Retirement Guys Formula LLC
In its 13F for Q3 2024 (holdings as of September 30, 2024, filed October 21, 2024), Retirement Guys Formula LLC reported 128 stock positions worth $215.1 million. Its top holding was Pacer Swan Sos Fund of Funds (PSFF) at 8.7% of the portfolio, followed by Schwab US Large-Cap Growth (SCHG, 7.3%) and Schwab US Large-Cap Value (SCHV, 5.9%). Compared with Q2 2024, it opened 15 new positions, sold out of 11, added to 73 and reduced 37. The biggest buy was Schwab US Large-Cap Value (SCHV, shares +10%) and the biggest sale an exit from State Street SPDR S&P Emergi (GMF).
- Most Recent 13F
- Q2 2026
- Location
- MAUMEE, OH
- CIK
- 0001933059
- Portfolio Value
- $215.1M (Q3 2024)
- SEC Filing
- 0001085146-24-005018 ↗ filed Oct 21, 2024
Holdings Value
Holdings 128 stocks · $215.1M
| PSFF Pacer Swan Sos Fund of Funds | 8.66% | 647,893 | $18.6M | Add +4.5% |
| SCHG Schwab US Large-Cap Growth | 7.33% | 151,254 | $15.8M | Add +5.8% |
| SCHV Schwab US Large-Cap Value | 5.90% | 157,929 | $12.7M | Add +9.9% |
| JEPI JPMorgan Equity Premium Inco | 4.58% | 165,375 | $9.8M | Add +8.5% |
| HEGD Swan Hedged Equity US LG Cap | 3.51% | 339,379 | $7.6M | Reduce -2.7% |
| SCHA Schwab US Small-Cap ETF | 2.59% | 108,069 | $5.6M | Reduce -27.6% |
| AAPL Apple Inc. | 2.37% | 21,830 | $5.1M | Reduce -5.2% |
| VIGI Vanguard Int Div App Indx FD | 1.80% | 43,754 | $3.9M | Reduce -1.9% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 1.52% | 111,890 | $3.3M | Reduce -2.0% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 1.45% | 11,825 | $3.1M | Reduce -3.6% |
| QQQ Invesco QQQ Trust Series 1 | 1.44% | 6,343 | $3.1M | Reduce -1.2% |
| FVD First Trust Value Line DVD | 1.43% | 67,535 | $3.1M | Reduce -1.6% |
| AAAU Goldman Sachs Physical Gold | 1.34% | 110,602 | $2.9M | Add +6.3% |
| IFRA iShares US Infrastructure | 1.29% | 59,011 | $2.8M | Add +8.4% |
| XLP SS Consumer Staples Sel Sect | 1.21% | 31,349 | $2.6M | Reduce -1.8% |
| VGT Vanguard Info Tech ETF | 1.18% | 4,342 | $2.5M | Add +7.6% |
| DFAU Dimensional US Core Equity M | 1.14% | 61,624 | $2.4M | Add +4.4% |
| WMT Walmart Inc. | 1.12% | 29,928 | $2.4M | Add +4.0% |
| UNH Unitedhealth Group Inc. | 1.10% | 4,055 | $2.4M | Reduce -1.0% |
| DFLV Dim US Large Cap Value ETF | 1.05% | 73,125 | $2.3M | Add +4.0% |
| COST Costco Wholesale Corp. | 1.05% | 2,539 | $2.3M | Add +4.8% |
| DGRW Wisdomtree U.S. Quality Divi | 1.04% | 26,813 | $2.2M | Add +3.0% |
| SIXJ Allian US Equ 6 Mon BU10-Usd | 1.04% | 75,798 | $2.2M | Add +8.3% |
| PEP Pepsico Inc. | 0.99% | 12,483 | $2.1M | Add +6.2% |
| DFAS Dimensional US Small Cap ETF | 0.98% | 32,608 | $2.1M | Add +4.0% |
| DFGR Dim Global Real Estate ETF | 0.98% | 72,965 | $2.1M | Add +0.7% |
| IJR iShares Core S&P Small-Cap E | 0.97% | 17,897 | $2.1M | Reduce -1.1% |
| DFAI Dimensional International Co. | 0.97% | 65,576 | $2.1M | Add +1.3% |
