Retirement Guys Formula LLC

In its 13F for Q2 2024 (holdings as of June 30, 2024, filed August 1, 2024), Retirement Guys Formula LLC reported 124 stock positions worth $208.6 million. Its top holding was Pacer Swan Sos Fund of Funds (PSFF) at 8.3% of the portfolio, followed by Schwab US Large-Cap Growth (SCHG, 6.9%) and Schwab US Large-Cap Value (SCHV, 5.1%). Compared with Q1 2024, it opened 9 new positions, sold out of 8, added to 48 and reduced 62. The biggest buy was a new position in Abrdn Bloomberg All Commodit (BCD) and the biggest sale an exit from First Trust Small Cap Core A (FYX).

Most Recent 13F
Q2 2026
Location
MAUMEE, OH
CIK
0001933059
Portfolio Value
$208.6M (Q2 2024)
SEC Filing
0001085146-24-003417 ↗ filed Aug 1, 2024

Holdings Value

0$100.0M$200.0M$300.0M Q1 2024: $205.1M Q1 2024 Q2 2024: $208.6M $208.6M Q2 2024 Q3 2024: $215.1M Q3 2024 Q4 2024: $198.3M Q4 2024 Q1 2025: $201.3M Q1 2025 Q2 2025: $263.3M Q2 2025 Q3 2025: $284.2M Q3 2025 Q4 2025: $219.3M Q4 2025 Q1 2026: $217.4M Q1 2026 Q2 2026: $265.7M Q2 2026

Holdings 124 stocks · $208.6M
PSFF Pacer Swan Sos Fund of Funds 8.26% 620,150 $17.2M Reduce -2.5%
SCHG Schwab US Large-Cap Growth 6.91% 142,890 $14.4M Reduce -0.3%
SCHV Schwab US Large-Cap Value 5.10% 143,645 $10.6M Add +0.6%
JEPI JPMorgan Equity Premium Inco 4.14% 152,459 $8.6M Add +8.8%
HEGD Swan Hedged Equity US LG Cap 3.56% 348,926 $7.4M Reduce -2.5%
SCHA Schwab US Small-Cap ETF 3.40% 149,331 $7.1M Add +2.8%
GMF State Street SPDR S&P Emergi 2.36% 44,180 $4.9M Add +1.4%
AAPL Apple Inc. 2.32% 23,016 $4.8M Reduce -11.9%
FEZ State Street SPDR Euro Stoxx 2.17% 90,538 $4.5M Add +1.0%
VIGI Vanguard Int Div App Indx FD 1.74% 44,594 $3.6M Reduce -1.4%
QQQ Invesco QQQ Trust Series 1 1.47% 6,420 $3.1M Reduce -3.3%
SCHE Schwab Emrg Mrkts Eqty ETF 1.45% 114,229 $3.0M Reduce -4.7%
VO Vngrd Mrngstr MD-Cap ETF-Usd 1.42% 12,266 $3.0M Add +0.5%
FVD First Trust Value Line DVD 1.34% 68,631 $2.8M Reduce -1.4%
XLP SS Consumer Staples Sel Sect 1.17% 31,936 $2.4M Reduce -2.1%
AAAU Goldman Sachs Physical Gold 1.15% 104,002 $2.4M Reduce -9.8%
VGT Vanguard Info Tech ETF 1.11% 4,034 $2.3M Reduce -8.8%
JPXN iShares JPX-Nikkei 400 ETF 1.11% 32,083 $2.3M Add +3.9%
BCD Abrdn Bloomberg All Commodit filed as ABRDN ETFS 1.10% 70,742 $2.3M New
IFRA iShares US Infrastructure 1.10% 54,414 $2.3M Reduce -2.3%
DFAU Dimensional US Core Equity M 1.06% 59,052 $2.2M Reduce -6.9%
UNH Unitedhealth Group Inc. 1.00% 4,097 $2.1M Add +9.3%
COST Costco Wholesale Corp. 0.99% 2,423 $2.1M Reduce -7.9%
FV First Trust DW Focus 5 Fund 0.99% 35,943 $2.1M Reduce -2.4%
DFLV Dim US Large Cap Value ETF 0.97% 70,303 $2.0M Reduce -6.5%
DGRW Wisdomtree U.S. Quality Divi 0.97% 26,038 $2.0M Reduce -9.0%
SIXJ Allian US Equ 6 Mon BU10-Usd 0.95% 69,988 $2.0M Reduce -2.5%
