Rf&l Wealth Management, LLC
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 7, 2025), Rf&l Wealth Management, LLC reported 59 stock positions worth $155.2 million. Its top holding was Dimensional US Target Value (DFAT) at 10.1% of the portfolio, followed by Dimensional US Core Equity 2 (DFAC, 6.6%) and Dimensional US Eq MKT ETF (DFUS, 6.3%). Compared with Q1 2025, it opened 2 new positions, sold out of 1, added to 23 and reduced 16. The biggest buy was Nvidia (NVDA, shares +39%) and the biggest sale Dimensional US Target Value (DFAT, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- ACTON, MA
- CIK
- 0001965915
- Portfolio Value
- $155.2M (Q2 2025)
- SEC Filing
- 0001965915-25-000006 ↗ filed Jul 7, 2025
Holdings Value
Holdings 59 stocks · $155.2M
| DFAT Dimensional US Target Value | 10.08% | 289,875 | $15.6M | Reduce -1.0% |
| DFAC Dimensional US Core Equity 2 | 6.64% | 287,575 | $10.3M | Add +0.6% |
| DFUS Dimensional US Eq MKT ETF | 6.34% | 146,748 | $9.8M | Add +0.7% |
| DFUV Dimensional US Marketwide Va | 5.61% | 205,996 | $8.7M | Add +0.3% |
| BSV Vanguard Short-Term Bond ETF | 5.12% | 100,955 | $7.9M | Add +1.0% |
| DFAS Dimensional US Small Cap ETF | 3.77% | 91,725 | $5.8M | Reduce -4.8% |
| AAPL Apple Inc. | 3.74% | 28,289 | $5.8M | No change |
| AMZN Amazon.com Inc. | 3.62% | 25,612 | $5.6M | No change |
| DFIV Dimensional International Va | 3.38% | 122,654 | $5.3M | Add +1.5% |
| MSFT Microsoft Corp. | 3.32% | 10,350 | $5.1M | No change |
| META Meta Platforms Inc. Class A | 3.14% | 6,595 | $4.9M | No change |
| VTI VG Morningstar TS MKT ETF-US | 3.06% | 15,615 | $4.7M | Reduce -0.8% |
| VOO Vanguard S&P 500 ETF | 3.05% | 8,323 | $4.7M | Add +2.4% |
| FNDC Schwab Fndmnt Intl SM Eq ETF | 2.96% | 109,207 | $4.6M | Reduce -0.5% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 2.86% | 22,797 | $4.4M | Add +9.2% |
| NVDA Nvidia Corp. | 2.55% | 25,040 | $4.0M | Add +38.8% |
| ITOT iShares Core S&P Total U.S. | 2.15% | 24,724 | $3.3M | Add +8.6% |
| ABBV Abbvie Inc. | 2.10% | 17,560 | $3.3M | Reduce -1.0% |
| IEMG iShares Core MSCI Emerging | 1.92% | 49,607 | $3.0M | Reduce -5.5% |
| LLY Eli Lilly & Co. | 1.86% | 3,704 | $2.9M | No change |
| WMT Walmart Inc. | 1.85% | 29,400 | $2.9M | No change |
| CRWD CrowdStrike Holdings Inc. Class A | 1.48% | 4,500 | $2.3M | Add +28.6% |
| IDEV iShares Core MSCI Dev MKTS | 1.42% | 28,944 | $2.2M | Add +4.2% |
| JPM JPMorgan Chase & Co. | 1.35% | 7,227 | $2.1M | No change |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 1.20% | 46,674 | $1.9M | Reduce -1.5% |
| COST Costco Wholesale Corp. | 1.19% | 1,865 | $1.8M | No change |
| IWD iShares Russell 1000 Value E | 1.07% | 8,571 | $1.7M | Reduce -1.5% |
| UNH Unitedhealth Group Inc. | 1.07% | 5,300 | $1.7M | Add +130.4% |
| ABT Abbott Laboratories | 0.85% | 9,694 | $1.3M | Reduce -2.5% |
| DFAX Dimensional World Ex US Core | 0.80% | 42,331 | $1.2M | Reduce -1.3% |
| KO The Coca-Cola Co. | 0.78% | 17,130 | $1.2M | No change |
| OHI Omega Healthcare Investors | 0.71% | 30,195 | $1.1M | Add +3.8% |
| VWO Vanguard Ftse Emerging Marke | 0.64% | 19,966 | $988K | Add +4.3% |
| DISV Dimensional International SM | 0.59% | 27,805 | $915K | Add +12.5% |
| IWM iShares Russell 2000 ETF | 0.58% | 4,141 | $894K | Add +0.7% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.56% | 4,958 | $876K | Add +9.2% |
| DFEM Dimensional Emrg MRKT Core | 0.53% | 27,825 | $826K | Add +45.4% |
| QCOM Qualcomm Inc. | 0.50% | 4,894 | $779K | Add +25.7% |
| IJR iShares Core S&P Small-Cap E | 0.50% | 7,119 | $778K | Add +104.3% |
| IWN iShares Russell 2000 Value E | 0.47% | 4,670 | $737K | Reduce -4.1% |
| SCZ iShares MSCI Eafe Small-Cap | 0.43% | 9,245 | $672K | Reduce -2.7% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.39% | 1,233 | $599K | No change |
| SPDW Ste STR SPDR PT DW Eu ETF | 0.34% | 13,225 | $535K | Add +0.0% |
| SCHX Schwab US Large-Cap ETF | 0.31% | 19,886 | $486K | Add +14.1% |
| BSVO EA Bridgeway Omni Sm-Cp Val | 0.31% | 23,586 | $481K | New |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.30% | 757 | $468K | Reduce -3.2% |
| FTEC Fidelity MSCI Info Tech Indx | 0.27% | 2,108 | $416K | No change |
| MGV Vngrd Mrgstr MG CP VL ETF-Ui | 0.25% | 2,922 | $383K | No change |
