Rf&l Wealth Management, LLC
In its 13F for Q1 2024 (holdings as of March 31, 2024, filed April 30, 2024), Rf&l Wealth Management, LLC reported 56 stock positions worth $129.8 million. Its top holding was Dimensional US Target Value (DFAT) at 12.5% of the portfolio, followed by Dimensional US Core Equity 2 (DFAC, 7.2%) and Dimensional US Marketwide Va (DFUV, 7.1%). Compared with Q4 2023, it opened 2 new positions, sold out of 1, added to 17 and reduced 18. The biggest buy was Vanguard S&P 500 ETF (VOO, shares +10%) and the biggest sale Dimensional US Target Value (DFAT, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- ACTON, MA
- CIK
- 0001965915
- Portfolio Value
- $129.8M (Q1 2024)
- SEC Filing
- 0001725547-24-001448 ↗ filed Apr 30, 2024
Holdings Value
Holdings 56 stocks · $129.8M
| DFAT Dimensional US Target Value | 12.51% | 298,385 | $16.2M | Reduce -1.0% |
| DFAC Dimensional US Core Equity 2 | 7.21% | 293,016 | $9.4M | Reduce -0.7% |
| DFUV Dimensional US Marketwide Va | 7.11% | 225,663 | $9.2M | Reduce -4.1% |
| DFUS Dimensional US Eq MKT ETF | 6.46% | 147,283 | $8.4M | Reduce -0.3% |
| BSV Vanguard Short-Term Bond ETF | 5.02% | 85,102 | $6.5M | Add +6.4% |
| AAPL Apple Inc. | 4.66% | 35,309 | $6.1M | No change |
| DFAS Dimensional US Small Cap ETF | 4.54% | 94,640 | $5.9M | Reduce -5.4% |
| AMZN Amazon.com Inc. | 3.56% | 25,622 | $4.6M | No change |
| MSFT Microsoft Corp. | 3.35% | 10,335 | $4.3M | No change |
| VTI VG Morningstar TS MKT ETF-US | 3.26% | 16,275 | $4.2M | Reduce -3.5% |
| DFIV Dimensional International Va | 3.05% | 107,919 | $4.0M | Add +3.3% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 3.03% | 20,521 | $3.9M | Reduce -1.1% |
| FNDC Schwab Fndmnt Intl SM Eq ETF | 2.78% | 101,632 | $3.6M | Add +3.2% |
| VOO Vanguard S&P 500 ETF | 2.59% | 6,986 | $3.4M | Add +10.5% |
| ABBV Abbvie Inc. | 2.58% | 18,430 | $3.4M | Reduce -2.6% |
| META Meta Platforms Inc. Class A | 2.47% | 6,600 | $3.2M | No change |
| LLY Eli Lilly & Co. | 2.33% | 3,884 | $3.0M | Reduce -7.8% |
| ITOT iShares Core S&P Total U.S. | 1.78% | 20,061 | $2.3M | Add +8.1% |
| IEMG iShares Core MSCI Emerging | 1.71% | 42,958 | $2.2M | Add +5.4% |
| WMT Walmart Inc. | 1.36% | 29,400 | $1.8M | No change |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 1.33% | 48,643 | $1.7M | Add +0.1% |
| IDEV iShares Core MSCI Dev MKTS | 1.15% | 22,212 | $1.5M | Add +7.4% |
| JPM JPMorgan Chase & Co. | 1.13% | 7,313 | $1.5M | Reduce -2.4% |
| IWD iShares Russell 1000 Value E | 1.07% | 7,732 | $1.4M | Add +9.8% |
| COST Costco Wholesale Corp. | 1.05% | 1,865 | $1.4M | No change |
| ABT Abbott Laboratories | 0.88% | 10,080 | $1.1M | Reduce -1.5% |
| DFAX Dimensional World Ex US Core | 0.85% | 43,503 | $1.1M | Reduce -2.2% |
| KO The Coca-Cola Co. | 0.81% | 17,200 | $1.1M | No change |
| NVDA Nvidia Corp. | 0.76% | 1,091 | $986K | Reduce -8.4% |
| OHI Omega Healthcare Investors | 0.71% | 29,091 | $921K | Add +11.5% |
| IWM iShares Russell 2000 ETF | 0.69% | 4,238 | $891K | Reduce -3.1% |
| VWO Vanguard Ftse Emerging Marke | 0.62% | 19,181 | $801K | Reduce -0.2% |
| IWN iShares Russell 2000 Value E | 0.60% | 4,870 | $773K | Add +0.1% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.59% | 4,682 | $763K | Add +0.2% |
| XOM Exxon Mobil Corp. | 0.56% | 6,304 | $733K | Add +0.8% |
| QCOM Qualcomm Inc. | 0.51% | 3,894 | $659K | Add +3.7% |
| XYZ Block Inc. | 0.47% | 7,275 | $615K | No change |
| SCZ iShares MSCI Eafe Small-Cap | 0.46% | 9,398 | $595K | No change |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.38% | 13,927 | $499K | Reduce -2.5% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.34% | 842 | $440K | No change |
| DFEM Dimensional Emrg MRKT Core | 0.34% | 17,260 | $440K | Add +23.7% |
| DISV Dimensional International SM | 0.34% | 16,150 | $439K | Add +13.7% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.33% | 1,013 | $426K | No change |
| IJR iShares Core S&P Small-Cap E | 0.30% | 3,484 | $385K | Reduce -2.1% |