WMT Walmart Inc. 0.93% 28,792 $1.9M Reduce -7.3%
PEP Pepsico Inc. 0.93% 11,750 $1.9M Add +5.6%
IJR iShares Core S&P Small-Cap E 0.93% 18,099 $1.9M New
DFAI Dimensional International Co. 0.92% 64,739 $1.9M Reduce -8.1%
DFAS Dimensional US Small Cap ETF 0.90% 31,367 $1.9M Reduce -8.7%
DFGR Dim Global Real Estate ETF 0.87% 72,492 $1.8M Reduce -7.9%
MSFT Microsoft Corp. 0.82% 3,814 $1.7M Reduce -15.9%
BND Vanguard Total Bond Market 0.82% 23,620 $1.7M Reduce -7.3%
NFLX Netflix Inc. 0.81% 2,493 $1.7M Reduce -3.2%
AGG iShares Core U.S. Aggregate 0.76% 16,366 $1.6M Reduce -2.9%
ANGL Vaneck Fallen Angel High YLD 0.73% 54,139 $1.5M Reduce -3.2%
META Meta Platforms Inc. Class A 0.73% 3,033 $1.5M Reduce -14.5%
SPY SS SPDR S&P 500 ETF Trust-US 0.72% 2,762 $1.5M Add +6.9%
GOOG Alphabet Inc. Class C 0.68% 7,715 $1.4M Reduce -17.1%
PANW Palo Alto Networks Inc. 0.67% 4,150 $1.4M Add +1.8%
AVGO Broadcom Inc. 0.65% 847 $1.4M Reduce -11.1%
HD Home Depot Inc. 0.65% 3,945 $1.4M Add +18.9%
ANET Arista Networks Inc. 0.65% 3,872 $1.4M Reduce -11.8%
ELV Elevance Health Inc. 0.65% 2,502 $1.4M Add +4.2%
EOG EOG Resources Inc. 0.65% 10,755 $1.4M Add +0.7%
MA Mastercard Inc. Class A 0.64% 3,022 $1.3M Add +9.8%
NXPI NXP Semiconductors NV 0.64% 4,940 $1.3M Add +1.0%
NUE Nucor Corp. 0.64% 8,405 $1.3M Add +31.7%
AMAT Applied Materials Inc. 0.64% 5,616 $1.3M Reduce -6.9%
VRTX Vertex Pharmaceuticals Inc. 0.63% 2,810 $1.3M Reduce -3.8%
VLO Valero Energy Corp. 0.63% 8,368 $1.3M Reduce -0.3%
CAT Caterpillar Inc. 0.63% 3,930 $1.3M Add +9.2%
DE Deere & Co. 0.63% 3,495 $1.3M Add +6.8%
LMT Lockheed Martin Corp. 0.63% 2,795 $1.3M Reduce -0.1%
DHI D.R. Horton Inc. 0.62% 9,129 $1.3M Add +14.9%
ON On Semiconductor 0.62% 18,737 $1.3M Add +23.5%
V Visa Inc. Class A 0.61% 4,885 $1.3M Add +7.9%
CPRT Copart Inc. 0.60% 23,176 $1.3M Add +4.0%
REGN Regeneron Pharmaceuticals 0.60% 1,184 $1.2M Reduce -0.8%
COR Cencora Inc. 0.59% 5,445 $1.2M Add +6.6%
SCHD Schwab US DVD Equity ETF 0.58% 15,523 $1.2M Reduce -0.1%
DFAE Dimensional Emerging Core Eq 0.47% 38,289 $991K Reduce -8.6%
PG The Procter & Gamble Co. 0.45% 5,750 $948K Reduce -2.8%
DISV Dimensional International SM 0.45% 35,213 $947K Reduce -8.4%
DTE DTE Energy Company 0.45% 8,422 $935K Add +1.5%
DMAY FT Vest US Equity Deep Buffe 0.41% 22,065 $849K Reduce -1.6%
KO The Coca-Cola Co. 0.40% 13,242 $843K Add +5.0%
CVX Chevron Corp. 0.38% 5,023 $786K Add +8.1%
PMAY Innovator U.S. Equity Power 0.37% 22,884 $781K Reduce -10.8%
JNJ Johnson & Johnson 0.37% 5,228 $764K Add +20.3%
NVDA Nvidia Corp. 0.37% 6,176 $763K Add +22.5%
XOM Exxon Mobil Corp. 0.36% 6,505 $749K Reduce -3.6%
MCD McDonald's Corp. 0.34% 2,797 $713K Add +14.4%
CTAS Cintas Corp. 0.34% 1,014 $710K Reduce -6.2%
TJX TJX Companies Inc. filed as TJX COS INC NEW 0.33% 6,255 $689K Reduce -8.1%
