduce -8.6% |
| ZTS Zoetis Inc. | 0.32% | 3,902 | $677K | Add +19.2% |
| DUK Duke Energy Corp. | 0.32% | 6,682 | $670K | Reduce -2.9% |
| KMB Kimberly-Clark Corp. | 0.32% | 4,815 | $665K | Reduce -8.4% |
| KR Kroger Co. | 0.32% | 13,291 | $664K | Add +3.8% |
| AWK American Water Works Co. Inc. | 0.32% | 5,122 | $662K | Reduce -2.7% |
| WM Waste Management Inc. | 0.31% | 3,048 | $650K | Reduce -0.1% |
| CL Colgate-Palmolive Co. | 0.31% | 6,683 | $648K | Reduce -8.9% |
| AEP American Electric Power | 0.31% | 7,360 | $646K | Add +0.7% |
| CLX Clorox Company | 0.31% | 4,705 | $642K | Add +15.9% |
| YUM Yum! Brands Inc. | 0.31% | 4,808 | $637K | Add +7.4% |
| GIS General Mills Inc. | 0.30% | 10,016 | $634K | Reduce -2.4% |
| UL Unilever PLC | 0.30% | 11,520 | $634K | Reduce -8.7% |
| ECL Ecolab Inc. | 0.30% | 2,646 | $630K | Reduce -4.5% |
| MDLZ Mondelez International Inc. Class A | 0.30% | 9,584 | $627K | Add +11.2% |
| HSY The Hershey Co. | 0.30% | 3,411 | $627K | Add +6.2% |
| AMZN Amazon.com Inc. | 0.29% | 3,096 | $598K | Add +21.6% |
| FTCS First Trust Capital Strength | 0.23% | 5,694 | $478K | Add +1.0% |
| CGGR Cap Group Growth Equity | 0.22% | 13,795 | $454K | New |
| SCHZ Schwab US Aggregate Bond ETF | 0.22% | 9,911 | $452K | Reduce -14.6% |
| SCHX Schwab US Large-Cap ETF | 0.22% | 7,008 | $450K | Reduce -3.3% |
| UJUL Innovator U.S. Equity Ultra | 0.20% | 13,089 | $426K | Reduce -0.0% |
Portfolio Sells Q1 2024 → Q2 2024
| FYX First Trust Small Cap Core A | Sold out | 0.00% | −1.03 |
| ARKK ARK Innovation ETF | Sold out | 0.00% | −0.39 |
| WELL Welltower Inc. | Sold out | 0.00% | −0.23 |
| BMAY Innovator U.S. Equity Buffer | Sold out | 0.00% | −0.23 |
| ABBV Abbvie Inc. | Sold out | 0.00% | −0.15 |
| DFAS Dimensional US Small Cap ETF | Reduce -8.7% | 0.90% | −0.14 |
| DFLV Dim US Large Cap Value ETF | Reduce -6.5% | 0.97% | −0.12 |
| DFAI Dimensional International Co. | Reduce -8.1% | 0.92% | −0.12 |
| PSFF Pacer Swan Sos Fund of Funds | Reduce -2.5% | 8.26% | −0.11 |
| MSFT Microsoft Corp. | Reduce -15.9% | 0.82% | −0.11 |
| DFGR Dim Global Real Estate ETF | Reduce -7.9% | 0.87% | −0.11 |
| META Meta Platforms Inc. Class A | Reduce -14.5% | 0.73% | −0.11 |
| MPC Marathon Petroleum Corp. | Sold out | 0.00% | −0.10 |
| FVD First Trust Value Line DVD | Reduce -1.4% | 1.34% | −0.09 |
| AAAU Goldman Sachs Physical Gold | Reduce -9.8% | 1.15% | −0.09 |
| DGRW Wisdomtree U.S. Quality Divi | Reduce -9.0% | 0.97% | −0.09 |
| BND Vanguard Total Bond Market | Reduce -7.3% | 0.82% | −0.09 |
| T AT&T Inc. | Sold out | 0.00% | −0.09 |
| IFRA iShares US Infrastructure | Reduce -2.3% | 1.10% | −0.08 |
| VLO Valero Energy Corp. | Reduce -0.3% | 0.63% | −0.07 |