| FV First Trust DW Focus 5 Fund | 0.95% | 34,882 | $2.0M | Reduce -3.0% |
| NVDA Nvidia Corp. | 0.93% | 16,427 | $2.0M | Add +166.0% |
| NFLX Netflix Inc. | 0.87% | 2,651 | $1.9M | Add +6.3% |
| BCD Abrdn Bloomberg All Commodit filed as ABRDN ETFS | 0.85% | 55,882 | $1.8M | Reduce -21.0% |
| META Meta Platforms Inc. Class A | 0.84% | 3,166 | $1.8M | Add +4.4% |
| AMZN Amazon.com Inc. | 0.84% | 9,696 | $1.8M | Add +213.2% |
| AGG iShares Core U.S. Aggregate | 0.82% | 17,371 | $1.8M | Add +6.1% |
| DHI D.R. Horton Inc. | 0.79% | 8,941 | $1.7M | Reduce -2.1% |
| LMT Lockheed Martin Corp. | 0.77% | 2,839 | $1.7M | Add +1.6% |
| BND Vanguard Total Bond Market | 0.77% | 22,077 | $1.7M | Reduce -6.5% |
| MSFT Microsoft Corp. | 0.76% | 3,823 | $1.6M | Add +0.2% |
| ANGL Vaneck Fallen Angel High YLD | 0.75% | 54,649 | $1.6M | Add +0.9% |
| HD Home Depot Inc. | 0.75% | 3,965 | $1.6M | Add +0.5% |
| CAT Caterpillar Inc. | 0.74% | 4,058 | $1.6M | Add +3.3% |
| ANET Arista Networks Inc. | 0.73% | 4,088 | $1.6M | Add +5.6% |
| AVGO Broadcom Inc. | 0.72% | 8,956 | $1.5M | Add +5.7% |
| CMI Cummins Inc. | 0.71% | 4,747 | $1.5M | New |
| MA Mastercard Inc. Class A | 0.71% | 3,098 | $1.5M | Add +2.5% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.69% | 2,602 | $1.5M | Reduce -5.8% |
| PANW Palo Alto Networks Inc. | 0.68% | 4,289 | $1.5M | Add +3.4% |
| GOOG Alphabet Inc. Class C | 0.66% | 8,523 | $1.4M | Add +10.5% |
| ELV Elevance Health Inc. | 0.66% | 2,710 | $1.4M | Add +8.3% |
| V Visa Inc. Class A | 0.65% | 5,116 | $1.4M | Add +4.7% |
| EOG EOG Resources Inc. | 0.63% | 11,084 | $1.4M | Add +3.1% |
| VRTX Vertex Pharmaceuticals Inc. | 0.63% | 2,901 | $1.3M | Add +3.2% |
| COR Cencora Inc. | 0.63% | 5,982 | $1.3M | Add +9.9% |
| REGN Regeneron Pharmaceuticals | 0.62% | 1,278 | $1.3M | Add +7.9% |
| CPRT Copart Inc. | 0.62% | 25,611 | $1.3M | Add +10.5% |
| SCHD Schwab US DVD Equity ETF | 0.61% | 15,463 | $1.3M | Reduce -0.4% |
| AMAT Applied Materials Inc. | 0.60% | 6,383 | $1.3M | Add +13.7% |
| NXPI NXP Semiconductors NV | 0.59% | 5,275 | $1.3M | Add +6.8% |
| VLO Valero Energy Corp. | 0.58% | 9,264 | $1.3M | Add +10.7% |
| DTE DTE Energy Company | 0.53% | 8,798 | $1.1M | Add +4.5% |
| PG The Procter & Gamble Co. | 0.50% | 6,160 | $1.1M | Add +7.1% |
| DFAE Dimensional Emerging Core Eq | 0.49% | 38,379 | $1.1M | Add +0.2% |
| DISV Dimensional International SM | 0.48% | 35,591 | $1.0M | Add +1.1% |
| MCD McDonald's Corp. | 0.46% | 3,275 | $997K | Add +17.1% |
| KO The Coca-Cola Co. | 0.45% | 13,462 | $967K | Add +1.7% |
| JNJ Johnson & Johnson | 0.42% | 5,622 | $911K | Add +7.5% |
| SO The Southern Co. | 0.41% | 9,784 | $882K | Add +12.1% |
| CVX Chevron Corp. | 0.38% | 5,613 | $827K | Add +11.8% |
| CLX Clorox Company | 0.38% | 5,061 | $825K | Add +7.6% |
| CTAS Cintas Corp. | 0.38% | 3,955 | $814K | Reduce -2.5% |