| SCHX Schwab US Large-Cap ETF | 0.28% | 5,810 | $361K | No change |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | 0.27% | 2,922 | $349K | No change |
| FTEC Fidelity MSCI Info Tech Indx | 0.25% | 2,108 | $329K | No change |
| BIV Vanguard Intermediate-Term B | 0.22% | 3,840 | $290K | Reduce -14.5% |
| CVX Chevron Corp. | 0.21% | 1,725 | $272K | Add +1.5% |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.19% | 855 | $245K | No change |
| SNPE Xtrckr S&P 500 Scor&scrn ETF | 0.17% | 4,697 | $225K | No change |
| FXL First Trust Technology Alpha | 0.17% | 1,625 | $219K | No change |
| GOOGL Alphabet Inc. Class A | 0.17% | 1,423 | $215K | New |
| PG The Procter & Gamble Co. | 0.17% | 1,322 | $215K | New |
| TSLA Tesla Inc. | 0.16% | 1,158 | $204K | No change |
| RVNC Revance Therapeutics Inc. | 0.13% | 33,000 | $162K | No change |
Portfolio Sells Q4 2023 → Q1 2024
| DFAT Dimensional US Target Value | Reduce -1.0% | 12.51% | −0.60 |
| DFAS Dimensional US Small Cap ETF | Reduce -5.4% | 4.54% | −0.41 |
| PFE Pfizer Inc. | Sold out | 0.00% | −0.17 |
| DFUV Dimensional US Marketwide Va | Reduce -4.1% | 7.11% | −0.17 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -1.1% | 3.03% | −0.07 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -3.5% | 3.26% | −0.07 |
| BIV Vanguard Intermediate-Term B | Reduce -14.5% | 0.22% | −0.06 |
| ABT Abbott Laboratories | Reduce -1.5% | 0.88% | −0.05 |
| DFAX Dimensional World Ex US Core | Reduce -2.2% | 0.85% | −0.05 |
| IWM iShares Russell 2000 ETF | Reduce -3.1% | 0.69% | −0.04 |
| VWO Vanguard Ftse Emerging Marke | Reduce -0.2% | 0.62% | −0.04 |
| IJR iShares Core S&P Small-Cap E | Reduce -2.1% | 0.30% | −0.02 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -2.5% | 0.38% | −0.02 |
| DFAC Dimensional US Core Equity 2 | Reduce -0.7% | 7.21% | +0.04 |
| JPM JPMorgan Chase & Co. | Reduce -2.4% | 1.13% | +0.07 |
| DFUS Dimensional US Eq MKT ETF | Reduce -0.3% | 6.46% | +0.10 |
| ABBV Abbvie Inc. | Reduce -2.6% | 2.58% | +0.15 |
| NVDA Nvidia Corp. | Reduce -8.4% | 0.76% | +0.27 |
| LLY Eli Lilly & Co. | Reduce -7.8% | 2.33% | +0.29 |
Portfolio Buys Q4 2023 → Q1 2024
| VOO Vanguard S&P 500 ETF | Add +10.5% | 2.59% | +0.29 |
| GOOGL Alphabet Inc. Class A | New | 0.17% | +0.17 |
| PG The Procter & Gamble Co. | New | 0.17% | +0.17 |
| ITOT iShares Core S&P Total U.S. | Add +8.1% | 1.78% | +0.16 |
| IWD iShares Russell 1000 Value E | Add +9.8% | 1.07% | +0.10 |
| DFIV Dimensional International Va | Add +3.3% | 3.05% | +0.07 |
| QCOM Qualcomm Inc. | Add +3.7% | 0.51% | +0.06 |
| IDEV iShares Core MSCI Dev MKTS | Add +7.4% | 1.15% | +0.05 |
| DFEM Dimensional Emrg MRKT Core | Add +23.7% | 0.34% | +0.05 |
| XOM Exxon Mobil Corp. | Add +0.8% | 0.56% | +0.04 |
| OHI Omega Healthcare Investors | Add +11.5% | 0.71% | +0.04 |
| DISV Dimensional International SM | Add +13.7% | 0.34% | +0.03 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +0.2% | 0.59% | +0.01 |
| CVX Chevron Corp. | Add +1.5% | 0.21% | −0.00 |
| IEMG iShares Core MSCI Emerging | Add +5.4% | 1.71% | −0.01 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | Add +0.1% | 1.33% | −0.03 |
| IWN iShares Russell 2000 Value E | Add +0.1% | 0.60% | −0.03 |
| FNDC Schwab Fndmnt Intl SM Eq ETF | Add +3.2% | 2.78% | −0.08 |
| BSV Vanguard Short-Term Bond ETF | Add +6.4% | 5.02% | −0.10 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 50 | $147.8M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q1 2026 | 52 | $133.6M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q4 2025 | 62 | $178.4M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q3 2025 | 60 | $170.4M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q2 2025 | 59 | $155.2M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q1 2025 | 58 | $139.8M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q4 2024 | 57 | $141.4M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q3 2024 | 58 | $141.3M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q2 2024 | 56 | $131.4M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q1 2024 | 56 | $129.8M | DFAT, DFAC, DFUV, DFUS, BSV |