MO Altria Group Inc. 0.33% 15,045 $685K Reduce -15.0%
SO The Southern Co. 0.32% 8,726 $677K Reduce -8.6%
ZTS Zoetis Inc. 0.32% 3,902 $677K Add +19.2%
DUK Duke Energy Corp. 0.32% 6,682 $670K Reduce -2.9%
KMB Kimberly-Clark Corp. 0.32% 4,815 $665K Reduce -8.4%
KR Kroger Co. 0.32% 13,291 $664K Add +3.8%
AWK American Water Works Co. Inc. 0.32% 5,122 $662K Reduce -2.7%
WM Waste Management Inc. 0.31% 3,048 $650K Reduce -0.1%
CL Colgate-Palmolive Co. 0.31% 6,683 $648K Reduce -8.9%
AEP American Electric Power 0.31% 7,360 $646K Add +0.7%
CLX Clorox Company 0.31% 4,705 $642K Add +15.9%
YUM Yum! Brands Inc. 0.31% 4,808 $637K Add +7.4%
GIS General Mills Inc. 0.30% 10,016 $634K Reduce -2.4%
UL Unilever PLC 0.30% 11,520 $634K Reduce -8.7%
ECL Ecolab Inc. 0.30% 2,646 $630K Reduce -4.5%
MDLZ Mondelez International Inc. Class A 0.30% 9,584 $627K Add +11.2%
HSY The Hershey Co. 0.30% 3,411 $627K Add +6.2%
AMZN Amazon.com Inc. 0.29% 3,096 $598K Add +21.6%
FTCS First Trust Capital Strength 0.23% 5,694 $478K Add +1.0%
CGGR Cap Group Growth Equity 0.22% 13,795 $454K New
SCHZ Schwab US Aggregate Bond ETF 0.22% 9,911 $452K Reduce -14.6%
SCHX Schwab US Large-Cap ETF 0.22% 7,008 $450K Reduce -3.3%
UJUL Innovator U.S. Equity Ultra 0.20% 13,089 $426K Reduce -0.0%
PAPR Innovator U.S. Equity Power 0.19% 11,647 $404K No change
VB Vanguard Most SM-Cap ETF-Usd 0.18% 1,725 $376K Add +14.9%
UMAY Innovator U.S. Equity Ultra 0.18% 11,720 $374K No change
OC Owens Corning 0.16% 1,881 $327K Reduce -3.3%
MGK Vngrd Mrgstr MG CP GR ETF-Ui 0.16% 1,031 $324K Add +18.8%
NJAN Innovator Growth 100 Power B 0.15% 7,026 $319K Add +2.3%
VTV Vanguard Mrngstr Val ETF-Aui 0.15% 1,920 $308K Add +18.5%
LMBS First Trust Low Duration Opp 0.14% 6,292 $302K Reduce -0.9%
FGD First Trust DJ GL Sel DVD 0.14% 13,103 $293K Reduce -22.9%
QYLD Global X Nasd 100 Cov Call 0.14% 16,273 $288K Reduce -0.1%
PJUL Innovator U.S. Equity Power 0.13% 7,163 $278K No change
KRG Kite Realty Group Trust 0.13% 11,903 $266K No change
VXUS Vanguard Total Intl Stock 0.13% 4,388 $265K Add +16.7%
BRK.B Berkshire Hathaway Inc. Class B 0.12% 631 $257K New
XLE SS Energy Select Sector 0.12% 2,739 $250K Add +0.7%
UAUG Innovator U.S. Equity Ultra 0.11% 7,068 $238K New
BSJQ Invesco Bulletshares 2026 HY 0.11% 10,222 $236K Add +0.8%
IRT Independence Realty Trust Inc. 0.11% 12,476 $234K No change
BLD Topbuild Corp. 0.11% 589 $227K Add +4.8%
VZ Verizon Communications Inc. 0.11% 5,320 $219K New
VUG Vanguard Mrngstar GR ETF-Sui 0.10% 582 $218K New
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.10% 1,229 $213K New
TSLA Tesla Inc. 0.10% 1,036 $205K New
GALT Galectin Therapeutics Inc. 0.04% 41,157 $93K Add +22.0%

Portfolio Sells Q1 2024 → Q2 2024
FYX First Trust Small Cap Core A Sold out 0.00% −1.03
