Retirement Guys Formula LLC
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 22, 2026), Retirement Guys Formula LLC reported 154 stock positions worth $217.4 million. Its top holding was JPMorgan Ultra-Short Income (JPST) at 5.6% of the portfolio, followed by Swan Hedged Equity US LG Cap (HEGD, 3.3%) and Invesco QQQ Trust Series 1 (QQQ, 2.4%). Compared with Q4 2025, it opened 35 new positions, sold out of 31, added to 59 and reduced 54. The biggest buy was a new position in JPM Interntl Value ETF (JIVE) and the biggest sale an exit from Vanguard Int Div App Indx FD (VIGI).
- Most Recent 13F
- Q2 2026
- Location
- MAUMEE, OH
- CIK
- 0001933059
- Portfolio Value
- $217.4M (Q1 2026)
- SEC Filing
- 0001933059-26-000002 ↗ filed Apr 22, 2026
Holdings Value
Holdings 154 stocks · $217.4M
| JPST JPMorgan Ultra-Short Income | 5.58% | 239,599 | $12.1M | Add +34.4% |
| HEGD Swan Hedged Equity US LG Cap | 3.28% | 289,135 | $7.1M | Reduce -3.2% |
| QQQ Invesco QQQ Trust Series 1 | 2.37% | 8,938 | $5.2M | Reduce -0.7% |
| AAPL Apple Inc. | 2.12% | 18,206 | $4.6M | Add +1.5% |
| JEPI JPMorgan Equity Premium Inco | 2.07% | 79,464 | $4.5M | Add +5.7% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 1.98% | 14,962 | $4.3M | Add +3.8% |
| AVEM Avantis Emerging Markets Eq | 1.79% | 48,217 | $3.9M | Reduce -4.2% |
| JNJ Johnson & Johnson | 1.77% | 15,755 | $3.9M | Reduce -3.5% |
| JEPQ JPM Nasdaq Equity Premium filed as J P MORGAN EXCHANGE TRADED F | 1.73% | 67,671 | $3.8M | Add +6.6% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.70% | 5,682 | $3.7M | Reduce -16.5% |
| JIVE JPM Interntl Value ETF filed as J P MORGAN EXCHANGE TRADED F | 1.70% | 43,072 | $3.7M | New |
| KNG FT Vest S&P 500 DVD Arst TRG | 1.69% | 75,392 | $3.7M | Add +19.8% |
| WMT Walmart Inc. | 1.51% | 26,483 | $3.3M | Add +46.0% |
| FVD First Trust Value Line DVD | 1.42% | 65,819 | $3.1M | Reduce -1.0% |
| PEP Pepsico Inc. | 1.40% | 19,543 | $3.0M | Add +151.4% |
| COR Cencora Inc. | 1.37% | 9,516 | $3.0M | Add +7.3% |
| LLY Eli Lilly & Co. | 1.37% | 3,230 | $3.0M | Add +52.4% |
| GILD Gilead Sciences Inc. | 1.35% | 21,123 | $2.9M | New |
| VXUS Vanguard Total Intl Stock | 1.35% | 38,140 | $2.9M | Reduce -6.6% |
| NFLX Netflix Inc. | 1.31% | 29,593 | $2.8M | Add +35.3% |
| NVDA Nvidia Corp. | 1.22% | 15,235 | $2.7M | Add +2.4% |
| AMZN Amazon.com Inc. | 1.17% | 12,185 | $2.5M | Add +12.3% |
| EOG EOG Resources Inc. | 1.11% | 16,723 | $2.4M | Add +21.9% |
| XLP SS Consumer Staples Sel Sect | 1.09% | 29,028 | $2.4M | Reduce -1.8% |
| GOOG Alphabet Inc. Class C | 1.07% | 8,144 | $2.3M | Reduce -5.3% |
| CTA Simplify Managed Futures St | 1.03% | 73,966 | $2.2M | Add +66.2% |
| MRK Merck & Co. Inc. | 1.01% | 18,323 | $2.2M | Add +476.6% |
| AAAU Goldman Sachs Physical Gold | 0.99% | 46,772 | $2.2M | Reduce -43.4% |
