Rf&l Wealth Management, LLC
In its 13F for Q2 2026 (holdings as of June 30, 2026, filed July 22, 2026), Rf&l Wealth Management, LLC reported 50 stock positions worth $147.8 million. Its top holding was Dimensional US Target Value (DFAT) at 13.7% of the portfolio, followed by Dimensional US Core Equity 2 (DFAC, 8.5%) and Dimensional US Eq MKT ETF (DFUS, 8.1%). Compared with Q1 2026, it opened 2 new positions, sold out of 4, added to 7 and reduced 31. The biggest buy was Vanguard S&P 500 ETF (VOO, shares +3%) and the biggest sale Dimensional International Va (DFIV, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- ACTON, MA
- CIK
- 0001965915
- Portfolio Value
- $147.8M (Q2 2026)
- SEC Filing
- 0001965915-26-000003 ↗ filed Jul 22, 2026
Holdings Value
Holdings 50 stocks · $147.8M
| DFAT Dimensional US Target Value | 13.67% | 288,960 | $20.2M | Reduce -0.3% |
| DFAC Dimensional US Core Equity 2 | 8.49% | 282,692 | $12.5M | Reduce -0.2% |
| DFUS Dimensional US Eq MKT ETF | 8.08% | 145,653 | $11.9M | Reduce -0.1% |
| DFUV Dimensional US Marketwide Va | 7.37% | 198,014 | $10.9M | Reduce -1.4% |
| BSV Vanguard Short-Term Bond ETF | 6.55% | 124,199 | $9.7M | Add +7.2% |
| DFAS Dimensional US Small Cap ETF | 5.07% | 91,061 | $7.5M | Add +0.1% |
| DFIV Dimensional International Va | 4.64% | 126,816 | $6.9M | Reduce -1.1% |
| VOO Vanguard S&P 500 ETF | 4.29% | 9,222 | $6.3M | Add +3.4% |
| VTI VG Morningstar TS MKT ETF-US | 3.61% | 14,427 | $5.3M | Reduce -3.9% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 3.49% | 21,211 | $5.2M | Reduce -1.3% |
| FNDC Schwab Fndmnt Intl SM Eq ETF | 3.47% | 105,517 | $5.1M | Reduce -0.7% |
| ITOT iShares Core S&P Total U.S. | 3.34% | 30,006 | $4.9M | Add +3.9% |
| IEMG iShares Core MSCI Emerging | 2.89% | 51,614 | $4.3M | Reduce -0.9% |
| LLY Eli Lilly & Co. | 2.65% | 3,269 | $3.9M | Reduce -3.0% |
| IDEV iShares Core MSCI Dev MKTS | 1.87% | 31,106 | $2.8M | Reduce 0.0% |
| IWD iShares Russell 1000 Value E | 1.55% | 9,455 | $2.3M | Reduce -0.2% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 1.51% | 42,205 | $2.2M | Reduce -1.8% |
| NVDA Nvidia Corp. | 1.48% | 10,910 | $2.2M | No change |
| ABBV Abbvie Inc. | 1.44% | 8,470 | $2.1M | Reduce -2.9% |
| DFAX Dimensional World Ex US Core | 1.05% | 42,216 | $1.6M | Reduce -0.3% |
| AAPL Apple Inc. | 1.00% | 5,105 | $1.5M | Add +7.8% |
| DISV Dimensional International SM | 0.92% | 33,735 | $1.4M | Reduce -1.0% |
| BSVO EA Bridgeway Omni Sm-Cp Val | 0.83% | 41,776 | $1.2M | Reduce -4.0% |
| IWM iShares Russell 2000 ETF | 0.79% | 3,901 | $1.2M | Reduce -2.0% |
| VWO Vanguard Ftse Emerging Marke | 0.76% | 18,859 | $1.1M | Reduce -3.7% |
| DFEM Dimensional Emrg MRKT Core | 0.75% | 27,447 | $1.1M | Reduce -3.8% |
| IJR iShares Core S&P Small-Cap E | 0.73% | 7,240 | $1.1M | Reduce -3.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.72% | 4,863 | $1.1M | Reduce -1.9% |
| IWN iShares Russell 2000 Value E | 0.70% | 4,690 | $1.0M | No change |
| ABT Abbott Laboratories | 0.58% | 9,494 | $861K | No change |
| COST Costco Wholesale Corp. | 0.55% | 865 | $809K | No change |
| SCZ iShares MSCI Eafe Small-Cap | 0.52% | 9,250 | $761K | Add +0.0% |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.43% | 12,473 | $629K | Reduce -2.2% |
| GL Globe Life Inc. | 0.41% | 3,413 | $610K | Reduce -5.9% |
| SCHX Schwab US Large-Cap ETF | 0.40% | 20,001 | $589K | No change |
| BRK.B Berkshire Hathaway Inc. Class B | 0.38% | 1,112 | $556K | Reduce -1.8% |
| SO The Southern Co. | 0.31% | 4,852 | $464K | No change |
| AMZN Amazon.com Inc. | 0.30% | 1,837 | $438K | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.29% | 567 | $423K | Reduce -6.6% |
| MSFT Microsoft Corp. | 0.27% | 1,087 | $406K | Reduce -1.4% |
| GOOGL Alphabet Inc. Class A | 0.25% | 1,016 | $363K | No change |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.24% | 4,075 | $358K | Reduce -4.7% |
| JPM JPMorgan Chase & Co. | 0.21% | 938 | $307K | Reduce -4.0% |
| CVX Chevron Corp. | 0.20% | 1,760 | $292K | No change |
| OHI Omega Healthcare Investors | 0.19% | 6,024 | $287K | No change |