ARKK ARK Innovation ETF Sold out 0.00% −0.39
WELL Welltower Inc. Sold out 0.00% −0.23
BMAY Innovator U.S. Equity Buffer Sold out 0.00% −0.23
ABBV Abbvie Inc. Sold out 0.00% −0.15
DFAS Dimensional US Small Cap ETF Reduce -8.7% 0.90% −0.14
DFLV Dim US Large Cap Value ETF Reduce -6.5% 0.97% −0.12
DFAI Dimensional International Co. Reduce -8.1% 0.92% −0.12
PSFF Pacer Swan Sos Fund of Funds Reduce -2.5% 8.26% −0.11
MSFT Microsoft Corp. Reduce -15.9% 0.82% −0.11
DFGR Dim Global Real Estate ETF Reduce -7.9% 0.87% −0.11
META Meta Platforms Inc. Class A Reduce -14.5% 0.73% −0.11
MPC Marathon Petroleum Corp. Sold out 0.00% −0.10
FVD First Trust Value Line DVD Reduce -1.4% 1.34% −0.09
AAAU Goldman Sachs Physical Gold Reduce -9.8% 1.15% −0.09
DGRW Wisdomtree U.S. Quality Divi Reduce -9.0% 0.97% −0.09
BND Vanguard Total Bond Market Reduce -7.3% 0.82% −0.09
T AT&T Inc. Sold out 0.00% −0.09
IFRA iShares US Infrastructure Reduce -2.3% 1.10% −0.08
VLO Valero Energy Corp. Reduce -0.3% 0.63% −0.07
DFAU Dimensional US Core Equity M Reduce -6.9% 1.06% −0.07
HEGD Swan Hedged Equity US LG Cap Reduce -2.5% 3.56% −0.06
VIGI Vanguard Int Div App Indx FD Reduce -1.4% 1.74% −0.06
ANGL Vaneck Fallen Angel High YLD Reduce -3.2% 0.73% −0.06
DISV Dimensional International SM Reduce -8.4% 0.45% −0.06
FGD First Trust DJ GL Sel DVD Reduce -22.9% 0.14% −0.05
MO Altria Group Inc. Reduce -15.0% 0.33% −0.05
GIS General Mills Inc. Reduce -2.4% 0.30% −0.05
SCHZ Schwab US Aggregate Bond ETF Reduce -14.6% 0.22% −0.04
AGG iShares Core U.S. Aggregate Reduce -2.9% 0.76% −0.04
XLP SS Consumer Staples Sel Sect Reduce -2.1% 1.17% −0.04
FV First Trust DW Focus 5 Fund Reduce -2.4% 0.99% −0.04
PMAY Innovator U.S. Equity Power Reduce -10.8% 0.37% −0.03
SCHD Schwab US DVD Equity ETF Reduce -0.1% 0.58% −0.03
DFAE Dimensional Emerging Core Eq Reduce -8.6% 0.47% −0.03
XOM Exxon Mobil Corp. Reduce -3.6% 0.36% −0.02
CTAS Cintas Corp. Reduce -6.2% 0.34% −0.02
SCHE Schwab Emrg Mrkts Eqty ETF Reduce -4.7% 1.45% −0.02
SIXJ Allian US Equ 6 Mon BU10-Usd Reduce -2.5% 0.95% −0.02
VGT Vanguard Info Tech ETF Reduce -8.8% 1.11% −0.02
PG The Procter & Gamble Co. Reduce -2.8% 0.45% −0.01
GOOG Alphabet Inc. Class C Reduce -17.1% 0.68% −0.01
KMB Kimberly-Clark Corp. Reduce -8.4% 0.32% −0.01
CL Colgate-Palmolive Co. Reduce -8.9% 0.31% −0.01
ECL Ecolab Inc. Reduce -4.5% 0.30% −0.01
SO The Southern Co. Reduce -8.6% 0.32% −0.01
TJX TJX Companies Inc. Reduce -8.1% 0.33% −0.01
WM Waste Management Inc. Reduce -0.1% 0.31% −0.01
UL Unilever PLC Reduce -8.7% 0.30% −0.01
LMBS First Trust Low Duration Opp Reduce -0.9% 0.14% −0.00

Portfolio Buys Q1 2024 → Q2 2024
BCD Abrdn Bloomberg All Commodit New 1.10% +1.10
IJR iShares Core S&P Small-Cap E New 0.93% +0.93
CGGR Cap Group Growth Equity New 0.22% +0.22