| GEV GE Vernova Inc. | 0.98% | 2,448 | $2.1M | Reduce -8.0% |
| AMAT Applied Materials Inc. | 0.98% | 6,250 | $2.1M | Reduce -24.6% |
| TJX TJX Companies Inc. filed as TJX COS INC NEW | 0.98% | 13,371 | $2.1M | Add +0.2% |
| MSFT Microsoft Corp. | 0.94% | 5,533 | $2.0M | Add +19.0% |
| META Meta Platforms Inc. Class A | 0.94% | 3,574 | $2.0M | Add +8.4% |
| CBOE Cboe Global Markets Inc. | 0.93% | 7,218 | $2.0M | Add +7.5% |
| PANW Palo Alto Networks Inc. | 0.90% | 12,262 | $2.0M | Add +24.4% |
| PAUG Innovator U.S. Equity Power | 0.90% | 45,705 | $2.0M | New |
| IJR iShares Core S&P Small-Cap E | 0.90% | 15,770 | $2.0M | Add +1.9% |
| SCHG Schwab US Large-Cap Growth | 0.90% | 66,915 | $1.9M | Reduce -58.6% |
| CMI Cummins Inc. | 0.89% | 3,615 | $1.9M | Reduce -10.5% |
| NOW ServiceNow Inc. | 0.89% | 18,467 | $1.9M | Add +105.3% |
| GD General Dynamics Corp. | 0.88% | 5,596 | $1.9M | New |
| AVGO Broadcom Inc. | 0.86% | 6,047 | $1.9M | Add +14.2% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.86% | 4,518 | $1.9M | Add +6.7% |
| V Visa Inc. Class A | 0.85% | 6,118 | $1.8M | Add +13.6% |
| HD Home Depot Inc. | 0.85% | 5,594 | $1.8M | Add +27.3% |
| ANET Arista Networks Inc. | 0.84% | 14,888 | $1.8M | Add +1.3% |
| NEM Newmont Corp. | 0.83% | 16,576 | $1.8M | New |
| CAT Caterpillar Inc. | 0.82% | 2,522 | $1.8M | New |
| VB Vanguard Most SM-Cap ETF-Usd | 0.81% | 6,730 | $1.8M | Add +1.6% |
| PDEC Innovator U.S. Equity Power | 0.81% | 41,353 | $1.8M | Add +3.1% |
| VGT Vanguard Info Tech ETF | 0.80% | 2,478 | $1.7M | Reduce -9.6% |
| APH Amphenol Corp. Class A | 0.79% | 13,539 | $1.7M | New |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.79% | 9,055 | $1.7M | Add +0.9% |
| PG The Procter & Gamble Co. | 0.78% | 11,788 | $1.7M | Add +17.9% |
| DTE DTE Energy Company | 0.74% | 10,982 | $1.6M | Add +303.2% |
| KO The Coca-Cola Co. | 0.74% | 21,072 | $1.6M | Reduce -57.0% |
| DFLV Dim US Large Cap Value ETF | 0.70% | 42,362 | $1.5M | Reduce -16.3% |
| CASY Casey's General Stores Inc. | 0.68% | 2,025 | $1.5M | Add +379.9% |
| DUK Duke Energy Corp. | 0.67% | 11,161 | $1.5M | Add +9.8% |
| DFAU Dimensional US Core Equity M | 0.67% | 32,340 | $1.5M | Reduce -14.1% |
| SO The Southern Co. | 0.66% | 14,965 | $1.4M | Add +25.4% |
| AEP American Electric Power | 0.66% | 10,919 | $1.4M | Reduce -1.9% |
| DGRW Wisdomtree U.S. Quality Divi | 0.65% | 16,162 | $1.4M | Reduce -13.5% |
| MO Altria Group Inc. | 0.65% | 21,356 | $1.4M | New |
| NEE Nextera Energy Inc. | 0.64% | 14,980 | $1.4M | Reduce -0.7% |
| DFAS Dimensional US Small Cap ETF | 0.64% | 19,491 | $1.4M | Reduce -16.8% |
| MCD McDonald's Corp. | 0.64% | 4,449 | $1.4M | Reduce -5.7% |
| DTM DT Midstream Inc. | 0.64% | 10,257 | $1.4M | New |
| ETR Entergy Corp. | 0.61% | 11,815 | $1.3M | New |
| NVS Novartis AG-Sponsored ADR | 0.61% | 8,615 | $1.3M | Reduce -10.8% |