| DUK Duke Energy Corp. | 0.38% | 7,053 | $813K | Add +5.5% |
| MO Altria Group Inc. | 0.38% | 15,929 | $813K | Add +5.9% |
| XOM Exxon Mobil Corp. | 0.37% | 6,879 | $806K | Add +5.8% |
| UL Unilever PLC | 0.37% | 12,337 | $801K | Add +7.1% |
| AEP American Electric Power | 0.37% | 7,749 | $795K | Add +5.3% |
| GIS General Mills Inc. | 0.37% | 10,739 | $793K | Add +7.2% |
| ZTS Zoetis Inc. | 0.37% | 4,041 | $789K | Add +3.6% |
| KAPR Innovator U.S. Small Cap Pow | 0.36% | 23,964 | $778K | New |
| AWK American Water Works Co. Inc. | 0.36% | 5,294 | $774K | Add +3.4% |
| MDLZ Mondelez International Inc. Class A | 0.36% | 10,506 | $774K | Add +9.6% |
| CL Colgate-Palmolive Co. | 0.35% | 7,338 | $762K | Add +9.8% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.35% | 6,437 | $757K | Add +2.9% |
| KMB Kimberly-Clark Corp. | 0.35% | 5,275 | $751K | Add +9.6% |
| YUM Yum! Brands Inc. | 0.35% | 5,341 | $746K | Add +11.1% |
| ECL Ecolab Inc. | 0.35% | 2,921 | $746K | Add +10.4% |
| HSY The Hershey Co. | 0.33% | 3,732 | $716K | Add +9.4% |
| JPST JPMorgan Ultra-Short Income | 0.33% | 14,100 | $715K | New |
| ARKK ARK Innovation ETF | 0.33% | 14,881 | $707K | New |
| WM Waste Management Inc. | 0.33% | 3,404 | $707K | Add +11.7% |
| RSG Republic Services Inc. | 0.33% | 3,507 | $704K | New |
| FTCS First Trust Capital Strength | 0.23% | 5,485 | $498K | Reduce -3.7% |
| SCHZ Schwab US Aggregate Bond ETF | 0.23% | 10,188 | $484K | Add +2.8% |
| SCHX Schwab US Large-Cap ETF | 0.22% | 6,900 | $468K | Reduce -1.5% |
| CGGR Cap Group Growth Equity | 0.22% | 13,345 | $464K | Reduce -3.3% |
| UJUL Innovator U.S. Equity Ultra | 0.21% | 13,087 | $444K | Reduce -0.0% |
| PAPR Innovator U.S. Equity Power | 0.19% | 11,624 | $418K | Reduce -0.2% |
| OC Owens Corning | 0.16% | 1,939 | $342K | Add +3.1% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.16% | 1,432 | $340K | Reduce -17.0% |
| NJAN Innovator Growth 100 Power B | 0.15% | 7,013 | $326K | Reduce -0.2% |
Portfolio Sells Q2 2024 → Q3 2024
| GMF State Street SPDR S&P Emergi | Sold out | 0.00% | −2.36 |
| FEZ State Street SPDR Euro Stoxx | Sold out | 0.00% | −2.17 |
| JPXN iShares JPX-Nikkei 400 ETF | Sold out | 0.00% | −1.11 |
| SCHA Schwab US Small-Cap ETF | Reduce -27.6% | 2.59% | −0.81 |
| NUE Nucor Corp. | Sold out | 0.00% | −0.64 |
| DE Deere & Co. | Sold out | 0.00% | −0.63 |
| ON On Semiconductor | Sold out | 0.00% | −0.62 |
| PMAY Innovator U.S. Equity Power | Sold out | 0.00% | −0.37 |
| KR Kroger Co. | Sold out | 0.00% | −0.32 |
| DMAY FT Vest US Equity Deep Buffe | Reduce -72.7% | 0.11% | −0.29 |
| BCD Abrdn Bloomberg All Commodit | Reduce -21.0% | 0.85% | −0.25 |
| KRG Kite Realty Group Trust | Sold out | 0.00% | −0.13 |
| VUG Vanguard Mrngstar GR ETF-Sui | Sold out | 0.00% | −0.10 |
| TSLA Tesla Inc. | Sold out | 0.00% | −0.10 |
| UMAY Innovator U.S. Equity Ultra | Reduce -37.4% | 0.11% | −0.07 |