| XOM Exxon Mobil Corp. | 0.24% | 3,405 | $367K | No change |
| TSLA Tesla Inc. | 0.23% | 1,115 | $354K | Reduce -1.3% |
| GL Globe Life Inc. | 0.22% | 2,742 | $341K | Add +27.1% |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.20% | 855 | $313K | No change |
| BIV Vanguard Intermediate-Term B | 0.18% | 3,535 | $273K | Reduce -1.0% |
| SNPE Xtrckr S&P 500 Scor&scrn ETF | 0.17% | 4,697 | $260K | No change |
| FXL First Trust Technology Alpha | 0.16% | 1,625 | $256K | No change |
| GOOGL Alphabet Inc. Class A | 0.16% | 1,423 | $251K | No change |
| CVX Chevron Corp. | 0.15% | 1,640 | $235K | Reduce -4.9% |
| UBER Uber Technologies Inc. | 0.15% | 2,500 | $233K | New |
| BSX Boston Scientific Corp. | 0.14% | 2,000 | $215K | No change |
Portfolio Sells Q1 2025 → Q2 2025
| DFAT Dimensional US Target Value | Reduce -1.0% | 10.08% | −0.70 |
| ABBV Abbvie Inc. | Reduce -1.0% | 2.10% | −0.56 |
| DFAS Dimensional US Small Cap ETF | Reduce -4.8% | 3.77% | −0.35 |
| XYZ Block Inc. | Sold out | 0.00% | −0.16 |
| IEMG iShares Core MSCI Emerging | Reduce -5.5% | 1.92% | −0.11 |
| IWD iShares Russell 1000 Value E | Reduce -1.5% | 1.07% | −0.10 |
| ABT Abbott Laboratories | Reduce -2.5% | 0.85% | −0.09 |
| CVX Chevron Corp. | Reduce -4.9% | 0.15% | −0.06 |
| IWN iShares Russell 2000 Value E | Reduce -4.1% | 0.47% | −0.05 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -0.8% | 3.06% | −0.04 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | Reduce -1.5% | 1.20% | −0.02 |
| BIV Vanguard Intermediate-Term B | Reduce -1.0% | 0.18% | −0.02 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -3.2% | 0.30% | −0.01 |
| DFAX Dimensional World Ex US Core | Reduce -1.3% | 0.80% | −0.00 |
| SCZ iShares MSCI Eafe Small-Cap | Reduce -2.7% | 0.43% | +0.00 |
| TSLA Tesla Inc. | Reduce -1.3% | 0.23% | +0.02 |
| FNDC Schwab Fndmnt Intl SM Eq ETF | Reduce -0.5% | 2.96% | +0.12 |
Portfolio Buys Q1 2025 → Q2 2025
| NVDA Nvidia Corp. | Add +38.8% | 2.55% | +1.15 |
| CRWD CrowdStrike Holdings Inc. Class A | Add +28.6% | 1.48% | +0.59 |
| BSVO EA Bridgeway Omni Sm-Cp Val | New | 0.31% | +0.31 |
| IJR iShares Core S&P Small-Cap E | Add +104.3% | 0.50% | +0.24 |
| UNH Unitedhealth Group Inc. | Add +130.4% | 1.07% | +0.20 |
| DFEM Dimensional Emrg MRKT Core | Add +45.4% | 0.53% | +0.17 |
| ITOT iShares Core S&P Total U.S. | Add +8.6% | 2.15% | +0.17 |
| UBER Uber Technologies Inc. | New | 0.15% | +0.15 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +9.2% | 2.86% | +0.08 |
| DISV Dimensional International SM | Add +12.5% | 0.59% | +0.07 |
| QCOM Qualcomm Inc. | Add +25.7% | 0.50% | +0.07 |
| VOO Vanguard S&P 500 ETF | Add +2.4% | 3.05% | +0.06 |
| IDEV iShares Core MSCI Dev MKTS | Add +4.2% | 1.42% | +0.05 |
| SCHX Schwab US Large-Cap ETF | Add +14.1% | 0.31% | +0.04 |
| DFUS Dimensional US Eq MKT ETF | Add +0.7% | 6.34% | +0.04 |
| VWO Vanguard Ftse Emerging Marke | Add +4.3% | 0.64% | +0.02 |
| GL Globe Life Inc. | Add +27.1% | 0.22% | +0.02 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +9.2% | 0.56% | +0.00 |
| SPDW Ste STR SPDR PT DW Eu ETF | Add +0.0% | 0.34% | +0.00 |
| IWM iShares Russell 2000 ETF | Add +0.7% | 0.58% | −0.01 |
| DFIV Dimensional International Va | Add +1.5% | 3.38% | −0.02 |
| OHI Omega Healthcare Investors | Add +3.8% | 0.71% | −0.08 |
| DFAC Dimensional US Core Equity 2 | Add +0.6% | 6.64% | −0.10 |
| DFUV Dimensional US Marketwide Va | Add +0.3% | 5.61% | −0.44 |
| BSV Vanguard Short-Term Bond ETF | Add +1.0% | 5.12% | −0.48 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 50 | $147.8M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q1 2026 | 52 | $133.6M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q4 2025 | 62 | $178.4M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q3 2025 | 60 | $170.4M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q2 2025 | 59 | $155.2M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q1 2025 | 58 | $139.8M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q4 2024 | 57 | $141.4M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q3 2024 | 58 | $141.3M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q2 2024 | 56 | $131.4M | DFAT, DFAC, DFUS, DFUV, BSV |
| Q1 2024 | 56 | $129.8M | DFAT, DFAC, DFUV, DFUS, BSV |