| WM Waste Management Inc. | 0.60% | 5,723 | $1.3M | Add +10.8% |
| JCPB JPMorgan Core Plus Bond ETF | 0.60% | 27,896 | $1.3M | Reduce -5.3% |
| ATO Atmos Energy Corp. | 0.60% | 7,038 | $1.3M | Add +13.8% |
| ANGL Vaneck Fallen Angel High YLD | 0.60% | 45,062 | $1.3M | Reduce -10.3% |
| SIXJ Allian US Equ 6 Mon BU10-Usd | 0.59% | 37,983 | $1.3M | Reduce -9.7% |
| HSY The Hershey Co. | 0.59% | 6,128 | $1.3M | Reduce -10.8% |
| SCHD Schwab US DVD Equity ETF | 0.57% | 40,647 | $1.2M | Reduce -1.7% |
| AZN Astrazeneca PLC | 0.57% | 6,285 | $1.2M | New |
| NATH Nathan's Famous Inc. | 0.56% | 12,170 | $1.2M | New |
| CL Colgate-Palmolive Co. | 0.56% | 14,175 | $1.2M | Add +16.0% |
| DDFL Invtr Eq D Di 15 B ETF - Jul | 0.55% | 57,715 | $1.2M | Reduce -10.7% |
| BTI British American Tob-SP ADR | 0.53% | 19,854 | $1.2M | New |
| ABT Abbott Laboratories | 0.52% | 10,923 | $1.1M | Add +48.9% |
| EZBC Franklin Bitcoin ETF | 0.51% | 28,523 | $1.1M | Add +28.8% |
| IJAN Innovator International Deve | 0.49% | 29,514 | $1.1M | New |
| BCD Abrdn Bloomberg All Commodit filed as ABRDN ETFS | 0.48% | 28,948 | $1.0M | Add +5.8% |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.47% | 2,809 | $1.0M | Add +6.3% |
| MCK McKesson Corp. | 0.45% | 1,121 | $970K | New |
| BLV Vanguard Long-Term Bond ETF | 0.35% | 11,150 | $767K | Reduce -14.2% |
| IVV iShares Core S&P 500 ETF | 0.30% | 1,130 | $651K | Add +0.7% |
| KOCT Innovator U.S. Small Cap Pow | 0.29% | 18,703 | $635K | No change |
| VTI VG Morningstar TS MKT ETF-US | 0.25% | 1,666 | $534K | Add +3.7% |
| ETN Eaton Corp. PLC | 0.25% | 1,490 | $533K | Reduce -77.2% |
| KJAN Innovator U.S. Small Cap Pow | 0.24% | 12,709 | $530K | New |
| GALT Galectin Therapeutics Inc. | 0.24% | 187,062 | $522K | Add +1.4% |
| VZ Verizon Communications Inc. | 0.23% | 10,004 | $502K | Reduce -67.7% |
| VEA Vanguard Ftse Developed ETF | 0.23% | 8,975 | $502K | Reduce -0.1% |
| GAPR FT Vest US Equity Moderate B | 0.23% | 12,179 | $493K | Reduce -7.2% |
| UJUL Innovator U.S. Equity Ultra | 0.21% | 12,036 | $461K | Reduce -0.0% |
| PSFF Pacer Swan Sos Fund of Funds | 0.19% | 13,214 | $423K | Reduce -60.5% |
Portfolio Sells Q4 2025 → Q1 2026
| VIGI Vanguard Int Div App Indx FD | Sold out | 0.00% | −1.79 |
| HELO JPMorgan Hedged Equity ETF | Sold out | 0.00% | −1.54 |
| SCHG Schwab US Large-Cap Growth | Reduce -58.6% | 0.90% | −1.51 |
| FV First Trust DW Focus 5 Fund | Sold out | 0.00% | −1.00 |
| MA Mastercard Inc. Class A | Sold out | 0.00% | −0.86 |
| KO The Coca-Cola Co. | Reduce -57.0% | 0.74% | −0.83 |
| UNH Unitedhealth Group Inc. | Reduce -83.1% | 0.13% | −0.78 |
| UBER Uber Technologies Inc. | Sold out | 0.00% | −0.77 |
| ORCL Oracle Corp. | Sold out | 0.00% | −0.76 |
| ABBV Abbvie Inc. | Reduce -87.2% | 0.10% | −0.74 |
| BKR Baker Hughes Co. | Sold out | 0.00% | −0.73 |