| HEGD Swan Hedged Equity US LG Cap | Reduce -2.7% | 3.51% | −0.04 |
| BND Vanguard Total Bond Market | Reduce -6.5% | 0.77% | −0.04 |
| FV First Trust DW Focus 5 Fund | Reduce -3.0% | 0.95% | −0.04 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Reduce -23.2% | 0.12% | −0.04 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -1.2% | 1.44% | −0.03 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -5.8% | 0.69% | −0.03 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -17.0% | 0.16% | −0.02 |
| VXUS Vanguard Total Intl Stock | Reduce -20.8% | 0.10% | −0.02 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -19.3% | 0.13% | −0.02 |
| UAUG Innovator U.S. Equity Ultra | Reduce -5.5% | 0.11% | −0.01 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -11.9% | 0.12% | −0.00 |
| BLD Topbuild Corp. | Reduce -5.9% | 0.10% | −0.00 |
| CGGR Cap Group Growth Equity | Reduce -3.3% | 0.22% | −0.00 |
| QYLD Global X Nasd 100 Cov Call | Reduce -0.0% | 0.14% | −0.00 |
| NJAN Innovator Growth 100 Power B | Reduce -0.2% | 0.15% | −0.00 |
| PAPR Innovator U.S. Equity Power | Reduce -0.2% | 0.19% | +0.00 |
| FGD First Trust DJ GL Sel DVD | Reduce -4.9% | 0.14% | +0.00 |
| SCHX Schwab US Large-Cap ETF | Reduce -1.5% | 0.22% | +0.00 |
| FTCS First Trust Capital Strength | Reduce -3.7% | 0.23% | +0.00 |
| UJUL Innovator U.S. Equity Ultra | Reduce -0.0% | 0.21% | +0.00 |
| VZ Verizon Communications Inc. | Reduce -2.4% | 0.11% | +0.00 |
| IBM Intl Business Machines Corp. | Reduce -5.1% | 0.12% | +0.02 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -3.6% | 1.45% | +0.03 |
| SCHD Schwab US DVD Equity ETF | Reduce -0.4% | 0.61% | +0.03 |
| XLP SS Consumer Staples Sel Sect | Reduce -1.8% | 1.21% | +0.04 |
| CTAS Cintas Corp. | Reduce -2.5% | 0.38% | +0.04 |
| AAPL Apple Inc. | Reduce -5.2% | 2.37% | +0.04 |
| IJR iShares Core S&P Small-Cap E | Reduce -1.1% | 0.97% | +0.05 |
| VIGI Vanguard Int Div App Indx FD | Reduce -1.9% | 1.80% | +0.06 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -2.0% | 1.52% | +0.06 |
| FVD First Trust Value Line DVD | Reduce -1.6% | 1.43% | +0.09 |
| UNH Unitedhealth Group Inc. | Reduce -1.0% | 1.10% | +0.10 |
| DHI D.R. Horton Inc. | Reduce -2.1% | 0.79% | +0.18 |
Portfolio Buys Q2 2024 → Q3 2024
| SCHV Schwab US Large-Cap Value | Add +9.9% | 5.90% | +0.80 |
| CMI Cummins Inc. | New | 0.71% | +0.71 |
| NVDA Nvidia Corp. | Add +166.0% | 0.93% | +0.56 |
| AMZN Amazon.com Inc. | Add +213.2% | 0.84% | +0.55 |
| JEPI JPMorgan Equity Premium Inco | Add +8.5% | 4.58% | +0.43 |
| SCHG Schwab US Large-Cap Growth | Add +5.8% | 7.33% | +0.42 |
| PSFF Pacer Swan Sos Fund of Funds | Add +4.5% | 8.66% | +0.40 |
| KAPR Innovator U.S. Small Cap Pow | New | 0.36% | +0.36 |
| JPST JPMorgan Ultra-Short Income | New | 0.33% | +0.33 |
| ARKK ARK Innovation ETF | New | 0.33% | +0.33 |