JEPI JPMorgan Equity Premium Inco Add +8.8% 4.14% +0.19
GMF State Street SPDR S&P Emergi Add +1.4% 2.36% +0.15
NVDA Nvidia Corp. Add +22.5% 0.37% +0.14
BRK.B Berkshire Hathaway Inc. Class B New 0.12% +0.12
UAUG Innovator U.S. Equity Ultra New 0.11% +0.11
PANW Palo Alto Networks Inc. Add +1.8% 0.67% +0.11
VZ Verizon Communications Inc. New 0.11% +0.11
VUG Vanguard Mrngstar GR ETF-Sui New 0.10% +0.10
IBM Intl Business Machines Corp. New 0.10% +0.10
TSLA Tesla Inc. New 0.10% +0.10
UNH Unitedhealth Group Inc. Add +9.3% 1.00% +0.10
ON On Semiconductor Add +23.5% 0.62% +0.07
AMZN Amazon.com Inc. Add +21.6% 0.29% +0.06
SPY SS SPDR S&P 500 ETF Trust-US Add +6.9% 0.72% +0.06
ZTS Zoetis Inc. Add +19.2% 0.32% +0.05
NXPI NXP Semiconductors NV Add +1.0% 0.64% +0.05
ELV Elevance Health Inc. Add +4.2% 0.65% +0.04
MGK Vngrd Mrgstr MG CP GR ETF-Ui Add +18.8% 0.16% +0.03
JNJ Johnson & Johnson Add +20.3% 0.37% +0.03
HD Home Depot Inc. Add +18.9% 0.65% +0.03
KO The Coca-Cola Co. Add +5.0% 0.40% +0.03
NUE Nucor Corp. Add +31.7% 0.64% +0.02
CVX Chevron Corp. Add +8.1% 0.38% +0.02
VTV Vanguard Mrngstr Val ETF-Aui Add +18.5% 0.15% +0.02
VXUS Vanguard Total Intl Stock Add +16.7% 0.13% +0.02
VB Vanguard Most SM-Cap ETF-Usd Add +14.9% 0.18% +0.01
NJAN Innovator Growth 100 Power B Add +2.3% 0.15% +0.01
MDLZ Mondelez International Inc. Class A Add +11.2% 0.30% +0.01
MCD McDonald's Corp. Add +14.4% 0.34% +0.01
GALT Galectin Therapeutics Inc. Add +22.0% 0.04% +0.01
CLX Clorox Company Add +15.9% 0.31% +0.00
AEP American Electric Power Add +0.7% 0.31% +0.00
YUM Yum! Brands Inc. Add +7.4% 0.31% +0.00
BSJQ Invesco Bulletshares 2026 HY Add +0.8% 0.11% −0.00
V Visa Inc. Class A Add +7.9% 0.61% −0.00
HSY The Hershey Co. Add +6.2% 0.30% −0.00
XLE SS Energy Select Sector Add +0.7% 0.12% −0.01
DTE DTE Energy Company Add +1.5% 0.45% −0.01
FTCS First Trust Capital Strength Add +1.0% 0.23% −0.01
MA Mastercard Inc. Class A Add +9.8% 0.64% −0.01
BLD Topbuild Corp. Add +4.8% 0.11% −0.01
CAT Caterpillar Inc. Add +9.2% 0.63% −0.02
JPXN iShares JPX-Nikkei 400 ETF Add +3.9% 1.11% −0.02
EOG EOG Resources Inc. Add +0.7% 0.65% −0.02
COR Cencora Inc. Add +6.6% 0.59% −0.02
PEP Pepsico Inc. Add +5.6% 0.93% −0.02
DHI D.R. Horton Inc. Add +14.9% 0.62% −0.02

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 158$265.7MJPST, HEGD, QQQ, VO, AAPL
Q1 2026 154$217.4MJPST, HEGD, QQQ, AAPL, JEPI
Q4 2025 150$219.3MJPST, HEGD, QQQ, SCHG, AAPL
Q3 2025 169$284.2MSCHG, PSFF, JPST, SCHV, AAAU
Q2 2025 145$263.3MSCHG, PSFF, SCHV, HEGD, JPST
Q1 2025 137$201.3MPSFF, JPST, HEGD, AAAU, BCD
Q4 2024 135$198.3MSCHG, PSFF, JEPI, HEGD, JPST
Q3 2024 128$215.1MPSFF, SCHG, SCHV, JEPI, HEGD
Q2 2024 124$208.6MPSFF, SCHG, SCHV, JEPI, HEGD
Q1 2024 123$205.1MPSFF, SCHG, SCHV, JEPI, HEGD