| ETN Eaton Corp. PLC | Reduce -77.2% | 0.25% | −0.70 |
| SCHV Schwab US Large-Cap Value | Sold out | 0.00% | −0.68 |
| AAAU Goldman Sachs Physical Gold | Reduce -43.4% | 0.99% | −0.61 |
| ECL Ecolab Inc. | Sold out | 0.00% | −0.53 |
| INTU Intuit Inc. | Sold out | 0.00% | −0.52 |
| COST Costco Wholesale Corp. | Sold out | 0.00% | −0.49 |
| MKC McCormick & Co.-Non VTG SHRS | Sold out | 0.00% | −0.46 |
| AWK American Water Works Co. Inc. | Sold out | 0.00% | −0.45 |
| GIS General Mills Inc. | Sold out | 0.00% | −0.45 |
| ZTS Zoetis Inc. | Sold out | 0.00% | −0.43 |
| KMB Kimberly-Clark Corp. | Sold out | 0.00% | −0.43 |
| ADP Automatic Data Processing | Sold out | 0.00% | −0.43 |
| MDLZ Mondelez International Inc. Class A | Sold out | 0.00% | −0.42 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -16.5% | 1.70% | −0.42 |
| SOXQ Invesco PHLX Semiconductor | Sold out | 0.00% | −0.42 |
| CLX Clorox Company | Sold out | 0.00% | −0.40 |
| T AT&T Inc. | Reduce -74.2% | 0.17% | −0.38 |
| FEZ State Street SPDR Euro Stoxx | Sold out | 0.00% | −0.37 |
| VZ Verizon Communications Inc. | Reduce -67.7% | 0.23% | −0.34 |
| PSFF Pacer Swan Sos Fund of Funds | Reduce -60.5% | 0.19% | −0.30 |
| SGOV iShares 0-3 Month Treasury B | Sold out | 0.00% | −0.22 |
| GOOG Alphabet Inc. Class C | Reduce -5.3% | 1.07% | −0.16 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -0.7% | 2.37% | −0.15 |
| HEGD Swan Hedged Equity US LG Cap | Reduce -3.2% | 3.28% | −0.15 |
| VGT Vanguard Info Tech ETF | Reduce -9.6% | 0.80% | −0.15 |
| DFAU Dimensional US Core Equity M | Reduce -14.1% | 0.67% | −0.13 |
| SLV iShares Silver Trust | Sold out | 0.00% | −0.12 |
| DGRW Wisdomtree U.S. Quality Divi | Reduce -13.5% | 0.65% | −0.11 |
| DFAS Dimensional US Small Cap ETF | Reduce -16.8% | 0.64% | −0.11 |
| IBKR Interactive Brokers Gro Class A | Sold out | 0.00% | −0.10 |
| FTGS First Trust Grwth Strgth ETF | Sold out | 0.00% | −0.10 |
| AYI Acuity Inc. | Sold out | 0.00% | −0.10 |
| OPCH Option Care Health Inc. | Sold out | 0.00% | −0.10 |
| EME Emcor Group Inc. | Sold out | 0.00% | −0.10 |
| FIX Comfort Systems USA Inc. | Sold out | 0.00% | −0.09 |
| WHD Cactus Inc. Class A | Sold out | 0.00% | −0.09 |
| DFLV Dim US Large Cap Value ETF | Reduce -16.3% | 0.70% | −0.09 |
| BLD Topbuild Corp. | Sold out | 0.00% | −0.09 |
| SCHX Schwab US Large-Cap ETF | Reduce -31.5% | 0.15% | −0.08 |
Portfolio Buys Q4 2025 → Q1 2026
| JIVE JPM Interntl Value ETF | New | 1.70% | +1.70 |
| JPST JPMorgan Ultra-Short Income | Add +34.4% | 5.58% | +1.46 |
| GILD Gilead Sciences Inc. | New | 1.35% | +1.35 |
| PAUG Innovator U.S. Equity Power | New | 0.90% | +0.90 |
| PEP Pepsico Inc. | Add +151.4% | 1.40% | +0.89 |
| GD General Dynamics Corp. | New | 0.88% | +0.88 |
| MRK Merck & Co. Inc. | Add +476.6% | 1.01% | +0.86 |
| NEM Newmont Corp. | New | 0.83% | +0.83 |
| CAT Caterpillar Inc. | New | 0.82% | +0.82 |