| DFAU Dimensional US Core Equity M | Reduce -6.9% | 1.06% | −0.07 |
| HEGD Swan Hedged Equity US LG Cap | Reduce -2.5% | 3.56% | −0.06 |
| VIGI Vanguard Int Div App Indx FD | Reduce -1.4% | 1.74% | −0.06 |
| ANGL Vaneck Fallen Angel High YLD | Reduce -3.2% | 0.73% | −0.06 |
| DISV Dimensional International SM | Reduce -8.4% | 0.45% | −0.06 |
| FGD First Trust DJ GL Sel DVD | Reduce -22.9% | 0.14% | −0.05 |
| MO Altria Group Inc. | Reduce -15.0% | 0.33% | −0.05 |
| GIS General Mills Inc. | Reduce -2.4% | 0.30% | −0.05 |
| SCHZ Schwab US Aggregate Bond ETF | Reduce -14.6% | 0.22% | −0.04 |
| AGG iShares Core U.S. Aggregate | Reduce -2.9% | 0.76% | −0.04 |
| XLP SS Consumer Staples Sel Sect | Reduce -2.1% | 1.17% | −0.04 |
| FV First Trust DW Focus 5 Fund | Reduce -2.4% | 0.99% | −0.04 |
| PMAY Innovator U.S. Equity Power | Reduce -10.8% | 0.37% | −0.03 |
| SCHD Schwab US DVD Equity ETF | Reduce -0.1% | 0.58% | −0.03 |
| DFAE Dimensional Emerging Core Eq | Reduce -8.6% | 0.47% | −0.03 |
| XOM Exxon Mobil Corp. | Reduce -3.6% | 0.36% | −0.02 |
| CTAS Cintas Corp. | Reduce -6.2% | 0.34% | −0.02 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -4.7% | 1.45% | −0.02 |
| SIXJ Allian US Equ 6 Mon BU10-Usd | Reduce -2.5% | 0.95% | −0.02 |
| VGT Vanguard Info Tech ETF | Reduce -8.8% | 1.11% | −0.02 |
| PG The Procter & Gamble Co. | Reduce -2.8% | 0.45% | −0.01 |
| GOOG Alphabet Inc. Class C | Reduce -17.1% | 0.68% | −0.01 |
| KMB Kimberly-Clark Corp. | Reduce -8.4% | 0.32% | −0.01 |
| CL Colgate-Palmolive Co. | Reduce -8.9% | 0.31% | −0.01 |
| ECL Ecolab Inc. | Reduce -4.5% | 0.30% | −0.01 |
| SO The Southern Co. | Reduce -8.6% | 0.32% | −0.01 |
| TJX TJX Companies Inc. | Reduce -8.1% | 0.33% | −0.01 |
| WM Waste Management Inc. | Reduce -0.1% | 0.31% | −0.01 |
| UL Unilever PLC | Reduce -8.7% | 0.30% | −0.01 |
| LMBS First Trust Low Duration Opp | Reduce -0.9% | 0.14% | −0.00 |
Portfolio Buys Q1 2024 → Q2 2024
| BCD Abrdn Bloomberg All Commodit | New | 1.10% | +1.10 |
| IJR iShares Core S&P Small-Cap E | New | 0.93% | +0.93 |
| CGGR Cap Group Growth Equity | New | 0.22% | +0.22 |
| JEPI JPMorgan Equity Premium Inco | Add +8.8% | 4.14% | +0.19 |
| GMF State Street SPDR S&P Emergi | Add +1.4% | 2.36% | +0.15 |
| NVDA Nvidia Corp. | Add +22.5% | 0.37% | +0.14 |
| BRK.B Berkshire Hathaway Inc. Class B | New | 0.12% | +0.12 |
| UAUG Innovator U.S. Equity Ultra | New | 0.11% | +0.11 |
| PANW Palo Alto Networks Inc. | Add +1.8% | 0.67% | +0.11 |
| VZ Verizon Communications Inc. | New | 0.11% | +0.11 |
| VUG Vanguard Mrngstar GR ETF-Sui | New | 0.10% | +0.10 |
| IBM Intl Business Machines Corp. | New | 0.10% | +0.10 |
| TSLA Tesla Inc. | New | 0.10% | +0.10 |
| UNH Unitedhealth Group Inc. | Add +9.3% | 1.00% | +0.10 |