| BIV Vanguard Intermediate-Term B | 0.18% | 3,375 | $259K | Add +7.7% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.17% | 2,665 | $244K | Reduce -17.9% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.16% | 2,670 | $230K | New |
| TSLA Tesla Inc. | 0.16% | 545 | $229K | Reduce -1.8% |
| VEU Vanguard Ftse All-World Ex-U | 0.14% | 2,500 | $209K | New |
Portfolio Sells Q1 2026 → Q2 2026
| DFIV Dimensional International Va | Reduce -1.1% | 4.64% | −0.43 |
| FTEC Fidelity MSCI Info Tech Indx | Sold out | 0.00% | −0.33 |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | Sold out | 0.00% | −0.32 |
| FNDC Schwab Fndmnt Intl SM Eq ETF | Reduce -0.7% | 3.47% | −0.22 |
| SNPE Xtrckr S&P 500 Scor&scrn ETF | Sold out | 0.00% | −0.21 |
| FXL First Trust Technology Alpha | Sold out | 0.00% | −0.19 |
| DISV Dimensional International SM | Reduce -1.0% | 0.92% | −0.09 |
| IDEV iShares Core MSCI Dev MKTS | Reduce 0.0% | 1.87% | −0.07 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | Reduce -1.8% | 1.51% | −0.07 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -17.9% | 0.17% | −0.06 |
| MSFT Microsoft Corp. | Reduce -1.4% | 0.27% | −0.03 |
| VWO Vanguard Ftse Emerging Marke | Reduce -3.7% | 0.76% | −0.03 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -1.8% | 0.38% | −0.03 |
| DFAX Dimensional World Ex US Core | Reduce -0.3% | 1.05% | −0.02 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -1.9% | 0.72% | −0.01 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -2.2% | 0.43% | −0.01 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -6.6% | 0.29% | −0.01 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -1.3% | 3.49% | −0.01 |
| JPM JPMorgan Chase & Co. | Reduce -4.0% | 0.21% | −0.01 |
| BSVO EA Bridgeway Omni Sm-Cp Val | Reduce -4.0% | 0.83% | −0.00 |
| TSLA Tesla Inc. | Reduce -1.8% | 0.16% | +0.00 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -3.9% | 3.61% | +0.01 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Reduce -4.7% | 0.24% | +0.01 |
| DFEM Dimensional Emrg MRKT Core | Reduce -3.8% | 0.75% | +0.02 |
| ABBV Abbvie Inc. | Reduce -2.9% | 1.44% | +0.02 |
| IJR iShares Core S&P Small-Cap E | Reduce -3.3% | 0.73% | +0.03 |
| GL Globe Life Inc. | Reduce -5.9% | 0.41% | +0.03 |
| IWD iShares Russell 1000 Value E | Reduce -0.2% | 1.55% | +0.03 |
| IWM iShares Russell 2000 ETF | Reduce -2.0% | 0.79% | +0.05 |
| DFUV Dimensional US Marketwide Va | Reduce -1.4% | 7.37% | +0.08 |
| DFAT Dimensional US Target Value | Reduce -0.3% | 13.67% | +0.12 |
| IEMG iShares Core MSCI Emerging | Reduce -0.9% | 2.89% | +0.17 |
| DFAC Dimensional US Core Equity 2 | Reduce -0.2% | 8.49% | +0.25 |
| DFUS Dimensional US Eq MKT ETF | Reduce -0.1% | 8.08% | +0.33 |
| LLY Eli Lilly & Co. | Reduce -3.0% | 2.65% | +0.33 |
Portfolio Buys Q1 2026 → Q2 2026
| VOO Vanguard S&P 500 ETF | Add +3.4% | 4.29% | +0.30 |
| ITOT iShares Core S&P Total U.S. | Add +3.9% | 3.34% | +0.25 |
| DFAS Dimensional US Small Cap ETF | Add +0.1% | 5.07% | +0.23 |
| VUG Vanguard Mrngstar GR ETF-Sui | New | 0.16% | +0.16 |
| VEU Vanguard Ftse All-World Ex-U | New | 0.14% | +0.14 |
| AAPL Apple Inc. | Add +7.8% | 1.00% | +0.10 |
| BIV Vanguard Intermediate-Term B | Add +7.7% | 0.18% | −0.01 |
| SCZ iShares MSCI Eafe Small-Cap | Add +0.0% | 0.52% | −0.03 |
| BSV Vanguard Short-Term Bond ETF | Add +7.2% | 6.55% | −0.26 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 50 | $147.8M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q1 2026 | 52 | $133.6M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q4 2025 | 62 | $178.4M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q3 2025 | 60 | $170.4M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q2 2025 | 59 | $155.2M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q1 2025 | 58 | $139.8M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q4 2024 | 57 | $141.4M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q3 2024 | 58 | $141.3M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q2 2024 | 56 | $131.4M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q1 2024 | 56 | $129.8M | DFAT, DFAC, DFUV, DFUS, BSV |