| APH Amphenol Corp. Class A | New | 0.79% | +0.79 |
| MO Altria Group Inc. | New | 0.65% | +0.65 |
| DTM DT Midstream Inc. | New | 0.64% | +0.64 |
| ETR Entergy Corp. | New | 0.61% | +0.61 |
| WMT Walmart Inc. | Add +46.0% | 1.51% | +0.59 |
| DTE DTE Energy Company | Add +303.2% | 0.74% | +0.58 |
| CASY Casey's General Stores Inc. | Add +379.9% | 0.68% | +0.57 |
| AZN Astrazeneca PLC | New | 0.57% | +0.57 |
| NATH Nathan's Famous Inc. | New | 0.56% | +0.56 |
| BTI British American Tob-SP ADR | New | 0.53% | +0.53 |
| IJAN Innovator International Deve | New | 0.49% | +0.49 |
| CTA Simplify Managed Futures St | Add +66.2% | 1.03% | +0.47 |
| EOG EOG Resources Inc. | Add +21.9% | 1.11% | +0.46 |
| MCK McKesson Corp. | New | 0.45% | +0.45 |
| NFLX Netflix Inc. | Add +35.3% | 1.31% | +0.37 |
| LLY Eli Lilly & Co. | Add +52.4% | 1.37% | +0.33 |
| KNG FT Vest S&P 500 DVD Arst TRG | Add +19.8% | 1.69% | +0.28 |
| NOW ServiceNow Inc. | Add +105.3% | 0.89% | +0.26 |
| KJAN Innovator U.S. Small Cap Pow | New | 0.24% | +0.24 |
| SO The Southern Co. | Add +25.4% | 0.66% | +0.19 |
| IAGG iShares Intl Aggregate Bond | New | 0.18% | +0.18 |
| CBOE Cboe Global Markets Inc. | Add +7.5% | 0.93% | +0.16 |
| HD Home Depot Inc. | Add +27.3% | 0.85% | +0.16 |
| MGY Magnolia Oil & Gas Corp. Class A | New | 0.13% | +0.13 |
| PG The Procter & Gamble Co. | Add +17.9% | 0.78% | +0.13 |
| FTI Technipfmc PLC | New | 0.13% | +0.13 |
| DUK Duke Energy Corp. | Add +9.8% | 0.67% | +0.13 |
| CVX Chevron Corp. | New | 0.13% | +0.13 |
| ATO Atmos Energy Corp. | Add +13.8% | 0.60% | +0.13 |
| XOM Exxon Mobil Corp. | New | 0.12% | +0.12 |
| CL Colgate-Palmolive Co. | Add +16.0% | 0.56% | +0.12 |
| JEPI JPMorgan Equity Premium Inco | Add +5.7% | 2.07% | +0.11 |
| FIVE Five Below | New | 0.11% | +0.11 |
| CART Maplebear Inc. | New | 0.11% | +0.11 |
| CHWY Chewy Inc. Class A | New | 0.11% | +0.11 |
| NBIX Neurocrine Biosciences Inc. | New | 0.10% | +0.10 |
| STRL Sterling Infrastructure Inc. | New | 0.10% | +0.10 |
| ACIW Aci Worldwide Inc. | New | 0.10% | +0.10 |
| ATI Ati Inc. | New | 0.10% | +0.10 |
| MWA Mueller Water Products Inc. Class A | New | 0.10% | +0.10 |
| DT Dynatrace Inc. | New | 0.10% | +0.10 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 158 | $265.7M | JPST, HEGD, QQQ, VO, AAPL |
| Q1 2026 | 154 | $217.4M | JPST, HEGD, QQQ, AAPL, JEPI |
| Q4 2025 | 150 | $219.3M | JPST, HEGD, QQQ, SCHG, AAPL |
| Q3 2025 | 169 | $284.2M | SCHG, PSFF, JPST, SCHV, AAAU |
| Q2 2025 | 145 | $263.3M | SCHG, PSFF, SCHV, HEGD, JPST |
| Q1 2025 | 137 | $201.3M | PSFF, JPST, HEGD, AAAU, BCD |
| Q4 2024 | 135 | $198.3M | SCHG, PSFF, JEPI, HEGD, JPST |
| Q3 2024 | 128 | $215.1M | PSFF, SCHG, SCHV, JEPI, HEGD |
| Q2 2024 | 124 | $208.6M | PSFF, SCHG, SCHV, JEPI, HEGD |
| Q1 2024 | 123 | $205.1M | PSFF, SCHG, SCHV, JEPI, HEGD |