| ON On Semiconductor | Add +23.5% | 0.62% | +0.07 |
| AMZN Amazon.com Inc. | Add +21.6% | 0.29% | +0.06 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +6.9% | 0.72% | +0.06 |
| ZTS Zoetis Inc. | Add +19.2% | 0.32% | +0.05 |
| NXPI NXP Semiconductors NV | Add +1.0% | 0.64% | +0.05 |
| ELV Elevance Health Inc. | Add +4.2% | 0.65% | +0.04 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Add +18.8% | 0.16% | +0.03 |
| JNJ Johnson & Johnson | Add +20.3% | 0.37% | +0.03 |
| HD Home Depot Inc. | Add +18.9% | 0.65% | +0.03 |
| KO The Coca-Cola Co. | Add +5.0% | 0.40% | +0.03 |
| NUE Nucor Corp. | Add +31.7% | 0.64% | +0.02 |
| CVX Chevron Corp. | Add +8.1% | 0.38% | +0.02 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +18.5% | 0.15% | +0.02 |
| VXUS Vanguard Total Intl Stock | Add +16.7% | 0.13% | +0.02 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +14.9% | 0.18% | +0.01 |
| NJAN Innovator Growth 100 Power B | Add +2.3% | 0.15% | +0.01 |
| MDLZ Mondelez International Inc. Class A | Add +11.2% | 0.30% | +0.01 |
| MCD McDonald's Corp. | Add +14.4% | 0.34% | +0.01 |
| GALT Galectin Therapeutics Inc. | Add +22.0% | 0.04% | +0.01 |
| CLX Clorox Company | Add +15.9% | 0.31% | +0.00 |
| AEP American Electric Power | Add +0.7% | 0.31% | +0.00 |
| YUM Yum! Brands Inc. | Add +7.4% | 0.31% | +0.00 |
| BSJQ Invesco Bulletshares 2026 HY | Add +0.8% | 0.11% | −0.00 |
| V Visa Inc. Class A | Add +7.9% | 0.61% | −0.00 |
| HSY The Hershey Co. | Add +6.2% | 0.30% | −0.00 |
| XLE SS Energy Select Sector | Add +0.7% | 0.12% | −0.01 |
| DTE DTE Energy Company | Add +1.5% | 0.45% | −0.01 |
| FTCS First Trust Capital Strength | Add +1.0% | 0.23% | −0.01 |
| MA Mastercard Inc. Class A | Add +9.8% | 0.64% | −0.01 |
| BLD Topbuild Corp. | Add +4.8% | 0.11% | −0.01 |
| CAT Caterpillar Inc. | Add +9.2% | 0.63% | −0.02 |
| JPXN iShares JPX-Nikkei 400 ETF | Add +3.9% | 1.11% | −0.02 |
| EOG EOG Resources Inc. | Add +0.7% | 0.65% | −0.02 |
| COR Cencora Inc. | Add +6.6% | 0.59% | −0.02 |
| PEP Pepsico Inc. | Add +5.6% | 0.93% | −0.02 |
| DHI D.R. Horton Inc. | Add +14.9% | 0.62% | −0.02 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 158 | $265.7M | JPST, HEGD, QQQ, VO, AAPL |
| Q1 2026 | 154 | $217.4M | JPST, HEGD, QQQ, AAPL, JEPI |
| Q4 2025 | 150 | $219.3M | JPST, HEGD, QQQ, SCHG, AAPL |
| Q3 2025 | 169 | $284.2M | SCHG, PSFF, JPST, SCHV, AAAU |
| Q2 2025 | 145 | $263.3M | SCHG, PSFF, SCHV, HEGD, JPST |
| Q1 2025 | 137 | $201.3M | PSFF, JPST, HEGD, AAAU, BCD |
| Q4 2024 | 135 | $198.3M | SCHG, PSFF, JEPI, HEGD, JPST |
| Q3 2024 | 128 | $215.1M | PSFF, SCHG, SCHV, JEPI, HEGD |
| Q2 2024 | 124 | $208.6M | PSFF, SCHG, SCHV, JEPI, HEGD |
| Q1 2024 | 123 | $205.1M | PSFF, SCHG, SCHV, JEPI, HEGD |