| RSG Republic Services Inc. | New | 0.33% | +0.33 |
| AAAU Goldman Sachs Physical Gold | Add +6.3% | 1.34% | +0.19 |
| IFRA iShares US Infrastructure | Add +8.4% | 1.29% | +0.19 |
| WMT Walmart Inc. | Add +4.0% | 1.12% | +0.19 |
| LMT Lockheed Martin Corp. | Add +1.6% | 0.77% | +0.15 |
| MCD McDonald's Corp. | Add +17.1% | 0.46% | +0.12 |
| DFGR Dim Global Real Estate ETF | Add +0.7% | 0.98% | +0.11 |
| CAT Caterpillar Inc. | Add +3.3% | 0.74% | +0.11 |
| META Meta Platforms Inc. Class A | Add +4.4% | 0.84% | +0.11 |
| CORT Corcept Therapeutics Inc. | New | 0.11% | +0.11 |
| EME Emcor Group Inc. | New | 0.10% | +0.10 |
| FIX Comfort Systems USA Inc. | New | 0.10% | +0.10 |
| T AT&T Inc. | New | 0.10% | +0.10 |
| HD Home Depot Inc. | Add +0.5% | 0.75% | +0.10 |
| AIT Applied Industrial Tech Inc. | New | 0.10% | +0.10 |
| AMPH Amphastar Pharmaceuticals Inc. | New | 0.09% | +0.09 |
| PLUS Eplus Inc. | New | 0.09% | +0.09 |
| LRN Stride Inc. | New | 0.09% | +0.09 |
| BMAY Innovator U.S. Equity Buffer | New | 0.09% | +0.09 |
| MLI Mueller Industries Inc. | New | 0.09% | +0.09 |
| SO The Southern Co. | Add +12.1% | 0.41% | +0.09 |
| SIXJ Allian US Equ 6 Mon BU10-Usd | Add +8.3% | 1.04% | +0.08 |
| DFAS Dimensional US Small Cap ETF | Add +4.0% | 0.98% | +0.08 |
| ANET Arista Networks Inc. | Add +5.6% | 0.73% | +0.08 |
| DTE DTE Energy Company | Add +4.5% | 0.53% | +0.08 |
| DFAU Dimensional US Core Equity M | Add +4.4% | 1.14% | +0.08 |
| CLX Clorox Company | Add +7.6% | 0.38% | +0.08 |
| DFLV Dim US Large Cap Value ETF | Add +4.0% | 1.05% | +0.07 |
| MA Mastercard Inc. Class A | Add +2.5% | 0.71% | +0.07 |
| VGT Vanguard Info Tech ETF | Add +7.6% | 1.18% | +0.07 |
| UL Unilever PLC | Add +7.1% | 0.37% | +0.07 |
| NFLX Netflix Inc. | Add +6.3% | 0.87% | +0.07 |
| AVGO Broadcom Inc. | Add +5.7% | 0.72% | +0.07 |
| GIS General Mills Inc. | Add +7.2% | 0.37% | +0.07 |
| DGRW Wisdomtree U.S. Quality Divi | Add +3.0% | 1.04% | +0.06 |
| AEP American Electric Power | Add +5.3% | 0.37% | +0.06 |
| MDLZ Mondelez International Inc. Class A | Add +9.6% | 0.36% | +0.06 |
| COST Costco Wholesale Corp. | Add +4.8% | 1.05% | +0.06 |
| PEP Pepsico Inc. | Add +6.2% | 0.99% | +0.06 |
| JNJ Johnson & Johnson | Add +7.5% | 0.42% | +0.06 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 158 | $265.7M | JPST, HEGD, QQQ, VO, AAPL |
| Q1 2026 | 154 | $217.4M | JPST, HEGD, QQQ, AAPL, JEPI |
| Q4 2025 | 150 | $219.3M | JPST, HEGD, QQQ, SCHG, AAPL |
| Q3 2025 | 169 | $284.2M | SCHG, PSFF, JPST, SCHV, AAAU |
| Q2 2025 | 145 | $263.3M | SCHG, PSFF, SCHV, HEGD, JPST |
| Q1 2025 | 137 | $201.3M | PSFF, JPST, HEGD, AAAU, BCD |
| Q4 2024 | 135 | $198.3M | SCHG, PSFF, JEPI, HEGD, JPST |
| Q3 2024 | 128 | $215.1M | PSFF, SCHG, SCHV, JEPI, HEGD |
| Q2 2024 | 124 | $208.6M | PSFF, SCHG, SCHV, JEPI, HEGD |
| Q1 2024 | 123 | $205.1M | PSFF, SCHG, SCHV, JEPI, HEGD |